SW7110702_HISTORICAL FILE_20210914

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ROY COOPER
Governor
ELIZABETH S.BISER
Secretary
BRIAN WRENN NORTH CAROLINA
Director Environmental Quality
September 14, 2021
Towne Bank
Attention: Keith Horton, SeniorVP, Chief Facilities Officer
6001 Harbour View Blvd.
Suffolk,VA 23435
Subject: Stormwater Permit Renewal
Stormwater Management Permit SW7110702
Towne Bank— Southern Shores, NC
Dare County
Dear Mr. Horton:
A Division of Energy, Mineral,and Land Resources file review has determined that
Stormwater Permit SW7110702 fora stormwater treatment system consisting of a
wetland basin and two infiltration trenches serving Towne Bank located at 2 Juniper
Trail, Southern Shores, NC expires on December 2, 2021. This is a reminderthat permit
renewal applications are due 180 days prior to expiration.We do not have a record of
receiving a renewal application.
Please submit a completed permit renewal application along with a$505.00 fee for
permit renewal within the required time. Permit application forms for renewal can be
found on ourwebsite at: https://deq.nc.gov/about/divisions/energy-mineral-and-land-
resources/stormwater/stormwater-program/post-construction-2. North Carolina General
Statutes and the Coastal Stormwater rules require that this property be covered undera
stormwater permit. Failure to maintain a permit subjects the ownerto assessment of
civil penalties.
If you have questions, please feel free to contact me at(252) 948-3923. 1 will be glad to
discussthis by phone ormeet with you. If you would like, I can e-mail you a copy of the
application forms. You can request a copy by e-mailing me at
roaer.thorpe(@n cden r aov.
Sincerely,
Roger K. Thorpe
Environmental Engineer
QNorth Carolina Department of Environmental Quality 1 Division of Energy.Mineral and Land Resources
_EWashington Regional Office 1 943 Washington Square Mail I Washington.North Carolina 27889
a•wm..in�,.ro,.,,.,,,,a,,,\ �✓ 252.946.6481

Quible
Quible &Associates, P.C. P.O.Drawer 870
Kitty ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING Hawk NC 27949
Phone:[phone]
SINCE 1959 Fax:[phone]
web:qulble.com
October 22, 2021 M
Mr. Roger ThorpeNCDEQ Washington Regional Office
943 Washington Square Mall
Washington, NC 27889
Re: State Stormwater Permit Renewal Application Package
State Stormwater Permit No. SW7110702 Mod. —TowneBank (Southern Shores)
Dare County, North Carolina
Dear Mr. Thorpe,
On behalf of TowneBank, Quible & Associates, P.C. hereby submits for review and approval a State
Stormwater Permit Renewal Application Package for TowneBank-Southern Shores(Stormwater Permit No.
SW7110702 Mod.).
The following documents are included with the State Stormwater Permit Renewal Application Package
and shall be considered part of this submittal package:
1. One (1)additional review fee check in the amount of$505.00 made payable to NCDEQ;
2. One (1)original and one (1) copy of the State Stormwater Permit Renewal Application Form and
associated documents including:
a. A copy of the existing stormwater permit,for your reference.
b. Stormwater Wetland Operation and Maintenance Agreement, from the proposed
permittee;
c. Permeable Pavement Operation and Maintenance Agreement,from the proposed
permittee;
d. Infiltration Trench Operation and Maintenance Agreement, from the proposed permittee;
e. Filter Strip, Restored Riparian Buffer and Level Spreader Operation and Maintenance
Agreement,from the proposed permittee;
f. Designer's Certification for Stormwater permit SW7110702 Mod, dated February 23,
2015;
g. Officers &Directors information for TowneBank.
A copy of the State's Renewal Letter dated September 14, 2021 is also included for your reference. An
email containing electronic copies of the enclosed items will accompany this transmittal.
Please do not hesitate to contact Michael W. Strader, Jr., P.E. or myself at 252.491.8147 should you have
any questions or concerns.
Sincerely,
Quible 8r Associates, P.C.
Nadeen Dashti, E.1
Encl: as stated
Cc: Mr. Keith Horton, TowneBank

a u 6WE y
ROY COOPER
Governor _
ELIZABETH S.BISER
Secretary eww..ca•'
BRIAN WRENN NORTH CAROLINA
Director Envlronmenfal Quality
September 14, 2021
Towne Bank
Attention:Keith Horton, Senior VP, Chief Facilities Officer
6001 Harbour View Blvd.
Suffolk,VA 23435
Subject: Stormwater Permit Renewal
Stormwater Management Permit SW7110702
Towne Bank— Southern Shores,NC
Dare County
Dear Mr. Horton:
A Division of Energy, Mineral,and Land Resources file review has determined that
Stormwater Permit SW7110702 for a stormwater treatment system consisting of a
wetland basin and two infiltration trenches serving Towne Bank located at 2 Juniper
Trail, Southern Shores, NC expires on December2, 2021. This is a reminderthat permit
renewal applications are due 180 days prior to expiration.We do not have a record of
receiving a renewal application.
Please submit a completed permit renewal application along with a$505.00 fee for
permit renewal within the required time. Permit application forms for renewal can be
found on ourwebsite at: https://deq.nc.gov/about/divisions/energy-mineral-and-land-
resources/stormwater/stormwater-program/post-construction-2. North Carolina General
Statutes and the Coastal Stormwater rules require that this property be covered undera
stormwater permit. Failure to maintain a permit subjects the ownerto assessment of
civil penalties.
If you have questions,please feel free to contact me at(252) 948-3923. 1 will be glad to
discuss this by phone or meet with you. If you would like, I can e-mail you a copy of the
application forms. You can request a copy by e-mailing me at
roger thoroena n cden r aov.
Sincerely,
Roger K. Thorpe n
Environmental Engineer
North Carolina Department of Environmental Quality I Division of Energy,Mineral and Land Resources
E Q> Washington Regional Office 1943 Washington Square Mall I Washington,North Carolina 27889
014' 252,946.6481

BUSINESS CORPORATION ANNUAL REPORT
(;.:...-
nl-20u
NAME OF BUSINESS CORPORATION: Towne Bank
1107471 Fling Off.Use only
SECRETARY OF STATE ID NUMBER: STATE OF FORMATION: VA E-Filed Annual Report
1107471
REPORT FOR THE FISCAL YEAR END: 1 2/31/2020 CA202108417197
3/25/2021 03:45
SECTION A: REGISTERED AGENT'S INFORMATION 0 Changes
1. NAME OF REGISTERED AGENT: Schenk, III, Edward S. Esq.
2.SIGNATURE OF THE NEW REGISTERED AGENT:
SIGNATURE CONSTITUTES CONSENT TO THE APPOINTMENT
3. REGISTERED AGENT OFFICE STREET ADDRESS& COUNTY 4. REGISTERED AGENT OFFICE MAILING ADDRESS
Williams Mullen Williams Mullen, 301 Fayetteville Street, Suite 1700
Raleigh, NC 27601 Wake County Raleigh, NC 27601
SECTION B: PRINCIPAL OFFICE INFORMATION
1. DESCRIPTION OF NATURE OF BUSINESS: Bank
2. PRINCIPAL OFFICE PHONE NUMBER: [phone] 3.PRINCIPAL OFFICE EMAIL: Privacy Redaction
4.PRINCIPAL OFFICE STREET ADDRESS 5.PRINCIPAL OFFICE MAILING ADDRESS
6001 Harbour View Blvd. 6001 Harbour View Blvd.
Suffolk,VA 23435 Suffolk,VA 23435
6.Select one of the following If applicable.(Optional see instructions)
❑ The company is a veteran-owned small business
❑ The company is a service-disabled veteran-owned small business
SECTION C: OFFICERS(Enter additional officers in Section E.)
NAME: William Littreal NAME: George P. Whitley NAME:
TITLE: Chief Financial Officer TITLE: General Counsel TITLE:
ADDRESS: ADDRESS: 800 E.Canal Street ADDRESS:
6001 Harbour View Blvd Suite 700
Suffolk,VA 23435 Richmond,VA 23219
SECTION D: CERTIFICATION OF ANNUAL REPORT. Section D must be completed in its entirety by a person/business
enti
George P. Whitley 3/25/2021
SIGNATURE DATE
Form must be signed by an officer listed under Section C of this farm.
George P. Whitley General Counsel
Print or Type Name of Officer Print or Type Title of Officer
This Annual Report has been filed electronically.
MAIL TO:Secretary of State, Business Registration Division,Post Office Box 29525,Raleigh,NC 27626-0525

OFFICERS&DIRECTORS
Corporate Management Group
G.Robert Aston Jr.
EXECUTIVE CHAIRMAN
Executive Chairman of the Board at TowneBank since March 2018.Chairman and Chief Executive Officer of TowneBank from
April 1999 to March 2018.President and Chief Executive Officer of BB&T-Virginia,from January 1995 until June 1998.
J.Morgan Davis
CHIEF EXECUTIVE OFFICER
J.Morgan Davis is the current Chief Executive Officer of TowneBank.Mr.Davis is a 37-year banking veteran and has previously
served as President and Chief Executive Officer of Towne Financial Services and as President of TowneBank of Virginia Beach.
Brad E.Schwartz
PRESIDENT&CHIEF OPERATING OFFICER
Mr.Schwartz is the current President and Chief Operating Officer of TowneBank.He previously served as Senior Executive Vice
President and Chief Operating Officer of TowneBank from June 2016 to July 2021.He served as Chief Executive Officer of
Monarch Bank from 2009 until June 2016 and as Chief Financial Officer/Chief Operating Officer of Monarch Bank from 2004 until
2009.Mr.Schwartz has approximately 30 years of banking experience and has served as a safety and soundness examiner for
the Virginia Slate Corporation Commission's Bureau of Financial Institutions,the primary regulator of Virginia-chartered financial
institutions.He has also served on the Board of Directors for the Federal Reserve Bank of Richmond,the Virginia Bankers
Association,and the Board of Visitors for Longwood University.
Matthew C.Davis
CHIEF STRATEGY AND RISK OFFICER
Matt Davis is the current Chief Strategy and Risk Officer at TowneBank.He has more than 24 years of experience working in
banking and finance,the last 20 of which have been with Paragon Bank,a Division of TowneBank.He previously served as the
Chief Operating Officer and Chief Credit Officer.A North Carolina native,Matt grew up in Louisburg and attended NC State
University,where he earned his Bachelor of Arts in management and his Master of Science in management.
William I.Foster III
PRESIDENT,CENTRAL VIRGINIA AND THE CAROLINAS
Mr.Foster served as President of Commercial and Real Estate Banking from December 2018 to September 2020,Mr.Foster
also previously served as President of TowneBank Virginia Beach from July 2011 to December 2018 and as President of
TowneBank Norfolk from February 2005 to June 2011.Prior to joining TowneBank,Mr.Foster was employed as the Chief
Financial Officer of IntraNexus.Inc.(information systems provider),Virginia Beach,Virginia from January 2002 to August 2003.
He served at the Hampton Roads Regional President of Central Fidelity Bank from 1993 to 1998.
Dawn S.Glynn
PRESIDENT,HAMPTON ROADS AND OUTER BANKS
Current President of Hampton Roads and Outer Banks.Former TowneBank President of Retail and Private Banking from
January 2019 to September 2020;President of Chesapeake/Portsmouth/Suffolk region from January 2014 to December 2017;
President of Chesapeake&Chairman,Private Banking July 2010 to December 2013;Executive Vice President,Director of
Private Banking January 2005 to June 2010, Founding officer—Senior Vice President/Private Banking Officer since
TowneBank's inception in September 1998.BB&T Vice President 1995 to 1998.
William B.Littreal
SIEVE CHIEF FINANCIAL OFFICER
William B.Littreal is the Senior Executive Vice President and Chief Strategy&Investor Relations Officer at TowneBank and has
been a member of the executive team since 2011.Prior to joining TowneBank as Director of Finance in 2008,Mr.Littreal served
as Executive Vice President and Chief Financial Officer of FNB Corporation,the parent company of First National Bank in
Chrisliansburg,Virginia.Previously,he served as Chief Financial Officer of TransCommunity Financial Corp.since February
2006 to January 2007;Senior Vice President and Controller of TransCommunity from May 2005 to February 2006;Information

Systems Manager-Finance Department for the City of Richmond,Virginia from October 2004 to April 2005;President,Capital
Resource Group,Inc.from June 2004 to October 2004;Senior Vice President-Operations and Technology,Citizens and Farmers
Bank,West Point,Virginia from April 2000 to June 2004.Mr.Littreal is a graduate of Christopher Newport University with a
Bachelor of Science Degree in Accounting and has received a Masters of Science in Management of Information Technology
from the University of Virginia.He is also a Certified Public Accountant.
Brian K.Skinner
PRESIDENT&CEO.TOME FINANCIAL SERVICES GROUP
Brian Skinner joined the Towne Family in 2007 as Peninsula President,served as Chief Banking Officer from January 2019 until
May 2021,and is now President and CEO of Towne Financial Services Group.AYorktown native,Brian graduated from
Christopher Newport University and began a banking career that included branch management,risk management,and
commercial lending.Brian has long been active in his community,serving on the board for the Virginia Living Museum,the Boys
&Girls Clubs of the Virginia Peninsula,the Patient Advocate Foundation,and is past president of the Newport News Rotary Club.
Executive Leadership
W.Jeffrey Dyckman
PRESIDENT,TOME BUSINESS STRATEGY
W.Jeffrey Dyckman is the President of Towne Business Strategy Group where he is responsible for partnering with Towne
lenders and calling officers to share the Towne story with area businesses and professionals.Dyckman is also involved in the
creation of new retail and business strategies to solidity TowneBank's presence in Hampton Roads.Prior to joining TowneBank,
Dyckman served as Regional President for the Eastern Region of Wachovia Bank.He is a lifelong Virginia Beach resident and
attended Old Dominion University.In addition he is a graduate of the University of Oklahoma's Graduate School of Commercial
Lending.Dyckman currently serves on the board of the Tidewater Community College Education Foundation,and throughout his
career,has served in numerous leadership and volunteer capacities,including the Hampton Roads Partnership,Greater Norfolk
Corporation,Diabetes Institute Foundation,Virginia Beach Vision and the Tidewater Scholarship Foundation.
R.Lee Clark
SENIOR EXECUTIVE VICE PRESIDENT AND CHIEF HUMAN RESOURCES OFFICER
Lee Clark is the Chief Human Resources Officer at TowneBank.He has more than 27 years of experience in banking,the last
thirteen of which have been with TowneBank in banking operations and human resources.During his banking career,he also
served in various officer roles in accounting,credit and branch management at Bank of Tidewater and SouthTrust.A Virginia
native,Lee grew up in Virginia Beach and attended the College of William&Mary,where he earned a Bachelor of Business
Administration in finance.He earned a Master of Business Administration from Old Dominion University.
Thomas L. Hasty III
SEVP REGULATORY MANAGEMENT
Thomas Hasty has been with TowneBank since 1999.He has served as Senior Executive Vice President of Risk Management
since January 2013.Prior to that role,he was Senior Vice President and Regional Corporate Banker with BB&T of Virginia from
1995 to 1998,Senior Vice President and Senior Credit Officer at Commerce Bank from 1987 to 1995,Supervisory Examiner and
has held other Examination roles with the FDIC from 1976 to 1987.
Keith D.Horton
SIEVE CHIEF FACILITIES OFFICER
Mr.Keith D.Horton is Senior Executive Vice President and Chief Facilities Officer of TowneBank.He was previously Executive
Vice President of Operations from 1999 to January 2005.
William T. Morrison
CHAIRMAN AND CHIEF EXECUTIVE OFFICER.TOWNEBANK MORTGAGE
Mr.Morrison has served as the Chairman and Chief Executive Officer of the TowneBank Mortgage and Really Group since June
2016,when Monarch was merged into TowneBank.Previously,he served as Chief Executive Officer of Monarch Mortgage from
2011 until June 2016 and Executive Vice President and Chief Operating Officer of Monarch Mortgage from 2007 until 2011,Mr.
Morrison has approximately 30 years of banking experience and has previously served as chief operating officer and chief credit
officer at local community banks.

vw,c v,v,nrrrmc, ,r,anaycnicn, vrownro
Permit No. SW7110702MOD
Towne Bank — Southern Shores
Stormwater Permit No. SW7110702 Modification
Dare Countv
Designer's Certification
I, W as a duly registered in the
State of North Carolina, having been authorized to observe ( enodica weekly/full
time) the construction of the project,
10 W ne Rg�1� — S o ukln a r r\ Sho'ro c
(Project)
for To W e �k (Project Owner) hereby state that, to the
best of my abilities, due care and diligence was used in the observation of the project
construction such that the construction was observed to be built within substantial
compliance and intent of the approved plans and specifications.
The checklist of items on page 2 of this form is included in the Certification,
Noted deviations from approved plans and specification:
-�.�'_'�S : �`. . ` 'v' Yam"'.•
Signature
Registr ion Nu m er o a�
Date
Page 7 of 8

V\P4lr V\VI I I I,,P\GI \ ...IP\J.G......\ Vr J\GIIIJ
Permit No. SW7110702MOD
Certification Requirements:
1. The drainage area to the system contains approximately the permitted
acreage.
2. The drainage area to the system contains no more than the permitted
amount of built-upon area.
✓ 3. All the built-upon area associated with the project is graded such that the
runoff drains to the system.
✓ 4. All roof drains are located such that the runoff is directed into the system.
5. The outlet/bypass structure elevations are per the approved plan.
✓ 6. The outlet/bypass structure is located per the approved plans.
✓ 7. Tg �SW vrash ack is proved �n the outlet/bypass structure.
lGCA ska
6. All slopes are grassed with permanent vegetation.
./ 9. Vegetated slopes are no steeper than 3:1.
10. The inlets are located per the approved plans and do not cause short-
circuiting of the system.
11. The permitted amounts of surface area and/or volume have been
provided.
12. Required drawdown devices are correctly sized per the approved plans.
13. All required design depths are provided.
14. All required pa s of t e system are provided, such as a vegetated shelf,
and a forebay.tp., s
15. The required system dimensions are provided per the approved plans.
cc: NCDENR-DWQ Washington Regional Office
Dare County Building Inspections
Page 8 of 8

� r
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Water Quality
Beverly Eaves Perdue Charles Wakild, P.E. Dee Freeman
Governor Director
Secretary
February 15, 2012
Mr. Morgan Davis,President& Chief Banking Officer
Towne Bank
600 22nd Street, Suite 500
Virginia Beach, VA 23451
Subject: Approved Plan Revision
Towne Bank—Southern Shores
Stormwater Project No. SW7110702 Modification
Dear Mr. Davis: Dare County
On February 1, 2012, the Washington Regional Office received a Plan Revision request for Stormwater
Management Pen-nit Number SW7110702 Modification.
The plan revision request is for the following:
• Rerouting of a portion of the street drainage to a location on the north side of the site.
Based on the current Division of Water Quality Guidance on this issue your plan revision request is hereby
approved. Please replace the previously approved plan sheet 3 (Grading & Drainage Plan) dated December 2,
2011 with the attached sheet.
Please be aware that all terms and conditions of the permit issued on December 2, 2011 remain in full
force and effect. Please also understand that the approval of this revision to the approved plans for the subject
State Stormwater Permit is done on a case-by-case basis. Any other changes to this project must be submitted
to and approved through the Division of Water Quality prior to construction. The issuance of this plan revision
does not preclude the permittee from complying with all other applicable statutes, riles, regulations or
ordinances which may have jurisdiction over the proposed activity, and obtaining a permit or approval prior to
construction.
If you have any questions concerning this matter, please do not hesitate to call me at(252) 948-3959.
i
Sincerely,
Samir Dumpor, PE
Environmental Engineer
AH\sd: K:\SD\PLANREVISIONS\SW7110702 Modification
cc: Derek Dail, P.E., Quible &Associates, P.C.
Washington Regional Office
Nodh Carolina Division of Water Quality Internet:my,ncwasrquallN.Ong
943 Washington Square Mali Phone.[phone] FAX [phone] One
Washington.NC 27889 FAX [phone] Not-thCarolina
An Egoal Opponunpp rAHvmat,,%cto,Empoyer 11a/-u dff

Permit Number.
(to be provided by DfVQ)
Drainage Area Number:
Stormwater Wetland Operation and Maintenance Agreement
I will keep a maintenance record on this BMP. This maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately. These deficiencies can affect the integrity
Of structures,safety of the public,and the removal efficiency of the BMP.
Important maintenance procedures:
— Immediately after the stormwater wetland is established, the wetland plants will
be watered twice weekly if needed until the plants become established
(commonly six weeks).
— No portion of the stormwater wetland will be fertilized after the first initial
fertilization that is required to establish the wetland plants.
— Stable groundcover will be maintained in the drainage area to reduce the
sediment load to the wet detention basin.
— Once a year, a dam safety expert will inspect the embankment.
After the wet detention pond is established,I will inspect it once a month and within 24
hours after every storm event greater than 1.0 inches (or 1.5 inches if in a Coastal
County). Records of operation and maintenance will be kept in a known set location
and will be available upon request
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
BMP element Potential problem: How I will remediate the roblem:
The entire BMP Trash debris is resent. Remove the Mash debris,
The perimeter of the Areas of bare soil and/or Regrade the soil if necessary to
wetland erosive gullies have formed. remove the gully,and then plant a
ground cover and water until it is
established. Provide time and a
one-time fertilizer application.
Vegetation is too short or too Maintain vegetation at a height of
long. approximately six inches.
The inlet device: pipe or The pipe is clogged(if Unclog the pipe. Dispose of the
swale applicable). sediment off-site.
The pipe is cracked or Replace the pipe.
otherwise damaged (if
applicable).
Erosion is occurring in the Regrade the swale if necessary to
swale (if applicable). smooth it over and provide erosion
control devices such as reinforced
turf matting or riprap to avoid
future problems with erosion.
Form SW401-Wetland O&M-Rev.3 Page I of 4

BMP element: Potential roblem: How 1 will remediate theproblem:
The forebay Sediment has accumulated in Search for the source of the
the forebay to a depth that sediment and remedy the problem if
inhibits the forebay from possible. Remove the sediment and
functioning well. dispose of it in a location where it
will not cause impacts to streams or
the BMP,
:Erosion has occurred. Provide additional erosion
protection such as reinforced turf
matting or riprap if needed to
prevent future erosion problems.
Weeds are present. Remove the weeds,preferably by
hand, If a pesticide is used,wipe it
The deep pool,shallow Alp] on the lants rather than spray in .
water and shallow land grower covers over Consult a professional to remove
50% of the deep pool and and control the algal growth.
areas shallow water areas.
Cattails,phragmites or other Remove the plants by wiping them
invasive plants cover 50%of with pesticide(do not spray)-
the deep pool and shallow consult a professional,
water areas.
Shallow land remains flooded Unclog the outlet device
more than 5 days after a immediately.
storm event.
Plants are dead,diseased or Determine the source of the
dying. problem: soils,hydrology,disease,
etc. Remedy the problem and
replace plants. Provide a one-time
fertilizer application to establish the
ground cover if a soil test indicates
it is necessar .
Best professional practices Prune according --best professional
show that pruning is needed practices.
to maintain optimal plant
health,
Sediment has accumulated Search for the source
and reduced the depth to 75% sediment and remedy the problem if
of the original design depth possible. Remove the sediment and
of the deep pools. dispose of it in a location where it
will not cause impacts to streams or
the BMP,
Form SW401-Wetland O&M-Rev.3 Page 2 of 4

BMP element: Potentialproblem:
The embankment A tree has started to grow on Consult l clam afetyt specialist tom
the embankment remove the tree.
An annual inspection by an Make all needed repairs.
appropriate professional
shows that the embankment
needs re air.
Evidence of muskrat or beaver activity is present Use traps to remove muskrats and
consult a professional to remove
The ucropool Sediment has accumulated beavers.
Search for the source of the
and reduced the depth to 7s% sediment and remedy the problem if
of the original design depth, possible. Remove the sediment and
dispose of it in a location where it
will not cause impacts to streams or
the BMP.
Plants are growing in the Remove the
Plants,preferably by
micropool,
hand, if a pesticide is used,wipe it
The outlet device on the lants rather than s ra
Clogging has occurred. Clean out the outlet device. Dispose
The outlet device is dama ed of the sediment off-site.
The receiving water Erosion or other signs of Re air or re lace the outlet device.
Contact the NC Division of Water
damage have occurred at the Quality 401 Oversight Unit at 919-
outlet.
733-1786.
Form SW401-Wetland O&M-Rev3
Page 3 of

08/28/2011 10:56 7572267T83 T08NEBANK 00754 P. 020/025
Permit Number.
(go ba pravlded by DWQ')
I aciatowledge and agree by my signaturtt below that I am responsible Eor the
performance of the maintenance procedures listed above. I agree to notify D WQ of any
problems with the system or prior to any changes to the system or responsible party.
Project name-Townebank cnLehetn Slams
BMP drainage area nwnl>rr.i
Print name:J.Morgan Davis
Title; President&Chief Banking officer.TgwneBok
Addtess;600 V'SWW,Suha500,Virginia BwL VA 23451
Phone; 4
SiBltaturC
Now The IeylaaY retpaasible pnty sbould sot be a haaeowmera association rmttm more thin SOY*of
the,Ion have been toW and a residem of the aibdivision has been named the prWdent.
a;Notary Public for the State of
V1 �S of VtUo1r,vo.1'ac<J.
do haft certify that
ar_ Lv c personalty appeared before me this�-t J�
day of- `y r" _— a-o ,I 1 and adctawledge the due exeattion of the
forgoing stotmwater wetland maintenance rapirements. Witness my hand and official
seal
SEAL
My commission expires `
Farm SW401-WWmd O&M-Rav3 Pop 4 of 4

Permit Number:
(to be provided by DWQ)
Drainage Area/Lot Number:
Permeable Pavement Operation and Maintenance Agreement
I will keep a maintenance record on this BMP. This maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately. These deficiencies can affect the integrity
Of structures, safety of the public,and the removal efficiency of the BMP.
Important operation and maintenance procedures:
— Stable groundcover will be maintained in the drainage area to reduce the sediment
load to the permeable pavement.
— The area around the perimeter of the permeable pavement will be stabilized and
mowed, with clippings removed.
— Any weeds that grow in the permeable pavement will be sprayed with pesticide
immediately. Weeds will not be pulled, since this could damage the fill media.
— Once a year, the permeable pavement surface will be vacuum swept.
— At no time shall wet sweeping(moistening followed by sweeping) be allowed as a
means of maintenance.
— There shall be no repair or treatment of Permeable Pavement surfaces with other
types of pavement surfaces. All repairs to Permeable Pavement surfaces must be
accomplished utilizing permeable pavement which meets the original pavement
specifications.
— Concentrated runoff from roof drains, piping, swales or other point sources,
directly onto the permeable pavement surface shall not be allowed. These areas
must be diverted away from the permeable pavement.
Initial Inspection: Permeable Pavements shall be inspected monthly for the first three
months for the following:
BMP element: Potentialproblem: How to remediate the roblem:
The perimeter of Areas of bare soil and/or in the event that rutting or failure of the groundcover
the permeable erosive gullies have occurs,the eroded area shall be repaired immediately
pavement formed. and permanent groundcover re-established.
Appropriate temporary Erosion Control measures(such
as silt fence)shall be installed in the affected area
during the establishment of permanent groundcover,
and any impacted area ofpermeable pavement is to be
cleaned via vacuum
The surface of the Rutting/uneven This indicates inadequate compacton of the pavement
permeable settlement base/sub-base. If rutting or uneven settlement on the
pavement order of%:inch or greater occurs,permeable pavement
shall be removed and base/sub-base re-compacted,
smoothed,and permeable pavement shall then be re-
installed. Base and sub-base compaction shall be
monitored by a licensed geotechnical engineer to ensure
that infiltration capacity of base and sub-base are not
compromised by compaction and smoothing processes.
The pavement does not Vacuum sweep the pavement. if the pavement still
dewater betweel storms, does not dewater,consult a professional.
or water is rtumin off
Form SW401-Permeable Pavement0&M-Rev3 Page I of

Permit Number:
(to be provided by DWO
Drainage Area/Lot Number:
The permeable pavement will be inspected once a quarter and within 24 hours after
every storm event greater than 1.0 inches(or 1.5 inches if in a Coastal County).
Records of operation and maintenance will be kept in a known set location and will be
available upon request.
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
7Scdiment
Potential roblem: How to remet0ate the roblem:
of the Areas of bore soil and/or erosive Regrode the soil if necessary to remove
ement gullies hgve formed. the gully,and then plant a ground cover
and water until it is established.
Provide lime and a one-time fertilizer
Vegetation is too shoe or too Maintain vegetation at a height of 3 to 6
ion inches remove cli in s .
the Trashidebris is present. Remove the trash/debris.
vement
Weeds are growing on the Do not pull the weeds(may pull out
surface of the permeable media as well). Spray them with
avement. pesticide.
Sediment is present on the Vacuum sweep the pavement.
surface
The structure is deteriorating or Consult an appropriate professional.
damaged. Damaged areas of the pavement shall be
removed and repaired.
The pavement does not dewater Vacuum sweep the pavement. if-the
between storms. pavement still does not dewater,consult
aprofessional. Permanently clogged
pavement shall be removed and
r aired.
Form SW401-Pcimeable Pavement O&M-Rev.3 Page 2 of 3

O8/29/2011 10:53 7572287793 T0INEBANK f0754 P.008/025
Permit Number
(m be provided by DWG
I acknowledge and agree by my signature below that I tun responsible for the
performance oftho maintenance procedures listed above. I agree to notify DWQ of any
problems with the system or prior to any changes to the system or responsible party.
Project name:TowneBWpj -Soldhem motes
BMP drainage area or lot number L
Print rtama J.Msgan Day
f g
Title:President&Chief Banking officM_TowneBank
Address:600 22ee street. Sub SM viratm;e Beach_vA 23451
Phone:
Datttea'-ture.`f2
Note: The teeny rraapondbte patty sbould not be a homemmen anw6tiam ualera mare them 50%of
the lon haw bem sold and a midau of the subdividm has been named du pg a Mdett
a Notary Public for the State of
CW�of V1Chi r\w .do hereby certify Nut
S.M oQa-,.r aov 1 s personally appeared before me thisal
day of Z:YW -Q- -401 t .and acknowledge the due execution of the
ibrFOlog permeable pavement maintenance requaaments, Witness my hand and official
sea''
SEALg
My commission expires_ Z��L�
Form SW401-Pumable Pavement O&M-Rov.3 Page 3 of 3

Permit Number:
(to be provided by DWO
Drainage Area Number:
Infiltration Trench Operation and Maintenance Agreement
I will keep a maintenance record on this BMP. This maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately, These deficiencies can affect the integrity
Of structures,safety of the public,and the removal efficiency of the BMP.
Important maintenance procedures:
— The drainage area of the infiltration trench will be carefully managed to reduce
the sediment load to the sand filter.
— The water level in the monitoring wells will be recorded once a month and after
every storm event greater than 1.0 inches(or 1.5 inches if in a Coastal County).
The infiltration trench will be inspected once a quarter and within 24 hours after every
storm event greater than 1.0 inches (or 1.5 inches if in a Coastal County). Records of
operation and maintenance will be kept in a known set location and will be available
upon request
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
BMP element Potentialproblem: How I will remediate the roblem:
The entire BMP Trash/debris is present, Remove the trashl debris.
The grass filter strip or Areas of bare soil and/or Regrade the soil if necessary to
other pretreatment area erosive gullies have formed. remove the gully,and then plant a
ground cover and water until it is
established. Provide lime and a
one-time fertilizer application.
Sediment has accumulated to . Search for the source of the
a depth of greater than six sediment and remedy the problem if
inches. possible. Remove the sediment and
dispose of it in a location where it
will not cause impacts to streams or
the BMP.
The flow diversion The structure is clogged. Unclog the conveyance and dispose
structure(if applicable) of any sediment off-site.
The structure is damaged. Make any necessary repairs or
replace if damage is too large for
repair.
Form sW401-Infiltration Trench O&M-Rev.3 Page I of 3

BMP element: Potential roblem: How I will remediate the problem:
The trench Water is ponding on the Remove the accumulated sediment
surface for more than 24 from the infiltration system and
hours after a storm. dispose in a location that will not
impact a stream or the BMP.
The depth in the trench is Remove the accumulated sediment
reduced to 75`K of the original from the infiltration system and
design depth. dispose in a location that will not
impact a stream or the BMP.
Grass or other plants are Remove the plants, preferably by
growing on the surface of the hand. If pesticide is used,wipe it on
trench. the plants rather than s ra in .
The observation well(s) The water table is within one Contact the DWQ Stormwater Unit
foot of the bottom of the immediately at 919-733-5083.
system for a period of three
consecutive months.
The outflow pipe is clogged. Provide additional erosion
protection such as reinforced turf
matting or riprap if needed to
prevent future erosion problems.
The outflow f e is damaged. Repair or replace the pipe,
The emergency overflow Erosion or other signs of The emergency overflow berm will
berm damage have occurred at the be repaired or replaced if beyond
outlet. repair.
The receiving water Erosion or other signs:aat
Contact the NC Division of Water
damage have occurred the Quality 401 Oversight Unit at 919•
outlet. 733-1786.
Form SW401-Infiltration Trench O&M-Rev.3 Page 2 of 3

08/28/2011 10:54 7572287793 TOINEBANK 1t0754 P. 009/025
permit Number:
(to be prodded byVWW)
I acknowledge and agree by my signature below that I am responsible for m I agree to notify DW of any
performance
with the gem or Ce rpm chanures ges ted o the system or responsible party.
Pro syst prior Y �
Project name: a
RAW drainage area number,
Print name 1. MO ME Ws
Title: Preaident-gnd Chief Banking Officer.Townell■riY --
Address;600 SMd.Suite 500.Vir&i&-Beach,VA 23451
Phone:[phone]
Signattm
Daze:
Note The legally respoaa'bie party should not be a bemeownen association unless more than Soso of
the Ina have been sold end a rmident of the subdivision has been named the president.
i, 1�Lbt2 Ya k a Notary Public for the State of
C CtAyof Y -%. o. a do hereby certify that
�iA n &w a�4 personally appeared before nw this_
day of =- ;.rZ ,-}o e! ,and aclawwlt dge the due execution of the
(orgoims infiltration trench maintenanoo requirements. Witness my hand and official
seal'
�OZ 44 e
SEAL
My commission expires— err
Form SW401-InfiIndon Trwch O&M-Rev-3 Page 3 of 3

Permit Number:
(to be provided by DWO
Drainage Area Number:
Filter Strip, Restored Riparian Buffer and Level Spreader
Operation and Maintenance Agreement
I will keep a maintenance record on this BMP. This maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately. These deficiencies can affect the integrity
of structures,safety of the public, and the removal efficiency of the BMP.
Important maintenance procedures:
— Immediately after the filter strip is established,any newly planted vegetation
will be watered twice weekly if needed until the plants become established
(commonly six weeks).
— Once a year, the filter strip will be reseeded to maintain a dense growth of
vegetation
— Stable groundcover will be maintained in the drainage area to reduce the
sediment load to the vegetation,
— Two to three times a year,grass filter strips will be mowed and the clippings
harvested to promote the growth of thick vegetation with optimum pollutant
removal efficiency.Turf grass should not be cut shorter than 3 to 5 inches and
may be allowed to grow as tall as 12 inches depending on aesthetic requirements
(NIPC, 1993).Forested filter strips do not require this type of maintenance.
— Once a year, the soil will be aerated if necessary,
— Once a year,soil pH will be tested and lime will be added if necessary.
After the filter strip is established,it will be inspected quarterly and within 24 hours
after every storm event greater than 1.0 inch (or 1.5 inches if in a Coastal County).
Records of operation and maintenance will be kept in a known set location and will be
available upon request.
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
BMP element* Potential roblem: How I will remediate the roblem:
The entire filter strip Trash/debris is present. Remove thetrash/debris.
system
The flow splitter device The flow splitter device is Unclog the conveyance and dispose
(if applicable) clogged. of an sediment off-site.
The flow splitter device is Make any necessary repairs or
damaged. replace if damage is too large for
repair.
Form SWU401-level Spreader, Filter Strip, Restored Riparian Buffer O&M-Rev.3 Page I of 3

BMP element Potential roblem: How 1 will remediate the problem:
The swale and the level The swale is clogged with Remove the sediment and dispose
lip sediment of it off-site
The level lip is cracked, Repair or replace lip.
settled,undercut eroded or
otherwise damaged.
There is erosion around the Regrade the soil to create a berm
end of the level spreader that that is higher than the level lip,and
shows stormwater has then plant a ground cover and
bypassed it water until it is established. Provide
lime and a one-time fertilizer
application,
Trees or shrubs have begun Remove them.
to grow on the swale or just
downs"' a of the level li
The bypass channel Areas of bare soil and/or Regrade the soil if necessary to
erosive gullies have formed, remove the gully,and then
reestablish propererosioncontrol.
Turf reinforcement is Study the site to see if a larger
damaged or ripap is rolling bypass channel is needed(enlarge if
downhill. necessary). After this,reestablish
the erosion control material.
The filter strip Grass is too short or too long Maintain grass at a height of
if a ticabie. -approximately three to six inches.
Areas of bare soil and/or Regrade the soil if necessary to
erosive gullies have formed. remove the gully,and then plant a
ground cover and water until it is
established. Provide lime and a
one-time fertilizer a lication.
Sediment is building up on Remove the sediment and
the filter strip. restabilize the soil with vegetation if
necessary. Provide lime and a one-
time fertilizer a plication,
Plants are desiccated. Provide additional irrigation and
fertilizer as needed.
Plants are dead,diseased or Determine the source of the
dying. problem: soils,hydrology,disease,
etc. Remedy the problem and
replace plants. Provide a one-Hme
fertilizer alp lication.
Nuisance vegetation is Remove vegetation by hand if
choking out desirable species. Possible. If pesticide is used,do not
allow it to get into the receiving
water.
The receiving water Erosion or other signs of Contact the NC Division of Water
damage have occurred at the Quality local Regional Office,or the
outlet. 401 Oversight Unit at 919-733.7986.
Form SWU401d.evel Spreader,Filter Strip,Restored Riparian Buffer O&M-Rev.3 Page 2 of 3

06/28/2011 10:57 7572287783 TOrNEBANK #0754 P.025/025
Permit Numbs vtded by DWQ'j
(10 be pro
I acknowledge and agree by my signature below that f am responsible for the
performance of the mainteoattce procedures listed above, i agree to notify D"of any
problems with the system or prior to any changes to the system or responsible party.
Project name-IovAgeBank-Southern Rho
DUP drainage area number
Print name:
Title;nisei:crit e"c i'hief oa:,'lltlg^M
Address: 600 22!e Itm&Suite i 4
Phone: [phone]
Signature.
Date;
Note: The legally respondue.party should not be a homeowners associatiea tmless more tbm%*A of
the lots have been"and a resident of the subdivision It"been named the pwident.
a Notary Public for the State of
V l �,. 4 ec t ,,do hereby certify that
Cea�itq•of V,a.e,,....
_Sqn v�S personally appeared before me WSD— S}
day of U V O I •and acknowledge the due execution o f the
fbrgomg filter strip, riparian buffer,and/or level spreader maintenance requiramatts.
Witness my hand and official seal,
SI3A>:.
My commission expires_?c�s Zvi 2.
Form SWU401-LA"i Spreader,P'dw Strip.Restored Ripariatn Buffer 0&M•Ra" Page 3 oF3

� ~~ wa:Ro
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Water Quality
Beverly Eaves Perdue Coleen H. Sullins Dee Freeman
Governor Director
Secretary
December 2, 2011
Mr. Morgan Davis, President & Chief Banking Officer
Towne Bank
600 22nd Street, Suite 500
Virginia Beach, VA 23451
Subject: Stormwater Permit No. SW7110702 Modification
Towne Bank — Southern Shores
High Density Project
Dare County
Dear Mr. Davis:
The Washington Regional Office received a complete Stormwater Management Permit
Modification Application for Towne Bank— Southern Shores on October 31, 2011. Staff review
of the plans and specifications has determined that the project, as proposed, will comply with
the Stormwater Regulations set forth in Session Law 2008-211 and Title 15A NCAC 2H.1000.
We are forwarding Permit No. SW7110702 Modification dated December 2, 2011 for the
construction of the subject project.
This permit shall be effective from the date of issuance unti December 2�202?'shall void
Permit Number SW7110702 issued on July 15, 2011 and sha e s conditions and
limitations as specified therein. Please pay special attention to the Operation and
Maintenance requirements in this permit. Failure to establish an adequate system for operation
and maintenance of the stormwater management system will result in future compliance
problems.
If any parts, requirements, or limitations contained in this permit are unacceptable, you have
the right to request an adjudicatory hearing upon written request within thirty (30) days
following receipt of this permit. This request must be in the form of a written petition,
conforming to Chapter 150E of the North Carolina General Statutes, and filed with the Office of
Administrative Hearings, 6714 Mail Service Center, Raleigh, NC 27699-6714. Unless such
demands are made this permit shall be final and binding.
If you have any questions, or need additional informatiQ concerning this matter, please
contact Samir Dumpor, or me at [phone].
S cerely,
Al Hodge e
Regional Supervisor
Surface Water Protection Section
AH/ sd: K:\WQS\STORMWATER\PERMIT\SW7110702 Modification
cc: Derek Dail, PE, Quible & Associates, P.C.
Dare County Building Inspections
DCM — Doug Huggett
Washington Regional Office
North Carolina Division of Water Quality Internet www.ncemlerquahlv.or;
943 Washington Square Mall Phone: [phone] One
Washington,NC 27889 FAX [phone] NorthCarollna
An Equal Opportunity/Affrmative Action Employer—50%Recycled/10%Post Consumer Paner XiThlrl)`//�.1

State Stormwater Management Systems
Permit No. SW7110702MOD
STATE OF NORTH CAROLINA
DEPARTMENT OF ENVIRONMENT AND NATURAL RESOURCES
DIVISION OF WATER QUALITY
STATE STORMWATER MANAGEMENT PERMIT
HIGH DENSITY DEVELOPMENT
In accordance with the provisions of Article 21 of Chapter 143, General Statutes of
North Carolina as amended, and other applicable Laws, Rules, and Regulations
PERMISSION IS HEREBY GRANTED TO
Towne Bank
Towne Bank— Southern Shores
Dare County
FOR THE
construction, operation and maintenance of one wetland basin, two infiltration trenches
working as one unit and area with permeable concrete in compliance with the
provisions of Session Law 2008-211 and 15A NCAC 2H .1000 (hereafter referred to as
the "stormwater rules') and the approved stormwater management plans and
specifications and other supporting data as attached and on file with and approved by
the Division of Water Quality and considered a part of this permit. This modification is to
increase the building size of by approximately 2,100 square feet, realign the entrance
driveway, adjust parking islands and drive aisles and minor modification of the
constructed wetland to accommodate some additional impervious area.
This permit shall be effective from the date of issuance until December 2, 2021, and
shall be subject to the following specified conditions and limitations:
1. DESIGN STANDARDS
1. This permit is effective only with respect to the nature and volume of stormwater
described in the application and other supporting data.
2. This stormwater system has been approved for the management of stormwater
runoff as described in Section 1.7 of this permit.
3. The tract will be limited to the amount of built-upon area indicated in Section I. of
this permit, and per approved plans.
4. All stormwater collection and treatment systems must be located in either
dedicated common areas or recorded easements. The final plats for the project
will be recorded showing all such required easements, in accordance with the
approved plans.
5. The runoff from all built-upon area within the permitted drainage area of this
project must be directed into the permitted stormwater control system.
6. The built-upon areas associated with this project shall be located at least 50 feet
Page 2of8

State Stormwater Management Systems
Permit No. SW7110702MOD
landward of all perennial and intermittent surface waters.
7. The following design criteria have been provided in the Wetland Basins and must
be maintained at design condition:
WETLAND
a. rainage Area, ft2: 38,822
b. Total Impervious Surfaces, ft2: 30,763
C. Design Storm, inches: 1.5
d. Wetland Forebay Depth, feet: 2.00
e. TSS removal efficiency: 85%
f. Permanent Pool Elevation, FMSL : 5.00
9. Permanent Pool Surface Ares, ft : 1,445
h. Permitted Storage Volume, ft : 3,583
i. Temporary Storage Elevation, FMSL: 6.00
j. Controlling Orifice: 2 1.00" O pipe
k. Permitted Forebay Surface Area, ft : 363
I. Receiving Stream/River Basin:Jean Guite Creek/Pasquotank River Basin
M. Stream Index Number: 30-1-17
n. Classification of Water Body: "SC"
8. The following design criteria have been provided in the infiltration trench and must
be maintained at design condition:
INFILTRATION TRENCH
a. rainage Area, 9,651
b. Total Impervious Surfaces, ft2: 9,651
C. Design Storm, inches: 1.5"
d. Trench Length ft: 35.60'
e. Trench Width, ft: 25.30'
f. Trench Height, ft: 2.33'
9. Bottom Elevation, FMSL: 6.00
h. Bypass Weir Elevation, FMSL: 8.33
i. Permitted Storage Volume, ft : 1,240
1 Type of Soil: Sands with peat
k. Expected Infiltration Rate, in/hr: 1.61
I. Seasonal High Water Table, FMSL: 2.30
M. Time to Draw Down, days: 0.72
n. Receiving Stream/River Basin: Jean Guite Creek/Pasquotank River Basin
o. Stream Index Number: 30-1-17
P. Classification of Water Body: "SC"
9. The following design criteria have been provided in the permeable concrete and
must be maintained at design condition:
PERMEABLE CONCRETE
a. u ace area o permeable concrete, ft 8,167
b. Resulting BUA counted as impervious, ft2: 3,266
c. Type of permeable concrete: with 6" gravel base (60% credit)
d. Slope of soil subgrade: 0.50%
e. Bottom Elevation of perm. concrete, FMSL: 5.40
f. Type of Soil: Sands
g. Expected Infiltration Rate, in/hr: 10.73
h. Seasonal High Water Table, FMSL: 2.50
i. Receiving Stream/River Basin: Jean Guite Creek/Pasquotank River Basin
J Stream Index Number: 30-1-17
k. Classification of Water Body: "SC"
Page 3 of 8

