20221066 Ver 1_Riparian Buffer Authorization_20220807

111.
15A NCAC 02B .0233 (8)(b), .0243 (8)(b), .0250 (11)(b), .0259 (8)(b), .0267 (11)(c), .0607 (e)(
Protection and Maintenance of Riparian Areas Rules - Variance Application
E-FORM: VAR 10-2018
Submittal Application dated 8/7/2022
A. General Project Information
For instructions on how to fill out this form, see the Major and Minor Variance Help Document posted on DWR's 401 & Buffer Permitting
page.
Please note: fields marked with a red asterisk * below are required. You will not be able to submit the form until all mandatory questions
are answered.
la. Is this a transportation project?* Yes
No
B. Please Identify Which Riparian Area Protection Rule Applies:
1. Type of Variance:
Major Variance
Minor Variance
Link to the 401 and Buffer Permitting Statues and Rules: https://deq.nc.gov/about/divisions/water-resources/water-resources-rules/401-
certification-express-review-statutes-rules-guides
Neuse River Basin (15A NCAC 02B.0233)
Catawba River Basin (15A NCAC 02B.0243)
Randleman Lake Watershed (15A NCAC 02B.0250)
Tar -Pamlico River Basin (15A NCAC 02B.0259)
Jordan Lake Watershed (15A NCAC 02B.0267)
C. Applicant/Owner Information
Who is submitting the application:*
Owner
O Applicant other than Owner
_ Agent
Check all that apply.
Is there an agent working on the project but not submitting it?*
Yes
No
Primary Contact:
Primary Contact Email:
1. Property Owner:
la. Name:* Tammy Bishop
Tammy Bishop
This is for who should be notified if a payment is required.
[e-mail]

1 b. Title:
lc. Mailing Address:*
Street Address
265 Gainswood Dr
Address Line 2
City State / Province / Region
Mooresville NC
Postal / Zip Code Country
28117-9272 US
1 d. Telephone:* 7049065814
le. Email Address:*
[e-mail]
D. Project Information
1. Project Name: *
Bishop Patio
(Subdivision, facility, or establishment name)
2. County(ies)*
!radell
3. Property Location:
3a. Property Address: *
Street Address
265 Gainswood Drive
Address Line 2
City State / Province / Region
Mooresville NC
Postal / Zip Code Country
28117-9272 US
3b. Latitude:
35.5083269
3c. Longitude:
-80.936736
3d. Attach an 8'/2 x 11 excerpt from the most recent version of the USGS topographic map indicating the location of the
site.
Click the upload button or drag and drop files here to attach document
NC_Lake_Norman_North_20190727_TM_geo.pdf 76.34MB
PDF Only
* USGS Topo look up
3e. Attach an 81/2 x 11 excerpt from the most recent version of the published County NRCS Soil Survey Map depicting
the project site.
Click the upload button or drag and drop files here to attach document
Iredell_NC.pdf
PDF only
4.88MB
Link to Soil Surveys for North Carolina Counties. (Please see instructions in the Help Document to determine the most recent published
version.)
4. Property Information:

4a. Parcel Identification Number (PIN)
4624356566.000
4b. Date Property Purchased:
06/07/2010
mm/dd/yyyy
4c. Type
Book#
Page#
of Book
Deed
2870
794
Map
4d. Attach a copy of the recorded map that indicates when the lot was last platted.
Click the upload button or drag and drop files here to attach document
Plat Map.pdf
145.98KB
4e. Is your project in one of the 20 Coastal Counties covered under the Coastal Area Management Act (CAMA)? *
Yes • No
4f. Is the project located within a NC DCM Area of Environmental Concern (AEC)?*
Yes • No Unknown
5. Stream associated with riparian buffer to be impacted by the proposed activity:
Name
Catawba River Basin / Lake Norman
Water Quality Classification
WS-IV CA
7. List any permits/approvals that have been requested or obtained for this project in the past.
E. Proposed Activity
4d. Attach a copy of the recorded map that indicates when the lot was last platted.
Click the upload button or drag and drop files here to attach document
Plat Map.pdf
145.98KB
4e. Is your project in one of the 20 Coastal Counties covered under the Coastal Area Management Act (CAMA)? *
Yes • No
4f. Is the project located within a NC DCM Area of Environmental Concern (AEC)?*
Yes • No Unknown
5. Stream associated with riparian buffer to be impacted by the proposed activity:
Name
Catawba River Basin / Lake Norman
Water Quality Classification
WS-IV CA
7. List any permits/approvals that have been requested or obtained for this project in the past.
E. Proposed Activity

