20081394 Ver 1_Approval Letter_20090114

Beverly Eaves Perdue, Governor

Dee Freeman, Secretary
North Carolina Department of Environment and Natural Resources

Co1een H. Sullins, Director
Division of Water Quality

January 14, 2009
DWQ# 08-1394
Rockingham County

Mr. Robert Hall
North Carolina State Employee's Credit Union
1000 Wade Ave
Raleigh, NC 27605

APPROVAL of 401 Water Quality Certification with Additional Conditions

Dear Mr. Hall:

You have our approval, in accordance with the attached conditions, to permanently impact 164 linear feet of
an unnamed tributary to Big Beaver Island Creek to construct the buildings and accessories for the State
Employee's Credit Union in Madison located off Chief Martin Street in Madison, NC in Rockingham County,
as described in your application received by the Division on September 11, 2008, and additional information
received on October 21, 2008 and December 10, 2008. After reviewing your modification application, we
have determined that this fill is covered by General Water Quality Certification Numbers 3705, which can be
viewed on our web site at http://h20.enr.state.nc.us/ncwetlands/rd_wetlands_certifications.htm.This
Certification allows you to use Nationwide Permit Number 39 when it is issued by the U.S. Army Corps of
Engineers. In addition, you should secure any other applicable federal, state or local permits before you
proceed with your project, including (but not limited to) those required by Sediment and Erosion Control
(including trout buffer waivers as necessary), Non-Discharge, State Stormwater, arid Water Supply Watershed
regulations. Also, this approval will expire when the accompanying 404 permits expire unless otherwise
specified in the General Certification.

This approval is valid only for the purpose and design that you have described in your application. If you
change your project, you must notify us in writing, and you may be required to send us a new application for a
new certification. If the property is sold, the new owner must be given a copy of the Certification and
approval letter and is thereby responsible for complying with all conditions. If total wetland fill for this
project (now or in the future) exceeds one acre, or total fill to perennial streams equals or exceeds 150 linear
feet, additional compensatory mitigation may be required as described in 15A NCAC 2H .0506 (h). For this
approval to be valid, you must follow the conditions listed in the attached certification, as well as the
additional conditions listed below:

1. The following impacts are hereby approved as long as all other specific and general conditions of this
Certification are met. No other impacts, including incidental impacts, are approved:

Identifier
Site #1 - Culvert

Stream
Unnamed Tributary to Big Beaver
Island Creek

Total 164 linear feet ermanent im act
Illurnllll

North Carolina Division of Water Quality
Winston-Salem Regional Office
Internet: www.ncwaterqualitV.org

585 Waughtown Street
Winston-Salem, NC 27107

Phone [phone]
Fax [phone]

Customer Service
1-877-623-6748

An Equal Opportunity/Affirmative Action Employer - 50% Recycled/10% Post Consumer Paper

Madison SECU
January 14, 2009
DWQ # 08-1394
Page 2

2. The outside buffer, wetland or water boundary located within the construction corridor approved by this
certification shall be clearly marked by highly visible fencing prior to any land disturbing activities.
Impacts to areas within the fencing are prohibited unless otherwise authorized by this certification.

3. The final, written stormwater management plans (including a signed and notarized Operation and
Maintenance Agreement) must be implemented and the stormwater management facilities shall be
constructed and operational before any permanent building is occupied at the subject site. The structural
stormwater practices as approved by this Office as well as drainage patterns must be maintained in
perpetuity. No changes to the structural stormwater practices shall be made without written
authorization from the Divisi9n of Water Quality.

4. Deed notifications or similar mechanisms shall be placed on all retained jurisdictional wetlands, waters
and protective buffers in order to assure compliance for future wetland, water and buffer impact. These
mechanisms shall be put in place at the time of recording of the property, or of individual lots,
whichever is appropriate. A sample deed notification can be downloaded from the 401lWetlands Unit
web site at http://h2o.enr.state.nc.us/ncwetlands/applying.html. The text of the sample deed notification
may be modified as appropriate to suit to this project.

5. Upon finishing the project, the Applicant shall fill out and return the enclosed "Certificate of
Completion" to notify NCDWQ when all work included in the 401 Certification has been completed.
This certificate should be returned to the Winston-Salem Regional Office of the NCDWQ at the address
listed on the form.

If you do not accept any of the conditions of this certification, you may ask for an adjudicatory hearing. You
must act within 60 days of the date that you receive this letter. To ask for a hearing, send a written petition
which conforms to Chapter 150B of the North Carolina General Statutes to the Office of Administrative
Hearings, 6714 Mail Service Center, Raleigh, N.C. 27699-6714. This certification and its conditions are final
and binding unless you ask for a hearing.

This letter completes the review of the Division of Water Quality under Section 401 of the Clean Water Act.
If you have any questions, please contact Sue Homewood in the DWQ Winston-Salem Regional Office at
336-771-4964 or at [e-mail].

:i7eIY/
(#.!/L_

! Coleen H. Sullins, Director
lj Division of Water Quality

cc: Andy Williams, U. S. Army Corps of Engineers, Raleigh Regulatory Field Office
Jim Cutler, MACTEC, 7347 West Friendly Ave, Greensboro, NC 27410
DWQ Winston-Salem Regional Office
DWQ Wetlands/401