20041438 Ver 1_COMPLETE FILE_20040830

Michael F. Easley, Governor
William G. Ross Jr., Secretary
North Carolina Department of Environment and Natural Resources
September 03, 2004
Cheryl & William Ruderman
1211 East Lake Colony Drive
Maitland, FL 32751
Subject Property: Lake Glenville, Lot SR 1115, Tater Knob subdivision
Alan W. Klimek, P.E. Director
Division of Water Quality
DWQ Project # 04-1438
Jackson County
Approval Of 401 Water Quality Certification And Authorization Certificate per the Catawba River
Buffer Protection Rules (15A NCAC 2B .0243) with Additional Conditions
Dear Ms. & Mr. Ruderman:
You have our approval, in accordance with the attached conditions and those listed below, to place fill
within or otherwise impact approximately 0.011 acres of wat6fs and 1225 square feet (ft2) of protected
riparian buffers for the purpose of installing a dry stack boulder; wall to stabilize approximately 165 feet
of shoreline, as described within your application dated August'l7, 2004. After reviewing your
application, we have decided that the impacts are covered by the `N.C. Division of Water Quality (DWQ)
General Water Quality Certification Number(s) 3373 (GC3373). The Certification(s) allows you to use
Regional General Permit No. 198200030 when issued by the US Army Corps of Engineers (USACE).
This letter shall also act as your approved Authorization Certificate for impacts to the protected riparian
buffers per 15A NCAC 2B .0243. In addition, you should obtain or otherwise comply with any other
required federal, state or local permits before you go ahead with your project including (but not limited
to) Erosion and Sediment Control and Duke Power regulations and permits. Also, this approval to
proceed with your proposed impacts or to conduct impacts to waters as depicted in your
application shall expire upon expiration of the 404 or CAMA Permit.
This approval is for the purpose and design that you described in your application. If you change your
project, you must notify us and you may be required to send us a new application. If the property is sold,
the new owner must be given a copy of this Certification and approval letter and is thereby responsible for
complying with all conditions. This approval requires you to follow the conditions listed in the attached
certification and any additional conditions listed below.
The Additional Conditions of the Certification are:
1. Impacts Approved
The following impacts are hereby approved as long as all of the other specific and general
conditions of this Certification (or Isolated Wetland Permit) are met. No other impacts are
approved including incidental impacts:
Amount Approved (Units) Plan Location or Reference
Shoreline 165 (feet)
Waters 0.011 (acres)
Buffers 1225 (square ft.)
401 Wetlands Certification Unit
1650 Mail Service Center, Raleigh, North Carolina 27699-165Q,-
2321 Crabtree Boulevard, Suite 250, Raleigh, North Carolina 27604
Phone: [phone] / FAX [phone] / Internet: http://h2o.enr.state.nc.us/ncwetlands
None Carolina
Natmully
An Equal Opportunity/Affirmative Action Employer- 50% Recycled/10% Post Consumer Paper
Mr. & Ms. Ruderman
Page 2 of 2
September 3, 2004
2. Diffuse Flow
An additional condition is that all stormwater shall be directed as diffuse flow at non-erosive
velocities through the protected stream buffers and will not re-concentrate before discharging into
the stream as identified within 15A NCAC 2B .0243(5).
3. Certificate of Completion
Upon completion of all work approved within the 401 Water Quality Certification or applicable
Buffer Rules, and any subsequent modifications, the applicant is required to return the attached
certificate of completion to the 401/Wetlands Unit, North Carolina Division of Water Quality,
1650 Mail Service Center, Raleigh, NC, 27699-1650.
Violations of any condition herein set forth may result in revocation of this Certification and may result in
criminal and/or civil penalties. The authorization to proceed with your proposed impacts or to conduct
impacts to waters as depicted in your application and as authorized by this Certification shall expire upon
expiration of the 404 or CAMA Permit.
