SW1080102_COMPLIANCE_20190912

STORMWATER DIVISION CODING SHEET
POST -CONSTRUCTION PERMITS
PERMIT NO.
SW l zp`U
DOC TYPE
❑ CURRENT PERMIT
❑ APPROVED PLANS
❑ HISTORICAL FILE
COMPLIANCE EVALUATION INSPECTION
DOC DATE
YYYYMMDD

ROY COOPER
Governor
MICHAEL S. REGAN
Secretary
S. DANIEL SMITH
Director
UCB North Carolina Properties
P.O. Box 398
Blairsville, GA 30514
NORTH CAROLINA
Environmental Quality
12 September 2019
SUBJECT: United Community Bank (Cashiers, N.C.) Stormwater BMP Inspection
20 Frank Allen Road
Cashiers, N.C.
Jackson County
N.C. State Stormwater Permit SW 1080102
Dear Mr. Hining,
On September 4, 2019, Michael Smith and Isaiah Reed, from the N.C. Department of Environmental
Quality, Division of Energy, Minerals and Land Quality conducted a site inspection regarding stonnwater
controls for United Community Bank in Cashiers, N.C.
This inspection report was originally mailed out on the 5'th of September to the contact address we have
on file for this site. However, the letter was returned on 12 September 2019. The current address we
have on file for this site is;
United Community Bank
ATTN: Mr. Greg Hining
P.O. Box 979
Brevard, N.C. 28712
Please provide to this office the correct mailing address for correspondence concerning this site.
Enclosed is a copy of the Compliance Inspection Report, which contains additional observations and
continents for your reference.
If I can be of any further assistance, please contact me at [phone].
Sincere]),,
L
Mic�tiael Smit i
Assistant Regional Engineer
Land Quality Section
2090 US 70 Highway
Swannanoa, N.C. 28778-821 1
Enclosure: Inspection Report
® � 25 North Carolina Department of Environmental Quality I Division of Energy. Mineral and Land Resources
Asheville Regional Office 1 2090 U.S. Highway 701 Swannanoa, North Carolina 28778
m w
8213296.4500

�01
ROY COOPER
Governor
MICHAEL S. REGAN
Secretary
S. DANIEL SMITH
Director
United Conununity Bank
ATTN: Mr. Greg Hining, President
P.O. Box 979
Brevard, N.C. 28712
„v,STA7ry
ti n
NORTH CAROLINA
Environmental Quality
9/5/2019
SUBJECT: United Community Bank (Cashiers) Stormwater BMP Inspection
State Stormwater Permit S W I080102
Permit No: S W I080102
Jackson County, N.C.
Dear Mr. Hitting,
On September 4, 2019, Michael Smith and Isaiah Reed, from the N.C. Department of
Environmental Quality, Division of Energy, Minerals and Land Quality conducted a site
inspection regarding stornnvater controls for United Community Bank in Cashiers, N.C.
Enclosed is a copy of the Compliance Inspection Report, which contains additional observations
and comments for your reference.
If I can be of any further assistance, please contact me at [phone].
Enclosure: Inspection Report
Sincerely,
Michael Smith
Assistant Regional Engineer
Land Quality Section
North Carolina Depart meat of Environmental Quality I Division of Energy. MInei al and Land Resources
Asheville Regional Officc 12090 U.S. Highway 701 Swannanoa. Norl h Carolina 28778
828.296.4500

Compliance Inspection Report
Permit: SW1080102 Effective: 03/25/08 Expiration:
Project: United Community Bank -Cashiers, NC
Owner: United Community Bank -Cashiers NC
County: Jackson Adress: NC 107 (20 Frank Allen Rd.)
Region: Asheville
City/State/Zip: Cashiers NC 28717
Contact Person: Greg Hining Title: CEO Phone:
Directions to Project:
Type of Project: State Stormwater- HD - Other
Drain Areas: 1 - (CHATTOOGA RIVER (Cashiers Lake)) (03-13-01) ( B:Tr,ORW)
On -Site Represenlative(s):
Related Permits:
Inspection Date: 09/04/2019 Entry Time: 03:OOPM
Primary Inspector: Michael M Smith
Secondary Inspector(s):
Isaiah L Reed
Reason for Inspection: Routine
Permit Inspection Type: Slate Stormwater
Facility Status: ® Compliant ❑ Not Compliant
Question Areas:
® Stale Stormwater
(See attachment summary)
Exit Time: 03:30PM
Phone: [phone]
Inspection Type: Compliance Evaluation
page: 1

