30-14 Petrilla, James

Permit Class
NEW
STATE OF NORTH CAROLINA
Department of Environment and Natural Resources
and
Coastal Resources Commission
Vermft
for
Permit Number
30-14
Cppy
X Major Development in an Area of Environmental Concern
pursuant to NCGS 113A-118
Excavation and/or filling pursuant to NCGS 113-229
Issued to James Petril1a,12629 Richmond Run Drive, Raleigh, NC 27614
Authorizing development in New Hanover County at Banks Channel, 4 Sunset Avenue,
Wrightsville Beach , as requested in the permittee's application dated 1/10/14 incl r ing the
attached workplan drawings (3). all dated 1/10/14
This permit, issued on March 25, M14 , is subject to compliance with the application (where consistent
with the permit), all applicable regulations, special conditions and notes set forth below. Any violation of these terms may
be subject to fines, imprisonment or civil action; or may cause the permit to be null and void.
Dockine Facility
1) Unless specifically altered herein, this permit authorizes the reconfiguration of the docks, piers and
other structures and uses that are expressly and specifically set forth in the attached permit
application and workplan drawings. No other structure, whether floating or stationary, shall become
a permanent part of this docking facility without permit modification. No non -water dependent uses
of structures shall be conducted on, in or over public trust waters without permit modification.
2) No sewage, whether treated or untreated, shall be discharged at any time from any boats using the
reconfigured docking facility. Any sewage discharge at the docking facility shall be considered a
violation of this permit for which the permittee is responsible. This prohibition shall be applied and
enforced throughout the entire existence of the permitted structure.
(See attached sheets for Additional Conditions)
This permit action may be appealed by the permittee or Signed by the authority of the Secretary of DENR and the
other qualified persons within twenty (20) days of the issuing Chairman of the Coastal Resources Commission.
date. An appeal requires resolution prior to work initiation or
continuance as the case may be.
This permit must be accessible on -site to Department / j�
personnel when the project is inspected for compliance. 9 ) [/
Any maintenance work D project modification not co edRECEN6p i Sion of Coastal Management n C. Davis, Director
hereunder requires further Division approval.
All work must cease when the permit expires on
December 31, 2017
MAY 12 29W permit and its conditions are hereby accepted.
KolkyjakTJt I/ —
In issuing this permit, the State of North Carolina agrees
that your project is consistent with the North Carolina Coastal
Management Program.
Signature of Permittee

James Petrilla
Permit 430-14
Page 2 of 3
ADDITIONAL CONDITIONS
Lth?
�l
3) No portionuihorizeddocking facility shall exceed the established pier head line.
4) No attempt shall be made by the permittee to prevent the full and free use by the public of all navigable
waters at or adjacent to the authorized work.
5) The permittee shall maintain the authorized work in good condition and in conformance with the terms
and conditions of this permit. The permittee is not relieved of this requirement if he abandons the
permitted activity without having it transferred to a third party.
6) This permit does not authorize the interference with any existing or proposed Federal project, and the
permittee shall not be entitled to compensation for damage to the authorized structure or work, or injury
which may be caused from existing or future operations undertaken by the United States in the public
interest.
7) The permittee shall install and maintain at his expense any signal lights or signals prescribed by the U.S.
Coast Guard, through regulation or otherwise, on the authorized facilities. At a minimum, permanent
reflectors shall be attached to the structure in order to make it more visible during hours of darkness or
inclement weather.
8) The authorized gazebo shall not be enclosed. Any material used on the sides shall not obstruct view and
shall be permeable to air and water. Screen or wire on the sides along with benches and knee walls are
permitted. Lattice is specifically excluded from being used under this authorization.
9) The roof of the gazebo shall not be designed for second story use.
10) This permit authorizes a total of 4 formalized boatslips in association with this docking facility.
General
11) The permittee understands and agrees that, if future operations by the United States requires the
removal, relocation, or other alteration of the structure or work authorized by this permit, or if in the
opinion of the Secretary of the Army or his authorized representative, said structure or work shall cause
unreasonable obstruction to free navigation of the navigable waters, the permittee will be required, upon
due notice from the Corps of Engineers, to remove, relocate or alter the structural work or obstructions
caused thereby, without expense to the United States or the state of North Carolina. No claim shall be
made against the United States or the state of North Carolina on account of any such removal or
alteration.
12) The federally endangered West Indian manatee (Trichechus manatus), has been reported in North
Carolina waters. In order to protect the manatee, all work should be done between November 1 and
May 31. If work must be done outside of this time frame, the permittee shall adhere to enclosed
guidelines, entitled "Precautions for General Construction in Areas Which May Be Used by the West
Indian Manatee in North Carolina".
13) No vegetated wetlands or open water areas shall be excavated or filled, even temporarily, without permit
modification.

James Petrilla Permit #30-14
Page 3 of 3
ADDITIONAL. CONDITIONS
.14) This permit shall not be assigned, transferred,. sold, or otherwise disposed of to a third partywithout the
written approval of the Division of Coastal Management.
15) The permittee and/or his or her contractor shall meet with a representative of the Division prior to
project initiation.
NOTE: This permit does not eliminate the need to obtain any additional state, federal or local permit's, 1
approvals or authorizations that may be required. . 9
NOTE: Future development, of the permittee'sproperty may require a modification of this .permmt
Contact a representative of the Division at [phone] prior to the commencement:of any;.;
such activity for this determination. The pemrittee is further advised that many non-watet ,
dependent activities are not authorized within 30 feet of the normal high water level. 5; j
NOTE: The N.C. Division of Water Quality has authorized the proposed project under DWQ Project No
14-0117. 1
NOTE: The U.S. Army Corps of Engineers authorized the proposed project under.COE Action Id. No
SAW-2014-00274, which was issued on 3/5/14.
A
f
t'1
`
n ,9yy
h 1
1
,i
i
d
i

Permit Class
NEW
STATE OF NORTH CAROLINA
Department of Environment and Natural Resources
and
Coastal Resources Commission
for
X Major Development in an Area of Environmental Concern
pursuant to NCGS 113A-118
Excavation and/or filling pursuant to NCGS 113-229
Issued to
Perrttl't Number i
30-14
Authorizing development in New Hanover County at Banks Channel, 4 Sunset Avenue,
Wrightsville Beach , as requested in the permittee's application dated 1/10/14 including the
attached workplan drawings (3), all dated 1/10/14
This permit, issued on -- Morch 2� Will a is subject to compliance with the application (where consistent
with the permit), all applicable regulations, special conditions and notes set forth below. Any violation of these terms may'
)e subject to tines, imprisonment or civil action; or may cause the permit to be null and void
Docking Facility
1) Unless specifically altered herein, this permit authorizes the reconfiguration of the docks, piers and
other structures and uses that are expressly and specifically set forth in the attached permit
application and workplan drawings. No other structure,. whether floating or stationary, shall become
a permanent part of this docking facility without permit modification. No non -water dependent uses
of structures shall be conducted on, in or over public trust waters without permit modification.
2) No sewage, whether treated or untreated, shall be discharged at any time from any boats using the
reconfigured docking facility. Any sewage discharge at the docking facility shall be considered a
violation of this permit for which the permittee is responsible. This prohibition shall be applied and
enforced throughout the entire existence of the permitted structure.
(See attached sheets for Additional Conditions)
This permit action may be appealed by the permittee or
other qualified persons within twenty (20) days of the issuing
date. An appeal requires resolution prior to work initiation or
continuance as the case may be.
This permit must be accessible on -site to Department
personnel when the project is inspected for compliance.
Any maintenance work or project modification not covered
hereunder requires finther Division approval.
All work must cease when the pennit expires on
4
December 31, 2017
Signed by the authority of the Secretary of DENR and the
Chairman of the Coastal Resources Commission.
13fon C. Davis, Director
Di vision of Coastal'Management
This permit and its conditions are hereby accepted.
In issuing this permit, the State of North Carolina agrees
that your project is consistent with the North Carolina Coastal
Management Program.
Signature of Permittee.

James Petrilla Permit #30-14
Page 2 of 3
ADDITIONAL CONDITIONS
3) No portion of the authorized docking facility shall exceed the established pier head line.
4) No attempt shall be made by the permittee to prevent the full and free use by the public of all navigabl
waters at or adjacent to the authorized work.
5) The permittee shall maintain the authorized work in good condition and in conformance with the.terii
and conditions of this permit. The permittee is not relieved of this requirement if he abandons :th
permitted activity without having it transferred to a third party.
6) This permit does not authorize the interference with any existing or proposed Federal project, andyle`:
permittee shall not be entitled to compensation for damage to the authorized structure or work, of iiijury
which may be caused from existing or future operations undertaken by the United States in the,publkc
interest.
7) The permittee shall install and maintain at his expense any signal lights or signals prescribed by the;U'.S `
Coast Guard, through regulation or otherwise, on the authorized facilities. At a minimum, permanent,
reflectors shall be attached to the structure in order to make it more visible during hours of darkries9`4
inclement weather.
8) The authorized gazebo shall not be enclosed. Any material used on the sides shall not obstruct view`ai d
shall be permeable to air and water. Screen or wire on the sides along with benches and knee wallsare`
permitted. Lattice is specifically excluded from being used under this authorization.
9) The roof of the gazebo shall not be designed for second story use.
10) This permit authorizes a total of 4 formalized boatslips in association with this docking facility.
General
11) The permittee understands and agrees that, if future operations by the United States requires � the
removal, relocation, or other alteration of the structure or work authorized by this permit, or if in the;
opinion of the Secretary of the Army or his authorized representative, said structure or work shall cause
unreasonable obstruction to free navigation of the navigable_ waters, the permittee will be required, upon
due notice from the Corps of Engineers, to remove, relocate or alter the structural work or obstructions'
caused thereby, without expense to the United States or the state of North Carolina. No claim shall, be',
made against the United States or the state of North Carolina on account of any such removai'-;or
alteration.
12) The federally endangered West Indian manatee (Trichechus manatus), has been reported in North`
Carolina waters. In order to protect the manatee, all work should be done between November 1 afid
May 31. If work must be done outside of this time frame, the permittee shall adhere. to enclosed ,','
guidelines, entitled "Precautions for General Construction in Areas Which May Be Used by the West,
Indian Manatee in North Carolina".
13) No vegetated wetlands or open water areas shall be excavated or filled, even temporarily, without peimrt`
modification.