If you do not accept any of the conditions of this Certification (associated with the approved wetland or
stream impacts), you may ask for an adjudicatory hearing. You must act within 60 days of the date that
you receive this letter. To ask for a hearing, send a written petition, which conforms to Chapter 150B of
the North Carolina General Statutes to the Office of Administrative Hearings, 6714 Mail Service Center,
Raleigh, N.C. 27699-6714. This certification and its conditions are final and binding unless you ask for a
hearing.
Any disputes over determinations regarding this Authorization Certificate (associated with the approved
buffer impacts) shall be referred in writing to the Director for a decision. The Director's decision is
subject to review as provided in Articles 3 and 4 of G.S. 150B.
This letter completes the review of the Division of Water Quality under Section 401 of the Clean Water
Act and the Catawba riparian buffer protection rule as described within 15A NCAC 2B .0243. If you
have any questions, please telephone John Dorney at 919-733-9646 or Bob Zarzecki at 919-733-9726.
AWK/bs
Enclosures: Certificate of Completion
GC 3373
Catawba Buffer Fact Sheet
Sincerely,
I,rl Alan W. Klimek, P.E.
cc: Mountain Lake Permit Service, 878 Mountain Cove Road, Waynesville, NC 28786
Duke Power Lake Management, PO Box 1006, Charlotte, NC 28201-1006
USACE Asheville Regulatory Field Office
DWQ Asheville Regional Office
File Copy
Central Files
Filename:
MOUNTAIN Lm PERMIT SERVICE
BETH MOSTELLER
878 MOUNTAIN COVE ROAD
WAYNESVILLE, NC 28786
TELEPHONE : [phone]
FAX: [phone]
E-MAIL: DRBMOSTCASAPGROUP.COM
Date: August 27, 2004 4 010?UE WETLANDS 1401 GROUP
North Carolina Division of Water Quality AUG 3 0 2004
Attention: John Dorney WATER QUALITY SECTION
2321 Crabtree Boulevard
Parkview building 041438
Raleigh, North Carolina 27604
Subject: Application for Shoreline Stabilization - Dry Stack Stone Boulder
Cheryl Z. & William B. Ruderman
Mailing Address:
1211 East Lake Colony Drive
Maitland, FL 32751 OLE CO.-y
Property Address:
Lake Glenville - North Carolina
Lot SR1115
Tater Knob - Rivard Road
Glenville, NC 28736
This Letter is a Summary of the Enclosed Application for Shoreline Stabilization.
One original and seven copies = Total of eight enclosed
1. Letter from Duke Power - Nantahala Area Lake representative
2. Abbreviated Application Form - 401 Water Quality Certification
3. Check for $200.00 Application Fee
4. Agent Authorization Letter
5. Plat
6. Road Map
7. Directions
8. Pictures
9. Plan sketch (2)
10. Self addressed envelope with postage
Cc: Duke Power Company - Charlotte, NC
U. S. Army Corps of Engineers - Asheville, NC
Mr. Dave McHenry - Mountain Region Coordinator - Waynesville, NC

Par Duke
Power®
A Duke Energy Company
August 2, 2004
Cheryl Z. & William B. Ruderman
1211 East Lake Colony Drive
Maitland, FL 32751
Mr. & Mrs. Ruderman:
Duke Power
526 South Church Street
P.O. Box 1006
Charlotte, NC 28201-1006
I understand that you are requesting an application to stabilize the shoreline in front of your
property at Lake Glenville, located atTater Knob, Rivard Road, ID 7564-41-8891, that adjoins
Duke Power property. After looking at the property, I do not have a problem granting your request
provided all current shoreline management guidelines are followed.
Should you or your contractor have questions, please feel free to contact this office at (828) 369-
4513 or by cell phone [phone]
Sinc el , --.