State Stormwater Management Systems
Permit No. SW7110702MOD
11. SCHEDULE OF COMPLIANCE
1. The stormwater management system shall be constructed in its entirety,
vegetated and operational for its intended use prior to the construction of any
built-upon surface.
2. During construction, erosion shall be kept to a minimum and any eroded areas of
the system will be repaired immediately.
3. The permittee shall at all time provide the operation and maintenance necessary
to assure the permitted stormwater system functions at optimum efficiency. The
approved Operation and Maintenance Plan must be followed in its entirety and
maintenance must occur at the scheduled intervals including, but not limited to:
a. Semiannual scheduled inspections (every 6 months).
b. Sediment removal.
C. Mowing and re-vegetation of slopes and the vegetated filter strip.
d. Immediate repair of eroded areas.
e. Maintenance of all slopes in accordance with approved plans and
specifications.
f. Debris removal and unclogging of outlet structure, orifice device, level
spreader, filter strip, catch basins and piping.
g. Access to the outlet structure must be available at all times.
4. Records of maintenance activities must be kept for each permitted BMP. The
records will indicate the date, activity, name of person performing the work and
what actions were taken.
5. The permittee shall submit to the Division of Water Quality an annual summary
report of the maintenance inspection records for each BMP. The report shall
summarize the inspection dates, results of the inspections, and the maintenance
work performed at each inspection.
6. Access to the stormwater facilities shall be maintained via appropriate
easements at all times.
7. The facilities shall be constructed as shown on the approved plans. This permit
shall become void unless the facilities are constructed in accordance with the
conditions of this permit, the approved plans and specifications, and other
supporting data.
8. Upon completion of construction, prior to issuance of a Certificate of Occupancy,
and prior to operation of this permitted facility, a certification must be received
from an appropriate desigper for the system installed certifying that the permitted
facility has been installed in accordance with this permit, the approved plans and
specifications, and other supporting documentation. Any deviations from the
approved plans and specifications must be noted on the Certification. A
modification may be required for those deviations.
9. If the stormwater system was used as an Erosion Control device, it must be
restored to design condition prior to operation as a stormwater treatment device,
and prior to occupancy of the facility.
10. The permittee shall submit to the Director and shall have received approval for
revised plans, specifications, and calculations prior to construction, for any
modification to the approved plans, including, but not limited to, those listed
below:
a. Any revision to any item shown on the approved plans, including the
Page 4 of 8

State Stormwater Management Systems
Permit No. SW7110702MOD
stormwater management measures, built-upon area, details, etc.
b. Project name change.
C. Transfer of ownership.
d. Redesign or addition to the approved amount of built-upon area or to the
drainage area.
e. Further subdivision, acquisition, lease or sale of all or part of the project
area. The project area is defined as all property owned by the permittee,
for which Sedimentation and Erosion Control Plan approval or a CAMA
Major permit was sought.
f. Filling in, altering, or piping of any vegetative conveyance shown on the
approved plan.
11. The Director may notify the permittee when the permitted site does not meet one
or more of the minimum requirements of the permit. Within the time frame
specified in the notice, the permittee shall submit a written time schedule to the
Director for modifying the site to meet minimum requirements. The permittee
shall provide copies of revised plans and certification in writing to the Director
that the changes have been made.
12. The permittee shall submit final site layout and grading plans for any permitted
future areas shown on the approved plans, prior to construction.
13. A copy of the approved plans and specifications shall be maintained on file by
the Permittee at all times.
III. GENERAL CONDITIONS
1. This permit is not transferable except after notice to and approval by the Director.
In the event of a change of ownership, or a name change, the permittee must
submit a completed Name/Ownership Change form, to the Division of Water
Quality, signed by both parties, and accompanied by supporting documentation
as listed on page 2 of the form. The project must be in good standing with the
Division. The approval of this request will be considered on its merits and may or
may not be approved.
2. The permittee is responsible for compliance with all permit conditions until such
time as the Division approves the transfer request.
3. Failure to abide by the conditions and limitations contained in this permit may
subject the Permittee to enforcement action by the Division of Water Quality, in
accordance with North Carolina General Statute 143-215.6A to 143-215.6C.
4. The issuance of this permit does not preclude the Permittee from complying with
any and all statutes, rules, regulations, or ordinances, which may be imposed by
other government agencies (local, state, and federal) having jurisdiction.
5. In the event that the facilities fail to perform satisfactorily, including the creation
of nuisance conditions, the Permittee shall take immediate corrective action,
including those as may be required by this Division, such as the construction of
additional or replacement stormwater management systems.
6. The permittee grants DENR Staff permission to enter the property during normal
business hours for the purpose of inspecting all components of the permitted
stormwater management facility.
7. The permit issued shall continue in force and effect until revoked or terminated.
The permit may be modified, revoked and reissued or terminated for cause. The
filing of a request for a permit modification, revocation and re-issuance or
Page 5 of 8

State Stormwater Management Systems
Permit No. SW7110702MOD
termination does not stay any permit condition.
8. Unless specified elsewhere, permanent seeding requirements for the stormwater
control must follow the guidelines established in the North Carolina Erosion and
Sediment Control Planning and Design Manual.
9. Approved plans and specifications for this project are incorporated by reference
and are enforceable parts of the permit.
10. The issuance of this permit does not prohibit the Director from reopening and
modifying the permit, revoking and reissuing the permit, or terminating the permit
as allowed by the laws, rules and regulations contained in Session Law 2008-
211, Title 15A NCAC 2H.1000, and NCGS 143-215.1 et.al.
11. The permittee shall notify the Division of any name, ownership or mailing
address changes at least 30 days prior to making such changes.
12. This permit shall be effective from the date of issuance until December 2, 2021.
Application for permit renewal shall be submitted 180 days prior to the expiration
date of this permit and must be accompanied by the processing fee.
Permit issued this the 2nd day of December, 2011.
NORTH CAROLINA ENVIRONMENTAL MANAGEMENT COMMISSION
41een
for
. Su ins, ire
Division of Water Quality
By Authority of the Environmental Management Commission
Stormwater Permit No. SW7110702 MOD
Page 6 of 8

State Stormwater Management Systems
Permit No. SW7110702MOD
Towne Bank — Southern Shores
Stormwater Permit No. SW7110702 Modification
Dare Countv
Designer's Certification
1, , as a duly registered in the
State of North Carolina, having been authorized to observe (periodically/weekly/full
time) the construction of the project,
(Project)
for (Project Owner) hereby state that, to the
best of my abilities, due care and diligence was used in the observation of the project
construction such that the construction was observed to be built within substantial
compliance and intent of the approved plans and specifications.
The checklist of items on page 2 of this form is included in the Certification.
Noted deviations from approved plans and specification:
SEAL
Signature
Registration Number
Date
Page 7 of 8

State Stormwater Management Systems
Permit No. SW7110702MOD
Certification Requirements:
1. The drainage area to the system contains approximately the permitted
acreage.
2. The drainage area to the system contains no more than the permitted
amount of built-upon area.
3. All the built-upon area associated with the project is graded such that the
runoff drains to the system.
4. All roof drains are located such that the runoff is directed into the system.
5. The outlet/bypass structure elevations are per the approved plan.
6. The outlet/bypass structure is located per the approved plans.
7. Trash rack is provided on the outlet/bypass structure.
8. All slopes are grassed with permanent vegetation.
9. Vegetated slopes are no steeper than 3:1.
10. The inlets are located per the approved plans and do not cause short-
circuiting of the system.
11. The permitted amounts of surface area and/or volume have been
provided.
12. Required drawdown devices are correctly sized per the approved plans.
13. All required design depths are provided.
14. All required parts of the system are provided, such as a vegetated shelf,
and a forebay.
15. The required system dimensions are provided per the approved plans.
cc: NCDENR-DWQ Washington Regional Office
Dare County Building Inspections
Page 8 of 8

State Stormwater Management Systems
Permit No. SW7110702
STATE OF NORTH CAROLINA
DEPARTMENT OF ENVIRONMENT AND NATURAL RESOURCES
DIVISION OF WATER QUALITY
STATE STORMWATER MANAGEMENT PERMIT
HIGH DENSITY DEVELOPMENT
In accordance with the provisions of Article 21 of Chapter 143, General Statutes of
North Carolina as amended, and other applicable Laws, Rules, and Regulations
PERMISSION IS HEREBY GRANTED TO
Towne Bank
Towne Bank— Southern Shores
Dare County
FOR THE
construction, operation and maintenance of one wetland basin, two infiltration trench
working as one unit and area with permeable concrete in compliance with the
provisions of Session Law 2008-211 and 15A NCAC 2H .1000 (hereafter referred to as
the "stormwater rules') and the approved stormwater management plans and
specifications and other supporting data as attached and on file with and approved by
the Division of Water Quality and considered a part of this permit.
This permit shall be effective from the date of issuance until July 15, 2021, and shall be
subject to the following specified conditions and limitations:
I. DESIGN STANDARDS
1. This permit is effective only with respect to the nature and volume of stormwater
described in the application and other supporting data.
2. This stormwater system has been approved for the management of stormwater
runoff as described in Section 1.7 of this permit.
3. The tract will be limited to the amount of built-upon area indicated in Section 1. of
this permit, and per approved plans.
4. All stormwater collection and treatment systems must be located in either
dedicated common areas or recorded easements. The final plats for the project
will be recorded showing all such required easements, in accordance with the
approved plans.
5. The runoff from all built-upon area within the permitted drainage area of this
project must be directed into the permitted stormwater control system.
6. The built-upon areas associated with this project shall be located at least 50 feet
landward of all perennial and intermittent surface waters.
Page 2 of 8

State Stormwater Management Systems
Permit No. SW7110702
7. The following design criteria have been provided in the Wetland Basins and must
be maintained at design condition:
WETLAND
a. Drainage Area, ft': 37,185
b. Total Impervious Surfaces, ft2: 27,967
C. Design Storm, inches: 1.5
d. Wetland Forebay Depth, feet: 2.00
e. TSS removal efficiency: 85%
f. Permanent Pool Elevation, FMSI2: 5.00
9. Permanent Pool Surface Ares, ft : 1,352
h. Permitted Storage Volume, ft : 3,223
i. Temporary Storage Elevation, FMSL: 6.00
j. Controlling Orifice: 1.00" O pipe
k. Permitted Forebay Surface Area, ft2: 427
I. Receiving Stream/River Basin:Jean Guite Creek/Pasquotank River Basin
M. Stream Index Number: 30-1-17
n. Classification of Water Body: "Sc..
8. The following design criteria have been provided in the infiltration trench and must
be maintained at design condition:
INFILTRATION TRENCH
a. Drainage Area, 7,560
b. Total Impervious Surfaces, ft2: 7,560
C. Design Storm, inches: 1.5"
d. Trench Length ft: 35.60'
e. Trench Width, ft: 25.30'
f. Trench Height, ft: 2.33'
g Bottom Elevation, FMSL: 6.00
h. Bypass Weir Elevation, FMSL: 8.33
i. Permitted Storage Volume, ft : 1,240
J Type of Soil: Sands with peat
k. Expected Infiltration Rate, in/hr: 1.61
I. Seasonal High Water Table, FMSL: 2.30
M. Time to Draw Down, days: 0.72
n. Receiving Stream/River Basin: Jean Guite Creek/Pasquotank River Basin
o. Stream Index Number: 30-1-17
P. Classification of Water Body: "SC"
9. The following design criteria have been provided in the permeable concrete and
must be maintained at design condition:
PERMEABLE CONCRETE
a. Surface area o permeable concrete, ft2: 8,415
b. Resulting BUA counted as impervious, ft2: 3,366
C. Type of permeable concrete: with 6" gravel base (60% credit)
d. Slope of soil subgrade: 0.50%
e. Bottom Elevation of perm. concrete, FMSL: 5.40
f. Type of Soil: Sands
g. Expected Infiltration Rate, in/hr: 10.73
h. Seasonal High Water Table, FMSL: 2.50
i. Receiving Stream/River Basin: Jean Guite Creek/Pasquotank River Basin
j. Stream Index Number: 30-1-17
k. Classification of Water Body: "SC"
Page 3 of 8

State Stormwater Management Systems
Permit No. SW7110702
II. SCHEDULE OF COMPLIANCE
1. The stormwater management system shall be constructed in its entirety,
vegetated and operational for its intended use prior to the construction of any
built-upon surface.
2. During construction, erosion shall be kept to a minimum and any eroded areas of
the system will be repaired immediately.
3. The permittee shall at all time provide the operation and maintenance necessary
to assure the permitted stormwater system functions at optimum efficiency. The
approved Operation and Maintenance Plan must be followed in its entirety and
maintenance must occur at the scheduled intervals including, but not limited to:
a. Semiannual scheduled inspections (every 6 months).
b. Sediment removal.
C. Mowing and re-vegetation of slopes and the vegetated filter strip.
d. Immediate repair of eroded areas.
e. Maintenance of all slopes in accordance with approved plans and
specifications.
f. Debris removal and unclogging of outlet structure, orifice device, level
spreader, filter strip, catch basins and piping.
g. Access to the outlet structure must be available at all times.
4. Records of maintenance activities must be kept for each permitted BMP. The
records will indicate the date, activity, name of person performing the work and
what actions were taken.
5. The permittee shall submit to the Division of Water Quality an annual summary
report of the maintenance inspection records for each BMP. The report shall
summarize the inspection dates, results of the inspections, and the maintenance
work performed at each inspection.
6. Access to the stormwater facilities shall be maintained via appropriate
easements at all times.
7. The facilities shall be constructed as shown on the approved plans. This permit
shall become void unless the facilities are constructed in accordance with the
conditions of this permit, the approved plans and specifications, and other
supporting data.
8. Upon completion of construction, prior to issuance of a Certificate of Occupancy,
and prior to operation of this permitted facility, a certification must be received
from an appropriate desy,�er for the system installed certifying that the permitted
facility has been installen accordance with this permit the approved plans and
specifications, and othesupporting documentation. Any deviations from the
approved plans and specifications must be noted on the Certification. A
modification may be required for those deviations.
9. If the stormwater system was used as an Erosion Control device, it must be
restored to design condition prior to operation as a stormwater treatment device,
and prior to occupancy of the facility.
10. The permittee shall submit to the Director and shall have received approval for
revised plans, specifications, and calculations prior to construction, for any
modification to the approved plans, including, but not limited to, those listed
below:
a. Any revision to any item shown on the approved plans, including the
stormwater management measures, built-upon area, details, etc.
Page 4 of 8

State Stormwater Management Systems
Permit No. SW7110702
b. Project name change.
C. Transfer of ownership.
d. Redesign or addition to the approved amount of built-upon area or to the
drainage area.
e. Further subdivision, acquisition, lease or sale of all or part of the project
area. The project area is defined as all property owned by the permittee,
for which Sedimentation and Erosion Control Plan approval or a CAMA
Major permit was sought.
f. Filling in, altering, or piping of any vegetative conveyance shown on the
approved plan.
11. The Director may notify the permittee when the permitted site does not meet one
or more of the minimum requirements of the permit. Within the time frame
specified in the notice, the permittee shall submit a written time schedule to the
Director for modifying the site to meet minimum requirements. The permittee
shall provide copies of revised plans and certification in writing to the Director
that the changes have been made.
12. The permittee shall submit final site layout and grading plans for any permitted
future areas shown on the approved plans, prior to construction.
13. A copy of the approved plans and specifications shall be maintained on file by
the Permittee at all times.
Ill. GENERAL CONDITIONS
1. This permit is not transferable except after notice to and approval by the Director.
In the event of a change of ownership, or a name change, the permittee must
submit a completed Name/Ownership Change form, to the Division of Water
Quality, signed by both parties, and accompanied by supporting documentation
as listed on page 2 of the form. The project must be in good standing with the
Division. The approval of this request will be considered on its merits and may or
may not be approved.
2. The permittee is responsible for compliance with all permit conditions until such
time as the Division approves the transfer request.
3. Failure to abide by the conditions and limitations contained in this permit may
subject the Permittee to enforcement action by the Division of Water Quality, in
accordance with North Carolina General Statute 143-215.6A to 143-215.6C.
4. The issuance of this permit does not preclude the Permittee from complying with
any and all statutes, rules, regulations, or ordinances, which may be imposed by
other government agencies (local, state, and federal) having jurisdiction.
5. In the event that the facilities fail to perform satisfactorily, including the creation
of nuisance conditions, the Permittee shall take immediate corrective action,
including those as may be required by this Division, such as the construction of
additional or replacement stormwater management systems.
6. The permittee grants DENR Staff permission to enter the property during normal
business hours for the purpose of inspecting all components of the permitted
stormwater management facility.
7. The permit issued shall continue in force and effect until revoked or terminated.
The permit may be modified, revoked and reissued or terminated for cause. The
filing of a request for a permit modification, revocation and re-issuance or
termination does not stay any permit condition.
Page 5 of 8

State Stormwater Management Systems
Permit No. SW7110702
8. Unless specified elsewhere, permanent seeding requirements for the stormwater
control must follow the guidelines established in the North Carolina Erosion and
Sediment Control Planning and Design Manual.
9. Approved plans and specifications for this project are incorporated by reference
and are enforceable parts of the permit.
10. The issuance of this permit does not prohibit the Director from reopening and
modifying the permit, revoking and reissuing the permit, or terminating the permit
as allowed by the laws, rules and regulations contained in Session Law 2008-
211, Title 15A NCAC 21-1.1000, and NCGS 143-215.1 et.al.
11. The permittee shall notify the Division of any name, ownership or mailing
address changes at least 30 days prior to making such changes.
12. This permit shall be effective from the date of issuance until July 15, 2021.
Application for permit renewal shall be submitted 180 days prior to the expiration
date of this permit and must be accompanied by the processing fee.
Permit issued this the 15th day of July, 2011.
trA OLINA ENVIRONMENTAL MANAGEMENT COMMISSION
for
Coleen H. ns, i tQr
Division of Water Quality
By Authority of the Environmental Management Commission
Stormwater Permit No. SW7110702
Page 6 of 8

State Stormwater Management Systems
Permit No. SW7110702
Towne Bank — Southern Shores
Stormwater Permit No. SW7110702
Dare Countv
Designer's Certification
1, , as a duly registered in the
State of North Carolina, having been authorized to observe (periodically/weekly/full
time) the construction of the project,
(Project)
for (Project Owner) hereby state that, to the
best of my abilities, due care and diligence was used in the observation of the project
construction such that the construction was observed to be built within substantial
compliance and intent of the approved plans and specifications.
The checklist of items on page 2 of this form is included in the Certification.
Noted deviations from approved plans and specification:
SEAL
Signature
Registration Number
Date
Page 7 of 8

State Stormwater Management Systems
Permit No. SW7110702
Certification Requirements:
1. The drainage area to the system contains approximately the permitted
acreage.
2. The drainage area to the system contains no more than the permitted
amount of built-upon area.
3. All the built-upon area associated with the project is graded such that the
runoff drains to the system.
4. All roof drains are located such that the runoff is directed into the system.
5. The outlet/bypass structure elevations are per the approved plan.
6. The outlet/bypass structure is located per the approved plans.
7. Trash rack is provided on the outlet/bypass structure.
8. All slopes are grassed with permanent vegetation.
9. Vegetated slopes are no steeper than 3:1.
10. The inlets are located per the approved plans and do not cause short-
circuiting of the system.
11. The permitted amounts of surface area and/or volume have been
provided.
12. Required drawdown devices are correctly sized per the approved plans.
13. All required design depths are provided.
14. All required parts of the system are provided, such as a vegetated shelf,
and a forebay.
15. The required system dimensions are provided per the approved plans.
cc: NCDENR-DWQ Washington Regional Office
Dare County Building Inspections
Page 8 of 8

DWQ USE ONLY
Date Received Fee Paid Permit Number
0 3 b �E I S "1 i
Applicable Rules: ❑Coastal SW-1995 ❑Coastal SW-2008 ❑Ph II-Post Construction
(select all that apply) ❑Non-Coastal SW-HQW/ORW Waters ❑Universal Stormwater Management PIaL
❑Other WQ Mgmt Plan: jl/,J/}L
State of North Carolina
Department of Environment and Natural Resources
Division of Water Quality RECEIVED
STORMWATER MANAGEMENT PERMIT APPLICATION FORM
This form may be photocopied for use as an original O C T 3 1 2011
I. GENERAL INFORMATION
1. Project Name(subdivision,facility,or establishment name-should be consistent with -Q �V A R
plans,specifications,letters,operation and maintenance agreements,etc.): V
TowneBank-Southern Shores
2. Location of Project(street address):
2 Tuniuer Trail
City:Southern Shores County:Dare Zip:27949
3. Directions to project(from nearest major intersection):
Project is located in the northeast quadrant of the intersection of Juniper Trail and U.S. 158
4. Latitude:36°05'57.90" N Lon6tude:75*43' 12.08"W of the main entrance to the project.
II. PERMIT INFORMATION:
1.a.Specify whether project is(check one): ❑New ®Modification
b.If this application is being submitted as the result of a modification to an existing permit,list the existing
permit numberSW7110702 ,its issue date(if known)7-15-2011 and the status of
construction: ®Not Started ❑Partially Completed* ❑ Completed* *provide a design✓s
certification
2. Specify the type of project(check one):
❑Low Density EHigh Density ❑Drains to an Offsite Stormwater System ❑Other
3. If this application is being submitted as the result of a previously returned application or a letter from
DWQ requesting a state stormwater management permit application,list the stormwater project number,
if assigned, and the previous name of the project,if different than currently
proposed,
4.a.Additional Project Requirements (check applicable blanks;information on required state permits can be
obtained by contacting the Customer Service Center at 1-877-623-6748):
ECAMA Major ESedimentation/Erosion Control: 1.67 ac of Disturbed Area
❑NPDES Industrial Stormwater ❑404/401 Permit: Proposed Impacts
b.If any of these permits have already been acquired please provide the Project Name,Project/Permit
Number,issue date and the type of each permit:CAMA Major Permit No. 91-11 :refined on 10/12/2011
Form SWU-101 Version 07Jun2010 Pagel of6
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IIl. CONTACT INFORMATION
1.a.Print Applicant/ Signing Official's name and title(specifically the developer,property owner,lessee,
designated government official,individual,etc.who owns the oroiect):
Applicant/Organization:Towne Bank
Signing Official&Title:L Morgan Davis,President&Chief Banking Officer
b.Contact information for person listed in item la above:
Street Address:600 22.d Street,Suite 500
City:VirginiaBeach State:VA Zip:23451
Mailing Address (if applicable):
City: State: Zip:
Phone: (757 ) 473-2514 Fax: (757 ) 226-7793
Email:[e-mail]
c.Please check the appropriate box.The applicant listed above is:
®The property owner(Skip to Contact Information,item 3a)
❑ Lessee*(Attach a copy of the lease agreement and complete Contact Information,item 2a and 2b below)
❑ Purchaser*(Attach a copy of the pending sales agreement and complete Contact Information,item 2a
and 2b below)
❑ Developer*(Complete Contact Information,item 2a and 2b below.)
2.a.Print Property Owner's name and title below,if you are the lessee, purchaser or developer. (This is the
person who owns the property that the project is located on):
Property Owner/Organization:
Signing Official&Title:
b.Contact information for person listed in item 2a above:
Street Address:
City: State: Zip:
Mailing Address (if applicable):
City: State: Zip:
Phone: ( ) Fax: ( )
Email:
3.a. (Optional)Print the name and title of another contact such as the project's construction supervisor or other
person who can answer questions about the project:
Other Contact Person/Organization:Quible&Associates.PC
Signing Official&Title:Derek A. Dail,PE-Project Engineer
b.Contact information for person listed in item 3a above:
Mailing Address:PO Drawer 870
City:Kitty Hawk State:NC Zip:27949
Phone: (252 ) 261-3300 Fax: (252 ) 261-1260
Email:[e-mail]
4. Local jurisdiction for building permits: Town of Southern Shores
Point of Contact:Wes Haskett,Planning Director Phone#: (252 1 261-2394
Form SWU-101 Version 07Jun2010 Page 2 of 7
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IV. PROJECT INFORMATION
1. In the space provided below,briefly summarize how the stormwater runoff will be treated.
Stormwater will be collected via curb and gutter and storm sewer and directed to either a constructed
wetland or an underground infiltration trench
2.a.If claiming vested rights,identify the supporting documents provided and the date they were approved:
❑ Approval of a Site Specific Development Plan or PUD Approval Date:
❑ Valid Building Permit Issued Date:
❑ Other: Date:
b.If claiming vested rights,identify the regulation(s)the project has been designed in accordance with:
❑ Coastal SW-1995 ❑ Ph II-Post Construction
3. Stormwater runoff from this project drains to the Pasquotank River basin.
4. Total Property Area: 1.60 acres 5. Total Coastal Wetlands Area: 0 acres
6. Total Surface Water Area: 0 acres
7. Total Property Area(4)-Total Coastal Wetlands Area(5)-Total Surface Water Area(6)=Total Project
Area*: 1.60 acres
Total project area shall be calculated to exclude the followin : the normal pool of impounded structures, the area
between the banks of streams and rivers, the area below theormal Higg�h Water(NHW)linear Mean High Water
(MHW)line,and coastal wetlands landward from the NHW(or MHW)line. T!u resultant yroject area is used to
calculate overall percent built upon area(B UA). Non-coastal wetlands landward of the NHW(or MHW) line may
be included in the total project area.
8. Project percent of impervious area: (Total Impervious Area/Total Project Area)X 100 =58.54 y
9. How many drainage areas does the project have?2(For high density, count 1 for each proposed engineered
stormwater BMP. For low density and other projects, use 1 for the whole properly/area)
10. Complete the following information for each drainage area identified in Project Information item 9. If there
are more than four drainage areas in the project,attach an additional sheet with the information for each
area provided in the same format as below.
Basin Information Draina e Area 1 Drainage Area 2 Drain Area Drainage Area_
Receiving Stream Name Canal Draining Canal Draining to Currituck to Currituck .lean u I le
Sound Sound Cu- ,
Stream Class * SC SC SG
Stream Index Number* 30-1 30-1
Total Drainage Area(so 38,822 9,651
On-site Drainage Area(so 38,446 9,651
Off-site Drainage Area(so 376 n/a
Proposed Impervious Area** 30,763 7,560
s
Impervious Area** total 79.2 100
Impervious'Surface Area Drainage Area 1 Drainage Area 2 Drainage Area_ Drainage Area_
On-site Buildings/Lots (so n/a 9,651
On-site Streets (so n/a n/a
On-site Parking (so 29,314 n/a
On-site Sidewalks (so 1,449 n/a
Other on-site (sf) n/a n/a
Future(so n/a n/a
Off-site (so n/a n/a
Existing BUA***(so n/a n/a
Total (so: 30,763 9,651
* Stream Class and Index Number can be determined at: http://portal.ncdenr org eueb/wq/ps/csu/classifications
Form SW-101 Version 07Jun2010 Page of
Vn.. fk;� ono •._.... -- .1_._ _ _. .. . . . . . __

Impervious area is defined as the built upon area including, but not limited to, buildings, roads,parking areas,
sidewalks,gravel areas,etc.
*'Report only that amount of existing BUA that will remain after development. Do not report any existing BUA that
is to be removed and which will be replaced by new BUA.
11. How was the off-site impervious area listed above determined?Provide documentation. AutoCAD Area
Routine
Proiects in Union County: Contact DWQ Central Office staff to check if the project is located within a Threatened&
Endangered Species watershed that may be subject to more stringent stormwater requirements as per NCAC 02B.0600.
V. SUPPLEMENT AND O&M FORMS
The applicable state stormwater management perm t supplement and operation and maintenance(O&M)forms
must be submitted for each BMP specified for this project. The latest versions of the forms can be downloaded
from http://portal.ncdenr.org/web/wq/ws/su/bmp-manual.
VI. SUBMITTAL REQUIREMENTS
Only complete application packages will be accepted and reviewed by the Division of Water Quality
(DWQ). A complete package includes all of the items listed below. A detailed application instruction sheet
and BMP checklists are available from http://12ortal.ncdenr.org/web/wq/ws/su/statesw/forms docs. The
complete application package should be submitted to the appropriate DWQ Office. (The appropriate office
may be found by locating project on the interactive online map at
h!w://pottal.ncdenr.org/web/wq/ws/su/`­mal2s.)
Please indicate that the following required information have been provided by initialing in the space
provided for each item. All original documents MUST be signed and initialed in blue ink. Download the latest
versions for each submitted application package from
httpf[portal.ncdenr.org/web/wq/ws/su/statesw/forms docs.
Initials
1. Original and one copy of the Stormwater Management Permit Application Form. 7 Q O
2. Original and one copy of the signed and notarized Deed Restrictions&Protective Covenants
Form. (if required as per Part VII below)
3. Original of the applicable Supplement Form(s) (sealed,signed and dated)and O&M I 1
agreement(s)for each BMP.
4. Permit application processing fee of$505 payable to NCDENR. (For an Express review,refer to l
http://www.envhelp.org/12aggs/onestol2exl2ress.html for information on the Express program
and the associated fees. Contact the appropriate regional office Express Permit Coordinator for
additional information and to schedule the required application meeting.) DA tO
5. A detailed narrative(one to two pages) describing the stormwater treatment/management for
6. A USGS map identifying the site location. If the receiving stream is reported as class SA or the I)OFi _
receiving stream drains to class SA waters within 1/2 mile of the site boundary,include the 1/2
mile radius on the map.
7. Sealed,signed and dated calculations. lD b�)
8. Two sets of plans folded to 8.5" x 14" (sealed,signed, &dated),including: L A p
a. Development/Project name.
b. Engineer and firm.
c. Location map with named streets and NCSR numbers.
d. Legend.
e. North arrow.
f. Scale.
g. Revision number and dates.
h. Identify all surface waters on the plans by delineating the normal pool elevation of
impounded structures,the banks of streams and rivers,the MHW or NHW line of tidal
waters,and any coastal wetlands landward of the MHW or NHW lines.
• Delineate the vegetated buffer landward from the normal pool elevation of impounded
structures,the banks of streams or rivers,and the MHW(or NHW) of tidal waters.
i. Dimensioned property/project boundary with bearings&distances.
j. Site Layout with all BUA identified and dimensioned.
k. Existing contours,proposed contours,spot elevations,finished floor elevations.
I. Details of roads,drainage features,collection systems,and stormwater control measures.
Form SWU-101 Version 07Iun2010 Page 4 of 7
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m.Wetlands delineated,or a note on the plans that none exist. (Must be delineated by a
qualified person. Provide documentation of qualifications and identify the person who
made the determination on the plans.
n. Existing drainage(including off-site),drainage easements,pipe sizes,runoff calculations.
o. Drainage areas delineated(included in the main set of plans,not as a separate document).
p. Vegetated buffers (where required).
9. Copy of any applicable soils report with the associated SHWT elevations(Please identify A.
elevations in addition to depths)as well as a map of the boring locations with the existing
elevations and boring logs. Include an 8.5"xll"copy of the NRCS County Soils map with the
project area clearly delineated. For projects with infiltration BMPs,the report should also
include the soil type,expected infiltration rate,and the method of determining the infiltration rate.
(Infiltration Devices submitted to WiRO:Schedule a site visit for DWQ to verifij the SHWT prior
to submittal, [phone].)
10. A copy of the most current property deed. Deed book: 1871 Page No: 205 A�
11. For corporations and limited liability corporations (LLC): Provide documentation from the NC 17 A i _
Secretary of State or other official documentation,which supports the titles and positions held
by the persons listed in Contact Information,item la,2a, and/or 3a per NCAC 2H.1003(e).The
corporation or LLC must be listed as an active corporation in good standing with the NC
Secretary of State,otherwise the application will be returned.
hitp://www.secretary.state.nc.us/Corl2orations/CSearch.asl2x
VII. DEED RESTRICTIONS AND PROTECTIVE COVENANTS
For all subdivisions,outparcels,and future development,the appropriate property restrictions and protective
covenants are required to be recorded prior to the sale of any lot. If lot sizes vary significantly or the proposed
BUA allocations vary,a table listing each lot number,lot size,and the allowable built-upon area must be
provided as an attachment to the completed and notarized deed restriction form. The appropriate deed
restrictions and protective covenants forms can be downloaded from
http://portal.ncdenr.org/web/wq/ws/su/statesw/forms does. Download the latest versions for each
submittal.
In the instances where the applicant is different than the property owner,it is the responsibility of the property
owner to sign the deed restrictions and protective covenants form while the applicant is responsible for ensuring
that the deed restrictions are recorded.
By the notarized signature(s)below,the permit holder(s)certify that the recorded property restrictions and
protective covenants for this project,if required,shall include all the items required in the permit and listed
on the forms available on the website,that the covenants will be binding on all parties and persons claiming
under them,that they will run with the land,that the required covenants cannot be changed or deleted
without concurrence from the NC DWQ and that they will be recorded prior to the sale of any lot.
VIII. CONSULTANT INFORMATION AND AUTHORIZATION
Applicant: Complete this section if you wish to designate authority to another individual and/or firm(such as a
consulting engineer and/or firm)so that they may provide information on your behalf for this project(such as
addressing requests for additional information).
Consulting Engineer:Derek A. Dail,P.E.
Consulting Firm: Quible&Associates. P.0
Mailing Address:P.O. Drawer 870
City:Kitty Hawk State:NC Zip:27949
Phone: (252 1 261-3300 Fax: [phone]
Emafl:[e-mail]
Form SWU-101 Version 07Jun2010 Page 5 of 7
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IX. PROPERTY OWNER AUTHORIZATION (if Contact Information, item 2 has been filled out, complete this
section)
I, (print or hype name of person listed in Contact Information, item 2a) certify that I
own the property identified in this permit application,and thus give permission to (print or hjpe name of person
listed in Contact Information, item 1a) with (print or hjpe name of organization listed in
Contact Information, item la) to develop the project as currently proposed. A copy
of the lease agreement or pending property sales contract has been provided with the submittal,which indicates
the party responsible for the operation and maintenance of the stormwater system.
As the legal property owner I acknowledge,understand,and agree by my signature below,that if my
designated agent(entity listed in Contact Information,item 1) dissolves their company and/or cancels or
defaults on their lease agreement,or pending sale,responsibility for compliance with the DWQ Stormwater
permit reverts back to me,the property owner. As the property owner,it is my responsibility to notify DWQ
m
immediately and sub t a completed Name/Ownership Change Form within 30 days;otherwise I will be
operating a stormwater treatment facility without a valid permit. I understand that the operation of a
stormwater treatment facility without a valid permit is a violation of NC General Statue 143-215.1 and may
result in appropriate enforcement action including the assessment of civil penalties of up to$25,000 per day,
pursuant to NCGS 143-215.6.
Signature: Date:
I, a Notary Public for the State of County of
do hereby certify that personally appeared
before me this_day of and acknowledge the due execution of the application for
a stormwater permit. Witness my hand and official seal,
SEAL
My commission expires
Form SWU-101 Version 07Jun2010 Page 6 of
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X. APPLICANT'S CERTIFICATION
I, (print or hype name of person listed in Contact Information, item la) I. Morgan Davis, President&Chief banking
Officer, Towne Bank
certify that the information included on this permit application form is,to the best of my knowledge,correct and
that the project will be cons ucted in conformance with the approved plans,that the required deed restrictions
and protective covenants ' 1 be recorded, and that the proposed project complies with the requirements of the
applicable stormwater r 1 undgr 15A NCAC 2H .1000,SL 2006-246(Ph. II-Post Construction) or SL 2008-211.
Signature: ` ' , Date: 0
I, �My {y✓�t)a4��� a Notary Public for the State of is �. 2ac of
do hereby certify that J -N\OC ORN i F, personally appeared
before me thi�_'day of�Gci�->t T �,an Inowled e the due execution of the application for
a stormwater permit. Witness my hand and official seal,
PUTB�LI�C� y� SEAL
-23 REG.M 113111
• My caMM55aa
�y/�+,,•og ES
215 sQ My commission expires
�14k, M
••,O��iiiii�i
Form SWU-101 Version 07Jun2010 Page 7 of 7
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STORMWATER MANAGEMENT PERMIT APPLICATION FORM
401 CERTIFICATION APPLICATION FORM
WETLAND SUPPLEMENT
This form must be filled out,printed and submitted.
The Required Items Checklist(Part III)must be printed,filled out and submitted along with all the required information.
1. PROJECT INFORMATION
Project name TowneBank-Southern Shores
Contact name Derek A.Dail,P.E.
Phone number
Date [phone]
October 19,2011
Drainage area number 1
.; .
Site Characteristics Drainage area 38,822.00 rye Y//
Impervious area 307 2, RECEIVED
Percent impervious 79.9.2% % �/
Design rainfall depth -1.50 inch
Peak Flow Calculations OCT 3 1 2p1}
1-yr,24-hr rainfall depth 3.30 in
1-yr,24-hr intensity 5A0 n hr ^
Pre-development l-yr,24-hrrunoff n/a f13/sec D�` 1�1n'gRO
Post-development r peak
24-hr runoff n/a ft3/sec Q Y Y
Pre/Post 1-yr,24-hr peak control #VALUE! fl3/sec
Storage Volume: Non-SA Waters
Minimum required volume 3,354.40 ft3
Volume provided(temporary pool volume 3 Design volume may be insufficient. Provide calculations
3,582.50 fl showing that it is greater than or equal to the Simple Method
volume.
Storage Volume: SA Waters Parameters �L �eS,SH Yalu w G ;S 1.5"runoff volume 3
Pre-development l-yr,24-hrrunoff volume ft3 Sec Ca1cs �n llarr4ti�r
Post-development 1-yr,24-hr runoff volume ff3
Minimum volume required It
Volume provided ft3
Outlet Design
Depth of temporary pool/ponding depth(Dp,d°a) 12.00 in OK
Drawdown time 2.56 days OK
Diameter of orifice 1.00 in OK
Coefficient of discharge(Co)used in orifice diameter
calculation 0.60(unilless)
Driving head(H°)used in the orifice diameter calculation 0.33 fit Provide calculations to support this driving head.

IIOS ! 100
f
i
f
f
i

Surface Areas of Wetland Zones
Surface Area of Entire Welland 3,582.50 ftz OK
Shallow Land 1.410.00 ft OK
The shallow land percentage is: 39%
Shallow Water 1,4439% % OK
The shallow water percentage is: 40%
Deep Pool
Forebay portion of deep pool(pretreatment) 363.00 ftz OK
The forebay surface area percentage is: 10% %
Non-forebay portion of deep pool 180.00 ft2 OK
The non-forebay deep pool surface area percentage is: 5% %
Total of wetland zone areas 3,398.00 f12 Enter data into the shaded cells in this section.
Add or subtract the following area from the zones -184 50 ft'
Topographic Zone Elevations
Temporary Pool Elevation(TPE)
Shallow Land(top) 6.00 ft amsl
Permanent Pool Elevation(PPE)
Shallow Water/Deep Pool(top) 5.00 ft amsl
Shallow Water bottom 0 ft amsl
Most shallow point of deep pool's bottom 3.4.50 ft amsl
Deepest point of deep pool's bottom 3.00 ft amsl
Design must meet one of the following two options:
This design meets Option#1,
Top of PPE is within 6"of SHWT, If yes: N (Y or N)
SHWT(Seasonally High Water Table) ft amsl OK
This design meets Option#2,
Welland has liner with permeability<0,01 in/hr,If yes: Y (Y or N)
Depth of topsoil above impermeable liner 6.00 in OK
Topographic Zone Depths
Temporary Pool
Shallow Land 12.00 in
Permanent Pool OK
Shallow Water 6.00 in OK
Deep Pool(shallowest) 24.00 in OK
Deep Pool(deepest) 24.00 in OK
Planting Plan
Are cattails included in the planting plan? N (Y or N) OK
Number of Plants recommended in Shallow Water Area
Herbaceous(4'cubic-inch container) 400
Number of Plants recommended in Shallow Land Area
Herbaceous(4'cubic-inch container),OR 400
Shrubs(1 gallon or larger),OR 64
Trees(3 gallon or larger)and Herbaceous(4+cubic-inch) 8 and 320
Number of Plants provided in Shallow Water Area
Herbaceous(4'cubic-inch container) 400 OK
Number of Plants Drovided in Shallow Land Area
Herbaceous(4'cubic-inch container) 400 OK
Shrubs(1 gallon or larger) 64 OK
Trees(3 gallon or larger)and 8 OK
Grass-like Herbaceous(4+cubic-inch)
Form SW401-Wetland-Rev.6-11/16/0Q

Additional Information
Can the design volume be contained? Y (Y or N) OK
Does project drain to SA waters? If yes, N (Y or N) Excess volume must pass through filter.
What is the length of the vegetated filter? 30.00 ft
Are calculations for supporting the design volume provided in the
application? Y (Y or N) OK
Is BMP sized to handle all runoff from ultimate build-out? Y (Y or N) OK
Is the BMP located in a recorded drainage easement with a n/a (Y or N) Insufficient ROW location.
recorded access easement to a public Right of Way(ROW)?
The length to width ratio is: 1.57 A OK
Approximate wetland length 73.00 ft
Approximate wetland width 46.50 ft
Approximate surface area using length and width provided 3,394.50 ft2 This approx,surface area is within this number of square feel
of the entire wetland surface area reported above:
Will the wetland be stabilized within 14 days of construction? Y (Y or N) OK
Form SW401-Wetland-Rev.6-11/16/09 Parts I and II.Project Design Summary,Page 3 of 3

Permit No.
(to be provided by DWQ)
III. REQUIRED ITEMS CHECKLIST
Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will
result in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to
indicate the following design requirements have been met. If the applicant has designated an agent,the agent may initial below. If a
requirement has not been met,attach justification.
Initials Page/Plan
Sheet No.
h� Ikrs r ua r 1. Plans(1"-50'or larger)of the entire site showing:
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-Delineated drainage basins(include Rational C coefficient per basin),
-Wetland dimensions(and length to width ratio),
-Pretreatment system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW),
-Overflow device, and
-Boundaries of drainage easement.
l�A� Pi"sar]?1 2. Plan details(1"=50'or larger)for the wetland showing:
-Wetland dimensions(and length to width ratio)
-Pretreatment system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW),
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-Overflow device,and
-Boundaries of drainage easement.
�A�, r'1u 60r 3f% 3. Section view of the wetland (1"=20'or larger)showing:
-Side slopes, 3:1 or lower
-Wetland layers
All wetlands: Shallow land depth,shallow water depth,deep pool depth
Option 1,no clay liner: SLWT depth
Option 2,clay liner: Depth of topsail on top of liner, liner specifications
17�� �I.n Sry1Y TFq 4. A detailed planting plan (1"=20'or larger)prepared by a qualified individual showing:
A variety of several suitable species(not including cattails),
Sizes,spacing and locations of plantings,
Total quantity of each type of plant specified,
A planting detail,
The source nursery for the plants,and
Fertilizer and watering requirements to establish vegetation.
17 PLe�S rr S 5. A construction sequence that shows how the wetland will be protected from sediment until the entire
drainage area is stabilized.
6. The supporting calculations(including drawdown calculations).
DN 6 A µ'°4ed 7. A copy of the signed and notarized operation and maintenance(O&M)agreement.
D A'� Hf A 8. A copy of the deed restrictions(if required).
k0104, 9. A soils report that is based upon an actual field investigation and soil borings. County soil maps are not an
acceptable source of soils information.
SW401-Welland-Rev.6-11/16/09 Part III,page 1 of 1

Permit No.
A (to be provided by DWQ)
r� E, o?�pyW A�yTp9Ov
NCDENR STORMWATER MANAGEMENT PERMIT APPLICATION FORM
401 CERTIFICATION APPLICATION FORM
INFILTRATION TRENCH SUPPLEMENT
This form must be filled out,printed and submitted.
The Required Items Checklist(part lll)must be printed, filled out and submitted along with all of the required information.
I. PROJECT INFORMATION
Project name
Contact person TowneBank Southern Shores
Derek A.Dail,P.E.
Phone number Date [phone]
10/19/2011
Drainage area number 2
II. DESIGN INFORMATION
Site Characteristics /Drainage area 9,651.00
Impervious area ftZ V
Percent impervious
9,651100 ft2 V
Design rainfall depth 100.0% in V/ RECEIVED
1.50 in
Peak Flow Calculations
1-yr,24-hr rainfall depth
1-yr,24-hrintensity 3.30 n OCT 3 � ?�I7
Pre-development 1-yr,24-hr discharge n/a n/hr
Post-development 1-yr,24-hr discharge n/a ft3/sec
Pre/Post 1-yr,24-hr peak flow control n/a ft3/sec D
#VALUE! ft3/sec WQ-WARO
Storage Volume:Non-SA Waters
Minimum volume required 1.206.40 ft3
(�
Volume provided
1,240.00 ft3V OK for non-SR waters
Storage Volume:SA Waters
1.5"runoff volume n/a 3
Pre-development 1-yr,24-hr runoff volume ft
n/a f13
Post-development 1-yr,24-hr runoff volume n/a 3
Minimum volume required ft
#VALUE! ft3
Volume provided We 3
fl Soils Report Summary #VALUE!
Soil type Sands with peat Restrictive peat layer proposed to be removed.
Infiltration rate 1.61 in/fir
SHWT elevation 2.30 fmsl
Trench Design Parameters
Drawdown time 0.72 days OK
Perforated pipe diameter
Perforated pipe length n/a in
Number of laterals 302.00 ft
Stone type(if used) 4
Slone void ratio #57
Stone is free of fines? 40%
Y (Y or N) OK
Form SW401-Infiltration Trench-Rev.4
Parts I.&II.Design Summary,Page 1 of 2

.
� I t t�0
� ��.�i�l`1��"� � Y

Permit No.
Trench Elevations (to be provided by DWO)
Bottom elevation 6.00 fmsl OK
Storage/overflow elevation 8.33 fmsl
Top elevation 8.33 fmsl
Trench Dimensions
Length(long dimension) 35.60 ft
Width(short dimension) 25.30 ft
Height(depth) 2.33 ft OK
Additional Information
Maximum volume to each inlet into the trench? 0.09 ac-in OK pr 11 Fo U n Jwtia w)II y e eStCf n a d
Length of vegetative filter for overflow 30.00 ft OK
Number of observation wells 4 OK +0 ccoan } der p✓uxt�i�� +a
rn/S. -k rC vL�
Distance to structure 5.60 ft Too close to structure,must be minimum of 15-ft downgradient Distance from surface waters 35.00 ft OK for non-SA waters
Distance from water supply well(s) n/a ft OK
Separation from impervious soil layer n/a ft OK
Depth of naturally occuring soil above SHWT 3.70 ft OK
Bottom covered with 4-in of clean sand? y (Y or N) OK
Proposed drainage easement provided? We (Y or N) OK
Capures all runoff at ultimate build-out? y (Y or N) OK
Bypass provided for larger storms? _ y (Y or N) OK
Trench wrapped with geotextile fabric? _ y (Y or N) OK
Pretreatment device provided n/a system is piped directly from roof drains-no pretreatment needed d
Form SW401-Infiltration Trench-Rev.4
Parts I.&II.Design Summary,Page 2 of 2

