20201031 Ver 1_Riparian Buffer Authorization_20200807

USDA United States
Department of
Agriculture
N RCS
Natural
Resources
Conservation
Service
A product of the National
Cooperative Soil Survey,
a joint effort of the United
States Department of
Agriculture and other
Federal agencies, State
agencies including the
Agricultural Experiment
Stations, and local
participants
Custom Soil Resource
Report for
Franklin County,
North Carolina
August 3, 2020

Preface
Soil surveys contain information that affects land use planning in survey areas.
They highlight soil limitations that affect various land uses and provide information
about the properties of the soils in the survey areas. Soil surveys are designed for
many different users, including farmers, ranchers, foresters, agronomists, urban
planners, community officials, engineers, developers, builders, and home buyers.
Also, conservationists, teachers, students, and specialists in recreation, waste
disposal, and pollution control can use the surveys to help them understand,
protect, or enhance the environment.
Various land use regulations of Federal, State, and local governments may impose
special restrictions on land use or land treatment. Soil surveys identify soil
properties that are used in making various land use or land treatment decisions.
The information is intended to help the land users identify and reduce the effects of
soil limitations on various land uses. The landowner or user is responsible for
identifying and complying with existing laws and regulations.
Although soil survey information can be used for general farm, local, and wider area
planning, onsite investigation is needed to supplement this information in some
cases. Examples include soil quality assessments (http://www.nres.usda.gov/wps/
portal/nres/main/soils/health/) and certain conservation and engineering
applications. For more detailed information, contact your local USDA Service Center
(https://offices.sc.egov.usda.gov/locator/app?agency=nres) or your NRCS State Soil
Scientist (http://www.nres.usda.gov/wps/portal/nres/detail/soils/contactus/?
cid=nres142p2_053951).
Great differences in soil properties can occur within short distances. Some soils are
seasonally wet or subject to flooding. Some are too unstable to be used as a
foundation for buildings or roads. Clayey or wet soils are poorly suited to use as
septic tank absorption fields. A high water table makes a soil poorly suited to
basements or underground installations.
The National Cooperative Soil Survey is a joint effort of the United States
Department of Agriculture and other Federal agencies, State agencies including the
Agricultural Experiment Stations, and local agencies. The Natural Resources
Conservation Service (NRCS) has leadership for the Federal part of the National
Cooperative Soil Survey.
Information about soils is updated periodically. Updated information is available
through the NRCS Web Soil Survey, the site for official soil survey information.
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its
programs and activities on the basis of race, color, national origin, age, disability,
and where applicable, sex, marital status, familial status, parental status, religion,
sexual orientation, genetic information, political beliefs, reprisal, or because all or a
part of an individual's income is derived from any public assistance program. (Not
all prohibited bases apply to all programs.) Persons with disabilities who require
2

alternative means for communication of program information (Braille, large print,
audiotape, etc.) should contact USDA's TARGET Center at [phone] (voice
and TDD). To file a complaint of discrimination, write to USDA, Director, Office of
Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410 or
call [phone] (voice) or [phone] (TDD). USDA is an equal opportunity
provider and employer.
3

Contents
Preface.................................................................................................................... 2
How Soil Surveys Are Made..................................................................................5
SoilMap.................................................................................................................. 8
SoilMap................................................................................................................9
Legend................................................................................................................10
MapUnit Legend................................................................................................ 11
MapUnit Descriptions.........................................................................................11
Franklin County, North Carolina......................................................................13
WeD—Wedowee sandy loam, 10 to 15 percent slopes .............................. 13
References............................................................................................................15
2

How Soil Surveys Are Made
Soil surveys are made to provide information about the soils and miscellaneous
areas in a specific area. They include a description of the soils and miscellaneous
areas and their location on the landscape and tables that show soil properties and
limitations affecting various uses. Soil scientists observed the steepness, length,
and shape of the slopes; the general pattern of drainage; the kinds of crops and
native plants; and the kinds of bedrock. They observed and described many soil
profiles. A soil profile is the sequence of natural layers, or horizons, in a soil. The
profile extends from the surface down into the unconsolidated material in which the
soil formed or from the surface down to bedrock. The unconsolidated material is
devoid of roots and other living organisms and has not been changed by other
biological activity.
Currently, soils are mapped according to the boundaries of major land resource
areas (MLRAs). MLRAs are geographically associated land resource units that
share common characteristics related to physiography, geology, climate, water
resources, soils, biological resources, and land uses (USDA, 2006). Soil survey
areas typically consist of parts of one or more MLRA.
The soils and miscellaneous areas in a survey area occur in an orderly pattern that
is related to the geology, landforms, relief, climate, and natural vegetation of the
area. Each kind of soil and miscellaneous area is associated with a particular kind
of landform or with a segment of the landform. By observing the soils and
miscellaneous areas in the survey area and relating their position to specific
segments of the landform, a soil scientist develops a concept, or model, of how they
were formed. Thus, during mapping, this model enables the soil scientist to predict
with a considerable degree of accuracy the kind of soil or miscellaneous area at a
specific location on the landscape.
Commonly, individual soils on the landscape merge into one another as their
characteristics gradually change. To construct an accurate soil map, however, soil
scientists must determine the boundaries between the soils. They can observe only
a limited number of soil profiles. Nevertheless, these observations, supplemented
by an understanding of the soil -vegetation -landscape relationship, are sufficient to
verify predictions of the kinds of soil in an area and to determine the boundaries.
Soil scientists recorded the characteristics of the soil profiles that they studied. They
noted soil color, texture, size and shape of soil aggregates, kind and amount of rock
fragments, distribution of plant roots, reaction, and other features that enable them
to identify soils. After describing the soils in the survey area and determining their
properties, the soil scientists assigned the soils to taxonomic classes (units).
Taxonomic classes are concepts. Each taxonomic class has a set of soil
characteristics with precisely defined limits. The classes are used as a basis for
comparison to classify soils systematically. Soil taxonomy, the system of taxonomic
classification used in the United States, is based mainly on the kind and character
of soil properties and the arrangement of horizons within the profile. After the soil
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Custom Soil Resource Report
scientists classified and named the soils in the survey area, they compared the
individual soils with similar soils in the same taxonomic class in other areas so that
they could confirm data and assemble additional data based on experience and
research.
The objective of soil mapping is not to delineate pure map unit components; the
objective is to separate the landscape into landforms or landform segments that
have similar use and management requirements. Each map unit is defined by a
unique combination of soil components and/or miscellaneous areas in predictable
proportions. Some components may be highly contrasting to the other components
of the map unit. The presence of minor components in a map unit in no way
diminishes the usefulness or accuracy of the data. The delineation of such
landforms and landform segments on the map provides sufficient information for the
development of resource plans. If intensive use of small areas is planned, onsite
investigation is needed to define and locate the soils and miscellaneous areas.
Soil scientists make many field observations in the process of producing a soil map.
The frequency of observation is dependent upon several factors, including scale of
mapping, intensity of mapping, design of map units, complexity of the landscape,
and experience of the soil scientist. Observations are made to test and refine the
soil -landscape model and predictions and to verify the classification of the soils at
specific locations. Once the soil -landscape model is refined, a significantly smaller
number of measurements of individual soil properties are made and recorded.
These measurements may include field measurements, such as those for color,
depth to bedrock, and texture, and laboratory measurements, such as those for
content of sand, silt, clay, salt, and other components. Properties of each soil
typically vary from one point to another across the landscape.
Observations for map unit components are aggregated to develop ranges of
characteristics for the components. The aggregated values are presented. Direct
measurements do not exist for every property presented for every map unit
component. Values for some properties are estimated from combinations of other
properties.
While a soil survey is in progress, samples of some of the soils in the area generally
are collected for laboratory analyses and for engineering tests. Soil scientists
interpret the data from these analyses and tests as well as the field -observed
characteristics and the soil properties to determine the expected behavior of the
soils under different uses. Interpretations for all of the soils are field tested through
observation of the soils in different uses and under different levels of management.
Some interpretations are modified to fit local conditions, and some new
interpretations are developed to meet local needs. Data are assembled from other
sources, such as research information, production records, and field experience of
specialists. For example, data on crop yields under defined levels of management
are assembled from farm records and from field or plot experiments on the same
kinds of soil.
Predictions about soil behavior are based not only on soil properties but also on
such variables as climate and biological activity. Soil conditions are predictable over
long periods of time, but they are not predictable from year to year. For example,
soil scientists can predict with a fairly high degree of accuracy that a given soil will
have a high water table within certain depths in most years, but they cannot predict
that a high water table will always be at a specific level in the soil on a specific date.
After soil scientists located and identified the significant natural bodies of soil in the
survey area, they drew the boundaries of these bodies on aerial photographs and
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Custom Soil Resource Report
identified each as a specific map unit. Aerial photographs show trees, buildings,
fields, roads, and rivers, all of which help in locating boundaries accurately.
7

Soil Map
The soil map section includes the soil map for the defined area of interest, a list of
soil map units on the map and extent of each map unit, and cartographic symbols
displayed on the map. Also presented are various metadata about data used to
produce the map, and a description of each soil map unit.
0

3
N
726091
36° 1 2 N
36° 1' 1" N
726091 726094 72M 725100 726103
3
Map Scale: 1:129 if printed on A portrait (8.5" x 11") sheet.
Meters
N 0 1 3 6 9
Feet
0 6 10 20 30
Map projection: Web Mercator Comer coordinates: WGS84 Edge tics: UTM Zone 17N WGS84
9
Custom Soil Resource Report
Soil Map
726094 726097 726100
726103
726106
726106
3
N
LT
N
72n"109
36' 1' 2" N
I
36' 1' 1" N
726109
3

MAP LEGEND
Area of Interest (AOI)
0
Area of Interest (AOI)
Soils
0
Soil Map Unit Polygons
im 0
Soil Map Unit Lines
■
Soil Map Unit Points
Special
Point Features
Blowout
Borrow Pit
Clay Spot
Closed Depression
Gravel Pit
.4
Gravelly Spot
0
Landfill
Lava Flow
Marsh or swamp
+
Mine or Quarry
Miscellaneous Water
Perennial Water
Rock Outcrop
Saline Spot
Sandy Spot
Severely Eroded Spot
Sinkhole
Slide or Slip
oa
Sodic Spot
Custom Soil Resource Report
MAP INFORMATION
A
Spoil Area
The soil surveys that comprise your AOI were mapped at
1:24,000.
Stony Spot
Very Stony Spot
Warning: Soil Map may not be valid at this scale.
Wet Spot
Enlargement of maps beyond the scale of mapping can cause
Other
misunderstanding of the detail of mapping and accuracy of soil
.-
Special Line Features
line placement. The maps do not show the small areas of
contrasting soils that could have been shown at a more detailed
Water Features
scale.
-
Streams and Canals
Transportation
Please rely on the bar scale on each map sheet for map
�}}
Rails
measurements.
Interstate Highways
Source of Map: Natural Resources Conservation Service
US Routes
Web Soil Survey URL:
Coordinate System: Web Mercator (EPSG:3857)
Major Roads
Local Roads
Maps from the Web Soil Survey are based on the Web Mercator
projection, which preserves direction and shape but distorts
Background
distance and area. A projection that preserves area, such as the
Aerial Photography
Albers equal-area conic projection, should be used if more
accurate calculations of distance or area are required.
This product is generated from the USDA-NRCS certified data as
of the version date(s) listed below.
Soil Survey Area: Franklin County, North Carolina
Survey Area Data: Version 23, Jun 4, 2020
Soil map units are labeled (as space allows) for map scales
1:50,000 or larger.
Date(s) aerial images were photographed: Oct 29, 2014—Dec 9,
2017
The orthophoto or other base map on which the soil lines were
compiled and digitized probably differs from the background
imagery displayed on these maps. As a result, some minor
shifting of map unit boundaries may be evident.
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Custom Soil Resource Report
Map Unit Legend
Map Unit Symbol
Map Unit Name
Acres in AOI
Percent of AOI
WeD Wedowee sandy loam, 10 to 15
percent slopes
Totals for Area of Interest
0.1
0.1
100.0%
100.0%
Map Unit Descriptions
The map units delineated on the detailed soil maps in a soil survey represent the
soils or miscellaneous areas in the survey area. The map unit descriptions, along
with the maps, can be used to determine the composition and properties of a unit.
A map unit delineation on a soil map represents an area dominated by one or more
major kinds of soil or miscellaneous areas. A map unit is identified and named
according to the taxonomic classification of the dominant soils. Within a taxonomic
class there are precisely defined limits for the properties of the soils. On the
landscape, however, the soils are natural phenomena, and they have the
characteristic variability of all natural phenomena. Thus, the range of some
observed properties may extend beyond the limits defined for a taxonomic class.
Areas of soils of a single taxonomic class rarely, if ever, can be mapped without
including areas of other taxonomic classes. Consequently, every map unit is made
up of the soils or miscellaneous areas for which it is named and some minor
components that belong to taxonomic classes other than those of the major soils.
Most minor soils have properties similar to those of the dominant soil or soils in the
map unit, and thus they do not affect use and management. These are called
noncontrasting, or similar, components. They may or may not be mentioned in a
particular map unit description. Other minor components, however, have properties
and behavioral characteristics divergent enough to affect use or to require different
management. These are called contrasting, or dissimilar, components. They
generally are in small areas and could not be mapped separately because of the
scale used. Some small areas of strongly contrasting soils or miscellaneous areas
are identified by a special symbol on the maps. If included in the database for a
given area, the contrasting minor components are identified in the map unit
descriptions along with some characteristics of each. A few areas of minor
components may not have been observed, and consequently they are not
mentioned in the descriptions, especially where the pattern was so complex that it
was impractical to make enough observations to identify all the soils and
miscellaneous areas on the landscape.
The presence of minor components in a map unit in no way diminishes the
usefulness or accuracy of the data. The objective of mapping is not to delineate
pure taxonomic classes but rather to separate the landscape into landforms or
landform segments that have similar use and management requirements. The
delineation of such segments on the map provides sufficient information for the
development of resource plans. If intensive use of small areas is planned, however,
onsite investigation is needed to define and locate the soils and miscellaneous
areas.
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Custom Soil Resource Report
An identifying symbol precedes the map unit name in the map unit descriptions.
Each description includes general facts about the unit and gives important soil
properties and qualities.
Soils that have profiles that are almost alike make up a soil series. Except for
differences in texture of the surface layer, all the soils of a series have major
horizons that are similar in composition, thickness, and arrangement.
Soils of one series can differ in texture of the surface layer, slope, stoniness,
salinity, degree of erosion, and other characteristics that affect their use. On the
basis of such differences, a soil series is divided into soil phases. Most of the areas
shown on the detailed soil maps are phases of soil series. The name of a soil phase
commonly indicates a feature that affects use or management. For example, Alpha
silt loam, 0 to 2 percent slopes, is a phase of the Alpha series.
Some map units are made up of two or more major soils or miscellaneous areas.
These map units are complexes, associations, or undifferentiated groups.
A complex consists of two or more soils or miscellaneous areas in such an intricate
pattern or in such small areas that they cannot be shown separately on the maps.
The pattern and proportion of the soils or miscellaneous areas are somewhat similar
in all areas. Alpha -Beta complex, 0 to 6 percent slopes, is an example.
An association is made up of two or more geographically associated soils or
miscellaneous areas that are shown as one unit on the maps. Because of present
or anticipated uses of the map units in the survey area, it was not considered
practical or necessary to map the soils or miscellaneous areas separately. The
pattern and relative proportion of the soils or miscellaneous areas are somewhat
similar. Alpha -Beta association, 0 to 2 percent slopes, is an example.
An undifferentiated group is made up of two or more soils or miscellaneous areas
that could be mapped individually but are mapped as one unit because similar
interpretations can be made for use and management. The pattern and proportion
of the soils or miscellaneous areas in a mapped area are not uniform. An area can
be made up of only one of the major soils or miscellaneous areas, or it can be made
up of all of them. Alpha and Beta soils, 0 to 2 percent slopes, is an example.
Some surveys include miscellaneous areas. Such areas have little or no soil
material and support little or no vegetation. Rock outcrop is an example.
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Custom Soil Resource Report
Franklin County, North Carolina
WeD—Wedowee sandy loam, 10 to 15 percent slopes
Map Unit Setting
National map unit symbol: 3s65
Elevation: 200 to 1,400 feet
Mean annual precipitation: 37 to 60 inches
Mean annual air temperature: 50 to 66 degrees F
Frost -free period: 160 to 240 days
Farmland classification: Farmland of statewide importance
Map Unit Composition
Wedowee and similar soils: 85 percent
Minor components: 15 percent
Estimates are based on observations, descriptions, and transects of the mapunit.
Description of Wedowee
Setting
Landform: Hillslopes on ridges
Landform position (two-dimensional): Backslope
Landform position (three-dimensional): Side slope
Down -slope shape: Linear
Across -slope shape: Convex
Parent material: Saprolite derived from granite and gneiss and/or schist
Typical profile
Ap - 0 to 4 inches: sandy loam
E - 4 to 7 inches: sandy loam
Bt - 7 to 23 inches: clay
BC - 23 to 35 inches: clay loam
C - 35 to 80 inches: sandy clay loam
Properties and qualities
Slope: 10 to 15 percent
Depth to restrictive feature: More than 80 inches
Drainage class: Well drained
Runoff class: Medium
Capacity of the most limiting layer to transmit water (Ksat)
(0.57 to 1.98 in/hr)
Depth to water table: More than 80 inches
Frequency of flooding: None
Frequency of ponding: None
Available water capacity. Moderate (about 8.1 inches)
Interpretive groups
Land capability classification (irrigated): None specified
Land capability classification (nonirrigated): 3e
Hydrologic Soil Group: B
Hydric soil rating: No
Minor Components
Wateree
Percent of map unit: 6 percent
Moderately high to high
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Custom Soil Resource Report
Rion
Landform: Hillslopes on ridges
Landform position (two-dimensional): Backslope
Landform position (three-dimensional): Side slope
Down -slope shape: Linear
Across -slope shape: Convex
Hydric soil rating: No
Percent of map unit: 5 percent
Landform: Hillslopes on ridges
Landform position (two-dimensional): Backslope
Landform position (three-dimensional): Side slope
Down -slope shape: Linear
Across -slope shape: Convex
Hydric soil rating: No
Louisburg
Percent of map unit: 4 percent
Landform: Hillslopes on ridges
Landform position (two-dimensional): Backslope
Landform position (three-dimensional): Side slope
Down -slope shape: Linear
Across -slope shape: Convex
Hydric soil rating: No
14