James Petrilla Permit #30-14
Page 3 of 3
ADDITIONAL CONDITIONS I
^',
14) This permit shall. not be assigned, transferred, sold, or otherwise disposed of to a third party without;the
written approval of the Division of Coastal Management.
3
15) The permittee and/or his or her contractor shall meet with a representative of the Division prior to
project initiation.
NOTE: This permit does not eliminate the need to obtain any additional state, federal or local permit's;=
approvals or authorizations that may be required.
NOTE: Future development of the permittee's property may require a modification of this permit- !
Contact a representative of the Division at [phone] prior to the commencement of any
such activity for this determination. The permittee is further advised that many non -water;
dependent activities are not authorized within 30 feet of the normal high water level. y
NOTE: The N.C. Division of Water Quality has authorized the proposed proj ect under DWQ Project No '.:
14-0117.
NOTE: The U.S. Army Corps of Engineers authorized the proposed project under COE Action
SAW-2014-00274, which was issued on 3/5/14.
i
i
`1
l
.i

APPLICATION for
Motor Development Permit
(lad't revised t2l17106) - North Carolina DIVISION OF COASTAL MANAGEMENT
1. Primary Applicant! Landowner information
- Protect Name {a appa�e)
Business Name
1: First Name
J
Applicant 2= First Name
Last Name
jMt I Last Name !'C�
I/ addarorrat apptiCanes. pease attach an adddkxW pege(5) wait names riled.
/1 a.
Marling Address a 6 a 1 / /, 4myai6c'ty
�{ Country U �¢
ZIP a IG�'� uP
Street Address lit different from above)
Email
rf4ol.'T(U1)l9 e
RECEnD
FEB 0 7 20
City State
Znit o C
FAX No
ext
State ZIP
p. AgentlContractor Information
Business Name
S Gu►'II �,�� •`Mt /'' last Name��
AgenU Conractor f First Name
MI Last Name
Agend Contractor 2 First Name
Mailing Address
ZIP
FAX No.
qt�
Street Address Address fit different aom above)
Email
PO Box
86f3 _
Ptwne No f
exit
Contractor a
City
<Form continues on back>
City State
Phune No 2
ext.
State ZIP
DCM
4 2014
NC

3. Project Location
Coun (can be laple)
Street Address
State Rd. R
Subdivision Name
city .0
6Lr ; vl i
)"
Slate
NC
Zip
ae �
Phone No.
Lot No.(s) (it many, attach additional page with fist)
�j [�,](�
% V� V - ! exl.
41` .
a. In which NC river basin is the project located?
b. Name of body f water nearest to proposed project
n,►1,
?&4 4010hAL -L
c. Is t water body identified in (b) above, natural or manmade?
d. Name closest major water body to the proposed project site.
atural (:]Manmade❑
lt��the r
1//M)LUnknown 6a1% "
e. Is p sed work within city limits or planning jurisdiction?
I. If applicable, list the planning jurisdiction or city limit the proposed
es ❑No
work fails within.
0414 11&$ XWt;� a6
4. Site Description
a.
Total length of shoreline on the tract (R.)
b. Size of entire tract (sq.ft.)
A1 DI ,
Sp'/ r
C.
Site of individual lots)•^' d. Approximate elevation of tract above NHW no al high wafer) or
-/• NWL (normal wafer level)
(If many lot sizes. please attach additional page with a list) ❑NHW orI�'FE8 9 2014
e.
Vegetation on tract
/&aSL#L J DCM-MMC"
I.
Man-made features and uses now on tract
g.
Identify and describe the existing land uses adiacent to the proposed project site.
,QmellTjwi
h.
How does local government zone the tract?
L Is the oposed project consistent with the applicable zoning?
(Ali zoning compliance certificate, it app able)
I
ryt
)d,eA -
es ❑No ❑NA
j.
Is the proposed activity pan of an urban waterfront redevelopment proposal? ❑Yes o
k.
Has a professional archaeological assessment been done for the tract? If yes, attach a copy. ❑Yes - o NA
It yes. by whom?- _
I.
Is the proposed project located in a National Registered Historic District or does it involve a ❑Yes XtNo ❑NA
National Register listed or eligible property?
<Form continues on next page>
DCM WILMINGTON, NC
AN 14 2014

Major Development Permit
m. (i) Are there wetlands on the site? ❑Yes o
(it) Are there coastal wetlands on the site? - ❑Yes b4
(iii) If yes to either (1) or (it) above, has a delineation been conducted? ❑Yes ❑No
(Attach documentation, if available)
n, Describe existingWastewatertreatment facilities.
o. Describe existing drinking water supply source.
Ci l2.4Y1,
p. D � eystirg s m water management or treatment systems.
IL{�
15. Activities and Impacts /
rnmercial- PubliGGovernment
b. Give a brief description. of purpose,use, and daily operations of the project when.complete RLOX
FEB 4 7.?^44
c. Describe the proposed construction methodology, types or construction equipment to be used during construction, thilpiumber of each type
of equipment and where it is to be stored. DObI-].
AVA
un J)&
d. Litt all development activities you propose. - -
(lx"ouLecx1sr'1!9 ALM Ano,,XsN# Nei %)Ijk , ,ly /�niacrnrr�t��,
mra '/ '96W Z< s
e. Are the proposed activities maintenance of an existing project, new work. or both? kA'
I. What is the approximate total disturbed land area resulting from the proposed project? , O — ❑Sq.FI or ❑Acres
g. Will the proposed project encroach on any public easement, public accessway or other area ❑Yes IZNo ❑NA
that the public has established use of?
h. Describe location and type of existing and proposed discharges to waters of the state.
x/b)v�"
I. Will wastewater or stormwater be discharged into a wetland? ❑Yes FNo ❑NA
If yes, will this discharged water be of the same salinity as the receiving water? ❑Yes ❑ ❑NA
j. 1s there any mitigation proposed? . - '-. - Yes MNo LJNA
If yes, attach a mitigation proposal. - -
RECEIVED
<Form continues on back>
DCM WILMINGTON, NC
JAN 14 2014

Major Development Permit
6. Additional Information
In addition to this completed application form, (MP-1) the following items below, if applicable, must be submitted in order for the application
package to be complete. Items (a) — (Q are always applicable to any ma/or development application. Please consult. the application -
instruction booklet on how to property prepare the required items below.
a. A project narrative.
b. An accurate, dated work plat (including plan view and cross -sectional drawings) drawn to scale. Please give the present status of the
proposed project. Is any portion already complete? If previously authorized work, clearly indicate on maps, plats, drawings to distinguish
` A(wee, rwdrn cornoirtdu'arkrproposdr.
c. A site or location map that is sufficiently detailed to guide agency personnel unfamiliar with the area to the site.
d. A copy of the deed (with state application only) or other instrument under which the applicant claims title to the affected properties.
e. The appropriate application fee. Check or money order made payable to DENR.
I. A list of the names and complete addresses of the adjacent waterfront (riparian) landowners and signed return receipts as proof that such
owners have received a copy of the application and plats by certified mail. Such landowners must be advised that they have 30 days in
which to submit comments on the proposed project to the Division of Coastal Management.
Name 0 Phone No.O/u. ON-Ibf-2
Address 1400 c l �i446 J n. iv, it jW ( 9 l
Name ail&J NO / if rrth
., �I Phone No.
ca
Address, rry•11 50, LI/Yii w it 10 l/ 4 �� Sri o
Name - Phone; No.
Address
g. A list or previous stale or federal permits issued for work on the project tract. Include permit numbers, permiltee, and issuing dates.
h. Signed consultant or agent authorization form, if applicable.
i. Welland delineation, if necessary.
... i._.Asinnmi AFC haxard.nnlirafnr nrniprtc in nrnpnfrnnt. an�,inlyr ?,.y,pp,,,,/ rtstAasi--•-••-•-
.. -
Ik. A statement of compliance with the N.C. Environmental Policy Act (N.C.G.S. 113A 1-10). if necessary. If the project involves expenditure
. of public funds or use 0 public lands. attaches statement documenting compliance with the North Carolina Environmental Policy Act, -
MI)
2014
,fry
I understand that any permit issued in response to this application will allow only the development described in the application.
The project will be subject to the conditions and restrictions contained in the permit.
I certify that 1 am authorized to grant, and do in fact grant permission to representatives of state and federal review agencies to
enter on, the aforementioned lands in connection with evaluating information related to this permit application and follow-up..
monitoring of the project
I further certify that the iinfformation provided in this application is truthful to the best of my knowledge.
Date lb Ian • J'01 Print Name Cr cf l-ter U�
Signature !
Please indicate application attachments pertaining tdyour proposed project.
❑Dr MP-2 Excavation and Fill Information ❑DCM MP-5 Bridges and Culverts
❑rC
M MP-3 Upland Development
M MP4 Structures Information RECEIVED
DCM WIl MINGTON, NC
iAN 14 2914

Form DCM MP-4
(Construction within Public Trust Areas)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
1. DOCKING FACILITY/MARINA CHARACTERISTICS
❑This section not applica
a. (i) Is the docking facility/marina: b.
,
(i) Will the faycii''(/y be open to the general public?
❑Commercial ❑Public/Governmenl rivale/roam rtbnlfy
❑Yes L 0
/
c. (i) Dock(s) and/or pier(s) d
(t) Are Finger Piers included? Q�Yes ❑No
(4) Number t6o
If yes:
(iii) Length
(ii) Number
IN) Width �/
(iii) Length d
(v) Floating ❑Yes §No
(iv) Width � RECEIVED
J
(v) Floating es ❑N
e. (i) Are Platforms included? dyes ONO L
(i) Are 8oatlifts included? es ONO FEB O 7 2014
It yes
If yes:
(ii) Number �/
(ii) Number
DCM-MMCUy
(iii) Length et
(iii) Length
(iv) Width ,L_
(iv) Width
(v) Floating ❑Yes gNo
Note: Roofed areas are calculated from dripfine dimensions.
g. (i) Number of slips proposed h.
Check all the types of services to be provided.
4
❑ Full service. including travel till and/or rail, repair or
(ii) Number of existing
maintenance service
slips
/1
(1n Idol, TU /1e flt,14 vveV
/�
❑ Dockage. fuel, and marine supplies
❑ Dockage ("wet slips) only, number of slips:
❑ Dry sto(age: number of boats:
at tamp(s): number of boat ramps: _
Other, pl�eyse tlescnbe:
i. Check the proposed type of siting: j. Describe the typical boats to be served (e.g.. open runabout.
❑wt-
L d cut and 'access channel charter bo�at-s•. sailboats. mixed types).
❑ n water: dredging for basin and/or channel Lrn ,Gt{ Op
� �pen water: no dredging required
❑Other: please describe:
k. Typical boat length: [% I. (1) Will the fa ' i be open to the general public?
❑Yes No
m. (i) Will the I dity have tie pilings? RECEIVED
❑Yes No DCM WILMINGTON, NC
(ir) If yes number of tie pilings?
JAN 14 2014

2. DOCKING FACILITY/MARINA OPERATIONS
section not applicablf
a. Check each of the following sanitary facilities that will be included in the proposed project.
❑ Office Toilets
❑ Toilets for patrons; Number _; Location:
p Showers
❑ Boatholding tank pumpoul. Give type and location:
b. Describe treatment type and disposal location for all sanitary wastewater.
c. Describe the disposal of solid waste, fish offal and trash.
d. How will overboard discharge of sewage from boats be controlled?
e. (i) Give the location and number of "No Sewage Dischargesigns proposed.
(ii) Give the location and number of 'Purnpout Availabie signs proposed.
fl
DCM hUMM Y
f Describe the special design. if applicable, for containing industrial type pollutants. such as paint, sandblasting waste and petroleum products.
g. Where will residue from vessel maintenance be disposed of?
h. Give the number of channel markers and "No Wake' signs proposed _
i. Give the location of fuel -handling facilities. and describe the safety measures planned to protect area water quality.
I. What will be the marina policy on overnight and live -aboard dockage?
it. Describe design measures that promote boat basin flushing?
I. It this project is an expansion of an existing marina, what types of services are currently provided?
DGM WILMINGTON, NC
JAN 14 2014