1. Provide a detailed description of the proposed activity including its purpose: *
1) A two foot drainage area surrounding the retaining wall for drainage.(picture below) There is very little evidence of
drainage into the lake or erosion after storms so the drainage in combination with the retaining wall drainage allows for
the water to be slowly dispersed. (picture below)
2) There are 2 patio sections:
a. A 20 by 14 section (280 square feet) behind the drainage area and to the left of the dock. This is a
b. A 29'/2 by 44 section (1298 square feet) 32 feet to the right of the dock.
c. The patio is made of mortared flagstone.
3) No trees were disturbed or removed when completing the project.
4) The rest of the shoreline is undisturbed with rip rap as the retaining wall and grass behind the rip rap.
5) To remove the patio would create significant disturbance to the area and may impact the sustainability of nearby
trees.
6) The remaining lakefront is undisturbed.
7) Below is the area of the patio.
2. Attach a site plan as applicable to the project:
Click the upload button or drag and drop files here to attach document
Project Plan.pdf
539.54KB
** Below is a link with instructions on what you will need to show on your site plan.
http://edocs.deq.nc.gov/WaterResources/O/doc/402224/Page1.aspx
F. Proposed Impacts and Mitigation Information
1. Individually list the square footage of each proposed impact to the protected riparian buffers:
la. Site# - Reason
1b. Buffer
Impact*
Ic. Stream Name
Id. Mitigation
Required?
If. Zone 1
1g. Zone 2
20X14
Map label (e.g. Road Crossing 1)
Permanent
(P)
Catawba Basin /
Lake NOrman
Yes
280.00
Square Feet
0.00
27.4 x 44
Map label (e.g. Road Crossing 1)
Permanent
(P)
Catawba Basin /
Lake Norman
Yes
1,205.00
Square Feet
0.00
Map label (e.g. Road Crossing 1)
Permanent 0.00
(P) Square Feet
0.00
1 h. Total Zone 1 Impacts: 1,485.00
11. Total Zone 2 Impacts: 0.00
1 j. Total Buffer Impacts: 1,485.00
1 k. Comments:
Calculated Mitigation tn)

11. Zone 1 - Catawba Only
Total Impact
Multiplier
Required Mitigation
1,485.00
Square Feet
2
2,970.00
Square Feet
1 m. Zone 2
Total Impact
Multiplier
Required Mitigation
0.00
Square Feet
1.50
0.00
Square Feet
2. Mitigation Information
2a. What is the mitigation plan proposed for this project? *
O Payment to private mitigation bank
O Payment to Division of Mitigation (DMS)
O Permittee responsible mitigation
2d. Attach statement of availability from mitigation provider. *
Dogtown Buffer SOA - 265 Gainswood Drive.pdf 152.53KB
2f. Comments:
G. Stormwater
1. Provide a description of how diffuse flow will be maintained through the protected riparian buffers (e.g., re -planting
vegetation or enhancement of existing vegetation, gutter splash pads, level spreader to control of runoff from
impervious surfaces, etc.).
Drainage behind the wall to diffuse through ground / Rock and exit through the drainage built into the wall. The
remaining water front is grass or multch.
*
2. Show the location of diffuse flow measure(s) on your site plan.
Click the upload button or drag and drop files here to attach document
Stormwater Drainage.pdf 517.93KB
PDF only
3. Attach a completed Level Spreader Supplement Form or BMP Supplement Form with all required items for each
proposed measure.
Click the upload button or drag and drop files here to attach document
PDF Only
4. Attach an Operation and Maintenance (O&M) Form for each proposed level spreader or BMP.
Click the upload button or drag and drop files here to attach document
PDF Only
5. For Major, Catawba, and Goose Creek variance requests
5a. Provide a description of all best management practices (BMPs) that will be used to minimize disturbance and
control the discharge of nutrients and sediments from stormwater.*
Water will drain through the drainage buffer with stone and soil. The remaining waterfront is grassy.