References
American Association of State Highway and Transportation Officials (AASHTO).
2004. Standard specifications for transportation materials and methods of sampling
and testing. 24th edition.
American Society for Testing and Materials (ASTM). 2005. Standard classification of
soils for engineering purposes. ASTM Standard D2487-00.
Cowardin, L.M., V. Carter, F.C. Golet, and E.T. LaRoe. 1979. Classification of
wetlands and deep -water habitats of the United States. U.S. Fish and Wildlife
Service FWS/OBS-79/31.
Federal Register. July 13, 1994. Changes in hydric soils of the United States.
Federal Register. September 18, 2002. Hydric soils of the United States.
Hurt, G.W., and L.M. Vasilas, editors. Version 6.0, 2006. Field indicators of hydric
soils in the United States.
National Research Council. 1995. Wetlands: Characteristics and boundaries.
Soil Survey Division Staff. 1993. Soil survey manual. Soil Conservation Service.
U.S. Department of Agriculture Handbook 18. http://www.nres.usda.gov/wps/portal/
nres/detail/national/soils/?cid=nres 142p2_054262
Soil Survey Staff. 1999. Soil taxonomy: A basic system of soil classification for
making and interpreting soil surveys. 2nd edition. Natural Resources Conservation
Service, U.S. Department of Agriculture Handbook 436. http://
www.nres.usda.gov/wps/portal/nres/detail/national/soils/?cid=nres142p2_053577
Soil Survey Staff. 2010. Keys to soil taxonomy. 11th edition. U.S. Department of
Agriculture, Natural Resources Conservation Service. http://
www. nres.usda.gov/wps/portal/nres/detail/national/soils/?cid=nres142p2_053580
Tiner, R.W., Jr. 1985. Wetlands of Delaware. U.S. Fish and Wildlife Service and
Delaware Department of Natural Resources and Environmental Control, Wetlands
Section.
United States Army Corps of Engineers, Environmental Laboratory. 1987. Corps of
Engineers wetlands delineation manual. Waterways Experiment Station Technical
Report Y-87-1.
United States Department of Agriculture, Natural Resources Conservation Service.
National forestry manual. http://www.nres.usda.gov/wps/portal/nres/detail/soils/
home/?cid=nres142p2_053374
United States Department of Agriculture, Natural Resources Conservation Service.
National range and pasture handbook. http://www.nres.usda.gov/wps/portal/nres/
detail/national/landuse/rangepasture/?cid=stelprdb1043084
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Custom Soil Resource Report
United States Department of Agriculture, Natural Resources Conservation Service.
National soil survey handbook, title 430-VI. http://www.nres.usda.gov/wps/portal/
nres/detail/soils/scientists/?cid=nres142p2_054242
United States Department of Agriculture, Natural Resources Conservation Service.
2006. Land resource regions and major land resource areas of the United States,
the Caribbean, and the Pacific Basin. U.S. Department of Agriculture Handbook
296. http://www.nres.usda.gov/wps/portal/nres/detail/national/soils/?
cid=nres142p2_053624
United States Department of Agriculture, Soil Conservation Service. 1961. Land
capability classification. U.S. Department of Agriculture Handbook 210. http://
www.nrcs.usda.gov/lnternet/FSE—DOCUMENTS/nrcsl 42p2_052290.pdf
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DWI' R
State of North Carolina
Department of Environmental Quality
Division of Water Resources Division of Water Resources
15A NCAC 026.0233 (8)(b), .0243 (8)(b), .0250 (11)(b), .0259 (8)(b), .0267 (11)(c), .0607 (e)(2) - Buffer Authorization
FORM: BA 10-2013
Riparian Buffer Authorization Form
A.
Applicant Information
1.
Project Information
la. Name of project:
Colon - rip rap conveyance
1 b. County:
Franklin
1 c. Nearest municipality:
Youngsville
1d. Subdivision name:
Patterson Woods
1e. Is the project located in any of North Carolina's twenty coastal counties?
If yes, answer 1 f below.
❑ Yes x❑ No
1f. Is the project located within a NC Division of Coastal Management Area of
Environmental Concern (AEC)?
❑ Yes x❑ No
2.
Owner Information
2a. Name on Recorded Deed:
Julio Enrique Colon and Lisa Hanley Colon
2b. Deed Book and Page No.
Book 2014/Page 376-387
2c. Map Book and Page No.
(include a copy of the
recorded map that indicates
when the lot was created):
Book 2006/Page 327
2d. Responsible Party
for Corporations):
2e. Street address:
208 Camille Circle
2f. City, state, zip:
Youngsville, NC 27596
2g. Telephone no.:
305-796-1963
2h. Fax no.:
2i. Email address:
[e-mail]
3.
Applicant Information (if different from owner)
3a. Applicant is:
❑ Agent ❑ Other, specify:
3b. Name:
3c. Business name
if applicable):
3d. Street address:
3e. City, state, zip:
3f. Telephone no.:
3g. Fax no.:
3h. Email address:
4.
Agent/Consultant Information (if applicable)
4a. Name:
4b. Business name
if applicable):
4c. Street address:
4d. City, state, zip:
4e. Telephone no.:
4f. Fax no.:
4g. Email address:
FORM: BA 10-2013 Page 1 of 4

B. Project Information and Prior Project History
1. Property Identification
1a. Property identification no. (tax PIN or parcel ID):
Parcel ID #039339
1 b. Site coordinates (in decimal degrees):
1 c. Property size:
Latitude: 36.017095 Longitude:-78.491266
.82 acres
2. Surface Waters
2a. Name of nearest body of water to proposed project:
Unnamed tributary to unnamed tributary to
Hattles Branch
2b. Water Quality Classification of nearest receiving water:
C;NSW
2c. River basin:
Neuse
3. Project Description
3a. Describe the existing conditions on the site and the general land use in the vicinity of the project at the time of
this application:
Single family home
3b. Attach an 8'/ x 11 excerpt from the most recent version of the USGS topographic map indicating the location
of the site
3c. Attach an 81/ x 11 excerpt from the most recent version of the published County NRCS Soil Survey Map
depicting the project site
3d. List the total estimated linear feet of all existing streams (intermittent and perennial) on the property:
200
3e. Explain the purpose of the proposed project:
To direct the flow of rainwater runoff in the yard to impede erosion gullies and prevent the water from pooling.
3f. Describe the overall project in detail, including the type of equipment to be used:
A line of rip rap rock will be placed in the area. The area will be graded to keep the rock in place.
4. Jurisdictional Determinations
4a. Have jurisdictional wetland or stream determinations by
the Corps or State been requested or obtained for this
property/ project(including all priorphases) in thepast?
❑ Yes x❑ No ❑ Unknown
Comments:
4b. If yes, who delineated the jurisdictional areas?
Name (if known):
Agency/ Consultant Company:
Other:
4c. If yes, list the dates of the Corps jurisdictional determinations or State determinations and attach
documentation.
5. Project History
5a. Have permits or certifications been requested or obtained
for this project(including all priorphases) in thepast?
❑ Yes x❑ No ❑ Unknown
5b. If yes, explain and detail according to "help file" instructions.
6. Future Project Plans
6a. Is this a phased project? ❑ Yes x❑ No
6b. If yes, explain.
FORM: BA 10-2013 Page 2 of 4

C. Proposed Impacts Inventory
1. Buffer Impacts
1a. Project is in which protected
basin?
x❑ Neuse ❑ Tar -Pamlico
❑ Catawba
❑ Randleman ❑ Jordan
❑ Goose Creek
1 b. Individually list all buffer impacts below. If any impacts require mitigation, then you MUST fill out Section D of
this form.
Buffer impact Reason for
Type of impact Stream name Buffer
Zone 1 Zone 2
number — impact
(exempt, allowable, mitigation
impact impact
Permanent (P)
allowable w/ required?
(sq ft) (sq ft)
or Temporary
mitigation)
T
Stormwater
UT to UT to
❑ YNo x❑
B1 x❑ P ❑ T
conveyance
allowable
Hattles
120
Branch
B2 ❑ P ❑ T
❑ Yes ❑ No
B3 ❑ P ❑ T
❑ Yes ❑ No
B4 ❑ P ❑ T
❑ Yes ❑ No
B5 ❑ P ❑ T
❑ Yes ❑ No
B6 ❑ P ❑ T
❑ Yes ❑ No
Total buffer impacts
120
1 c, Comments:
D. Impact Justification and Mitigation
1. Avoidance and Minimization
1a. Specifically describe measures taken to avoid or minimize the proposed impacts in designing project.
We have attempted to channel the water through the use of rocks on part of the sloped area of the yard.
However, the water is now pooling instead of continuing to flow.
1 b. Specifically describe measures taken to avoid or minimize the proposed impacts through construction
techniques. The builder created a sloped hill and followed drainage guidelines. Over time, the water has
changed course and settles into the same area over and over again, causing it to pool instead of
flow/disperse throughout.
2. Buffer Mitigation
2a. Will the project result in an impact within a protected riparian buffer that
❑ Yes x❑ No
requires buffer mitigation?
2b. If yes, then identify the square feet of impact to each zone of the riparian buffer that requires mitigation and
calculate the amount of mitigation required in the table below.
Zone Reason for impact Total impact Multiplier Required mitigation
(square feet (square feet
Zone 1
3 (2 for Catawba)
Zone 2
1.5
Total buffer mitigation required:
2c. If buffer mitigation is required, is payment to a mitigation bank or NC DMS
❑ Yes ❑ No
proposed?
2d. If yes, attach the acceptance letter from the mitigation bank or NC DMS.
2e. If no, then discuss what type of mitigation is proposed.
2f. Comments:
FORM: BA 10-2013 Page 3 of 4

E. Diffuse Flow Plan
All buffer impacts and high ground impacts require diffuse flow or other form of 0 Diffuse flow
stormwater treatment. Include a plan that fully documents how diffuse flow will be
maintained. If a Level Spreader is proposed, attach a Level Spreader Supplement Form. ❑ Other BMP
If due to site constraints, a BMP other than a level spreader is proposed, please provide a
plan for stormwater treatment as outlined in Chapter 8 of the NC Stormwater BMP
Manual and attach a BMP Supplement Form.
F. Supplementary Information
1. Environmental Documentation
1a. Does the project involve an expenditure of public (federal/state/local) funds or the
❑ Yes x❑ No
use of public federal/state land?
1 b. If you answered "yes" to the above, does the project require preparation of an
❑ Yes ❑ No
environmental document pursuant to the requirements of the National or State (North
Carolina) Environmental Policy Act NEPA/SEPA ?
1 c. If you answered "yes" to the above, has the document been finalized by the State
❑ Yes ❑ No
Clearing House? (If so, attach a copy of the NEPA or SEPA final approval letter.)
Comments:
2. Violations
2a. Is the site in violation of DWR Wetland Rules (15A NCAC 02H .0500), Isolated
❑ Yes x❑ No
Wetland Rules (15A NCAC 02H .1300), DWR Surface Water or Wetland Standards,
or Riparian Buffer Rules 15A NCAC 02B .0200 ?
2b. Is this an after -the -fact permit application?
❑ Yes ❑ No
2c. If you answered "yes" to one or both of the above questions, provide an explanation of the violation(s):
�Isa
Applicant/Agent's Printed Name Applicant/Agent's Signature Date
(Agent's signature is valid only if an authorization letter from the applicant is provided.)
Send 3 complete sets of this form and accompanying documents to the following:
For government transportation projects sent by
First Class Mail via the US Postal Service:
NC DWR, Transportation Permitting Unit
1617 Mail Service Center
Raleigh, NC 27699 - 1617
For all other projects sent by First Class Mail via
the US Postal Service
Karen Higgins
NCDWR — 401 & Buffer Permitting Branch
1617 Mail Service Center
Raleigh, NC 27699 - 1617
For government transportation projects sent by
delivery service (UPS, Fed Ex, etc.):
OR NC DWR, Transportation Permitting Unit
512 N. Salisbury Street
Raleigh, NC 27604
For all other projects sent by delivery service
(UPS, Fed Ex, etc.):
OR Karen Higgins
NCDWR — 401 & Buffer Permitting Branch
512 N. Salisbury Street
Raleigh, NC 27604
FORM: BA 10-2013 Page 4 of 4

Diffuse Flow Plan:
The property sits at the bottom of a hill in the neighborhood. The builder graded the
front yard so that the water flows through the culvert in the driveway and across
approximately 50 feet of grass before flowing into a natural area. With the addition of
the rip rap outlined in this application, the water will then go over 60 feet of rip rap rock
before flowing into a wooded/vegetated area of the property.

Type: CONSOLIDATED REAL PROPERTY
Recorded: 11/9/2015 10:15:59 AM
Fee Amt: $56.00 Page 1 of 12
Franklin County North Carolina
Brandi S. Davis Register of Deeds
BK 2014 PG 376 - 387
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submitted electronically by "Moore & Alphin, PLLC"
in compliance with North Carolina statutes governing recordable documents
and the terms of the submitter agreement with the Franklin County Register of Deeds.
Book: 2014 Page: 376 Page 1 of 12

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Book: 2014 Page: 376 Page 2 of 12