y
Permit: SW1080102 Owner -Project: United community Bank -Cashiers NC
Inspection Date: 09/04/2019 Inspection Type Compliance Evaluation Reason for Visit: Routine
Inspection Summary:
The wet detention pond was inspected on Wednesday, 4 September 2919 by N.C. Department of Environmental Quality
Staff. The system was found to be working adequately. No adverse impacts to surface waters were noted.
Some erosion between forebay #2 and the detention pond was noted. In accordance with Section II (Schedule of
Compliance), Part 3 note d of the permit, it is recommended that this area be addressed prior to the erosion becomming
more severe.
The record of maintanance activities on the wet detention pond was not checked during the inspection. In accordance
with the permit and maintenace agreement, please continue to maintain a record of inspections, and records of
mainterlace activities. Please be sore to include the date, activity and name of the person person performing the work
and what actions were taken.
page: 2

permit: SW1080102 Owner - ProjecC United Community Bank -Cashiers NC
Inspection Date: 09/0412019 Inspection Type Compliance Evaluation Reason for VIsiC Routine
File Review Yes No NA NE
Is the permit active? ® ❑ ❑ ❑
Signed copy of the Engineer's certification is in the file?
Signed copy of the Operation & Maintenance Agreement is in the file?
Copy of the recorded deed restrictions is in the file?
Comment:
SW Measures
Are the SW measures constructed as per the approved plans?
Are the inlets located per the approved plans?
Are the outlet structures located per the approved plans?
Comment:
Operation and Maintenance
Are the SW measures being maintained and operated as per the permit requirements?
11000
®❑❑❑
® ❑ 1111
Yes No NA NE
® ❑ ❑ ❑
® ❑ ❑ ❑
I'❑ ❑ ❑
Yes No NA NE
M■ti NIN
Are the SW BMP inspection and maintenance records complete and available for review or provided to ❑ ❑ ❑
EN
DWO upon request?
Comment: Please remove the cattails from the forebays and the wet detention pond. These should be eliminated
from all areas These invasive plants crowd out other vegetation and create nuisance conditions.
The record log for inpeclions and maintenace activities was not checked durinq this inspection Please
be sure to maintain a record log of the required inspections and any maintenance activities on the wet
detention pond in accordance with the signed Wet Detention Basin Inspection and Maintenace
Agreement,
Built Upon Area Yes No NA NE
Is the site BUA constructed as per the permit and approval plans? ® ❑ ❑ ❑
Is the drainage area as per the permit and approved plans? ® ❑ ❑ ❑
Is the BUA (as permitted) graded such that the runoff drains to the system? Ri ❑ ❑ ❑
Comment:
page: 3

9/6/2019
Parcel Report
Property Report for 7572-40-2923
9/6I2019
Parcel Information
Ownership Information
TaxlValue Information
Parcel ID: 7572-40-2923
Owner Name #1: UCB NORTH CAROLINA
Fin District: CASHIERS 5 MI
Parcel Address: 20 FRANK ALLEN RD
PROPERTIES
Building Value: $1,576,560
Neighborhood Name: CASHIERS
Owner Name #2: None
Land Value: $1,464,750
COMMERCIAL
Mailing Address 1: PO BOX 398
Assessed Total Value: $3,041,310
Property Description: UNITED COMMUNITY
Mailing Address 2: None
BANK
CltylState/Zip: BLAIRSVILLE GA 30514
Sale Date: 2007-10-08
Owner Account: 144391
Sale Price: $0
Zoning Information
Plat Reference: 171841
Transferring Reference: 1704/370
Zoning District: Cashiers Commercial Village
Township: CASHIERS
Zoning Area: Cashiers Commercial District
Assessed Acres: 2.17
Jurisdiction: County
https://gis.jacksonnc.org/reports/7572-40-2923.html 1/1