Permit No.
(to be provided by DWQ)
III. REQUIRED ITEMS CHECKLIST
Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will
result in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to
indicate the following design requirements have been met. If the applicant has designated an agent,the agent may initial below. If a
requirement has not been met,attach justification.
Pagel Plan
Initials Sheet No.
A D Ptr S xT 3 1. Plans(V-50'or larger)of the entire site showing:
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-Delineated drainage basins(include Rational C coefficient per basin),
-Trench dimensions,
-Pretreatment system,
-High flow bypass system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW),
-Overflow device,and
-Boundaries of drainage easement.
Hl"-3 18 2. Partial plan(1"=30'or larger)and details for the infiltration trench showing:
Bypass structure,
Maintenance access,
Basin bottom dimensions,
Basin cross-section with benchmark for sediment cleanout,
Flow distribution detail for inflow,
-Vegetated filter,and
-Pretreatment device.
P tRN sFh S 3. Section view of the infiltration trench(1"=20'or larger)showing:
-Pretreatment and treatment areas,and
-Inlet and outlet structures.
4. A table of elevations,areas,incremental volumes&accumulated volumes to verify the volume provided.
bt}'b M"" A�oK 5. A soils report that is based upon an actual field investigation,soil borings,and infiltration tests. The
results of the soils report must be verified in the field by DWQ,by completing&submitting the soils
investigation request form. County soil maps are not an acceptable source of soils information.
Ski S 6, A construction sequence that shows how the infitlration basin will be protected from sediment until the
entire drainage area is stabilized.
fl<rc. Apex, 7. The supporting calculations,
A to"'f� 8. A copy of the signed and notarized operation and maintenance(0&M)agreement.
b A 3� A- 9. A copy of the deed restrictions(if required).
Form SW401-Infiltration Trench-Rev.4 Part III.Required Items Checklist,Page 1 of 1

Permit No.
(to be providetl by DWQ)
O�O�W ATFyOc
�i� STORMWATER MANAGEMENT PERMIT APPLICATION FORM - Y
NCDENR 401 CERTIFICATION APPLICATION FORM
PERMEABLE PAVEMENT SUPPLEMENT
This form must be tilled out,printed and submitted.
The Required Items Checklist(Part III)must be printed,filled out and submitted along with all of the required information.
I, PROJECT INFORMATION
Project Name TowneBank-Southern Shores
Contact Person Derek A.Dail,P.E.
Phone Number [phone]
Date 10/19/2011
Drainage Area/Lot Number 1
Lot Owner's Signature
II. DESIGN INFORMATION
Soils Report Summary
Soil type Sands
Infiltration rate 10.73 in/hr OK
SHWT elevation 2.50 first
Credit Calculation-Enter an"x"in the appropriate cell below
Permeable concrete without a gravel base Mana ed Grass Factor:
Permeable concrete with at least 6'gravel base x 0.6
Flexible pavements with at least 4"gravel base
Flexible pavements with at least 7"gravel base
Bottom elevlion of the permeable pavement cross-section 5.40 first OK
SA of permeable pavement being proposed 8,167.00 Additional
Resulting BUA counted as impervious 3,266.80 ry RECEIVED
Additional Information
Slope of soil subgrade at bottom of permeable pavement 0.50 % OK
Slope of the permeable pavement surface 1.00 % OK OCT 3 1 2011
Construction sequence minimizes compaction to soils? y YIN OK
Traffic volume(vehicles per day) 10.00 v/day OK /�Washed stoneowfrociredfor the oheravel layer surfacesdiiecteda y YIN OK ®1/��n—�/� //+ R®
Concetrated Bow from roofs&other surfaces directed away? y YIN OK r Q �/ V/`°'�
Additional Information for Residential Lots Only
Total BUA allocated to this lot n/a flz
Remaining lot BUA available VALUE! ft'
To b com lete b ermi ee HOA:
Application Approved
Application Rejected
Reason for rejecting application:
Signature of permitlee/HOA:
Date
Form SW401-Permeable Pavement-Rev.2-02Aug2010
Parts I.&II.Design Summary,Page 1 of 1

r
ttOS ' t T J 0

Permit No.
(to be provided by DWQ)
III. REQUIRED ITEMS CHECKLIST
Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will
result in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to
indicate the following design requirements have been met. If the applicant has designated an agent,the agent may initial below. If a
requirement has not been met,attach justification.
Pagel Plan
Initials Sheet No.
A-t) Q�-sr47 3 i. Plans(1"=50'or larger)of the entire site showing:
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-Delineated drainage basins(include Rational C coefficient per basin),
-Location of permeable pavement,
-Roof and other surface flow directed away from permeable pavement,
5"T 6 2. Section view of the permeable pavement(V=20'or larger)showing:
-Layers, and
-SHINT
1 t� F--rr, AAA. 3. A soils report that is based upon an actual field investigation,soil borings,and infiltration tests. The
results of the soils report must be verified in the field by DINO,by completing&submitting the soils
investigation request form. County soil maps are not an acceptable source of soils information.
5 k1T 5— 4. A construction sequence that shows how the permeable pavement will be protected from sediment until
p11`` the entire drainage area is stabilized.
1t�L NLTr P x 5. The supporting calculations.
Ate.k' j 6. A copy of the signed and notarized operation and maintenance(0&M)agreement.
4 7. A copy of the deed restrictions(if required).
Examole#1
Project is a lot with a maximum allowed BUA of 5,000 sq. ft. that drains to class SC waters.
Project proposes a 1,000 sq.ft. permeable concrete driveway with a 6"gravel base.
Managed grass factor= 0.6
1000 x 0.6 =600 square feet is counted as managed grass.
1000- 600=400 square feet is counted as built-upon area.
5000-400=4,600 square feet available for house and other BUA.
Example#2
Project is a high density commercial site with a 5,000 square foot parking lot.
Project is within 112 mile of and draining to SA waters. An infiltration system is proposed.
The parking lot will handle<100 cars per day and is a flexible pavement with a 4"gravel base.
Managed grass factor is 0.4.
5000 x 0.4 = 2000 square feet is counted as managed grass.
5000-2000 =3,000 square is counted as impervious.
The total BUA used to calculate the minimum volume draining to the
infiltration system can be reduced by 2,000 square feet.
Form SW401-Permeable Pavement-Rev.2-02Aug2010
Part III.Required Items Checklist,Page 1 of

a�oF wArEgoc
NCDENR
STORMWATER MANAGEMENT PERMIT APPLICATION FORM
401 CERTIFICATION APPLICATION FORM
LEVEL SPREADER -VEGETATED FILTER STRIP (LS-VFS) SUPPLEMENT
This form must be completely filled out,printed, initialed, and submitted.
I. PROJECT INFORMATION
Project name TowneBank-Soulhem Shores
Contact name Derek A.Dail,P.E.
Phone number [phone]
Dale October 19,2011
Drainage area number 1
II. DESIGN INFORMATION
The purpose of the LS-VFS Other: Explained below
Stormwater enters LS-VFS from The drainage area
Type of VFS Engineered filter strip(graded&sodded,slope<8%)
Explanation of any"Other"responses above Purpose of LS-VFS is to spread bypass Bows from CW(DA1)
If Stormwater Enters the LS-VFS from the Drainage Area
Drainage area 38,822 flz
Impervious surface area 32,575 fe
Percent Impervious 83.91 %
Rational C coefficient 0.79
Peak flow from the 1 in/hr storm 0.70 cfs pN-SCt, �IoW Only
Time of concentration 5.00 min ��
l GIuV +o LS o 12. aMcsS
Rainfall intensity,10-yr storm 8. in/hr CS C.G catcS �r pe-rrx+7vc APPOx)
Peak flow from the 10-yr storm 5.79 cfs
Design storm 10-years orm
Maximum amount of flow directed to the LS-VFS 12, ( .-64_ cfs
Is a flow bypass system going to be used? N (Y or N)
Explanation of any"Other'responses above
- If Stormwater Enters the LS-VFS from a BMP Do not complete this section of the form.
Type of BMP Pick one:
Peak discharge from the BMP during the design storm cfs
Peak discharge from the BMP during the 10-year storm cfs Do not complete this section of the form.
Maximum capacity of a 100-foot long LS-VFS 10 cfs
Peak flow directed to the LS-VFS cfs Do not complete this section of the form.
Is a flow bypass system going to be used? (Y or N)
Explanation of any"Other"responses above
L3-VFs Design RECEIVED
Forebay surface area 120 sq it Forebay is adequately sized.
Depth of forebay at slormwaler entry point 36 in Depth is appropriate.
Depth of forebay at slormwater exit point 6 in Depth is appropriate.
Feet of level lip needed per cfs 10 ft/cfs OCT 3 1 2011
Computed minimum length of the level lip needed 58 it ,^e�//��� ,,A`'/p�
D it Y Qom' V ARO
Form SW401-LS-VFS-29Nov2010-Rev.8 page 1 of 3

Length of level lip provided
Width of VFS 20 it Level spreader is too short to handle the(low_
30 ft ^^ `
Elevation at downslope base of level lip 5.00 fmsl re C a t C u�q k`o.n S�1 V\
Elevation at the end of the VFS that is farthest from the LS 4.80 fmsl �,f ra-y';Ut A P P r^ X) 'J i Sc�c rc,e
Slope(from level lip to the end of the VFS) 0.67 % c�cro SS �rJ<� SP�e4�eC '6t 1. 24pf
Are any draws present in the VFS? (Y or )
Is there a collector swale at the end of the VFS? n (Y or N) 0K D, 3S
90A -er-6514c Ve�oci-1y �o�
Bypass System Design(if applicable) Sd, IS
Is a bypass system provided? in (Y or N)
Is there an engineered flow splitting device? n/a (Y or N)
Dimensions of the channel(see diagram below):
M n/a ft
B n/a ft
W n/a ft
y(Flow depth for 10-year storm) n/a ft
freeboard(during the 10-year storm) n/a ft
Peak velocity in the channel during the 10-yr storm n/a fl/sec
Channel lining material Pick one:
Does the bypass discharge through a wetland? n/a (Y or N)
Does the channel enter the stream at an angle? n/a (Y or N)
Explanation of any"Other"responses above Forebay minimum size does not apply since runoff is coming from bypass for a BMP."Depth of
Forebay at entry": Runoff enters the forebay via upwelling within a DI. Depth given is the
tv
--------------------
t fieeb oud(donne t11z ]0-N r stonn)
III. REQUIRED ITEMS CHECKLIST
EDIT Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will result
in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to indicate the following
design requirements have been met. If the applicant has designated an agent,the agent may initial below. If a requirement has not been met,attach
justification.
Requried Item: r-�Ini ials Page or plan sheet number and any notes:
1. Plans(V-50'or larger)of the entire site showing: f�-1
-Design at ultimate build-out, ��C✓\ 5�e e� 3 4r`
-Off-site drainage(if applicable), 1-(A ft-u- ,v c Apo-CA d r x
-Delineated drainage basins(include Rational C coefficient per basin),
-Forebay(if applicable),
-High flow bypass system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW),and
-Boundaries of drainage easement.
I
Form S W 401-LS-VFS-29Nov2010-Rev.8
page 2 of 3

2. Plan details(V=30'or larger)for the level spreaders howing: '4 '�1 r` Sti C e+ 3 >^
-Forebay(if applicable),
-High flow bypass system,
-One foot topo lines between the level lip and top of stream bank,
-Proposed drainage easement,and
-Design at ultimate build-out.
3. Section view of the level spreader(1"=20'or larger)showing:
-Underdrain system(if applicable),
-Level lip,
-Upslope channel,and -
-Downslope filter fabric.
4. Plan details of the Flow splitting device and supporting calculations(if applicable). \cw Shea'}' a
5. A construction sequencethat shows how the level spreaderwill be protected from
sediment until the entire drainage area is stabilized.
6. If a non-engineered VFS is being used,then provide a photograph of the VFS showing �f/�
that no draws are present.
7. The supporting calculations. bit }(u�� k�Yc. pp 1X
8. A copy of the signed and notarized operation and maintenance(0&M)agreement, ).e J
Form S W 401 -LS-VFS-29Nov2010-Rev.8 page 3 of 3

EXPRESS
JUL 05 2011 Permit Number:
(to be provided by DWQ)
Drainage Area/Lot Number:
Permeable WdrilfiWperation and Maintenance Agreement
I will keep a maintenance record on this BMP. This maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately. These deficiencies can affect the integrity
of structures,safety of the public, and the removal efficiency of the BMP.
Important operation and maintenance procedures:
— Stable groundcover will be maintained in the drainage area to reduce the sediment
load to the permeable pavement.
— The area around the perimeter of the permeable pavement will be stabilized and
mowed, with clippings removed.
— Any weeds that grow in the permeable pavement will be sprayed with pesticide
immediately. Weeds will not be pulled, since this could damage the fill media.
Once a year, the permeable pavement surface will be vacuum swept.
At no time shall wet sweeping(moistening followed by sweeping) be allowed as a
means of maintenance.
— There shall be no repair or treatment of Permeable Pavement surfaces with other
types of pavement surfaces. All repairs to Permeable Pavement surfaces must be
accomplished utilizing permeable pavement which meets the original pavement
specifications.
— Concentrated runoff from roof drains, piping, swales or other point sources,
directly onto the permeable pavement surface shall not be allowed. These areas
must be diverted away from the permeable pavement.
Initial Inspection: Permeable Pavements shall be inspected monthly for the first three
months for the following:
BMP element: Potential roblem: How to remediate the problem,
The perimeter of Areas of bare soil and/or In the event that rutting or failure of the groundcover
the permeable erosive gullies have occurs,the eroded area shall be repaired immediately
pavement formed. and permanent groundcover re-established.
Appropriate temporary Erosion Control measures(such
as silt fence)shall be installed in the affected area
during the establishment of permanent groundcover,
and any impacted area of permeable pavement is to be
cleaned via vacuum swee in .
The sttrface of the Rutting/uneven This indicates inadequate compaction of the pavement
permeable settlement base/sub-base. If rutting or uneven settlement on the
pavement order of%x inch or greater occurs,permeable pavement
shall be removed and base/sub-base re-compacted,
smoothed,and permeable pavement shall then be re-
installed. Base and sub-base compaction shall be
monitored by a licensed geotechnical engineer to ensure
that infiltration capacity of base and sub-base are not
compromised by compaction and smoothinS processes.
The pavement does not Vacuum sweep the pavement. If the pavement still
dewater between storms, does not dewater,consult a professional.
or water is running off.
Form SW401-Permeable Pavement O&M-Rev.3 Page I of 3

Permit Number:
(to be provided by DWQ)
Drainage Area/Lot Number:
The permeable pavement will be inspected once a quarter and within 24 hours after
every storm event greater than 1,0 inches(or 1.5 inches if in a Coastal County),
Records of operation and maintenance will be kept in a known set location and will be
available upon request.
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
BMP element: Potentialproblem: How to remedlate the roblem:
The perimeter of the Areas of bare soil and/or erosive Regrade the soil if necessary to remove
permeable pavement gullies have formed. the gully, and then plant a g Y p ground cover
and water until it is established.
Provide lime and a one-time fertilizer
Ma hcalion.
Vegetation is too short or too Maintain vegetation at a height of 3 to 6
lon . inches remove
The surface of the Trash/debris is present. Remove the trash/debris.
permeable pavement
Weeds are growing on the Do not pull the weeds(may pull out
surface of the permeable media as well). Spray them with
pavement. caticide.
Sediment is present on the Vacuum sweep the pavement.
surface.
The structure is deteriorating or Consult an appropriate professional.
damaged. Damaged areas of the pavement shall be
removed and re aired.
The pavement does not dewater Vacuum sweep the pavement. if the
between stones. pavement still does not dewater,consult
a professional. Permanently clogged
pavement shall be removed and
r sued.
Form SW40I-Permeable Pavement O&M-Rev.3 Page 2 of 3

Permit Number:
(to be provided by DWQ)
I acknowledge and agree by my signature below that I am responsible for the
performance of the maintenance procedures listed above. I agree to notify DWQ of any
problems with the system or prior to any changes to the system or responsible party.
Project name: TowneBank- Southern Shores
BMP drainage area or lot number: 1
Print name: J. Morgan Davis
Title: President &Chief Banking Officer. TowneBank
Address:600 22nd StreetSuite 500 Virginia Beach VA 23451
Phone:7 -473-251
Signature: iXa
Date: G' e /L 'AZ
Note: The legally responsible party should not be a homeowners association unless more than 50%of
the lots have been sold and a resident of the subdivision has been named the president.
I> '� 'a , a Notary Public for the State of
ou of u1Q qj� <,c l do hereby certify that
s�
MQ' Lo r 3�)aV�S personally appeared before me this3l
day of �U � - - t) , and acknowledge the due execution of the
forgoing permeable pavement maintenance requirements. Witness my hand and official
seal,
SEAL �� q y
My commission expires
Form SW401-Penneable Pavement O&M-Rev.3 Page 3 of 3

EXPRESS
'JUL 0 5 2011
Permit Number:
eaNumovidedbyDWo
NC DEER
Drainage Area Number:
Filter Strip, Restored Riparian Buffer and Level Spreader
Operation and Maintenance Agreement
I will keep a maintenance record on this BMP. This maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately. These deficiencies can affect the integrity
of structures,safety of the public, and the removal efficiency of the BMP.
Important maintenance procedures:
— Immediately after the filter strip is established,any newly planted vegetation
will be watered twice weekly if needed until the plants become established
(commonly six weeks).
— Once a year, the filter strip will be reseeded to maintain a dense growth of
vegetation
— Stable groundcover will be maintained in the drainage area to reduce the
sediment load to the vegetation.
— Two to three times a year, grass filter strips will be mowed and the clippings
harvested to promote the growth of thick vegetation with optimum pollutant
removal efficiency.Turf grass should not be cut shorter than 3 to 5 inches and
may be allowed to grow as tall as 12 inches depending on aesthetic requirements
(NIPC, 1993). Forested filter strips do not require this type of maintenance.
— Once a year, the soil will be aerated if necessary.
— Once a year,soil pH will be tested and lime will be added if necessary.
After the filter strip is established, it will be inspected quarterly and within 24 hours
after every storm event greater than 1.0 inch (or 1.5 inches if in a Coastal County).
Records of operation and maintenance will be kept in a known set location and will be
available upon request.
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
BMP element Potential problem; How I will remediate the roblem:
The entire filter strip Trash/debris is present. Remove the trash/debris.
s stem
The flow splitter device The flow splitter device is Unclog the conveyance and dispose
(if applicable) clogged. of an sediment off-site.
The flow splitter device is Make any necessary repairs or
damaged. replace if damage is too large for
repair.
Form SWU401-Level Spreader,Filter Strip, Restored Riparian Buffer O&M-Rev.3 Page 1 of 3

BMP element: Potential problem How I will remediate theproblem:
The swale and the level The swale is clogged with Remove the sediment and dispose
lip sediment. of it off-site.
The level lip is cracked, Repair or replace lip.
settled,undercut,eroded or
otherwise damaged.
There is erosion around the Regrade the soil to create a berm
end of the level spreader that that is higher than the level lip,and
shows stormwater has then plant a ground cover and
bypassed it. water until it is established. Provide
lime and a one-time fertilizer
application.
Trees or shrubs have begun Remove them.
to grow on the swale or just
downslo a of the level lip.
The bypass channel Areas of bare soil and/or Regrade the soil if necessary to
erosive gullies have formed. remove the gully,and then
reestablish proper erosion control.
Turf reinforcement is Study the site to see if a larger
damaged or ripap is rolling bypass channel is needed(enlarge if
downhill. necessary). After this,reestablish
the erosion control material.
The filter strip Grass is too short or too long Maintain grass at a height of
if applicable). approximately three to six inches.
Areas of bare soil and/or Regrade the soil if necessary to
erosive gullies have formed. remove the gully,and then plant a
ground cover and water until it is
established. Provide lime and a
one-time fertilizer application.
Sediment is building up on Remove the sediment and
the filter strip, restabilize the soil with vegetation if
necessary. Provide lime and a one-
time fertilizer application.
Plants are desiccated. Provide additional irrigation and
fertilizer as needed.
Plants are dead,diseased or Determine the source of the
dying. problem: soils,hydrology,disease,
etc. Remedy the problem and
replace plants. Provide a one-time
fertilizer application.
Nuisance vegetation is Remove vegetation by hand if
choking out desirable species. possible. If pesticide is used,do not
allow it to get into the receiving
water.
The receiving water Erosion or other signs of Contact the NC Division of Water
damage have occurred at the Quality local Regional Office,or the
outlet. 401 Oversight Unit at 919-733-1786.
Form SWU401-Level Spreader,Filter Strip, Restored Riparian Butler O&M-Rev.3 Page 2 of 3

Permit Number:
([o be provided by DWQ)
I acknowledge and agree by my signature below that I am responsible for the
performance of the maintenance procedures listed above. I agree to notify DWQ ofany
problems with the system or prior to any changes to the system or responsible party.
Project name:TowneBank - Southern Shores
BMP drainage. area number:I
Print name) Morgan Davis
Title:Prgsident &Chief Banking Officer TowneBank
Address: 600 22'd Street, Suite 500 Virginia Beach VA 2 451
Phone: [phone]
Signature:
Date:
Note: The legally responsible party should not be a homeowners association unless more than 50%of
the lots have been sold and a resident of the subdivision has been named the president.
I, 1�eb LA A�-':�O� ". ' UO
a Notary Public for the State of
1 �U •�� �� , County-of t�5,.�.e �eaC.�-•
_ do hereby certify that
personally appeared before me this�)1 S}
day of atix - and acknowledge the due execution of the
forgoing filter strip, riparian buffer, and/or level spreader maintenance requirements.
Witness my hand and official seal, ���
SEAL
My commission expires_: 1
Form SWU401-Level Spreader, Filter Strip, Restored Riparian Buffer O&M-Rev.3
Page 3 of 3

EXPRESS
JUL 0 5 2011
Permit Number:
NC DEpl (to beprovldedbyDIVQ)
N R Drainage Area Number:
Stormwater Wetland Operation and Maintenance Agreement
I will keep a maintenance record on this BMP. This maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately. These deficiencies can affect the integrity
of structures,safety of the public, and the removal efficiency of the BMP.
Important maintenance procedures:
— Immediately after the stormwater wetland is established, the wetland plants will
be watered twice weekly if needed until the plants become established
(commonly six weeks).
— No portion of the stormwater wetland will be fertilized after the first initial
fertilization that is required to establish the wetland plants.
Stable groundcover will be maintained in the drainage area to reduce the
sediment load to the wet detention basin.
— Once a year,a dam safety expert will inspect the embankment.
After the wet detention pond is established,I will inspect it once a month and within 24
hours after every storm event greater than 1.0 inches (or 1.5 inches if in a Coastal
County). Records of operation and maintenance will be kept in a known set location
and will be available upon request.
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
BMP element Potential roblem: How I will remediate the roblem:
The entire BMP Trash/debris is present. Remove the trash debris.
The perimeter of the Areas of bare soil and/or Regrade the soil if necessary to
wetland erosive gullies have formed. remove the gully,and then plant a
ground cover and water until it is
established. Provide lime and a
one-time fertilizer a lication.
Vegetation is too short or too Maintain vegetation at a height of
long. approximately six inches.
The inlet device: pipe or The pipe is clogged(if Unclog the pipe. Dispose of the
swale applicable). sediment off-site.
The pipe is cracked or Replace the pipe.
otherwise damaged (if
applicable).
Erosion is occurring in the Regrade the swale if necessary to
swale (if applicable). smooth it over and provide erosion
control devices such as reinforced
turf matting or riprap to avoid
future problems with erosion.
Form SW401-Wetland O&M-Rev.3 Page 1 of

BMP element: Potentialproblem: How I will remediate theproblem:
The forebay Sediment has accumulated in Search for the source of the
the forebay to a depth that sediment and remedy the problem if
inhibits the forebay from possible. Remove the sediment and
functioning well. dispose of it in a location where it
will not cause impacts to streams or
the BMP.
Erosion has occurred. Provide additional erosion
protection such as reinforced turf
matting or riprap if needed to
prevent future erosion problems,
Weeds are present. Remove the weeds,preferably by
hand. If a pesticide is used,wipe it
on the plants rather than s ra in .
The deep pool,shallow Algal growth covers over Consult a professional to remove
water and shallow land 50% of the deep pool and and control the algal growth.
areas shallow water areas.
Cattails,phragmites or other Remove the plants by wiping them
invasive plants cover 50%of with pesticide(do not spray)-
the deep pool and shallow consult a professional.
water areas.
Shallow land remains flooded Unclog the outlet device
more than 5 days after a immediately.
storm event.
Plants are dead,diseased or Determine the source of the
dying. problem: soils,hydrology,disease,
etc. Remedy the problem and
replace plants. Provide a one-time
fertilizer application to establish the
ground cover if a soil test indicates
it is necessary.
Best professional practices Prune according to best professional
show that pruning is needed practices.
to maintain optimal plant
health.
Sediment has accumulated Search for the source of the
and reduced the depth to 75% sediment and remedy the problem if
of the original design depth possible. Remove the sediment and
of the deep pools. dispose of it in a location where it
will not cause impacts to streams or
the BMP.
Form SW401-Wetland O&M-Rev.3 Page 2 of 4

BMP element: PotentialProblem: Mow I will remediate the roblem:
The embankment A tree has started to grow on Consult a dam safety specialist to
the embankment remove the tree.
An annual inspection by an Make all needed repairs.
appropriate professional
shows that the embankment
needs repair.
Evidence of muskrat or Use traps to remove muskrats and
beaver activity is present. consult a professional to remove
beavers.
The micropool Sediment has accumulated Search for the source of the
and reduced the depth to 75% sediment and remedy the problem if
of the original design depth. possible. Remove the sediment and
dispose of it in a location where it
will not cause impacts to streams or
the BMP.
Plants are growing in the Remove the plants, preferably by
micropool. hand. If a pesticide is used,wipe it
on the plants rather than spraying.
The outlet device Clogging has occurred. Clean out the outlet device. Dispose
of the sediment off-site.
The outlet device is damaged Repair or replace the outlet device.
The receiving water Erosion or other signs of Contact the NC Division of Water
damage have occurred at the Quality 401 Oversight Unit at 919-
outlet. 733-1786.
Form SW401-Wetland O&M-Rev.3 Page 3 of 4

Permit Number:
(to be provided by DWQ)
I acknowledge and agree by my signature below that I am responsible for the
performance of the maintenance procedures listed above. I agree to notify DWQ of any
problems with the system or prior to any changes to the system or responsible party.
Project name:Townebank - Southern Shores
BMP drainage area number:I
Print name:J. Morgan Davis
Title: President &Chief Banking Officer TowneBank
Address:600 22"d Street Suite 500 Virginia Beach VA 23451
Phone:[phone]
Signature:
Date:-0
Note: The legally responsible party should not be a homeowners association unless more than 50%of
\the lots have been sold and a resident of the subdivision has been named the president.
1, a Notary Public for the State of
C-aunts of �o, Io l do hereby certify that
personally appeared before me this Sh
day of J � ��t t , and acknowledge the due execution of the
forgoing stormwater wetland maintenance requirements. Witness my hand and official
seal,
j
I
SEAL
My commission expires �111
Form SW401-Wetland O&M-Rev.3 Page 4 of 4

EXPRESS
JUL 0 5 2011 Permit Number:
ry �y
(to be provided by DWQ
NCDENR Drainage Area Number:
Infiltration Trench Operation and Maintenance Agreement
I will keep a maintenance record on this BMP. Ibis maintenance record will be kept in a
log in a known set location. Any deficient BMP elements noted in the inspection will be
corrected, repaired or replaced immediately. These deficiencies can affect the integrity
of structures,safety of the public, and the removal efficiency of the BMP.
Important maintenance procedures:
— The drainage area of the infiltration trench will be carefully managed to reduce
the sediment load to the sand filter.
The water level in the monitoring wells will be recorded once a month and after
every storm event greater than 1.0 inches (or 1.5 inches if in a Coastal County).
The infiltration trench will be inspected once a quarter and within 24 hours after every
storm event greater than 1.0 inches (or 1.5 inches if in a Coastal County). Records of
operation and maintenance will be kept in a known set location and will be available
upon request.
Inspection activities shall be performed as follows. Any problems that are found shall
be repaired immediately.
BMP element: Potentialproblem: How 1 will remediate theproblem:
The entire BMP Trash debris is present. Remove the trash debris.
The grass filter strip or Areas of bare soil and/or Regrade the soil if necessary to
other pretreatment area erosive gullies have formed. remove the gully,and then plant a
ground cover and water until it is
established. Provide lime and a
one-time fertilizer application.
Sediment has accumulated to Search for the source of the
a depth of greater than six sediment and remedy the problem if
inches. possible. Remove the sediment and
dispose of it in a location where it
will not cause impacts to streams or
the BMP.
The flow diversion The structure is clogged. Unclog the conveyance and dispose
structure(if applicable) of any sediment off-site.
The structure is damaged. Make any necessary repairs or
replace if damage is too large for
repair.
Form SW401-Infiltration Trench O&M-Rev.3 Page 1 of 3

BMP element: Potentialproblem: How I will remediate the-problem:
The trench Water is pond Ing on the Remove the accumulated sediment
surface for more than 24 from the infiltration system and
hours after a storm, dispose in a location that will not
impact a stream or the BMP,
The depth in the trench is Remove the accumulated sediment
reduced to 75% of the original from the infiltration system and
design depth. dispose in a location that will not
impact a stream or the BMP.
Grass or other plants are Remove the plants,preferably by
growing on the surface of the hand. If pesticide is used,wipe it on
trench. the plants rather than spraying.
The observation well(s) The water table is within one Contact the DWQ Stormwater Unit
foot of the bottom of the immediately at 919-733-5083.
system for a period of three
consecutive months.
The outflow pipe is clogged. Provide additional erosion
protection such as reinforced turf
matting or riprap if needed to
revent future erosion problems.
The outflow pipe is damaged. Repair or replace the pipe.
The emergency overflow Erosion or other signs of The emergency overflow berm will
berm damage have occurred at the be repaired or replaced if beyond
outlet. re air.
The receiving water Erosion or other signs of Contact the NC Division of Water
damage have occurred at the Quality 401 Oversight Unit at 919-
outlet. 733-1786.
Form SW401-Infiltration Trench O&M-Rev.3 Page 2 of 3

Permit Number:
(io be provided by DWQ)
I acknowledge and agree by my signature below that I am responsible for the
performance of the maintenance procedures listed above. I agree to notify DWQ of any
problems with the system or prior to any changes to the system or responsible party.
Project name:TowneBank- Southern Shores
BMP drainage area number:12__
Print name: I Morgan Davis
Title: President and Chief Banking Officer. TowneBank
Address:600 22nd Street Suite 500 Virginia Beach VA 23451
Phone:[phone]
Signature:
Date:
Note: The legally responsible party should not be a homeowners association unless more than 50%of
the lots have been sold and a resident of the subdivision has been named the president.
1, e P k ` a Y'r'"o , a Notary Public for the State of
\L . , Couky of_ y 1 Z,,� do hereby certify that 7�
s� " n V 0. I)A`t) personally appeared before me this�-L i
day of a r a _ b l 1 , and acknowledge the due execution of the
forgoing infiltration trench maintenance requirements. Witness my hand and official
seal,
lqd lLA
SEAL
My commission expires
Form SW401-Infiltration Trench O&M-Rev.3 Page 3 of 3

��x\�H C AAA
Stormwater Management P� �` ��® =
TowneBank— Southern Shores, N V • 4 SEAL r;
033759
Revised 10-19-2011
General DWQ-WARD
The following narrative will detail the stormwater management plan for the proposed
TowneBank in the Town of Southern Shores, Dare County, NC
The TowneBank— Southern Shores project is a redevelopment project that consists of a proposed
Bank Office building to be located on a 1.6 acre parcel of land in Southern Shores, North
Carolina. The project site is located in the northeast quadrant of the intersection of Juniper Trail
and U.S. 158.
Stormwater management proposed for the site will consist of a combination of permeable
pavement, a constructed wetland and an underground stormwater infiltration trench. The
following narrative, application and calculations will demonstrate the parameters of this design
which will illustrate an effective stormwater management system in full compliance with all state
regulations.
Summary of Existing Conditions
The TowneBank— Southern Shores site is currently developed as a medical office building with
associated parking and infrastructure. Drainage currently flows overland to the northeast where
is eventually enters a canal that is part of the Southern Shores canal system as untreated
stormwater. There are no existing BMP's or other stormwater controls. The total existing Pre-
Development Impervious Area is 23,337 sf, of which 19,277 is proposed to be removed prior to
the construction of the new banking facility. 4,060 sf of impervious area consisting of a public
trail along U.S. 158 and parking spaces serving the adjoining parcel to the north will remain
unchanged in the post construction condition.
Summary of Proposed Conditions
Stormwater management improvements will be provided to treat the runoff from all proposed
impervious construction. Runoff from impervious areas is proposed to be collected via curb &
gutter and storm sewer and conveyed to either a proposed constructed wetland or an underground
infiltration trench.
Impervious Coverage and Surface Water Buffers
The existing site has a 304 sf impervious surface encroachment into the 30 ft surface water
setback with no stormwater management controls. This redevelopment project proposes to
reduce the encroaclunent within the setback to 48 sf. The remaining 256 sf of the existing
impervious surface encroachment will be converted to a natural or landscaped ground cover and

stormwater draining from all impervious surfaces within the setback will drain to a Constructed
Wetland BMP system for treatment and disposal. The Division of Coastal Management (DCM)
has reviewed and approved the 48 sfofcoverage within the 30 ft setback. Documentation of the
DCM approval is provided in Appendix E of this narrative.
Stormwater Collection, Treatment, Storage & Disposal
Drainage Area I
Collection
The stormwater runoff will be collected and directed via site grading, curb and gutter, drop inlets
and storm sewer to a constructed wetland located to the northeast of the proposed bank building.
Treatment
The proposed system will offer several methods of stormwater runoff treatment prior to release.
Runoff from paved areas will sheet flow to drop inlets and be directed to the proposed BMP via a
storm sewer system. The storm sewer drop inlet grates will act to screen large particulate matter
from the stormwater runoff prior to it reaching the constructed wetland. Furthermore, runoff will
be conveyed to this BMP via upwelling within a storm structure with sump, where additional
particulate matter will collect and settle.
Constructed Wetland
Runoff enters the constructed wetland system via a deep forebay. The forebay is a pocket within
the wetland where the water enters a depression that allows for energy dissipation and sediment
removal. As the runoff exits the storm sewer into the forebay the energy is diffused by the
relatively large body of stationary water and therefore sediment removal occurs due to the
particulates no longer being suspended by the turbulent flow. The seasonal mean high water
table, based on observation of subsurface soil conditions as well as surrounding wetland, is
anticipated to occur at an elevation of 4.0 feet MSL and the underlying solids consist of a peat /
/ clay layer which t flow throu h the soils. The ermanent ool elevation will be regulated
0/ at an elevatio of 5.0 f MSL through the utilization of the existing restrictive layer, the
addition of a c wit ools in the event that the restrictive la er is breached,
and a drawn-down orifice placed at an elevation of 5.0 ft.
The storage provided by this system will exist from the permanent pool elevation to the top of
the temporary pool elevation. The side walls of the temporary pool will be vegetated according
to the wetland planting plans found in the enclosed plan set. When stormwater runoff begins to
accumulated above the permanent pool elevation the wetland level will increase and the
vegetated side walls of the temporary pool will provide further filtration of pollutants and
nutrient uptake. The extended duration time within the forebay will allow for particulate matter
to settle to the bottom. In addition the entire system, sized for a 1.5 inch storm, will offer an
extensive storage time allowing for maximum settling.

The wetland vegetation will act as the point of primary pollutant filtration and nutrient uptake.
As the permanent pool undergoes fluctuations in water level and changes in depth due to
precipitation, the stormwater runoff will pass repeatedly throughout the vegetation of the
constructed wetland, actually assisting in bringing pollutants and nutrients in contact with the
vegetation. This vegetation will provide the same natural filtration function as naturally
occurring wetland fringes and salt water marsh areas.
Storage
The temporary pool is sized to accommodate a storage volume in excess of the volume of runoff
produced by the 1.5 ' ainfall event. The storage required to completely capture the first 1.5
inches of r; is 3,354 cf e proposed constructed wetland will have temporary storage
capacit of3,5
Disposal
The system has been designed with storage so that this site will have the capability to handle in
excess of a 1.5 inch storm event. At such time that the capacity were to be exceeded, additional
flows will then bypass the system via a weir-box structure and be discharged via a level spreader
to a vegetated filter followed by a natural undisturbed buffer.
This bypass flow shares the level spreader/vegetated filter outfall with off-site runoff from U.S.
158. The combined 10-yr peak flow at the level spreader is 12.04 cfs, which translates to a non-
erosive velocity of 1.72 fps and flow depth of 0.35 feet for the 10 year storm event.
Drainage Area 2
Collection
Runoff from the building rooftop is collected in a gutter system with downspouts and then piped
directly to a subsurface infiltration trench system.
Treatment
The chambers stem will offer multiple methods of stormwater runoff treatment prior to release.
��unotl from the rooftop will be piped directly to the underground system via a roof drain
collection network. Z surface runoff is allowed to enter this system w is greatly reduces the
abi ity of larger particulates and silts from entering the stormwater stream.
Infiltration should be considered the primary source of treatment for this system. When stored
water within the trench system infiltrates, passing through the void spaces between the particles
of soil, material particulates and pollutants that have a particle or grain size larger than the void
size will be filtered out. In addition some pollutants will adsorb to the surface of the soil
particles (secondary treatment). The benefit of this adsorption will prevent the pollutants from
reaching the water table and in some nutrient and microbe rich areas existing within the
subsurface the pollutants will be consumed as food and undergo a natural biodegradation.

If the weather yields precipitation that exceeds the storage capacity of the infiltration system then
the accumulated runoff will overflow the system at the overflow structure located to the north of
the system.
Storage /
The runoff generated by a 1.5 inch storm will require 1206 $3 of storage. The storage available
within the Infiltration trench system is 1,240 /3 equivalent to therunoffproduced by a 1.54 inch
rainfall event). The temporary runoff stored Within the infiltration trench system will draw-down
via infiltration within 0.72 days following a 1.54 inch rainfall event.
The infiltration trench consists of series of interconnected StormTech infiltration chambers
contained within a continuous bed of washed gravel(#57 stone or equivalent). The combined
storage within the chamber 7 gravel system is tabulated to be 31.0 of per chamber and 40
chambers par proposed within the system for a total storage available of 1,240 ef. For detailed
calculations, please see the appendix of this Narrative. Details of the system can be found in the
accompanying Plans.
Disposal
The system has been designed with storage so that this site will have the capability to handle in
excess of a 1.5 inch storm event. At such time that the capacity were to be exceeded, additional
flows will then bypass the system via overflow via upwelling within a drop inlet located to the
north of the system where flows will be discharged to the shallow swale via a protected flume.
Bypass flows will then dissipate into a preserved natural buffer to the east of the system.
Soils
Quible & Associates, P.C. performed on-site soil borings to verify soil type and determine
elevation of mean high groundwater. Information collected on site generally agrees with the
United States Department of Agriculture, Soil Conservation Service, Soil Survey ofCurrituck
County, which map the soils for this site as follows:
OuB — Ousley fine sand, 0 to 6 percent slopes, with rapid permeability and low water capacity.
Os— Osier fine sand, nearly level, poorly drained.
Three borings were performed on the site to coincide with the placement of the Constructed
Wetland, the Infiltration Trench System, and permeable pavement.
In the vicinity of the proposed constructed wetland, there is an underlying organic clayey
material which we believe is the remnant of a natural drain that once existed in this area (prior to
the construction of U.S. 158). This provides an ideal condition for the placement of a
constructed wetland and there is language included on the plat to provide for additional luring of
the deep pools if this organic clayey layer is breached during excavation.

The proposed infiltration trench is located in the area which is currently underneath existing
asphalt and so soil borings were not able to be performed specifically in the location of the
trench. The boring that was performed was in an area that still appears to be somewhat
influenced by the same organic clayey layer as the constructed wetland boring, so language is
included on the plans which require removal of this layer (and backfill with sands) if the layer is
encountered at the time of construction when the existing pavement has been demolished.
Permeable pavement is proposed generally along the periphery of the site. A soil boring in this
location found sands suitable for the placement of this pavement.
Calculations
A set of stormwater calculation can be found within the appendix portion of this narrative
Conclusions
The proposed stormwater management plan for this site provides storage and treatment in excess
of the required 1.5 inch rainfall event. The proposed system will offer preliminary, primary and
secondary methods of treatment as well as an alternate method of disposal should the capacity be
exceeded. This proposed design will more than adequately serve the stormwater management
requirements of this site and represents a significant improvement of the existing conditions
(developed with no stormwater controls).

APPENDIXA
Sall Data

Memorandum
May 4, 2011
Subject: TowneBank Southern Shores/P10085
Stormwater Borings/Aquifer Characteristics
To: Andy Deel, P.E.
From: Warren Eadus, P.G.
On Tuesday, May 3, 2011 Quible & Associates, P.C. installed two piezometers at the above
referenced and proposed TowneBank site on the corner of juniper Trail and US Hwy 158.
The piezometers were installed by hand auger and a detailed soils lithology description was
recorded for each of the borings along with a determination of Seasonal High Water Table
(SHWT) and static groundwater elevations. Boring logs of each piezometer are attached to
this memorandum along with a copy of the plan you provided showing the relative locations.
In addition to the two piezometers, a third boring was installed in the general location of the
proposed on site stormwater wetlands. A detailed lithologic description of that boring and
an estimate of the SHWT in that location is attached to this memorandum as well.
In each of the two piezometers, Global Water Data Loggers were installed and slug tests
were performed to determine the hydraulic conductivity of the soils in the general area of
proposed stormwater BMPs. Based on the data collected and analyzed using the Aqtesolv
Software, K in piezometer T-1 was/is 1.61 inches/hour. K in piezometer T-2 was/is 10.73
inches per hour. The difference in the two K values is best described by the presence of a
12 inch layer of partially decomposed brown organic clay/peat found in the location of T-1.
This material transmits water only very slowly, if at all.
Soils found in boring T-1 consisted of 4 inches of sand, wood chip and gravel fill overlying 26
inches of medium sands grading to fine sands. At 30 inches Below Ground Surface (BGS) we
encountered a dark brown organic layer of partially decomposed wood and debris and
organic clay. This organic layer was penetrated at 80 inches BGS and we encountered a fine
to medium grey sand. The boring was terminated at 86 inches.
Soils found in boring T-2 consisted of four inches of sand fill overlying 63 inches of fine to
medium sands. The boring was terminated at 67 inches.
Soils found in boring T-3 consist of 18 inches of fine sand overlying black organic mucks.
The boring was terminated at 24 inches and the SHWT was estimated to be approximately
18 inches.
Depth to water in boring T-1 was 4.26 feet below ground surface or 51.12 inches with a
SHWT estimated at 30 inches BGS. Depth to water in boring T-2 was 3.72 feet BGS or 44.64
inches BGS with a SHWT estimated at 36 inches BGS.
USDA NRCS Soils maps for the site list soils as Ousley (OuB) fine sands. Our findings are
generally consistent with this mapped unit. Please note, it is suspected that the adjacent
canal has an impact on the local hydrology. In addition, it appears that some portions of the
site have been filled in the past. It is recommended that at the time of BMP construction the
contractor(s) remove underlying organic soils.