hc?€ds an<y €�;�al titie to °h� interests ranted by i-3c+rr�w�er it:� this Sectsri`5a #r;r3tr��t�ent, #it�t, if naiapss�ri to rcrr�tpf� �oith
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�ii c€ ttarsr: intar:�sts, r7tirrr,€ir��. but r��t €€r�ite� ta, tha rich€1t to forer;lasa anr� sssl€ tlia property; arre€ tea t�+ke arY acticara
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:arcs : +�r�v�y t€1�; ?roper€y any 'tart tl�e i�raparty� is r�n�:r�cum€��rec;, eh�ept ter encerr�nbr;�nt,os of rec�ore€. �r�f-rca+Per'°+n=�rranty
ara� +�vi€€ trt;¢or�ci {�a�r�era€iai tl`r� titlQ to t€�!e Frcperty a�airist all �f�in-.3 arr� +�e�y�nc€s, :,u';ajet:,t to ar�y eiicur�akarances of record.
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�irrlitr��� ti�=�riati,s�� b� jrrisdi;rtirzn tc� ;:�rrstit�te �a �rt�fvrrn security nstrrrrrrant crv�rs`rtr� raai pra�Z�r'#}�,
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1, {�ay1^r'rarrt o� t�r`s�ca€, Irrtere�t, �scrr��xs €tdrf�r�, ��epayra-��t1t �h�r�e�, �#sci �at� C9�ar���; .. �trsrratrdAr �haf1 pay
����1en ��re the arirrciptl ref„ and'ir}teret on, the ��;:?t avt:tr~snc�d ley t€;e �€rste �n� ar3' �repayTnent cherc,�es arat€ late ;whargeU
Niue ur�dn;- t€�a �4nte. pdrrov+rar shai€ aEsa p�x� furrr�s for Fscr:�,,y It�;rns p�arsuarat tci ��;f�ti<ars 3. f'ayrrlerrts dr_re ur:c€er the
€ate arr� #€�+i� �gcurif� €nstrurrrerrt sht€E €�e r;��r��; in tl.�. currency. Ha;�awv�,r. !€ any :€��c� ar rtirar instr�arn�nt €�c��ia��l
�,'-v �..,era�,�ar :,�rs �Sayrrrr:n�,ur�.i�;r ttac; �Kcte or this ��curit:�= Irastr!�rnent Is raturne� tea t_enaer unpaia�, i:;aner fnay reauir=� that
:ai^y r,r a1€-ut�wcn.rt~rat shay r-,��r �#� �ara� ur�dcr tl�a� t�lrlte anu thie> ��.cur€ty Instrurnr✓nt are r-nar.#r in any yr a�acare at the `a€i�+�ri
ir.;r .v. �.:�; ac,ic,r_,tr;r; fay L:ender (rj rash; i,� na<.arrey Qrdr;r; ,c cr<;�ifi�c� cheek., a�ri� chsak: treasur¢r`:� �h�c€t rr �asF�iar`c
,h�cic: prc���it#w� ar.y suer, t,,?7ecix: ?s dra;�n upon en insttutian ��rhas*� c€epasit are insures; h4� a i�uera€ agency;
ir3stru:�acrrta€rty; r�sr errtiy; ar ;�� �lactrarlrc �-uncl:� l'r-an:�te.
1=�ayixrents �*� �eeri�e� recei+re�i key Lender urhwn r�ueivr:c# .at :ire €acaYitar�r ciesi�nate;e€ in :the. i*#�te ar at sash att�er
location as rn�y €�e ��;Mi�nated �� �.anc€er ira acccr�ance vaikt the :�u:ice proui;zivns in Secti�F=� 1�. LEndrua'rra:�y return arly
€sayr�aent cr partial payr,'a�r�t if fire �:ayr�sent ar part€�i prayrrrents sire €nsr.rtfrci�rrt to ter€n thA Loar1 curraa�tt. If �crrr�=er h�a
breacher� stay co+�en ap"it ur a�raarn=:;nt irk tt,ys :security Onstrrrrrant aid Leitdt~r has seer;€eCat�'a� the pt�€ire€icn:� of 8arrevwer'
hereurrr�er pursuant o erection �� th�1"r Lr:nder rr-ra}r �ccet,t any �rayr�r�nt c�'parta€ payr�!r;r �t insu�lcir?nt t� �rin� tf-ra �,a�rr
currant, writhaut �ai�a,�r �:� rand riruhts hereurtdar fir �r-��usiice to its r�gnts to rett��r✓ sr�c€� pasrr�lerrt ar parts€ pay nests ir:
thF° fut;�re, €gut I:;enr€er i� tact ate€i��rt�5c€ to ep�rl�� such p�yn�aerats at t€�rr✓ tirn�; sucl'a �••�ry€^nerats:are acc>upt�c€, It �:aata �enos�i;:,
payment is apt€€�� a:� �} its s;�€�ec<u€acf duo �at�, t€-r�n i..arzr.#ar need rra p4ay ir3t�:r�7t an unap�l�c€ Earr�cYs. i..arac€wr rna}r
h�alr wuc.�t1 uraap�r.:�r; ftar3e€s until �3arra��=ar rr��l�.ati �ayn-rent ka i�r:n� tha :cyan aurr�r,t: €fi �iorrava�r r�a�;� r3rt d� Ica v+riti�r
<3 rcu5car:�:�lg �s�;Yio� ar tirrre, i.er�r#er ;�hali sit€ -tar a7�r€�+ si.rai'; yuraci;• ar raturrt t'��,r�r t�3 f�orr�v�ar', it .��rai appli�r€ a�tr€der; s�rc�`a
far:c{s +�wi€� �s� �p:n!J.�r� to .f.:: t�rr.tarr�in� pri3;ci�.;:r€ ��'c�crna<� urr.€rar t€�' [date in~:n�G�3;�taly p�aior to for�a;�or+;ire. �1� rs#tsat �r
:la!r.� w5nc�€--s t=;ce�;av�t�r m!yfst f�ava rroaa ar in the *afore against Ler1d�, sia;�ll x�€ie�re F�csrrsrnrwr frarr, rr-ia�;irr p�ryra'!�rr}s cir�e
r�racrwr ¢,e .;Veit+�, anc# this ^i~crtYity €nstrr.rrr��;rr� car pertcarrrrir!� ti-ie cavenar�' anc€ c'r=�r'eernents se.•urerS try this. �ecuri�y
€lrstrurneit.
2, t�,�xpltr:�t€�sr�s a� i�a�rra�rrta a� €�r�r�rvecYs. except as atheri�e �+rrsar-ib�;c3 ir! tYris ��ctian �, al€ payments ���c�pt
�n� apple by t.c;rr�r;r sha€I fir; appli�c rn i"aa $q€Ir���ira� orc€�;r- caf priarity� 4�1 ir^tsrt;st fur; unciar tf }r; Bata; (bj prinaipa'i
;#u�; trrtder the 1'dutr�; i;cj arnatan�s a:€ue une3�'r •��cti�T1 �. �uc'n payrne#rts shin€€ €�r; apt€iec€ to wash Prariac€ic €�a�'rnent in the
orr�er "sn �n+hiLh If be�•arrre d��:: any r�n��inin� arnaur#� shill be �pu€ed f€r;�t�a €ate �,;harge�; saac�r�� to arty cath�r �mr�srats
:toe under this �ecrrrity €rs�trr.rarten4: ans� thrxrt to re��rce the princi��ri t3afanNe aY t}-re fixate.
lY Lf�r-i�er rec.�ivr~s a payp'rertt i`ra„,r;"t 1~aarrr�rra:�r Yar a ttclinque<rt �eriadic @ap�ment ugh€ch includes a strfficie�at an�atrnk
to :gay any €ata charge da!a; tl'i payr!�ent r�ray he a�;�ali�ac€ to the r�r;iine{uerat payrr!erat aratl t;ae late c�€�ar;�a, It rn�re than
one f'erac€io peyrrrr;n# �� cr.!tstandinr�, Lene€wr r-nay.app€�,= any �rayrnert recai'+ree€ fron-! i�drro+fret ttr t'�ra r�;payrraer7t of the
�=; r!ociit. €�ayn^erts 's.$, arse€ to tl-r� t xtertt tha#, eacft payrxaar�rtt r:an t��a paid in full. Ta the extrant tca�at any recess e�i�ts after.
��� pay�'rwr:t :w-- ap€:�`i�r:� fia the rrF:li pa+rx,�°nt aY cs!1r; r�i- rncro aric�ic �ayrnerats, sue€ excess rrray be ap�liee# to arty €ate
<.-tar:has u":a� itUluratary prr:p�vr-raa�rats s€�aii ba;.�pp€i�r� �tirst tf,;, �r�},r prepaysrrserat chargas anu than �:a descril3�� in t�ra €*�r�t�;
/�rry' appl!c�atirr� o- payments; insei€ara�,e r?rocee�s; or Misceliarrrtious l�roceeels tea principa�f due urac€er the l�latr: shall
not axten� ar p:��tipr•�rre the titre ttate,;,or char+raw the: amount, of tha f'�riactic Payrr�ent;.
�, �r.�r1�s tar wwrc�>r<a Itera�s. E�arrc���r sha€€.pay icy Linda; nn the ciay� F'ar lad€� €�ay��!arats �r� �u� tan�.,lp� t€°sr; €�J�te;
anti€ the $dote is>paie€ in u€€, a sun'a (th~� "�"iands"i tc: gara'vit#�;far payr-�wnt of amounts due fpr. (a) taxes are �rase;�srrrents
anc€ other itr;r�as v�thich can att�irr t;ridi~ity over this Security €nstrtrtnent as a lien er er�cYrrr€:stance c,n tha Property; t
€��.saha's� p��yrr�erts car raurad rents ar th�,Praper�y, if any; (ct pr�rrriva°ras for ©try and aid insurance rw�:.�irrer� �y Lencial-
trrder ��ctiata ;; anr� {d� Cafirt'ts�ac+e l�aaura:�ca premiura�s, li' arxy: ar any sums payab€e by �carrav`rer t�� L+�ndar in €igu nt
tha pa�,trt?tint rat �art�%r��; €nuurance prerniurr�s in acruordarrc.� u�=ith the pra��isians of �rautirar! 9t7. �'h�s�: items are ca€€ec�
"t�:scra�r ltera'rs.'" kt origirarian ar at ara:}'°tune; c�urinc� the terra di the L=.pan, Lenr��rr` n�r�ay rsquire that �;amn�u�rityf->ks�c�c€a3,iara
[�taes, Fetes. arre€ Assessments, if any; he asc%ra�n.�r=,:€ tsy E�arrr}t�r�;r, anus s:��h au��, t=~es end a��as;rr�>�r�ts �h�€I be an
scrr.���r Etr:�r�a. �arrav+rar shall prarr!ptiy =t,;rnisl� to Lr:ncter ~�!€ trr;atices QY arra�unts Yu be �ai�3 un�er th€s Sedan. 'rarrc�u���r
snail €:gay I_.anaer the Fundsfy�s;� Escrr�vd €terr�,� unless Landrr vxr�?iwes t�arrsv+aer'y ahli�aticn to day the Func€s for any ae
ali u_scrc7•-r�1 its, rr�, €_.e�ad:r nay �rai�=e t3�rra+�=�:�-`s ak•�€i>��ati:rn to pa�yto Lender �c�nr_€s �rsr any sr al; %�crc+�,r €tams at arr� #i»ra;~:
.�::r-,� r�._r�;l� 5rrarsrrn � ra2ciy curly }e>e irk ia�rritin�. In tl?e went of sac;€� �rai�far. s arts+dyer shall -pay cr�irect€y, �rahen anF,� �ehar>r ���ra�3!�;
tl?:r; arr�v.:ra:s :•�rae',_.�_, ari`y s;,r�u�= ltrw-rrs far>`firhlch �:ayrner;t:.^s€:=r,rrlds teas 1✓Uen eta#�„=ed by Lr:nder�nd, it t,an�er'i•ec#uir;�,
:�tafl ';=�rr�ish to �.andr:r f-ecespts e;fi;�t?nCine� srrch payment v�ithin Mach time perird as Under rraay regr�rire. F�arrc�t�v4r'N
abfi�at��n t:� n`ra€'e: such paymrirts ar�d fa prauide �Qceipts shal€ for �r€l purposes ltirs cleerned to bA a couerrant anti
agr�:er^�r=t contain€�d in this Security Instrr:rrrrer;t, �s thr� pt•++rase ''ceaveraant and agrr;errterrt" its used in friction �, It
i�arro+»=ar l:� call:mated ttt pay �scrot�r t>rr�rU ciire:cti;+, �!!rsjaartt te} a �ri�er, ans� �arra'vrrer tai€s tc pay tfie arr!o�rrat brae rsr
air serdv�� €teri`i; Lrinder m�,y exercise its rights under Sic:ion 9 arrr� pay such arnaurat anti€ f�esrro'�rer sha€€ th�;ra,bd
�€�fi�ateti t:nr�e� ectiQn � to repay tr�r �era�er an�a :such an�aunt, Lertcir�r rrlay rr;trake the vs;ai�ver as to arly or ail ;~scr��s
ft�;n+s at any titrr�: by a r;otice �iuen in accar�anc�� v+rith Seeticn �� and,. t�pan such rr<�rdc�ti�r3, 13arra�rer shall pay tc
�;�-rrder alf t=tan�N, and in sur�fit arrraunts, the: are then rec�t;+ired ur-rder thl:'� Section v>
tender may; ��rt ary time; a:�€let: �nq hofd Func€3 ir-r ai'r aa7tcaunt;-,a) suff€dent to ;ierrnit LE;rader tea alp€y the r �rr,r�s
trot.; tunes�rraifi�t� iandar ��Sl�h; arrd �l-a; rot tc= exceed thA max+rnura� ar.�aunt a l�:ra:�er car rer�uite ranoer E;� sl���. Lene€dr
:;ta �afl �;:tih�ate t€��e arrraurrt at}=�;rr`rcis urze ors tf�e o�:sis of current data ane3 reasonala€e esttrrr�rtes of expenditurP� of fr�t�rre
-sc;r�,��,� €t4rns ar at€-tere�iva ir; a�ccar;��rac•a �ittr tzppE's:ceps€e Lave. �;
tdGRTN c,��rat_ira;� .Sony!: �'dral!!y--F��r�1c� �aelFre€Ecie tx9�c ii£�rF�i?�4E fhrS�"F�U�if�r��" ��srrr� 3t�S4 11U'3 �r&a'�r�€�: ///�`' ---`- ..:�.
Y 3re r<.�1ac;. �nr.. Pale 3 CFT � `� �3�rpr-�� G�15
,y ��CEClf=�iJ
s �; 9 a s�s 11 FQ�,7.01 Uti'if; rsA�1 � �T
r.
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Book: 2014 Page: 376 Page 3 of 12