(_,)Yes UNo
n; Is the mannaldocking facility proposed within or adjacent to any shellfish harvesting area?
OYes ❑No
o. Is the marina/docking facility proposed within or adjacent to coastal wetlandslmarsh (CW), submerged aquatic vegetation (SAV), sheil bottom
(SB), or other wetlands (WL)? If any boxes are checked. provide the number of square feet affected.
❑CW ❑SAV ❑SS _
OWL QNone
P. Is the proposed marina/docking facility located within or within close proximity to any shellfish leases? ❑Yes . ❑No
If yes, give the name and address of the lesseholder(s), and give the proximity to the lease.
3. BOATHOUSE (including covered lifts) I
a. (i) Is the boathouse structure(s):
❑Commercial ❑PubliclGovernment ❑Private/Community
(ii) Number
(iii) Length _
(tv) Width
Note: Roofed areas are calculated from daphne, dimensions.
section not applieabt
RECENM
ie
FEB 0 7 2014
DCM•MHD CITY
4. GROIN (e.g., wood, sheetpile, etc. if a rock groin, use MP-2, Excavation and Fill.) VThis section not applicabr
a (t) Number _
(it) Length T
(iii) Width _
5. BREAKWATER (e.g., wood, sheetpile, etc.)This section not applicabr
a Length
c. Maximum distance beyond NHW. NWL or wetlands
b. Average distance from NHW. NWL. or wetlands
6. MOORING PILINGS and BUOYS I F VThis section not applicabl
a. Is the structure(s):
❑Commercial ❑Public/Govemment ❑Private/Community
C. Distance to be placed beyond shoreline _
Note: This should be measured from marsh edge. it present.
e. .Arc of the swing
b. Number
d. Description of buoy (color, inscription, size, anchor. etc.)
M WILMINGTON, NC
JAN 14 2014

WtFWT#cLv4
a. Proximity of atrUCtUre(s) to adjacent riparian property lines Noter For buoy or mooring piling, use arc of swing including length
of vessel.
c. Width of water body
41950,
e, (i) Will navigati nal aids be required as a result of the project?
❑Yes o ❑NA
(ii) If yes, explain what type and how they will be implemented
b. Proximity of structure(s) to adjacent docking facilities.
dal,'
d. Water depth i waterward end of structure at NLW or NWL
— 6') L
IS. V i HtK ❑This section not applicabl
a. Uive complete description
IZL5M0vL5' nlL
/a JAI, aol
Dale i~
Project Name
Gd 1% JU AAW'�
Ap 'cant Name
Applicant Applicant Siggalure
If u0 Al `x� 14tm. U1Jjb''1 aq' G#z,0p,
I
FEB 0 72014
---- DCM•MHDCiTI►'�
RECEIVED
DCM WILMINGTON, NC
jAN 14 2014

q TC
�~TIC
_
RECEIVED
i.
a FEB 0 7 2014
r
' DCM-MHD=
DCM WIEMIN TON, N
JAN 14 2014
jPF3
In J mw/

FeS Marine Contractors, Inc.
_ r ►.J
Complete Marine Construction Services
For Over 37 years!
-----
'`1i �` L J N / 1
10) CAPT. ED FLYNN DURWOOD SYKES
I` ` 7� �'`��nw�.A I (1►`'� Piers, Floating Docks, Pilings, Bulkheads,
Boat Lifts, House Pilings, Repairs
M15.0•b84 3AN ,8 ` k L 1 Po. Box she
01� I SETBACK I / © � � T Wrightsville Beach, NC 26460
�� I
I I a
I �
15.0' I i�il I I
$ I SETBACK I S1'iZ
P l
WOO
I I I
I I I
I
I
I
I
I
I
I
I
I
1
I
I
I
I
I
I
I
I
I �
I
I '
I
I
W
I _I�
g
z
— MHW
I
iiiam-
i�
t�
19'" 3 »Lb,19,££ N
I
Phone/Fax: [phone]
email: efly®msn.com
b31d H
_ 1
i�
{ECG'. D
FEB 0 7 2014
DCM MHDCITY
RECEIVED
OCM WILMINGTON, NC
JAN 14 Mil
0 loF3

1 k-,I-rbua
y Sk1se�
lwh4t7nt v '� � 14t
a
S'C,uiDrJ UIL�
'- jjsT'
V4W tom''
F&S Marine Contractors, Inc.
Complete Marine Construction Services
For Over 37 years!
CAPT. ED FLYNN DURWOOD SYKES
Piers, Floating Docks, ilPilings, Bulkheads,
Boat Lifts, House Pilings, Repairs
P.O. Box 868 Phone/Fax: [phone]
Wrightsville Beach, NC 28480 email: efly®msn.com
RECEIVED
DCM WILMINGTON, NC
JAN 14 Z014

A ENR
North Carolina Department of Environment and Natural Resources
Pat McCrory
Governor
March 26, 2014
James Petrilla
12629 Richmond Run Drive
Raleigh, N.C. 27614
Dear Sir or Madam:
^xs
John E. Skvarla, III
Secretary
The enclosed permit constitutes authorization under the Coastal Area Management Act, and where applicable, the
State Dredge and Fill Law, for you to proceed with your project proposal. The original (buff -colored form) is retained by
you and it must be available on site when the project is inspected for compliance. Please -sign both the original and the
copy and return the copy to this office in the enclosed envelope. Signing the permit and proceeding means you have
waived your right of appeal described below.
If you object to the permit or any of the conditions, you may request a hearing pursuant to NCGS 113A-121.1 or,
113-229. Your petition for a hearing must be filed in accordance with NCGS Chapter 150B with the Office of
Administrative Hearings, 6714 Mail Service Center, Raleigh, NC 27611-6714, [phone] within twenty (20) days
of this decision on your permit. You should also be aware that if another qualified party submits a valid objection to the
issuance of this permit within twenty (20) days, the matter must be resolved prior to work initiation. The Coastal
Resources Commission makes the final decision on any appeal.
The project plan is subject to those conditions appearing on the permit form. Otherwise, all work must be carried
out in accordance with your application. Modifications, time extensions, and future maintenance requires additional
approval. Please read your permit carefully prior to starting work and review all project plans, as approved. If you are
having the work done by a contractor, it would be to your benefit to be sure that he fully understands all permit
requirements.
From time to time, Department personnel will visit the project site. To facilitate this review, we request that you
complete and mail the enclosed Notice Card just prior to work initiation. However, if questions arise concerning permit
conditions, environmental safeguards, or problem areas, you may contact Department personnel at any time for assistance.
By working in accordance with the permit, you will be helping to protect our vitally important coastal resources.
Sincerely,
d'T
Douglas V. Huggett
Major Permits and Consistency Manager
Enclosure
Braxton C. Davis, Director
N.C. Division of Coastal Management, NCDENR
400 Commerce Avenue, Morehead City, N.C. 28557 �.
Phone: [phone]\Internet: www.nccoastalmanal>_ement.net
.1601 Mail Service Center, Raleigh, North Carolina 27699.1601.
Phone: [phone] \ Internet: www.ncdenr.gov
An Equal Opportunttyl Affina6ve Action Employer —Made in part by recycled paper

pMAILING DISTRIBUTION SHEET �rl
Permitee: �2 �
DCM Field Offices
Elizabeth City
Morehead City ✓s
Washington f
US ACOE Offices:
Washington:
Wilmington:
Cultural Resources:
Public Water Supply:
NC DOT:
Shellfish Sanitation:
State Property:
Water Resources:
Washington:
(with revised work plan drawings)
Raleigh Bland c_--
nme mi
c
Renee Gledhill -Early or (e ' o�ental_review@ncdcr gov)
ebr;Beno
L
oeyte (WARO)
en Pac
atti Fowl
'm Walt
en Higgins (Rale
o Hennessy i OT)
Anthony Scarborough
Wilmington: Joanne S 's — 401
Ch Coburn - 40 r—
Linda e is - Stonnwater
Wildlife Resources: aria Dunn (WARD)
LPO:
Fax Distribution: Permitee #:
Agent #:_

2.
DIVISION OF COASTAL MANAGEMENT RECEIVED
FIELD INVESTIGATION REPORT
APPLICANT'S NAME: James. D. Petrilla c/o Ed Flynn FEB 0 7 2C '4
LOCATION OF PROJECT SITE: 4 Sunset Avenue, adjacent to Banks Channel, GreenQRWIMin
the Town of Wrightsville Beach, New Hanover County.
Photo Index - 2006: 24-7413- K, 14 2000: 24-306-N, 11 1995: 24-287-R, 16
State Plane Coordinates - X: 2360472 Y: 163803
Latitude: 34111'38.79630"N Longitude: 77048'28.90666"W
3. INVESTIGATION TYPE: CAMA
ROVER FILE # 0-011711 B
4. INVESTIGATIVE PROCEDURE: Dates of Site Visit— 01/17/2014
Was Applicant Present — No
5. PROCESSING PROCEDURE: Application Received — 01/14/2014 (Completed)
Office — Wilmington
6. SITE DESCRIPTION:
(A) Local Land Use Plan — Town of Wrightsville Beach
Land Classification From LUP — Conservation
(B) AEC(s) Involved: EW, PTA
(C) Water Dependent: Yes
(D) Intended Use: Private
(E) Wastewater Treatment: Existing — Municipal sewer
Planned — N/A
(F) Type of Structures: Existing — Two-story single-family residence, timber bulkhead and a
private docking facility
Planned — Replace docking facility
(G) Estimated Annual Rate of Erosion: N/A Source — N/A
HABITAT DESCRIPTION: [AREA]
DREDGED FILLED QifHER
(A) Vegetated Wetlands
(B) Open water
1,346 sq. ft
(incorporated)
(C) Other (Highground)
(D) Total Area Disturbed: 1,346 sq. ft (0.03 acres)
(E) Primary Nursery Area: No
(F) Water Classification: SB Open: No
PROJECT SUMMARY: The applicant proposes to replace an existing private docking facility within
Banks Channel.

James Petrilla
Page 2
PROJECT DESCRIPTION:
xscetvl;n
FEB 0 7 2014
The project site is located at 4 Sunset Ave., adjacent to Banks Channel, betty er Ocean
and Greenville Sound. The site is located within the Town of Wrightsville Beach, in New Hanover
County. To locate the property travel east from Military Cut -Off Road (N.C. Highway 17) approximately
1 mile towards Wrightsville Beach. From the drawbridge, continue heading east on Causeway Drive
(N.C. Highway 76) approximately 1 mile and proceed to cross the bridge over Banks Channel. Turn
right onto Waynick Blvd. and continue to travel south approximately 1 mile until you reach Sunset Ave.
Access to the property of interest will be the second driveway located on the right hand side. The
applicant currently maintains a two-story single family residence on the project site. The applicant has
recently obtained a CAMA Minor Permit No. 13-25 through the Town of Wrightsville Beach for
demolition of the existing building and the construction of a new single-family residence. The property is
adjacent to residential properties with existing single family structures and private docking facilities.
Highground vegetation consists of maintained lawn grass and ornamental landscaping. The lot is
approximately 0.17 acres in size and has an average elevation of approximately 6' above normal high
water (NHW). The project site has approximately 49.61 linear feet of shoreline frontage stabilized by a
timber bulkhead. There is a small area of coastal wetlands currently located on the northern end of the
property below the NHW boundary, consisting primarily of Smooth Cordgrass (Spartina alterniflora).
Waterward of the existing bulkhead in this area is an intertidal strip of sand, which is approximately 15'
in width (See sheet 1 of 3 and 3 of 3).
The applicant currently maintains an existing docking facility within Banks Channel. An access pier,
measuring approximately 120' in length by 6' in width extends in a westerly direction from the existing
bulkhead. An existing partially covered platform, measuring approximately 10' in length by 8' in width is
located midway on the southern side of the access pier. The pier terminates onto an uncovered "T-
head" platform, measuring approximately 16' in length by 8' in width. An access ramp leads from the
platform onto a floating dock, measuring approximately 24' in length by 6' in width, which runs in the
same alignment as the access pier. Another floating dock, measuring approximately 20' in length by 6'
in width is located landward of the existing platform on the northern side of the access pier. The existing
docking facility currently accommodates up to three (3) vessels.
The Town of Wrightsville Beach Land Use Plan classifies adjacent waters and high ground area of
project site as Conservation. There are no known archaeological sites located in the project vicinity.
The waters of Banks Channel are classified SB by the Division of Water Quality. They are NOT
designated as a Primary Nursery Area (PNA) by the N.C. Division of Marine Fisheries and they are
CLOSED to the harvest of shellfish.
PROPOSED PROJECT:
The applicant proposes to replace an existing private docking facility within Banks Channel. The
existing pier and docking facility would be entirely removed and a new fixed access pier, measuring
approximately 90' in length by 6' in width would be constructed. The access pier would lead into a new
partially covered 1-head" platform, measuring approximately 24' in length by 16' in width, which would
be oriented towards the south. An access ramp would lead from the new access pier onto a new
floating dock, measuring approximately 40' in length by 6' in width, which would run in the same
alignment as the proposed pier. A new boatlift, measuring approximately 13' in length by 14' in width
would be located on the most landward end of northern side of the floating dock. The application states
that the existing water depth in the location of the existing and proposed docking structures would be
approximately -8' at normal low water (NLW). The proposed reconfiguration of the existing docking
facility would continue to accommodate up to four (4) slips at this location (See Sheets 1 and 2 of 3).