10.
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0. 0.8 1.6 2.4 3.2 4.
Time (min)
WELL TEST ANALYSIS
Data Set: K:\P2010\P10085\Townebank SW Infil\T-1 aqt
Date: 05/64/11 Time: 16:37:03
PROJECT INFORMATION
Company: Quible & Associates, P.C.
Client: Townebank
Project: 10085
Location: Southern Shores
Test Well: T-1
Test Date: 05/03/2011
AQUIFER DATA
Saturated Thickness: 15. ft Anisotropy Ratio (Kz/Kr): 1.
WELL DATA (T1)
Initial Displacement: 3_4 ft Static Water Column Height: 1.884 ft
Total Well Penetration Depth: 5_5 ft Screen Length: 5.5 ft
Casing Radius: U.146 tt Well Hadius: 0.146 tt
SOLUTION
Aquifer Model: Unconfined Solution Method: Bouwer-Rice
K = 0_00224 ft/min y0 = 1.451 ft

AQTESOLV for Windows
Data Set: K:\P2010\P10085\Townebank SW Infil\T-1.agt
Date: 05/04/11
Time: 16:37:11
PROJECT INFORMATION
Company: Quible & Associates, P.C.
Client: Townebank
Project: 10085
Location: Southern Shores
Test Date: 05/03/2011
Test Well: T-1
AQUIFER DATA
Saturated Thickness: 15. ft
Anisotropy Ratio (Kz/Kr): 1.
SLUG TEST WELL DATA
Test Well: T1
X Location: 0. ft
Y Location: 0. ft
Initial Displacement: 3.4 ft
Static Water Column Height: 1.884 ft
Casing Radius: 0.146 ft
Well Radius: 0.146 ft
Well Skin Radius: 0.146 ft
Screen Length: 5.5 ft
Total Well Length:
Depth: 5.5 ft
No. of Observations: 201
Observation Data
Time min Dis lacement ime min Dis lacement ft
0.03333 1.604 1.717 0.498
0.05 1.425 1.733 0.495
0.06667 1.429 1.75 0.493
0.08333 1.42 1.767 0.491
0.1 1.473 1.783 0.489
0.1167 1.475 1.8 0.487
0.1333 1.599 1.817 0.486
0.15 1.59 1.833 0.484
0.1667 1.578 1.85 0.482
0.1833 1.576 1.867 0.481
0.2 1.59 1.883 0.479
0,2167 1.803 1.9 0.479
0.2333 1.681 1.917 0.477
0.25 1.355 1.933 0.476
0.2667 1.215 1.95 0.475
0.2833 1.097 1.967 0.474
0.3 1.255 1.983 0.472
0.3167 1.219 2. 0.471
0.3333 1.196 2.017 0.469
0.35 1.193 2.033 0.469
0.3667 1.198 2.05 0.468
0.3833 1.192 2.067 0.467
0.4 1.192 2.083 0.466
0.4167 1.211 2.1 0.466
0.4333 1.177 2.117 0.466
0.45 1.18 2.133 0.464
0.4667 1.181 2.15 0.463
0.4833 1.185 2.167 0.464
0.5 1.177 2.183 0.462
0.5167 1.126 2.2 0.462
05/04/11
1 16:37:11

AQTESOLV for Windows
Time min Displacement ft Time min Dis lacement ft
0.55 1.059 2.233 0.46
0.5667 0.959 2.25 0.46
0.5833 0.734 2.267 0.46
0.6 0.812 2.283 0.458
0.6167 0.812 2.3 0.458
0.6333 0.725 2.317 0.458
0.65 1.051 2.333 0.458
0.6667 0.945 2.35 0.457
0.6833 0.648 2.367 0.458
0.7 0.628 2.383 0.456
0.7167 0.517 2.4 0.456
0.7333 0.549 2.417 0.457
0.75 0.966 2.433 0.457
0.7667 0.577 2.45 0.456
0.7833 0.521 2.467 0.457
0.8 0.915 2.483 0.455
0.8167 1.145 2.5 0.456
0.8333 0.4 2.517 0.456
0.85 0.738 2.533 0.455
0.8667 0.386 2.55 0.454
0.8833 0.388 2.567 0.454
0.9 0.335 2.583 0.457
0.9167 0.698 2.6 0.454
0.9333 0.331 2.617 0.453
0.95 0.252 2.633 0.453
0.9667 0.55 2.65 0.454
0.9833 0.348 2.667 0.453
1• 0.349 2.683 0.453
1.017 0.953 2.7 0.453
1.033 0.912 2.717 0.453
1.05 0.901 2.733 0.452
1.067 0.859 2.75 0.452
1.083 0.829 2.767 0.452
1.1 0.804 2.783 0.452
1.117 0.781 2.8 0.452
1.133 0.759 2.817 0.452
1.15 0.74 2.833 0.45
1.167 0.722 2.85 0.452
1.183 0.707 2.867 0.452
1.2 0.692 2.883 0.451
1.217 0.678 2.9 0.452
1.233 0.667 2.917 0.451
1.25 0.654 2.933 0.451
1.267 0.644 2.95 0.451
1.283 0.634 2.967 0.451
1.3 0.623 2.983 0.451
1.317 0.614 3. 0.451
1.333 0.606 3.017 0.451
1.35 0.598 3.033 0.451
1.367 0.59 3.05 0.451
1.383 0.583 3.067 0.452
1.4 0.576 3.083 0.356
1.417 0.569 3.1 0.285
1.433 0.563 3.117 0.048
1.45 0.557 3.133 -0.03
1.467 0.552 3.15 -0.014
1.483 0.548 3.167 0.014
1.5 0.542 3.183 0.014
1.517 0.537 3.2 0.017
1.533 0.533 3.217 0.017
1.55 0.529 3.233 0.018
1.567 0.526 3.25 0.018
1.583 0.52 3.267 0.019
1.6 0.517 3.283 0.019
1.617 0.514 3.3 0.019
1.633 0.511 3.317 0.02
05/04/11 2 16:37:11

AQTESOLV for Windows
Time min Dis lacement ft Time min Dis lacement ft
1.667 0.505 3.35
1.683 0.502 0.02
SOLUTION
Slug Test
Aquifer Model: Unconfined
Solution Method: Bouwer-Rice
ln(Re/rw): 2.365
VISUAL ESTIMATION RESULTS
Estimated Parameters
Parameter Estimate
—K-- 6.004976 ft/min
YO 3.499 ft
K = 0.002528 cm/sec
T = K'b = 0.07464 ft2/min (1.156 sq. cm/sec)
AUTOMATIC ESTIMATION RESULTS
Estimated Parameters
Par_ aR eter Estimate Std. Error A rox. C.I. t-Ratio
UZG224- 5439E---5 + - 1
YO 1.451 0.03814 +/- 0.0752 38.05 ft
ft/min
C.I. is approximate 95% confidence interval for parameter
t-ratio = estimate/std. error
No estimation window
K = 0.001138 cm/sec
T = K'b = 0.0336 ft2/min (0.5202 sq. cm/sec)
Parameter Correlations
K yO
K 1.00 0-75
y0 0.75 1.00
Residual Statistics
for weighted residuals
Sum of Squares . . . . . . . 6.231 ft2
Variance . . . . . . . . . . . . . 0.03131 ft2
Std. Deviation . . . . . . . . . 0.1769 ft
Mean . . . . . . . . . . . . . . . . 0.008454 ft
No. of Residuals . . . . . . . 201
No. of Estimates ... . . . . . 2
05/04/11 — 3 — ------ --- - -
1 :37:11

10.
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0.01
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Time (min)
WELL TEST ANALYSIS
Data Set:
Date: 05/04/1 1 Time: 12:28:30
PROJECT INFORMATION
Company: Quible & Associates, P.C.
Client: Townobank
Project: 10085
Location: Southern Shores
Test Well: T-2
Test Date: 05/03/2011
AQUIFER DATA
Saturated Thickness: 15. ft Anisotropy Ratio (Kz/Kr): 1.
WELL DATA (T-2)
Initial Displacement: 3.61 ft Static Water Column Height: 3.74 ft
Total Well Penetration Depth: 1. ft Screen Length: 1. ft
Casing Radius: 0.146 ft Well Radius: 0.146 ft
SOLUTION
Aquifer Model: Unconfined Solution Method: Bouwer-Rice
K = 00149 ft/min y0 = 3.841 ft

AQTESOLV for Windows
---- --------Data Set:
Date: 05/04/11
Time: 12:28:38
PROJECT INFORMATION
Company: Quible & Associates, P.C.
Client: Townebank
Project: 10085
Location: Southern Shores
Test Date: 05/03/2011
Test Well: T-2
AQUIFER DATA
Saturated Thickness: 15. ft
Anisotropy Ratio (Kz/Kr): 1.
SLUG TEST WELL DATA
Test Well: T-2
X Location: 0. ft
Y Location: 0. ft
Initial Displacement: 3.61 ft
Static Water Column Height: 3.74 ft
Casing Radius: 0.146 ft
Well Radius: 0.146 ft
Well Skin Radius: 0.146 ft
Screen Length: 1. ft
Total Well Penetration Depth: 1. ft
No. of Observations: 89
Observation Data
Time min Dis lacemen ime min Dis lacemant ft
0.03333 1.3 0.7833 0.03
0.05 0.77 0.8 0.03
0.06667 0.6 0.8167 0.03
0.08333 0.17 0.8333 0.03
0.1 0. 0.85 0.03
0.1167 0.12 0.8667 0.03
0.1333 0.1 0.8833 0.03
0.15 0.07 0.9 0.04
0.1667 0.08 0.9167 0.03
0.1833 0.08 0.9333 0.04
0.2 0.18 0.95 0.04
0.2167 0.06 0.9667 0.04
0.2333 0. 0.9833 0.04
0.25 0. 1. 0.04
0.2667 0. 1.017 0.04
0.2833 0. 1.033 0.04
0.3 0.01 1.05 0.04
0.3167 0.01 1.067 0.04
0.3333 0.01 1.083 0.04
0.35 0.01 1.1 0.04
0.3667 0.02 1.117 0.04
0.3833 0.02 1.133 0.04
0.4 0.01 1.15 0.05
0.4167 0.01 1.167 0.04
0.4333 0.02 1.183 0.04
0.45 0.01 1.2 0.05
0.4667 0.01 1.217 0.04
0.4833 0.02 1.233 0.05
0.5 0.02 1.25 0.05
0.5167 0.02 1.267 0.04
- -
05 04/11 1 ---
12:28:38

AQTESOLV for Windows
Timej min Dis lacement ft Time min Displacement ft
0.55 0.02 1.3 0.05
0.5667 0.02 1.317 0.05
0.5833 0.02 1.333 0.05
0.6 0.02 1.35 0.05
0.6167 0.02 1.517 0.06
0.6333 0.02 1.683 0.06
0.65 0.03 1.85 0.06
0.6667 0.02 2.017 0.07
0.6833 0.03 2.183 0.07
0.7 0.03 2.35 0.08
0.7167 0.03 2.517 0.08
0.7333 0.03 2.683 0.09
0.75 0.03
SOLUTION
Slug Test
Aquifer Model: Unconfined
Solution Method: Bouwer-Rice
ln(Re/rw): 1.001
VISUAL ESTIMATION RESULTS
Estimated Parameters
Parameter Estimate
-- -GT� ft/min
yo 3.841 ft
K = 0.08415 cm/sec
T = K*b = 2.485 ft2/min (38.47 sq. cm/sec)
AUTOMATIC ESTIMATION RESULTS
Estimated Parameters
Parameter Estimate Std. Error Approx. C.I. t-Ratio
�:6 i4� �•130� +/- 0.M O.fT44 ft/min
yO 3.841 2.504 +/- 4.978 1.534 ft
C.I. is approximate 95% confidence interval for parameter
t-ratio = estimate/std. error
No estimation window
K = 0.007568 cm/sec
T = K*b = 0.2235 ft2/min (3.46 sq. cm/sec)
Parameter Correlations
K yO
K 1.00 0.81
y0 0.81 1.00
Residual Statistics
for weighted residuals
Sum of Squares . . . . . . . 211.8 ft2
Variance . . . . . . . . . . . . . 2.435 ft2
Std. Deviation . . . . . . . . . 1.56 ft
Mean . . . . . . . . . . . . . . . . .1.259 ft
No. of Residuals . . . . . . . 89
No. of Estimates . . . . . . . 2
05/04/11 2 12:28:38

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APPENDIX B
NCDENR Constructed Wetland BMP Calculations
'A C A qo/i/
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Quible Associates, PC
Towne Bank - P10085 date 10/14/2011
Stormwater Wetland Calculations Sheet 1
Runoff Volume of 1.5" Storm
Drainage Area 1 Parking Lot
Area = 38822 sf
storage hV-0,7628
Suface area (sf) C- Coef Fstom (in) Storm (ft) req. (cf)
Asphalt/Conc 22596 0.95 1.5 0.125 2683.3 f 2�qn
Per. Conc 8167 0.46 1.5 0.125 469.6 J )b
Land scape 8059 0.20 1.5 0.125 201.5
Total StorageYcf
Temporary Storage Provided In Wetland
Elev Area (sf) Avg area Volume(sf) (cf)5.0 3399 3582.5 3582.56.0 3766 Total Storage Provided
Depth of shallow Pool = 12 in or 1 ft
Orifice Draw Down Calculations
Q= CA(2gH)A0.5
H=Driving Head = D/3 = 0.33
C= orific coefficient= 0.6
Try orifice diameter= 1 inch
A =Area = 3.14*(dA2)/4= 0.005 sf
Q= CA(2gH)A0.5 = 0.015
Drawdown = Required Storage Volume/Q= 2.56 days

1 i
• ` �I Precipitation Frequenc"x '
Rainh11DeVl Hills N rtfi G L
g Thejdeal BoortzalT
TPOINT PRECIPITATION
FREQUENCY ESTIMATES { j
FROM NOAA ATLAS 14 w, ,�'
North Carolina 36.073 N 75.721 W 13 feet
0"'p-'0t'd F'V'y Atlas aid.Urdud SW-'NOAA Atlas 14,461mra 2,%tntm 3
GAL Rmrtin;D.±.fmtin,B.Lin,T.Pmaybok,hf.Yeku mi4 D.Riley
NOAA,NatimIl 0.'ulhr Servtic•;sfl,,SydnS,.Afarylm4,2fr69
Bxhxfa6 Tbat 16 Mir
Confjdepce)_imits_. ; Seasohallty Belated Into GL�_;�aia„ ;M�ps ,Qocs�, ;-yReturn to5iste MBp_.-_
_ Precipitation Frequency Estimates(inches)
e1RI 5 10 �15 I 30 I 6 I2 4
(sears) mmi mmmm I�`�LJ can mean hri 6hr 12 24 hr 48h Oda i7dzy-L - -x -� to L 6D
� ❑� � _ L .l n_ t ' d� day du dam_, .
L ' ]Od5'0 72 090 123 154 174 192 235 j 2 79 330 �13.86 433 -497 539 7 46 914 l l27 13.43
053 0.94 11006 1.47J 1.84 2.10 231 !2.82 336 ,4.02 4-67 U4 '',599 6.71 J 8.88 10.87]1331 15 J75
9 J 0.61 10207 123 115 j 221 2.61 288 7 353_421 5.19 6-00 6.G7 751 830 10-80 ]3.01�1591 18]3 •'t
10 0.69 110 139 2.02 262 3.12 �3 47 j 425 15.10 6.17_ 7.13 7.85 18.78 9.212�1239 14.84 11806 21.041
25 078 l24 1.57 232 3.09 3.75 4M 5.19 1629 7.63 8S3 9S7 10'0 1152 14.62 1127)21.08 J 24.19J
50 0.85 I 135 132 25S 1350 j 432 492 6A7 J99 8.88 1033 1102 12.11 13 09 16.45 1921 23.53 26.68
100 092] 146 1.85 2. 33 390 490 5.63 691 8S6 1025 (l98 12.58 1373 14.76. 1837 21.19 26.07 2921
200 0.99 l57 198 3.08 432 S 51 6.42 7.98J 9.86 1177J 13.82 1428 15.48 1655 2039 2323 28.73 31:78 4
500 1.08J 1.70 2.14 3.41 4.84 636 7.52�9:_J I1.73 14.02 I6.b0 14.95 17.99 19.I1 23.23 26.01 32.44 3523
3000 1.15 L82 22$ 3.49�539 7_Il 8.52 j IO_71 13.46 1594 I9.00 1933 20.07 2120J 25.52 2520 3539 3792
'ThMP-iP"-bagmncye M.- ma bend-a ai dwWwn AM.FaAv,.H�We,,
PAM rek'b MOM Aa 14IXemarAb Mrair6mma ROTEFw mffirg bmPs eamaMs rparzmnb a is
ypaaraszem r
- -- - -ans' a^zr .tea _ x•;x.� ,u.�,:.,. #

APPENDIX C
Level Spreader Calculations
C06"11i
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Quible Associates, PC
Towne Bank- P10085 date 10/14/2011
Stormwater Level Spreader Calculations Sheet 1
Level Spreader In this application is proposed to spread bypass flows once the constructed
wetland has reached capacity in order to provide non-erosive,spread diffuse flow.
Peak Flow At Level Spreader
Off-Site Drainage Area = 42182 sf or 0.97 ac
Impervious= 32575 sf C=0.95
Pervious= 9607 sf C=0.20
Composite C-Factor= 0.78
Tc= 5 min
110 = 8.23 in/hr
Qio=C*lio*A= 6.21 cfs
On-Site Drainage Area = 38822 sf or 0.89 ac
Impervious= 30763 sf C=0.95
Pervious= 8059 sf C=0.20
Composite C-Factor= 0.79
Tc= 5 min
110= 8.23 in/hr
Q10=C*11o*A= 5.83 cfs
Total Peak Flow At Level
Spreader= 12.04 cfs (sum of on-site &off-site flow)
Flow Velocity Across Level Spreader(Broad Crested Weir):
L= 20 ft
Flow= 12.04 cfs
Q= CLHA1.5
C= 2.90 (Weir Factor)
H= IQ/(CL)1A(2/3)
H= 0.35 ft.
V= Q/A=Q/(L*H)
V= 1.72 fps Non-Erosive Velocity

e x 6 Precipitation Frequency Data Ser... x
I 'u11 Rainfall Intensity P ,�
V ht
POINT PRECIPITATION
FREQUENCY ESTIMATES
FROM NOAA ATLAS 14 ''� ,, r°
North Carutiea 36.089 N 75.721 W 19 feet
f"A'-iphi[i-Frq'--Y Ada oft-VnitH Sues'NOAAAdu 14,V. 1�3nbn 3
O.M.Hormin,D.hfanin,B.Lin;T Przybol:,M.YeI and D.Ri1ty
IN
N0.4A;Nedmzt A+I6b.Serra,Silva Spring;hlarylzod,2004
F.xostal Thu]vn 16 7011
----- ----- -----
a Smin 10 15 30 rlrt9 hoed teesflyE htmtat .( � da �. 4i yliY
f 4a.v �-,
1 J 5.40 431 3.59 246 1 l53 ;0.87 ,0.64 039 j 023 0.14 0.08 0.05 O03 0_02 0.02 0.011 00)C 0.01
2 1632 506 424 293_j1-84 105_ 0.77 0.47 028 0.17 010J 09510.04 0.03 0.02 0_02 0.01 10A1
� 5 726 5.81 - 4.90 j 3.48 223 t30 j 095 0.59 j 035 022 0.12 0.07 1 004 0.03 0.02 0.02 001 J 0.01
30 823 6-58 555 4.02 2.62 1.55 11.15 0.71 10.42J0.26 0.15 098 10.05 0.04 0.03 0_02 002 0.01FFF -'
25 929 7 40 625 4 63 3.08 t 87 1.40 0_86 052 032 018 O.IO 0 O6 0.05 0.03 0_02 0.02 0.02 -
SD 1019 811 6.85 3 16 3 49 213 f 1.63 L01 O.b1 03T�02l 0_I1 007- 093 0.03 0_03- OOJi 002
300 11.03 8.76 738 5.63 3.89j 2.44 '1.87 1.16 0.71 0.43 025 0.13 0.08 0.06 y 0.04 0.03 0.02 0.02 j
000j 11.94 939J 7.90 6.15 431 2.75 J'.2.I3 133 J!0 82 0.49 029 0.15 0.09 _0.01 0.04 0.03 0.03 0_02
500 I2.89_I 1019 855 6.80 4.88 3.17 ',2.49 lS6 097 058 035 0.18 j 011 ;098 0-OS O.04 0.03 0_02
1000 13 82 I0.38 9.11 737.�I 533 3 54 ;2.83 L78 LI1 0.66 0.40 020 012 0.09 0.05- 0.04 0 03 0.07-
'These pn�+lafon ,- .ea�are brief ona�a6zldnafzn APoCAa Mrs aga Rsovrenzelnbv,•r
Plea-,°1-41101 Ma 14 bnaeewk+mafcn.NOiE Fgmiq ixc�raf�ale:nearzenb ypearczero.

APPENDIX ID
Infiltration Trench Calculations
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Quible Associates, PC
Towne Bank- P10085 date 10/14/2011
Stormwater Infiltration Trench Calculations Sheet 1
Runoff Volume of 1.5" Storm
Drainage Area 2 Building roof connected to infiltration trench by downspouts
Area = 9651 sf
Storage
Suface area (sf) C- Coef Stom (in) Storm (ft) req. cf
Roof 9651 1.00 r 1.5 0.125 1206.4 J• �x
Total Storage Required 1206.4 cf \�
Temporary Storage Provided in Infiltration Trench
SHWT= 2.3 ft-elev
Sat. Hydraulic Conductivity= 1.61 in/hr
Infiltration Trench Bottom (gravel)= 6.0 ft-elev
Storage available per chamber and
surrounding gravel bed (40%)void
space = 31.0 cf/chamber
Total If of chambers = 40.0
Total Storage Provided in Chambers = 1240.0 cf
Drawdown :
Sat. Hydraulic Conductivity= 1.61 in/hr
Storage Depth = 2.33 ft
Drawdown = 17.37 hrs
0.72 days

�tormTech
n601,1j SLksmiendxniVrmn�Syganshc
o '
Storm Tech SC 310 Incremental Store E'eo F .
..
9 umes
Height of
System in Chamber(ft3) Stone (ft3 Cumulative Cumulative
'+ 28 ) Storage (ft3 Store a ft3 Stora a ft3
0 0.79 0.79
27 0 0.79 0.79 0.79 31.00
26 0 0,79_- 0.79 1.58 30.21
a0 0.79 2.37 29.42
24 0 0.79 3.16 28.63
0.79 0.79
23 0 0.79 3.95 27.84
0.77 0
212 0.06 0.79 4.74 27.05
.83
1 0.15 0.73 0.89 5.57 26.26
0 0.27 0.69 6.46 25.43
0.58
19 0.54 0.95 7.42 24.54
' 18 0.70 0.52 1.12 8.53 23.58
+ 17 0.82 0.47 1.21 1. 9.75 22.47
16 0.92 0.42 1.35
28 28 11.03 21.25
15 1.01 0.39 12.38 19.97
'
14 1.40 1.09 0.36 1.45 13.78 18.62
13 1.15 0.33 15.22 17.22
12 1.21 0.31 1.49 16.71 15.78
1.52
>{ • 11 1.27 0.29 1.55 18.23 14.29
10 1.32 0.27 1.58 r 19.78 12.77
9 1.36 0.25 1.61 21.36 11.22
8 1.40 0.23 22.97 9.64
7 1.43 0.22 _ 1.63 24.60 8.03
1.65 26.26
40
5 0 0.79 0.79 27.05 4.74
., 0 0.79 4.95
4 0 0.79 27.84 3.95
0.79 0.79
3 0 28.63 3.16
a 2 0 0.79 0.79 29.42 2,37
1 0.79 0.79 30.21
0 0.79 0.79 1.58
Total Chamber Storage=14.7 ft3 31.00 0.79
Assmnes 40%vuluine of vUlds fu(he'Awe
Cumulative storages are for both top to bottom(first column)and bottom to top(second column) of the chamber
' Calculations are based upon a 6 inch stone base under the chambers
F,
� i<

Quible Associates, PC
Towne Bank- P10085 date 10/14/2011
Stormwater Infiltration Trench Calculations Sheet 2
Overflow Swale Calculation
Once the inflitration Chamber System has reached capacity, additional flows from the roof
top will bypass the system and overflow via a drop inlet located to the north of the system,
which discharges dow a concrete flume to a rip-rap protected outlet a a shallow vegetated
swale. Flow talcs for the Swale areas follows:
Drainage Area = 9651 sf or 0.22 ac
Impervious (roof) = 9651 sf C= 1.0
Composite C-Factor= 1.00
Tc= 5 min
110= 8.23 in/hr
Q10= C*Ito*A= 1.82 cfs
Q10= 1.82 cfs
Overflow Swale Channel Analysis(Clio)
- eter--- Param Value Unit
Type: 74angule(,-;+; -� K�• _. DPtine
- _�_— ----� Flow _ 7820 cfs
Side slope 1 (Zi1 4.0 H. 1V Depth 10.464 fl
Side slope 2(z2): .4.0 H:1V Area of Flow - _ _ (0.861 sq If
-- Wetted Penmeter 3826 fl
fh..nro1wdfh(01. G0 (fU ---_ ____ ___-. _.__..
Hydraulic Radius 0.225 ft
PiI lierieier(DI, OA prJ ___._._ __...._._ ... _
--_ Average Velocity 12.114 fps
_____.___._..__ __ 1 ____.Longitudinal slope: 0.0133 (ft/ft] Top Width IT] 3.712 f1
_. . _.
❑Uveuida default Fmude Number 0 773
Manning's roughness: 0.0300 Critical Depth
Use fining 0419 ft _
�-, Critical Velocity n% fps
- I
---- _-_.. Critical Slope 10,0230,
Lining ky WoI Per r Not ., __. __ _
--- � Critical Tap Width 3.30 It
'e:mis r .hear�tfe- U 15 if,"If 2] Calculated Max Shear Stress 0385 Ib/ft-2
Calculated Avg Shear Stress 0.187 Ib/ft"2
II, OO Enter flow: 1.820 (cfs)
^�Enter depth: 0.464 (it)
-Calcylate _.
Plot.. Compute Curves. ,,;;OK Cancel: ,,
*Printout from FHWA Hydraulic Toobbox 2.1-Channel Analysis
Avareage Velocity= 2.11 fps =>O.K. for grass lined channels

Appendices
Table 8.05d
Maximum Permissible Maximum Permissible
Velocities for Unprotected Materials Velocities (fps)
Soils in ExistingChannels. Fine Loam oncolloldal 25
Sand Loam noncol10idal) 2.5
Silt Loam(noncolloidal)
Ordinary Firm Loam 3.5
Fine Gravel
Stiff Clay(very colloidal) 5.0
5.0
Graded, Loam to Cobbles(noncolloidal) 5.0
Graded, Silt to Cobbles(colloidal) 5.5
Alluvial Silts(noncolloidal) 3.5
Alluvial Silts(colloidal) 5.0
Coarse Gravel(noncolloidal) 6.0
Cobbles and Shingles 5.5
Sample Problem 8.05a Given:
Design of a ' Design Q,,= 16.6 cfs
Grass-lined Channel. Proposed channel grade=2%
Proposed vegetation: Tall fescue
Soil: Creedmoor(easily erodible)
Permissible velocity,Vp=4.5 fUs(Table 8.05a)
Retardance class: "B"uncut,"D"cut(Table 8.05c).
Trapezoidal channel dimensions:
designing for low retardance condition (retardance class D)
design to meet Vp
Find:
Channel dimensions
< Solution:
Make an initial estimate of channel size
A=QN, 16.6 cfs/4.5 fl/sec=3,69 ft2
Try bottom width =3.0 ft w/side slopes of 3:1
Z=3
A= bd +Zd'
P=b+2d Z ++ 1
R=AP
An iterative solution using Figure 8.05a to relate flow depth to Manning's n
proceeds as follows: Manning's equation is used to check velocities.
*From Fig.8.05c, pg.8.05.7,Retardance Class d (VR=4.5x0.54=2.43)
d(ft) A(ft') R(it) *n Vt(fps) Q(cfs) Comments
0.8 4.32 0.54 0.043 3.25 14.0 V<V OK,
Q<dIO
(too small,try deeper channel)
0.9 5.13 0.59 0.042 3.53 18.10 V<Vp, OK,
Q>Q1o, OK
Now design for high retardance(class B):
For the ease of construction and maintenance assume and
try d = 1.5 ft and trial velocity V,=3.0 ft/sec
d(ft) A(112) R(ft) V,(fps) n V(fps) Q(cfs) Comments
1.5 11.25 0.90 3.0 0.08 2.5 28 reduce V,
2.0 0.11 1.8 20 reduce V,
1.6 0.12 1.6 18
**1.5 0.13 1.5 17 Q>Q10 OK
These assumptions=actual V(fps.) (chart continued on next page)
8.05.9

APPENDIX E
Division of Coastal Management
Setback Encroachment Approvals

A~''
NC ERR
North Carolina Department of Environment and Natural Resources
Beverly Eaves Perdue Division of Coastal Management
Governor Dee Freeman
Secretary
12 October 2011
TowneBank of Currituck
C/o Brian Rubino
Quible&Associates, P.C.
Post Office Drawer 870
Kitty Hawk,North Carolina 27949
Dear Mr. Rubino:
This letter of refinement is in reference to your 11 October 2011 e-mail requesting a modification of
work authorized under CAMA Major Permit No. 91-11, issued to TowneBank of Currituck, on 1 August 2011.
Permit No. 91-11 was issued for the replacement of an existing building and paved parking lot with a t9,070 ft2
commercial building, a 51 space paved parking lot and a retaining wall. The project is located adjacent a
manmade canal off Jean Guite Creek, at 2 Juniper Trail in the Town of Southern Shores,in Dare County, North
Carolina.
Your request to modify the permit to allow for 48 ft2 of existing paved parking to remain in the buffer by
replacing it with new curb and asphalt paving, as well as adjust a section of the retaining wall within the buffer 4
feet waterward of the permitted alignment is hereby authorized. All permit conditions including the 1 June 2015
expiration date still apply and remain unchanged. Your modified plat dated revised 11 October 2011 will
become a permanent part of the file.
Thank you for your time.and cooperation in this matter. If you have any questions,please don't hesitate
to contact me in the Washington Regional Office at 252-948-3852.
Sincerely,
(Z�& �-n
David W.Moye
Express Permit Coordinator
Washington Regional Office
Attachments
Cc: Doug Huggett - Majors Permits Coordinator, DCM
Frank Jennings -District Manager, DCM,Morehead City
Raleigh Bland -U. S. Army Corps of Engineers
943 Washington Square Mall,Washington,NC 27889
Phone:[phone] FAX:[phone]Internet:www.pcwastalmaiiagement.net �7One / 7r
An Equal Opportunity 1 Affinnafive Action Employer 1�orth`gal ol-rna

Quible
Quible & Associates, P.C. P.O.Drawer 870
ENGINEERING • ENVIRONMENTAL SCIENCES PLANNING•SURVEYING Klify Hawk,NC 27949
SINCE 1959 Phone:[phone]
Fax:[phone]
Web:quible.com
RECEIVE®
October 27, 2011 OCT 3 1 2011
Samir Dumpor DWQ-WAR®
NCDENR
Division of Water Quality
943 Washington Square Mall
Washington, NC, 27889
Re: Stormwater Management Plan Minor Modification (High Density Application)
TowneBank— Southern Shores; Permit No. SW7110702
Southern Shores, Dare County
Dear Samir,
On behalf of TowneBank, Quible & Associates, P.C. hereby submits for review and approval a
High Density Stormwater Management Permit Modification package for the previously permitted
bank building in Southern Shores, Dare County.
The modification application does not propose any major conceptual changes to the previously
permitted site and the stormwater controls proposed will remain consistent with the original
permit.
The proposed modifications are as follows:
1. Increase in the building size by approximately 2,100 sq.ft.
2. Realignment of the entrance driveway. The entrance is shifted to the north
approximately 30' onto the adjacent property that is owned by the applicant. The
entrance is shifted to the north for better alignment with nearby commercial
driveways. The new driveway location on the adjacent parcel will be accompanied
by the removal of existing parking and drive areas. The net decrease in impervious
surface on the adjacent parcel will be 2,025 sq.ft.
3. Parking island adjustments to accommodate underground water and sewer utility
revisions
4. Minor drive aisle adjustments at the ATM machine
5. Minor modifications to the constructed wetland to accommodate some additional
impervious area draining to the constructed wetland.
The following items are included and shall be considered part of this application package.
1. Stormwater application review fee of$505.00

IMS f TOO
f jrA, A

2. Two Copies of the Stormwater Management Permit Application Form, the
Constructed Wetland Supplement, Infiltration Trench Supplement, Permeable
Pavement Supplement, and Level Spreader Supplement
3. One copy of the Stormwater Management Plan Narrative
4. One copy of the Property Deed for the subject parcel and the northern adjoining
parcel
5. One copy of the NC Secretary of State print-out for TowneBank
6. One Copy of the USGS quad excerpt with property identified
7. One copy of the USACE Nationwide Permit 18 permit for the wetland fill.
8. One copy of the Letter of Refinement to allow for 48 sf of impervious surface to
remain within the CAMA buffer
9. One copy of the original High Density Stormwater Permit : SW7110702
10. Two Copies of the Plan Sheets 1, 2, 3, 5, 6, 7, 8, 9 ,& 12.
Please note that the quantity and nature of stormwater BMPs have not changed from the permit
site plan, therefore new Operation and Maintenance (O&M)Agreements have not been
provided with this submission. The original (O&M) Agreements shall remain applicable to this
submitted modification.
If you have any questions or require additional information, please do not hesitate to contact me
at [phone].
Sincerely,
Quible &Associates, P.C.
Derek A. Dail, P.E.
encl: as stated

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f✓*".. .r�;rt`F- c+rd..i..�'�','b��,- k'.�' F������y_i'E a Y .- �r�,.1 0 0
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�\\I RECEIVED
ry t
Q-WARS
0
a
0

A."'A
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Beverly Eaves Perdue Dee Freeman
Governor Secretary
12 October 2011
TowneBank of Currituck
C/o Brian Rubino
Quible&Associates, P.C.
Post Office Drawer 870
Kitty Hawk,North Carolina 27949
Dear Mr. Rubino:
This letter of refinement is in reference to your 11 October 2011 e-mail requesting a modification of
work authorized under CAMA Major Permit No. 91-11, issued to TowneBank of Currituck, on 1 August 2011.
Permit No. 91-11 was issued for the replacement of an existing building and paved parking lot with a f9,070 ftz
commercial building, a 51 space paved parking lot and a retaining wall. The project is located adjacent a
manmade canal off Jean Guite Creek, at 2 Juniper Trail in the Town of Southern Shores, in Dare County,North
Carolina.
Your request to modify the permit to allow for 48 ft2 of existing paved parking to remain in the buffer by
replacing it with new curb and asphalt paving, as well as adjust a section of the retaining wall within the buffer 4
feet waterward of the permitted alignment is hereby authorized. All permit conditions including the 1 June 2015
expiration date still apply and remain unchanged. Your modified plat dated revised 11 October 2011 will
become a permanent part of the file.
Thank you for your time and cooperation in this matter. If you have any questions,please don't hesitate
to contact me in the Washington Regional Office at 252-948-3852.
Sincerely,
0& �m
David W. Moye
Express Permit Coordinator
Washington Regional Office
Attachments
RECEIVED
Cc: Doug Huggett-Majors Permits Coordinator,DCM
Frank Jennings -District Manager, DCM,Morehead City (1 C I 3 1 ?011
Raleigh Bland-U. S. Army Corps of Engineers
WQ-W/- RO
943 Washington Square Mall,Washington,NC 27889
Phone:[phone] FAX:[phone] Internet:www.nccoastalmanagement.net One
NorthCarolina.
An Equal Opporlunity 1Af mnalive Action Employer a'atirti//y

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—"""•'-'� AIY t LI 1933 NJO.51.50'E
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F/ IIEA'DAffA LP 39.95 'E
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'•�s� AREA / :..
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mLYdT-XAd-we 1 � 1 a ta'Dla '.
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... ::' OCT 3 1
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.... ::.... �? 'A DWQ-WARO
.....
............. .................... .....
..... �,. • Tj( : .: CURVE TABLE
AMS16fl r.."tit" -h"yn '". � •• CURVE LENGTH RA➢lUS ANGEN CHOR➢ CHURN
'•' CI 3H.3➢ 25.➢➢ 21.31 N$IHIRI1'W I R.
or __
404 LERr/FILATE
".:'.1W%Nq'1:1.2.'TRAMC.':.'.'.'.'.'.'.'.'.'.':.'.'.'.'.'.'.'. is cE¢n%cs nar lws ccvscs rrus%AracaRArrtr
60`R]YI'•••••••.••••................si<. ;.'.':, 1'i TrE$TWkr I cP]lE1RlsDlcffir DF5E6 M.':;::::.'::::::.'. .'.I�=..;Y.... K4 LY`nE L4F_AANIY4i)3t AGrLA2`9t IIE FRE5.9tr(N'i MID
- .........•.........•••.•..'........>•'�_�... ... rIGYSAs DErexLnN�er nEuroeiGrslED av nus
••'••.•••••••.•••.••:`-.•••.•. DALE 4YE6>IERE ISALH4Y5E IN nELAW DR LLR
IYm REBLLAng1;ILll5 LL I6AlINA1/gl cf yGLpN
-- -- J.RI°DIcnDN HAYGE RftI®6PoNFGR AlgtIOD lbr
-- b]N15/5 NOT A Bq'MDARY EYES MOM
14 LN5 DALn:LNIS DELaNNNaLIcw
GRAPHIC SCALE SGf2VEYAND lS NOT H4GE MOMnE/aBL cctzPs ct=enrzEERs
WENDED FOR RELORDATION DeJNFATIq+FiaV/AL.
n° OR LOIWEYANGE
(3x res9( OW8¢ nrzE
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b�3E0•• KCY • ® >n� > la9
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KC4 om••eneMwmrs &AssociatMP.C.
°b°®� K➢4 PIN 9867-20-81-7063
•� "'P�", [xpxlExxc•cauuLnrw•euyxixc w Br.. 2 TUNIPBR .M1M N9PM—TI6 dnRoxuulrAE scLExas•GBRrtnxc Imu-wEr 9eE.AAWp u
m[wre oa/ss/11 AnANnc roxNsnv TRAII" SOUTHE?RN SHORPS �:a""` �. � 6 Ax BN"w.�o`MV4EN bro
DARE COUNTY NGR1H CAL2QINA IOff(MAIM IIOrtM�S)11!
CE.ICAIION 0•n.," I— hW ai-,•m

U.S. ARMY CORPS OF ENGINEERS
WILMINGTON DISTRICT
Action ID. SAW 2011-00733 County: Dare USGS Quad: Kitty Hawk
GENERAL PERMIT (REGIONAL AND NATIONWIDE) VERIFICATION
Property Owner/Authorized Agent: Pasguotank Countv
Address: Attn: Michael Cox
PO Box 39
Elizabeth City,North Carolina
Telephone No.:
Size and location of property(water body, road name/number, town, etc.): The property is located on the northeast
corner of the intersection of US HWY 158 and Juniper Trail in Southern Shores Dare County North Carolina
(Latitude 36.09968, Longitude—75.71903)
Description of projects area and activity: The project involves the filling of approximately 0.02 acres of jurisdictional
wetlands to construct a commercial banking facility and associated parking
Applicable Law: ® Section 404(Clean Water Act,33 USC 1344)
❑ Section 10(Rivers and Harbors Act, 33 USC 403)
Authorization: Regional General Permit Number:
Nationwide Permit Number: 18
Your work is authorized by the above referenced permit provided it is accomplished in strict accordance with the attached
conditions and your submitted plans. Any violation of the attached conditions or deviation from your submitted plans may subject the
pennittee to a stop work order,a restoration order and/or appropriate legal action.
This verification is valid until the NWP is modified, reissued, or revoked. All of the existing NWPs are scheduled to be modified,
reissued, or revoked prior to March 18, 2012. It is incumbent upon you to remain informed of changes to the NWPs. We will issue a
public notice when the NWPs are reissued. Furthermore, if you commence or are under contract to cmnnence this activity before the
date that the relevant nationwide permit is modified or revoked,you will have twelve(12)months from the date of the modification or
revocation of the NWP to complete the activity under the present terms and conditions of this nationwide permit.
Activities subject to Section 404(as indicated above)may also require an individual Section 401 Water Quality Certification. You
should contact the NC Division of Water Quality(telephone[phone])to determine Section 401 requirements.
For activities occurring within the twenty coastal counties subject to regulation under the Coastal Area Management Act(CAMA),
prior to beginning work you must contact the N.C. Division of Coastal Management.
This Department of the Anny verification does not relieve the pennittee of the responsibility to obtain any other required Federal,
State or local approvals/permits.
If there are any questions regarding this verification,any of the conditions of the Permit, or the Corps of Engineers regulatory
program,please contact Josh Pelletier at the Washington Regulatory Field Office, PO Box 1000, Washington,North
Carolina,telephone [phone] .
Corps Regulatory Official Date: June 22,2011
Expiration Date of Verifica ' n: March 18.2012
The Wilmington District is ommitted to providing the highest level of support to the public. To help us ensure we continue to do so,
please complete the Customer Satisfaction Survey located at our website at http://re ug latory.usacesurvey.com to complete the survey
online.
Page 1 of 2

Determination of Jurisdiction:
❑ Based on preliminary information,there appear to be waters of the US including wetlands within the above described project area.
This preliminary determination is not an appealable action under the Regulatory Program Administrative Appeal Process
(Reference 33 CFR Part 331).
❑ There are Navigable Waters of the United States within the above described project area subject to the permit requirements of
Section 10 of the Rivers and Harbors Act and Section 404 of the Clean Water Act. Unless there is a change in the law or our
published regulations,this determination may be relied upon for a period not to exceed five years from the date of this
notification.
® There are waters of the US and/or wetlands within the above described project area subject to the permit requirements of Section
404 of the Clean Water Act(C WA)(33 USC § 1344). Unless there is a change in the law or our published regulations,this
determination may be relied upon for a period not to exceed five years from the date of this notification.
❑ The jurisdictional areas within the above described project area have been identified under a previous action. Please reference
jurisdictional determination issued. Action ID
Basis of Jurisdictional Determination: The wetlands on this oroperty meet all three criteria as described in the 1987 Corps of
Engineers Wetlands Delineation Manual and the Atlantic and Gulf Coastal Plain Regional Supplement and are a broad
continuum of wetlands associated with the Currituck Sound
Appeals Information (Tbis information applies only to approved jurisdictional determinations.)
Attached to this verification is an approved jurisdictional determination. If you are not in agreement with that approved jurisdictional
determination,you can make an administrative appeal under 33 CFR 331. Enclosed you will find a Notification of Appeal Process
(NAP) fact sheet and request for appeal(RFA)form. If you request to appeal this determination you must submit a completed RFA
form to the following address:
District Engineer,Wilmington Regulatory Division
Attn: Josh Pelletier,Project Manager,
Washington Regulatory Field Office
PO Box 1000
Washington,North Carolina 27889
In order for an REA to be accepted by the Corps,the Corps must determine that it is complete,that it meets the criteria for appeal
under 33 CFR part 331.5,and that it has been received by the District Office within 60 days of the date of the NAP. Should you
decide to submit an RFA form, it must be received at the above address by July 16,2011.
**It is not necessary to submit an RFA form to the District Office if you do not object to the determination in this correspondence.**
Corps Regulatory Offici/DSKETCH,
� o,>
Date June: ,2011 Expiration Date March 18,2012
SURVEY PLATS, FI WETLAND DELINEATION FORMS,PROJECT PLANS, ETC., MUST BE
ATTACHED TO THE FILE COPY OF THIS FORM, IF REQUIRED OR AVAILABLE.
Copy Furnished:
Brian Rubino
Quible and Associates
PO Drawer 890
Kitty Hawk, North Carolina 27949
Page 2 of 2

Action ID Number: 2011-00733 County: Dare
Permittee: Pasguotank County, Attn: Michael Cox
Date Verification Issued: June 22, 2011
Project Manager: Josh Pelletier
Upon completion of the activity authorized by this permit and any mitigation required by the permit,
sign this certification and return it to the following address:
US ARMY CORPS OF ENGINEERS
WILMINGTON DISTRICT
WILMINGTON REGULATORY FIELD OFFICE
POST OFFICE BOX 1890
WILMINGTON, NORTH CAROLINA 28402-1890
Please note that your permitted activity is subject to a compliance inspection by a U. S. Army Corps of
Engineers representative. If you fail to comply with this permit you are subject to permit suspension,
modification, or revocation.
I hereby certify that the work authorized by the above referenced permit has been completed in
accordance with the terms and condition of the said permit, and required mitigation was completed in
accordance with the permit conditions.
Signature of Permittee Date

Applicant: Pasquotank County, Attn: Michael Cox File Number: 2011-00733 Date: June 22,
2011
Attached is: See Section below
INITIAL PROFFERED PERMIT (Standard Permit or Letter of permission) A
PROFFERED PERMIT(Standard Permit or Letter of permission) B
PERMIT DENIAL C
X APPROVED JURISDICTIONAL DETERMINATION D
PRELIMINARY JURISDICTIONAL DETERMINATION E
kC IZOhi I The followingidenhfres ypui rrghts and opt�pnsi'egardapg�ri adtntntsfratJve appea) of the above;:'
dectsionddtttona�'tn#orma onayeFunmbod-at " = '
usace:artt�y xziil/Cl G W/Pages/re tiaferials:as x oY Cq s,r$gu1a1 tons at 33 Cl R kart 331 .
A: INITIAL PROFFERED PERMIT: You may accept or object to the permit.
• ACCEPT: If you received a Standard Permit,you may sign the permit document and return it to the district engineer for final
authorization. If you received a Letter of Permission(LOP),you may accept the LOP and your work is authorized. Your
signature on the Standard Permit or acceptance of the LOP means that you accept the permit in its entirety,and waive all rights
to appeal the permit,including its terms and conditions, and approved jurisdictional determinations associated with the pennit.
• OBJECT: If you object to the permit(Standard or LOP)because of certain terms and conditions therein,you may request that
the permit be modified accordingly. You must complete Section II of this form and return the form to the district engineer.
Your objections must be received by the district engineer within 60 days of the date of this notice,or you will forfeit your right
to appeal the permit in the future. Upon receipt of your letter,the district engineer will evaluate your objections and may: (a)
modify the permit to address all of your concerns, (b)modify the pernrit to address some of your objections,or(c)not modify
the permit having determined that the permit should be issued as previously written. After evaluating your objections,the
district engineer will send you a proffered permit for your reconsideration,as indicated in Section B below.
B: PROFFERED PERMIT: You may accept or appeal the permit
• ACCEPT: If you received a Standard Permit,you may sign the permit document and return it to the district engineer for final
authorization. If you received a Letter of Permission(LOP),you may accept the LOP and your work is authorized. Your
signature on the Standard Permit or acceptance of the LOP means that you accept the permit in its entirety, and waive all rights
to appeal the permit, including its terms and conditions, and approved jurisdictional determinations associated with the permit.
• APPEAL: If you choose to decline the proffered permit(Standard or LOP)because of certain terms and conditions therein,you
may appeal the declined pennit under the Corps of Engineers Administrative Appeal Process by completing Section II of this
form and sending the form to the division engineer. This form must be received by the division engineer within 60 days of the
date of this notice.
C: PERMIT DENIAL: You may appeal the denial of a permit under the Corps of Engineers Administrative Appeal Process
by completing Section II of this form and sending the form to the division engineer. This forni must be received by the division
engineer within 60 days of the date of this notice.
D: APPROVED JURISDICTIONAL DETERMINATION: You may accept or appeal the approved JD or
provide new information.
• ACCEPT: You do not need to notify the Corps to accept an approved JD. Failure to notify the Corps within 60 days of the
date of this notice, means that you accept the approved JD in its entirety, and waive all rights to appeal the approved JD.
• APPEAL: If you disagree with the approved JD,you may appeal the approved JD under the Corps of Engineers Administrative
Appeal Process by completing Section II of this form and sending the form to the division engineer. This form must be received
by the division engineer within 60 days of the date of this notice.

E: PRELIMINARY JURISDICTIONAL DETERMINATION: You do not need to respond to the Corps
regarding the preliminary JD. The Preliminary JD is not appealable. If you wish, you may request an
approved JD (which may be appealed), by contacting the Corps district for further instruction. Also you may
provide new information for further consideration by the Corps to reevaluate the JD.
SECTION II_REQUEST FOR APPEAL or OBJECTIONS TO AN TNTTIAL PROFFERED PER,MIT ;
REASONS FOR APPEAL OR OBJECTIONS: (Describe your reasons for appealing the decision or your objections to an
initial proffered permit in clear concise statements. You may attach additional information to this form to clarify where your reasons
or objections are addressed in the administrative record.)
ADDITIONAL INFORMATION: The appeal is limited to a review of the administrative record,the Corps memorandum for the
record of the appeal conference or meeting,and any supplemental information that the review officer has determined is needed to
clarify the administrative record. Neither the appellant nor the Corps may add new information or analyses to the record. However,
you may rovide additional information to clarifzthe location of information that is already in the administrative record.
QIN "ol CoTCToiisQsr>bris Ox NFORIvtATIoN;
�.9.
If you have questions regarding this decision and/or the appeal If you only have questions regarding the appeal process you may
process you may contact: also contact:
Josh Pelletier Jason Steele
Washington Regulatory Field Office Administrative Appeals Review Officer
Post Office Box 1000 60 Forsyth Street, SW(Room 9M10)
Atlanta, GA 30303-8801
Washington, NC 27889 404-562-5137
RIGHT OF ENTRY: Your signature below grants the right of entry to Corps of Engineers personnel, and any governtnent
consultants,to conduct investigations of the project site during the course of the appeal process. You will be provided a 15 day
notice of any site investigation, and will have the opportunity to participate in all site investigations.
Date: Telephone number:
Signature of appellant or agent.
For appeals on Initial Proffered Permits and approved Jurisdictional Determinations send this form to:
District Engineer, Wilmington Regulatory Division, Attn: Josh Pelletier, Project Manager, Washington
Regulatory Field Office, PO Box 1000, Washington, North Carolina 27889

June 22, 2011
Regulatory Division
Action ID No. SAW-2011-00733
Pasquotank County
Attn: Michael Cox
PO Box 39
Elizabeth City NC 27909
Permit Special Conditions
Your work is authorized by Nationwide Permit 18 provided it is accomplished in
strict accordance with the attached General Conditions and the following Special
Conditions:
a) All work authorized by this permit must be performed in strict compliance
with the submitted plans, which are a part of this permit.
b) In order to compensate for impacts to .02 acres of wetlands the permittee
shall make payment to the Great Dismal Swamp Restoration Bank in the
amount determined sufficient to perform the restoration of .04 acres of
non-riparian wetland in the Pasquotank River Basin, Cataloging Unit
03020105.
c) Construction within jurisdictional areas on the property shall begin
only after the permittee has made full payment to the Great Dismal
Swamp Restoration Bank and provided a copy of the payment
documentation to the Corps, and the Great Dismal Swamp
Restoration Bank has provided written confirmation to the Corps
that it agrees to accept responsibility for the mitigation work.
d) Excavated or fill material shall not be placed in any location or in any
manner so as to impair surface water flow into or out of any wetland area.
If you have not already done so, you should contact Ms. Cyndi Karoly, North Carolina
Division of Water Quality, telephone [phone], regarding Section 401 Water
Quality Certification. This nationwide permit does not relieve you of the responsibility to
obtain other required State or local approval. This verification will be valid for two years
from the date of this letter unless the nationwide authorization is modified, reissued or
revoked.