'f`h�>f`ur�td� yf-felt �� hefrf'rt an irt�tittrfint't �uf�Ea�p delacsslts arf� 3r�surerl �iy a federal agar3w;�; iriytr�E:,rtpr�t�tfity, ar er..ry
Inc€rrdir.:cd L�rkJ.�er, if l_et�icSQr i� �f� irtstitutian vdttaue �epasi:s<�tre ycx insur�.d) ar in arty �r�,�eraf �rar;•te L�:aart dank. Ler:dpr
st;�€f a�pty tttp �r;nds to ��,� ttt>~; Gsc¢aav�f ftems nra 6afer than the time v�gc�ift�;c E�rtder RL��xa. (vender sf,ali r£at charge
€��rrav++�r far htafdir-Ec� �:rYr� afa#�f�in��f tf�e f�ancl;, artnsafly artaiyzin� the esc>ra�sr accaur:t, ar �rerif��ira� the �scr:a+�v ft�ms;
r:rtfess L.pr�de;r Mays ;i�rra��var ir;tf=resf ar thtn; �ur�r�s artE�Afr:�3fic�f�f�4 La+r� p�r:-rtifs Land�:r to E�t�€sew such af�arge. l;r,iess
s;rt ;�creernr�r�t 1. r1'Eaci:; rt �ritirtc� arA�:tpficaf:,le La+.�t rr�quires lrtteres# to tae pdicf ar the f" un�i�, Lar;�er sf-t�r11 r=rat f�� 3-trct�firaii
to day f3arrata�rer gray inft?rest c�� earnirrt�s an the � 4rr:d:�. Garro�'f�r ar�d Lerfder cyan' a�r;�e i-i veritir!�, f�a��vel�ar, that irlterpst
sh�rfl ttr.,s l3aid ar. fihe f~ ur�ds. Lender st3dfl wive to �#ar'rc�s�er. ��r=tf3aut c:l�ar�e, at1 anruaf acacur^tirr� ref thy. f-t.Er�ds �s �equEred
i�,r PES�A.
tirir�; is a :-,�.t€�€2,�: of Ffands (raid in asw�rr���r, as ct�:firt�r� tar.d�r R.��r��, i.4s�dar st�i�El: �alia�:rft :a E�arrct��ner :er` tf��
ra�;�,,s ;�frtr s in �wt:ardarc:e vd'rth F�fµSf�,�. !'thQre fs>G shartat�e of �r'rhrtr3s t�el�i ins esci-a��`, as de tnPd tarlder f���P�; Lersder
:�.,f r ,ri;y E;:3rrr�ti�tr�r ar rec#ui: ar �y ��f�f�:, �tr�d E�as-rakRier si�alf pa} to Lender fie arra.trtt r�acessar;� to rn��p u�t the
r,rt;� �f Er, �4cr,3rr �rr�ar� v.�ttt> f<"��U���. t;u, iY? rta rtta�� than 12 rltanthiy payments. (f there is a d�ffcienc� of t^utldy h�;Ed
r;t escra��, as E�efinF�f tanC;ef F��SP�,, Ler�cf�r yftaff n�ttafy� Parrawer'as r�quire;� t�� R�,`at'f�, �7c }�4rro�.�^ar '~half �:�y to
Lr�E•fder tf'ie �r;�taunt ripceswery to made ta}•a tfia defiel�rtcy fn accard�tr;ce ti�ittR €��;��'�, t7ut in ria mare fh�n �12 rt�anttilu
payrw�ents.
Jprn pSayrrK�ri fr'i tali of efl ;S�Ems swc;t.�rr�d by this SeUtarity frE:�trY�,^rtertt; Lender sft�ril prc�rn�-�t(y refur3d t.a �ar;�d:,��:r arty
t=ands hefd ny Lender.
�. €��r�es; Li�;a�a. �rirratr�raryYrafi p«� aft taxes, assessrr�en#s, chargAs, fines, Arid irnpasitians attrifarata�fe; to th>
Pra�+��rty which can �fiairl priarit� aver tf3fs �ecs,Erit;�'frtstrur�tent, feasettaf� �Zd�rt�rtty ar graurl� rants {�'s3 the l�rapw3rty.
if an5t, and Carrfrr,urtity� Asscali�tiart �3i�rs, �e�s, artd Assa��rrrertts, i€ arty. T� tha extent tn�t tffasa• ff�;r��s ar�.� ;�:scra,nt lt�ms;
�c,�rratrfer stuff day the�^r� to tttp r�tartrFf�r- laravide:f in ecfian: 3.
�,arr��rer sh�tff �srctrrtZftfy k�isc€1arc�e ar3y ldr`t tR�rttich tt�s �kriarity avartf�iy security frtstr-ure�e,:�t unfrss arr;a�v�;r: ;��
act. �F , €r� tixJr tr�� to .h� f;ayntartt of ttt{�' a��ii�ati:�n sp�s�Elre>:f �y the fiprt in a rrtarla er �rC{.�;ptak:ie to a.:er Eder, hE.rt arti� sa far=
�h £iarr^r�yr Es �erfarrr�ptr; yuct': at�reerrtent; 4t;} ;aantests the-fierk in cdacFd faith t3y, ter defarlas agalrlst �;rtf�trcerrttrlt of the
€-. �.,. f>ti�c,,�,i €rrac.:�e>ai?:fps �a�hict= in L��r�tE�er''s apiri�^,rt apprate t� prevent tt�>w �rrfaraerf3c:rtt cf tft� flan �ftile tha;�e
r3ra{.f;c;c<is��y are �,ve�dirt�,�, (_fat anh;! ;.until Much prace�dirlE�s are: crsn� faded; ar ;cj spcE<rre� frare� the halcitr c:f tha lien art
�rr;~e<<;�r:t saYsfacfiaf y� to Lander srftc�rdir�ati:�� fi^f� Bert to ~his Cectxrity �rtstr-E�rtlertt. if €�erlder deterr�rlir,es tkkr�Y 3ri'J pr:ra�#
of the �rY3peth� � su�j=rct to n fien trvhici� cart attain �trfarity'aver thi:. Security frts4rrurrterst, Lr�r�cf�;r rttay dive t:3�rrav+ter
riaiice idarttifyir�� tfle €� f. ur�'ithirt '# � c��y:.� of the ef:�fe a� uvf-iid'r't t#`tat rtatiae fs gi'+rar:; �rrrai�{ar shall satiss�r t":e fE*�r2 ar tafr;
di-tE; :�r. i�trtra of tt?a actiar;y Lei forth aba�;e ire tidy �ectiarE �.
Lander rr;�y ,•ayt_rir� �:arrawer to day �E care-t�rr-ia cf-E�fr��-fdra reaf astatd YE��; v�eifa�tir�rt �ndf�r ra�atn� sar�ice; tsar
ay Ler�d�r iri cannectidr, s�ith tfrrs Lawn,
5, �°rapert�s Ir��ue�r3ct~.>t�arravvar sttalf f;rwep the frrtp�-avearterYts rlra�t w•xistrtct ar hereafter ereited art the F'raperty
insured ar�alr-rst lass try fira, tt�zard:�>irraluci�1 �fifhirt thfr terfRt "exter�det9 cavera�e," and arty dtt�er ttaza,rcfs frir;.lkrc#ir�g,,
fasat rlat firnited $a; r;arthctt.raf�es and fl�ads, far �vtticl� Lerid�r rer�uires it�yrarartce; `his irtsurar�r�e sf��ff ate rraintair;ed itt
the arnrc�rtts (incfuciir;� ciedretible f�il�ws€sl and f�:.fr tha f;eriac�s that Lerbd�r re�uires.',�1ht Lender ratf�tires p><ri�suer�t to
the �fr>~Gs:�4€rt� .:�pt�tertc�s crtra cffaE�clM dtrrirta .the tarrrt of flee LaaE�t The nyurartce carrier faravidin� flee irtsurarYce shall'
Yip c€�csArt t;y t3�3rra+,ti�er skst�j'tiNt to iMer}der'y ricfht to dis�pp�ave t3�rra�.nter'y cf^�ra€ee, u+rf7ich ri�ttf'shali rtat fie e<ercis�
ti-�rc,�zsar:�i3fv. l;;;rtder rrt�sy `egfstire Pc�i'ra�a✓pr to �r�y< ;t ar:�r;ner�tiar� va�itf^ €his T~a�rt. p�tttar: �; a arse;-tir;�E�; cf�ar�a far ffa�
C;!'3ii: d'�'iE_'rr*�Irlc'3tEaP., 4`�'',r`t9fiC''ut%ar� �rt�f �rctf;}ti831£Y SC'rlti��'a; Gf �i3� '�i <7r1�-t1:1'ti� C�k3r'�t~' far il�,lad ��3rkT�-b dE�i"rriSEilc'�{6i1r+ 3rl�i
;f�r•tificax�ar' �;~r'uEue� artcf ;5f.t€35�:f�s.�erl� char�ws each tfr?�a remapp€nr�s ar sirrfiEar cl��fE7�es arcur �r, f�tict r�:essar}at�ty .rt�i�ht
affe,;,t scit✓h C.�tei trtlrrEatat�r ar certificata rt. �urro�rer sf�taff alas fae raspy}¢i5i�fa fas tha �a�r�tertt rf' ar�y fees irn�as�d �y
ttie �er��;ral �rrtar�enc>y t~�farfagerrlerrf l�,gprtcf ir1 conr,r�ct;an f�ritf�k fne red€aknr rat arly firkad zarte,>�fQtermirratiran rasttitinc�
fratrt an as}�,ictian by �arra���r.
@f z�arra��rer fai€; to rrtairtfain �r�y� cif tf�e ca+rer�iges de�;cri�ed `a�ak<e> Ler�fer tna}r afaf�frk nyurartce cc-�vr;ruga, at
Lpr:der's aptic�rs artd S�rra���reY�s axpensf', l~enciar � urtdt=r na af✓iic�atiart �a f3ar�hase arty particular type :ar airtaunt csf
cauee���e. �'her�fare; Mach cc�+�eraca�: Wffaff crsver Leader, f�r�t rt7i�fit: ar rt-;i��f: rEat �ratect �arravaer, f�arrc3k<ver'.s pgraity ii
f:h�: f'ra�ser#y, ar the cdrltents of #Ft�a f'raper•t_y�; ayairst arty risf�, hazard ar ffaf3ifity and rnic�ftf pravidc; �r�;ater ar €esker
crverac�e tha�f anyas pr:~vfaus,�� ire effee::t, f✓arrauw�r ac�rtawfedges that tft€;,cast of the irk'ur�r�a� ca�rer��€; sa abtaia,e
rr:ipf-tt �;ir�=ic�rt€y axces�;d the cr3st c€ i;3sur�r�c�; t€gat I✓arrav�i�:r cauid tta�w �fat�artd. r�rf� �rnrarar�ts disbursed ay l.rr�der
s�n�er tf�rs Sactian � .chaff uecarne ariditiaraldrt;t of �arra!,�v�r seared �y tFiu ;�e;,ttrity frlstrure�arit. `l'itese ama�Enis sf�all
�s�;.�r ErfTeresi at tnf� :'�ir_�tr raYa frar� the date cs disf3kar�=�;m�;r3i �k-fcf sh�ff �a ��ryatti�, +Fa;t�f s�cf-� ir:Y�rast, ;spar: rtat�cr;' (yarn
;.;E'ftCir r t>:_r tarr�'Vuer r��,E,iE?Stlr�� .3� yrE'9r3t.
r�li i��surarzc�: t3alicies regEvEred fey iw�r-tdar �r�d ran��aly of such pafi,ifv�-shall h� �uhjact to fw�rkrirrr•`� �igtt# �a
diuel3f:sra'v'e aucE� pafEces, yf-t�€i incfude a standard rr�artcf��e clause, and shaft r��frrt�r l.�ersder as rnarkgegett:�rtdlar as
�i�f addifirartaf fans }aayrae. °.,er}uer sh��f€ have the right to hcfcl ttt�: paiicir::s �rtd e�nat�sa! p�rtrfiwatr;s. ff L.�nc�er rpuuir�;s;
;sarra��er she€i �rarrlp�tiy diva id Lerfddr aft r aceipty �f l>aid prert'tiur�is ar.d rerlewaf x�atir;es. €f l�arrau�er at3tairts arky farm:
of ir�sarrartca c at�era�b; rtac aft��rst~ri��: rc;qufr-ed fay Ler1d>=vr, far cl�Er�tage ta, ar dewtructiart af, tt`+a t�ra��er;y, �Y3ah �c�li�y stYail
incfEade startr�arc€ rrtort�age cfause and yfta€i narr�e €�ertder ay rnar'a�ee �rrr�lar as art addi�iarfal foss pay�ea
frt t'r�e evrrr�t of ia>s, faarra�^eer sl�k�€f �fve �rarnfrf rtatice o the ir7st_trart�a carri>ar and Lender, Lertdfar rrlay rr�al�e f3ror��f
� €ass sf rfaf r>1�de prarrtraly by Barra+ra�:r: lrtless f,,c�r�der �xnd �drra��vgr attterv��+se a�r��e ire �rritir�r�, any it�tarance
€�rocee�fy, �vh�ther ar rlot ttte urtderlyin� insrrra, tca ,+was rpcluirer� by Lander•, sttafl �frr �rf��ifed `.� restaratian ar repaEr v
itte f'rap�:rty, is tt3e restaratian or repair is t"ar3r�arraic�fly fe�siiafe artd;Lenddr's sec�teity :� rsot lessQt�ed. L?.a3rir� yt,acl't repai`
:�r::_t reytaratiarE period, Ler�dF,:r: fihali gave>th right td hafd �ttsrh insurance;pr�3ceeds E.tr?til Lc;rtder l��rs haca are cp�ariunit5,+
Yrs if�ypa f sf.Ec,h fsra�prr., to eisare the }r�rarts hps i3ErYrt ccsn•i�sletrrd to Lertcfur's yati�f��ctirar't, pravicied thap such nsp�:frtian
;�t_.fi :�� taE��erz�keE�t �rvrrtl3tfy: f__:�ndci� naay d€s�f.trsu pracr�ef�s f:�r'fi:he refaairs and rr�ytara�tictr� in a sfngfe t3ayrr?artt ar €n
;� ��; .�. r„i r:>.�c��resu� ;��yrt�t�r{';� as the �r,ark is r,^,rn;�ifak�d; €�rtfr�ss an r�Er�ter�r�:r-Ef is made in ti�r�it€r-.g �r,�p�f€irab3a €_a��
(?<:�:�E.fft�S ,rtEw.�,s Yc= be �aici art sut;h irtyitrar��:�.a f3rarse�ds, i.�rfder s:hali E'}(3t �C rer�kairecl tra pay �arra��eY art��f rttcr�:yt �r
�.=err;irtys an S�Eaf� prac;�ad4. �=%vav'fat' P��fic �djustdrs, ar atf��;r third €Sorties, retained �y i�arruu�er sf7ali rtat de paid opt
cf the €r}s�trarlce prre�ads orrd shalt he the Safe a�frat:an of �arrs�wer. If the re;3taratia�� ar rrs�air iy rtot ecartamicolly
fµctsifaf� or Lender's bpi unity �r�auid be lease r:�,d, thc; insurance ttraceed� ytt�aff tre a�t:plied to the Burns 5ecatrpd fti+y (:his
Security €rsst;arrant, 5avheth�r er rtat ttiert due, uvith the aces; if art�r, �f�fid to �csrra�et�. �ucf^t inaurertce pracr��ds wts�ll
k�e apf7€led in tf^�fr ardc�r'pra�itfpr� far +r-f SeNtiart 2:
,. _
��afr"rlt ���ai:@Yd�&-uli;i�iE ��rik4�}-�?✓��+rVF� rb�r�4{Fre�diL' �C E,JIYIE'C��PdY �i�s�if'£�.S�.irR�+r� i'f7r4i? ��}arye$ ��f3'{ 19#r�ic"�,�6a�r //�_"-��. tr-'
�ilie Eti�ae, Inn. 13�a�e � of � �� !iEVG�r3ErEJ 6:s'3�i
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Book: 2014 Page: 376 Page 4 of 12

l"f Br�rrcru�gr abar;dc-�i�a the �ra�ert�, Lerlot;r ?7t�cy file, ne�tatiate and sett€e and available irss€rrarc� claim ars�f reiate�€
Matters: if Br�rra,�ver de'~�s n�rt r�,�s�Qr,d �,�ithirt �� d3ys tQ a r-retice �rrsn� Lender #ha# ttte'ins�rrar;ce carrier ha;� �.�lfere:d tc
�;ettig a elalrl�, them #..er€d�;r may n��ctiat� ar�d s�ttlg the c:lairn. Tt�e �t3-day �grir.d v��ill €?ggin �r�h+�.-r the 1;ot;ce is �€�+en,
In either e�aent; gr if Lrw;ndgr acr�uires the Prr���;rty under �ectigrr 2� cr e#hervuisg; Barrr3w�+gr hgi'eby aseigns to €.,ar3�€rur
{�) �crr�r�=f r `� E��hts #� art/ it��ran :� �rccea�is i�: arE �rrr�rra�rt ncrt �e exceed ti�!� a�nrar�nt:� r�n�ad r�r�der t�+e €�#���; cr #t�i
�f%c�urity €r!stramenY, and {b; �:ny ct}�r=ar esf �#�krro+�ier'e rights {ether #hart the right try ary refand of urre�=�ner;# prVr��iE,}r�;;
��a#d ��, �wrrc��er; r,�r?der a€i ii7sur:r�g pc+liGies c�+rerirtcd 4hu Pr�tigr#y, irr�E3taras suer rights are app€iGab€e to #hg
<'C-1,�f 3'a41C� .}{ itt P}-r7�:Gat'ty. Lef.;t��C maj Lr3F% sf-i E?ia}E}`ari€:P. �raceed� ajt112'r tC r��'icilr �r r�S#Gre'##ig �r��33�r'ty i3r tt) day
iroE�rz~4 a �l;aE� E�r,cj<-;r gr.,r; fi,,E�t� �r khis ��cu�-ity €n�trr.rr"rc;r<t, r.�hety�rer or r�iUt that} dug.,
�. fi3cc�r�arl�.y. €3c;rroti��°}. sha€I U}.cr-i;3y; vstat�is€-r. ar}d �asg th=r �rU�er<y as L3c�rrr3�r��;r's �rir�ci�?a€ resider:k.4 ��itf�in
r�G d�r�� �-r€Ye; [fg execrr#icon :�# t��is Sgct�ri#�° €r�vtr�rr-rrr�rt _�rrd :��:ai€ cc�d#ir'rue tea riccra�y the Prc�perfy ors L,orr#awer'3 frir5=,�i��l
residence fcr a#..#east cr}r% yeae after �€}g dd#� of cc���arcy, unless L=.�ndor ather.is�° acale�:s in �tri#irr�, �;hich consen¢
shall rr�# o{• urr�easrr-rcilly �,�ai#hheld, i�r r�nie�� r~xY�r�u4}tir�c� circurrrztar�cey e�is#which ire heye�rd �c�rrc3vuer'� �cntrc�f:
7. �'r�ser��tlran, t'�alrrteraa�ce �srr�l �r�t?�c�l�ars a� �I�e �r��ert�t; Irr�@�e��ias�s., Borrr��neee steal€'rct dPtroy, darnace ar
irrl3air the Prc3l;Prty, a€€c�,� the I�ru�erFy t deteric�ratw° car crarnrr3it ��aaste ran thy; Preperty t�',1hg#her �?r r}at :�c r-r�w�ar is res€dinrcd
Ir, the }'eet3cr�y, armt.rde.� shall rriaintain �!^g Pr�fae�y ire order tcs �reverrt the Pra�ert�� rerr� .�ger-ioratir� �fr dr�cr�;�irt� i:� v�€r�
due cc� its corditiorr. finless it is �r~t�rt'ningd ��rrs�rant to �wctic�n r that repair or� restorati�r� is r•rr3t gr:on�rnicallyfeasible,
��rrou�er shall �rc+m�tly ref3�=r the Frrs�,erty if darrtp�gd'to a+�c�id fr,rrthgr detoricration r�r d�ah�age. if irsur�rrtee ��r
er�ndernr E�rti�an l3rocer�s aee Laid in cr�nnaction v�yith r_lamageto, arYi�� takiE ��<�f. the f�rc��er��; isorro�krer �hafl t;:e res's:lFtnsib€e
*e�r r�,l3air•ncr r:r restoring the Pr�aperty cn€,= if Lgi�dgr i"ra� re€eased �r�3ceed� far wuch pti.�cses: tender nray disburse �rr3cr:>.�;d
YL-+r the re�ai.� ar�d egstrr-atic�n in a sir,�le p��rrn4nt r�r it a s;;a-i�;s a��r^grass pa�mwFrts as the vvcrk is cars,l;leted, if #��;
�;�in��r;v +��, c�rder,^r�ation crUc�eada are nc�t s�;ficient to repair or rr~s€tire the Pr�,{�ert�,�; l3ozrou�rer is not relieved r3f Y3c:eraeat�:r'
c��E ��� ��r} fu then � �.}rrE#7#r.scn ^# sr.}ch rep�Er cv rgstrrrafior;.
...Grr�.e..�r :ts agent; rrsay r�-}aka reascsr�at?ie er#Ties upc�r� and insl3ecti^rrs r3f the Prrs�,Qrty. tf it bras reasarlable c�rr�se,
mF%%rrder rr}a;r ir,slr�ct thy; i:�t�-ic�r cif ttie ;tr7�rr��sen;grits crr tied Prr3�erty. L�:r�er s�iaf€ dive f�csrrc�+r�er netice a# the tir}�Ee rig
t3 prior #� s��Ch an Eni�ri?3r 3re�a13�3Gt}CYr3 S�i�'C9%y=li';� SLECI; rea:�o n`i13f:� C:atJSe.
�. 13e3rrosrver'� ���t'r A�plfca�i�ra. B�r�rcwgr �;f7�1# he in defauit if, durErtg ;.%re Lo�tr� a€�I3lir;�tic�n �racess, >��srrc�v�«er
or ar�y pgr5or17 +;�e gn#t¢s actiE�g at titie direcf€or•r of Bo+rroc�rer or with Borro��er's :4nrs•.�tledge or cons;✓r�t gave r�ateria€€
f�ltsr;, rnlsls~adin, yr Ert�rcGar�#e`rlfc�rrr.�tiert r3r steterx=.ants to Le�drrr {�r fa€ed Yc ;�ret=ids:; Lendee ~pri#h r�atg.ria€ ir�tarrna¢ier7
ir: cr3nna;ticrr v>fith the: Lear:. l�ateria€ r�;}rrrgSgrrtatierrs include: l3t�t are n:�t lin-rit�d tc:, r:;presentaticrrrs r•rar�icgrnir
I��er�:��+e;r's accupanc� f the Peoperfy as Borro��er`s �rir::c;;3a€ residence,
�. l�ra�t�rctle3l� o� ��nrlc��'� lrtterr"st ir1 tl�e €�rs��rt� aid l�il�t� ���era thsls ��ra�•mt9� trr�ta�>lrra�er�t: if (,a} arr-oa�er
��fs #o pgrlorrl� he cvver�arrts and a�r:�en�grits cor;tairrVd irk this �gcurity l::�strumerr#, {Lif t�rere es � Igcla€,�raceedirg that
rrrigh# sic�.ritieant#y affMrt Lender's intr;r�;st'in t1•re �Srop::rty ar•�dlr�t rights �rr:der t€`ris �gcr;rity'Instrr�rrt��nt {suf€� as ;�
�-c�.ee<:#ire in �igrr€cruptcy„ prcoate, fpr condemrlaticrl or luifi�iture; fcr r=rsf��rcgrr�sert r3# � liar �rri,ieh rrid� a#tairi �riarty
o�sgr ;t;ia �acur#y instrun�gnt aria er^rforc;w l�rvs=s or regu€at#r3r1�;, ar {r;j Bc�rr'o+�er has abandoned thi~ l�rc�;�er#y; thin Lencls�e•
h�;�y< :�v grad €�atr'for .^rhate�rwr is rea:�gnahle ter a}��r�t.riate t�� �rrt�t�dt. €„grl�er's ir�tgrest it thy; Prr��e�u �i7r� ri�ht:� ur}der
rh�� aeuLix ity €r�strtcrrrerit, inrlld€ng pr;c#wctirrk� �sndic�r �ssQpsng #'�e va€ua of t€�e �rl3l3erty, and se�uring ar.:tlor raf>air<r;cl
thy: Prr;�r�; �y. Lgr�der`s ac#ier;s can include, b4it are nit finritarl to. {a} haying a, �y ss�rns secured €3y'a lien �shich hss pricriky
ever this uecurit� .rlvtrurl��:nt bP ap�garir:g in cr3urt; �ra�d tcj p+ayirtg reasanab8g attc�eneys' fe�:s to #3rcte4t its Inta�rest ih
the Property and,cr rights u:�d?�r- thrs aSe,.urity� instrument, ir1c;€rtdir�g its sgcuree€ position in a �arri�rrpltcy f:,rc�a�:din�,
e;.;.rind the Prel.�;rty,ir�ciudes, I�ut is n;;t lit�'rltgd ter; entering the Pro�+erfiy t�;� rnsike rg}�airs; charge locKs, rep€acs
bard u3 door�t ar,d u�irdc3rP,+s., draft ��satgr from pipes, •u�lirr�is-ra#� 13rt€idng ar other code: uialatior}u or dangerc�r�:�
ccrr-rditicr<s; and have rilities fi�rrr�;� err gr ��f- �Ithcrrr�h i..erides may tare �cti;r under th€s �ectiar� �, L�.�r�dc;r �F=;>es rZafi
have ter drrr so ,end is rat under any �#rrty or cablig�rtien to dµ so. €t is agreed that L?✓yrder inc�:r-s r,:o €iat-�ility far not taking
a�ky ar ail actions au#hcrized under fhis feu:€�.�;� �.
,�rr�= arr�>r�n#s dishi��sed bf �.er;,��r under :his �ecigrr 3 shai€ bec�srr�e addigit��nal r�e�t cf lsarr3�arr�r r.�;Gr�red ley this
�tac.rrit�Y €nstr�rmert. Tree aE-norrrltw sl�ra€I bear irrteres# at the l�trate rate fr�r:�t the date cf disbursemel�rt anti s;laii �s
�a�,=ak,le, �*rEkt't s��'h Interest. r<cper: r�atce from €_ender tc ;�arr���er reguestir�g �ayr�rert.
;f this: Sec�.�r€ty Ir:str•urr�ent is on a leaselt�;Id; Borr-o�ser shill€ comp€y uritrl al€ the l�rovisia:� rs of the Iga:�g. erre�++gr uh�ll
�;;y :�.�rrerrdcar t#�e ieaseh^ld e5tatw �re�d ir�teres#s heroin con�~�eyesl or terrxriE�ate ar udncel the ground lease, Borrcv�er shai€
:,ot. �a,�sthotrt ti, . �xprgss ��rittgrt c4kr-�ser�t of ��ender; alter cr �ir�en�i the grounc# lea:�e, if 6r3rrov�aer ac�r�€rgs fee #itiF% ta'tl�ru
Pr�:sperty: the €e�asel-rrsid and the fee ti#€+� steal# rit�t :�tergs ;,rriess Lgrrder agrees to the merger ir, �oritirr�.
�., c�r�g�r�e irr�r;€r�rrrcg: if €-.r;nder requtrwd t�1artigage Insurance ;�r, a curl{+ition of E�raking the t^r3an, Borrower sit�lil`
-pay the pr=%r7aii#r�rs rer�uired to maim+airy the P�siortgage lnsE�ranee it gffec#, if; far any reasc3r, the #4�Sortgagg lrtsuranc�;
covr;ra�e r Qgu€red lay Lgndr:r erases tc be asai#abbe fra�r� vl^� m�rrtgage insurer that previous€y provided such irEsrarar;4Y
artd Br3rr�wgr .eras re�«red #o rYr�lee separately d�:signated pa,�rrtarrts trs�,ard the �srer�•iiums f�+r i�rrE�tgagg Insurance;
E3e�rro}r✓er stlall �Zrr�: the €3rPr;iii�rns retluir�d tcs r3bt�ln covQrac�e subwtan2iUE;y ego€valer}t t�s the f+ll�rtrgage Irtisr,:rar�cg
previously in gf��c#, at_e ccst sorbs#artially g�E�ivalgnt tc� the covet to Bc�ero�ver cf the tr�or#gacte lt�s�rri�ncg previously In
effect, fr-�>m ari �i#"art}�to rr�or€��ge iFrsurer sdldcLec# biz Wenuvr. if substa3#ially etyriivaigr�t �#art�at#e &nsdlance ccveratx
is r�ct avai€gale, �3nrrr��;�rer sh�iii c�3rt#inug trr,pa�y to l,:er�der :the art=�ur1t ofi tha sepai'a#g€y desl�nated payri�gn`s that 4vgYg
Clue when the ir-istrrar:4:<e Cravgra�e; ceased to be ir, effer.�t< Lenc?er Sri€€ acc�}�t, use a; rd ro4ain 'base �a�,rrrrents as a rrorE�-
refund�=.hl�x 1c3s3 xg:�erv�, if p*�rrrritted ur?der �`,pplicahle �,au+:�, ire lieu of l�or-t�ragg l�isuranr.:e. such loss r�;srtir�=e s€ �r.=rE€ be
:�crrvEe'l��nriarsl�, notva€thstaridirg the fc# thetthe Lr�arr rs ditir<'rate€y €3aid In fuI€, and Lender sh�fii not bg 2-g�^yr,EirE'd tc pay
�s�_.rrowwr,�r�y ,r�ftr;rr�s�t�:>r�;ar:�ir!c�s cn sucl�5 lciks r;�ser�re, if pern�itte� �rnrter�pl3#€cak'31e f_�x�rv; terdrr car rrc� longrrr ret#;Vri,
tc-emu � t�3tir�vP pa�i•rlan#,s if Y��tc.�rtgac:e lr��=c�ranr~e cavera�e (En the a;^neunt a,�ri for the perlgd #hat t.gr3der re�air�;s) �rr3uided
ny ar ir�arrrrer ��le:;tad �:y Le(�der a�ciin bgr-c�rYres a�ailai3lg, is obtained, aril Lender rettuires separately drsigrat�tl
t?;3yrr�erit�s to;�ard the �+r�;rrRrurns for �1o}-#gags lns:rrarece: If Lender rer�riirgd t�al�rtgage lr�strrarlca a� a Condit€on r3f
E�ia€cing ttlw' L=�a¢� an�i Etorrr3ti�er vu�as res�;�lr-r?d to nake sef3arateiy designate;� payr•hgn#s to�rard the pr�:rrlii,rrr�s for.
�r:ortga;�e insurar:r;e; t"s{>r€fs;�gr si;a€l �a°,� he pram€�crrr� rr�citrired tc� rrrair+ta€n I�diortga�e Insurance irr effect, if perr�ri##ed
order A;�plicablg €..aver, or tc provide a rrr.�n�-rtrfrrtsdabie loss resr•rv{:,; rtrttii L:gnder's regr;irement for i�1'is„�r:gag;� Ir:sr_rrar}re
�:�r1dx: €n �cccr�#�nce ;�i€h arty �rvritt�n agreernen# k�etv�fegn orre+rrer aril Lender 13rov€ding far such termieratigrti or untiE
terrnir�tic�rl i3 re<ltrlr�cl by,�,pplicab€e Latr�, f�dothing lr} this aec#€tin 1� afleets Br>rYra�Qr'� �auiigaiticn to day €ntEfrest at'fhe
ra#e >rouid�d it thr f�t�td: _ ,
P��Jr�TH cl4riri�,rr'%F',-iiriLj'if' Farriil�--Fa�n�zrc� ¢r<9a�f�retl�"s�r Pula �}�IF�+�C�� I�ST�'��,'E��il"�'�r�e �r334 ?�"t, l`C}3$3�:�rs� '--- --=--'
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Book: 2014 Page: 376 Page 5 of 12