James Petrilla
Page 3
10. ANTICIPATED IMPACTS:
RECEIVED
The replacement would incorporate 1,346 sq. ft. of Estuarine Waters and Public T�u 'ttl�Vv tRr€a§,ever
much of this area is currently usurped by the existing docking facility. The proposed structures would
not encroach into the adjacent 15' Riparian Corridor Setback Area requirement. AlW.y&ggws in
turbidity should be expected during construction. The docking facility would extend approximately 155'
into a waterbody, which measures approximately 950' across. This distance conforms to the 1/4 width
rule and the locally established pier head line.
Submitted by: Robb L. Mairs Date: 01/24/2014 Office: Wilmington

DIVISION OF COASTAL MANAGEMENT
APPLICATION TRANSMITTAL AND PROCESSING RECORD
1) APPLICANT: James Patrilla r el+ztl�s COUNTY: New Hanover
PROJECT NAME: Pab Ula Docking Facility
LOCATION OF PROJECT: 4 Sunset Ave., adjacent to Banks ChanneilGreenviUe Sound, in WrightsviUe Beach
DATE APPLICATION RECEIVED COMPLETE BY FIELD: I-14-14 RErprimn
FIELD RECOMMENDATION: Attached: Yes
CONSISTENCY DETERMINATION: Attached: n/a
FIELD REPRESENTATIVE: Mairs pp
DISTRICT MANAGER REVIEW:
B) DATE RECEIVED BY MAJOR PERMITS UNIT:
PUBLIC NOTICE RECD: 2-7-14
ADJ. RIP. PROP NOTICES RECD:
APPLICATION ASSIGNED TO: N
C) 75 DAY DEADLINE: 3 36 1
MAIL. OUT DATE: 2-4-14
FEDERAL DUE DATE:
To Be Forwarded: n/ j°'
To Be Forwarded: n/a FEB 0 7 2014
DISTRICT OFFICE: WILMINGTON
FEE RECD: $250.00
END OF NOTICE DATE: 2-28-14
DEED REC'D: YES
ON: 2
150 DAY DEADLINE:
STATE DUE DATE: 2-28-14
FED COMMENTS RECD:
PERMIT FINAL ACTION: ISSUE DENY DRAFT ON
AGENCY
DATE
COMMENTS
RETURNED
OBJECTIONS:
YES NO
NOTES
Coastal Management - Regional Representative
_ C(- i
Coastal Management - LUP Consistency
Division of Community Assistance
�- $- I �1
✓
Land Quality Section (DEMLR)
Division of Water Resources (401)
? - 14
4 o I I-)
Storm Water Management (DEMLR)
?-- 15-14
State Property Office-
zo-I
✓
Division of Archives & History
Division of Environmental Health
�) 9 - l y
✓
Division of Highways
7- WLl
Wildlife Resources Commission
)9--tl-if 4
Local Permit Office
Division of Marine Fisheries / DCM
I
Corps of Engineers
S %'IB-A `�

AFFIDAVIT OF PUBLICATION
STATE OF NORTH CAROLINA
COUNTY OF NEW HANOVER
IOTICE of FILING of
Before the ne undersi d, a Notary Public of Said Count and State,
g y y
:ATION FOR CAMA MAJOR
2VELOPMENT PERMIT
partment of Environment
ual Resources hereby gives
Anita Thomas
otice as required by NCGS
9(b) that an application for
anent permit aArea of
-
Who, beingdul sworn or affirmed, accordin to the law, says that he/she is
y g y
mental Concern s as
order the LAMA wass re -
complete on January 14,
Publisher's Assistant
is to said application, James
of THE STAR -NEWS, a corporation organized and doing business under the Laws of the State of
North Carolina, and publishing a newspaper known as STAR -NEWS in the City of Wilmington
NOTICE OF FILING OF APPLICATION FOR CAMA MAJOR DEVELOPMENT PERMIT
The Department of Environment and Natural Resources hereby gives public notice as required
by NCGS 113A-119b that an application for development permit in an Area of Environmental
Concern a
nue, moremecu y,
3121601 to February 28, 2014,
will be considered in making the
permit decision. Later comments
will be a time of permit considered
onsideciseredup was inserted in the aforesaid newspaper in space, and on dates as follows:
Pro-
jectto modification may occur based
on review and comment by the in IS
public and state and federal agen-
cies. Notice of the permit decision
in this matter will be provided upon
And at the time of such publication Star -News was a newspaper meeting all the requirements and
qualifications prescribed by Sec. No. 1-597 G.S. of N.C.
ayu�1G4— Title: Publisher's Assistant
w Xrn or affirmed to, and subscribed before me this 1 L
_� day of
A.D., nWJ 1=
In Testimo Whereof, I have hereunto set my hand and affixed my off
year aforesaid.
'TAq
p,.�tary
My commission expires day of _, 20�p 0 v81'`G
Upon reading the aforegoing affidavit with the advertisement thereto annexed it is adjudged by the Court th
publication was duly and properly made and that the summons has been duly and legally served on the defendant(s).
This day of
MAIL TO:
WET�1. NC
DEB 1 S 2014
RECEI1/Ep
Clerk of Superior Court
FEB 2 4
2014
DCN-MHD CITY

�r
NCDENR
North Carolina Department of Environment and Natural
Division of Water Resources
Water Quality Programs
Pat McCrory Thomas A. Reeder
Governor Director
February 10, 2013
Mr. James D. Petrilla
12629 Richmond Run Drive
Raleigh NC 27614
Subject Property: 4 Sunset Avenue — Wrightsville Beach
NO WRITTEN CONCURRENCE NEEDED
Dear Mr. Petrilla,
Resources
John E. Skvada, III
Secretary
DWQ Project # 14-0117
New Hanover County
You have our approval, in accordance with the attached conditions to replace an existing docking
facility as described in your application received by the N.C. Division of Water Resources (DWR) on
February 6, 2014. After reviewing your application, we have decided these impacts are below the
threshold for written authorization as long as all conditions of General Water Quality Certification
Number 3883 (GC3883) are met. This certification may also be viewed on our website at
b=://vortal.ncdenr.orglymb/wg/swr)/ws/401/certsandt)erin . This Certification allows you to use
the Regional General #197800056 Permit when issued by the US Army Corps of Engineers.
This approval is for the purpose and design that you described in your application. If you change
your project, you must notify us and you may be required to send us a new application. If the
property is sold, the new owner must be given a copy of this Certification and approval letter and
is thereby responsible for complying with all conditions. If total fills for this project (now or in
the future) exceed one acre of wetland or 150 linear feet of stream, compensatory mitigation may
be required as described in 15A NCAC 21-1.0506 (h). This approval requires you to follow the
conditions listed in the attached certification and any additional conditions listed below.
Conditions of Certification:
1. Upon completion of all work approved within the 401 Water Quality Certification or
applicable Buffer Rules, and any subsequent modifications, the applicant is required to return
the attached Certificate of Completion to the 401/Wetlands Unit, North Carolina Division of
Water Resources, 1650 Mail Service Center, Raleigh, NC, 27699-1650.
,3e�yt. liEG£iVFI?
FEB 19 2n'4
Wetlands, Buffers, Story water -Compliance and Permitting (Webscape) Unit .,One, -, c.
1650 Mail Service Center, Raleigh, North Carolina 27699-1650 NorthCarol111a
Location: 512 N. Salisbury St. Raleigh, North Carolina 27604 Plane: 9IM07-63001 FAX: [phone] Customer Service: 1-877-623-6746 �Xatural [ // t/
Internet: www.ncwaterqualq.org

2
4 Sunset Avenue
New Hanover County
2014-0117
If you do not accept any of the conditions of this Certification (associated with the approved
wetland or stream impacts), you may ask for an adjudicatory hearing. You must act within 60
days of the date that you receive this letter. To ask for a hearing, send a written petition, which
conforms to Chapter 150B of the North Carolina General Statutes to the Office of Administrative
Hearings, 6714 Mail Service Center, Raleigh, N.C. 27699-6714. This certification and its
conditions are final and binding unless you ask for a hearing.
Violations of any condition herein set forth may result in revocation of this Certification and may
result in criminal and/or civil penalties. The authorization to proceed with your proposed
impacts or to conduct impacts to waters as depicted in your application and as authorized by this
Certification shall expire upon expiration of the 404 or CAMA Permit.
This letter completes the review of the Division of Water Resources under Section 401 of the
Clean Water Act. If you have any questions, please telephone Karen Higgins in the Central
Office in Raleigh at 919-807-6301 or Chad Coburn in the DWR Wilmington Regional Office at
910-796-7215.
Sincerely,
A-
Chad Coburn
Senior Environmental Specialist
Enclosures: GC3883
Certificate of Completion
cc: Ed Flynn — F&S Marine Construction, Inc., P.O. Box 868 Wrightsville Beach, NC 28480
Ronnie Smith — USACE Wilmington Field Office
Robb Mairs — DCM Wilmington
Doug Huggett — DCM Morehead City
Karen Higgins — Wetlands, Buffers, and Stormwater Compliance and Pennitting Unit
WiRO

Certification of Completion
DWR Project No.:
Applicant:
Project Name:
Date of Issuance of Wetland Permit:
County:
Certificate of Completion
Upon completion of all work approved within the 401 Water Quality Certification and Buffer Rules, and any
subsequent modifications, the applicant is required to return this certificate to the 401 Oversight/Express Permitting Unit,
North Carolina Division of Water Resources, 1650 Mail Service Center, Raleigh, NC, 27699-1650. This form may be
returned to DWR by the applicant, the applicant's authorized agent, or the project engineer. It is not necessary to send
certificates from all of these.
Applicant's Certification
1, _ , hereby state that, to the best of my abilities, due care and diligence was
used in the observation of the construction such that the construction was observed to be built within substantial
compliance and intent of the 401 Water Quality Certification and Buffer Rules, the approved plans and specifications,
and other supporting materials.
Signature:
Agent's Certification
Date:
1, , hereby state that, to the best of my abilities, due care and diligence was
used in the observation of the construction such that the construction was observed to be built within substantial
compliance and intent of the 401 Water Quality Certification and Buffer Rules, the approved plans and specifications,
and other supporting materials.
Signature:
Date:
If this project was designed by a Certified Professional
I, , as a duly registered Professional (i.e., Engineer,
Landscape Architect, Surveyor, etc.) in the State of North Carolina, having been authorized to observe (periodically,
weekly, full time) the construction of the project, for the Permittee hereby state that, to the best of my abilities, due care
and diligence was used in the observation of the construction such that the construction was observed to be built within
substantial compliance and intent of the 401 Water Quality Certification and Buffer Rules, the approved plans and
specifications, and other supporting materials.
Signature: Registration No.