Thank you for your time and cooperation. Questions or comments may be
addressed to Mr. Josh Pelletier, Washington Regulatory Field Office, telephone
[phone].

NCDENR
North Carolina Department of Environment and Natural Resources
Division of Water Quality
Beverly Eaves Perdue Coleen H. Sullins Dee Freeman
Governor Director Secretary
May 31, 2011
Dare County
DWQ Project#: 11-0404
Pasquotank County
Michael Cox
PO Box 39
Elizabeth City NC 27909
Subject Property: TowneBank Southern Shores
NO WRITTEN CONCURRENCE NEEDED
Dear Mr. Cox:
You have our approval, in accordance with the attached conditions, to impact 0.02 acres
of wetlands or waters for the purpose of constructing a commercial banking facility as
you described in your application dated April 25, 20011. This fill is below the threshold
for,written authorization as long as all conditions of General Water Quality Certification
Number 3821 are met, which may be viewed on our website at
http://h2o.eiir.state.ne.us/iiewetlands,
This approval is only valid for the purpose and design that you described in your
application except as modified below. If you change your project, you must notify us
and you may be required to send us a new application. If the property is sold, the new
owner must be given a copy of this Certification and approval letter and is thereby
responsible for complying with all conditions. If total wetland fills for this project (now
or in the future) exceed one acre, compensatory mitigation may be required as described
in 15A NCAC 2H .0506 (h) (6) and (7). This approval shall expire when the
corresponding Nationwide Permit expires or as otherwise provided in the General
Certification. For this approval to be valid, you must follow the conditions listed in the
attached certification and any additional conditions listed below.
Conditions of Certification:
1. No Impacts Beyond those in Application
North Carolina Division of Water Quality Internet www.ncwaterguality ore
943 Washington Square Mall Phone: [phone] One
Washington,NC 27889 FAX [phone] NorthCarolina
An Equal Opportunity/Affirmative Action Employer—50%Recycled110%Post Consumer Paper Aaturallry

Page 2 of 3
rs, or riparian
No waste, spoil, solids, or fill oany f
depicted all occur in rn the Pre Constrn tion Notificat on. All
reas
beyond the footprint of theperation, and maintenance of
construction activities, including the design, installation, op
sediment nd erosioncontrol
water troquali$est M standards,statu ts ut aorrxules occ ces, shallbe performed so that no
violations
2. Certificate of Completion applicant shall complete and return the enclosed
Upon completion of the project,the to that all the work included in the 401
"Certification of Completion Form to notify DWQ shall complete the attached form
Certification has been completed. The responsible party
and return it to the 401/Wetlands Unit of the Division of Water Quality
3. Compensatory Mitigation Using the Ecosystem Enhancement Program(EEP)
Mitigation must be provided for the proposed impacts as specified in the table below. We.
understand that you wish to make a payment to the NCDENR Wetlands Trust Fund
to be a suitable method to meet the
administered by the NC Ecosystem Enhancement Program (EEP)to meet this mitigation
requirement. This has been determined by the DW
able to:
acts specified(m d this
mitigation requirement. Until the EEP receives and clears your check(ma e pay
DENR—Ecosystem Enhancement Program Office),no imp716-1921 if
Authorization Certificate shall occur. Th En should h fund. You havontacted e 60 days from the
you have any questions concerning payment For accounting purposes, this
date of this approval to make this payment.payment into
s the NCDENR Wetlands Trust
Authorization Certificate authorizes pay Mitigation requirement:
Fund to meet the following comp g giver and Sub-basin Number
Type of
Compensatory Mitigation
Im act Re uired
Stream linear feet PAS; 03010205
Wetlands 0.25 (acres
acres)
Waters
(square feet)
Riparian
Buffer
herein set forth may result in revocation of this
Violations of any condition
iminal and/or civil penalties. This Certification shall
Certification and may result in cr
id u Management Act Permit, s are made conditions of the Federal
become null and v
ss the above c
404 and/or Coastal
If you do not accept any of the conditions of this certification, you may ask for an
adjudicatory hearing. You must act withine60 o days
which conforms to Chapter receive
150B of
letter. To ask for a hearing, send a written p
ail
the North Carolina
General
al StC. Lutes t the Office
This oertifi ationrand itsconditions are final
Service Center, Raleigh,
and binding unless you ask for a hearing.

i
t
i
I
t
i

Page 3 of 3
This letter completes the review of the Division of Water Quality under Section 401 of
the Clean Water Act. If you have any questions, please telephone Amy Adams at 252-
948-3917 or Ian Mcmillian of the Central Office at 919-807-6364.
Sincerely,
A., awa4�
Amy Adams
Environmental Senior Specialist
Surface Water Protection Section
Washington Regional Office
Enclosures: GC 3821
Certificate of Completion
cc: Josh Pellitier USACE Washington Field Office
Ian McMillan,DWQ 401 WBSCAP Unit
DWQ Washington Regional Office File copy
DCM,Elizabeth City
Central Files
Brian Rubino, Quible & Assoc., P.C. PO Drawer 870 Kitty Hawk NC 27949
Kelly Williams,NCEEP
Filename: 11-0404_Townebank_NW C_Approval/aa

B: 1871 P: 205 Dec Id: 5296469
07/1512011 02 37 P11 Receipt a 11-0688
V—.DOC 11. MoMuDr an. Rea,eter of DeetlaZeDarjsee CO,ax RNC {0.00
6296459 B: 1171 P: 203 Page 1 of 3 7/15/11 2:37 PM
IIII �Ill�t�fd�44'I�iYI-VttF}LN�JIA r,Wvigmi 11111
Nr+; (11!—d j TM Tax Collector Certrti do That No '.
CULLLCIU(Z Are Due. Date-�By _
NN. `.3023 —�� --�� — expires Jan.6yh of ttre year fWlowin tF.ln date.
This instrument— b prepared Y: R.Michael Cox
Pasquotank County Attorney
Mail after recording to: Christopher L.Seawell
Aldridge,Seawell,Spence&Fel u ,LLP
805 N.Main Highway
P.O.Box 339
Manteo,NC 27954
6720 � RECEIVE®
P CEL ID p\� 2799000
NORTH CAROLINA QC f 3 1 2011
DARE COUNTY `�,J , / . {ems
NORTH CAROLIN %NERILARRANTY DEED ® V N �' V V�1 \®
THIS DEED made this '� 1 by and between Pasquotank
County,a body politic and existing pu s ant o 11 1 of the State of North Carolina,
Grantor,and Towne Bank,a144 ' ' Stat i (e) ed Bank,Attn: Accounting Department,
6001 Harbor View Boulevard, 23435-2767,Grantee.
W NESSETH:
That the G r a v a e c sideration paid by the Grantee,the receipt of which is
hereby ackno s an t e presents does grant,bargain,sell and convey unto the
Grantee in fe aCc ain lot or parcel of land situated in Atlantic Township,Dare
County,North Caroli articularly described as follows:
SEE EXHIBIT A
The prope y hereinabove described was acquired by Grantor by instrument recorded in
Beo 3,Page 239 of the Dare County Public Registry.

i
TO HAVE AND TO HOLD the aforesaid lot or parcel of land and all privileges and
appurtenances thereto belonging to the Grantee in fee simple. And the Grantor covenants with 'i
the Grantee,that Grantor is seized of the premises in fee simple,has the right to convey the same
in fee simple,that the title is marketable and free and clear of all encumbrances,an//d that the
Grantor will warrant and defend the title against the lawful claims of all persons wHerflsoever
except for the exceptions hereinafter stated. Title to the property hereinabove�descrbedt,
subject to the following exceptions:
1, Easements,rights-of-way and restrictions of record,if any.
Regional Medical Services,Inc.joins in this execution for the purpose f re sing its
leasehold interest it acquired as referenced in the subject properi �Deed o k 13�0 age 261
of the Dare County Public Registry,and hereby conveys all n ]'t;ale amerest in and to
i
the property described herein.
IN WITNESS WHEREOF,the Grantor P shuotank Count as caused this instrument
to be signed in its name by its duly authorized ofHc is Lud\\\\ its l to be hereunto affixed by
authority of its Board of Commissioners this\, day and year first above written.
remainder of this page is intentionally left blank)
6296459 8: 1871 P: 205 Page 2 or 5 7/15/11 2:37 PM
1111 F .611V Pu 10h'Jift JHLNr Jg1rN,J fi 11111

PASQUOTANK COUNTY
By (SEAL)
L.
loyTH.Gnfti
Chai o the Board of Commissioners
.� for Pasquotank County
11u4a,y �
. � t
Oren e' s '—�-
u +
(SEAL)
NORTH CAROLINA
PASQUOTANK COUNTY
1,a Notary Public of the County and State alb s ertifyth K�.J S.Jennings,
personally came before me this day and acknowle d that she is�cr of the Pasquotank
County Board of Commissioners and that by author dimly given.th15
oregoing instrument was
i
signed in its name by its Chairman,sealed with its seal an est"ed by her as its Clerk.
WITNESS by hand and Official seal4tff)te t y'f� day of July,2011.
(OFFICIAL SEAL)
O Y PUBLIC
My Commission Expires: 15
yA 0.
. Pfa'.-.
:....• ...• oc
0 TA
; .:.p
;tip •. v11Li
M.nmm�....••• ll —_
B29B459 B: 1871 P: 205 Page 3 of 5 7/15/1l 2:37 PM
J mill W111IRdlf4{Ir4RMHLIVIAMA104Fill

i
REGIONAL MEDICAL SERVICES,INC. J�V ,jNC
nrm
Sharon M.Tanner,President and CEO
t
ATTEST:
.'JV4/'/'^�� CX•h5A�1�[r-�-oN (SEAL)
Secretary(Assistant) \
(CORPORATE SEAL)
NORTH CAROLINA
PASQUOTANK COUNTY �—
1,a Notary Public of the County and State aforesaid,certi,f that jL
,personally came bp�me this&dy.4nd a owledged that
he/she is Secretary(Assistant)of Regional Medics Srrvices,Inc. d at by authority duly
un
given,the foregoing instrument was signed in its nat a by its Presi and CEO,sealed with its
seal,gnd attested by her as its Secretary(Assistant). \� /
ESS my hand and official sedl,h�t�ie (� day of July,2011.
✓a.•(faFFICI SEAL)
�b14VK td'� V /J O YPUBLIC
My Commission Expires:
6296469 6: 1671 V 205 P49a 4 of 5 7/15/11 2:37 PM
�.� �� mill rOv..11160194htilA APIW1AIFWI4RA1III1

Exhibit"A"
BEGINNING at a PK nail or other marker located in the East margin
or right-of-way of Juniper Trail, said road having a right-of- ay
of 60 feet at this point, said point of beginning being o
located in the South line of Lot 2, Southern Shores Commerc @@@
Tract as shown on map or plat recorded in Plat Cabinet 4,^-Sli
175, Date County Registry; thence from said point of be2linnrn
along the South line of the aforesaid Lot 2 North 70 dminim-\�
50 sec. East 170.0 feet to an iron pin or other
continuing North 70 deg. 51 min. 50 sec. East 19.33 feet a
point; thence south 19 deg. 38 min. 22 sec. East 39. at an
iron pin or other marker; thence North 72 deg.
East 58.84 feet to an iron pin or other mark�ir//1oc`a� d�.� the
South line of Chicahauk Subdivision as shown{ on mA or Rkat
recorded in Map Hook 7, Page 6-9, Dare County egist �, thence
continuing along the South line 't of ll�aroresa - Chicahauk
Subdivision South 58 deg. 12 min. 35 c. East 8a:Q0-feet to an
Iron pin or other marker; thence conpi uin aloCC'++g the South line
of the aforesaid Chicahauk Subdivisid� No th 69. 30 min. 33
sec. East 102.03 feet to an iron pin br\other a ker located in
the West line of Chicahauk Subdivision�q�41r--s � e; thence along
the West line of said open spar of the Chic uk Subdivision and
property now or formerly owned�kj-Southern Shores Realty Company,
Inc. South 10 deg. 01 min. 53 seq\East 150.37 feet to an iron
pin or other marker located in the 7 th margin or right-of-way
of U.S. Highway 158; then 160.gggggg North margin of U.S.
Highway 158 South 79 deg. 5 in( ec. West 360.5E feet to an
iron pin or other marker; h�as ntinuing along the North
margin or right-of-way o U. ig y 158 along a curve to the
right with a radius of 2 0 fe t, `n arc distance of 35.30 feet
to an iron pin or o her- mia-pKe3� located in the East margin or
right-of-way of the 0 es ,,Iuniper Trai1J thence along the
East margin or righ of-waJ. bf Juniper Trail North 19 deg. 08
min. 10 sec �e9t�166'10 eat to the point And place of
beginning. �,i
���
This bein� ht t rtar property described and delineated on that
survey ent<i gQ�` der Survey 2 Juniper Trail, Southern Shores
PIN 9867-,(p 0- 1-70$$$$$$�J prepared by Katherine C. Marchello,
Registered`Suyor, dated June 28, 2011, which map or plat is
incorpo/rr ere by reference.
The a e des r bed property being Lot 1 of the Southern Shores
Comer Tr as shown on map recorded in Plat Cabinet A, !
Slides, 175, as well as an adjoining parcel.
6296469 a: 1871 P: 265 Paga 5 .1 5 7/15/11 2:37 Pn
the AN IiA'4i4L�1LN�Ali��hl,IiN,lN'l�����

DARE a� REAL ESTATE
COUNTY TRANSFER TAX 6: 1871 P: 206 Doc Id: 6295470
07/1512011 02:39 PM Receipt 11: 11-6687
,,,,////���� Doc Code: DEED NCExoise Tax Pd. V250.00
LT-1`yt ' FsI_W1 Vanxolla McMurran, Register or Deeds Dara CO, NC
f e
Lr,;';,. 1 y
, TM
CU1.i.E ;TCR Tex Collector Cerfi lcCCallo1n Thai N nquent Taxes
Are Due. Date 115)11 By Certification
expires Jan.6th of the year following certification dat O
NORTH CAROLINA SPECIAL WARRAN
Excise Tax:
Parcel Identifier No. 0210 0- DOD Verified by ty ri e a of 20_
By:
MaiUBoxto:Aldridge. Seawall Spence & Hudspeth , P. 0. 339, Manteo, NC 27954
This instrument was prepared by: Vandeventer Black LLP,500 World ra a Center,N f Ik,VA 23510
Brief description for the Index: Lot 2, Southern Shores Commercial Tract, ]a ship,Dare County,Southern Shores,
North Carolina
THIS DEED made this N 14L day of July,2011,by and be e
GRANTOR GRANTEE �y � ® � I` ,
VANDEVENTER BLACK LIMITED LIATL ITYC P WNEBANK, {V` V
EE
a Virginia limited liability company v a V Kirginia State Chartered Bank
500 World Trade Center Attn: Accounting Dept. OCT 3 1 2011
Norfolk,Virginia 23510 6001 Harbour View Boulevard
Suffolk,VA 23435-2767
o DWQ-WAR
Enter in appropriate block for c n r d name,mailing address,and, if appropriate,character of entity,e.g.
corporation or partnership.
The designation Grantor a a ee a us herein shall include said parties,their]heirs, successors,and assigns, and shall include
singular,plural,masculine, f 'ni or ne r s required by context.
W ITNESSETH,that the ,fo v uable consideration paid by the Grantee,the receipt of which is hereby acknowledged,has and
by these presents does a ,SCH'a d convey unto the Grantee in fee simple,all that certain lot or parcel of land situated in the
Town of Southern Sh r s,Atlant ownship,Dare County,North Carolina,and more particularly described as follows:
Begin' at a e ' it in asphalt located on the Eastern right of way margin of Juniper Trail, in the Town of
Sout e o s,a and delineated on that certain map or plat entitled"Surveyed for Shearin&Archbell;Lot
2, them r Commercial Tract, Atlantic Township,Dare County, Southern Shores,North Carolina" dated
A us 0, 1985, epared by Quible and Associates,Inc.,Consulting Engineers and Land Surveyors,which plat is
co a herein by reference,said beginning point also being located North 19°08' 10"West 166.50 feet from
e mo o . S,Highway 158;thence running along and with the Eastern right of way margin of Juniper Trail
No 1 9°OS' 10" West 180.00 feet to an existing concrete monument located in the Southwest corner of property
now ed by Southern Shores Office Associates;thence turning and running North 70'5 P 50"East 197.75 feet to
an e i ing concrete monument; thence continuing North 70°51'50" East I 1 feet,more or less,to the mean high
NC Bar ' tion Fortin No.6©li 112010
Printed by Agreement with the NC'Bar Association 6296470 e: 1671 P: 206 Page 1 of 2 7/15�1/11 2:39 PM
1111I�'� I'M11�I��i49�4+�«VW&WA�4�G+ Ag Mill 1IIII

water mark of the lagoon as shown and delineated on the aforesaid plat;thence turning and running along and with
the mean high water mark of said lagoon in a general Southeasterly direction to a point;Thence turning and running
South 70'5 F 50"West 9 feet,more or less,to an existing concrete monument,said concrete monument being located
along a tie line South 19'38'22"East 180.00 feet from an existing concrete monument located in the North line of
the herein described property as shown on the aforesaid map;thence fuming and running South 70' 51'50" West
189.33 feet to an existing bail in asphalt in and marking the point or place of beginning.
The herein described parcel being Lot 2, as shown on map or plat entitled "Subdivision Map of Son m Shores
Commercial Tract",dated April 19, 1979 and recorded in Plat Cabinet A,Slides 174 and 175,Dare Cougistry.
Same being the property conveyed to the Grantor herein by deed dated August 1, 1997,and recQ ed-in o 126,
Page 791,Dare County Registry.
All or a portion of the property herein conveyed_includes or X does not include the pri reside e f a Cray to .
A map showing the above described property is recorded in Plat Cabinet A, Slides 174 and 17 , a Count egistry.
TO HAVE AND TO HOLD the aforesaid lot or parcel of land and all privileges and appurt ante er b nging to the Grantee in
fee simple. v
And the Grantor covenants with the Grantee, that Grantor has done nothing to impair su h isle as G a toy received,and Grantor will
warrant and defend the title against the lawful claims of all persons clain der o 1 amor, other than the following
exceptions: ad valorem taxes not yet due and payable,restrictions Ofrecod asementsof co , d noncompliance,if any,with any
local,county,state or federal laws,ordinances or regulations relating to z n ng,environm t,subdivision,occupancy,use,construction
or development of the subject property.
IN WITNESS WHEREOF,the Grantor has duly executed the foregoing as th n year first above written.
V ANDE V ENTER BLACK LIMITED LIABILITY CO
(Entity Name)
By: VANDEVENTER BLACK LLP, its sole member \
By: ^ - AL)
William E. Franezek,Manang Pa tner
State of Virginia-City of Norfolk
1,the undersigned NotaryP
Jlico It City of '� and State aforesaid,certify that William E.
Franczek personally came befor ih��ay dged that he is the Managing Partner of Vandeventer Black LLP, a
Virginia limited liability partite s t o e emb of Vandeventer Black Limited Liability Company, a Virginia limited
liability company,and that y u on duly BivL
nd as the act of such entity,he sig ed the foregoing instrument in its ttatne on
its behalf as its act and de . W t<ss�u Land yi-ey Notarial stamp or seal,this�_ ay of July, 2011.
`\\ `t4111t111
Ei
P '4 /'
My Commission Expires:- V;' qqN ,y + .Notary Public
(Affix Seal) `,m= Notary's Printed or Typed Name
21077V 'y
11/3ry2012
4840-591�2�-4746 vJ.
NCBarr-AsQei5tion Pom,No,601/1/2010 6296470 �8�:Iut 187I11 P:12206,t� Page 2 off1�22 7�/15J/11W2,`:39 PM
Printed by Agreement with the NU Bar Associloon 1III�'i��U"All�IYifli'I4I'/ Il'�IIT'���&YTf11111�ITr�AI411111

GUARDWARNING—THIS CHECK IS PROTECTED BY SPECIAL SECURITY PROGRAMTia FEATURES
TowneBank and Its Affiliates.
TowneBank Mortgage,Towne Insurance,TFA Benefits, TowneBank DATE
BeneFlex,Towne Investment Grow-rowe 1031Exchange Portsmouth,VA 10/25/2011
TOWNL BANK ne Commercial Mortgage,Towne Mortgage,NewTowne Mortgaf 68-894/514
Towne Mortgage of the Carolinas 111666
Tel:(757)63M700
ive Hundred Five and 00/100 DOLLARS AMOUNT $505.00**
k
North Carolina Department of Environmental
Natural Resources
Mail Service Center Raleigh,
Raleigh, NC 27699-1601
SECU RE FEATU R ES INCLU BE INVISIBLE FIBERS-MICROPRINTING VOID FEATURE PANTOG RAPH-EN DORSEM ENT 13ACKER-BROWNSTAIN CHEMICAL REACTANT
it' > i L666u■ 1:05 i4089491: 0 296000 L40iP
RECEIVED
OCT 3 1 2011
D�np Q'V ARO

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North Carolina Secretary of State Page 1 of 1
si +• North Carolina
n
Elaine F. Marshall DEPARTMENT OFTHc
1Y: Secretary SECRETARY OF STATE
PD Bcx 29622 Ralelgh,NC 2762"622 [phone]
Date: 10/27/2011
Click here to:
View Document Filings I Sign Up for E-Notifications I
J Print apre-populated Annual Report Form I File an Annual Report I
Corporation Names
Name Name Type
NC TOWNE BANK LEGAL
Business Corporation Information
SOSID: 1107471 RECEIVED
Status: Current-Active
Effective Date: 7/20/2009
Dissolution Date: �� 3 2���
Annual Report Due Date:
Citizenship: FOREIGN
State Inc.: VA ® ����^i8d`
Duration: PERPETUAL
Annual Report Status: CURRENT
Registered Agent
Agent Name: STORY,ASHLEY H., ESQ.
Office Address: 434 FAYETTEVILLE STREET, TWO HANNOVER
SQUARE, SUITE 1900
RALEIGH NC 27601
Mailing Address: 434 FAYETTEVILLE STREET, TWO HANNOVER
SQUARE, SUITE 1900
RALEIGH NC 27601
Principal Office
Office Address: 5716 HIGH STREET
PORTSMOUTH VA 23703
Mailing Address: 6001 HARBOUR VIEW BOULEVARD
SUFFOLK VA 23432
Officers
Title: CEO
Name: G RO BERT ASTON JR
Business Address: 6001 HARBOUR VIEW BOULEVARD
SUFFOLK VA 23432
Title: CFO
Name: CLYDE E MCFARLAND JR
Business Address: 6001 HARBOUR VIEW BOULEVARD
SUFFOLK VA 23432
This website is provided to the public as a part of the Secretary of State Knowledge Base(SOSKB)system. Version:
1355
http://www.secretarv.state.ne.us/coroorations/Coi-n.a.-nx9Pite.mTd=9170AR I 01170rrl 1

NCDENR
North Carolina Department of Environment and Natural Resources
Division of Water Quality
Beverly Eaves Perdue Coleen H. Sullins Dee Freeman
Governor Director Secretary
July 15, 2011
Mr. Morgan Davis, President & Chief Banking Officer ��r Mi E McC�Z��
Towne �ank
600 22n Street, Suite 500 '��c— 2 2� I
Virginia Beach, VA 23451
Subject: Stormwater Permit No. SW7110702
Towne Bank — Southern Shores
High Density Project
Dare County
Dear Mr. Davis:
The Washington Regional Office received a complete Stormwater Management Permit
Application for Towne Bank — Southern Shores on July 5, 2011. Staff review of the plans and
specifications has determined that the project, as proposed, will comply with the Stormwater
Regulations set forth in Session Law 2008-211 and Title 15A NCAC 2H.1000. We are
forwarding Permit No. SW7110702 dated July 15, 2011 for the construction of the subject
project.
This permit shall be effective from the date of issuance until July 15, 2021 and shall be subject
to the conditions and limitations as specified therein. Please pay special attention to the
Operation and Maintenance requirements in this permit. Failure to establish an adequate
system for operation and maintenance of the stormwater management system will result in
future compliance problems.
If any parts, requirements, or limitations contained in this permit are unacceptable, you have
the right to request an adjudicatory hearing upon written request within thirty (30) days
following receipt of this permit. This request must be in the form of a written petition,
conforming to Chapter 150E of the North Carolina General Statutes, and filed with the Office of
Administrative Hearings, 6714 Mail Service Center, Raleigh, NC 27699-6714. Unless such
demands are made this permit shall be final and binding.
If you have any questions, or need additional information concerning this matter, please
contact Samir Dumpor, or me at [phone].
�cldge�'
e�, t
1Al
Regionl Supervisor
Surface Water Protection Section
AH/ sd: K:\WQS\STORMWATER\PERMIT\SW7110702
cc: Andy Deel, PE, Quible & Associates, P.C.
Dare County Building Inspections
9CM — Doug Huggett
ashington Regional Office
North Carolina Division of Water Quality Internet: www newaterquart tv xe
943 Washington Square Mall Phone: [phone] One
Washington,NC 27889 FAX [phone] NorthCaxohna
An Equal OPPortunitv/Affrmative Action Emolover-50%RPcvclPdnn%Poo .—D.— .A17ft/N/d/1/

State Stormwater Management Systems
Permit No. SW7110702
STATE OF NORTH CAROLINA
DEPARTMENT OF ENVIRONMENT AND NATURAL RESOURCES
DIVISION OF WATER QUALITY
STATE STORMWATER MANAGEMENT PERMIT
HIGH DENSITY DEVELOPMENT
In accordance with the provisions of Article 21 of Chapter 143, General Statutes of
North Carolina as amended, and other applicable Laws, Rules, and Regulations
PERMISSION IS HEREBY GRANTED TO
Towne Bank
Towne Bank— Southern Shores
Dare County
FOR THE
construction, operation and maintenance of one wetland basin, two infiltration trench
working as one unit and area with permeable concrete in compliance with the
provisions of Session Law 2008-211 and 15A NCAC 2H .1000 (hereafter referred to as
the "stormwater rules') and the approved stormwater management plans and
specifications and other supporting data as attached and on file with and approved by
the Division of Water Quality and considered a part of this permit.
This permit shall be effective from the date of issuance until July 15, 2021, and shall be
subject to the following specified conditions and limitations:
I. DESIGN STANDARDS
1. This permit is effective only with respect to the nature and volume of stormwater
described in the application and other supporting data.
2. This stormwater system has been approved for the management of stormwater
runoff as described in Section 1.7 of this permit.
3. The tract will be limited to the amount of built-upon area indicated in Section 1. of
this permit, and per approved plans.
4. All stormwater collection and treatment systems must be located in either
dedicated common areas or recorded easements. The final plats for the project
will be recorded showing all such required easements, in accordance with the
approved plans.
5. The runoff from all built-upon area within the permitted drainage area of this
project must be directed into the permitted stormwater control system.
6. The built-upon areas associated with this project shall be located at least 50 feet
landward of all perennial and intermittent surface waters.
Page 2 of 8

State Stormwater Management Systems
Permit No. SW7110702
7. The following design criteria have been provided in the Wetland Basins and must
be maintained at design condition:
WETLAND 37,185
a. Urainage Area, ft2: z
967
b. Total Impervious Surfaces, ft : 1.5
C. Design Storm, inches: 2.00
d. Wetland Forebay Depth, feet: 8. 0�0
e. TSS removal efficiency.
f. Permanent Pool Elevation, FMSL: 5.00
1352
g. Permanent Pool Surface Ares, ft : 3,223
h. Permitted Storage Volume, ft :
i. Temporary Storage Elevation, FMSL: 6.00
j. Controlling Orifice: 2 1.00" 0 pipe
k. Permitted Forebay Surface Area, ft : 427
I. Receiving Stream/River Basin:Jean Guite Creek30-1squotank River Basin
M. Stream Index Number: "SC"
n. Classification of Water Body:
8. The following design criteria have been provided in the infiltration trench and must
be maintained at design condition:
INFILTRATION TENCH 7 560
a. Drainage Areat • 2
b. Total Impervious Surfaces, ft : 1,560
C. Design Storm, inches: 1.5"
d. Trench Length ft: 5.30'
e. Trench Width, ft: 225.3'
f. Trench Height, ft: 2.33
g, Bottom Elevation, FMSL:
h. Bypass Weir Elevation, FMSL: 8.33
i. Permitted Storage Volume, ft : 1,240
j. Type of Soil: Sands with peat
k. Expected Infiltration Rate, in/hr: 1.61
I. Seasonal High Water Table, FMSL: 2.30
M. Time to Draw Down, days: 0.72
n. Receiving Stream/River Basin: Jean Guite Creek/Pasquotank River Basin
o. Stream Index Number: 30-1-17
P. Classification of Water Body:
"SC"
9. The following design criteria have been provided in the permeable concrete and
must be maintained at design condition:
PERMEABLE CONCRETE 2.
a. u ace area o permea a concrete, ft2:2 8,415
b. Resulting BUA counted as impervious, ft : 3,366
C. Type of permeable concrete: with 6"0 gravel base (60% credit)
d. Slope of soil subgrade:
e. Bottom Elevation of perm. concrete, FMSL: 5.40
Sands
f. Type of Soil: 10.73
g. Expected Infiltration Rate, in/hr:
h. Seasonal High Water Table, FMSL: 2.50
i. Receiving Stream/River Basin: Jean Guite Cree3 Pasquotank River Basin
j. Stream Index Number: 30-1
-17
k. Classification of Water Body:
Page 3 of 8

State Stormwater Management Systems
Permit No. SW7110702
It. SCHEDULE OF COMPLIANCE
1. The stormwater management system shall be constructed in its entirety,
vegetated and operational for its intended use prior to the construction of any
built-upon surface.
2. During construction, erosion shall be kept to a minimum and any eroded areas of
the system will be repaired immediately.
3. The permittee shall at all time provide the operation and maintenance necessary
to assure the permitted stormwater system functions at optimum efficiency. The
approved Operation and Maintenance Plan must be followed in its entirety and
maintenance must occur at the scheduled intervals including, but not limited to:
a. Semiannual scheduled inspections (every 6 months).
b. Sediment removal.
C. Mowing and re-vegetation of slopes and the vegetated filter strip.
d. Immediate repair of eroded areas.
e. Maintenance of all slopes in accordance with approved plans and
specifications.
f. Debris removal and unclogging of outlet structure, orifice device, level
spreader, filter strip, catch basins and piping.
g. Access to the outlet structure must be available at all times.
4. Records of maintenance activities must be kept for each permitted BMP. The
records will indicate the date, activity, name of person performing the work and
what actions were taken.
5. The permittee shall submit to the Division of Water Quality an annual summary
report of the maintenance inspection records for each BMP. The report shall
summarize the inspection dates, results of the inspections, and the maintenance
work performed at each inspection.
6. Access to the stormwater facilities shall be maintained via appropriate
easements at all times.
7. The facilities shall be constructed as shown on the approved plans. This permit
shall become void unless the facilities are constructed in accordance with the
conditions of this permit, the approved plans and specifications, and other
supporting data.
8. Upon completion of construction, prior to issuance of a Certificate of Occupancy,
and prior to operation of this permitted facility, a certification must be received
from an appropriate designer for the system installed certifying that the permitted
facility has been installed in accordance with this permit, the approved plans and
specifications, and other supporting documentation. Any deviations from the
approved plans and specifications must be noted on the er1fication. A
modification maybe required for those deviations.
9. If the stormwater system was used as an Erosion Control device, it must be
restored to design condition prior to operation as a stormwater treatment device,
and prior to occupancy of the facility.
10. The permittee shall submit to the Director and shall have received approval for
revised plans, specifications, and calculations prior to construction, for any
modification to the approved plans, including, but not limited to, those listed
below:
a. Any revision to any item shown on the approved plans, including the
stormwater management measures, built-upon area, details, etc.
Page 4 of 8

State Stormwater Management Systems
Permit No. SW7110702
b. Project name change.
C. Transfer of ownership.
d. Redesign or addition to the approved amount of built-upon area or to the
drainage area.
e. Further subdivision, acquisition, lease or sale of all or part of the project
area. The project area is defined as all property owned by the permittee,
for which Sedimentation and Erosion Control Plan approval or a CAMA
Major permit was sought.
f. Filling in, altering, or piping of any vegetative conveyance shown on the
approved plan.
11. The Director may notify the permittee when the permitted site does not meet one
or more of the minimum requirements of the permit. Within the time frame
specified in the notice, the permittee shall submit a written time schedule to the
Director for modifying the site to meet minimum requirements. The permittee
shall provide copies of revised plans and certification in writing to the Director
that the changes have been made.
12. The permittee shall submit final site layout and grading plans for any permitted
future areas shown on the approved plans, prior to construction.
13. A copy of the approved plans and specifications shall be maintained on file by
the Permittee at all times.
III. GENERAL CONDITIONS
1. This permit is not transferable except after notice to and approval by the Director.
In the event of a change of ownership, or a name change, the permittee must
submit a completed Name/Ownership Change form, to the Division of Water
Quality, signed by both parties, and accompanied by supporting documentation
as listed on page 2 of the form. The project must be in good standing with the
Division. The approval of this request will be considered on its merits and may or
may not be approved.
2. The permittee is responsible for compliance with all permit conditions until such
time as the Division approves the transfer request.
3. Failure to abide by the conditions and limitations contained in this permit may
subject the Permittee to enforcement action by the Division of Water Quality, in
accordance with North Carolina General Statute 143-215.6A to 143-215.6C.
4. The issuance of this permit does not preclude the Permittee from complying with
any and all statutes, rules, regulations, or ordinances, which may be imposed by
other government agencies (local, state, and federal) having jurisdiction.
5. In the event that the facilities fail to perform satisfactorily, including the creation
of nuisance conditions, the Permittee shall take immediate corrective action,
including those as may be required by this Division, such as the construction of
additional or replacement stormwater management systems.
6. The permittee grants DENR Staff permission to enter the property during normal
business hours for the purpose of inspecting all components of the permitted
stormwater management facility.
7. The permit issued shall continue in force and effect until revoked or terminated.
The permit may be modified, revoked and reissued or terminated for cause. The
filing of a request for a permit modification, revocation and re-issuance or
termination does not stay any permit condition.
Page 5 of 8

State Stormwater Management Systems
Permit No. SW7110702
8. Unless specified elsewhere, permanent seeding requirements for the stormwater
control must follow the guidelines established in the North Carolina Erosion and
Sediment Control Planning and Design Manual.
9. Approved plans and specifications for this project are incorporated by reference
and are enforceable parts of the permit.
10. The issuance of this permit does not prohibit the Director from reopening and
modifying the permit, revoking and reissuing the permit, or terminating the permit
as allowed by the laws, rules and regulations contained in Session Law 2008-
211, Title 15A NCAC 2H.1000, and NCGS 143-215.1 et.al.
11. The permittee shall notify the Division of any name, ownership or mailing
address changes at least 30 days prior to making such changes.
12. This permit shall be effective from the date of issuance until July 15, 2021.
Application for permit renewal shall be submitted 180 days prior to the expiration
date of this permit and must be accompanied by the processing fee.
Permit issued this the 15th day of July, 2011.
NOR H CAROLINA ENVIRONMENTAL MANAGEMENT COMMISSION
for
oleen H. Sullins, Director
Division of Water Quality
By Authority of the Environmental Management Commission
Stormwater Permit No. SW7110702
Page 6 of 8

State Stormwater Management Systems
Permit No. SW7110702
Towne Bank— Southern Shores
Stormwater Permit No. SW7110702
Dare County
Designer's Certification
I, , as a duly registered in the
State of North Carolina, having been authorized to observe (periodically/ weekly/full
time) the construction of the project,
(Project)
for (Project Owner) hereby state that, to the
best of my abilities, due care and diligence was used in the observation of the project
construction such that the construction was observed to be built within substantial
compliance and intent of the approved plans and specifications.
The checklist of items on page 2 of this form is included in the Certification.
Noted deviations from approved plans and specification:
SEAL
Signature
Registration Number
Date
Page 7 of 8

State Stormwater Management Systems
Permit No. SW7110702
Certification Requirements:
1. The drainage area to the system contains approximately the permitted
acreage.
2. The drainage area to the system contains no more than the permitted
amount of built-upon area.
3. All the built-upon area associated with the project is graded such that the
runoff drains to the system.
4. All roof drains are located such that the runoff is directed into the system.
5. The outlet/bypass structure elevations are per the approved plan.
6. The outlet/bypass structure is located per the approved plans.
7. Trash rack is provided on the outlet/bypass structure.
8. All slopes are grassed with permanent vegetation.
9. Vegetated slopes are no steeper than 3:1.
10. The inlets are located per the approved plans and do not cause short-
circuiting of the system.
11. The permitted amounts of surface area and/or volume have been
provided.
12. Required drawdown devices are correctly sized per the approved plans.
13. All required design depths are provided.
14. All required parts of the system are provided, such as a vegetated shelf,
and a forebay.
15. The required system dimensions are provided per the approved plans.
cc: NCDENR-DWQ Washington Regional Office
Dare County Building Inspections
Page 8 of 8

DWQ USE ONLY
to Recei d Fee Paid Permit Number
Applicabl ylef Wfioastal SW-1995 ❑ Coastal -2008 ❑ Ph II-'Post Construction
(select all t 1(�app 1- on-Coastal SW-HQW/ORW Waters ❑ Universal Stormwater Management Plan
❑ Other WQ M mt Plan:
State of North Carolina �a�'fl — rrx\n,in4
Department of Environment and Natural Resources
Division of Water Quality
STORMWATER MANAGEMENT PERMIT APPLICATION FOR
This form may be photocopied for use as an original f l
I. GENERAL INFORMATION (7 G 1
1. Project Name(subdivision, facility,or establishment name-should be consistent with project name on
plans,specifications,letters,operation and maintenance agreements, etc.):
TowneBank-Southern Shores
2. Location of Project(street address):
2 Juniper Trail
City:Southern Shores County:Dare Zip:27949
3. Directions to project(from nearest major intersection):
Project is located in the northeast quadrant of the intersection of Juniper Trail and U.S. 158
4. Latitude:36°05' 57.90" N Longitude:75°43' 12.08" W of the main entrance to the project.
II. PERMIT INFORMATION:
1.a.Specify whether project is (check one): ®New ❑Modification
b.If this application is being submitted as the result of a modification to an existing permit, list the existin
permit number , its issue date(if known) and the status of g
construction: El Not Started ❑Partially Completed* ❑ Completed* *provide a designer's
certification
2. Specify the type of project(check one):
El Low Density ®High Density ❑Drains to an Offsite Stormwater System ❑Other
3. If this application is being submitted as the result of a previously returned application or a letter from
DWQ requesting a state stormwater management permit application, list the stormwater project number,
if assigned, and the previous name of the project, if different than currently
proposed,
4.a.Additional Project Requirements (check applicable blanks; information on required state permits can be
obtained by contacting the Customer Service Center at 1-877-623-6748):
®LAMA Major ®Sedimentation/Erosion Control: 1.39 ac of Disturbed Area
❑NPDES Industrial Stormwater ❑404/401 Permit: Proposed Impacts
b.If any of these permits have already been acquired please provide the Project Name, Project/Permit
Number, issue date and the type of each permit:
Form SWU-101 Version 07Jun2010 Page 1 of 6

III. CONTACT INFORMATION
1,a.Pratt Applicant/ Signing Official's name and title(specifically the developer, property owner, lessee,
designated government official, individual, etc. who owns the project):
Applicant/Organization:Towne Bank
Signing Official&Title:T. Morgan Davis, President&Chief Banking Officer
b.Contact information for person listed in item la above:
Street Address:600 22nd Street,Suite 500
City:Virginia Beach State:VA Zip:23451
Mailing Address (if applicable):
City: State: Zip:
Phone: 75( 7 _) 473-2514 Fax: (757 ) 226-7793
Email:[e-mail]
c.Please check the appropriate box. The applicant listed above is:
❑ The property owner(Skip to Contact Information, item 3a)
❑ Lessee*(Attach a copy of the lease agreement and complete Contact Information, item 2a and 2b below)
® Purchaser* (Attach a copy of the pending sales agreement and complete Contact hnformation, item 2a
and 2b below)
❑ Developer*(Complete Contact Information, item 2a and 2b below.)
2.a.Print Property Owner's name and title below, if you are the lessee, purchaser or developer. (This is the
person who owns the property that the project is located on):
Property Owner/Organization: Pasuuotank County
Signing Official&Title: Randy Keaton, County Manager
b.Contact information for person listed in item 2a above:
Street Address:P.O. Box 39
City:Elizabeth City State:NC Zip:27909
Mailing Address (if applicable):P.O. Box 39
City:Elizabeth City State:NC Zip:27909
Phone: (252 ) 335-0865 Fax: (252 ) 337-0866
Email:[e-mail] nc us
3.a. (Optional) Print the name and title of another contact such as the project's construction supervisor or other
person who can answer questions about the project:
Other Contact Person/Organization:
Signing Official &Title:
b.Contact information for person listed in item 3a above:
Mailing Address:
City: State: Zip:
Phone: ( ) Fax: ( )
Email:
4. Local jurisdiction for building permits: Town of Southern Shores
Point of Contact:Wes Haskett Planning Director Phone#: (252 ) 261-2394
Form SWU-101 Version 07Jon2010 Page 2 of 7

IV. PROJECT INFORMATION
1. In the space provided below,briefly summarize how the stormwater runoff will be treated.
Stormwater will be collected via curb and ggtter and storm sewer and directed to either a constructed
wetland or an underground infiltration trench.
2.a.If claiming vested rights, identify the supporting documents provided and the date they were approved:
❑ Approval of a Site Specific Development Plan or PUD Approval Date:
❑ Valid Building Permit❑ Other: Issued Date:
Date:
It.If claiming vested rights, identify the regulation(s)the project has been designed in accordance with:
❑ Coastal SW-1995 ❑ Ph 1I-Post Construction
3. Stormwater runoff from this project drains to the Pasouotank
River basin.
4. Total Property Area: 1.60 acres 5. Total Coastal Wetlands Area: 0 acres
6. Total Surface Water Area: 0 acres
7. Total Property Area(4) -Total Coastal Wetlands Area(5) -Total Surface Water Area(6) =Total Project
Area*: 1.60 acres
Total project area shall be calculated to exclude the following: the normal pool of impounded structures, the area
between the banks of streams and rivers, the area below the Normal Hii i Water(NHW)line or Mean High Water
calr�l�eline, ivid overall percent builtastal ands areaw(BUA. Nooin n-coastal
n-oasta weeds landw rd of resultant t area is
(or MHW)line to
may
be included in the total project area.
8. Project percent of impervious area: (Total Impervious Area/ Total Project Area)X 100 =58.54 %
9. How many drainage areas does the project have?2 (For high density, court 1 for each proposed engineered
stormwater BMP. For low density and other projects, use 1 for tie whole property area)
10. Complete the following information for each drainage area identified in Project Information item 9. If there
are more than four drainage areas in the project,attach an additional sheet with the information for each
area provided in the same format as below.
=1�nformation a Area 1 Draina a Area 2
Name ;tDraina
nal Dran»ng Canal Draining
to Currituck to Currituck 'ewi
Sound Sound
SC SCber* 30-1 30-1 -2 C7
Total Drainage Area (sf) 37,185 7,560
On-site Drainage Area(sf) 37,185 0
56 7,
Off-site Drainage Area (sf) n/a 56
Proposed Impervious Area** 27,967 7,560
s
% Impervious Area** total 75.2 100
Im ervious**Surface Area Draina a!AreaJIN
Draina e Area
On-site Buildings/Lots (sf) n/aOn-site Streets (sf) n/aOn-site Parking (sf) 24,48On-site Sidewalks (so 3,48Other on-site (sf) n/a
Future(so n/a n/a
Off-site (so n/a n/a
Existing BUA***(so n/a n/a
Total (sf): 27,967 71560
Stream Class and Index Number can be determined at: htt : ortal.ncdeur.or eoeh w /ps/csu/classifrentious
v
Form SWU-101 Version 07Jun2010
Pace 3 of 7