Dale R. Mosteller
Duke Power Company
Nantahala Area Lake Manager
The following is an abbreviated application form for those applying for a 401 Water
Quality Certification to impact FERC (Federal Energy Regulatory Commission)
regulated lake shore or bottom under the U.S. Army Corps of Engineers Permit
GP30. This Application cannot be used for wetland or stream impacts. Please
provide seven (7) copies of this application and supporting information as well as a
non-refundable application fee to the Division of Water Quality of $200.00 for
impacts of to lake bottom of less than 1 acre and $475.00 for impacts to lake bottom
of greater or equal to 1 acre.
Applications should be sent to:
Division of Water Quality Wetlands Unit WETLANDS 1401 GROUP
1650 Mail Service Center
Raleigh, NC 27699-1650 AUG 3 0 2004
1. Applicant Information WATER QUALITY SECTION
1. Owner/Applicant Information
Name: Cheryl Z. & William B. Ruderman
Mailing Address: 1211 East Lake Colony Drive
Maitland FL 32751
Telephone Number: 407-399-5466 Fax Number:
E-mail Address:
2. Agent Information (A signed and dated copy of the Agent Authorization letter must
be attached if the Agent has signatory authority for the owner/applicant.)
Name: Beth Mosteller
Company Affiliation: Mountain Lake Permit Service
Mailing Address: 878 Mountain Cove Road
Waynesville, North Carolina 28786
Telephone Number: 828/456-8195 Fax Number: 828/456-6554
E-mail Address: drbmost(i?asapgroup.com
II. Project Information
Attach a vicinity map clearly showing the location of the property with respect to
local landmarks such as towns, rivers, and roads. Also provide a detailed site
plan showing property boundaries and development plans in relation to
surrounding properties. You may use the diagram below to make a hand sketch of
your project. Also, see the example below for guidance. Both the vicinity map
and site plan must include a scale and north arrow. The footprints of all buildings,
impervious surfaces, or other facilities must be included.
1. Location
County: Jackson Nearest Town: Cashiers
Subdivision name or site address (include phase/lot number): Tater Knob./ Lot SR
1115
Directions to site please include road numbers, landmarks, etc. (This is not
necessary is an adequate vicinity map is included: From Sylva travel Highway
107, turn right onto SR1155, turn left on Rivard Road
2. Describe the existing land use or condition of the site at the time of this application:
Single-Family Dwelling
3. Property size (acres): 0.54
4. Nearest body of water (stream/river/sound/ocean/lake): Glenville
5. Describe the purpose of the proposed work: To apply dry stack stone boulders 6 feet
high and 165 feet of shoreline to help stabilize the shoreline and prevent further
erosion.
6. List the type of equipment to be used to construct the project: Rubber tack-hoe, skid
steer and hand
7. Amount of impact (including all excavation, backfill, rip rap, retaining walls,
etc.) below the normal pool lake level in square feet or acres: 3 feet x 165 feet = 495
_square feet
8. a. Amount of impact (including all clearing, back fill, excavation, rip rap,
retaining walls, etc.) above the normal pool lake level and 50 feet land-ward in
square feet or acres: 3 feet x 165 feet + 2 feet x 165 feet + 8 feet x 50 feet = 495 feet
+ 330 feet + 400 feet = 1225 square feet
b. Please describe vegetation above the normal pool lake level and 50 feet land-
ward to be impacted (number of trees for instance): No trees will need to be
removed. Mulch will be applied to the disturbed area.
11

Applicant/Agent's Signature 6'Date T
(Agent's signature is valid only if an authorization letter from the applicant is provided.)
MOUNTAIN LIKE PERMIT SERVICE
BETH MOSTELLER
878 MOUNTAIN COVE ROAD
WAYNESVILLE, NC 28786
TELEPHONE & FAX: [phone]
E-MAIL: [e-mail]
To: North Carolina Division of Water Quality
Subject: Authorization Letter
Property ID 7564-41-8891
Lake Glenville - Lot SR 1115 Tater Knob, Rivard Road
Shoreline Stabilization - Dry Stack Stone Boulder Wall
I give Beth Mosteller of Mountain Lake Permit Service Authorization to sign as
my agent on my application for shoreline stabilization.