DEPARTMENT OF THE ARMY
WILMINGTON DISTRICT, CORPS OF ENGINEERS
68 DARLINGTON AVENUE
WILMINGTON, NORTH CAROLINA 28403-1343
Unvro
A MT MON OF:
March 5, 2014
Regulatory Division
Action ID No. SAW-2014-00274, General Permit No. 197800056
Mr. James Petrilla
12629 Richmond Run Drive
Raleigh, North Carolina 27614
Dear Mr. Petrilla:
Reference your January 10, 2014 request for a Department of the Army (DA) authorization
to re -construct a docking facility at 4 Sunset Avenue, adjacent to Banks Channel, in Wrightsville
Beach, New Hanover County, North Carolina.
On March 16, 2005, we renewed general permit No. 197800056, (copy enclosed), that
authorizes the maintenance, repair, construction and installation of piers, docks, boathouses and
boat shelters, mooring piles, dolphins, jetties and breakwater structures in navigable waters of the
United States in the State of North Carolina pursuant to Section 10 of the Rivers and Harbors Act
of 1899.
Your work is authorized provided it is accomplished in strict accordance with your submitted
plans, the enclosed general conditions and the following special condition:
1. In order to further protect the endangered West Indian Manatee, Trichechus manatus, the
applicant must implement the U.S. Fish and Wildlife Service's Manatee Guidelines, and
strictly adhere to all requirements therein. The guidelines can be found at
http://www.fws.gov/nc-es/mammal/manatee_gWdelines.pdf.
Your proposed work is authorized if you can comply with all permit conditions. Please
read the enclosed permit to prevent an unintentional violation of Federal law. As this
Department of the Army regional general permit does not relieve you of the responsibility to
obtain any other required approvals, you should contact appropriate State and local agencies
before beginning work.
W RECEM
�1a 0 7 21014 1
DCMMHDCITY

b4
Thank you for your time and cooperation. If you have questions, please contact Ronnie
Smith, of the Wilmington Regulatory Field Office, telephone [phone]
Sincerely,
RomveSmi Project Manager
Wilmington Regulatory Field Office
Enclosure:
GP 56 conditions
Copy Furnished (with enclosure):
Ed Flynn
F&S Marine Contractors, Inc.
Post Office Box 868
Wrightsville Beach, North Carolina 28480
Copies Furnished (without enclosure):
Mr. Pete Benjamin
U.S. Fish and Wildlife Service
Fish and Wildlife Enhancement
Post Office Box 33726
Raleigh, North Carolina 27636-3726
Ms. Debbie Wilson
Division of Coastal Management
North Carolina Department of
Environment and Natural Resources
127 Cardinal Drive Extension
Wilmington, North Carolina 28405
Mr. Doug Huggett 41
North Carolina Department of
Environment and Natural Resources
Division of Coastal Management
400 Commerce Avenue
Morehead City, North Carolina 28557-3421
Ms. Karen Higgins
Division of Water Quality
North Carolina Department of
Environment and Natural Resources
1650 Mail Service Center
Raleigh, North Carolina 27699-1650
Ms. Joanne Steenhuis
Division of Water Quality
North Carolina Department of
Environment and Natural Resources
127 Cardinal Drive Extension
Wilmington, North Carolina 28405

J�Noqh
Pat Mxrdty'
GoveMor,
M
ion E, 8kwrla, R1
Secretary
0232
MEMQ�AIL40UM
T6. 416nee G16dhill-Early
Archives & History
MM
SUBJECT:
Applicant:
Projeclt.400ation:
cAm,A, Ma]or Permit Appliaafion Resew:
w tx
James Petrilla-
4.Sunset Avenue,, adjacent: o Banks Channel/Greenville Sound, in the
Town, of Wrightsville Beach; Now Hanover County
Proposed Project: replacement of an existing private docking";facility within Banks Channel
. P g, I -
Please indic6tebel6w your agency's position Or viewpoint on the, proposed proj6dt-and 'return th
form to Jonathan Howell at the addiress,abova by Febrtiary'249, 2014; if you have any questions
regarding the proposed prbjeb, contact Robb Mairs_at'(gi9)'79'6-742"& when,appr6priate, iwdeOth
REPLY: —This agency has no,objeption lo'the'projeqt as lirpppsed.
- - ---- L This agency has no comment on the proposed project.
This agency approves of the project only If'the recommendedchanges are
incorporated. See attached.
This agency objects to the projectfor reasons described in the attached comments.
DATE
D SIGNE
127 Card:nal Ope Ea, Wv&gm MC 28405
P*fl' W-Mt721 6 k FAX: M 0-395,3964 IMMet
Aq EMW I Xftvlfla¢ '*cfiP &TPWt'
M�

r
tZ7
Q • • .1
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory
Braxton C. Davis John E. Skvarla, III
Governor
Director RECEIVEDeOretary
February 4, 2014
FEB 5 2014
MEMORANDUM:
DOA
STATE PROPERTY
TO:
Tim Walton OFFICE
Dept of Administration
State Property Office
FROM:
Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT:
CAMA Major Permit Application Review
Applicant:
James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY:
40
SIGNED
_his agency has no objection to the project as proposed.
v/TThis agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] \ FAX: [phone]Internet: www.nccoastalmanagement.net
An Equal Opponunity � Affirmative Action Employer
RECEIVED
FEB 2 0 2014
ne�haa�clrY

I111111111111
2111113807717
SFOR TEGISTR�[ONCH REGISTER OF iIEED'
2013 MR�04 03 EE k
BK 5716 PG; 20B3-2109 FEE W 06
NO I N13NT17
(Space Rhove This Line For Recording Dora/
Loan Number. 6631627
MIN. 100995500066316278
DEED OF TRUST
After recording please return to:
ny, na ocuments LAw/ PLLG
QPlinactmal
[Name] 314 T09I14GOOM Nrf
sulr� [oy C
[Attention] 040I� NL ZB2�7
1 EIIl F,aet 9th Seey "aii 2 --
[Street Address]
Chim-dond, Fib., 516
[City, State Zip Code]
This document was prepared by: gF. LAW, rLLC,
Parcel ID Number:
R-0631 y -665 -b(y —ooa
DEFINITIONS
DCM WIEMINGTON. NC
.JAiN 1 is C[11;1.
Words used in multiple sections of this document are defined below and other words are defined in Sections 3. 11.
13, 18, 20 and 21 Certain rules regarding the usage of words used in this document are also provided in Section 16
(A) "Security Instrument" means this document, which is dated March 4, 2013, together with all Riders to
N„v A .time,.,
(B) "Borrower" is James D. Petrillo, Jr. and wife,
Security Instrument Dorms 4 Petrillo Borrower is the stor under this
(C) "Lender" is Direct Home Loans, LLC Lender is a limited hability corporation organized and existing
under the laws of The State or North Carolina Lender's address is 1401 Central Ave Suite At, Charlotte, NC
28205
(C-1) The name of the Mortgage Broker is N/A '' RECEIVED
;in I Caroline Deed at FEB 2 0 2014
MERS Modified Thisi—freak Famdy—Fannie M-01 reddrc Mac Uolform Instrument
The ComphaRce Source, Inc Porm 3034IMI
+ewwcompWacoyouree coin P119eioti3 Modified by Compiiena So
ifilifil
0I000-101 1M W �t eft
6631627

RECEIVED
DCM WILM NGTON, NC
JAN 14 20111
(D) "Trustee" is Baker Law Pile
(E) "MERS" is Mortgage Electronic Registration Systems, Inc MERS is a separate corporation that is acting
solely as a nominee for Lender and Lender's successors and assigns HERS is the beneficiary under this Security
Instrument. MERS to organized and existing under the laws of Delaware, and has an address and telephone
number of PO Box 2026, Flint, MI 48501-2026,tell (898)679-MERS
(F) "Note" means the promissory note signed by Borrower and dated March 4, 2013 The Note states that
Borrower owes Lender Nine Hundred Thirty One Thousand and 00/100ths Dollars (U S $931,000.00) plus
interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
than March 1, 2028
(G) "Property" means the property that is described below under the heading "transfer of Rights in the
Property "
(H) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due
under the Note, and all sums due under this Security Instmmeny plus interest
(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following
Riders are to be executed by Borrower [check box as applicable]
❑ Adjustable Rate Rider ❑ Condominium Rider ® Second Home Rider
❑ Balloon Rider ❑Manned Unit Development Rider [] Biweekly Payment Rider
❑ 14 Family Rider ❑ Revocable Trust Rider
❑ Other(s) [specify]
(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
and administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable
judicial opinions
(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
charges that are imposed on Borrower or the Property by a condominium association, homeowners association or
similar organization
(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer,
or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account Such term
includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by
telephone, wire transfers, and automated clearinghouse transfers
(M) "Escrow Items" means those items that are described in Secoon 3
(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
any third party (other than insurance proceeds paid under the coverages described in Section 5) for (i) damage to,
or destruction of, the Property, (u) condemnation or other taking of all or any part of the Property, (in) conveyance
in lieu of condemnation, or (Jv) misrepresentations of, or omissions as to, the value and/or condition of the Property
(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
Loan
(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the
Note, plus (it) any amounts under Section 3 of this Security Instrument
North Carolina Deed of Trust -Single Faimly—Fannie Mae/Freddie Mae Umrorm Instrument Farm 30341N1
MERS Modified
The Compimnce Source, Inc Paget of 13 Modified by Compliance Source 14301NC0810011"IVIl
xww wmplianceaource coin 02000.2011, The Compliance Saome, Inc
6631627

RECEIVED
DCM WILMINGTON, NC
JAN 1 2014
(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 US C §2601 et seq) and its
implementing regulation, Regulation X (24 C F R Part 3500), as they might be amended from time to time, or any
additional or successor legislation or regulation that governs the same subject matter As used in this Security
Instrument, "RESPA" refers to all requirements and restrictions that are Imposed in regard to a "federally related
mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA
(R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not
that party has assumed Borrower's obligations under the Note and/or this Security instrument
TRANSFER OF RIGHTS IN THE PROPERTY
The beneficiary of this Security Instrument Is MERS (solely as nominee for Lender and Lender's
successors and assigns) and the successors and assigns of MERS This Security Instrument secures to Lender (I)
the repayment of the Loan, and all renewals, extensions and modifications of the Note, and (n) the performance of
Borrower's covenants and agreements under this Security Instrument and the Note For this purpose, Borrower
irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in
the
County
[Type of Recording Jurisdiction]
See Attached Exhibit A
which currently has the address of 4 Sunset Ave
Wrightsville Beach
[City]
of New Hanover
[Name of Recording Jurisdiction]
[Street]
North Carolina 28480 ('Property Address")
[Zip Code]
TO HAVE AND TO HOLD this property unto Trustee and Trustee's successors and assigns, forever,
together with all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
fixtures now or hereafter a part of the property All replacements and additions shall also be covered by this Sec
Instrument All of the foregoing is referred to inthis Secunty Instrument as urity
the "Property" Borrower understands
and agrees that MERS holds only legal title to the interests granted by Borrower rn /his Security Instrument, but, if
successors end assigns) has
necessary to comply with law or custom, MERS (as nominee for Lender and Len
the right to exercise any or all of those interests, including, but not limited to,Le the right foreclose and sell the
Security Instrument
Security, and to take any action required of Lender including, but not limited to, releasing and canceling this
BORROWER COVENANTS that Borrower Is lawfully seised of the estate hereby conveyed and has the
right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record
Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
encumbrances of record
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -uniform
covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property
UNIFORM COVENANTS Borrower and Lender covenant and agree as follows
I• Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges.
Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment
charges and late charges due under the Note Borrower shall also pay funds for Escrow Items pursuant to Section 3
North Carobna need afTivst—Single Family —Fannie Mae/Freddie Mar Uniform Inalrument
MERS Modlned Form 303/ Vol
The Compliance Soure
wive rnmphencetourttccoin om Page of 13 Modined by Complmnce Seumc 14301NC O&M Rev 12111
d2000-2011, The C"Plm Sourrq Inc
RECEIVED mo
6631627
r
FEB 2 0 2014
DCM-MIJD CfrY