Impervious area is defined as the built upon area including, but not limited to, buildings, roads, parking areas,
sidewalks, gravel areas,etc.
***Report only that amount of existing BUA that will remain after development. Do not report any existing BUA that
is to be removed and which will be replaced by new BUA.
11. How was the off-site impervious area listed above determined? Provide documentation. AutoCAD Area
Routine
Proieets in Union Comity: Contact DWQ Central Office staff to check if the project is located ieithin a Threatened&
Endangered Species ivatershed that may be subject to more stringent stormwater requirements as per NCAC 02B.0600.
V. SUPPLEMENT AND O&M FORMS
The applicable state stormwater management permit supplement and operation and maintenance (O&M) forms
must be submitted for each BMP specified for this project. The latest versions of the forms can be downloaded
from littp://portal.ncdenr.oi g/web/wq/ws/suZ bmp-manual.
VI. SUBMITTAL REQUIREMENTS
Only complete application packages will be accepted and reviewed by the Division of Water Quality
(DWQ). A complete package includes all of the items listed below. A detailed application instruction sheet
and BMP checklists are available from littp://12ortal.ncdeiir.orgZweb/wq/ws/su/statesw/forms does. The
complete application package should be submitted to the appropriate DWQ Office. (The appropriate office
may be found by locating project on the interactive online map at
http//portal ncdenr mg/web/wq/ws/su/maps.)
Please indicate that the following required information have been provided by initialing in the space
provided for each item. All original documents MUST be signed and initialed in blue ink. Download the latest
versions for each submitted application package from
http://portal.iicdeiir.orgZweb/wq/ws/su/statesw/foriiis does.
Initials
1. Original and one copy of the Stormwater Management Permit Application Form. DAD
2. Original and one copy of the signed and notarized Deed Restrictions & Protective CovenantsA
Form. (if required as per Part VII below)
3. Original of the applicable Supplement Form(s) (sealed, signed and dated) and O&M DAL)
agreement(s) for each BMP.
4. Permit application processing fee of$505 payable to NCDENR. (For an Express review, refer to PA
hitp//www envhelp org/pages onestopexl2ress html for information on the Express program
and the associated fees. Contact the appropriate regional office Express Permit Coordinator for
additional information and to schedule the required application meeting.)
5. A detailed narrative(one to two pages) describing the stormwater treatment/management for DAD
6. A USGS map identifying the site location. If the receiving stream is reported as class SA or the _
receiving stream drains to class SA waters within 1/2 mile of the site boundary, include the 1/2
mile radius the map. —��
7. Sealed, signeded R
and dated calculations.
8. Two sets of plans folded to 8.5" x 14" (sealed, signed, & dated), including:
a. Development/Project name.
b. Engineer and firm.
c. Location map with named streets and NCSR numbers.
d. Legend.
e. North arrow.
f. Scale.
g. Revision number and dates.
h. Identify all surface waters on the plans by delineating the normal pool elevation of
impounded structures, the banks of streams and rivers, the MHW or NHW line of tidal
waters, and any coastal wetlands landward of the MHW or NHW lanes.
• Delineate the vegetated buffer landward from the normal pool elevation of impounded
structures, the banks of streams or rivers, and the MHW (or NHW) of tidal waters.
i. Dimensioned property/project boundary with bearings & distances.
j. Site Layout with all BUA identified and dimensioned.
k. Existing contours, proposed contours, spot elevations, finished floor elevations.
1. Details of roads, drainage features, collection systems, and stormwater control measures.
Form SWU-101 Version 07Jun2010 Page 4 of

In.Wetlands delineated, or a note on the plans that none exist. (Must be delineated by a
qualified person. Provide documentation of qualifications and identify the person who
made the determination on the plans.
n. Existing drainage (including off-site), drainage easements, pipe sizes, runoff calculations.
o. Drainage areas delineated (included in the main set of plans, not as a separate document).
p. Vegetated buffers (where required).
9. Copy of any applicable soils report with the associated SHWT elevations (Please identify DAD
elevations in addition to depths) as well as a map of the boring locations with the existing
elevations and boring logs. Include an 8.5"xll" copy of the NRCS County Soils map with the
project area clearly delineated. For projects with infiltration BMPs, the report should also
include the soil type, expected infiltration rate, and the method of determining the infiltration rate.
(Infiltration Devices submitted to WiRO: Schedule a site visit for DWQ to verify the SHWT prior
to submittal, [phone].)
10. A copy of the most current property deed. Deed book: 1353 Page No: 239
11. For corporations and limited liability corporations (LLC): Provide documentation from the NC
Secretary of State or other official documentation, which supports the titles and positions held
by the persons listed in Contact Information, item la, 2a, and/or 3a per NCAC 2H.1003(e). The
corporation or LLC must be listed as an active corporation in good standing with the NC
Secretary of State, otherwise the application will be returned.
htto://www.secrelary.state.iic.us/Cort)orationsICSearch.aVx
VII. DEED RESTRICTIONS AND PROTECTIVE COVENANTS
For all subdivisions, outparcels, and future development, the appropriate property restrictions and protective
covenants are required to be recorded prior to the sale of any lot. If lot sizes vary significantly or the proposed
BUA allocations vary, a table listing each lot number, lot size, and the allowable built-upon area must be
provided as an attachment to the completed and notarized deed restriction form. The appropriate deed
restrictions and protective covenants forms can be downloaded from
htt ortal.ncdennor web we ws su statesw forms does. Download the latest versions for each
submittal.
In the instances where the applicant is different than the property owner, it is the responsibility of the property
owner to sign the deed restrictions and protective covenants form while the applicant is responsible for ensuring
that the deed restrictions are recorded.
By the notarized signature(s) below,the permit holder(s) certify that the recorded property restrictions and
Protective covenants for this project, if required, shall include all the items required in the permit and listed
on the forms available on the website, that the covenants will be binding on all parties and persons claiming
under them, that they will run with the land,that the required covenants cannot be changed or deleted
without concurrence from the NC DWQ,and that they will be recorded prior to the sale of any lot.
VIII. CONSULTANT INFORMATION AND AUTHORIZATION
Applicant: Complete this section if you wish to designate authority to another individual and/or firm (such as a
consulting engineer and/or firm) so that they may provide information on your behalf for this project(such as
addressing requests for additional information).
Consulting Engineer: David A. Deel P.E.
Consulting Firm:Quible& Associates PC
Mailing Address:P.O. Drawer 870
City:Kitty Hawk State:NC Zip:27949
Phone: (252 ) 261-3300 Fax: (252 ) 261-1260
Email:dadeel@quible coin
Form SWU-101 Version 07Jun2010 Page 5 of 7

IX. PROPERTY OWNER AUTHORIZATION (if Contact Information, item 2 has been filled ont,complete this
section)
I, (print or type name of person listed in Contact Information, item 2a)Randy Keaton Pasgmotank Coin Manager
certify that I own the property identified in this permit
application,and thus give permission to(print or hype name of person listed in Contact Information, item la)4
Morgan Davis. President&Chid Banki tg O(fic r with(print or hjpe name of organization listed in
Contact Information, item la)Totone Bank to develop the project as currently proposed. A copy
of the lease agreement or pending property sales contract has been provided with the submittal,which indicates
the party responsible for the operation and maintenance of the stormwater system.
As the legal property owner I acknowledge, understand, and agree by my signature below, that if my
designated agent(entity listed in Contact Information,item 1)dissolves their company and/or cancels or
defaults on their lease agreement,or pending sale,responsibility for compliance with the DWQ Stormwater
permit reverts back to me, the property owner. As the property owner,it is my responsibility to notify DWQ
immediately and submit a completed Name/Ownership Change Form within 30 days;otherwise I will be
operating a stormwater treatment facility without a valid permit. I understand that the operation of a
stormwater treatment facility without a valid permit is a violation of NC General Statue 143-215.1 and may
result in appropriate enforcement action including the assessment of civil penalties of up to$25,000 per day,
pursuant to NCGS 143-215.6.
Signature: cc ^4t=1 ar Date: G�L-7
I' a Notary Public for the State of 161
�.,�, County of
c r do hereby certify that Ran l., fee,--to, personally appeared
before me thisay of Jur�< 0101 I .and acknowledge the due execution of the application for
a stormwater permit. Witness my hand and official sea],
SEAL
My commission expires
Form SWU-101 Version Mun2010 Page 6 of

X. APPLICANT'S CERTIFICATION
I, (print or type name of person listed in Contact Information, item 1a)).Morgan Davis. President 6 hi f banking
Officer, Towne Bartk
certify that the information included on this permit application form is,to the best of my knowledge,correct and
that the project will be constructed in conformance with the approved plans, that the required deed restrictions
and protective covenants will be recorded,and that the proposed project complies with the requirements of the
applicable stormwater ales under 15A NCAC 2H .1000,SL 2006-246(Ph. 11-Post Construction)or SL 2008-211.
r
Signature: `_/ Date:
a Notary Public for the State of V 1LC,'r-' Nu I c n�of
lib r�R �A(1 do hereby certify thaZLNL t9 C� personally appeared
before me this10 day of and acknowledge the due execution of the application for
a stormwater permit. Witness my hand and official seal,
SEAL
j
My commission expires_ 13 t I I a
Form SWU-101 Version 07Jun2010 Page 7 of 7

©�A EXPRESS o��F WATF90
NCDENR JUL 0 5 2S��(�
RMWATER MANAGEMENT PERMIT APPLICATION FORM
NC DENR 401 CERTIFICATION APPLICATION FORM
WETLAND SUPPLEMENT
This form must be filled out,printed and submitted.
The Required Items checklist(Part lll)must be printed,filled out and submitted along with all the required information.
I. PROJECT INFORMATION
Project name
Tow neBank-Southern Shores
Contact name David A.Deal,P.E.
Phone number [phone]
Date June 17,2011
Drainage area number 1 _.
IL bESIGN INFORMATION t" _
Sde Charactencr
Drainage area 37,185.00 ft3 ✓
Impervious area 27,967.00 flz
Percent impervious 75.2% %
Design rainfall depth
1.50 inch ✓
Peak Flow Calculations
1-yr,24-hr rainfall depth 3.30 in
1-yr,24-hr intensity 5.40 n hr
Pre-development 1-yr,24-hr runoff .4 3
Post-development 1-yr,24-hr runoff nia ft3/sec
Pre/Post 1-yr,24-hr peak control n/a ft/sec#VALUEI fit'/sec;
Storage Volume: Nan-SA Waters
Minimum required volume 3,156.00 to
Volume provided(temporary pool volume 3 Design volume may be insufficient. Provide calculations
3,223.00 fl showing that it is greater than or equal to the Simple Method
volume.
Storage Volume: SA Waters Parameters T,
1.5 runoff volume �Cd% Ua/ahC i 5 �)he, SEe Cct(LS
3
Pre-development 1-yr,24-hr runoff volume It I� »aria}JUe.
Post-development 1-yr,24-hr runoff volume fit
Minimum volume required 3
Volume provided It
t3
Outlet Design
Depth of temporary pool/ponding depth(Dnaru) 12,00 in
Drawdown time OK
2.47 days OK
Diameter of orifice 1.00 in OK
Coefficient of discharge(Co)used in orifice diameter
calculation 0.60(unitless)
Driving head(Ho)used in the orifice diameter calculation 0.33 It
Provide calculations to support this driving head.
Form SWdn L%mmi_. ._c„­_,,.,,

Surface Areas of Wetland Zones
Surface Area of Entire Wetland 3,223.00 ft2 OK
Shallow Land 1,273.00 ft2 OK
The shallow land percentage is: 39% %
Shallow Water 1,352.00 rye OK
The shallow water percentage is: 42/0 %
Deep Pool
Forebay portion of deep pool(pretreatment) 427.00 ft2 OK
The forebay surface area percentage is: 139/6
Non-forebay portion of deep pool 171.00 rye OK
The non-forebay deep pool surface area percentage is: 5% %
Total of wetland zone areas 3,223.00 rye OK
Add or subtract the following area from the zones 0.00 ft2
Topographic Zone Elevations
Temporary Pool Elevation(TPE)
Shallow Land(top) 6.00 ft amsl
Permanent Pool Elevation(PPE)
Shallow Water/Deep Pool(top) 5.00 It amsl
Shallow Water bottom 4.50 ft amsl
Most shallow point of deep pool's bottom 3.00 ft amsl
Deepest point of deep pool's bottom 3.00 ft amsl
Design must meet one of the following two options:
This design meets Option#1, N (Y or N)
Top of PPE is within 6"of SHWT,If yes:
SHWT(Seasonally High Water Table) R amsl OK
This design meets Option#2, Y (Y or N)
Wetland has liner with permeability<0,01 in/hr,If yes:
Depth of topsoil above impermeable liner 6.00 in OK
Topographic Zone Depths
Temporary Pool
Shallow Land 12.00 in OK
Permanent Pool
Shallow Water 6.00 in OK
Deep Pool(shallowest) 24.00 in OK
Deep Pool(deepest) 24.00 in OK
Planting Plan
Are cattails included in the planting plan? N (Y or N) OK
Number of Plants recommended in Shallow Water Area
Herbaceous(4'cubic-inch container) 350
Number of Plants recommended in Shallow Land Area
Herbaceous(4'cubic-inch container),OR 350
Shrubs(1 gallon or larger),OR 56
Trees(3 gallon or larger)and Herbaceous(4+cubic-inch) 7 and 280
Number of Plants provided in Shallow Water Area
Herbaceous(4'cubic-inch container) 350 OK
Number of Plants provided in Shallow Land Area
Herbaceous(4'cubic-inch container) 350 OK
Shrubs(1 gallon or larger) 56 OK
Trees(3 gallon or larger)and 7 OK
Grass-like Herbaceous(4+cubic-inch)

Additional Information
Can the design volume be contained? Y (Y or N) OK
Does project drain to SA waters? If yes, N (Y or N) Excess volume must pass through filler.
What is the length of the vegetated filter? 30.00 ft
Are calculations for supporting the design volume provided in the
application? Y (Y or N) OK
Is BMP sized to handle all runoff from ultimate build-out? Y (Y or N) OK
Is the BMP located in a recorded drainage easement with a
recorded access easement to a public Right of Way(ROW)? n/a (Y or N) Insufficient ROW location.
The length to width ratio is: 1.90 :1 OK
Approximate wetland length 78. 0
Approximate wetland width 41.00 fit
Approximate surface area using length and width provided 3,198.00 ft2 This approx.surface area is within this number of square feet
of the entire wetland surface area reported above:
Will the wetland be stabilized within 14 days of construction? Y (Y or N) OK

Permit No.
tll ,REWARD, T M$ fro be Provided by owol
4!. .. 4}� LiST,, .x' . u: „,
Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will
result in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to
indicate the following design requirements have been met. If the applicant has designated an agent, the agent may initial below. If a
requirement has not been met,attach justification.
Initials Pagel Plan
(���
Sheet No.
DAD Plane+Norr. 1. Plans(1"-50'or larger)of the entire site showing:
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-Delineated drainage basins(include Rational C coefficient per basin),
-Wetland dimensions(and length to width ratio),
-Pretreatment system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW),
-Overflow device,and
- Boundaries of drainage easement. NIA
DAD Plaru_.Sj, 31? 2. Plan details(1"=50'or larger)for the wetland showing:
-Wetland dimensions(and length to width ratio)
-Pretreatment system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW),
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-Overflow device,and
(1p t� -Boundaries of drainage easement
IDA D Plae 1 9 3. Section view of the wetland(1"=20'or larger)showing:
-Side slopes,3:1 or lower
-Wetland layers
All wetlands: Shallow land depth,shallow water depth,deep pool depth
Option 1,no clay liner: SLWT depth
Option 2,clay liner: Depth of topsoil on top of liner, liner specifications
DAID P� 4. A detailed planting plan(1"=20'or larger)prepared by a qualified individual showing:
-A variety of several suitable species(not including cattails),
-Sizes,spacing and locations of plantings,
-Total quantity of each type of plant specified,
-A planting detail,
-The source nursery for the plants,and
-Fertilizer and watering requirements to establish vegetation.
DAD & SI LS 5. A construction sequence that shows how the wetland will be protected from sediment until the entire
drainage area is stabilized.
DAD NqN (Q_6 6. The supporting calculations(including drawdown calculations).
DA D A&dsee 7. A copy of the signed and notarized operation and maintenance(O&M)agreement.
_OAQ— _NIA_ 8. A copy of the deed restrictions(if required).
Nw _*,d x 9. A soils report that is based upon an actual field investigation and soil borings. County soil maps are not an
acceptable source of soils information.

EXPRESS EX Permit No.
©A' P (to be provided byDWDJ
G. �7 Opp W ATF�QG
NCDENR JUL 05 2011 STORMWATER MANAGEMENT PERMIT APPLICATION FORM
401 CERTIFICATION APPLICATION FORM
NC DENR INFILTRATION TRENCH SUPPLEMENT
This form must be filled out,printed and submitted.
The Required Items Checklist(Part 111)must be printed, filled out and submitted along with all of the required information.
L PROJECT INFORMATI N' t
Project name
TowneBank-Southern Shores
Contact person David A.Deel,P.E.
Phone number [phone]
Date 6/17/2011
Drainage area number 2
If. DESIGN INFORMATION
Site Characteristics
Drainage area 7,560.00 ftz ✓
Impervious area 7,560.00 ftz
Percent impervious 100.0% %
Design rainfall depth 1.50 in
Peak Flow Calculations
1-yr,24-hr rainfall depth 3.30 in
1-yr,24-hr intensity 5.40 in/hr
Pre-development 1-yr,24-hr discharge n/a ft3/sec
Post-development 1-yr,24-hr discharge n/a ft3/sec
Pre/Post 1-yr,24-hr peak flow control #VALUE! ft3/sec
Storage Volume:Non-SA Waters
Minimum volume required 945.00 ft3
Volume provided 1,240.00 ft3 OK for non-SR waters
Storage Volume:SA Waters
1.5'runoff volume n/a 3
Pre-development 1-yr,24-hr runoff volume We ft3
Post-development 1-yr,24-hr runoff volume n/a ft3
Minimum volume required #VALUE! ft3
Volume provided nfa ft3 #VALUE!
Soils Report Summary
Soil type Sands with peat Restrictive peat layer proposed to be removed.
Infiltration rate 1.61 in/hr
SHWT elevation 2.30 fmsl
Trench Design Parameters
Drawdown time 0.72 days OK
Perforated pipe diameter n/a in
Perforated pipe length 302.00 ft
Number of laterals 4
Stone type(if used) #57
Stone void ratio 40%
Stone is free of fines? Y (Y or N) OK
Form SW401-Infiltration Trench-Rev.4
Parts I.&II.Design Summary,Page 1 of 2

Permit No.
(to be provided by DWQ)
Trench Elevations
Bottom elevation 6.00 fmsl OK
Storage/overflow elevation 8.33 fmsl
Top elevation 8.33 fmsl
Trench Dimensions
Length(long dimension) 35.60 ft
Width(short dimension) 25.30 ft
Height(depth) 2.33 ft OK
Additional Information
Maximum volume to each inlet into the trench? 0.09 ac-in OK
Length of vegetative filter for overflow 30.00 ft OK ATM Goivco.{'ron wd( be c�e?l9np�(
Number of observation wells 4 OK ,` to accocni for pro):iMif,y fio jnf,TrNnc{%
Distance to structure 5.60 ft Too close to structure,must be minimum of 15-ft downgradient
Distance from surface waters 35.00 ft OK for non-SA waters
Distance from water supply well(s) n/a ft OK
Separation from impervious soil layer n/a it OK
Depth of naturally occuring soil above SHWT 3.70 ft OK
Bottom covered with 4-in of clean sand? y (Y or N) OK
Proposed drainage easement provided? n/a (Y or N) OK
Capures all runoff at ultimate build-out? y (Y or N) OK
Bypass provided for larger storms? y (Y or N) OK
Trench wrapped with geolextile fabric? y (Y or N) OK
Pretreatment device provided n/a system is piped directly from roof drains-no pretreatment needed d
Form SW401-Infiltration Trench-Rev.4 Parts I.&II.Design Summary,Page 2 of 2

Permit No.
(to be provided by DWQ)
a.
Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will
result in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to
indicate the following design requirements have been met. If the applicant has designated an agent,the agent may initial below. If a
requirement has not been met,attach justification.
Pagel Plan
Initials Sheet No.
40AC—)— NIL-SU I. Plans(1"-50'or larger)of the entire site showing:
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-T eline ted dralinageons basins(include Rational C coefficient per basin), �r� Fpp°„d)x
-Pretreatment system,
-High flow bypass system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW), N/A
Overflow device,and
Boundaries of drainage easement. N/A
DAB— Pj B 2. Partial plan(1"=30'or larger)and details for the infiltration trench showing:
-Bypass structure,
-Maintenance access,
-Basin bottom dimensions,
-Basin cross-section with benchmark for sediment cleanout, IV
Flow distribution detail for inflow,
-Vegetated filter,and
-Pretreatment device.
DAD PIc'n Al 8 3. Section view of the infiltration trench(1"=20'or larger)showing:
-Pretreatment and treatment areas,and
-Inlet and outlet structures.
—DAD— NVY,—CaLeJ 4. A table of elevations,areas,incremental volumes&accumulated volumes to verify the volume provided.
DAD N-QW-RW. 5. A soils report that is based upon an actual field investigation,soil borings,and infiltration tests. The
results of the soils report must be verified in the field by DWQ,by completing&submitting the soils
investigation request form. County soil maps are not an acceptable source of soils information.
-D/k— PlQhJ L_ 6. A construction sequence that shows how the infitlration basin will be protected from sediment until the
entire drainage area is stabilized.
1A-Q_ Ng&AppX, 7. The supporting calculations.
AD AL- A16 A ( 8. A copy of the signed and notarized operation and maintenance(0&M)agreement.
9. A copy of the deed restrictions(if required).
Form SW401-Infiltration Trench-Rev.4
Part III.Required Items Checklist,Page 1 of 1

EXPRESS Permit No.
(to be provided by DWO)
W AiF9
IWA JUL 0 5 2011
Q�j STORMWATER MANAGEMENT PERMIT APPLICATION FORM o�OF
�C
NCDENR NC DEER 401 CERTIFICATION APPLICATION FORM
PERMEABLE PAVEMENT SUPPLEMENT
This form must be filled out,printed and submitted.
The Required Items Checklist(Part 1/1)must be printed,filled out and submitted along with all of the required information.
C PROJECT INFORMATION
Project Name TowneBank-Southern Shores
Contact Person David A.Deal,P.E.
Phone Number [phone]
Date 6/1712011
Drainage Area/Lot Number 1
Lot Owners Signature
11. DESIGN INFORMATION
Soils Report Summary
Soil type Sands
Infiltration rate 10.73 in/hr OK
_ SHWT elevation 2.50 fmsl
Credit Calculation-Enter an"x"in the appropriate cell below Managed Grass Factor:
Permeable concrete without a gravel base
Permeable concrete with at least 6"gravel base x 0.6
- Flexible pavements with at least 4"gravel base
Flexible pavements with at least 7"gravel base
Bottom elevtion of the permeable pavement cross-section 5.40 fmsl OK
SA of permeable pavement being proposed 8,415.00 02
Resulting BUA counted as impervious 3,366.00 fly
Additional Information
Slope of soil subgrade at bottom of permeable pavement 0.60 % OK
Slope of the permeable pavement surface 1.00 % OK
Construction sequence minimizes compaction to soils? y Y/N OK
Traffic volume(vehicles per day) 10.00 v/day OK
Washed stone is specified for the gravel layer(if used)? y YIN OK
Concetraled flow from roofs&other surfaces directed away? y YIN OK
Additional Information for Residential Lots Only
Total BUA allocated to this lot n/a f?
Remaining lot BUA available #VALUEI fly
To be completed by permittee 1 HOA•
Application Approved
Application Rejected
Reason for rejecting application:
Signature of permittee/HOA:
Dale
Form SW401-Permeable Pavement-Rev.2-02Aug2010 Parts I.&II.Design Summary,Page 1 of 1

Permit No.
(fo be provided by DWD)
IIL'.REQUj, E6_tTEMSCHEC.KL13'�t= ;:':
Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will
result in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to
indicate the following design requirements have been met. If the applicant has designated an agent,the agent may initial below. If a
requirement has not been met,attach justification.
Pagel Plan
Initials Sheet No.
PIAOAE 3 1. Plans(1"=50'or larger)of the entire site showing:
-Design at ultimate build-out,
-Off-site drainage(if applicable),
-Delineated drainage basins(include Rational C coefficient per basin),
-Location of permeable pavement,
-Roof and other surface flow directed away from permeable pavement,
_ &n_%kE 2. Section view of the permeable pavement(V=20'or larger)showing:
Layers,and
SHWT E-rn Narratlue 4 Supple. &i
A� Kor»�. 3.A soils report that is based upon an actual field investigation,soil borings,and infiltration tests. The
results of the soils report must be verified in the field by DWO,by completing&submitting the soils
investigation request form. County soil maps are not an acceptable source of soils information.
DF1 D Ilan 4;_ 4. A construction sequence that shows how the permeable pavement will be protected from sediment until
the entire drainage area is stabilized.
_DAD__ Nye BI]- . 5. The supporting calculations.
nA� fl 6. A copy of the signed and notarized operation and maintenance(0&M)agreement.
p1�D -N ffi - 7.A copy of the deed restrictions(if required).
Example#1
Project is a lot with a maximum allowed BUA of 5,000 sq. ft. that drains to class SC waters.
Project proposes a 1,000 sq.ft. permeable concrete driveway with a 6"gravel base.
Managed grass factor= 0.6
1000 x 0.6 =600 square feet is counted as managed grass.
1000-600=400 square feet is counted as built-upon area.
5000-400=4,600 square feet available for house and other BUA.
Example#2
Project is a high density commercial site with a 5,000 square foot parking lot.
Project is within 112 mile of and draining to SA waters.An infiltration system is proposed.
The parking lot will handle<100 cars per day and is a flexible pavement with a 4"gravel base.
Managed grass factor is 0.4.
5000 x 0.4 = 2000 square feet is counted as managed grass.
5000-2000=3,000 square is counted as impervious.
The total BUA used to calculate the minimum volume draining to the
infiltration system can be reduced by 2,000 square feet.
Form SW401-Permeable Pavement-Rev.MMug2010 Part III.Required Items Checklist,Page 1 of 1

©�� EXPRESS Of WA
NCDENR JUL 05 2011
TORMWATER MANAGEMENT PERMIT APPLICATION FORM
NC DE R 401 CERTIFICATION APPLICATION FORM
LEVEL SPREADER-VEGETATED FILTER STRIP (LS-VFS) SUPPLEMENT
This form must be completely filled out,printed, initialed, and submitted.
I. PROJECT INFORMATION
Project name Town eBank-Southern Shores
Contact name David A.Deal,P.E.
Phone number (252)261W300
Date June 17,2011
Drainage area number 1
II. DESfGN`INFORMATION
The purpose of the LS-VFS Other: Explained below
Stormwater enters LS-VFS from The drainage area
Type of VFS Engineered filter strip(graded&sodded,slope<8%)
Explanation of any"Other"responses above Purpose of LS-VFS is to spread bypass flows from CW(DA1)
If Stormwater Enters the LS-VFS from the Drainage Area
Drainage area 37.185 ft'
Impervious surface area 27,967 ftz
Percent impervious 7521 %
Rational C coefficient 0.80 Peak flow from the t Whir storm 0.68 cfs 01t-51)e �10W 0h111, 70fa1 F le,w(0 L.S e,
Time ofctensit ,10- 23 rmin ISEB talcs w Narraf+ue QpPX
Rainfall intensity,10-yrstorm 8.23 inlhr
Peak flow from the 10-yr storm 5.62 cfs
Design storm 10-year storm
Maximum amount of Bow directed to the LS-VFS l y j cfs'
Is a flow bypass system going to be used? N (Y or N)
Explanation of any"Other"responses above
If Stormwater Enters the LS-VFS from a BMP Do not complete this section of the form.
Type of BMP Pick one:
Peak discharge from the BMP during the design storm cfs
Peak discharge from the BMP during the 10-year storm cfs Do not complete this section of the form.
Maximum capacity of a 100-fool long LS-VFS 10 cfs
Peak flow directed to the LS-VFS cfs Do not complete this section of the form.
Is a flow bypass system going to be used? (Y or N)
Explanation of any'Other"responses above
LS-VFS Design
Forebay surface area 120 sit it Forebay is adequately sized.
Depth of forebay at stormwater entry point 36 in Depth is appropriate.
Depth of forebay at stormwater exit point 6 in Depth is appropriate.
Feet of level lip needed per cfs 10 ft/cfs
Computed minimum length of the level lip needed 56 ft
Form S W 401 -LS-VFS-2914ov2010-Reve page 1 of 3

Length of level lip provided 20 ft a fiaw,
Width of VFS 3o fl� Per ecicul«}/on7 in Now if✓e Appenc(r,x,
Elevation at downslope base of level lip 5.00 fmsl c(IiGkot acrc`6 level Yfell ,f 1} 1,73 Fps
Elevation at the end of the VFS that is farthest from the LS 4.80 fmsl o. -7 P{ dry f{� —� NaH•Eror7uE ✓e(ec;!,
Slope(from level lip to the end of the VFS) 0.67 i ese -10 (s
Are any draws present in the VFS? n (Y or N) OK
Is there a collector swale at the end of the VFS? n (Y or N)
Bypass System Design(if applicable)
Is a bypass system provided? n (Y or N)
Is there an engineered flow splitting device? n/a (YorN)
Dimensions of the channel(see diagram below):
M n/a ft
B n/a ft
W n/a ft
y(flow depth for 10-year storm) n/a ft
freeboard(during the 10-year storm) n/a ft
Peak velocity in the channel during the 10-yr storm n/a ft/sec
Channel lining material Pick one:
Does the bypass discharge through a wetland? n/a (Y or N)
Does the channel enter the stream at an angle? n/a (Y or N)
Explanation of any'Other'responses above Forebay minimum size does not apply since runoff is coming from bypass for a BMP."Depth of
Forebay at entry": Runoff enters the forebay via upwelling within a DI. Depth given is the
W
T 11 ebm d(dmine the i 0-,,skuml
EDIT Please indicate the page or plan sheet numbers where the supporting documentation can be found. An incomplete submittal package will result
in a request for additional information. This will delay final review and approval of the project. Initial in the space provided to indicate the following
design requirements have been met. If the applicant has designated an agent,the agent may initial below. If a requirement has not been met,attach
justification.
Requried Item: Initials Page or plan sheet number and any notes:
1. Plans(1"-50'or larger)of the entire site showing:
-Design at ultimate build-out, Plcm S hee f 3 QnCl Nom Appewdt r
Off-site drainage(if applicable), I f
-Delineated drainage basins(include Rational C coefficient per basin),
-Forebay(if applicable),
High flow bypass system,
-Maintenance access,
-Proposed drainage easement and public right of way(ROW),and
Boundaries of drainage easement
Form SW401 -LS-VFS-29Nov2010-Rev.8 page 2 of 3

2. Plan details(1"=30'or larger)for the level spreaders howing: __ i�
-Forebay(if applicable), PIQM13 5keel-s -th 3 -r
-High flow bypass system,
-One foot topo lines between the level lip and top of stream bank,
-Proposed drainage easement,and
-Design at ultimate build-out.
3. Section view of the level spreader(1"=20'or larger)showing: DAD n
-Underdrain system(if applicable), Skm f 9
-Level lip,
-Upslope channel,and
-Downslope filter fabric.
4. Plan details of the flow splitting device and supporting calculations(if applicable). P�qn 3GEGf
5. A construction sequence that shows how the level spreader will be protected from AMD_ PIgh 16-4 S
sediment until the entire drainage area is stabilized.
6. If a non-engineered VFS is being used,then provide a photograph of the VFS showing N/�
that no draws are present.
7. The supporting calculations. DAD Ngpmfly6 App&_a'jX
8. A copy of the signed and notarized operation and maintenance(0&M)agreement DA I/ Ad _ ckg l
Form SW401-LS-VFS-29Nov2010-Rev.8
page 3 of 3

For DENR Use ONLY A
�-T Reviewer. Y�A-
.� North Carolina Department of Environment and r:
�1 Submit:
^---� Natural Resources S T ,
NCDENR Request for Express Permit Review Time:
Confirm'
FILL-IN all the information below and CHECK the Permitts)you are requesting for express review. FAX or Email the completed form to Express
Coordinator along with a completed DETAILED narrative site Plan iPDF file)and vicinity map(same items expected in the application package
of the project location. Please include this form in the application package.
• Asheville Region-Alison Davidson 828.296.4698;alison.davidson(ancdenr.flov Enter Related SW
• Fayetteville or Raleigh Region-David Lee 919.791-4203;david.leeCTg ncdenr.gov Permits of request
• Mooresville&-Patrick Grogan 704-663-3772 or patrick.arogan(ancdenrclov SW
• Washington Region-Lyn Hardison 252.946.9215 or lyn.hardison(aiincdenroov Sw
• Wilmington Region-Janet Russell910-350.2004 orianet.russell(a ricdenngov SW
SW
NOTE:Project application received after 12 noon will be stamped in the following work day. SW
Project Name: TOWNEBANK-SOUTHERN SHORES County:DARE
Applicant: J.MORGAN DAVIS Company: TOWNEBANK
Address: 600 22NO STREET,SUITE 500 City:VIRGINIA EACH , State: VA Zip:23451-_ ) -7 it C -7v 2_
Phone:[phone], Fax:[phone],Email: morgan.davis@ townebank.net
Physical Location:2 JUNIPER TRAIL,SOUTHERN SHORES NC
Project Drains into SC waters—Water classification_(for classification see-hh p//h2o enr state nc us/bims/reports/repoNsWB htmi)
Project Located in PASQUOTANK River Basin. Is project draining to class ORW waters?N,within%mile and draining to class SA waters N or within 1
mile and draining to class HQW waters?N
Engineer/Consultant: DAVID A.DEEL Company:Q_UIBLE&ASSOCIATES P.C.
Address: P.O.DRAWER 870 City: KITTY HAWK,State: INC Zip: 27949 EXPRESS
Phone: [phone], Fax:[phone], Email:[e-mail]
SECTION ONE: REQUESTING A SCOPING MEETING ONLY JUL 0 5 ?uj i
❑ Scoping Meeting ONLY ❑ DWQ,❑ DCM,❑ DLR,❑ OTHER:_
SECTION TWO: CHECK ONLY THE PROGRAM (S)YOU ARE REQUESTING FOR EXPRESS PERMITTINGNC DEN
❑ 401 Unit ❑ Stream Origin Determination:_#of stream calls-Please attach TOPO map marking the areas in questions
❑ Intermittent/Perennial Determination:_#of stream calls-Please attach TOPO map marking the areas in questions
❑401 Water Quality Certification ❑ Isolated Wetland(_linear It or_acres)
❑ Riparian Buffer Authorization ❑ Minor Variance❑ Major General Variance
❑ State Stormwater ❑ General ❑ SFR, ❑ SFR< 1 ac. ❑Bkhd&Bt Rmp, ❑ Clear&Grub, ❑ Utility ❑ Other
❑ Low Density ❑ Low Density-Curb&Gutter _#Curb Outlet Swales ❑ Off-site[SW_ (Provide permit#)]
❑ High Density-Detention Pond _#Treatment Systems ® High Density-Infiltration 1#Treatment Systems
❑ High Density-Bio-Retention _#Treatment Systems ® High Density-SW Wetlands 1#Treatment Systems
❑ High Density-Other _# Treatment Systems /❑ MOD:[] Major❑ Minor❑ Plan Revision❑ Redev. Exclusion SW (Provide permit#)
Coastal Management Excavation&Fill ❑ Bridges&Culverts ❑ Structures Information
M" Upland Development ❑ Marina Development ❑ Urban Waterfront
❑ Land Quality ❑ Erosion and Sedimentation Control Plan with_acres to be disturbed.(CK# (for DENR use)) Zi t3 p
SECTION THREE-PLEASE CHECK ALL THAT IS APPLICABLE TO YOUR PROJECT(for both scoping and express meeting request)
Wetlands on Site®Yes❑ No Buffer Impacts:D?No❑ YES: —acre(s)
Wetlands Delineation has been completed:,®Yes❑ No Isolated wetland on Property❑ Yes CS No
US ACOE Approval of Delineation completed:®Yes❑ No 404 Application in Process w/US ALOE: ® Yes ❑ No Permit
Received from US ACOE X Yes❑ No Atr earAy iSsti eol
For DENR use only
Fee Split for multiple permits: (Check# Total Fee Amount $
SUBMITTAL DATES I Fee I SUBMITTAL DATES Fee
CAMA $ i1rip Variance( Maj; Min) $
Los Gen) $ I -'f j0 401: $
$ 5Cc I Stream Deter,_ $
NCDENR EXPRESS March 2009

' ToWne8ank a0d its Affiliates: DATE
i nk owneBa Mortgage Towna Insurance TFA 13.4111 TowrleBank
BenaFlea tp3
,Tamelnvest MGroup,TownelEtJian.vge Portsmouth,VA 6/24/2011
�w na Offs Jere ar Mortgage Towne hYoM1gaga,NewTowOe Morigar 68-$$4/`�14
Towne Mortgage ok Uie Carolinas _ 107857
Tel (757)63M700 V J
aur7hau$ani anti 00/100 QQLLARB AMbUNT $4,000.00"
North Carolina Department of j; vOr nmsntal
Natural Resources
Raja Mait�O .09. Center
Raleigh, NC 2769 1601
u' 10785711' 1:0 5 1408 9 491: 029600014011'
107857
Document Date Document Number Description Base Amount Net Amount
6/22/2011 NCDENR 6/11-2 New Southern Shores Branch Office $4,000.00 $4,000.00
Total $4,000.00 $4,000.00
r

Quible
Quible &Associates, P.C. P.O.Drawer870
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING• KIBy Hawk INC 27949
SURVEYING Phone:[phone]
SINCE 1959 Fax:[phone]D
Web:qulble.com
June 30, 2011 -APRESS PRINCIPALS
Brian D.Rubino, P.G.
Samir Dumpor JUL 0 Warren D.Eadus.P.G.
NCDENR 5 2011 ASSOCIATES
Dowd A.Deel,P.E.
Division of Water Quality �� ® Kotherine C.Marchello,P.L.S.
943 Washington Square Mall NR Michael W.Strode[Jr.,P.E.
Washington, North Carolina 27889
Re: Stormwater Management Plan (High Density Application)
Townebank— Southern Shores
Southern Shores, Dare County
Dear Samir:
On Behalf of TowneBank, Quible& Associates, P.C. hereby submits for review and approval a High
Density Stormwater Management Permit Application package for the above referenced proposed bank
Building in Southern Shores, Dare County. The project falls within the high density classification. The
enclosed narrative will explain in detail the stormwater management of this site.
The following items are included and shall be considered part of this submittal package:
1. Fast-Track Review Fee Check for$4,000.00
2. Two(2) copies of the Stormwater Management Permit Application Form w/one(1)copy
each of the Constructed Wetland Supplement, Infiltration Trench Supplement, Permeable
Pavement Supplement, and Level Spreader Supplement
3. One(1)copy(original signature) of the Operation and Maintenance Agreements for Constructed
Wetland, Infiltration Trench, Permeable Pavement, and Level Spreader
4. Stormwater Management Plan Narrative
5. Property Deed and Purchase Agreement
6. NC Secretary of State print-out for TowneBank
7. USGS quad excerpt with property identified.
8. One Copy of the USACE Nationwide 18 permit for the wetland fill.
8. Two(2)copies of the Plan Sheets 1, 2, 3, 5, 6, 7, 8, 9, 12
If you have any questions, or require any additional information, please do not hesitate to contact me at
[phone].
Sincerely,
Mible& sso ates,
P.C.
c
avid A. eel, .E.
enc: as stated

EXPRESS
JUL 05 2011 k�
Stormwater ARM ii t Plan Narrative ��� � A
TowneBank— Southern Shores tSEAL
Southern Shores,NC
58
June 30, 2011 � t3Pid
General Wit
The following narrative will detail the stormwater management plan for the proposed TowneBa
Town of Southern Shores,Dare County,NC. n in The
The TowneBank—Southern Shores project consists of a proposed Bank Office building to be located on a
1.6 acre parcel of land in Southern Shores,North Carolina. The project site is located in the northeast
quadrant of the intersection of Juniper Trail and U.S. 158.
Stormwater management proposed for the site will consist of a combination of permeable pavement,a
constructed wetland and an underground stormwater infiltration trench. The following narrative,application
and calculations will demonstrate the parameters of this design which will illustrate an effective stormwater
management system in full compliance with all state regulations.
Summary of Existing Conditions
The TowneBank— Southern Shores site is currently developed as a medical office building with associated
parking and infrastructure. Drainage currently flows overland to the northeast where it eventually enters a
canal that is a part of the Southern Shores canal system as untreated stormwater. There are no existing
BMP's or other stormwater controls. The total existing Pre-Development Impervious Area is 23,337 sf,of
which 19,277 sf is proposed to be removed. 4,060 sf of impervious area consisting of a public trail along
U.S. 158 and parking spaces serving the adjoining parcel to the north will remain unchanged in the post-
construction condition.
Summary of Proposed Conditions
Stormwater management improvements will be provided to treat the runoff from all proposed impervious
construction. Runoff from impervious areas is proposed to be collected via curb&gutter and storm sewer
and conveyed to either a proposed constructed wetland or an underground infiltration trench.
Impervious Coverage and the 50' Setback to Surface Water
It should be noted that the proposed condition includes 1,372 sf of impervious coverage within the 50'
setback from the canal (no impervious coverage is within 30' of the canal). By contrast, in the existing
condition there is approximately 1,396 sf of impervious coverage within the 50' setback from the canal with
304 sf of impervious coverage within 30' of the canal.
All of the proposed impervious coverage within the 50' setback will drain to the Constructed Wetland BMP
system for treatment and disposal. In the existing condition,none of the impervious coverage within the 50'
setback is collected and treated. Due to the fact that this project is a re-development and given the

stormwater controls that are being added to the site,we believe that the 1,372 sf of impervious coverage that
is to remain within the setback is justified and appropriate.
Stormwater Collection, Treatment, Storage and Disposal
Drainage Area 1
Collection
The stormwater runoff will be collected and directed via site grading,curb and gutter, drop inlets and storm
sewer to a constructed wetland located to the northeast of the proposed bank building.
Treatment
The proposed system will offer several methods of stormwater runoff treatment prior to release. Runoff from
paved areas will sheet flow to drop inlets and be directed to the proposed BMP via a storm sewer system.
The storm sewer drop inlet grates will act to screen large particulate matter from the stormwater runoff prior
to it reaching the constructed wetland. Furthermore,runoff will be conveyed to this BMP via upwelling
within a storm structure with sump,where additional particulate matter will collect and settle.
Constructed Wetland:
Runoff enters the constructed wetland system via a deep forebay. The forebay is a pocket within the wetland
where the water enters a depression that allows for energy dissipation and sediment removal. As the runoff
exits the storm sewer into the forebay the energy is diffused by the relatively large body of stationary water
and therefore sediment removal occurs due to the particulates no longer being suspended by the turbulent
flow. The seasonal mean high water table,based on observation of subsurface soil conditions as well as
surrounding wetland, is anticipated to occur at an elevation of 4.0 feet MSL and the underlying soils consist
of a peat/clay layer which restrict flow through the soils. The permanent pool elevation will be regulated at
an elevation of 5.0 feet MSL through the utilization of the existing restrictive layer,the addition of a clay
liner within the deep pools in the event that the restrictive layer is breached,and a draw-down orifice placed at
an elevation of 5.0 ft.
The storage provided by this system will exist from the permanent pool elevation to the top of the temporary
pool elevation. The side walls of the temporary pool will be vegetated according to the wetland planting
plans found in the enclosed plan set. When stormwater runoff begins to accumulate above the permanent
pool elevation the wetland level will increase and the vegetated side walls of the temporary pool will provide
further filtration of pollutants and nutrient uptake. The extended duration time within the forebay will allow
for particulate matter to settle to the bottom. In addition the entire system, sized for a 1.5 inch storm, will
offer an extensive storage time allowing for maximum settling.
The wetland vegetation will act as the point of primary pollutant filtration and nutrient uptake. As the
permanent pool undergoes fluctuations in water level and changes in depth due to precipitation, the
stormwater runoff will pass repeatedly throughout the vegetation of the constructed wetland, actually
assisting in bringing pollutants and nutrients in contact with the vegetation. This vegetation will provide the
same natural filtration function as naturally occurring wetland fringes and salt water marsh areas.

Storage
The temporary pool is sized to acconnnodate a storage volume in excess of the volume of runoff produced by
the 1.5 inch rainfall event. The storage required to completely capture the first 1.5 inches of rainfall is 3,156
cf. The proposed constructed wetland will have temporary storage capacity of 3,223 cf.
Disposal
The system has been designed with storage so that this site will have the capability to handle in excess of a
1.5 inch storm event. At such time that the capacity were to be exceeded, additional flows will then bypass
the system via a weir-box structure and be discharged via a level spreader to a vegetated filter followed by a
natural undisturbed buffer.
This bypass flow shares the level spreader/vegetated filter outfall with off-site runoff from U.S. 158. The
combined 10-yr peak flow at the level spreader is 12.1 cfs,which translates to a non-erosive velocity of 1.73
fps and flow depth of 0.35 feet for the 10 year storm event.
Drainage Area 2
Collection
Runoff from the building rooftop is collected in a gutter system with downspouts and then piped directly to a
subsurface infiltration trench system.
Treatment
The chamber system will offer multiple methods of stormwater runoff treatment prior to release. Runoff
from the rooftop will be piped directly to the underground system via a roof drain collection network. No
surface runoff is allowed to enter this system which greatly reduces the ability of larger particulates and silts
from entering the stormwater stream.
Infiltration should be considered the primary source of treatment for this system. When stored water within
the trench system infiltrates,passing through the void spaces between the particles of soil,material
particulates and pollutants that have a particle or grain size larger than the void size will be filtered out. In
addition some pollutants will adsorb to the surface of the soil particles (secondary treatment). The benefit of
this adsorption will prevent the pollutants from reaching the water table and in some nutrient and microbe
rich areas existing within the subsurface the pollutants will be consumed as food and undergo a natural
biodegradation.
If the weather yields precipitation that exceeds the storage capacity of the infiltration system then the
accumulated runoff will overflow the system at the overflow structure located immediately south of the main
entrance where it will be conveyed to the Townr's roadside drainage system.

Storage
The runoff generated by a 1.5 inch stonn will require 945 ft3 of storage. The storage available within the
Infiltration trench system is 1,240 ft'(equivalent to the runoff produced by a 1.97 inch rainfall event). The
temporary runoff stored within the infiltration trench system will draw-down via infiltration within 0.72 days
following a 1.97 inch rainfall event.
The infiltration trench consists of a series of interconnected StormTech infiltration chambers contained within
a continuous bed of washed gravel(#57 stone or equivalent). The combined storage within the chamber 7
gravel system is tabulated to be 31.0 cf per chamber and 40 chambers are proposed within the system for a
total storage available of 1,240 cf. For detailed calculations,please see the appendix of this Narrative.
Details of the system can be found in the accompanying Plans.
Disposal
The system has been designed with storage so that this site will have the capability to handle in excess of a
1.5 inch storm event. At such time that the capacity were to be exceeded, additional flows will then bypass
the system via overflow via upwelling within a drop inlet located to the north of the system where flows will
be discharged to the natural ground via a protected flume. Bypass flows will then dissipate into a preserved
natural buffer to the east of the system.
Soils
Quible&Associates performed on-site soil borings to verify soil type and determine elevation of mean high
groundwater. Information collected on site generally agrees with the United States Department of
Agriculture, Soil Conservation Service, Soil Survey of Currituck County,which map the soils for this site as
follows:
OuB -Ousley fine sand, 0 to 6 percent slopes,with rapid penneability and low water capacity
Os -Osier fine sand,nearly level,poorly drained.
Three borings were performed on the site to coincide with the placement of the Constructed Wetland,the
Infiltration Trench System,and permeable pavement.
In the vicinity of the proposed constructed wetland, there is an underlying organic clayey material which we
believe is the retmrant of a natural drain that once existed in this area(prior to the construction of U.S. 158).
This provides an ideal condition for the placement of a constructed wetland and there is language included on
the plat to provide for additional lining of the deep pools if this organic clayey layer is breached during
excavation.
The proposed infiltration trench is located in an area which is currently underneath existing asphalt and so
soil borings were not able to be performed specifically in the location of the trench. The boring that was
performed was in an area that still appears to be somewhat influenced by the same organic clayey layer as the
constructed wetland boring, so language is included on the plans which require removal of this layer(and
backfill with sands)if the layer is encountered at the time of construction when the existing pavement has
been demolished.