-'Az Lv?
C ryl Z. Ruderman
ignature Date
William B. Ru erman -
Signature

Date
Cheryl Z. & William B. Ruderman
Lake Glenville - Jackson County, North Carolina
Lot SR1115, ID 75664-41-8891
Jackson County Real Estate Data
Parcel Summary
PIN # 7564-41-8891 Owner Account ID 79092
Location Address Property Description
SR1115 TATER KNOB
Property Owner
RUDERMAN, CHERYL Z
TRUSTEE !
RUDERMAN, WILLIAM B
TRUSTEE Owner's Mailing Address
1211 E LAKE COLONY DR
MAITLAND FL, 32751 Property Location Address
SR1115
Administratve Data Transfer Information
Acreage 0.54 k Per Deed
Map Sheet 7564.03
Plat Reference 111691 Book/Page 117210241
Census Tract 9508;; Deed Date 2002-12-03
City Boundary
Instrument Type
Township Hamburg Revenue Stamp
Fire District Sale Price 0
History ID 1 Additional Ref.
History ID 2 *`
Cheryl Z. & William B. Ruderman
Lake Glenville - Jackson County, North Carolina
Lot SR1115, ID 75664-41-8891

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DUKE POWER DIRECTIONS BY ROAD FORM
Lake Use Permit Applicants and Contractors: Ease of locating the proposed project site can
have a big impact on permit processing time. Please complete this form and return it along with
your completed permit application to:
DUKE POWER
C/O LAKE MANAGEMENT - EC 12 Q
PO BOX 1006
CHARLOTTE, NC 28201-1006
1-800-443-5193
Applicant's Name: Cheryl Z. & William B. Ruderman
Street Address (at lake): Rivard Road
Lake Name:
Subdivision Name: Tater Knob
Property Section: N/A Lot # Lot SR 1115
City: Glenville County: Jackson
State: NC Zip: 28736
Telephone: [phone]
Directions (from major road or highway):
Type of Permit Requested
"Circle":
Private Facility
Commercial Facility
bilizatio
Conveyance
Miscellaneous Uses
From Sylva travel Highway 107, turn right onto SRI 155, turn left on Rivard Road
Descriptive Structure(s) on Property (i.e. brick garage, white fence, mobile home, etc):
Single-family dwelling
*Note: Please use the back of this form if desired to draw us a map to the site.
<arog.,e

Lake (Full Pond)
Full Pond
Short ine
Cleared area
8ft x165ft
Pathway
8ftx50ft
below full pond
rip rap 3 ft x 165
above full pond
dry stack stone 3 ft x 165 ft
Filter fabric between
Surge stone 2 ft x 165 ft
Please approximately sketch the following information on this plan
(please provide dimensions for each item, such as 1Oft. x 100 ft):
1) All proposed vegetation clearing (provide dimensions)
2) Location of rip rap or fill to be placed above the Full Pond elevation
3) Location of rip rap or fill to be placed below the Full Pond elevation
4) The location of any proposed structures such as buildings, retaining
walls, docks, etc.
5) The location of any excavation or dredging below the Full Pond
elevation.
6) Location of construction access corridors.
• Above full pond, dry stone boulder wall will be approximately 165 feet
long and 6 feet high. The dimension of stone boulders (rock will be
approximately 1 1/2 feet high x 3 feet long x 3 feet wide). Below full pond
3 feet of rip rap (Class B - 5'-15' size), filter farbic and surge stone.
Dry Stack Boulder Wall
Dry Stack Boulder Wall ,
6 feet high - 3 feet wide -165 feet
Full Lake Level
3 feet
0 00
? O
°
OO
9-09
Riprap slope no
greater than 1 to 2
1 Riprap
2 (Class B - 5'-15'