€..��P� �f, ��fl€?�9 a������
i`+,�3ar#r=�a��t €rtyurartc�. r>�ur-n�urses �ee�t�ei' {cr arty er+#it�i that p�£f°aha�es the �€atej fay cert�ir €asses i# may incuar'�f
;sorrow,yi- r_€�se5 #tat ra�ay t€�ta #waan �s agreed. t3arrcv,���r is rtat � ��urty to she €v1�ft�ac�e lrrsura#tc,
P1rar'r�agr risurers =�ual�;�e their fatal r#�€� r�a`u e#€ ti�£ch i£-rsurai�ce l#-t fare frarn tin�ie to #irrre, and may �n#er into
areemer£#s ""+�,�ith ath�r �a£-fie� #tta# share ar m€r�#� #heir ris€�, ar reduc�ry €�ssas, T}'rr�se �gruerYrartts ara rsr� t�rrrts anc€
crtc}iti�i�s that'�re satiyfartarr to thG rrta>��ac�e ir£srarer ��rid the ather party der faarFies} tc these agreerrten*s. These
��#ree�-ne#-£ts rrtatl r�guira thy; rriortgar�a irasurar tct n�dF�� ray�errt� using arly sararce of ��ands:that the rr�£artyage ir£sut��.s'
£���; ha�a>< .avai€:���#� (�hia€� nay inc(�ade func€s c��tai:rreci fr:�rt'u P,i#ortgac�e lrrsarran:cfy �r�r-rii�.£rr�s�.
f�,s �-£ ;-�s�£€ of th�sa ��tr��e�rs�;rrts; i:wnc�er; arry �aurchasai� :�f t€�i� €data, a£�;�th�r insurer, pry r�ihsur�;r. any �ath�:r �rrtity;
rsr a£�y �`€i}iate ,f arly t�€ thf- f{.�r„:��oii��, rn�y r��.aivP (�r'va#€y ar' 3r��ir�;r#€yj ar�£eun�s �I'o�:t �#�rivr; frr�m (r�r n'rie�ht k�
rharalit�r,z�a �rs� a #�}a�tia£� of �arr�wir~r`s pa��r£�a#�t'S far P��c�rtya�a'w (a�srrranr..e, rn axe:€•san�a far s€�aring far rs�o�is�in� 2�£a
r:->c�£ra�� sr.:�a£�"er s rasi�; ar red�£cartt� fossas. €r s�€c€� ��greern�:nt pr£s4j,deti that an ;�ffi}iate a .end=wr tah.es a 5#'rare of t�-ae
n�,;r�r's �aN� rr? r•r..cnar?<;� ¢r;r� � shs£�a of t`•,� �re�is:�rrls ��r� to thew i£tsusar. tti� arr-anc��r��r� a,s aftan #�rrn�;;�''ua�tiv�;
.0 [�€� Firty :s�sctt at�reera-r�e�u€� ��as�C nt�t a€'fe�t tt�e �era�a�a�ar'rY� €-rapt �arra�rea- Ftas agreed tr pay`f�r I'��rt�ruga;
t1�s�rance, Csr arry a�#�aer' Yar•r�'rs rxf t#�� C�rxau�. �a�r:h �igra�e�i�rats u+r€€€ rrr"s# }#-rc;rea�� tC1e afrt�urrt �c�t#'a'�o-a�9` �'sf€ aws fey
r��rs#�gage €rr�u�ra¢�ce> arrrvY they vigil[ ��� eras€f€>; r��i�r��rfia- Ya G�� re��rr�d,
(€J� ,ray ��s�h a���arr�ar#�:� �+r€I€ r£eat sf�aaf it�e rah#ifs �c�rrss;�er C��� - af" a�o� � `+:�a�€� r���,s��t � tha �srt����,
1i3��€rar�e+a rrnctar Ytte C��rrrte�re�r� Pr�teatl�rl a�r�t of '€�9� �r ��£� ��€�r;r €ate, Tl���a ri�1t� may irlc��rria tf�e rC�Y�E f*�
receiva� r:ri�iri �i�<rl:�r�r�;s� �� r��r.a��� aztc� ��+Y�}r� �arrc�iTat`srsn �sf t�� P�P€�r�r�a�e tr£sars-ar�cem tc� t�a�a+� Y�£e �lr�ar��ac��:
€rr�r.#r-arl:ce t�r£�ia-raY�€f �utrar��£Yi�a€1�,, a�€���ar t�+ r�arziv� a r•c�ur��} ref �e�� €�Cart�aga C� �r�r�a��: pras�#is��£s 'fhta� wrai�':;
utaeartr�d at tY1a t€rne €�f" st�ahr aarlc�€IaYirsrr ear tarrriir�atiQ�,
i'€ a �ssic�a�€�errt ref �d€€�a�C€�rr£��1�r� C�rrscx raga; ��rr#�itdre. �II'�r�isc.¢}}ar£aaus E'raceeds ara t?areh/assigned tc� a,n
shy#€ fie paa� to L,�nder.
€i .rt� p,e�,�rt� is r�:�n�tag�d; sua:>�r P�!#r.,c�4€Yar�ac�us ;_'rar;�ads strai# h� Grp€iacl ?a reste�rafian ar rePaair of t#r� f'r^p�r#y;
t t ,t., re<t^r,�tr�-, c.�r r��air is pc,rsr:<s<�ical#�s faasebl� artr� l:eT�ctar's security €s £oaf €esseraed. €�ixrir£g Sy°4h r��aii' ar+�#
r� �tc,r.ati?:a� ;sr;ricr£�. l_e£�a�er ,,�,ai ;,avr; �h�; rr�t;t t4k i�ald sarr;h i�is�e#Ianea:as l�risceecfs ;.£rrti€ Lar3,_l�:r;has i�ad ar ap�,ce-turtit
tc� ,nursed such pra:?rartt tq ansure t€-:a;v�rark YrGs tsar~�s7 aar=.gip€at�;�i to ��.�;n���'s sati�faaticn, pravi�a� ;€gat �r�ah =.i�sp�:rtix�ri
uha#€ iw'• ��r;r�erta#�an €�rc�r-n�?f}y. 1~�r�:i�-r 1�£aay �3�y frsr tha ragars and res#ar�Yiar, ?n a sin�i�: �ifi#�s.�rsen�ens r�r in a sariGs of
err>�r�ss �a:�rnarrts tas tyre v,�arrc is cari�ple#ar#, �n€ess art ac�reerr��rtt is rnad� in varitinc� wrf.pplicabla L���t �e�{uires ir,ter�Mt
to be €sa:� an s47C:#`, Ptffisee#€ar<er�r.£s €�°r�?c;��c��, 1 �rt��� sha€# nat ha r�:c�uirad tc� pa;,� l�arra�rer any ntar�;st ar aaa�rtir3c�s ar,
siics �,�#is�e}Iah�aus �rac�a�>. €f t�i� r�starGfirsn �r ►•apair is r£a# accar}amica##y f�asi�€a *ar �an�€�r's s��:.£.rity ir�au#� �5
iesserred, t€�e P�fsca€€are�aus f'�acaed� sha€l be a€`s{aiied t� the sG.�rrts sac:uePrJ �y th€s, Ser;u�€ty I<�+s'trurrrerit, what€££�r ar riot
li-iert d4£e-; �^ri#�, `I�a �x�ass. f any, paid tct �irsrrr4^rar, uua#'a €�iis�el€an�c�:�s pr��aa�s sha€# b� app€i�d in the or�#er fsrcarair�p
f.�r `sr�� ueatic�n 2,
Irt the event a�a.'tata} tai*irtg, destructican, ��i-Iris i va}ue a€#het'raiseriy, the P+�iuc;e#€a£�eraus PraCeeds sha€€ tie a;v €�liMd
ta't#�e s£srr: secured �y this w�t�ccrrit4�'Irrstrurrir~n#. �>+rhether ar rat #hen due, with the excess; if any, fait# to Barra�rler.
€n tha e�1�et �_�f �: #_,axial t<�it#rtg, de.�t uctinr;, :;,r lass. in va€ue of the Prap�;i�#y in vrhich #hefair marke# va#ue aft rs;; �ra�rarty
;rrr>�,{��r�ia#:�€�� #�r:s�re the. rar�i.�€ ta#~in�, destrrsctian„ or Iris jr7 va#u� iu ee��GI t^ ar greatcr� tharr the arnarr£�t of the Burns
��c,isred":�y �rrr:� Uac:;rii� €£�stru£ruer-rt ii!M1�rrra"c�aately kra=�,�re fhe partia} takang, destruction, .�r'€ass irt;t;�alun, unless �;;rrvt,�iei'
,nc, €_.�r�cier ;rti�e£v�ase'�rgree irx u�,�ritatg. the Burris secue.e« Y�y this �e:,urrEy Iris#rr.£rree�t sera€€ #�e reduced by tfie arnaunt
of t;�,e (�;s,.r,r#arrs�:s1�s E='rt,��-Q��Is n"t+.r}tipla.# by "��• fa#Ia��ir�g fr�atian: (a� tha t��tQ} a£�ta£artt �f the aur�rs s�ct�r�d �n'rm�diat�;Iy
t�farrr tyre par#?�# takErry, c#ewtruct;�su; �r €ass rs va}sae eivir.�c# ksy {bj tha fair rr£ar}�rat vairre of the prrlfs�r'�� imrnediatel,y
before tha partial takinr�, destr�rctlars., or €aUs i£� va€riF. And halartcw= sha€€ be pain to �arrawer.
In t€e evert# of � ��rtia€ taEvirr�; r€astructictn, cr €ass in va€ue �-rf the I�raperiy art which the fair £-narkat va#;�� of the �rapert�^
in�rr;ediatel;r #;rr€rrrr; the paYtia€ to€cing, dastr°rsetian a� lass i-1 va#ue is less than the �rr+au�£t ztf fate yr:£a��: sea�.�re�l
i>"r3rrt�;�:li%tel�y' t5r:fare the p�:rti�E takiel�; destrrautiart, ar €�,�>ss ira va€?�.�;, uri#ess �crt-ra�nrer Gr£c� l.�£rc�Qr at#��:�vis� �£�r�;�; in
��,rYitir,g, #ha P+f#is;✓w�€lan>"^us €�r�rce�;ds sPrall be a€aP}i�cl to the surrts �ec�rr�d fay thi :�Qcuri#y lr#sfrurr^rr;r�t s�thet€per ar nbt
the surr^s are tl-ren dus
If the-'r,party is a��artcit:rrGtY t�,� urrawrer, ar if, after r-£r�t�c� kay Im�rt�,�r�r tea t3r�rrra�rer that tha Qp�asir~c� Carty (aG r_lefir�
in the rt�==� s�ntencM) Differs to rrraEre to a���ard €o set#Ie a elairrt fr�r damage=�, �sarrawer Y�rlls to resp�trrr�"ta }�ertder w€thin£
:3g day:after the d`�rte t€te nc�t£;:; is giver,, E_.artr.#r�r is anti-rarized to are}€ec# astr� apl�fy the hlfis,;e}Ii��recus pracrreds rritht'c
to rwsfGrij#;orr r}r r�;t;ar cif fha; Prt��art� ar to the .s:�£ms seaurr�s:# Ely #his. �c£�rit,� Is,:�tr�arriartt, ��rh�ther ^r nr�t fh�rz �+��:
'(���:?t351i',� i�a'ty r£`;C;�'"ice fife third ��r'£j iilat ^�l4p�/eL �[3rf[�'�J'dP,r r�#l�+re}}ar3�'a£S ;~'rOceedS crr tiro parr#+f` a�a£r7,�ii V'+�i'3s33£t
thtsr �, �cr. �ra�a a r�� �t ^f act£art err rr•�gdrei t<r 'rL'SisG�#€ar�egirs i'racee�s.
r,{,.rr<.v�rer sP£a#E ��a irr r£t ,a:�€t �f a: ry action gar rrar:ee�#in�, EAsheth�r ai��i€ a#� aria;€rr�€, iu #�ar�ur th�t> i>t i.artc#ar s jut.-#gn-re�t,
rauir� rwsr,�ft n #rau-faituee of #ate f�raperty ar other r�tatGriai irrl�airrr£ertt �rf Lerr�er's interest ie� #h�: �'rc�rar�y pr ri�hfy £.£rider
tEis ;aeu��lrity €natrurn�£�t. i3arro�ar ry+ai� crrrr ss£ctt �£ dr�l•ault and,. if aCary,€eratiart #tas acca�rred, reir£sta#� as �rcivided r
�acticr£ 1�+, by car�sirr:� the action ar prr�ce>:ding ta;#}? disrnissad with a i`arlir£fi� ti€gat, iri t.errder's juc�yritent, pP�alua�>
rrirsitur� of the �raper�y ar of€-£er mat�riG} irrjpairrr�ar£t r_7€'€�anC.#ar�s inte#'est in they �ra�arty ar rights under fhis �r~auritt
€e?s#rGrs�rtrrit.-#����e �r.sceeds of arry award or cl�ar-n fcr a�rriages #hart arm attriQuta�€etc the i�-npairrrt�:nt of wencYr`s interest
in'=%rc: f-'rarerty are ytereby a;xsigned Grrd shall be paid to l�e£�der.
�I€ h�aisce#}�i�eatr� �re��:eds lttai ire nc�t app€ier# tc� rvsYarGtiarr car repair of the Property shall €se apiie�f iri the ar�€�r
rsravided frsr in Section 1.
'€, �arrr��u- P�C�t C�eC�as�;c#; �cs#°taearartar; �y �,ersder• rsY a �"sve�� E~x#pr,siprr of tre #;rt'r� fr�r payi-nerrt ar
rt�oclafir.at#an cif art`rc+rYi�ttion of the su��,s seor�red by thi, �ecurify €nsfrurren# grarttrac� by L_end,=;r to Burrou+rar or any
�::acccusrar irr #r}terest of Sarres�ti�rar sYra€i not �.:,�>Prat� to rala�sa the Ii�3#:,€€its, of E�arra:ver crr any �uc;�vass{ors in €n�er�st �?f
c,rao���r. #_.�:nc3c�r Brno€ii rtat:#;�r� ra��rir�d t^ ra�rrr:��:e�"e proceedingu against arry �t1,"Ce�ss3r it 11`,teres° of Sarravrer car tr,�
sef�.�st� t{l ,✓xrrrr� 1.n-aP f<�r �ayrm�rtt ar o;freev�tiA;p r�a�ify art�cr#i�atir,�n c;f tha sur�as secured Yty tflis :�ecrarity €nstr4rrrret�t t;t
rr=e,,or; of aa�y aen^:ard ;�raci�= ki-y tl`ar original #3arr�s�rer ar any �ucN�essors in Int>rrr~st of �an-av+��r. ,ctny fcr#leararrce
#_�; riar in exar-rsir£c� any right gar rer•rtwdy iris.,:#udin�„ ���i#ttai�t }irraita#ion, #~errc€�e's ac�ceptanre of payr£�rrts �#r-vrrr thirrd
rarsor�s, e.'atities ctr Sucaess�a#i� :£� Intare s�t of E3arra�rer ar it arnarrrits €ass titian file a£�ra�£rt the£ d.re, shal} rtat €�e � waivar
ist ar ;sreclu�}W t�£o ex;rr;;ise of a£ �y right ar rerxtedy, �!S
'€ 3> ��€rut a€�� �ev�ra€ €..ia�€C%Yyl �c�-�i��ars; a�ar�aa��ars �rr'bi ��sg£�rrq Bss�rrrd. �arro�ver cavenar�rs ar,d agreas
ti�rt �orrower��s fits€;�atir£is and lia�i(lty sisal€ �� jnii�t anc� aavera}: Yiawau�:r> r:urry �ia£'rau�ar v+nc�: cr-signs #his Secs_rrity
rdr3R'r}i G�a�iC�LahEA--�irLgie #�a�rr:il+r--F�nrr#� ;�'laeiv~a��sdz#3�^ �t#�t;~ �A�#�aitf� #Y��3`E�E9P�'�#�'E' F�artn ;;��� 9}�+'€ 1r11$1��:%` f .. f `' ====
fhEl#� #41a�;, rr<r.. F}age �^ raf �' t'�% �#��L�FrIJ f3^Jl:
Book: 2014 Page: 376 Page 6 of 12