Beverly Eaves Perdue
Governor
October 2, 2009
r
NC®ENR
C;JILE COPY
North Carolina Department of Environment and Natural Resources
Division of Water Quality
Coleen H. Sullins
Director
Mr. Greg Hining, CEO
United Community Bank
PO Box 979
Brevard, NC 28712
SUBJECT: United Community Bank Stormwater BMP Inspection
DWQ Permit Number: SW I080102
Jackson County
Dear Mr. Hining:
Dee Freeman
Secretary
On September 22, 2009, Susan A. Wilson and Chuck Cranford, from the Asheville Regional
Office of the Division of Water Quality (DWQ), conducted a site inspection regarding stormwater
controls for United Community Bank in Cashiers.
Some issues were noted during the inspection and file review and are outlined in the attached
inspection report.
Your original consulting engineer has also been copied with this letter. The Engineer's
certification for the subject permit should be submitted to this office.
Should you have any questions regarding these matters, please contact me at [phone].
Sincerely,
m*+. *+�— /
/Susan A. Wilson, Environmental Engineer
Surface Water Protection Section
Enc: Inspection Report
cc: ARO File Copy
DWQ Central Files
Jeremy Cadeau, P.L'., 238 Vista Falls Road, Mills River, NC 28759
Jackson County Planning
GAWPDATA\DEMWQVacksoMSmte Storrnwater Management\United Community Bank\UCB Insp info 9 2009\UCB Insp letter 10 2009.doc
SURFACE WATER PROTECTION SECTION -ASHEVILLE REGIONAL OFFICE 1��One L, 1
Location: 2090 U.S. Highway 70, Swannanoa, North Carolina 28778 1 orthCarOrina
Phone: [phone] FAX: [phone] Customer Service,1-877-623-6748 �f//
Internet: wm.ncwaterquality.org a� atcrrallry
An Equal Opportunity \ Affirmative Action Employer

Compliance Inspection Report
Permit: SW1080102 Effective: 03/25/08 Expiration:
County: Jackson
Region: Asheville
Contact Person: Greg Hining Title:
Directions to Project:
Type of Project: Stale Stormwater - HD -Other
Drain Areas: 1 - (CHATTOOGA RIVER (Cashiers Lake)) (03-13-01)
B;Tr,ORW)
On -Site Representative(s):
Related Permits:
Inspection Date: 09/22/2009 Entry Time: 01:00 PM
Primary Inspector: Susan A Wilson
Secondary Inspector(s):
Chuck Cranford
Reason for Inspection: Routine
Permit Inspection Type: State Stormwaler
Facility Status: ® Compliant Q Not Compliant
Question Areas:
State Slormwater
(See attachment summary)
Owner: United Community Bank -Cashiers NC
Project: United Community Bank -Cashiers, NC
NC 107
Cashiers NC 28717
Phone:
Exit Time: 01:45 PM
Phone: [phone]
Phone:
Inspection Type: Compliance Evaluation
Page: 1

Permit: SW1080102 Owner - Project: United Community Bank -Cashiers NC
Inspection Date: 09/22/2009 Inspection Type: Compliance Evaluation Reason for Visit: Routine
Inspection Summary:
The system appeared to be working properly and no adverse impacts to surface waters were noted. Inspections should
be conducted routinely and maintenance should be performed as necessary.
Page:2