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
Payments due under the Note and this Security Instrument shall be made in U S currency However, if any check or
other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender
unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be
made in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check,
bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose
deposits are insured by a federal agency, instrumentality, or entity, or (d) Electronic Funds Transfer
Payments are deemed received by Lender when received at the location designated in the Note or at such
other location as may be designated by Leader in accordance with the notice provisions in Section 15 Lender may
return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current
If Borrower has breached any covenant or agreement in this Security Instrument and Lender has accelerated the
obligations of Borrower hereunder pursuant to Section 22 then Lender may accept any payment or partial payment
insufficient to bring the loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such
payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such
payments are accepted If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay
interest on unapplied funds Lender may hold such unapplied funds until Borrower makes payment to bring the
Loan current If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or
return them to Borrower If not applied earlier, such funds will be applied to the outstanding principal balance under
the Note immediately prior to foreclosure No offset or claim which Borrower might have now or in the future
against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or
Performing the covenants and agreements secured by this Security Instrument
2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments
accepted and applied by Lender shall be applied in the following order of priority (a) interest due under the Note,
(b) principal due under the Note, (c) amounts due under Section 3 Such payments shall be applied to each Periodic
Payment in the order in which it became due Any remaining amounts shall be applied first to late charges, second
to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note
If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a suffictent
amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge If
more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the
repayment of the Periodic Payments if, and to the extent that, each payment can be paid infull To the extent that
any excess exists after the payment is applied to the full paymenPof one or more Periodic Payments, such excess
maybe applied to any late charges due Voluntary prepayments shall be applied first to any prepayment charges and
then as described in the Note
Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the
Note shall not extend or postpono the due date, or change the amount, of the Periodic Payments
3. Funds for Escrow Items Borrower shall pay to Lender on the day Periodic Payments are due under
the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for (a) taxes and
assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the
Property, (b) leasehold payments or ground rents on the Property, if any, (c) premiums for any and all insurance
required by Lender under Section 5, and (d) Mortgage Insurance premiums, if any, or any sums payable by
Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of
Section 10 These items are called "Escrow items" At origination or at any time during the term of the Loan,
Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower,
and such dues, fees and assessments shall be an Escrow Item Borrower shall promptly famish to Lender all notices
of amounts to be paid under this Section Borrower shall pay Lender the Funds for Escrow Items unless Lender
waives Borrower's obligation to pay die Funds for any or all Escrow Items Lender may waive Borrower's
obligation to pay to Lender Funds for any or all Escrow Items at any time Any such waiver may only be in writing
In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow
Items for which payment of Funds has been waived by Lender and, if Lender requires, shall famish to Lender
receipts evidencing such payment within such time period as Lender may require Borrower's obligation to make
such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in
this Security Instrument, as the phrase "covenant and agreement" is used in Section 9 If Borrower is obligated to
pay Escrow Items directly, pursuant to a waive, and Borrower fails to pay the amount due for an Escrow Item,
Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under
North Carolina Deed ofMrust—Single Fum13—Fanme Mae/Fmddte Mae Uniform Instrument Farm 30341N1
MERS Modiaed
The Compliance Source, Inc P4ge 4 of 13 Muddied by Compliunce Source 14301NC 0a100 Rev 12111
w mmpWneesourcecoin *NOD-2011, The Compliance Source, Inc
6631627

Section 9 to repay to Lender any such amount Lender may revoke the waiver as to any or all Escrow Items at any
time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all
Funds, and in such amounts, that are then required under this Section 3
Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the
Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a tender can require under
RESPA Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of
expenditures of future Escrow Items or otherwise in accordance with Applicable Law
The Funds shall be held in an Institution whose deposits arc insured by a federal agency, instrumentality, or
entity (including Lender, if Lender is an institution whose deposits arc so insured) or in any Federal Home Loan
Bank Lender shall apply the Funds to pay the Escrow items no later than the nine specified under RESPA Lender
shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying
the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make
such a charge Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds,
Lender shall not be required to pay Borrower any interest or earnings on the Funds Borrower and Lender can agree
in writing, however, that interest shall be paid on the Funds Lender shall give to Borrower, without charge, an
annual accounting of the Funds as required by RESPA
If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for
the excess funds in accordance with RESPA if there is a shortage of Funds held in escrow, as defined under
RESPA, Lender shaft notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount
necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments If there is
a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA,
and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in
no more than 12 monthly payments
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to
Borrower any Funds held by Lender
4. Charges; Liens Borrower shall pay all taxes, assessments, charges, fines, and impositions
attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground
rents on the Property, it any, and Community Association Dues, Fees, and Assessments, if any To the extent that
these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3
Borrower shall promptly discharge any hen which has priority over this Security Instrument unless
Borrower (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to
Lender, but only so long as Borrower is performing such agreement, (b) contests the hen in good faith by, or defends
against enforcement of the hen in, legalproceedings which in Lender's opinion operate to prevent the enforcement
of the lien while those proceedings are pending, but only until such proceedings are concluded, or (c) secures from
the holder of the lien an agreement satisfactory to lender subordinating the lien to this -Security Instrument If
Lender determines that any part of the Property is subject to a hen which can attain priority over this Security
Instrument, Lender may give Borrower a notice identifying the lien Within 10 days of the date on which that notice
is given, Borrower shall satisfy the hen or take one or more of the actions set forth above in this Section 4
Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting
service used by Lender in connection with this loan
S. Property Insurance Borrower shall keep the improvements now existing or hereafter erected on the
Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards
including, but not limited to, earthquakes and floods, for which lender requires insurance This insurance shall be
maintained in the amounts (including deductible levels) and for the periods that Lender requires What Lender
requires pursuant to the preceding sentences can change during the term of the Loan The insurance tamer
providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice,
which right shall not be exercised unreasonably Lender may require Borrower to pay, in connection with this Loan,
either (a) a one-time charge for flood zone determination, certification and tracking services, or (b) a one-time
charge for flood zone determination and certification services and subsequent charges each time remappings or
similar changes occur which reasonably might affect such determination or certification Borrower shall also be
responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with
the review of any flood zone determination resulting from an objection by Borrower
North Carolina Deed ofTrust—Single Family —Fannie MaelFreddn Mac Uniform Instrument Form 30341/01
MERS Modified
The Compliance Source, Inc Fnge5or13 Modified by Compliance Source 1430INC OJM Rav 12111
www cemphencesource tom 02000-2011.The Camplance Source, Inc
6631627
DCM wILMINGTON, NC

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage,
at Lender's option and Borrower's expense Lender is under no obligation to purchase any particular type or amount
of coverage Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's
equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater
o lesser cove age than was previously in effect Borrower acknowledges that the cost of the insurance coverage so
obtained mi;t significantly exceed the cost of insurance that Borrower could have obtained Any amounts
disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security
Instrument These amounts shalt bear interest at the Note rate from the date of disbursement and shall be payable,
with ouch Miami, upon notice from Lender to Borrower requesting payment
All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to
disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an
additional loss payee Lender shall have the right to hold the policies and renewal certificates If Lender requires,
Borrower shall promptly give to Lender all receipts of paid premiums, and renewal notices If Borrower obtains any
form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such
policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss
payee
In the event Of loss. Borrower shall give prompt notice to the insurance carrier and Lender Lender may
make proof of loss if not made promptly by Borrower Unless Lender and Borrower otherwise agree in writing, any
insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration
or repair of the Property. if the restoration or repair is economically feasible and Lender's security is not lessened
During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender
has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction,
provided that such inspection shall be undertaken promptly Lender may disburse proceeds for the repairs and
restoration in a single payment or in a series of progress payments as the work rs completed Unless anagreement is
made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be
required to pay Borrower any interest or earnings on such proceeds Fees for public adjusters, or other third parties,
retained by Borrower shall not be paid out of the insurance proceeds and shallbe the sole obligation, of, Borrower if
the restoration or repair is not economically feasible or Lender's securrty would be lessened, the insurance proceeds
shall be applied to the sums secured by this Security instrument, whether or not then due, with the excess, if any,
paid to Borrower Such insurance proceeds shall be applied in the order provided for to Section 2
If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and
related matters If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has
offered to settle a claim, then Lender may negotiate and settle the claim The 30-day period will begin when the
notice Is given In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby
assigns to Lender (a) Borrower's rights to aay insurance proceeds in an amount not to exceed the amounts unpaid
under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund
of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights
are applicable to the coverage of the Property Lender may use the insurance proceeds either to repair or restore the
Property or to pay amounts unpaid under the Note or this. Security Instrument, whether or not then due
6. Occupancy: Borrower shall occupy, establish, and use the Property as Borrower's principal residence
within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as
Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees In
writing, wluch consent shall not be unreasonably withheld, or unless extenuating cvcumstanecs exist which are. beyond Borrower's control
7 Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not
destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property Whether
or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property
from deteriorating or decreasing in value due to its condition Unless it is determined pursuant to Section 5 that
repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid
further deterioration or damage If insurance or condemnation proceeds are paid in connection with damage to, or
the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has
released proceeds for such purposes Lender may disburse proceeds for the repairs and restoration in a single
payment or in a series of progress payments as the work is completed If the insurance or condemnation proceeds
North Carolina Deed oftYust -Single Family —Fannie Mae/Freddie Mae uniform Instrument
MERS Madiaed Form 30341/01
The Compliance Source, Inc Page 6 of 13 Modified by Comphaur ev Source 14301NC 0" Rt2/11
mvwcomphaacesourre rpm C2000-2011, The Compliance sauicq Inr
6631627

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the
completion of such repair or restoration
Lender or its agent may make reasonable entries upon and inspections of the Property If it has reasonable
cause, Lender may inspect the interior of the improvements on the Property Lender shall give Borrower notice at
the time of or prior to such an interior inspection specifying such reasonable cause
S. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process,
Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent
gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender
with material information) in connection with the Loan Material representations include, but are not limited to,
representations concerning Borrower's occupancy of the Property as Borrower's principal residence
9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If
(a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal
proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security
Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien
which may attain priority over this Security instrument or to enforce laws or regulations), or (c) Borrower has
abandoned the Properly, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's
interest m the Property and rights under this Security Instrument, including protecting and/or assessing the value of
the Property, and securmg and/or repairing the Property Lender's actions can include, but are not limited to
(a) paying any sums secured by a lien which has priority over this Security Instrument, (b) appearing in court,. and
(c) paying reasonable attorneys' fees to protect its interest in the Property and/or rights under this Security
Instrument, including its secured position in a bankruptcy proceeding Securing the property includes, but is not
limited to, entering the Property to make repairs, change locks, replace of board up doors and windows, drum water
from pipes, eliminate budding or other code violations or dangerous conditions, and have utilities turned on or off
Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or
Obligation to do so It is agreed that Lender incurs no liability for not taking any or all actions authorized under this
Section 9
Any amounts disbursed by Lender, under this Section 9 shall become additional debt of Borrower secured
by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and
shall be payable, with such interest, upon notice from Lender to Borrower requesting payment
If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease If
Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the
merger in writing
10. Mortgage Insurance, If Lender required Mortgage Insurance as a condition of making the Loan,
Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the
Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously
provided such insurance and Borrower was required to make separately designated payments toward the premiums
for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the
Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage
Insurance previously in effect, from an alternate mortgage insurer selected by Lender If substantially equivalent
Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately
designated payments that were due when the insurance coverage ceased to be in effect Lender will accept, use and
retain these payments as a non-refundable loss reserve, if permitted under Applicable Law, in lieu of Mortgage
insurance Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in
full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve, if permitted
under Applicable Law Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the
amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available,
is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance If
Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make
separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums
required to maintain Mortgage Insurance to effect, if permitted under Applicable Law, or to provide a non-
refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written
agreement between Borrower and Lender providing for such termination or until termination is required by
North Carolina Geed orTrust—Single Family —Fannie MeelFreddie Mac Uniform Instrument Form 30341101
MERS Modified
The Compliance Source, Inc Page 7of 13 Modified h2 Comphance Saone 14301NC 08=It" 12111
"W complmncesource cam 02000.2011, The Compliance Source, Inc
6631627