���i� ##; 3C#��1t�9�`��
Ir,sfrurr�eni: �tEt da�:s n�rfi execs,�te #hf~ t*tate � "ao-sir�nfar'";: (a} is ct,-s€cdniE�� it�is :a�+;;urit�/ #nstrut^�ent �rr�ly to rr:art�a�e,
gr��E-rt ar�d �.�or;�rg�! fhe ca-sigE�er°s irrt�r-e�si, in tYr� l•'ro�et�� ur��r fh� i�;rr�?s afthis ��curiEy �nstrurr��rtt. {t;);i:s rsat �wrsarRallw
rbligated to t;ayr tt�e surr:, 3eotrer� �y': this Becuriy EnstrrErilent; arf� t,a�j ac+rees that Lf�rtder aE�d any other Boma+per can
::!{�rec� tr,:: e;cfert�, n�C3dify, fo+�s�ar or rrta#�� �f;tt' accarr�rr-rariations �iti� recddrd to t�Ee t>?rl-ns of this Security €nstrurlrtar�'i ar
;�":>~ :':ft ` '1'r itr3�lit . fG' : v`,alt�n `cir'�J i':.tEi>ier f?,
;a�..rrf,;ECt ?{J tl;�,' prt-�y�;�;lt�n:s >:f ectran 'l �, arty �uG'"�C:aSC:i' ?,"I lnter�'St i�f Barr:�vrer �lha assufres Barra�rer's t"�1:3tiC�atlCl�,a
ardor ti�i:s ���i1r=:tv #rlstrurrrerit 3n v�rltir�y, and, is appt-a�led 1"�y 1_erid�r, stta## aat�r� all of f3orr��r�r's rights arsr� ber�8fit:�
E�-rder this Se.:;:urity irr:.�trurnen'. Borrs�wer ,hall net he released frcr?-� £io•.tra�lver's. abli��tiarrs end #iai#ity order this
�acur�ity fn:�truf�e:nt ur�tes�s t.;�hder agrees � such i-e#ease;in tl�ritin�. �h� cr�velz�n#s af-�d agreements of thik ,>vc;zrity
If;:strirrnArt shall bind faxcept �s t�ro;rsfad irE ect#can ��} and benffit the sucaes;�c�ra and assigns of Lµndpr.
1�. irfaE� �l��ar��s, €_.�;nder may ctlarge Morro+astir Jeffs for;seE�.i�;es pertcrrfled in canneatian ��rttt-� Borrav�ar-'s df�fauEt: tQr
tP> t;ur�ase of �rGtecfng �..el�d�r`s irterest ir: fhs; �raparEy and rights ur3der Chia Sffaurity instrfn�kent, if�oludin, but no# lirr;ited
ta, attarn�ys` fwas, praper-#y iE`ts�,a ;t-say: �ncf ^v�luailrsn fags, In r�:garr�:t�a arty a#hay f��s, 4h� a�sarr �e of oxpr�;ss al.Et�i-ae��y ir1
t�is Se{•ur ity lns�trun-,enttr charge a s�erifi�: fee tc� B�ii-rak�rrr shall E�oti tae carstruei� yes a pr�t�ibitiar3 r!•t the charcait�g of such
fie. t_.er3der may r�ct c:.har-ge fags thaf are expressly prah3bifad by this Becrrt-ity lnst*u!•n�;nt �r �ayl��ipliaahlw La�v.
If tl^i;'� i,i�an � sf�hjar,� to a 1a5�,� �lsrtii�h sets ,�i�Exirnl,r� la:�n charges, and fhat ta'v� is firs%�#1�{ irtte rpreted so that tl�a ir,teres�t
=�r ati-Ear #rsan barges eallea#;ed ar to ire colleatad in ;onz�ectiors �rlii',ri the i.oan exaeer� iho pc�rn-E#iced #units; tt":c'r's; s.af art y�
7r,�.r, #ovi� a.t�ar�� ,:hail is>;=: r•�c��cad l�:�r iho arr�,auE�t r��;i��assar;; to reduoa the ct?�rc�� �a it�a �errr�ittod ti�s:it; and silo} ar��:
Grilrf...;,, {-ac,y r.cl#�;c•tec# fr�.,rr; Borraurer ~t��#t:ch ffp;�:eed�d perE omitted limits wfll tie ref�Erldf:d to BarrE��ra�;r. Lander rrsay ahaas
i,.� E`,:�itt~ th,s rafE� �d t��y r{- �acir:g :^��; principal rsL�r'ed r�r �d�::r tt�e P�tote or tfy rF,�king a direct p�yrner�t 10 Garr���ler. lg a refund
redc.r:f��->�.l:,r-�c��4�1, Flia r ;duct#ae� +rvEt# h��� tr.��a�t�d ras a ��artial �ra�,a� rr�enf �arith�uf ni�y gr�t7�;ylnent: cf�arg� (w+ahethor nr nr
prepayment c;h��rge is pr�v€rled frfr under tha t��rat�;�. E�arravaer's acceptance of arty sur�t� rr�fflnd t�"aad;a' by direct
payment to Bf�:rr����vPr v+ril# cans#:tote d vaaiver cif any. right of acorn Barraa�er rnic�ht t�avi= arising c�r~+t of such avercl?arga.
��� l�ra�toes.,�l# n�iPices cuen �y �arrt��:��r ar 3�arid�r in aonnz=ct.ion v,�ith thiN Y�cu;'it�y �ristrur9�ent rnusf tea ii's �+ritir�ts.
Any nrtir>�; tr �a�rrr,wr�ersrE canr-iec�tian v,�itt, this �acurit�r #nstrument sl`fall l�e:�eerned to hate keen i�`en to Barra��erval'f�ri
l�aitt`;� �y, first ti~,iass r�'t�€ or v�ai`rffn actEsrally de#i+�r�wred to Borro�l�r's rsofi; e dddress if sarfP by att�er rt�8c�YEa. idatice to any
one Barra�rer ;•~,hat@ oorEstituto r1o��Ece to alt Borrovtly:rs unless :�ppliaaralF� t_e�a! exl�ressty< r�;�r�ires other�aiae, Tlr= notice
�drts`ess-shail l±>the i^ra�ori::yiAdd��ss urrl�:�s Bc�rrv��rar h�=.s desiE�ni�ted a �Ezbstitr�4ra r�at:�a adc€rew=s by nation �o �.andor.
laae,+rrr��sser shad pran7ptt�% nr�tifji �.end2r of Borro+aler`�: cE�antu of address. !f Leader spe�ifias a prrcedf�re far repar�irlr�
BCrr;,.�or's c;h�fF�g�; af,addre��, t:t3�*Ei �3c�rra�:ra�.;P shall; anly r�prrt a w�larfgf �:f add:ress ishraugh that spet,'iflert prr.�aedure.
'�� _pro nay ;�� raniy rn� desir�l-tatet; not;ce acii€rf~ss �rnder this 5ecueity ins#rurnerrt at any orla tlrrla. Any fiotice fra � ende?
shall �2 �iv�;r+ ty delivrfrsng it rr lay rrtai#ir-!g it �y '{trot o#ass malt to �,encler's actrt,~�s, stated herain ur3loss €.er:l�cfr leas
c�;;�Ei,E.aed anather adcirr:ss �y r.�tice tr Barraiaser, sr1y noticµ in �;iannectidr� �rlitn this Security tr=strurr�er�t shy€€ Hat he
deernt~=d to t�auu f��;el� giti�el� to i~ffn{srrE- unt## ;actuary r�ueiv�d by Lender. tf any E�otiyQ regEired ay tPsis Security lnstrunlPnt
is<; �:sc ro�:.#s�ire� +.�ndf-r,��>t�fieak.�l� I_.a�rr� yt"Ee l�p�lsc;at;le €�a��r t•E�uirert-ianf ��i#i satis�9 tt-EE aorrosporzdinc r�c�uirr;r;rar�t urldar
this Sec�rrrty lnatrurnel�t.
� 6, rverrtillg �,a�; S��erat�tltfy; t�cfle� �f '�3rf�t:f fJ.£'t1£3r1. This S�acartty ln�Er��Ernart stlali use governed try fi?der�l
te'3n! art�� tt,e ta�r� e}f the j.3risdi�siar� it=. +r�t�ir;�h tl^e �raparty iy €cacat�=�. �a#t rights arrd ral;ligatiinns c�s�ttai:�ed €n this ��curitiy
EnstruE�,�r;t are sr��jew•t to any re�tuirernaa-fts and fin��itntior,s �fApptieat�le Lays. �pl�lrat�le Lava ns�ight e�cp#icstly ar i'niplicitly
allay.� ff;e parties to� agree ley contract �r it r'nicfht be sign#, huh suot� sil2rlce shalt nrtbF., r.;rxr�struad>a:� a protlii�itian again5ts
ecdr�;errf�nt by t retract: In thv event that any' provisic.s'E or c1a�Ese of this ;recur lty lnstrurx!ent �r thw t'�dte ca�f[iats tgritl
�,rlt5tical:i€� �.a�u, such cc�nflir_:t s#�all riot affect �5ther prcvisians of this waeurity 1nCtrE�rr�ent ar tt�e Pete v+lf-E:i�uh cask. ire givan
d�eCt ��"lt#'tr��ut tl�� cFJr3ftartin%� �rdvisirn.
�s usf<d in tti�s Sect. ity fr��:trurrEant: ;aj �rr+�rds af'the rnascutirre geE�rder shall rl-kaar and include carrespr.�rddinu r�eutar
,�rr.�rds crr'v��ords'vf the: f�r�Eis'kirke gender; (,bj va�:�rtis €n t?'kr; s+rtgular s#;a;l rnedn arld inGtude'thff �#oral anei vice versa, ar�:t€
;LJ tl?e +aver;� � !'nay gi�a�s sc€e discretian }arithaut arty rti�tit�atian tr taP a ar3y acttr�f.
�7, l�rrrv��+sr's �op�r• Borro��ler shall t<:s given anti copy of thff date and of this Security Ir:str:�ment.
��. "��sarEstar fff t:tf� t�1'fxlf.af-ty< t��'a �er�eficl�ai P�terest "s� l���ra�f;r.!"4s uSad in thEs Sectirrt �i3. "fntarest in th>~
°ra��.r€v" rr�cr�ras any iegal rr heE�efi�;ial interest in the i�s�aperty, ir:cluding; %gut Hat lifnit�;ct tc:, thaso t~4�afia<a# ir};ar��tks
:trans:r;ri�ed in �_tsonc for dead, cQnfrac: for c�;ad, installrrkent sales contract or e�crav� agrt�ffrrl�nt, tt�se intf�nt ref v�uh;ct�
iv the trarfsfer of tit#� by Barra�uer at a ff.rture data tr.� a purohaser.
tf all or arty �7iaE't ot` the #='rcparty ar any lnt�;rest ii'� tt1+~ Pf:rpeEty'is said or tr�nsferrad soy if t3arr,�tl�der is r?r�t a nature€
�r"rsan end a beneficial ntiarest in B�'awrar is Bald: er tral�dferred} •,a�rithaut Lerfdar' , prim va�ritten c�orlserft, Ler-fder n�ta�j
recfuira'sin�ErrEe�iate ,fayrx�eriti in futl ag ai# sur�d� sf;ci.�red ny phis a�s,�rity lnstrurl�ani. Huvvever, this r�pticr� ttei# Hat tfd
axer-cised €�y Le�c�er ! Much ws�ercise is prf.�tiibited by �.��lit:ahie l�av�.
tf €�errder ,~xe: cEfyt�s this option, l�end�;r whall gi{ae Borrasntar natic�: of acceler�xtion. �'he notice stlall Pra�Yide a period
of E�ot lesstt;aE 3C days franl tte data'ti }f; notice is gi+aen #r1 aar;ardarEae v+lit�E Secfiar: 1:s v+lithin +afhiotw Ba�rr+.�vver !'Host pay
ali stEE��s:�acured l5y this Sack€city lf;struE'nenit, if Bo1�ro�rlar f�ifs to ��y fhesff surr�s prior to the erpiratisr. of tflis perifad,
1-:ender r-nay invf,;tte am r%-rnedies perr�Eitted by this Securify tnstrurnerrt w,rithrsr;t zErther nnfice ar derp�arrd on Sarrrwers
1 �. t3orrt���aer's l�i�ht �a ��trf�x�c'3a:£� ��P Acce'lf?ta�ir��, if Pcirro+arer nReets cartain at'anditicns, Barro�ler stlal# gave
ti-t� t.�%':t tcs #';�V4 r rf€t:E'�t�E'nt�nt �:'� thE� ��C:lE-ityr InS�rtk'1'ter2t drS'`ar;tlf<3Jed at any tirr�e prrt�r tr the e arltest af: {a) Pyre i�ayS+
Y�:;,tr >�, ,tile of tl�e ?rap�r.'v Et.E:-sutfnt try any pa��r�r a€ 5�fte crnta#ned in this Security 1r�sPrfn�r;rit {�} such atl�r�r �:;wrtod
Ens �ppii�abtc; l::a:^! rr�tght specify tar trte termratian of �arrav�jer's r%g€-rt tt� r�inst�te; ar (a}.entry �f a;udgrnent er:forcirlg
if-i,s :�e�:;•urity #.'-�strur>^rar�t. `�hriuo rc�nditit�rts arc .tra Brsrr+�vv�<p; Ea) }days �,er3�iiur all �r,r��s Y,�hiah Lien +r+rauld hE.a d�aa E�nrf�r
this S:,fc;urity ln�rl�rs^art ar�c� ff�w= Arir�t� as if nd aaaeaarakion #'r�Ed occ:arrat�; (L} curau arsy dafaa#t of any att-t�r oo+,Tenants
or agrearner�ts; ,a,'s pays al# e�perssds ir,cur�red in enforcing this ,Security ln�atrurnen; including, taut not #rritffd ta:
reasort�flfte attorneys` files, �repr�aty ii�sprct#^E� ar:d xaaivatiat; fens, and other #ties Inaur�rcd l�or the p�Erpose cif protecting
Lentter's interest in ttid �ropPrsv arrd rigtrt'ts finder fl'!is Security lnstrf:errierit; arrd ,�ct� tames su�t� action as Ler�deE- rn�y
reasar�a�ly reC;f`rire t� a�s3.Er� tt;at Lender`s 3ntt~resE in the �rrperty and ri�t'yts ur�d�r' this �uUritY lnstrur3ient, arld
�arra.�rei's a#aliattan to pay tha sums secured 1�,==y this wecfrrity l:nstru:-r3ent, shall cffntinE,rr; ur!changed, t.wt�d�;r n':�y
r�gu#re that Borratnrar say soda reir�staten�ent sf�n�Es and f��pens�s in ope or nEore of tts�e falla�rirtg foirr�^.s, as sf;Ir;ct�;t
by Lend=;�r. 4a} oaSn; (�} rr,anS��y :frder; c} t'wert<fted ct�eo€�, br�nE� cnec#�, treasurer's c;t�ects r�r casElier's dt?ect�, �ravido,f
an'f slari^ : ttf�rt#ti is dr�:��n !�p4r3 are institution �,rhose dr:ppsits are insured lry a federsit agency, ir�:strurrentaiity dr entity;
�sr �, rwl{•+_tranic ?=ssnd� �Trarlss!-, t.lP:,e�:: reinstraterr?�,�t %ay [3arrif�rver, ti-�is Security fnstruE�Mnt �xnd abtgati��s secure
�d�i�'rE� f„.±�Eci3l.r�i�1 �,�nyE>r cart;� -Far�ni�: BJEaatr�r�c€die � rft+lfF��6� E�STP<4Jr+i9Ef�'r Fs�rr�z 3t�"��3 9z�1 f33f'�fr�r=��iJ ...:' --
�iite Fuiae, Eric:.. #gage, 7 C3f � �/P<C�'Gc;�C7 031y
k��� �ma, �: 1 �,rf)�f2ril�OFj':3� P�� PUS
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Book: 2014 Page: 376 Page 7 of 12