Permeable pavement is proposed generally along the periphery of the site. A soil boring in this location
found sands suitable for the placement of this pavement.
Calculations
A set of stonnwater calculations can be found within the appendix portion of this narrative.
Conclusions
The proposed stormwater management plan for this site provides storage and treatment in excess of the
require 1.5 inch rainfall event. The proposed system will offer preliminary,primary and secondary methods
of treatment as well as an alternate method of disposal should the capacity be exceeded. This proposed
design will more than adequately serve the stormwater management requirements of this site and represents a
significant improvement over the existing conditions (developed with no stormwater controls).

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Memorandum
May 4, 2011
Subject: TowneBank Southern Shores/P10085
Stormwater Borings/Aquifer Characteristics
To: Andy Deel, P.E.
From: Warren Eadus, P.G.
On Tuesday, May 3, 2011 Quible & Associates, P.C. installed two piezometers at the above
referenced and proposed TowneBank site on the corner of juniper Trail and US Hwy 158,
The piezometers were installed by hand auger and a detailed soils lithology description was
recorded for each of the borings along with a determination of Seasonal High Water Table
(SHWT) and static groundwater elevations. Boring logs of each piezometer are attached to
this memorandum along with a copy of the plan you provided showing the relative locations.
In addition to the two piezometers, a third boring was installed in the general location of the
proposed on site stormwater wetlands. A detailed lithologic description of that boring and
an estimate of the SHWT in that location is attached to this memorandum as well.
In each of the two piezometers, Global Water Data Loggers were installed and slug tests
were performed to determine the hydraulic conductivity of the soils in the general area of
proposed stormwater BMPs. Based on the data collected and analyzed using the Aqtesolv
Software, K in piezometer T-1 was/is 1.61 inches/hour. K in piezometer T-2 was/is 10.73
inches per hour. The difference in the two K values is best described by the presence of a
12 inch layer of partially decomposed brown organic clay/peat found in the location of T-1.
This material transmits water only very slowly, if at all.
Soils found in boring T-1 consisted of 4 inches of sand, wood chip and gravel fill overlying 26
inches of medium sands grading to fine sands. At 30 inches Below Ground Surface (BGS) we
encountered a dark brown organic layer of partially decomposed wood and debris and
organic clay. This organic layer was penetrated at 80 inches BGS and we encountered a fine
to medium grey sand. The boring was terminated at 86 inches.
Soils found in boring T-2 consisted of four inches of sand fill overlying 63 inches of fine to
medium sands. The boring was terminated at 67 inches.
Soils found in boring T-3 consist of 18 inches of fine sand overlying black organic mucks.
The boring was terminated at 24 inches and the SHWT was estimated to be approximately
18 inches.
Depth to water in boring T-1 was 4.26 feet below ground surface or 51.12 inches with a
SHWT estimated at 30 inches BGS. Depth to water in boring T-2 was 3.72 feet BGS or 44.64
inches BGS with a SHWT estimated at 36 inches BGS.
USDA NRCS Soils maps for the site list soils as Ousley (OuB) fine sands. Our findings are
generally consistent with this mapped unit. Please note, it is suspected that the adjacent
canal has an impact on the local hydrology. In addition, it appears that some portions of the
site have been filled in the past. It is recommended that at the time of BMP construction the
contractor(s) remove underlying organic soils.

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APPENDIX B
NCDENR Constructed Wetland BMP Calculations

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O

QUible JOB 1o�9sa
SINCE I959
SHEET NO. {{I OF
Quible &Associates, P.C. CALCULATED BY fAD DATE
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING
8 Juniper Trail • P,O.Drawer 870 • Kitty Hawk,NC 27949 CHECKED BY DATE
Phone [phone] • FAX [phone] SCALE
Dio n!t e YS'' 371 PR 1�
1
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Vruible JOB 510P6,l Vflf/�I
5/NCE]959
SHEET NO. 2. OF
QUII7Ie &ASSOCICItes, P.C. CALCULATED BY WA DATE
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING
8 Juniper Trail • P.O.Drawer 870 • Kitty Hawk, NC 27949 CHECKED BY DATE
Phone [phone] • FAX [phone]
SCALE
t
Ji'a �!CG"U''r1 �nICS;
= a6
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il,
`/Precipitation Frequency Oat.Ser x +,
. l_....
' >a�• Rainfall Intensity - p
© KII Devil Hill%North C... f The Outer Banks Voice ® The Neal Boortz Radio...® TechSideline.com Ho...
POINT PRECIPITATION
FREQUENCY ESTIMATES
FROM NOAA ATLAS 14
North Carolina 36.073 N 75.721 W 13 feel jI,
fam'Pwipiwt.Fryemcy A[W aN-IINnd Smes'NOAAAdas 14,V.1.2,Version 3 IJ
G.MI.Homo;D.Martin,E.Lin,T Parzytok,M.Yelsa,and D.Rtlgy
NOAA,Nxioml Wr Service,Sih�Spc g:Mary1md,20(4
tat ted Thu dun 16 nil -
Confidence Limits SeasoOalily Relaledlnto GI$data ,Maps Opcs .Return to.$tate Map .
Precipitation Frequency Estimates(inches)
(sears)Paufi min 0�n 0 30 60 120 '0 30 45 60 i
1 045 m 5 no mm mm mm mini 24 hr 48 hri 4ds Ida 7hr 6 r 12h
1 - dar da4 s' day i d�
�2 �053 '�,084 In123 15;_.L7; 1192 235 279 ]330 386 ;33. ;97 -559_ 7-fb 9I4, 1t 25 13.43 1
��C�i
677
- �I- ' i 0.61 ',0�,,1231175 2A4 !2.6/]288 .353 ;2111i 5./9_ 600 6fi 1 �830._ 1080 I1307 1591,18773_
j 10 0.69 j110 i1^9 202 262. 312 17;7- ;25 ilOJ6.17 713l$5 878_�9.62 1238 14.841806!21.0;,
25 i F7K I N 1 51-I 232 3 09_ 3.0 i 412 .5.19 628 7 63 8 85 [957 to 60 1L52 14 62 1727 2108�21.19:
50 A 0.85]P P2 PTF4j FunJ K92 6.07 739 3 88 I033 1 L02 1211 1309 16 45 'i 1921 23 53�26.66-
700 0 92 1 46 1.85 2 B3 3 90 1190 5 63 6.91 8.56 1025 I198 12.58 l3 73 14J6 1837 2L19 26 07 2921
200 0.99 157 !1.98_ 3.06 432 5.5I i 6.;2 7.98 9 86_ 1 L71 I3.82 14.28 l5 48 16.55 2039 2323 28 73;31.78 "t
500 108 170 214_ 3Al 4.89 636 7 52 9.40 11.73 14.02 16 60 16.95 17 99I 19.i t 23.23j 26.01 32 4; 3525
! ]000 1IS 1.82 I228 3.69 339 7.lI 852 10.71 l346 1594 1900 1933 20.07I21.20 b52 2820 3539!i 77.92
'Thv�{vecpla6anfreryerwyafmkg arc bash ono kaki Apa Mur I
_a3e ReourenceeW�val.
Phaw ref=.rb NMAM 14IX,c Mbr mxe inbrmaWn.NOTE iamab,bros�naks nearz�obaPPaar a;zero.

APPENDIX C
Level Spreader Calculations

ifr�i�•a
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rr #.•fb°gdiit 4���++•Y>�*°'rf%y�*:•�r�i�i�ii:•7
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14
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Precipitation Frequency Data Ser x }:
l t'J" I �
�-- ^I �>ti�- Rainfall Intensity --- ----A�
ht - I© Kill Devil HIII;North C.. f(- The Outer Banks Voice!® The Neal Boortz Radm..: M TechSidelure.corrr Ho...
POINT PRECIPITATION AAwk
FREQUENCY ESTIMATES wl
FROM NOAA ATLAS 14 ''� '
North Carolina 36.089 N 75.721 W 19 feet - 1
finm'PrtciylmimRa{w�ry Arlar of0r L'nitm Smer'NOAA AtI 14.�"t.2.Vmiov 3 �?
G.M.Ba In,D,bfartin.S.Lin,T%n )tok,Af.Ye3.v,aW D.2iley
NOAA;Nnioad Wenhzr S. ,ti.;su,> spin;,AfxpW6,2q(�q
Bxfott T6a 1.162011
,Confidence Llmits Seasonality Related Info GIS,dahq , Mapa Docs ReWrn to State Map
Precipitation Intensity Estimates(in/hr) f
5 min � 60 120 3 hr 6 hr 24 48 30 20 30 45 60
1�Rira 10 � m hr hr � 4dav 7d �� �
mm m mm mm min i IL 1 -�. q_ da3; dai a'
I '340 431 359 246 L53_ 087 0.6# 039 223 !,0.14 0.08 OAS 003 0.02 002 O.OI 0.01 O.OI
I�2 ,632 5 06 '424 2 93 l 84 _ 105 O l7 0 47 028 O 11 010 003 0 04 003 002 i 0 02 O OI 0 01
it 5 726 5.81 j490 '348 223 I 0 0�0�0�022 01 l2 IQ�oo4 - - 0�0�
�I���F��I _ ���I Fo
10 823 6 58 5.55 ��4.02 2 62 155 FIT 0.7I 0 42 _026 0 IS 0.08 0.05 0.04 0.03 0.02 0 02 0.01 E
24 929 �7-40-I6- j463 3.08 187 L40 0.8b 052 332 j0.18 Q10 006 0.05 003 ,0.02 I0.02 002
� I ���
50 �t0.19 81I 6.85_�5.i6 349 2i5 l63 1 061_ ,.037 1021 0.11 0.07 0.05 003 �0.03. 002 002 _ 1
100 11103 876 �738 565 3.89 244 187_ ..1.16 O71 j0.43 025 0.13 008 0.06 004 1003. 1092 0.02.
00 11.84.939 1Z90 1615 431 275 2l3 I133 082 �10.49 029 015 009_ 0.07 004 0.03 003 '0.02 i
wool 1019 355_ 680 4.88_ 317 249 l56 097 OS8 J035 0.18 Oli .0.08 005 10.04 I003 0.02 _
1000 13.82 IO 88 9 11737 538 3 54 F-s3 '�_1 111 0.66 0.40 j 020 012 0.09 0 OS
9PxaWn hquerry enah3 are 6rni on acw6Ntlu a6o APosee Aewageflaurrarce WexaL
Fearerai•�b idGA40.6as 140xw�r1 brmxe inymiAnn NOTE famatug br,�er�a'e>rearznw q appeara;zm.

QUibie JOB JOAM6 - �10/ '1 r71
SINCE 1959
SHEET N0. OF �.
QUIble &Associates, P.C. CALCULATED BY I�g�J DATE
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING
8 Juniper Trail • P.O. Drawer 870 • Kitty Hawk, NC 27949 CHECKED BY DATE
Phone [phone] • FAX [phone] SCALE
cTC_: dtlL //>t i � �rr✓� r��� (c�
!4e G{Ia;57YU!!�'cl U/ErTlr7t,f
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Ic,• = Sra(h
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QUible JOB 1��- s{0�,�,A�f�.,
SINCE mg
SHEET NO. 2. OF
QUIble &Associates, P.C. CALCULATED BY DATE
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING
8 Juniper Trail • P.O.Drawer 870 • Kitty Hawk, NC 27949 CHECKED BY DATE
Phone [phone] • FAX [phone] SCALE
Lei€E! �j.e ' sad„ ocr -Si}h Flutr>
Potviivo' 0,744:o �Io cl,
4 = CI
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APPENDIX D
Infiltration Trench calculations

I,
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A Jos
r/\u�b l e SINCE 1959
SHEET NO. � OF
QUIble &Associates, P.C. CALCULATED BY I ff)AD DATE
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING
8 Juniper Trail • P.O. Drawer 870 • KM Hawk, NC 27949 CHECKED BY DATE
Phone [phone] • FAX [phone] SCALE
�r0.1na� _j}f'v_a,
T v rr{{7b loy� TreocG. :
DIM �a7 W6L : 71 56 0 s,j (0, 17, Ac,)
arl�tr^`� cra{ - r3603( �v_Ga ',O ,X1, 5"
Ch tfA �.f c ,cxft 0i,e6it, c,.)( {3✓lir, n,) (C f
wllcG w�l� JJb w.{irk. Wd comhe'_-(Pi
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(BFlK,, &.rald) 0000 6,0 `
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A
1 j41- ' 17'Y lV z �

StormTech-
A SL4 lary mMiliosorSyLan<l�.
EnvlroMMal Solutions for Sllo�onomser. Mvggeinpa
' �� F„'6, iZ°16N " {' r
StormTech SC 310 Incremental Storagel/ollumes
Height of
Cumulative Cumulative
System in Chamber (ft3 Stone (ft3) Storage (ft3) Storage ft3 Storage ft3
28 0 0.79 0.79 0.79 31.00
27 0 0.79 0.79 1.58 30.21
26 0 _ 0.79__ 0.79 2.37 29.42
25 0 0.79 0.79 3.16 28.63
24 0 0.79 0.79 3.95 27.84
23 0 0.79 0.79 4.74 27.05
22 0.06 0.77 0.83 5.57 26.26
' 1 0.15 0.73 0.89 6.46 25.43
0 0.27 0.69 0.95 7.42 24.54
19 0.54 0.58 1.12 8.53 23.58
18 0.70 0.52 1.21 9.75 22.47
u : 17 0.82 0.47 1.28 11.03 21.25
16 0.92 0.42 1.35 12.38 19.97
15 1.01 0.39 1.40 13.78 18.62
`? 14 1.09 0.36 1.45 15.22 17.22
13 1.15 0.33 1.49 16.71 15.78
12 1.21 0.31 1.52 18.23 14.29
£' 11 1.27 0.29 1.55 19.78 12.77
10 1.32 0.27 1.58 21.36 11.22
9 1.36 0.25 1.61 22.97 9.64
\ 8 1.40 0.23 1.63 _ 24.60 8.03
i 7 1.43 0.22 1.65 26.26 6.40
F 6 0 0.79 0.79 27.05 4.74
5 0 0.79 0.79 27.84 3.95
4 0 0.79 0.79 28.63 3.16
s 3 0 0.79 0.79 29.42 2.37
2 0 0.79 0.79 30.21 1.58
1 0 1 0.79 1 0.79 31.00 0.79
Total Chamber Storage=14.7 ft3
Assumes 40%vuluule of vulds In the stone
p Cumulative storages are for both lop to bottom(first column)and bottom to top(second column)of the chamber
Calculations are based upon a 6 inch stone base under the chambers

Quible JOB 1r�o�5�OlwJ�e y,
SINCE 1959
SHEET NO. OF
Quible &Associates, P.C. CALCULATED BY DATE
ENGINEERING•ENVIRONMENTAL SCIENCES-PLANNING•SURVEYING
8 Juniper Troll • P.O. Drawer 870 • Kitty Hawk,NC 27949 CHECKED BY DATE
Phone 252-261--C3300 • FAX [phone] SCALE
° Om� ��e Z�F11fva�lc:,. C4.Gw,bPrSy3F�,�, 51.G5 YEcttG,ec� c�n�i���;E
ac�ii Flea /� rco e) W11; b
6ph)i-, r'tjruJv) of ecmc)^ele
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CT { t
6
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6Zuible JOB1vulr�
SINCE 1959
SHEET NO. OF
Quible &Associates, P.C. CALCULATED BY DATE
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING
8 Juniper Trail • P.O.Drawer 870 • Kitty Hawk, NC 27949 CHECKED BY DATE
Phone [phone] • FAX [phone] • E-Mail:[e-mail]
SCALE
A . 2. " ;��.FI��Y�,�lc!., C�u>?.,�Jc�� l�;fr,r•�
10(A tl aGc��r4n. . Cue"Tj0 t) f'rop, 1,{ Cl�« �?rf,
5 - QIV, Z'6
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V `

EXPRESS
JUL 0 5 2011
NC DENR SALES AGREEMENT
THIS AGREEMENT, made this 3t)� DAY OF DECEMBER, 2010, by and
between PASQUOTANK COUNTY NORTH CAROLINA (hereinafter
collectively referred to as "Seller"), the first party, and TOWNE BANK, a Virginia State
Chartered Bank, having a mailing address of 600 22"a Street, Suite 500, Virginia Beach,
Virginia 23451 (hereinafter referred to as "Buyer"), the second party;
WITNESSETH
That for and in consideration of the mutual promises set forth herein, and other good and
valuable consideration, the receipt of which is hereby acknowledged, Seller agrees to sell and
Buyer agrees to buy, at the price and upon the terms, provisions and conditions hereinafter set
forth,the following described property(hereinafter referred to as the "Property"),to wit:
Being approximately 1.57 acres, more or less, located at 2 Juniper Trail, Southern
Shores, Dare County, North Carolina and being identified as Dare County PIN #
986720817063, same being Tracts 2 and 3 as described in Deed recorded in Book
1353,Page 239, Dare County Registry.
1. Price. The purchase price of the property shall be$1,600,000 and shall be paid, as
follows:
Buyer shall submit five percent (5%) of its bid ($80,000) as a deposit with the Seller
upon the Seller's proposal to accept the Buyer's offer pursuant to N.C. Gen. Stat. §160A-269.
The deposit shall be paid by delivery of certified funds from the Buyer to the Seller. Five
percent (5%) of the five percent (5%) offer ($4,000) shall be nonrefundable upon the Seller's
proposal to accept Buyer's offer. If the Buyer closes on the subject property as described in
paragraph 5 of this Agreement the deposit shall be credited to the purchase price. In the event
the Buyer determines during the Feasibility Period as described in paragraph 3 of this Agreement
that the property is not suitable for the Buyer's intended purposes, the Buyer shall give the Seller
written notice of its intent to terminate this Agreement and shall be entitled to a full refund of its
deposit minus the non-refundable portion as described hereinabove.
The balance of the purchase price (95%) shall be paid by the Buyer to the Seller at
settlement.
2. Escrow. It is understood and agreed by the parties hereto that all monies deposited
with this Agreement to be applied to the purchase price of the property shall remain in escrow
with the Seller until settlement. If Buyer does not give notice to terminate this Agreement as
provided in Section 1 above or if Buyer defaults under this contract of purchase any deposit
made by Buyer shall be retained by the Seller and Buyer shall not be entitled to any portion of
the deposit.
3. Feasibility Period. This Agreement and all of the Buyer's obligations hereunder are
subject to Buyer's determining, in its' sole discretion, within one hundred twenty(120) days

after the Seller accepts the Buyer's bid and this Agreement has been fully executed, that the
Property is feasible for Buyer's purposes (the"Feasibility Period"). In the event that the
Property is not deemed feasible for Buyer's purposes, for any reason, or no reason, Buyer shall
give written notice thereof within the Feasibility Period. Buyer shall have access to the Property
and the right to perform surveys and tests on the Property during the Feasibility Period. Buyer
agrees that if it terminates this Agreement as provided herein, Buyer will provide to Seller, at no
cost to Seller, copies of all surveys, soil tests and environmental studies prepared by or on behalf
of Buyer with respect to the Property(excluding any proprietary financial projections). The
foregoing information will be provided to the Seller within thirty(30) days after the deposit, less
the non-refundable portion, is refunded to the Buyer.
4. Risk of Loss. The risk of loss or damage by fire or other casualty prior to Settlement
shall be upon the Seller. If the improvements on the Property are destroyed or materially
damaged prior to Settlement, the Buyer shall be entitled to receive, in addition to the Property,
any of the Seller's insurance proceeds payable on account of the damage or destruction
applicable to the Property being purchased.
5. Settlement. Settlement shall be made hereunder at a mutually agreeable place on or
before thirty(30)days after the end of the Feasibility Period(the"Initial Settlement Date");
provided, however, Buyer shall have the right,by written notice to Seller,to extend the
settlement date to a date which is no later than one hundred twenty(120)days after acceptance
of this offer by Seller(the"Extended Settlement Date"). Time is of the essence regarding
settlement, and if Buyer does not terminate this contract or close the purchase prior to the
Extended Settlement Date, the entire deposit shall be forfeited by Buyer and neither party shall
have any further liabilities or obligations hereunder. Real estate taxes shall be prorated and
adjusted as of the date of settlement. At settlement, Seller shall deliver to Buyer a deed of
general warranty containing the usual covenants of title, conveying a good, marketable, insurable
fee simple title to the Property to Buyer free and clear of all liens, defects and encumbrances and
subject only to such covenants, conditions, easements, and un-violated restrictive covenants that
do not materially affect the value of the Property and such other encumbrances as may be
assumed or specifically approved by Buyer. Seller shall pay all owner's association and
governmental assessments, if any, confirmed through the time of Settlement. Possession of the
Property shall be delivered at Settlement. Settlement as used in this Agreement shall be defined
as the purchase and sale of the property at which time title is conveyed from Seller to Buyer.
6. Right to Cure. Notwithstanding anything contained in this Agreement to the
contrary, Seller shall be afforded a reasonable adjournment of settlement (not exceeding sixty
(60) days) to correct any reported title defects, and if after such time Seller is unable to correct
such defects, Buyer shall, at its election, have the right to close the transaction with such defects
in the title to the Property without any abatement of a portion of the purchase price, and if Buyer
shall not so elect to make settlement within fifteen (15) days after written notice from Seller that
Seller is unable to correct such defects, either Buyer or Seller shall be entitled to terminate this
Agreement, and upon such termination all monies paid hereunder by Buyer to Seller and/or
Agent shall be refunded to Buyer, and neither Buyer nor Seller shall have any further rights
against or obligations to either Seller or Buyer, respectively.

aaa Laati vaiawu JLaLI,.I acSlJLcicU Vi l.caUucu 111411, 1GLU111 1Gl:cll)l 1GquvJWU, pUJLUrt; prepalU,
addressed to Buyer c/o Morgan Davis, 600 22nd Street, Suite 500, Virginia Beach, Virginia
23451.
8. Inspection. From and after execution of this Agreement, the Buyer and its agents and
representatives shall be entitled to enter upon the property for inspection, soil test, examination
and land use planning. Buyer shall restore any disturbance of the property caused by its acts and
shall hold Seller harmless from and against any and all damages and liability occasioned by any
claim asserted against Seller caused by such examination.
9. Assi2nment. This Agreement shall be binding upon and shall inure to the benefit of
the parties hereto and their respective heirs, devisees, personal representatives, successors and
assigns. This Agreement shall be freely assignable on or after the date hereof by the Buyer
without the written consent of the Seller however, no other assignments of this Agreement may
be made without the Seller's written consent. In the event of an assignment Buyer shall not be
relieved of any obligations provided for hereunder without the written consent of the Seller.
10. Deposit. To the extent permitted by North Carolina General Statutes, the deposit
will be held in an interest bearing account with all interest accruing thereon being held for the
account of Buyer and credited accordingly.
11. Default by the Buyer. The parties agree that, notwithstanding any other provision
of this Agreement, if Buyer defaults in the performance of its obligations hereunder, Seller shall
have, as its sole remedy for Buyer's default, the right to terminate this Agreement and to retain
the deposit as set forth in Paragraph 1.
12. Default by the Seller. If Seller defaults or refuses to consummate the sale of the
property pursuant to this Agreement, the Buyer shall have the right after providing ten (10) days
written notice to Seller in which time Seller may be able to cure any default as its sole and
exclusive remedies, to either (i) terminate this Agreement by giving written notice of the
termination to Seller prior to or at the Settlement, whereupon the Earnest Money Deposit shall be
returned to the Buyer, or (ii) seek specific performance from Seller to consummate the sale of
this Property pursuant to this Agreement.
13. _Brokerage Commissions. Seller and Buyer acknowledge and represent that
previously Ed Brooks has acted as a listing agent and Seller's broker ("Broker") concerning the
Property and is the only Broker that either Buyer or Seller has dealt with concerning this
Property. Seller shall be responsible for the payment of all compensation to Broker, if any, if
and when Settlement occurs. Should any other claim for commission be asserted or established,
the party in breach of its representation in this section is hereby expressly agrees to hold the
other harmless with respect to all costs relating thereto to the extent that the breaching party is

shown to have been responsible for the creation of such claim. Such Agreement of each party to
hold the other harmless shall survive the Settlement and any termination of this Agreement.
WITNESS the following signatures and seals:
BUYER (S): SELLER(S):
Town K C
e Bank PASQUOTANQVNTY
By:
M gan Davis, Senior Executive Voyd Gxiffm;` II, Chairman
Vice President Pasquotank County Board of Commissioners
�u�vv
Date: / Z � ?���� Date:

WHEREAS, the parties have heretofore executed a sales
agreement dated December 20, 2010 concerning the purchase and
sale of 1 . 57 acres located in the Town of Southern Shores, Dare
County, North Carolina, which sales agreement is incorporated
herein by reference; and
WHEREAS, the parties for good and adequate consideration
have agreed the following shall constitute an addendum to the
above referenced sales agreement:
Notwithstanding any other provisions to the sales agreement
to the contrary, the parties agree as follows :
The Feasibility Period shall be extended from 120 days,
which ends May 11, 2011, for an additional 30 days which ends on
June 10, 2011 and the Settlement Date will be extended to July
8, 2011.
I
Except as amended, the original sales agreement and all
provisions therein still pertain .
BUYER:
Towne Bank
Date: �611
l - (SEAL)
Morgan Davis, Senior Executive
Vice President
SELLER:
Date: S /�-// Pasquo n y
B (SEAL)

North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Beverly Eaves Perdue,Governor James H.Gregson, Director Dee Freeman.,Secretary
5 July 2011
EXPRESS PERMIT REVIEW PROGRAM
MEMORANDUM AL 05-Ppil
TO: STORMWATER
Scott Vinson- Express Permits Coordinator
Division of Water Quality
FROM: David W. Moye
Express Permits Coordinator
SUBJECT: CAMA/DREDGE & FILL Permit Application Review
Applicant: TowneBank of Currituck
Project Location: At 2 Juniper Trail, at the intersection of US 158, in the Town of Southern
Shores adjacent the head of a manmade canal off Jean Guite Creek in
Dare County, North Carolina
Proposed Project: The applicant proposes to construct a commercial bank with parking, and
a retaining wall.
Please indicate below your agency's position or viewpoint on the proposed project and return
this form by 26 July 2011. If you have any questions regarding the proposed project, please
contact David W. Moye at 252-948-3852. When appropriate, in-depth comments with
supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
SIGNED ` DATE
-7'T" w�T�� €r �T SW -71107o2 i&SUED duly 4S� Zrll
943 Washington Square Mall,Washington,North Carolina 27889
Phone:[phone] \ FAX [phone] \ Internet:w .raoastalmanagement.net/

DIVISION OF COASTAL MANAGEMENT
FIELD INVESTIGATION REPORT
Express Permit Review Program
I. APPLICANT'S NAME: TowneBank of Currituck
2. LOCATION OF PROJECT SITE: 2 Juniper Trail at US 158 intersection in Southern Shores on a
manmade canal off Jean Guite Creek off Currituck Sound in Dare County, North Carolina
Photo Index- 2006: 185-7225; Q-17, 2000: 185-2095; Q-18, 1995: 185-1940; D-14,E-14
State Plane Coordinates - X: 2,968,400 Y: 870,700 GPS Rover File#U062310B
Kitty Hawk Quad. (upper left corner)
3. INVESTIGATION TYPE: CAMA
4. INVESTIGATIVE PROCEDURE: Dates of Site Visit - 06/23/11
Was Applicant Present -No
5. PROCESSING PROCEDURE: Application Received - 07/05/11
Office -Washington
6. SITE DESCRIPTION:
(A) Local Land Use Plan- Dare County
Land Classification From LUP -Uplands - Commercial, Water and Wetlands - Conservation
(B) AEC(s) Involved: CS
(C) Water Dependent: NO
(D) Intended Use: Commercial
(E) Wastewater Treatment: Existing - Septic tank and drain field
Planned - Septic tank and drain field
(F) Type of Structures: Existing- Commercial building with asphalt parking
Planned - Commercial building, paved parking and retaining wall
(G) Estimated Annual Rate of Erosion: N/A
Source -N/A
7. HABITAT DESCRIPTION: [AREA]
DREDGED FILLED OTHER
(A) Vegetated Wetlands t791ft2
404 wetlands—NWP 18 issued
(B)Non-Vegetated Wetlands
(C) Other ±60,984 ft2
highground
(D) Total Area Disturbed: f60,984 ft2(LI A acres)
(E) Primary Nursery Area: Yes
(F) Water Classification: SC Open: Yes
8. PROJECT SUMMARY: The applicant proposes to replace an existing building with a t9,070 ft2
commercial building with a 51-space paved parking lot and a retaining wall.

TowneBank of Currituck
Dare County
Express Permit Review Program
Project setting
Brian Rubino with Quible&Associates, P.C., on behalf of TowneBank of Currituck,
has requested the attached application be processed under the Express Permit Review
Program, for construction of a commercial bank building with paved parking and covered
drive through. The property is currently owned by Pasquotank County and TowneBank
has an offer to purchase with an 8 July 2011 closing date.
The project site is located at 2 Juniper Trail at the intersection of US Highway 158,
in the Town of Southern Shores adjacent the head of a manmade canal off Jean Guite
Creek which connects into Currituck Sound. The inland waters of Jean Guite Creek and
the adjacent manmade canal are classified as Public Trust Area with the corresponding
designated Coastal Shoreline (30' Public Trust Shoreline)Areas of Environmental Concern
(AECs). The proposed project site is t1.6 acres (69,701 ft2) and is currently developed
with a medical office building and associated asphalt parking area.
The site has ±361' of frontage adjacent US 158 on the south side and ±166'
adjacent Juniper Trail on the west side. The aforementioned manmade canal abuts the
north side of the site about midway the property and includes approximately 68' of
shoreline. The eastern half of the site as well as the area immediately adjacent the
manmade canal is heavily vegetated with mixed hardwoods, pines, shrubs and vines. A
portion of this wooded area (791ft2) has been delineated as 404 wetlands by the U. S.
Army Corps of Engineers, and Nationwide Permit Number 18 was issued on 22 June 2011
(under Action ID SAW 2011-00733) to fill this area. The Division of Water Quality
authorized the fill via General Water Quality Certification Number 3821 on 31 May 2011
and assigned it DWQ Project #11-0404. The remainder of the site around the existing
medical office is vegetated with lawn grass and a few ornamental shrubs.
The property is bordered to the north by a commercial office building with paved
parking and is vegetated with lawn grass, ornamental shrubs and several hardwoods. An
undeveloped piece of property heavily vegetated with mixed hardwoods, pines, shrubs and
vines borders the site to the east.
The project site has an existing elevation of f6' above the normal water level
(NWL). Jean Guite Creek and the associated manmade canal system have been
classified as a Primary Nursery Area (PNA) by the Wildlife Resources Commission. Jean
Guite Creek and the associated manmade canal system have been classified as SC by the
Environmental Management Commission. The area is open to the harvesting of shell
fishing.
Project description
The existing building and asphalt parking area will be removed. The applicant
proposes to construct a t5,900 ft2 (first floor) bank building on the site with an attached
covered drive throuqh and ATM machine.

TowneBank of Currituck
Dare County
Express Permit Review Program
Page Two
The existing elevation of the property at the new building location will be raised±5'
for a finished floor elevation of±121. A 51-space asphalt and permeable concrete paved
parking lot is also proposed as well as a single driveway connection to Juniper Trail. The
applicant proposes to construct a wastewater system utilizing a standard septic tank and
drain field.
A 5' high retaining wall with associated backfill will be constructed on the north side
of the new parking lot, ATM and drive through teller window. Approximately 45' of the
retaining wall will be located 26' landward of the NWL of the manmade canal.
Approximately 304 ftz of existing asphalt paving will be removed from within the 30' Coastal
Shoreline Area of Environmental Concern (CS AEC) at this location and restored to
pervious surface. No other work is proposed closer than 30' to the existing manmade
canal.
The total amount of disturbance for the project site is t1.4 acres(360,984 ftz), which
is ±88% of the entire site. The total impervious coverage for the site is ±40,800 ft2 or
58,54%. As proposed, f429 ftz of slope and grade activities will take place within the CS
AEC, and the amount of impervious surface in this AEC is zero.
Anticipated impacts
The project as proposed will result in the disturbance of±60,984 ft2 of uplands as a
result of the construction activities. The project as proposed will result in the placement of
45' of retaining wall and 225 ftz of earthen fill within the Coastal Shoreline AEC and 30'
Coastal Shoreline Buffer associated with the manmade canal.
David W. Moye — 5 July 2011

Project Narrative
TowneBank of Currituck
Southern Shores Banking Center
June 30, 2011
TowneBank of Currituck is proposing to construct a 9,070 sf Bank with associated parking and utilities on
a 1.60 acre parcel of land located in the northeast quadrant of the intersection of Juniper Trail and U.S.
158.
The proposed site is currently developed as a medical office building with associated improvements. This
office building along with a significant portion of the existing on-site improvements will be removed in
order to facilitate the construction of the new bank.
There is a dead end man-made canal that connects to Jean Guite Creek (part of the Southern Shores
canal system) that comes close to the property line. The canal has a CAMA 30' vegetative buffer
zone/AEC and this buffer extends onto the subject property(see site plan).
There is an existing section 404 pocket (field approved by USACE in February 2011 and JD issued on
6/22/2011) on the property that has been permitted to be filled. This area is not located within a CAMA
AEC. Included are copies of the Nationwide 18 and 401 Water Quality Certification for this activity along
with a 404 map.
Stormwater runoff from proposed impervious surfaces within the TowneBank of Currituck project site will
be collected via curb and gutter along the parking lot periphery and conveyed via storm sewer to a
constructed wetland proposed to be located to the east of the proposed building. Additional storage will
be provided within the subsurface beneath the parking lot. A NCDENR Stormwater Permit will be
acquired prior to issuance of building permits for this site.
Fire service is provided via the existing hydrant located in the northeast quadrant of the intersections of
juniper Trail and U.S. 158. Domestic water service will be provided via an existing water tap served by
Dare County Water Distribution System. The proposed facility will be served by an on-site septic system
proposed to be located on the eastern end of the site. Power will be supplied via Dominion North
Carolina Power.
The work with the AEC that requires CAMA permitting involves construction of a retaining wall and
grading within a portion of the AEC (45 ft long within the AEC). Due to the challenging configuration of
the parcel and safety requirements for the drive-through road proposed, the retaining wall must be
located within the AEC to some extent. No impervious cover is proposed in the buffer. It should be noted
that there is an existing asphalt drive and parking that is within the buffer at this time. This asphalt will be
removed as part of the new plan and the area will again function as a permeable buffer.
Included in this CAMA submission is the following:
• CAMA Major Site plan
• Agent Authorization and Sale Agreement
• CAMA Applications MP-1, MP-2, MP-3
• Letters to Adjacent Riparian Owners and Green Card Receipts
• Deed
• Prior USACE and DWQ Minor Wetland Fill Permits and Map (Wetlands and As-Built)
• Town of Southern Shores Site Plan Approval Letter
• Dare County Health Dept. Site Evaluation for on-site septic
• Proposed Building Elevation Drawing

Dom MP-1
APPLICATION for .
Major Development Permit
(last revised 12/27106)
North Carolina DIVISION OF COASTAL MANAGEMENT
1. Primary Applicant/Landowner Information
Business Name Project Name(if applicable)
Townebank TowneBank Southern Shores
Last Name
Applicant 1: First Name MI
Davis
J. Morgan
Applicant 2: First Name MI Last Name
If additional applicants,please attach an additional pages)with names listed.
Mailing Address PO Box City State
5806 Harbour View Blvd. Suffolk VA
ZIP Country Phone No. FAX No.
234�5 USA 757-473-2514 ext. -
Street Address(if different from above) City State ZIP
Email
[e-mail]
2. Agent/Contractor Information
Business Name
Quible&Associates, P.C.
Agent/Contractor 1: First Name MI Last Name
Brian D Rubino
Agent/Contractor 2: First Name MI Last Name
Mailing Address PO Box City State
P.O. Drawer 870 Kitty Hawk NC
ZIP Phone No. 1 Phone No. 2
27949 252-261 -3300 ext.240 - - ext.
FAX No. Contractor It
252 261 1260
Street Address(if different from above) City State r
8 Juniper Trail Kitty Hawk NC -
Email
[e-mail]
<Form continues on back>

Form DCM MP-1 (Page 3 of 5) APPLICATION for
Major Development Permit ,
3. Project Location
County(can be multiple) Street Address State Rd.N
Dare 2 Juniper Trail
Subdivision Name City State Zip
none Southern Shores NC 27949-
Phone No. Lot No.(s) (if many, attach additional page with list)
- ext. pin 986720817063, ,
a. In which NC river basin is the project located? b. Name of body of water nearest to proposed project
Pasquotank Man made canal (unnamed); off of Jean Guite Creek
c. Is the water body identified in(b)above,natural or manmade? d. Name the closest major water body to the proposed project site.
❑Natural ®Manmade ❑Unknown Albemarle Sound
e. Is proposed work within city limits or planning jurisdiction? I. If applicable,list the planning jurisdiction or city limit the proposed
®Yes ❑No work falls within.
Southern Shores
4. Site Description
a. Total length of shoreline on the tract(ft.) b. Size of entire tract(sq.ft.)
68 ft 69,701 sq.ft.
c. Size of individual lot(s) d. Approximate elevation of tract above NHW (normal high water)or
one parcel, I I NWL(normal water level)
(If many lot sizes,please attach additional page with a list) avg 6' ®NHW or❑NW L
e. Vegetation on tract
Acer rubrum, Persea borbonia,Taxodium distichum, Quercus spp.,Toxicodendron radicans, Parthenocissus quinquefolia,
Smilax spp.
I. Man-made features and uses now on tract
A single level brick commercial/medical building, asphalt parking, concrete sidewalks
9. Identify and describe the existing land uses adjacent to the proposed project site.
NCDOT right-of-way(US 158),commercial and undeveloped residential
h. How does local government zone the tract? i. Is the proposed project consistent with the applicable zoning?
General Commercial (Attach zoning compliance certificate,if applicable)
®Yes []No ❑NA
I. Is the proposed activity part of an urban waterfront redevelopment proposal? ❑Yes NNo
k. Hasa professional archaeological assessment been done for the tract? If yes,attach a copy. ❑Yes NNo ❑NA
If yes,by whom?
I. Is the proposed project located in a National Registered Historic District or does it involve a ❑Yes NNo ❑NA
National Register listed or eligible property?
<Form continues on next page>

Form DCM MP-1 (Page 4 of 5) APPLICATION for
Major Development Permit
m. (i) Are there wetlands on the site? ®Yes ❑No
(it)Are there coastal wetlands on the site? []Yes ED%
(III)If yes to either(1)or(ii)above,has a delineation been conducted? ®Yes ❑No
(Attach documentation,if available)
n. Describe existing wastewater treatment facilities.
On-Site Septic Treatment System
o. Describe existing drinking water supply source.
Dare County Water Department
p. Describe existing storm water management or treatment systems.
none existing
5. Activities and Impacts
a. Will the project be for commercial,public,or private use? ®Commercial ❑Public/Government
❑Private/Community
b. Give a brief description of purpose, use,and daily operations of the project when complete.
A TowneBank banking facility open to public for daily banking services; private offices
c. Describe the proposed construction methodology,types of construction equipment to be used during construction,the number of each type
of equipment and where it is to be stored.
Dump trucks, bull dozers, graders, back hoe. Retaining wall piles will be bored in, driven or jetted. Equipment to be stored
on-site outside of the buffer zone.
d. List all development activities you propose.
Bank facility, driveways, drive-through, asphalt and permeable paving,subsurface stormwater collection and treatment,
stormwater basin and constructed wetland, retaining walls,signage. Only a portion of the proposed retainng wall will lie
within a CAMA AEC. There is no proposed impervious cover within a CAMA AEC and the existing asphalt area that extends
into the AEC at this time(in association with Regional Medical)will be removed and this area of the buffer will be restored to
it's original permeable state.
e. Are the proposed activities maintenance of an existing project,new work,or both? new
I. What is the approximate total disturbed land area resulting from the proposed project? 1.40 ❑Sq.Ft or®Acres
g. Will the proposed project encroach on any public easement,public accessway or other area ❑Yes ®No ❑NA
that the public has established use of?
h. Describe location and type of existing and proposed discharges to waters of the state.
Minor surface runoff
i. Will wastewater or stormwater be discharged into a wetland? ❑Yes ®No ❑NA
If yes,will this discharged water be of the same salinity as the receiving water? ❑Yes ❑No ❑NA
j. Is there any mitigation proposed? []Yes ❑No ®NA
If yes,attach a mitigation proposal.
<Form continues on back>

Form DCM MP-1 (Page 5 of 5) APPLICATION far
Major Development Permit ,
6. Additional Information
In addition to this completed application form,(MP-1)the following items below,if applicable, must be submitted in order for the application
package to be complete. Items(a)—(f)are always applicable to any major development application. Please consult the application
instruction booklet on how to properly prepare the required items below.
a. A project narrative.
b. An accurate,dated work plat(including plan view and cross-sectional drawings)drawn to scale. Please give the present status of the
proposed project. Is any portion already complete? If previously authorized work,clearly indicate on maps,plats,drawings to distinguish
between work completed and proposed.
c. A site or location map that is sufficiently detailed to guide agency personnel unfamiliar with the area to the site.
d. A copy of the deed(with state application only)or other instrument under which the applicant claims title to the affected properties.
e. The appropriate application fee. Check or money order made payable to DENR.
f. A list of the names and complete addresses of the adjacent waterfront(riparian)landowners and signed return receipts as proof that such
owners have received a copy of the application and plats by certified mail. Such landowners must be advised that they have 30 days in
which to submit comments on the proposed project to the Division of Coastal Management.
Name Southern Shores Realty Phone No.
Address P.O.Box 150, Kitty Hawk,NC 27949
Name Vandeventer Black, LLC Phone No.
Address 500 World Trade Center,Norfolk,VA 23510
Name Phone No.
Address
g. A list of previous state or federal permits issued for work on the project tract. Include permit numbers,permittee,and issuing dates.
USACE Nationwide 18 SAW 2011-00733, Pasquotank County,
6/22/2011
401 Water Quality Cert. 11-0404,Pasquotank County,
5/31/2011
h. Signed consultant or agent authorization form,if applicable.
I. Wetland delineation,if necessary.
j. A signed AEC hazard notice for projects in oceanfront and inlet areas. (Must be signed by property owner)
k. A statement of compliance with the N.C. Environmental Policy Act(N.C.G.S. 113A 1-10),if necessary. If the project involves expenditure
of public funds or use of public lands,attach a statement documenting compliance with the North Carolina Environmental Policy Act.
7. Certification and Permission to Enter on Land
I understand that any permit issued in response to this application will allow only the development described in the application.
The project will be subject to the conditions and restrictions contained in the permit.
I certify that I am authorized to grant, and do in fact grant permission to representatives of state and federal review agencies to
enter on the aforementioned lands in connection with evaluating information related to this permit application and follow-up
monitoring of the project.
I further certify that the information provided in this application is truthful to the best of my knowledge.
Date Print Name J. Morgan Davis
Signature
Please indicate application attachments pertaining to your proposed project.
NDCM MP-2 Excavation and Fill Information ❑DCM MP-5 Bridges and Culverts
NDCM MP-3 Upland Development
❑DCM MP-4 Structures Information

Form DCM MP-2
EXCAVATION and FILL
(Except for bridges and culverts)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
Describe below the purpose of proposed excavation and/or fill activities. All values should be given in feet.
Access Other
Channel Canal Boat Basin Boat Ramp Rock Groin Rock (excluding
(NLW or Breakwater shoreline
NWL stabilization
Length
Width
Avg. Existing
Depth NA NA
Final Project
Depth NA NA
1. EXCAVATION ®This section not applicable
a. Amount of material to be excavated from below NHW or NWL in b. Type of material to be excavated.
cubic yards.
C. (i)Does the area to be excavated include coastal wetlands/marsh d. High-ground excavation in cubic yards.
(CW),submerged aquatic vegetation(SAV),shell bottom(SB),
or other wetlands(WL)? If any boxes are checked,provide the
number of square feet affected.
❑CW ❑SAV ❑SB _
OWL ❑None
(ii)Describe the purpose of the excavation in these areas:
2. DISPOSAL OF EXCAVATED MATERIAL ®This section not applicable
a. Location of disposal area. b. Dimensions of disposal area.
C. (i)Do you claim title to disposal area? d. (i) Will a disposal area be available for future maintenance?
❑Yes ❑No ❑NA []Yes ❑No ❑NA
(n)If no,attach a letter granting permission from the owner. (II)If yes,where?
e. (i)Does the disposal area include any coastal wetlands/marsh I. (i) Does the disposal include any area in the water?
(CW),submerged aquatic vegetation(SAV),shell bottom(SB), ❑Yes ❑No ❑NA
or other wetlands(W L)? If any boxes are checked,provide the number of square feet affected. (I!) If Y� es,how much water area is affected?
❑CW ❑SAV ❑SB
OWL ❑None
(ii)Describe the purpose of disposal in these areas:

a 0i'n1 $,t§dllif 3'.`('a-2 (Y'xcavration i d VOL age. 1 of 2) .
3. SHORELINE STABILIZATION ®This section not applicable
(if development is a wood groin, use MP-4-Structures)
a. Type of shoreline stabilization: b. Length:
[-]Bulkhead ❑Riprap ❑Breakwater/Sill ❑Other:_ Width:
G. Average distance waterward of NHW or NWL: d. Maximum distance waterward of NHW or NWL:
e. Type of stabilization material: I. (i) Has there been shoreline erosion during preceding 12
months?
❑Yes ❑No ❑NA
fill If yes,state amount of erosion and source of erosion amount
information.
g. Number of square feet of fill to be placed below water level. h. Type of fill material.
Bulkhead backfill Riprap_
Breakwater/Sill Other_
i. Source of fill material.
4. OTHER FILL ACTIVITIES ❑This section not applicable
(Excluding Shoreline Stabilization)
a. (i) Will fill material be brought to the site? ®Yes ❑No ❑NA b. (i)Will fill material be placed in coastal wetlands/marsh(CW),
If yes, submerged aquatic vegetation(SAV),shell bottom(SB),or
other wetlands(W L)? If any boxes are checked,provide the
(ii)Amount of material to be placed in the water 0 number of square feet affected.
(iii) Dimensions of fill area 791 sq.ft. ❑CW ❑SAV _ ❑SB
(iv) Purpose of fill OWL 791 soft ❑None
general site grading (ii)Describe the purpose of the fill in these areas:
791 sq.ft.of 404 wetlands previously permitted through a
Nat 18/401 Cert.
5. GENERAL
a. How will excavated or fill material be kept on site and erosion b. What type of construction equipment will be used(e.g.,dragline,
controlled? backhoe,or hydraulic dredge)?
silt fencing,vegetative stabilization and retaining wall back hoe,excavator
C. (i) Will navigational aids be required as a result of the project? d. (i) Will wetlands be crossed in transporting equipment to project
❑Yes ®No ❑NA site? ❑Yes ®No ❑NA
(ii) If yes,explain what type and how they will be implemented. (ii)If yes,explain steps that will be taken to avoid or minimize
environmental impacts.
Date Applicant Name
IUivNF IJANLG f,L 'H ;E�
Applicant Signature
Project Name

Form DCM MP-3
UPLAND DEVELOPMENT
(Construction and/or land disturbing activities)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
GENERAL UPLAND DEVELOPMENT
a. Type and number of buildings,facilities,units or structures b. Number of lots or parcels.
proposed. 1
1 Bank Facility;this includes a 45 ft long retaining wall
within the AEC
c. Density(give the number of residential units and the units per d. Size of area to be graded,filled,or disturbed including roads,
acre). ditches,etc.
0 1.4 acres
e. If the proposed project will disturb more than one acre of land,the I. List the materials(such as marl,paver stone,asphalt,or concrete)
Division of Land Resources must receive an erosion and to be used for impervious surfaces.
sedimentation control plan at least 30 days before land-disturbing traditional concrete, permeable concrete, asphalt
activity begins.
(i) If applicable,has a sedimentation and erosion control plan been
submitted to the Division of Land Resources?
®Yes ❑No ❑NA
(ii) If yes,list the date submitted: With this Express submission
g. Give the percentage of the tract within the coastal shoreline AEC to In. Projects that require a CAMA Major Development Permit may also
be covered by impervious and/or built-upon surfaces,such as require a Stormwater Certification.
pavement, building, rooftops,or to be used for vehicular driveways (i) Has a site development plan been submitted to the Division of
or parking. Water Quality for review?
0 ®Yes ❑No ❑NA
i. Give the percentage of the entire tract to be covered by impervious (ii)If yes,list the date submitted: With this Express submission
and/or built-upon surfaces,such as pavement,building, rooftops,
or to be used for vehicular driveways or parking.
58.54%
j. Describe proposed method of sewage disposal. k. Have the facilities described in Item(i)received state or local
On-site septic treatment system; See Dare County Health approval?
Dept. Site Evaluation ®Yes [:]No ❑NA
If yes,attach appropriate documentation.
I. Describe location and type of proposed discharges to waters of the m. Does the proposed project include an innovative stormwater
state(e.g.,surface runoff,sanitary wastewater,industrial/ design?
commercial effluent,"wash down"and residential discharges). ®yes []No RNA
Minor surface runoff may occur, but the stormwater If yes,attach appropriate documentation.
management design and grading plan are engineered
to capture, treat and store rain water.