Applicable Law Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the
Note
Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may
incur if Borrower does not repay the Loan as agreed Borrower is not a party to the Mortgage Insurance
Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter
into agreements with other parties that share or modify their risk, or reduce losses These agreements are on terms
and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements
These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage
insurer may have available (which may include funds obtained from Mortgage insurance premiums)
As a result of these agreements, Lender, any purchaser of the Note, another insurer, any relusurer, any other
entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or
might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or
modifying the mortgage insurer's risk, or reducing losses If such agreement provides that an affiliate of Lender
takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is
often termed "captive reinsurance " Further
(a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage
Insurance, or any other terms of the Loan Such agreements will not increase the amount Borrower will owe
for Mortgage Insurance, and they will not entitle Borrower to any refund
(b) Any such agreements will not affect the rights Borrower has if any with respect to the Mortgage
Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right
to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the
Mortgage Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance
premiums that were unearned at the time of such cancellation or termination.
11. Assignment of Miscellaneous Proceeds; Forfeiture All Miscellaneous Proceeds are hereby
assigned to and shall be paid to Lender
if the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the
Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such
repair and restoration period, Lender shall have the nghtto hold such Miscellaneous Proceeds until Lender has had
an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided
that such inspection shall be undertaken promptly Lender may pay for the repairs and restoration in a single
disbursement or in a series of progress payments as the work is completed Unless an agreement is made in writing
or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay
Borrower any interest or earnings on such Miscellaneous Proceeds If the restoration or repair is not economically
feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by
this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower,. Miscellaneous
Proceeds shall be applied in the order provided for in Section 2
In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall
be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to
Borrower
in the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of
the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount
of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value,
unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be
reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction (a) the total amount of
the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market
value of the Property immediately before the partial taking, destruction, or loss in value Any balance shall be paid
to Borrower
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of
the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums
secured Immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise
agree in witting, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument
whether or not the sums are then due
North Caralma need ofTrusi—Single Family—Panme Mae/Freddie Mac Umform instrument Morin 30341101
MERS Modified
The Compliance Source, Inc Page Oaf 13 Otedinedby ComplianmSource14301NCOMORev 12111
www mmpluncesource.com 02000.2011, The Compliance Source, Inc
6631627
RECEIVED
DCM WILMINGTON, NC
JAN 14 Z014

RECEIVED
DCM WILMINGTON. NC
JAN 1 4.2014
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party
(as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower falls to respond to
Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous
Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or
net then due "Opposing Party" menus the third party that owes Borrower Miscellaneous Proceeds or the party
against whom Borrower has a right of action in regard to Miscellaneous Proceeds
Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in
Lender's judgment could result in forfeiture of the Property or other material impairment of Lender's interest in the
Proporty or rights under this Security Instrument Borrower can cure such a default and, if acceleration has
occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that,
in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the
Property or rights under this Security Instrument The proceeds of any award or claim for damages that are
attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender
All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in
the order provided for in Section 2
11 Borrower Not Released; Forbearance By Lender Not it Waiver. Extension of the time for payment
or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or
any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in
Interest of Borrower Lender shall not be required to commence proceedings against any Successor in Interest of
Borrower or to refuse to extend time for payment or otherwise modify amortization of the slims secured by this
Security Instrument by reason of any demand made by the original Borrower or any Successors in interest of
Borrower Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's
acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the
amount then due, shall not be a waiver of or preclude the exercise of any right or remedy
13. Joint and Several Linbdity, Co-signers; Successors and Assigns Bound Borrower covenants and
agrees that Borrower's obligations and liability shall be joint and several However, any Borrower who co-signs this
Security Instrument but does not execute the Note (a "co-signer") (a) is co-signing this Security Instrument only to
mortgage, grant and colivey'the co-siglierYinteiest in the Property under the terms of this Security Instrument;°(b) is
not personally obligated to pay the sums secured by this Security Instrument, and (c) agrees that Lender and any
other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this
Security Instrument or the Note without the co-signer's consent
Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's
obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's
rights and benefits under this Security Instrument Borrower shall not be released from Borrower's obligations and
liability under this Security Instrument unless Lender agrees to such release in writing The covenants and
agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and
assigns of Lender
14 Loan Charges Lender may charge Borrower fees for services performed in connection with
Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security
Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees In regard to any
other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not
be construed as a prohibition on the charging of such fee Lender may not charge fees that are expressly prohibited
by this Security Instrument or by Applicable Law
If the Loan is subject to it law which sets maximum loan charges, and that law is finally interpreted so that
the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted
Iimlts, then (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted
limit, and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to
Borrower Lender may choose to make this refund by reducing the principal owed under the Note or by making a
direct payment to Borrower If a refund reduces principal, the reduction will be treated as a partial prepayment
without any prepayment charge (whether or not a prepayment charge is provided for under the Note) Borrower's
acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action
Borrower might have arising out of such overcharge
North Carolme creed or7Ymt—Smgle Family —Fannie MCNIYeddie Mac Uniform instrument Farm 30341101
MERS Modraed
The Compliance Source, Inc Poge9ot13 Madilkd by Compliance Source 14301NC 0axin Rev 12111
nv complmncesaureecoin 02000.2011. The Comphance Source, Inc
6631627

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be
in writing Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given
to Borrower when malted by first class mad or when actually delivered to Borrower's notice address if sent by other
means Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly
requires otherwise The notice address shall be the Property Address unless Borrower has designated a substitute
notice address by notice to Lender Borrower shall promptly notify Lender of Borrower's change of address If
Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change
of address through that specified procedure There may be only one designated notice address under this Security
Instrument at anyone time Any nonce to Lender shall be given by delivering it or by mailing a by first class mail
to Lender's address stated herein unless Lender has desgnated another address by notice to Borrower Any notice in
connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by
Lender If any notice required by this Security Instrument is also required under Applicable Law, the Applicable
Law requirement will satisfy the corresponding requirement under this Security Instrument
16. Governing Law, Severabdity, Rules of Construction. This Security Instrument shall be governed
by federal law and the law of the jurisdiction in which the Property is located All rights and obligations contained
in this Security Instrument are subject to any requirements and limitations of Applicable Law Applicable Law
might explicitly or implicitly allow the parties to agree by contract or it might be silent. but such silence shall not be
construed as a prohibition against agreement by contract In the event that any provision or clause of this Security
Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security
Instrument or the Note which can be given effect without the conflicting provision
As used in this Security Instrument (a) words of the masculine gender shall mean and include
corresponding neuter words or words of the feminine gender, (b) words in the singular shall mean and include the
plural and vice versa, and (c) the word "may" gives sole discretion without any obligation to take any action
17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument
IS. Transfer of the Property or a Beaeficial Interest in Borrower. As used in this Section 18, "Interest
in the Property" means any legal or beneficial interest in the Property, including. but not limited to, those beneficial
interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent
of which is the transfer of title by Borrower at a future date to a purchaser
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a
natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent,
Lender may require immediate payment in full of all sums secured by this Security Instrument' However, this
option shall not be exercised by Lender if such exercise is prohibited by Applicable Law
If Lender exercises this option, Lender shall give Borrower notice of acceleration The notice shall provide
a Period of not less than 30 days from the date the notice is given in accordance with Section 15 within which
Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the
expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further
notice or demand on Borrower
14 Borrower's Right to Reinstate After Acceleration, if Borrower meets certain conditions, Borrower
shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of
(a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument, (b) such
other period as Applicable Law might specify for the termination of Borrower's right to reinstate, or (c) entry of a
Judgment enforcing this Security Instrument Those conditions are that Borrower (a) pays Lender all sums which
then would be due under this Security Instrument and the Note as if no acceleration had occurred, (b) cures any
default of any other covenants or agreements, (c) pays all expenses incurred in enforcing this Security Instrument,
including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees
incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, and
(d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights
under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall
continue unchanged Lender may require that Borrower pay such reinstatement sums and expenses in one or more
of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's
check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
federal agency, instrumentality or entity, or (d) Electronic Funds Transfer Upon reinstatement by Borrower, this
North Camlma Deed orTrust—Settle Family ---Forme Mae/Froddie Mnc Uniform Instrument Farm 30)41N1
MgRS Modified
The Compliaircesource, lue Page 10 of 13 Modified by Lompliance Source 14301NC OSf0o Rev 12n1
»cow eomplumccleuree coin 02000-2011, The Compliance Source, Inc
6631627

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to
Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date
specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of
the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the
right to assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to
acceleration and sale. If the default Is not cured on or before the date specified in the notice, Leader at its
option may require immediate payment in full of all sums secured by this Security Instrument without
further demand and may Invoke the power of sale and any other remedies permitted by Applicable Lew.
Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22,
including, but not limited to, reasonable attorneys' fees and costs of title evidence.
If Leader Invokes the power of sale, and if it is determined in a hearing held in accordance with
Applicable Law that Trustee can proceed to sale, Trustee shall take such action regarding notice of sale and
shall give such notices to Borrower and to other persons as Applicable Law may require. After the time
required by Applicable Low and after publication of the notice of sale, Trustee, without demand on Borrower,
shall sell the Property at public auction to the highest bidder at the time and place and under the terms
designated is the notice of sale in one or more parcels and in any order Trustee determines. Lender or its
designee may purchase the Property at any sale.
Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any covenant or
warranty, expressed or implied The recitals in the Trustee's deed shall be prime facie evidence of the truth of
the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to aB
expenses of the sale, including, but not limited to, Trustee's fees of 5.00% of the gross sale price; (b) to all
sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to iL
The interest rate set forth to the Note shall apply whether before or after any judgment on the indebtedness
evidenced by the Note.
23. Release, Upon payment of all sums secured by this Security Instrument, Lender or Trustee shall
cancel this Security Instrument If Trustee is requested to release this Security Instrument, all notes evidencing debt
,secured by this Security Instrument shall be surrendered to Trustee Borrower shall pay any recordation costs
Lender may charge Borrower a fee for releasing this Security instrument, but only ifthe fee Wini d to'a'third party
for services rendered and the charging of the fee is permitted under Applicable Law
24. Substitute Trustee. Lender may from time to time remove Trustee and appoint a successor trustee to
any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is
recorded Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties
conferred upon Trustee herein and by Applicable Law
25. Attorneys' Fees. Attorneys' fees must be reasonable
BY SIGNING UNDER SEAL BELOW, Borrower accepts and agrees to the terms and covenants contained
in this Security Instrument and in any Rider executed by Borrower and recorded with it
<)W_1,W (Seal)
Ja Petrillo, Jr -Borrower
[Printed Name]
(Seal)
-Borrower
[Printed Name]
o,U>Ipat' ILIA (Seal)
Donna L Petrilla -Borrower
[Printed Name]
(Seal)
-Borrower
[Printed Namel
North Carotim heed ofTruat—Single Famdy—Fi nine MaelFrMdie Mae Umfern, Instrument Form 30341/01
MERS Modified
The Compliance Source, lot Page 12 of 13 Modified by Compllnce Sourer 14301NC OM Rev Wit
www eompimnecioume corn 0200-2011, The Compliance Source, Inc
6631627