t"��E.� �#: ��i3����� x`�
i:E�r�'ts'y S"s"3r�}f r�n�iair� ��lly eftwcttur� es, if nb ar�scicretar had �ccuYred. Ha�r��us;r; t#�is rigtlt trs rcri:�takc sha€} rEak``aapfy rr
t�"lE:.' Gaa�3 Gf t"1Cr�3}v2E'�tEt]ti LEri(�@r wF'a`YY3t;'i8'E ��:
��. ; as#� raf �ts�, �ha�r�� =:st #n.�art �r�s3�;�r �t�stl�� v� r��aaE��e�. "1"ho €Vote r�r a partir�# an�rr:sE ire �Y�rr; t�#r3te
(toc,��`f~�' �avith ihiE; Security #:��trurl�tc�r1�} san ��� saki cr�e or- n:ore titn�s u��ithr�ut �ririr nrat#c€; to �3arr�u�rer. � safe rrl;g�t
r�su}t i� a chan�c irr tt�� rarltity {t�re�un as the „t_c�r� ��r�tic��") tl��t col€acts Pario+�io ��Y�r1'EaE?t due E�nd�.r t#�� f�fat�: �FE�d
this SaE;urity Ir,�trurne�t end perf�r;�as c�thcr rrrartc�acar, loar �ervicin� ��}�Iiq�tir�rE� und:�r the 1VGt:�;. this a�Gur'3ty
In�tr-ur�-Een;. ar�� Apnlc<�fvie �,uuv. �`PErr-e e}ss:; ; r�i�hY #a� oE�e �r r-nor� wh�r}q�� of fhb Lt�an �eruirr unre}:�ted to a �a1e cif
she t:�ote, }t tfrGre is �a r�tlar:�e �F; tha #..":>�arr ��n%icer.. Earrc�u���r ��rifl t3� gi���r1 4vrEtter� no# ;r �f fit^E�: �han�� u,�hich ;�ruili yt�t�
t#sae �aYF;c r�rrd �dur'es of the r=cua t,.v�.rE ::cruiser, the address t� �xohieh peyn-�erats �ttnu}d #�^ made �FrFd env c�th�r'
;ri~^Y..^�:�:;��r, t�E��.T;�'!� rcc�� E,rew ir::<:anr:�cEErn with a r�atce cf irons*t;r raf serviCrF"�. €f tte P*fate :, Ma1ti arrd there�fkQr �,ht; Lcr�r,
;� F,r r�,,;<�c; t;�f �: i...�ar3 S�r�,�icc,�:cyher than they fcFrchas��r ofthe t�€�te; thr? ni�rtgage t.ar� servisirlq a�iic�at}a>�s to Y�:�rr{.�vaer
�,ti€€ rerrE�iE� �ra3th thy. i�U�rs wwEvic:�;r br tie trer-rsferrr:d .o � suc;ues�or L.ra�E� S�:r+eU�;r any} are E�ot aws�r�r�d d'rf the #•�€�te
�E�rsk�asrr unie�s :�trer��ise �ravid�� d�, tPrc, h€s�tc purches�r:
. P�yeafher &c�rr:�u�rer rcr #..ender Er,�y �rrnti��rEre, join. ar he joir��d,to arly jud'aciai actiar: {as either �n indiviE:iva# #itig�:nt
er thy; rrzerr�t�wr of � �las�'1 that �risPs fram the ath��r party' actier3� �r.Erru�r}t to this Security lnstrurx:ur�t ar that a}#ege>
th�:t kfFc other ��F�ky hau hrea�hed arty �;ravi�ic�n Qf, rsr any duty av�r�d lsy r�as�Fre ��, this ecur•ity #nstraE3�en{, urrtil �E�ch
i3r.�rro�far ar L,�;r�ler t1a� E�oti#led tine athar �e}'ky lwu#th sEach rctice �iuer� irr<�;orrrp€i�nC� Stith the requireEl�Eerlts pf S�;ctit�t�
1�� cif sj..��h aE#e��} �r�a�;h and. ��Farci�d the ether �i sy hF�reta 2F re�sor��s[Es {�eric?d �ft�,'th� �iuin� a.� such native to fi�#;>v
c�rrectiv�; astioh. #f �,}��€�cabi� L��rr er�+uide:.s � tiEYE�; period �ehici-i r'n=ast c#apse t;�fart2 c��ctair� �cti?�r� ran tie tak�;rF, that
t€E-rre period :v:@# he dcer�F;�d tra k3e raesaE�ahl� for �3lErpU�es G1� t#-t} psra�r�;�h. �'he net#ce cf acre#�ratian �r,s9 a�p�rt.lnit'y
is cure F�uerr to �arrr�=,ra�r p��rsEaant to ;,ert*crs �� end the rE�tir;�: af:ascelaratiorF diver, to ty#��rra;�er pur-suaEat t� Sectirai�i
z� ;t1ai€ hM ueerE^ect tfa s�tiisf�'f-,� r-Ec�tt•e aE�d a��,c�rti.Enity tea taxc ccrrr„cti�Wr; action prav}si:,ns s�f this �;ua; tion �rJ_
2�, #�azardQr�;s SE�ts:�t�r'E,�e�. %�� i�sFa�i Er1 ti�is a�ctc�r; 2'f: Ea} "H�zardous Substances" are these suh�tansc� defined
,��; t.,h,.; rr r;az�rcu;�s ;i�o,tzs:Ye€:�, p":�€#ut�rEts; ar �tra,�tes t� y i:;ElviranrE;e;�ka; Lauw aE�d the fo#ic��*ring ,�.E#�stanc�s.�asc€ir��;�
kctr�kc?''ss% rf.�3�;i f1�3fT1Tle3�r}£ fir tUY,EC �3E;trQ}�ltl'F; t:<radtrcts, tLK#G peatEGldc?5'rirlt� hcrY�Errdes, +fp}Mite 5334'en�;5, rrakerEat,z
:systa,n�nt� ash�stos tar #-orE-n�:irtehyd�. at�d ra�di�a�,:ttue: naat�rE�-�#�:: (h "�n�trrc�nrrlertYa# i_�,�" r�F�an� fertarEal {au+rs and la5ara
of the jurEsdictoE� Lvhere the �r�spert'v is }�c�tr:d! that rotate to health, :�atet;r ar �nr,�irrariE�-aenta# prates5iran; t%
'`nvrarrrnenta� �}�anu�" inr�ludes arty resp�nsEw as#iz�r��, rerr�2dial �";tier~, i?r reE�-scsval astc�rF, as dcfiner� #rE �nuronE-n�:nta#
l:a�v; anc� ;�� are "�nvioE�rneh`a# raandition" �F�eens � nan�itiar? that can waE.Es+�> uE�ntribute ta, r�r a4haru�risc trigger �F�
#rnvironrnent%�# �a�;F�r�up:
PorrcuJer yha}t nF�t ;;cruse rir perr�-rit the �rese;ncc�, use; dspasa€,, stcragr~, ar rf•I;�3asa o#` any a7ardd�Es S�EbstancEs;
yr thre��fa;r� to r�€easy �rEy �a��arE�au� SudstaE�ces; �E� ar ir7 the �roper�y< �orrau+er sh,a}t not de, ncr �ll�� ariyaErE� eiae
tip dry, �E��thir3g �ffestertg the �ruperky (r.F`� that iM in violation of at�y �ra�tircE-�rrientat Lam, l�} kt�hi�.h ce�;atQs ar �nvirorFrinwnt�}
�nditirrE, tar {c;> wruhich; due to the prescl�sc, use, cr repass of �E F-i�z�rdrrE�s S��bstarcc, oreetes r� cc�r:dtion that
4 �uers�#y affesis ttte value of the E�rc���rty. 7`he precs•r�EncF t�.tc s�;rstz?:ncas shall nak:�:pply ta, t#�e presers�;, use, or st�arac�
on the t`�r«t�erty o: ;E�F�eii gw,ahfitir;s raf i-lazeErdr<aus Srahstan�es that ire �en�r-ally recr��rEi��;d to �e a;�propriatc so E-�orr�a#
re4iaP^tiel E�s�s :and tr'r1�EaiE;t�E�arrr;Q �f the �raperty tirEcluc'ing, 17r1t nc° #invited tc t;azarc#nus sit�strn��s in cdnsurrs�r
Fried ir't ;:
�arr:�,rapr s;�-,ali prrarrr#'.itly gjve iL_cnder writer: rr�tisc of f�} at,y rivestig�tic;n; �f�ir=�, d�F�nar�Erf,, la�arsuit ar ath�r asEcn
}y ary "�U5{f..rr}r:�ertak cr r��ulatc�rti� a�anoy or �riv�te party inva#�r�irsc,� thY; �°ra�et-ty �n�# arFy N��c=:Frdc�F�Es �u��t�rce r�x
�rEu�rr�rEmersta� �.a�re of vs{F.is-h Er�r-ro�r�r h��. ��tuat f�ri�auv}ed��, �h) arty rE�,�irranE�r��;Et�Ff Gen�Etar*,, iris#ud}rt lout not €unit=~
to; any spil�inc,�, le�}:iE,g; discharge, r�IrxasF�,cr threat ref recauw of any #�lazardeus Substance, and s} any: r,��r-Editit�E
rausE�d #.ay ,.�� presenr�, us+:� or r�:@ease of � Ha�ardc�r.Es Su%stones +rft-siwh aducrsely r-rfect� the ual;.r� of the �'raper�y:
if errav�,��;r Ier~Err�s; ar � rat#f#�d E�y �rts,� r�o�.rcrnn�erta# or f�;�ulator�y� a+_Fthr�iity, ur any pri�rete paty, t#at any r�E-ncva# sr
ether rari'rediation of atly Ha�erdar�w'�E��sstaE^r;c af"c:�tirEr� fhe arc+}>eE't}r iy necns�ary, ��;r��vcr shall pRr�rrtpf�y tai,r' �}I
necessary rwrr}w�diaf ac��orFs in acs^rdance �r�lth �nvirE3nE�1©E^i�t �av�.;�tathirEg her eir•� shalf create any ;�t�li�ation on Lender
fear an #mr�vir`anr�errtal �#earFup.
�it;�t�i-Jt�i#("���trf ��'�;'�i�.�.'�"i"�. Eorra�,Y�1�r and Lcr^der further �:ouenart arid-a�r�ec a:� fo#founts.
��; ,�rs�i�i✓ atian �ea�1�r,�#e�< L.er�der�hall dive notice to �c�r's�srr;r pa`po�tQ ac�.�tr�ilce� fai€��alrr� ��ri��a�rar''
t�r-g;ach ref any �E,�uen�rrt �r• �graerrEen't iF� this SE:cs�rr'lty Ir'a�tr�rrraa�elk �bE_�t r1e�t pE"e�a- t� aor~�lcr�tiarE ra�a�t�r` �F;t.t:[t.�r'E"�o
us�t���; ���lic:�ble �,�r�t prc�uidexs a�th�ra+�l�e}. �"kte ,nat�€; ,haE9t pealty; {a} the €�r;�aEa�t, (ka} the �cti�r� rFcr��Eir°e�l t�
waste khc a��fa�E#t, ��},e date, r�aiv lea ihar� �f3 da�rs Born t�� slats tttY: r1c�t#ca is gi�r�n tra e�rr€s�.raer, hy,rr#g#ch the d��ault
rssr�st tie cssrect; ar�d �€#}that. �aits.rre`tt� cssr� thy: d�tasalt aet ar t�e��ss"c ihs:; ciat� ��xr;cl;l�d rrs the ra�st.l+oc ray r"e:s�Eft i3�
asositcraiilas� at the ���� :scs�Earec� �y this �eosrri�y lnstf��rr�e�'t �rrd �a�d zit the P1-a�erty. '�hEx rya#}�+� �h�tt tr.rr'tt'ar�t
ia�f�sr-ra^r cir'r'r��sr�r of the right t� rci¢'rstat.+� �#`t.er a�cols�rattt�rl ar�td the rir�ht tcs asses't irr the f�areol€rsa:�re �rr�ce�:clirlg
the nvE�-��i�t�nce cif � da�t�F�rlt car` �n� a�herr ��ter��e �t �¢�rra�aer #r� ac��l�rat�m� arr�t Etta, It the s�ef�r.Ef� i� �e�t c��c
ors gar taef�sre t;h� �t�rl:e ��r~oi'�tad try t�Ec rrs�l'a:;�� �as�d€r at #t� a�ti�rt may r�gs�#r'� €h�rvrae�t�te p���ent in`taal€ of a�} ��Es��
scc;s-sraxd ley $lx[5 Ses~s�rity tr�s�trs_arrEenat �rgtt•Ea��.at t�rtfacr �lE?r�-rar�ac� �r�d �»�y i$-E+tsk.e the pcawE�r r.�f sale aE�1d as-E� s�ther'
E�ea-�a�ta� pew}tteKf EJy �pp�i�ab�a l.,ausrr ���re�s^r Nrali tie �;rrtt��� t� ��1}eat. alt �xperE:�E�s ir'a�r.Err'ed h ptEr'�ssint� tlt�
rerrsed�e� pra�ai�ad in �h€� ��ctac�a� ��, iE�el�:r�Yir#c�z but Elf9� IirtrEil:e�t tcs, r�as�rE-sabte �t�arrE�y�' Vices ae�d oasts of 8itf�
e�riden+t-e.
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in f�E'E�' oi' s~rsa�� parcels ar�d in aE�sy �ss�r~ter• Trrsstee r�et�rr>!EiE�e�. t,:�rad�;r` ar- its s��et��t�a a�s�� ��.rrch;��e Yh� l�r�p�a�y
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Book: 2014 Page: 376 Page 8 of 12