FLDnm Off;NI MP�3 (upianti
m. Describe proposed drinking water supply source(e.g.,well, n. (i) Will water be impounded? ®Yes ❑No []NA
community,public system,etc.)
(ii)If yes,how many acres? 0.07 ac. for stormwater wetland
Dare County Water Department
o. When was the lot(s)platted and recorded? p. If proposed development is a subdivision,will additional utilities be
June 1979 installed for this upland development?
❑Yes ❑No ®NA
Date
...t61L,] L PVW VC .�[.�cJ i+LICE' /Oc-(—
Project Name
I . MorrA1r OAvrs
Applic7^�Nam 0
Applicant Signature r

Quible
Quible &Associates, P.C. P.O.Drawer 870
Kitty Hawk,NC 27949
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING Phone:[phone]
SINCE 1969 Fax:[phone]
Web:qulble.com
PRINCIPALS
Each D.Rubino, P.G.
Warren D.Eadus,P.G.
CERTIFIED MAIL: RETURN RECEIPT REQUESTED ASSOCIATES
David A.Deel,P.E.
Katherine C.Marchello,P.L.S.
June 21, 2011 Michael W.Stradec Jr.,P.E.
Vandventer Black, LLC
500 World Trade Center
Norfolk, VA 23510
RE: CAMA Major Permitting for Southern Shores TowneBank
2 Juniper Trail, Southern Shores, Dare County, NC
Sir/Madam:
As adjacent riparian property owner to the above referenced project, it is required by NCDENR, Division
of Coastal Management (NCDCM) that you be notified of the proposed work that requires CAMA Major
Permitting. As depicted on the accompanying site plans and application, the proposed project includes
construction of a new banking facility for TowneBank at 2 Juniper Trail on the corner of Juniper and US
158 (the existing Regional Medical building). The work that requires CAMA Permitting consists of
installation of a retaining wall and associated grading in the 30 ft Area of Environmental
Concern/Vegetative Buffer that is offset from the existing dead end canal (see plan sheet).
Should you have comments to this proposal, please send your written comments to Mr. David Moye, 943
Washington Square Mall, Washington, NC 27889. Written comments must be received within 30 days of
receipt of this notice.
If you have no objection to the project, please sign and date below and return one copy of this letter to:
Brian Rubino, Quible & Associates, P.C., P.O. Drawer 870, Kitty Hawk, NC 27949. Failure to respond in
either method within 30 days will be interpreted as no objection.
Sincerely,
Ouui�ble and Associates, P.C.
tS�"v o
Brian D. Rubino
I have no objection to the project as proposed
I have an objection to the project for reasons stated below
Signature Date

Quible
Quible &Associates, P.C.
P.O.Drawer 870
ENGINEERING•ENVIRONMENTAL SCIENCES•PLANNING•SURVEYING a y Hawk NC 27949
SINCE 1959 Phone:[phone]
Fax:[phone]
Web:quible.com
PRINCIPALS
Eton D.Rubino, P.G.
CERTIFIED MAIL: RETURN RECEIPT REQUESTED Warren D.Foam P.G.
ASSOCIATES
Davitl A.Deel,P.E.
Julie 2I, 20I I Katherine C.Marchello,P LS.
Idldhuel W Slwd,Jt,N.E.
Southern Shores Realty Company
P.O. Box 150
Kitty Hawk, NC 27949
RE: CAMA Major Permitting for Southern Shores TowneBank
2 Juniper Trail, Southern Shores, Dare County, NC
Sir/Madam:
As adjacent riparian property owner to the above referenced project, it is required by NCDENR, Division
of Coastal Management (NCDCM) that you be notified of the proposed work that requires CAMA Major
Permitting. As depicted on the accompanying site plans and application, the proposed project includes
construction of a new banking facility for TowneBank at 2 Juniper Trail on the corner of Juniper and US
158 (the existing Regional Medical building). The work that requires CAMA Permitting consists of
installation of a retaining wall and associated grading in the 30 ft Area of Environmental
Concern/Vegetative Buffer that is offset from the existing dead end canal (see plan sheet).
Should you have comments to this proposal, please send your written comments to Mr. David Moyer 943
Washington Square Mall, Washington, NC 27889. Written comments must be received within 30 days of
receipt of this notice.
If you have no objection to the project, please sign and date below and return one copy of this letter to:
Brian Rubino, Quible & Associates, P.C., P.O. Drawer 870, Kitty Hawk, NC 27949. Failure to respond in
either method within 30 days will be interpreted as no objection.
Sincerely,
Quible and Associates, P.C.
Brian D. Rubino
I have no objection to the project as proposed
I have an objection to the project for reasons stated below
Signature Date

i COMPLETE THIS SECTION ON DELIVERY
SENDER: COMPLETE THIS SECTION
■ Complete items 1,2,and 3.Also complete ASV t-re ❑Agent
Item 4 tt Restricted Delivery Is desired. X ❑Addressee
■ Print your name and address on the reverse
so that we can return the card to you. S. R elved by(Printed Name) C. Date of Delivery
■ Attach this card to the back of the mailpiece, G
i or on the front If space permits.
D. Is delivery address different rAtA as
1. Article Addressed to: n n If YES,enter delivery addrr ow:
S. SerZsve USQ
' pal coduw Mail ❑Express,
'I �'7�i)<9 Replstered ❑Retum Receipt for Merchandise
i Olnsured Mall ❑C.O.D.
I 4. Restricted Delivery?(Extra Fee) ❑Yes
2. ArdcleNumber 7007 2680 0002 5929 9732
(Transfer from service label)
� pS Form 3811,February 2004
Domestic Return Recelpt 102595-02-M-1540
SENDER: COMPLETE THIS SECTION
■ Complete items 1,2,and 3.Al7des'md
A SI re
hem 4 if Restricted Delivery is [3 Agent
■ Print your name and address e ❑Addressee
so that we can return the card6. nn ed Name) C Date.of Delivery
■ Attach this card to the back oe,or on the front if space permitD. Is delNery address different from ftem 1? ❑Yes1. Article Addressed to: If YES,enter delivery address below: ❑ No
�ll
3. Servkelype
-B'CeNfled Mall ❑ExpMW Mall
c�13S)D p Reglsigmij ❑Retum Receipt for Merchandise
❑Insured Mail O C.O.D.
4. Restdoted Delivery?(Extra Fee) ❑Yes
2. ""ae"umber 7ao7 2680 0002 5929 7264
} (Transfer hom service labeQ
r 102595-02-M-1540
V PS Form 3811,February 2004 Domestic Return Recelpt

June 30, 2011
RE: Dare County Pin: 986720817063
Southern Shores, Dare County, North Carolina
Current Owner: Pasquotank County
Buyer/Applicant:TowneBank
As purchaser of the above referenced property, I authorize Quible & Associates, P.C. to act as
agent for the purpose of CAMA Permitting.
Authorized Signature
Name: J. Morgan Davis Date

April 13, 2011
RE: Dare County Pin: 986720817063
Southern Shores, Dare County, North Carolina
Owner: Pasquotank County
As current owner of the above reference property, I authorize Quible & Associates, P.C. to act
as agent for the purpose of environmental permitting, including USACE, DWQ and CAMA
permits if necessary.
tYl �h Cou A' 5 c�U-k"` (wn}r A(+N'n y
Authorized Signature 7
Name: R. Michael Cox Date

SALES AGREEMENT
THIS AGREEMENT, made this QO'- DAY OF DECEMBER, 2010, by and
between PASQUOTANK COUNTY NORTH CAROLINA (hereinafter
collectively referred to as "Seller"), the first party, and TOWNE BANK, a Virginia State
Chartered Bank, having a mailing address of 600 22"6 Street, Suite 500, Virginia Beach,
Virginia 23451 (hereinafter referred to as "Buyer"), the second party;
WITNESSETH
That for and in consideration of the mutual promises set forth herein, and other good and
valuable consideration, the receipt of which is hereby acknowledged, Seller agrees to sell and
Buyer agrees to buy, at the price and upon the terms, provisions and conditions hereinafter set
forth, the following described property (hereinafter referred to as the "Property"), to wit:
Being approximately 1.57 acres, more or less, located at 2 Juniper Trail, Southern
Shores, Dare County, North Carolina and being identified as Dare County PIN #
986720817063, same being Tracts 2 and 3 as described in Deed recorded in Book
1353, Page 239, Dare County Registry.
follows:1. Price. The purchase price of the property shall b� and shall be paid, as
Buyer shall submit five percent (5%) of its bid_ as a deposit with the Seller
ursuant to N.C. Gen. Stat. §160A-269.
upon the Seller's proposal to accept the Buyer's offer p
The deposit shall be paid by delivery of certified funds from the Buyer to the Seller. Five
percent (5%) of the five percent (5%) offer _ shall be nonrefundable upon the Seller's
proposal to accept Buyer's offer. If the Buyer closes on the subject property as described in
paragraph 5 of this Agreement the deposit shall be credited to the purchase price. In the event
the Buyer determines during the Feasibility Period as described in paragraph 3 of this Agreement
that the property is not suitable for the Buyer's intended purposes, the Buyer shall give the Seller
written notice of its intent to terminate this Agreement and shall be entitled to a full refund of its
deposit minus the non-refundable portion as described hereinabove.
The balance of the purchase price (95%) shall be paid by the Buyer to the Seller at
settlement.
2. Escrow. It is understood and agreed by the parties hereto that all monies deposited
with this Agreement to be applied to the purchase price of the property shall remain in escrow
with the Seller until settlement. If Buyer does not give notice to terminate this Agreement as
provided in Section 1 above or if Buyer defaults under this contract of purchase any deposit
made by Buyer shall be retained by the Seller and Buyer shall not be entitled to any portion of
the deposit.
3. Feasibility Period. This Agreement and all of the Buyer's obligations hereunder are
subject to Buyer's determining, in its' sole discretion, within one hundred twenty(120) days

after the Seller accepts the Buyer's bid and this Agreement has been fully executed, that the
Property is feasible for Buyer's purposes (the"Feasibility Period"). In the event that the
Property is not deemed feasible for Buyer's purposes, for any reason, or no reason, Buyer shall
give written notice thereof within the Feasibility Period. Buyer shall have access to the Property
and the right to perform surveys and tests on the Property during the Feasibility Period. Buyer
agrees that if it terminates this Agreement as provided herein, Buyer will provide to Seller, at no
cost to Seller, copies of all surveys, soil tests and environmental studies prepared by or on behalf
of Buyer with respect to the Property(excluding any proprietary financial projections). The
foregoing information will be provided to the Seller within thirty(30) days after the deposit, less
the non-refundable portion, is refunded to the Buyer.
4. Risk of Loss. The risk of loss or damage by fire or other casualty prior to Settlement
shall be upon the Seller. If the improvements on the Property are destroyed or materially
damaged prior to Settlement, the Buyer shall be entitled to receive, in addition to the Property,
any of the Seller's insurance proceeds payable on account of the damage or destruction
applicable to the Property being purchased.
5. Settlement. Settlement shall be made hereunder at a mutually agreeable place on or
before thirty(30) days after the end of the Feasibility Period (the "Initial Settlement Date");
provided, however, Buyer shall have the right, by written notice to Seller, to extend the
settlement date to a date which is no later than one hundred twenty(120) days after acceptance
of this offer by Seller (the "Extended Settlement Date"). Time is of the essence regarding
settlement, and if Buyer does not terminate this contract or close the purchase prior to the
Extended Settlement Date, the entire deposit shall be forfeited by Buyer and neither party shall
have any further liabilities or obligations hereunder. Real estate taxes shall be prorated and
adjusted as of the date of settlement. At settlement, Seller shall deliver to Buyer a deed of
general warranty containing the usual covenants of tine, conveying a good, marketable,insurable
fee simple title to the Property to Buyer free and clear of all liens, defects and encumbrances and
subject only to such covenants, conditions, easements, and un-violated restrictive covenants that
do not materially affect the value of the Property and such other encumbrances as may be
assumed or specifically approved by Buyer. Seller shall pay all owner's association and
governmental assessments, if any, confirmed through the time of Settlement. Possession of the
Property shall be delivered at Settlement. Settlement as used in this Agreement shall be defined
as the purchase and sale of the property at which time title is conveyed from Seller to Buyer.
6. Right to Cure. Notwithstanding anything contained in this Agreement to the
contrary, Seller shall be afforded a reasonable adjournment of settlement (not exceeding sixty
(60) days) to correct any reported title defects, and if after such time Seller is unable to correct
such defects, Buyer shall, at its election, have the right to close the transaction with such defects
in the title to the Property without any abatement of a portion of the purchase price, and if Buyer
shall not so elect to make settlement within fifteen (15) days after written notice from Seller that
Seller is unable to correct such defects, either Buyer or Seller shall be entitled to terminate this
Agreement, and upon such termination all monies paid hereunder by Buyer to Seller and/or
Agent shall be refunded to Buyer, and neither Buyer nor Seller shall have any further rights
against or obligations to either Seller or Buyer, respectively.

u1 tilt, uluwu otatGo 10g1JRll Ou Vl %,U1L111UU Mdll, 1ULU111 lUtXIpt 1UgUGSLUU1 PUSLage Prcpalu,
addressed to Buyer c/o Morgan Davis, 600 22nd Street, Suite 500, Virginia Beach, Virginia
23451.
8. Inspection. From and after execution of this Agreement, the Buyer and its agents and
representatives shall be entitled to enter upon the property for inspection, soil test, examination
and land use planning. Buyer shall restore any disturbance of the property caused by its acts and
shall hold Seller harmless from and against any and all damages and liability occasioned by any
claim asserted against Seller caused by such examination.
9. Assignment. This Agreement shall be binding upon and shall inure to the benefit of
the parties hereto and their respective heirs, devisees, personal representatives, successors and
assigns. This Agreement shall be freely assignable on or after the date hereof by the Buyer
without the written consent of the Seller however, no other assignments of this Agreement may
be made without the Seller's written consent. In the event of an assignment Buyer shall not be
relieved of any obligations provided for hereunder without the written consent of the Seller.
10. Deposit. To the extent permitted by North Carolina General Statutes, the deposit
will be held in an interest bearing account with all interest accruing thereon being held for the
account of Buyer and credited accordingly.
11. Default by the Buyer. The parties agree that, notwithstanding any other provision
of this Agreement, if Buyer defaults in the performance of its obligations hereunder, Seller shall
have, as its sole remedy for Buyer's default, the right to terminate this Agreement and to retain
the deposit as set forth in Paragraph 1.
12. Default by the Seller. If Seller defaults or refuses to consummate the sale of the
property pursuant to this Agreement, the Buyer shall have the right after providing ten (10) days
written notice to Seller in which time Seller may be able to cure any default as its sole and
exclusive remedies, to either (i) terminate this Agreement by giving written notice of the
termination to Seller prior to or at the Settlement, whereupon the Earnest Money Deposit shall be
returned to the Buyer, or (ii) seek specific performance from Seller to consummate the sale of
this Property pursuant to this Agreement.
13. Brokerage Commissions. Seller and Buyer acknowledge and represent that
previously Ed Brooks has acted as a listing agent and Seller's broker ("Broker") concerning the
Property and is the only Broker that either Buyer or Seller has dealt with concerning this
Property. Seller shall be responsible for the payment of all compensation to Broker, if any, if
and when Settlement occurs. Should any other claim for commission be asserted or established,
the party in breach of its representation in this section is hereby expressly agrees to hold the
other harmless with respect to all costs relating thereto to the extent that the breaching party is

shown to have been responsible for the creation of such claim. Such Agreement of each party to
hold the other harmless shall survive the Settlement and any termination of this Agreement.
WITNESS the following signatures and seals:
BUYER(S): SELLER(S):
Towne Bank PASQUOTANK COUNTY
By: t3S: / ,�
M gan Davis, Senior Executive 1L y E. -Q iffm;'III, Chairman
Vice President Pasquotank County Board of Commissioners
Date: 0 (o Date: /`�- " / )

WHEREAS, the parties have heretofore executed a sales
agreement dated December 20, 2010 concerning the purchase and
sale of 1 . 57 acres located in the Town of Southern Shores, Dare
County, North Carolina, which sales agreement is incorporated
herein by reference; and
WHEREAS, the parties for good and adequate consideration
have agreed the following shall constitute an addendum to the
above referenced sales agreement:
Notwithstanding any other provisions to the sales agreement
to the contrary, the parties agree as follows :
The Feasibility Period shall be extended from 120 days,
which ends May 11 , 2011, for an additional 30 days which ends on
June 10, 2011 and the Settlement Date will be extended to July
8, 2011 .
Except as amended, the original sales agreement and all
provisions therein still pertain .
BUYER:
Towne Bank
Date: 611 r
(SEAL)
Morgan Davis, Senior Executive
Vice President
SELLER:
Date: 5-17-14 Pasquo un y
B (SEAL)

t�tl Book: 1353 Page: 239 Doc id: 5022997 IIIIIIIIIIIIIilllllIIIIIIIIIIIIIIlillllIIIIIIII III{IIII e0g 6g1 00 02:13PM
i11013000 02:13PM Receipt 9: 19709
fo Cody: 9C0 NC ExolN Tax pd: $0.00 Page: 1 of 0
iRSARA M GRAY, REGISTER OF DEEDS DARE CO, NC
STATE OF NORTH CAROLINA
QUITCLAIM DEED
COUNTY OF DARE
Parcel 9 026588000, 010364001, 027566008, 005622000, 022799000, 021865006, 021865005,
021865004, 017006000
Mail After Recording To: R. Michael Cox
The Twiford Law Firm
P.O. Box 99, Elizabeth City,N.C. 27907
e _ This instrument was prepared by: R, Michael Cox
r
o. J� THIS QUITCLAIM DEED, made and entered into this e mber, 2000,
_. .:� by and between Regional Medical Services, Inc., a North a n ro c �oration,
thereinafter called Grantor, and the.County of Pasquotank, N Caroli a, hereinafter called
Grantee, whose permanent address is Post Office Box 39, Elizab t City,No Carolina 27909;
WITNESS
That said Grantor, for and in consideratio f the sum of e Dollars ($10.00) to it in
hand paid, the receipt of which is hereby acknowl d d, has remi and released and by these
presents does remise, release, convey, and forever q 'tc ' unt Grantee, and its successors
and assigns, all right, title, claim and interest of the Gra in to a certain lots or parcels of
land lying and being in Dare County,No Carolina, and more particularly described as follows:
Being the property describe in hibit A attached hereto and
incorporated herein by reference.
To have and to hold the afo e id o or cel of land and all privileges thereunto
belonging to it, the Grantee, and its s c es r signs, free and discharged from all right,
title, claim or interest of the Qf�uor or y n cla' ng by, through or under the Grantor.
The designation "Grantor" a 6 an c as used herein shall include said parties and
their successors and assigns, s all in t!\ singular, plural, masculine, feminine or neuter as
required by the context.
/O

(IIIII IIIII IIIIIII I I IIIII IIIII�IIII�I II IIII IIII IIII d °5//2 00 02:13PM
IN WITNESS WHEREOF, the Grantor has caused this instrument to be signed in its
corporate name by its duly authorized officers and its seal to be hereunto affixed by authority of
its Board of Trustees, the day and year first above written.
REGIONAL MEDICAL SERVICES,INC.
By: & ` -
Presi nt
(Corpora:�e�
Sal)
— --
ATTEST
SEAL-STAMP NORTH CAROLINA, ®4J u t✓ C
I, a Notary Public of th ounty and St to aforesaid, certify that
lveu L. Newell a p r onally came b fore me this day and
acknowledged that he is Se re of Regio a Medical Services, Inc., a
North Carolina nonprofit core at' and at y authority duly given and
as the act of the said corporation, a ore mg instrument was signed in
its name by its Pr sident, �e ' �` ' _ .t �rato and attested by
j„ L. /Vewelj its Secretary. Witness my hand and official
stamp or seal, this 23 da f September, 2000.
My commission expires: juae _'2 o � ( / o ..._
Notary Pubric
NORTH CAROLINA /lam
DARECOUNTY \
The foregoing certifi Qf\ ` a4 hto
a Notary Public of 1. M
is certified to be corr�J.Thii igstruinent and this certificate are duly registered at the date and time in the Rook and
Poae Shawn an tha/Rast nana fiAmnt

022997
IIIIIIIIIIIIIIIIIII III IIIII IIIIIIIIIIII III IIIIIIIIIIIII 8Paget 5 of 0
Q S/2000 02:13PM
TRACT 4
ATLANTIC TOWNSHIP
Lots 4 , 5 and 6, as shown and delineated on that certain
plat entitled `Martin' s Point Commercial Lots, " prepared
epared b
Professional Land Services, Slides `]4 an rs ,
which plat is recorded in Plat Cabinet B,
Dare County Registry.
Tracts 4 herein conveyed was acquired by the Gran r in
Deed Book 624 Page " 27 .
TRACT 5
ATLANTIC TOWNSHIP
Beginning at a point in the western mar i or r g
t of way
point mar t e ' nt ection of
of U . S . 158 Bypass at a P wk Be s shown in
Blocks C and D of Section C, Ki Re is r thence running
Map Book 2 at page 264 , Dare Co y 9of
South 32 degrees 00 minutes 12 econds Ea hen d stance 27
114 feet to a point in the ri h of a way;
d! s ance of 180 . 00
South
degrees 14 minutes 10 seconds a wa a point; thence
feet along the edge of the right
South 22 degrees 23 minutes 59 secon s East marking distance the
60 feet along the righ f w thetsubdivision referred to
Southeast corner of Blocknds
above; thence South �10 degree nt4 s1RseeNor0ths29 degreest05
distance of 500 feet to a st ce of 250 feet to a point
minutes 36 seconds West locks C and D at their
marking the original o nee
Western intersect ' t e No h 92 degrees 18 minutes 06
d c
feet to a point; thence a
seconds west a i g o e minutes king the point or
21 seconds East a
course of North 69
distance of 528 . 07 e t
a point marking
place of beginnin
1 o lock and a portion of Block C Section
Same being own on a map in Book 2 , page 264 ,
C, Kitty eack`�g
of the D r o t Registry .
in Deed
Tract he n onveyed was acquired by the Grantor
Book ge �

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U.S. ARMY CORPS OF ENGINEERS
WILMINGTON DISTRICT
Action ID. SAW 2011-00733 County: Dare USGS Quad: Kitty Hawk
GENERAL PERMIT (REGIONAL AND NATIONWIDE) VERIFICATION
Property Owner/Authorized Agent: Pasquotank County
Address: Attn: Michael Cox
PO Box 39
Elizabeth City,North Carolina
Telephone No.:
Size and location of property (water body,road name/number,town, etc.): The property is located on the northeast
corner of the intersection of US HWY 158 and Juniper Trail in Southern Shores Dare County North Carolina.
(Latitude 36.09968, Longitude—75.71903
Description of projects area and activity: The project involves the filling of approximately 0.02 acres of jurisdictional
wetlands to construct a commercial banking facility and associated parking.
Applicable Law: M Section 404(Clean Water Act,33 USC 1344)
❑ Section 10(Rivers and Harbors Act, 33 USC 403)
Authorization: Regional General Pennit Number:
Nationwide Permit Number: 18
Your work is authorized by the above referenced penuit provided it is accomplished in strict accordance with the attached
conditions and your submitted plans. Any violation of the attached conditions or deviation from your submitted plans may subject the
pennittee to a stop work order, a restoration order and/or appropriate legal action.
This verification is valid until the NWP is modified, reissued, or revoked. All of the existing NWPs are scheduled to be modified,
reissued, or revoked prior to March 18, 2012. It is incumbent upon you to remain infonned of changes to the NWPs. We will issue a
public notice when the NWPs are reissued. Furthermore, if you commence or are under contract to commmence this activity before the
date that the relevant nationwide permit is modified or revoked,you will have twelve(12)months from the date of the modification or
revocation of the NWP to complete the activity under the present terns and conditions of this nationwide permit.
Activities subject to Section 404(as indicated above)may also require an individual Section 401 Water Quality Certification. You
should contact the NC Division of Water Quality (telephone[phone])to determine Section 401 requirements.
For activities occurring within the twenty coastal counties subject to regulation under the Coastal Area Management Act(CAMA),
prior to beginning work you must contact the N.C.Division of Coastal Management.
This Department of the Anny verification does not relieve the pennittee of the responsibility to obtain any other required Federal,
State or local approvals/permits.
If there are any questions regarding this verification, any of the conditions of the Permit, or the Corps of Engineers regulatory
program,please contact Josh Pelletier at the Washington Regulatory Field Office,PO Box 1000, Washington,North
Carolina,telephone [phone] .
Corps Regulatory Official Date: June 22,2011
Expiration Date of Verifica ' : March 18,2012
The W ihnington District is ommitted to providing the highest level of support to the public. To help us ensure we continue to do so,
please complete the Customer Satisfaction Survey located at our website at http //regulatory usacesurvev coin/ to complete the survey
online.
Page 1 of 2

Determination of Jurisdiction:
❑ Based on preliminary information, there appear to be waters of the US including wetlands within the above described project area.
This preliminary determination is not an appealable action under the Regulatory Program Administrative Appeal Process
(Reference 33 CFR Part 331).
❑ There are Navigable Waters of the United States within the above described project area subject to the pennit requirements of
Section 10 of the Rivers and Harbors Act and Section 404 of the Clean Water Act. Unless there is a change in the law or our
published regulations,this determination may be relied upon for a period not to exceed five years from the date of this
notification.
® There are waters of the US and/or wetlands within the above described project area subject to the pennit requirements of Section
404 of the Clean Water Act(C WA)(33 USC § 1344). Unless there is a change in the law or our published regulations,this
detennination may be relied upon for a period not to exceed five years from the date of this notification.
❑ The jurisdictional areas within the above described project area have been identified under a previous action. Please reference
jurisdictional determination issued. Action ID
Basis of Jurisdictional Determination: The wetlands on this property meet all three criteria as described in the 1987 Corps of
Engineers Wetlands Delineation Manual and the Atlantic and Gulf Coastal Plain Regional Supplement and are a broad
continuum of wetlands associated with the Currituck Sound
Appeals Information (This information applies only to approved jurisdictional determinations.)
Attached to this verification is an approved jurisdictional determination. If you are not in agreement with that approved jurisdictional
determination,you can make an administrative appeal under 33 CFR 331. Enclosed you will find a Notification of Appeal Process
(NAP)fact sheet and request for appeal(RFA) form. If you request to appeal this determination you must submit a completed RFA
form to the following address:
District Engineer, Wilmington Regulatory Division
Attn: Josh Pelletier,Project Manager,
Washington Regulatory Field Office
PO Box 1000
Washington,North Carolina 27889
In order for an RFA to be accepted by the Corps, the Corps must determine that it is complete,that it meets the criteria for appeal
under 33 CFR part 331.5, and that it has been received by the District Office within 60 days of the date of the NAP. Should you
decide to submit an RFA form, it must be received at the above address by July 16,2011.
**It is not necessary to submit an RFA form to the District Office if you do not object to the determination in this correspondence.**
Corps Regulatory Official:
Date June 22,2011 Expiration Date March 18,2012
SURVEY PLATS, FI D SKETCH, WETLAND DELINEATION FORMS, PROJECT PLANS, ETC.,MUST BE
ATTACHED TO THE FILE COPY OF THIS FORM, IF REQUIRED OR AVAILABLE.
Copy Furnished:
Brian Rubino
Quible and Associates
PO Drawer 890
Kitty Hawk,North Carolina 27949
Page 2 of 2

Action ID Number: 2011-00733 County: Dare
Permittee: Pasquotank County, Attn: Michael Cox
Date Verification Issued: June 22,2011
Project Manager: Josh Pelletier
Upon completion of the activity authorized by this permit and any mitigation required by the permit,
sign this certification and return it to the following address:
US ARMY CORPS OF ENGINEERS
WILMINGTON DISTRICT
WILMINGTON REGULATORY FIELD OFFICE
POST OFFICE BOX 1890
WILMINGTON,NORTH CAROLINA 28402-1890
Please note that your permitted activity is subject to a compliance inspection by a U. S. Army Corps of
Engineers representative. If you fail to comply with this permit you are subject to permit suspension,
modification, or revocation.
I hereby certify that the work authorized by the above referenced permit has been completed in
accordance with the terms and condition of the said permit, and required mitigation was completed in
accordance with the permit conditions.
Signature of Permittee Date

a
Applicant: Pasquotank County, Attn: Michael Cox File Number: 2011-00733 Dater June 22,
2011
Attached is: See Section below
INITIAL PROFFERED PERMIT (Standard Permit or Letter of permission) A
PROFFERED PERMIT (Standard Permit or Letter ofpermission) B
PERMIT DENIAL C
X APPROVED JURISDICTIONAL DETERMINATION D
PRELIMINARY JURISDICTIONAL DETERMINATION E
S);CTION T -,The,following identifies your rights and options regarding au'administrative,appeal`of the above
decision.,Addittoria1,irifb.r_matlofftilaXtte foM:at
l :!/www.us 3ce.army.mil/C GW/Pages/reg anaterials.as x or Co `s re at oms at 33 CFR Part 331.
A: INITIAL PROFFERED PERMIT: You may accept or object to the permit.
• ACCEPT: If you received a Standard Permit,you may sign the permit document and return it to the district engineer for final
authorization. If you received a Letter of Permission(LOP),you may accept the LOP and your work is authorized. Your
signature on the Standard Pennit or acceptance of the LOP means that you accept the pennit in its entirety, and waive all rights
to appeal the permit, including its terms and conditions,and approved jurisdictional determinations associated with the permit.
• OBJECT: If you object to the permit(Standard or LOP)because of certain terms and conditions therein,you may request that
the permit be modified accordingly.You must complete Section II of this form and return the form to the district engineer.
Your objections must be received by the district engineer within 60 days of the date of this notice,or you will forfeit your right
to appeal the permit in the future. Upon receipt of your letter,the district engineer will evaluate your objections and may: (a)
modify the permit to address all of your concerns,(b)modify the permit to address some of your objections,or(c)not modify
the permit having determined that the permit should be issued as previously written. After evaluating your objections,the
district engineer will send you a proffered permit for your reconsideration, as indicated in Section B below.
B: PROFFERED PERMIT: You may accept or appeal the permit
• ACCEPT: If you received a Standard Permit,you may sign the permit document and return it to the district engineer for final
authorization. If you received a Letter of Permission(LOP), you may accept the LOP and your work is authorized. Your
signature on the Standard Permit or acceptance of the LOP means that you accept the permit in its entirety, and waive all rights
to appeal the permit, including its terms and conditions, and approved jurisdictional determinations associated with the permit.
• APPEAL: If you choose to decline the proffered permit(Standard or LOP)because of certain terns and conditions therein,you
may appeal the declined permit under the Corps of Engineers Administrative Appeal Process by completing Section II of this
form and sending the form to the division engineer. This form must be received by the division engineer within 60 days of the
date of this notice.
C: PERMIT DENIAL: You may appeal the denial of a permit under the Corps of Engineers Administrative Appeal Process
by completing Section II of this form and sending the form to the division engineer. This form must be received by the division
engineer within 60 days of the date of this notice.
D: APPROVED JURISDICTIONAL DETERMINATION: You may accept or appeal the approved JD or
provide new information.
• ACCEPT: You do not need to notify the Corps to accept an approved JD. Failure to notify the Corps within 60 days of the
date of this notice, means that you accept the approved JD in its entirety, and waive all rights to appeal the approved JD.
• APPEAL: If you disagree with the approved JD, you may appeal the approved JD under the Corps of Engineers Administrative
Appeal Process by completing Section II of this form and sending the form to the division engineer. This form must be received
by the division engineer within 60 days of the date of this notice.

E: PRELIMINARY JURISDICTIONAL DETERMINATION: You do not need to respond to the Corps
regarding the preliminary JD. The Preliminary JD is not appealable. If you wish, you may request an
approved JD (which may be appealed), by contacting the Corps district for further instruction. Also you may
provide new information for further consideration by the Corps to reevaluate the JD.
SECTION 1 41 -REQUEST FOR APPEAL of OBJECTIONS TO AN INITIAL PROFFERED PERMIT 77
REASONS FOR APPEAL OR OBJECTIONS: (Describe your reasons for appealing the decision or your objections to an
initial proffered permit in clear concise statements. You may attach additional information to this form to clarify where your reasons
or objections are addressed in the administrative record.)
ADDITIONAL INFORMATION: The appeal is limited to a review of the administrative record,the Corps memorandum for the
record of the appeal conference or meeting, and any supplemental information that the review officer has determined is needed to
clarify the administrative record. Neither the appellant nor the Corps may add new information or analyses to the record. However,
you may provide additional information to clarify the location of information that is already in the administrative record.
`POINT Q COIN FACT FOR QU T`IONS'OT�INFORMATIOl�
If you have questions regarding this decision and/or the appeal If you only have questions regarding the appeal process you may
process you may contact: also contact:
Josh Pelletier Jason Steele
Washington Regulatory Field Office Administrative Appeals Review Officer
Post Office Box 1000 60 Forsyth Street, SW(Room 9M10)
Washington,NC 27889 Atlanta,GA 30303-8801
g 404-562-5137
RIGHT OF ENTRY: Your signature below grants the right of entry to Corps of Engineers personnel, and any government
consultants,to conduct investigations of the project site during the course of the appeal process. You will be provided a 15 day
notice of any site investigation, and will have the opportunity to participate in all site investigations.
Date: Telephone number:
Signature of appellant or agent.
For appeals on Initial Proffered Permits and approved Jurisdictional Determinations send this form to:
District Engineer, Wilmington Regulatory Division, Attn: Josh Pelletier, Project Manager, Washington
Regulatory Field Office, PO Box 1000,Washington, North Carolina 27889

June 22, 2011
Regulatory Division
Action ID No. SAW-2011-00733
Pasquotank County
Attn: Michael Cox
PO Box 39
Elizabeth City NC 27909
Permit Special Conditions
Your work is authorized by Nationwide Permit 18 provided it is accomplished in
strict accordance with the attached General Conditions and the following Special
Conditions:
a) All work authorized by this permit must be performed in strict compliance
with the submitted plans, which are a part of this permit.
b) In order to compensate for impacts to .02 acres of wetlands the permittee
shall make payment to the Great Dismal Swamp Restoration Bank in the
amount determined sufficient to perform the restoration of .04 acres of
non-riparian wetland in the Pasquotank River Basin, Cataloging Unit
03020105.
c) Construction within jurisdictional areas on the property shall begin
only after the permittee has made full payment to the Great Dismal
Swamp Restoration Bank and provided a copy of the payment
documentation to the Corps, and the Great Dismal Swamp
Restoration Bank has provided written confirmation to the Corps
that it agrees to accept responsibility for the mitigation work.
d) Excavated or fill material shall not be placed in any location or in any
manner so as to impair surface water flow into or out of any wetland area.
If you have not already done so, you should contact Ms. Cyndi Karoly, North Carolina
Division of Water Quality, telephone [phone], regarding Section 401 Water
Quality Certification. This nationwide permit does not relieve you of the responsibility to
obtain other required State or local approval. This verification will be valid for two years
from the date of this letter unless the nationwide authorization is modified, reissued or
revoked.

Thank you for your time and cooperation. Questions or comments may be
addressed to Mr. Josh Pelletier, Washington Regulatory Field Office, telephone
[phone].

NC ERR
North Carolina Department of Environment and Natural Resources
Division of Water Quality
Beverly Eaves Perdue Coleen H. Sullins Dee Freeman
Governor Director Secretary
May 31, 2011
Dare County
DWQ Project#: 11-0404
Pasquotank County
Michael Cox
PO Box 39
Elizabeth City NC 27909
Subject Property: TowneBank Southern Shores
NO WRITTEN CONCURRENCE NEEDED
Dear Mr. Cox:
You have our approval, in accordance with the attached conditions, to impact 0.02 acres
of wetlands or waters for the purpose of constructing a commercial banking facility as
you described in your application dated April 25, 20011. This fill is below the threshold
for written authorization as long as all conditions of General Water Quality Certification
Number 3821 are met, which may be viewed on our website at
bttp://h2o.eiir.state.nc.us/iiewetlands.
This approval is only valid for the purpose and design that you described in your
application except as modified below. If you change your project, you must notify us
and you may be required to send us a new application. If the property is sold, the new
owner must be given a copy of this Certification and approval letter and is thereby
responsible for complying with all conditions. If total wetland fills for this project (now
or in the future) exceed one acre, compensatory mitigation may be required as described
in 15A NCAC 2H .0506 (h) (6) and (7). This approval shall expire when the
corresponding Nationwide Permit expires or as otherwise provided in the General
Certification. For this approval to be valid, you must follow the conditions listed in the
attached certification and any additional conditions listed below.
Conditions of Certification:
1. No Impacts Beyond those in Application
North Carolina Division of Water Quality Internet www.ncwatcrquafty o.v
943 Washington Square Mall Phone: [phone] One
Washington,NC 27889 FAX [phone] North111Carolina
An Equal Opportunity/Affrmative Action Employer-50%Recycled110%Post Consumer Paper ;Va/ �/rall /

Page 2 of 3
No waste,spoil, solids, or fill of any kind shall occur in wetlands, waters, or riparian areas
beyond the footprint of the impacts depicted in the Pre-Construction Notification. All
construction activities, including the design, installation, operation, and maintenance of
sediment and erosion control Best Management Practices, shall be performed so that no
violations of state water quality standards, statutes, or rules occur.
2. Certificate of Completion
Upon completion of the project, the applicant shall complete and return the enclosed
"Certification of Completion Form" to notify DWQ that all the work included in the 401
Certification has been completed. The responsible party shall complete the attached form
and return it to the 401/Wetlands Unit of the Division of Water Quality
3. Compensatory Mitigation Using the Ecosystem Enhancement Program (EEP)
Mitigation must be provided for the proposed impacts as specified in the table below. We
understand that you wish to make a payment to the NCDENR Wetlands Trust Fund
administered by the NC Ecosystem Enhancement Program (EEP)to meet this mitigation
requirement. This has been determined by the DWQ to be a suitable method to meet the
mitigation requirement. Until the EEP receives and clears your check (made payable to:
DENR—Ecosystem Enhancement Program Office), no impacts specified in this
Authorization Certificate shall occur. The EEP should be contacted at(919) 716-1921 if
you have any questions concerning payment into the fund. You have 60 days from the
date of this approval to make this payment. For accounting purposes, this
Authorization Certificate authorizes payment into the NCDENR Wetlands Trust
Fund to meet the following compensatory mitigation requirement:
Type of Compensatory Mitigation River and Sub-basin Number
Impact Required
Stream linear feet)
Wetlands 0.25 (acres) PAS; 03010205
Waters (acres)
Riparian (square feet)
Buffer
Violations of any condition herein set forth may result in revocation of this
Certification and may result in criminal and/or civil penalties. This Certification shall
become null and void unless the above conditions are made conditions of the Federal
404 and/or Coastal Area Management Act Permit.
If you do not accept any of the conditions of this certification, you may ask for an
adjudicatory hearing. You must act within 60 days of the date that you receive this
letter. To ask for a hearing, send a written petition, which conforms to Chapter 150B of
the North Carolina General Statutes to the Office of Administrative Hearings, 6714 Mail
Service Center, Raleigh, N.C. 27699-6714. This certification and its conditions are final
and binding unless you ask for a hearing.

Page 3 of 3
This letter completes the review of the Division of Water Quality under Section 401 of
the Clean Water Act. If you have any questions, please telephone Amy Adams at 252-
948-3917 or Ian Mcmillian of the Central Office at 919-807-6364.
Sincerely,
A u/ awalp�
Amy Adams
Environmental Senior Specialist
Surface Water Protection Section
Washington Regional Office
Enclosures: GC 3821
Certificate of Completion
cc: Josh Pellitier USACE Washington Field Office
Ian McMillan, DWQ 401 WBSCAP Unit
DWQ Washington Regional Office File copy
DCM,Elizabeth City
Central Files
Brian Rubino, Quible & Assoc., P.C. PO Drawer 870 Kitty Hawk NC 27949
Kelly Williams,NCEEP
Filename: 11-0404_Tomeb ank_N W C_Approv al/aa

o $OUTyRR
`' � rys
F= aN Town of Southern Shores
5375 N. Virginia Dare Trail, Southern Shores, NC 27949
Phone [phone]S94/ Fax [phone]
[e-mail]
r� C www.southernshores-nc.gov
AROLIO
June 23, 2011
J. Morgan Davis
President and Chief Banking Officer
600 22"d Street, Suite 500
Virginia Beach, VA 23451
Re: Site Plan Approval
Dear Mr. Davis:
This letter serves as official notification that on Tuesday, June 21, 2011 the Southern
Shores Town Council approved the site plan for a TowneBank of Currituck to be located
at 2 Juniper Trail (Dare County parcel number 022799777). The Town Council
unanimously (5-0) approved the site plan with the following conditions:
1. Removal of the raised median at the entrance.
2. Adjustment, as needed of the landscaping plan to assure that the view of traffic is
not obstructed.
3. Prior to issuance of a building permit, evidence shall be presented to the Town
showing satisfaction of all appropriate State and Federal permits, including but
not limited to:
a. NCDOT driveway permit and/or encroachment application for work in a
State right-of-way.
b. State soil erosion and sedimentation control plan approval.
c. State stormwater plan approval.
d. State or Town CAMA permit.
e. Receipts for payment of water connection fee, Dare County regional water
system.
f. Septic tank approval by the Dare County Department of Environmental
Health or other appropriate permitting agencies.

4. Per the provisions of Section 36-297, (a), (2), (3), and (4) of the Town Zoning
Ordinance, approval of this application shall be null and void if:
a. No building permit for the principal structure is issued within one hundred
and eighty (180) days from the date of final approval of the site plan by
Town Council; and,
b. The start of construction has not commenced within 180 days from the
date of issuance of the building permit or if after commencement work is
discontinued for a period of 12 months; or,
c. The work authorized by the building permit issued is not prosecuted to
completion within 18 months of the date of issuance of the building
permit.
The term of this approval, and the term of any other permit subsequently issued
by the Town, shall be governed by the provisions of the NC Permit Extension Act
of 2009 as amended [S.L. 2010-177].
5. That the applicant must strictly abide by all requirements of the Town Zoning
Ordinance (parking and landscaping requirements, lot coverage restriction,
building height, etc.) and must also strictly comply with all other applicable local,
State, and Federal requirements.
Should you have any questions or concerns, feel free to contact me at [phone] or
[e-mail].
Sin rely,�,f� .
Wes Haskett
Town Planner/Code Enforcement Officer
Town of Southern Shores
Cc: Peter Rascoe, Town Manager
Randy Keaton, Pasquotank County Manager
David A. Deel, P.E.

J�- N OF��
• '� COUNTY OF DARE
Department of Public Health
a P.O. Carolina 27964
Box ox t NorthCarolina 27920
Anne B.Thomas [phone]
Director fax[phone]
MEMORANDUM
TO: Quible and Associates P.C.
PO Drawer 870
KITTY HAWK NC 27949
FROM: Elizabeth Morey, Environmental I•Iealth Specialist [phone]
DATE: 02/15/2011
RE: SO/SH COMMERCIAL * Lot: 1 Bllc Sec:
Parcel N1022799000 PIN D 986720817063 District: 20
Memo Details:
1. The above referenced lot was evaluated based on the proposed site plan submitted with the
application dated 2/10/11 and found to be provisionally suitable for a septic system.
2. The area designated for the septic system will need to be re-checked after clearing and leveling to
determine the amount of fill needed, if any.
3. A 1000 gallon septic tank and at least 250 feet of drainfield in a bed system or its equivalent is
required for the proposed use of a bank with 20 employees at 25 gpd.
4. The wetlands designated to be filled must be completed prior to system construction.
5. Setbacks to wet stormwater retention area is 50 ft. You must maintain 50 foot setback to any well.
Please contact our office when clearing and leveling is completed in the designated septic area,
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