5b. Show the location of BMPs on your site plan.
Click the upload button or drag and drop files here to attach document
Plot Map.pdf
PDF only
291.97KB
5c. Attach a Supplement Form for each structural BMP proposed.
Click the upload button or drag and drop files here to attach document
PDF only
5d. Attach an Operation and Maintenance (O&M) Form for each structural BMP proposed.
Click the upload button or drag and drop files here to attach document
PDF only
H. Demonstration of Need for a Variance
The variance provision of the riparian buffer rules allows the Division or the Environmental Management Commission to grant a variance when there are practical difficulties or
unnecessary hardships that prevent compliance with the strict letter of riparian buffer protection.
1. Explain how complying with the provisions of the applicable rule would prevent you from securing a reasonable
return from or make reasonable use of your property. Merely proving that the variance would permit a greater profit
from the property shall not be considered adequate justification for a variance. The Division will consider whether the
variance is the minimum possible deviation from the terms of the applicable Buffer Rule that shall make reasonable
use of the property possible.*
The project makes the waterfront more useable for aging parent and family visits. It also reduces maintenance a the
waterfront.
2. Explain how the hardship results from application of the Buffer Rule to the property rather from other factors such
as deed restrictions or other hardships (e.g. zoning setbacks, floodplains, etc).*
The area in question is in the buffer zone. The project was completed without understanding that a patio is a structure.
The drainage, stormwater runoff an erosion was taken into account with the project plan.
3. Explain whether the hardship was caused by the applicant knowingly or unknowingly violating the applicable Buffer
Rule.*
The buffer rule was unknowingly violated but without realizing the extent of the rule at the time the project was
completed. The project was completed to better utilize waterfront and reduce maintenance.
4. Explain how the hardship results from physical nature of the property, such as its size, shape, or topography, which
is different form that of neighboring property. *
The property has a large amount of waterfront to care for. Utilization of the patio allows for utilization of the property
lakefront and reduces the amount of lakefront maintenance.
5. Explain how the hardship is rare or unique to the applicant's property, rather than the result of conditions that are
widespread. *
Large amount of waterfront to take care of the previous erosion that was repaired with the wall repair created holes
and erosion in the lawn. The patio and drainage allow for a level surface without stormwater erosion on the lakefront.
I. Sign and Submit
Deed Restrictions
By your signature of this application, you certify that all structural stormwater BMPs required by this variance shall be located in recorded
drainage easements, that the easements will run with the land, that the easements cannot be changed or deleted without concurrence
from the State, and that the easements will be recorded prior to the sale of any lot.
Applicant's Certification
I, certify that the information included on this permit application form is correct, that the project will be constructed in conformance with the
approved plans and that the deed restrictions will be recorded with all required permit conditions.

* O By checking the box and signing the box below I certify that:
By digitally signing below, I certify that:
o I have given true, accurate, and complete information on this form;
o I agree that submission of this form is a "transaction" subject to Chapter 66, Article 40 of the NC General Statutes (the "Uniform
Electronic Transactions Act")
o I agree to conduct this transaction by electronic means pursuant to Chapter 66, Article 40 of the NC General Statutes (the "Uniform
Electronic Transactions Act");
o I understand that an electronic signature has the same legal effect and can be enforced in the same way as a written signature; AND
o I intend to electronically sign and submit this form.
Print Name: * Tammy Bishop
Signature*
Submission Date: Automatically filled in

Initial Review
Is the project accepted j Yes O No
for review?*
Is the project located D Yes O No 0 Unknown
within a NC DCM Area of
Environmental Concern
(AEC)?*
Is this a public -funded ) Yes O No
transportation project?*
ID#*
Version*
Reviewing Office*
Select Reviewer*
20221066
1
Mooresville Regional Office - [phone]
Doug Perez:eads\djperez
Has payment been O No Payment Needed
received?* 0 Fee Received
0 Need Fee- send electronic notification

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Produced by the United States Geological Survey
North American Datum of 1983 (NAD83)
World Geodetic System of 1984 (WGS84). Projection and
1 000-meter grid:Universal Transverse Mercator, Zone 17S
This map is not a legal document. Boundaries may be
generalized for this map scale. Private lands within government
reservations may not be shown. Obtain permission before
entering private lands.
Imagery NAIP, May 2016 - November 2016
Roads U.S. Census Bureau, 2016
Names GNIS, 1980 - 2018
Hydrography National Hydrography Dataset, 1899 - 2018
Contours National Elevation Dataset, 2008
Boundaries Multiple sources; see metadata file 2017 - 2018
Wetlands FWS National Wetlands Inventory 1983 - 1984
03
MN. ,
7°50"
139 MILS
0°2"
1 MILS
UTM GRID AND 2019 MAGNETIC NORTH
DECLINATION AT CENTER OF SHEET
100,000 - m Square ID
NV
Grid Zone Designation
17S
04
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SCALE 1:24 000
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0.5 0 KILOMETERS 1
07
2
1000 500 0 METERS
0.5 0
1000
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1
MILES
1000 0 1000 2000 3000 4000 5000 6000 7000 8000 9000 10000
FEET
CONTOUR INTERVAL 10 FEET
NORTH AMERICAN VERTICAL DATUM OF 1988
This map was produced to conform with the
National Geospatial Program US Topo Product Standard, 2011.
A metadata file associated with this product is draft version 0.6.18
08
QUADRANGLE LOCATION
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ADJOINING QUADRANGLES
1 Catawba
2 Troutman
3 Shepherds
4 Denver
5 Mooresville
6 Lowesville
7 Lake Norman South
8 Cornelius
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3929000m N
s1100omE
35.5000°
-80.8750°
Expressway Local Connector
Secondary Hwy Local Road
Ramp 4WD
• Interstate Route n US Route O State Route
LAKE NORMAN NORTH, NC
2019