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Book: 2014 Page: 376 Page 9 of 12

Exhibit A
l_�ing and being in the Town of Youngsville, Yo�tngsvi[!e Township, Franklin County, North Carolina and more
particuiarly described as follows:
All of Lot 6 in Patterson Woods, Phase 1, as shown on the plat recorded in Plat Book 2006, Page 327, Franklin
County Registry, to which maps reference is made for a more particular description.
Property Address: 208 Camille Circle, Youngs�ille, NC 27596
Tax ID # 039339
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1��luhn.A
11 1nnU�) rdt+
Book: 2014 Page: 376 Page 10 of 12

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Book: 2014 Page: 376 Page 12 of 12

KI
t
SANITARY SEWER EASEMENT
LINE
LENGTH
BEARING
E20
199.51'
S79'16'S3"E
E21
138.55'
S06'53'48"E
EZ2
194 28'
S02'20'56"W
E23
201.89'
S01'23'31"E
E24
72 28'
S44'20'16"E
E25
34.29'
S39'S2'05"W
E26
7860'
Stt'46'43"W
E27
59.37'
S35'39'09"W
E28
78.06'
S06'32'33"W
E29
157 29'
S24'42'05"W
E30
46.29'
S18'28'S0"E
E31
55.75'
SOS'OS'38"W
E32
50 53'
S26'04'06"W
E33
92 38'
N63'S5'S4"W
E34
40.34'
S53'00"51 "W
E35
9110'
S30'S5'22"W
E36
68 35'
S43'22'21 "W
E45
90.85'
N10'43'07"E
E46
6.42'
S68'06'11 "W
E47
42.48'
S54'09'17"W
E48
31.01'
S36'S3'41 "W
E49
29.79'
S09'S0'36"W
ESO
73.05'
SOt'42'10"W
E51
34.63'
S72'00'40"W
E52
69.18'
S46'03'18"W
E53
104.46'
S64'05'12"W
LINE TABLE
LINE
LENGTH
HEARING
L1
96.28'
N20'03'40"E
L2
47.02'
N18'28'58"E
L3
57.09'
N18'28'S8"E
L4
70.08'
NO2'53'S4"E
LS
91.76'
NO2'53'S4"E
L6
32.77'
N07'40'18"W
L7
115.92'
N07'40'18"W
L8
60 21'
N74'31'03"W
L9
20.00'
S10'43'07"W
L10
90.68'
N17'43'40"E
Lit
6316'
N13'17'06°E
L12
76.55'
N12'15'12"W
L13
63.69'
N35'19'S8"W
L14
94.45'
S84'S3'04"W
L15
126.87'
S46'48'35"W
L16
9 07'
N17'43'40"E
L17
100.00'
S50'13'41"W
L18
8.94'
S39'46'19"E
L19
8.94'
S39'46'19"E
PATTERSON WOODS
PHASE 1, MAP 1
- - � _ FRANKLIN COUNTY
- DB 569, PG 60
--__ 49
s79•js. 1
OS3 f 1g0 8p' I
r - _ DETAIL "A"
L - 3.811 023 � --
�' - � 087 acresft -
-----J
eW r--_
/� I '-- __
o i
%� � 11 --'-� 0 48
r - S 79 � 6'S3 Ezo 215, 33' 2 �' i t 5G II � �.1;`=L� ,,,
Tf,,
J I - � � � I 23,845 O6 sq it / �,t.�:iirli:•7i:;11Tef;T� jt,
r -I 0547 acres d' Qi,t r' � � I EXISTING NEUSE
II O / '� `� E�N�p�fRiY I� 4r � I i �j1;1_. r +.�„ RIVER BASIN BUFFER
1 I � SEE -.un� .eo „� 1' �[iL? :�11 '�
I zls7asssq.n. I o � N7gy6 OE'rgfl q�_�7-. _ � � � � ��y'i:.�,
� 0 498 acres % O � / •53 w-18_9.89 ' . "t� !�� � - ` 4j1Ftt r
__
r' S7g•fs'S3>. -17 _ JI a' l -��� 7 L16
� �''-- _ � � � l,�i � CENTERLNE 20' PUBLC SANITARY \ �y1rx_`
I - - - - - - to �f�W / � SEWER EASEMENT
(O I tt� NOTE PUBLIC SANITARY SEWER TO
I % � V � / i� / �/ BE DEDICATED TO THE TOWN OF 5' WIDE PEDESTRIAN
I I N � ^ I � 1�F / YOUNGSVILLE ACCESS EASEMENT
OI1 O ^ U � ! � 1 Ly � (CENTERED ON AS -BUILT LOCATION OF
I 2o,1ao zs sq rt I N � ►�/ n�iri � 51 � '� I '
1 0462 acres I N � � �ry I 42,076.02 sq.ft. ,+,,,, �t1? PATS POND
� M 0 966 acres ¢
L _ _ I � �} I �"' �} OPEN SPACE
S 79'1 --- - I � �I I � �5 �1 do PARK AREA ,L .r,i q
•r � -_J � � / � /� DB 1434, PG 271 i�L
I - -- 1 „M• �� i ny�1/
I � cp / py. � / t� �,
' /I � /Bs°�O jq' i��2�'� ��1!,f,- N EXISTING WETLANDS �t`��
' � a: �_ ` J
� � O� � � I � 1''�� � i' / � / �1 �� '�� try' ' / \ \ \ A�
I I " _� i'�� --' i ar ca4k'`3;f '�anr.ir - � sI/ \ °[Oe
O�� / U i�i T-O//�F,V�'.m^ R �'`�"rc��:�-t;;ait!.�.i'T*=_'`ly8rli£}t � �/� \\\ (�)S7
N F S. DAVID ALEXANDER ET AL TRUSTEES I 3s 7as 77 sq fl t � n � /�S��G� eJF� ) / ' 1 --- --- � C\ \\\ ��'
O 822 acres
ALICE MARTIN ALEXANDER FAMILY TRUST -' I i }. �i 52 --- \ O. \ �
DB 1034/287, PLAT FILE C-1, SLIDE 194 I �h I I� "'®� O �'/ � \ ? \ zz,sazso7 9grt. �
I M � I �' ®k 35,901.29 sq ft � � \ \ s' \ 0.520 acres ��
PIN 1852-13-9198 o NI � `� t � �` � \ \ R \
/ 0 624 acres / .��� ) \ \ �� \ /'
�� �� / / \ � O\�' �`\ 21,84859 sq ft \
EXISTING CREEK � I / ;b+ �F% j/ � � ^ /,//G� ryp/, ,� \\0502 acres //)
/ O /
NOTE: P �+`� ,�o`' /,v �\ ��' 2r,132.20 sq.ft / ;\1• /' \\ )� •°6'\\ �� '�
1. THE AREA SHOWN WAS MADE PART OF LOT 50 DUE TO A CHANGE IN THE �, \ ( D 485 acres / \ ° \ O
LOCATION OF THE PROPERTY LINE BETWEEN LOTS 50 AND 51 / /,UO`' i \ �/ �\ /� /' \ °6+, � .�1
2. THE OPEN SPACE AND PARK AREA 70 DE MAINTAINED BY THE HOME / / � \ /.oG `� / \\ //'�1 /'' \\\ /
OWNERS ASSOCIATION REFERENCE DEED BOOK 1434, PAGE 271 � �% \ ) �'o °O \\ / •'\� � \�
3. EASEMENTS FOR ALL WATER AND STORM DRAINAGE UTILITIES SHALL BE l /i \� / _/ 009 2� °°' \v'/� /'/
DEDICATED TO THE TOWN OF YOUNGSVILLE. � � 1; �tib � O � � �R // 54 //� R1O�
4. A PORTION OF THE PROPERTY IS LOCATED IN SPECIAL FLOOD HAZARD ZONE / ! ® S � �' � 25,255.45 sq ft /
( 32.46683 sq Tt �// - �'�\ 1° ��• '9A_ % \ 0.580 acres //
'AE"� AS SHOWN. REMAINING PROPERTY IS NOT LOCATED IN SPECIAL FL000 , � 0.745 acres , �/ \ ° �� \
HAZARD, AS PER FLOOD INSURANCE RATE MAP (FIRM), EFFECTIVE DATE, \I /�' �/� \ '°°, R6'• � � > \ ��/ Oh
JANUARY 16, 2004, MAP NUMBER: 3720185200J. ) \ / �� \ > � ° �
5 RIPARIAN BUFFER PROTECTION: ZONE 1= 30 ft UNDISTURBED J >��,v \ �� aT/�� \� F �� ��9 °' \\ ,oi' 1
FOREST VEGETATION \ /�• p{�i' i � �Q A• \ ° �
ZONE 2= 20 ft. MANAGED VEGETA710N r\\/ � \�� �� � 4 /�, �� Cj C� /
/ ��� 21,000.00 sq ft �� �� \\ � G�
CENTERLINE 20' SANITARY SEWER �/ / N Bryn � �. \ 0.482 acr i'•• /p� \ °' � �O
EASEMENT LOCATED INSIDE THE / /� J �� \ /• /4,� \ 1 Dt� A
NEUSE BVFFER 'v 2 � � •/ I \ //• i �5 \ � �+`-[�
NOTE: PUBLIC SANITARY SEWER TO o= / H �"9 ° \ / / o``' \ G 0
BE DEDICATED TO THE TOWN OF � � ( ^� \�`. Q \\ /� /�OJ�� �� ��� JJ•'��
YOUNGSVILLE � � �..{ `j.0., °' v / `-R, 3 i-�vi � �'\� l�`%4
tp /,J� CC � / O 9 i / G��
7�W " ^ ,� (/ 25,11656 sgft o+�%/
1 � I • I � /
!\M � \ 0 577 acres
a \ /
� / \,� I \I 2 �' \ i
CURVE TABLE
CURVE
LENGTH
RADIUS
CHORD DIRECTION
CORD LENGTH
Ct
48.10'
608.83'
S25'42'06"W
48.09'
C2
191.00'
620.42'
S36'19'S6"W
190.25'
C3
35 33'
620.42'
S46'46'S9"W
35.33'
C4
64.69'
2825.61'
S48'51'28"W
64.69'
C5
40 00'
2825 61'
S49'55'09"W
40.00'
C6
31.42'
20.00'
NOS'13'41"E
28.28'
C7
162.93'
310.00'
S24'42'54"E
161.06'
C8
68.83'
310.00'
S03'17'S0"E
68.69'
C9
41.42'
310.00'
SO6'S3'27"W
41.39'
C10
163.77'
Z50.00'
S21'00'19"E
160.86'
C11
31.42'
20.00'
S84'46'19"E
28.28'
C12
9.77'
250.00'
S09'35'59"W
9.76'
C13
46.77'
250.00'
S03'07'15"W
46.70'
EXISTING WETLANDS
184 50. FT., 0.004AC.
EXISTING
CENTERLINE 20' PUBLIC SANITARY
SEWER EASEMENT
NOTE: PUBLIC SANITARY SEWER TO
BE DEDICATED TO THE TOWN OF
YOUNCSVILLE ,
100 YEAR FLOODPLAIN �--..t�J -�- / j \ \� \ 33,463 OS sq ft \ � \ /
O r \ °�f ` 0 7s8 acres \ �c�• \ /
JJ 4 \
\ /
EXISTING CREEK +' • � � «'� { �}� \\ �' \\ /'
,` � �,. 1 \
+ ` 1 „�
+
'+ �o�'�+ /� G
� O�
0��� /
�� ����,�-�,
� �� � ���i
- �iluh iN'
N�li►'fnrlarl
fiul�x.;����
_ 3y>, •�.
,�-{���y
OWNER CERTIFICATION
I (We) hereby certify that I om (we are) the owners) of the property
shown and described hereon, which wa conveyed to me (us) by deed
recorded in Book 1481 Page 701 and that I (we) hereby adopt this plan
of subdivision with my (our) free consent, establish minimum building
lines, and dedicate all streets, alleys, walks, parks, drainage ways, and
other open space to public or private use as noted. Further, I (we)
certify that the land os shown hereon is within the Subdivision
Regulation jurisdiction of Franklin County
NCGS "YOUNGSVILLE 1969"
NAD 83 COORDINATES
N=829503.0457
E=2153907.0833
CONTROL CORNER
NAD 83 COORDNIATES
N=825,551.34
E=2,151,049.44
CGF=0.999947827
Owner: PATTERSON WOODS LLC ' M11�R�?. Date
+ ss,tso7ls sq.ft / I hereby certify that the streets, utilities, and other improvements have been
++- +.� � .1 �+ - ' 'fit zss ages /// installed in an acceptable manner and according the Town of Youngsville
`++ + } . " I+ �. � +`.R•`a� / specifications in subdivision entitled Patterson Woods, or that a security bond
',.� +/ + / or irrevocable letter of credit in the amount of ��ltlZQ©.. has been posted
' + `.N ` `'Jd' « `.r . �' `, � . `+ ` // with the Town of Youngsville to ensure the installation thereof.
+ ,+«++^ + +' «%�. + pE•-y,++�+ G I, Brenda Robbins, Review Officer for Town of Youngsvillle, certify that the map
«', .�4 +'- + 7 or plot to which this certification is affixed meets all statutory requirements � /O a,,
-'+`+«+ «' I � �4 '� + for recording.
+; ry � + +_ram Zoning Administrator ate
+ ' + .� ��, e>usrtt�c wr:r�Ar+�% . '* �YI��Yr�V/LI.G/.i.. �• 1/ \��/2 / Q
• � '159«S0.'F7� /•« �-� I hereb certif that the subdivision as de Icted hereon has been ranted
' • ' +^/6�• ' ?oy� r000anC % _ Review Officer Date y y P 9
LEGEND �OpMrA W000 final approval pursuant to the Town of Youngsville Subdivision Regulations.
++«' � o S'S$q � �"�' '/ I, JnseF�l��e+ca, Review Officer of Franklin County, certify that the map or plat
SITE DATA: "' +`2ON �« to which this certification is affixed meets all statutor re uirements for
Q NEW IRON PIPE PIN + � �.'' lq �' recordin y q '-' A /
/ • n - � + °p r 9• /1QirtlYGl. �d•(-tii•rt�o /D/a.S"�a6
• CALCULATED POINT + f Fqq �
❑ CONCRETE MONUMENT FOUND CURRENT OWNER: PATTERSON WOODS LLC , �� + • , t• / � F<ooOp Youngsville Planning Department D to
■ CONCRETE MONUMENT SET DEED REFERENCE: DB 1481, Pg. 701 •,�' « + : + - , :. ` .' . y . � gRip �q�N �Q �,/VRDd W a0y 10 ~ S �OIJ
p R/W MONUMENT FOUND FRANKLIN COUNTY (PIN) 1852-05-7405 +`,� _' et,��RT Review Officer Date SURVEYOR'S CERTIFICATION
O CALCULATED POINT CURRENT ZONING: RA - - " :► •
I, Michael D, Barr, certify that this plat was drown under my supervision
Q CONTROL POINT FOUND `+ ` + + •k' from an actual survey made under my supervision (deed and
0 CONTROL POINT SET SETBACKS: FRONT(ALL OTHER) 30' m'/•
SDE STORM DRAINAGE EASEMENT REAR: 25' + -a `� FILED FOR REGISTRATION description recorded in Books referenced); that the boundaries not
SSE SANITARY SEWER EASEMENT SIDE: 15' { f surveyed are clearly indicated as drawn from information found in
ST SIGHT TRIANGLE CORNER SIDE: 20' Books referenced; that the ratio of precision as calculated is 1:117,685;
R/W RIGHT-OF-WAY DATE that this plat was prepared in accordance with G.S. 47-30 as
N/F NOW OR FORMERLY MIN LOT SIZE: 20,140.26 SF REGISTER OFTDEEDS amended.
POB POINT OF BEGINNING TOTAL No. OF NEW LOTS: 14 FRANKLIN COUNTY () � � This is to certify that this survey creates a subdivision of land within
DB DEED BOOK TOTAL AREA IN NEW LOTS: 9.497 Ac ,�x(,j,I.CJ_� the area of a county or munic(pality that has an ordinance that
BM BOOK OF MAPS 70TAL AREA IN R/W: 1.042 Ac.
SF SQUARE FEET TOTAL AREA ADDED TO BY: regulates parcels of land.
PG PAGE LOT N0. 50 0.087 Ac. ((��,, n Witness my original signature, registration number and seal this 23rd
AC ACRES TOTAL AREA RECORDED: 10.626 Ac. RECORDED IN BOOK OF MAPS �OO`'-PAGE � � TIME: � • 57• � ( �K� day of August, A.D., 2006.
o~C
O
Z
NAD 83 GRID NORTH
N0,
DATE
DESC,
08-09-06
ORIGINAL RELEASE
09-22-06
LOT REVISIONS
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09-22-06
Michael D• Barr DATE
Professional Land Surveyor
SUBDIVISION PLAT
FOR
PATTERSON WOODS
PHASE II
AND
RECOMBINATION .�� :�
LOT 50, PHASE I ✓�
Youngsville z
Franklin County
North Carolina
08-04-2006
PREPARED EOR:
Patterson Woods LLC
833-'A Wake Forest Business Park
Wake Forest, NC 27587
[phone]
'F' k i
,g RI E
C
'B
97� Trinity Road
Raleigh, NC
27�i07
919 854 0811
© 2005 The BSC Group, Inc.
SCALE; 1 " = 100'
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