Permit: SW1080102 Owner- Project: United Community Bank -Cashiers NC
Inspection Data: 09/22/2009 Inspection Type: Compliance Evaluation Reason for Visit: Routine
File Review Yes No NA NE
Is the permit active?
Signed copy of the Engineer's certification is in the file?
Signed copy of the Operation & Maintenance Agreement is in the file?
Copy of the recorded deed restrictions is in the file?
Comment: This Office does not have the Engineer's certification for the project in the
files; your original engineer has been copied on the inspection form and should provide
the certification.
Built Upon Area
Is the site BUA constructed as per the permit and approval plans?
Is the drainage area as per the permit and approved plans?
Is the BUA (as permitted) graded such that the runoff drains to the system?
Comment: The project appears to have been built as designed.
From appearance of the system, it is believed that the water table may be higher than
originally predicted. Therefore, the system continually holds water, including.the
,'vegetative filter strip".
SW Measures
Are the SW measures constructed as per the approved plans?
Are the inlets located per the approved plans?
Are the outlet structures located per the approved plans?
Comment:
Operation and Maintenance
Are the SW measures being maintained and operated as per the permit requirements?
Yes No NA NE
®❑ ❑ ❑
Y ❑ ❑ ❑
®❑ ❑ ❑
Yes No NA NE
0000
® ❑ ❑ ❑
®❑ ❑ ❑
Yes No NA NE
❑ ®❑ ❑
Are the SW BMP inspection and maintenance records complete and available for review or provided to DWO ❑ ❑ ❑
upon request?
Comment: It appeared that the forebays and the vegetative filter strip may be
inundated with water continually (and are growing cattails). Cattails should be
eliminated from all areas including the wet pond - they crowd out other vegetation and
create nuisance conditions. It did not appear that the system was being properly
maintained.
If you have inspection records - please submit those to this office. If not, please begin
regular inspections as noted in the operation and maintenance, agreement.
The banks near the forebays and wet pond (adjacent to Burns Street) are steep and
may continue to erode. These should be inspected regularly and measures taken to
ensure that they do not continue to erode.
Other Permit Conditions
Yes No NA NE
Page: 3

r
Permit: SW1080102 Owner- Project: United Community Bank -Cashiers NC
Inspection Date: 09/22/2009 Inspection Type: Compliance Evaluation
Reason for Visit: Routine
Is the site compliant with other conditions of the permit?
Comment:
Other WQ Issues
Is the site compliant with other water quality issues as noted during the inspection?
Comment: The system appeared to be working adequately. Prior to the date of
inspection, Cashiers had received approximately 12 inches of rain in the prior 3 days.
No adverse impacts to surface waters were noted.
Vne MJ NA NF
0000
Page: 4

September 28, 2008
Mr. Mark C. Ambtman
Creative Development Solutions
224-f South Grove Street
Hendersonville, NC 28792
REUnited Community Bank— Cashiers, North Carolina
Storm Water Certification
Dear Mr. Ambtman,
With your notification last week that the United Community Bank project in Cashiers, North
Carolina is almost complete I conducted a final walk through to review the status of the storm
water management features. This brief letter outlines some of the site observations on Tuesday
September 23, 2008 and also identifies ways to complete the storm water management features.
I met onsite Tuesday with Mr. Lee Bosman of Clark & Leatherwood and we walked around the
site in the vicinity of the storm water management features. We discussed ways to complete the
storm water management pond. The points of our discussion are listed below along with a few
other recommendations for the completion of the storm water management features.
I. Storm water forebay's require rip -rap or boulder style pipe outlet protection to stabilize
ponds and to prevent future erosion.
2. Storm water forebay's require single net stray: matting or excelsior matting or approved
equal on all slopes. The entire forebay's should also be seeded with an annual rye /
weeping love grass mixture.
3. Storm water forebay's require boulder head walls in addition to the outlet protection.
Boulder headwalls at the pipe outlets would allow for more gradual grades to meet the
back of the curb and allow for more planting area etc. It is also suggested that a 3' high
boulder headwall be constructed to contour at the base of the forebay's to allow for a
better grade transition to the back of the curb and better long term slope stability.
4. Main pond area will require re -shaping of the pond to cover the black outlet pipe.
Contouring in this area was discussed with Mr. Lee Bosnian. Re -contouring will provide
more area for planting and would provide for better aesthetics without compromising the
design intent. The slopes of the main pond should be stabilized with single net straw
matting and seeded with annual rye / weeping love grass mixture.
5. Planting around the entire pond should be completed according to your recommendations
and plans. Plants do not impact the hydratalic operations or storage of the storm water
management features but can provide some benefit such as aesthetics and water
purification so the installation of plant species is at your discretion.
Jcrcmy D. Cadcau, RE. I of 2
239 Vista Falls Road
Mills River. North Carolina 28759