Iredell County, North Carolina
July 21, 2022
Map
1-
Tax Map Information
• PIN 4624356566.000
• Address 265 GAINSWOOD DR
• GIS Owner BISHOP TAMMY K
• Deed Ref. 2827 / 609 - QC
• Deed Date 20210630
• Tax Acres 0.83 Ac.
• Lot # 493
• Plat Ref. 34-18
• Subdivision CRESCENT LAND+TIMBER CORP
• SD Phase S6
• Description CRESCENT LAND+TIMBER S6 M17-614
MECK-NECK PB34-18
• Old Parcel # 001 353 04
• Total $622,640
Assessed
Value
MAP FOR REFERENCE ONLY
NOT A LEGAL DOCUMENT
Iredell County, North Carolina makes no claims and no
warranties, expressed or implied, concerning the validity or
accuracy of the GIS data presented on this map.
Print map scale is approximate.
Critical layout or measurement
activities should not be done using
this resource.

Project: Bishop Patio
The purpose of this project was to create a space where my aging parents who do not walk with on
uneven surfaces can spend time with family as well as reduce the amount of work to keep up
with the lake front. This project was already completed due to a misunderstanding that a patio
was a structure.To remove the patio at this point would do significant damage to the buffer area.
The project specifics include:
1) A two foot drainage area surrounding the retaining wall for drainage.(picture below) There is
very little evidence of drainage into the lake or erosion after storms so the drainage in
combination with the retaining wall drainage allows for the water to be slowly dispersed.
(picture below)
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2) There are 2 patio sections:
a. A 20 by 14 section (280 square feet) behind the drainage area and to the left of the
dock. This is a
b. A 27.4% by 44 section (1298 square feet) 32 feet to the right of the dock.
c. The patio is made of mortared flagstone.
3) No trees were disturbed or removed when completing the project.
4) The rest of the shoreline is undisturbed with rip rap as the retaining wall and grass behind the
rip rap.
5) To remove the patio would create significant disturbance to the area and may impact the
sustainability of nearby trees.
6) The remaining lakefront is undisturbed.
7) Below is the area of the patio.

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Project: Bishop Patio
Drainage Area in front of the wall. There is stone behind the wall as part of the retaining wall to diffuse
water. There is 2 foot of drainage in front of the wall to ensure water does not wash over the wall.
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Picture of the retaining wall and waterfront after a storm to show that the water is successfully
diffused.
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The drainage area is circled below.

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EBX Buffer Mitigation Banks
Statement of Availability July 26, 2022
NC Division of Water Resources
Doug Perez
610 East Center Ave., Suite 301
Mooresville, NC 28115
Re Project: 265 Gainswood Drive
This document confirms that Tammy Bishop (Applicant) for the 265 Gainswood Drive (Project) has
expressed an interest to utilize 2,972.00 Square Feet of Riparian Buffer Mitigation Credits from the
following bank, RES Dogtown Buffer Mitigation Bank. The specific bank site that may be debited
Dogtown, that is located in the Catawba River watershed, specifically HUC 03050101. As the official
Bank Sponsor, EBX, attests to the fact that mitigation is available for reservation at this time.
These mitigation credits are not considered secured, and consequently are eligible to be used for alternate
purposes by the Bank Sponsor, until payment in full is received from the Applicant resulting in the
issuance of a Mitigation Credit Transfer Certificate by the bank acknowledging that the Applicant has
fully secured credits from the bank and the Banker has accepted full responsibility for the mitigation
obligation requiring the credits/units.
The Banker will issue the Mitigation Credit Transfer Certificate within three (3) days of receipt of the
purchase price. Banker shall provide to Applicant a copy of the Mitigation Credit Transfer Certificate and
a documented copy of the debit of credits from the Bank Official Credit Ledger(s), indicating the permit
number and the resource type secured by the applicant. A copy of the Mitigation Credit Transfer
Certificate, with an updated Official Credit Ledger will also be sent to regulatory agencies showing the
proper documentation.
Please contact me at 919-209-1055 or [e-mail] if you have any questions.
Best,
Amy Staley
Resource Environmental Solutions, LLC
3600 Glenwood Avenue, Suite 100
Raleigh, NC 27612
Bank Sponsor — Environmental Banc & Exchange (EBX)

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