el.
6. Remove berm at point of discharge from site. The berm has provided good erosion
control during construction but should be removed to allow the water to exit the site once
it is stabilized. The revised grading in this area should provide a vegetative swale that
feeds directly into the existing cmp pipe exiting the site and crossing the road. The
vegetated swale should be lined with a single net straw matting or excelsior matting or
approved equal. Seed area with annual rye; weeping love grass mixture. Rip -rap outlet
protection should also be provided at the pipe outlet to prevent future erosion,
7. Fencing should be constructed around the pond to deter unauthorized access to the pond.
"Warning" signs and "No Trespassing" signs should be posted in addition to the erection
of the Pence. It should also be noted that an open pond design was requested by
NCDENR versus an under ground storm water management system.
8. Clark & Leatherwood is to provide an electronic as -built with elevations for the storm
water management features so that 1 can check this against the designed plans and have a
copy for my records.
Provided the items listed above are addressed the storm water management features will be
complete and constructed according to the plan and should function properly according to the
design calculations. Please inform the Owner that the storm water management features should
be inspected on a yearly basis and maintained at the discretion of a Licensed Engineer. Should
you have any further questions or concerns please let me know.
Sincerely,
CA p
��O`�`•'FESS/C
L
Jeremy D. Cadeau, P.E. _ V48
'��llllllllt`
C. o0
JcrcnnD. Cadeau, P.E. 2 of 2
278 Vista Falls Road
Mills River. North Carolina 28759

1
Wilson, Susan A
From: Mark Ambtman [[e-mail]
Sent: Wednesday, October 28, 2009 4:54 PM
To: Wilson, Susan A
Subject: Wet Detention Basin I United Community Bank - Cashiers
Attachments: image001.jpg; BMP Checklist.pdf
Susan, we met with the bank today on site to conduct a review of the basin as part of the maintenance agreement.
In order to make the process simple for the designate from the bank I would like to provide them with the attached
checklist.
This is directly from form SW401-Wet Detention Basin O&M but revised so it can be filled out.
Could you provide us with the Permit Number (is the 'Drainage Area Number' not applicable?)
This will be the checklist that they can fill out monthly and keep in th6ir log book. Will this be acceptable?
Thanks,
Mark.
MARK C. AMBTMAN
(p)828 696 9992 1 (f)828 696 9954
224-f south grove street I hendersonvilte, nc 28792
www.cdsdesigngroup.com
cdsl{) o ., p{ o p sia e n t
S n l u t ions
v..
© Think about our Environment. Print only if necessary.

l
Permit Numbe
Drainage Area
Wet Detention Basin - Operation and Maintenance Checklist
United Community Bank I Cashiers Branch
Inspection Date:
Inspected by:
NOTE:
This system does incorporate a vegetated filter at the outlet
This system does not incorporate pretreatment other than a forebay
Item No.
BMP Element
Problem (Yes / No)
Remediation Action
1
Entire BMP
2
The perimeter of the wot detention
basin
b
The Inlet device: pipe or swale
4
The forebay
5
The vegetated shelf
N/A
NIA
6
The main treatment area
7
The embankment
8
The outlet device
9
The receiving water
Instructions Per Item Number:
1. Pick up trash / debris
2. Keep vegetation (grass etc.) at a height of approximately six inches
3. Inlet pipes are clogged, cracked or damaged (look in catch basins in parking area to be sure they are clear of trash / debris)
4. Erosion has occurred and / or weeds are present (be sure there is no exposed soil on the banks and a good stand of grass is present)
5.N/A
6, Algal, Cattails, Reeds, other invasive plants cover 50 % of the basin area: if Algal present consult a professional to remove and control
the algal growth, remove invasive plants by wiping them with pesticide (do not spray)
7. Shrubs, Trees have started to grow; muskrat or beaver activity is present: remove shrubs and trees; consult professional to remove
animals
8. Outlet device is clogged or damaged (clean out device - properly dispose of removed material, if damaged repair or replace device)
9. Keep the invert'in' of culvert at southwest corner of site clear of debris and sediment - properly dispose of removed material