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
Exhibit "A"
For Informational purposes only 4 Sunset Avenue, Wrightsville Beach, NC
28480
Being all of Lot 7, of the subdivision of property of Mrs E I Bear according
to a map recorded in Map Book 3, Page 54, of the New Hanover County
Registry, together with all rights the grantors may have to land between the
above described lot and Banks Channel lying between the extended
Northerly and Southerly lot lines
Being the Identical property as conveyed to John L Leonard and wife,
Elizabeth E Leonard on 3/21/2000, in Book 2721, Page 539, in the New
Hanover County Public Registry
"No other deeds affecting the vesting of title were found during the search
penod of 24 months "
PIN R06319-005-014-000 4 Sunset Avenue Wrightsville Beach NC 28480

RECEIVED
DCM WILMINGTON. NC
.IAN 1 JE 7.014
TAMMY THEUSCH BEASLEY
REGISTER OF DEEDS, NEW HANOVER
216 NORTH SECOND STREET
WILMINGTON, NC 28401
PARPR4PMAfYPRAPtidtiMMAit4pAipft4titPRlpggtA4lpAPWYiiifARMRAttiid4fRPfPIPiiPffiYtPRPRRAR40dRAgRRPARPRtARARYi4AWipARY
Filed For Rgglserabon:
Book:
t)ooument No.:
Recorder:
03/04/2013 03:06:33 KA
RE 5716 Page: 2093-2109
2013007717
17 PGS $60.00
JOHNSON,CAROLVN
State of NorM Carolina, County of Now Hanover
PLEASE RETAIN YELLOW TRAILER PAGE WITH ORIGINAL DOCUMENT.
20 13007717

2.
3.
4.
5.
6.
7
DIVISION OF COASTAL MANAGEMENT
FIELD INVESTIGATION REPORT
APPLICANT'S NAME: James. D. Petrilla c/o Ed Flynn
LOCATION OF PROJECT SITE: 4 Sunset Avenue, adjacent to Banks Channel, Greenville Sound, in
the Town of Wrightsville Beach, New Hanover County.
Photo Index - 2006: 24-7413- K, 14 2000: 24-306-N, 11 1995: 24-287-R, 16
State Plane Coordinates - X: 2360472 Y: 163803
Latitude: 34111'38.79630"N Longitude:77°48'28.90666"W
INVESTIGATION TYPE: CAMA
ROVER FILE # 0-011711 B
INVESTIGATIVE PROCEDURE: Dates of Site Visit— 01/17/2014
Was Applicant Present — No
PROCESSING PROCEDURE: Application Received — 01/14/2014 (Completed)
Office — Wilmington
SITE DESCRIPTION:
(A) Local Land Use Plan — Town of Wrightsville Beach
Land Classification From LUP — Conservation
(B) AEC(s) Involved: EW, PTA
(C) Water Dependent: Yes
(D) Intended Use: Private
(E) Wastewater Treatment: Existing — Municipal sewer
Planned — N/A
(F) T pe_of Structures: Existing — Two-storl3ingle-farr
private docking facility
(G) Estimated Annual Rate
HABITAT DESCRIPTION:
— Replace docking facility
rosion: N/A Source — N
[AREA)
DREDGED
residence, timber bulkhead and a
FILLED OTHER
(A) Vegetated Wetlands
(B) Open water
1,346 sq. ft
(incorporated)
(C) Other(Highground)
(D) Total Area Disturbed: 1,346 sq. ft (0.03 acres)
(E) Primary Nursery Area: No
(F) Water Classification: SB Open: No
PROJECT SUMMARY: The applicant proposes to replace an existing private docking facility within
Banks Channel.

James Petrilla
Page 2
9. PROJECT DESCRIPTION:
The project site is located at 4 Sunset Ave., adjacent to Banks Channel, between the Atlantic Ocean
and Greenville Sound. The site is located within the Town of Wrightsville Beach, in New Hanover
County. To locate the property travel east from Military Cut -Off Road (N.C. Highway 17) approximately
1 mile towards Wrightsville Beach. From the drawbridge, continue heading east on Causeway Drive
(N.C. Highway 76) approximately 1 mile and proceed to cross the bridge over Banks Channel. Turn
right onto Waynick Blvd. and continue to travel south approximately 1 mile until you reach Sunset Ave.
Access to the property of interest will be the second driveway located on the right hand side. The
applicant currently maintains a two-story single family residence on the project site. The applicant has
recently obtained a CAMA Minor Permit No. 13-25 through the Town of Wrightsville Beach for
demolition of the existing building and the construction of a new single-family residence. The property is
adjacent to residential properties with existing single family structures and private docking facilities.
Highground vegetation consists of maintained lawn grass and ornamental landscaping. The lot is
approximately 0.17 acres in size and has an average elevation of approximately 6' above normal high
water (NHW). The project site has approximately 49.61 linear feet of shoreline frontage stabilized by a
timber bulkhead. There is a small area of coastal wetlands currently located on the northern end of the
property below the NHW boundary, consisting primarily of Smooth Cordgrass (Spartina alterniflora).
Waterward of the existing bulkhead in this area is an intertidal strip of sand, which is approximately 15'
in width (See sheet 1 of 3 and 3 of 3).
The applicant currently maintains an existing docking facility within Banks Channel. An access pier,
measuring approximately 120' in length by 6' in width extends in a westerly direction from the existing
bulkhead. An existing partially covered platform, measuring approximately 10' in length by 8' in width is
located midway on the southern side of the access pier. The pier terminates onto an uncovered "T-
head" platform, measuring approximately 16' in length by 8' in width. An access ramp leads from the
platform onto a floating dock, measuring approximately 24' in length by 6' in width, which runs in the
same alignment as the access pier. Another floating dock, measuring approximately 20' in length by 6'
in width is located landward of the existing platform on the northern side of the access pier. The existing
docking facility currently accommodates up to three (3) vessels.
The Town of Wrightsville Beach Land Use Plan classifies adjacent waters and high ground area of
project site as Conservation. There are no known archaeological sites located in the project vicinity.
The waters of Banks Channel are classified SB by the Division of Water Quality. They are NOT
designated as a Primary Nursery Area (PNA) by the N.C. Division of Marine Fisheries and they are
CLOSED to the harvest of shellfish.
PROPOSED PROJECT:
The applicant proposes to replace an existing private docking facility within Banks Channel. The
existing pier and docking facility would be entirely removed and a new fixed access pier, measuring
approximately 90' in length by 6' in width would be constructed. The access pier would lead into a new
partially covered "L-head" platform, measuring approximately 24' in length by 16' in width, which would
be oriented towards the south. An access ramp would lead from the new access pier onto a new
floating dock, measuring approximately 40' in length by 6' in width, which would run in the same
alignment as the proposed pier. A new boatlift, measuring approximately 13' in length by 14' in width
would be located on the most landward end of northern side of the floating dock. The application states
that the existing water depth in the location of e- isting and proposed docking structures would be
approximately -8' at normal low water . The p ed reconfiguration of the existing docking
facility would continue to accommodate up to four (4) slips at his location (See Sheets 1 and 2 of 3).

James Petrilla
Page 3
10. ANTICIPATED IMPACTS:
The replacement would incorporate 1,346 sq. ft. of Estuarine Waters and Public Trust Areas, however
much of this area is currently usurped by the existing docking facility. The proposed structures would
not encroach into the adjacent 15' Riparian Corridor Setback Area requirement. Minor increases in
turbidity should be expected during construction. The docking facility would extend approximately 155'
into a waterbody, which measures approximately 950' across. This distance conforms to the 1/4 width
rule and the locally established pier head line.
Submitted by: Robb L. Mairs Date: 01/24/2014 Office: Wilmington

P. 0 Box B68
Wrightsville Beach, N.C. Z84BO
Phane/Fax 910-Z56-306Z
10 Tanuary 2014
.NCDENR
Wilmington, NC.
BAN 1.4 2�14
Capt. Ed Flynn
Durwood Sykes
emad.eflyGmsn. com
The enclosed CAMA Major Permit application for Mr. Tames Petrilla, #4
Sunset Ave. Wrightsville Beach, N. C. 28480 is to install a new single family
dock facility. It consists of a 6' wide walkway,10'x24'gazebo, 6 x40' floating
dock and one boatlift. There will be a total of four boat slips
The old existing pier will be removed.
The new proposed pier is for the applicants' farilly use. '
0 *b
DCM WILMINGTON, NC
JAN 14 2014
Complete Marine Construction Service For Over 35 Years
Piers — Bulkheads — Floating Docks - Boatlifts - Pilings — Repairs

•'. •. •. C
North Carolina
4. Primary Annijean!! Landowner Informatfan
Project Name (if applicable)
Business Name
Appltranl t: First Name �/�•�
MI J9 Last Name
Applicant 2: First Name MI
Last Name
if additional aptilkan1s• please attach an adddionat p89e01 %Wlh names asted.
PO Box City`a
Mailing Address O yL
a� %/��11/AiAQ t
ry/ tt Country Phone No
.ZIP
d q19 - YCV-
Street Address (rf different from above) City State
Email . i 1 . I t
2. AgentlContractorinformatlon
Business Name /5 o ud p
Agent/ Contractor t: First Name 'LC•��
Agentl CaMraclet 2: First Name
Mailing Address
rStreet rea(fsdiffe3ntmm above)
I 3,4t-
MI Last Name
MI Last Nerne
PO Box city
86f3 kh
Attune No. I
rContractor a
Cily
<Form continues on back>
FAX No.
ZIP
n State
�t6d Ull� Uri
Prime No. 2
ezl.
Slate I ZIP
DCM WILMINGTO
JAN 14 2014
NC

3. Project Location
County (can be Itlple)
Street Address
Stale Rd. It ,
Subdivision Name
city
-Slate
Zip
Phone No. h
Lot No.(s) (it many, attach additional page with list)
26
TI ld 2 _ 2 V O ext.
,
a. In which NC river basin is the project located?
9{'
b. Name of_boddyj f water nearest to proposed project
19fivi/3 efikthl41l
�S VL
C. Is 117e water body Identified in (b) above, natural or manmade?
(]Unknown
d. Name the closest major water body to the proposed project site.
04t 1
atural ❑Manmade
1441
e.. Is p posed work within city limits or planning jurisdiction?
f. If applicable, list the planning jurisdiction or city limit the proposed
es DNo
work falls within..�J
owowli (?d %
4. Site Description
a.
Total length of shoreline on the tract (ft.)
b. Size of entire tract (sq.ft.)
1411
Svtx
c.
Size of individual lot(s) J. Approximate elevation of tract above NHW (normal high water) or
o/I % { NWL (normal water level) y
(If many lot sizes, please attach additional page with a list) ❑NHW ordf WL
e.
Vegetation an tract
I.
Man-made features and uses now on tract
g.
Identify and describe the existing land uses adiacent to the proposed project site.
iavvl1;,11-14-1
h.
How does local government zone the tract?
I. Is the roposed project consistent with the applicable zoning?
(Att5fh zoning compliance certificate, if app cable)
G5)dl.4�bni /
NYYes ❑No DNA
j,
Is the proposed activity part of an urban waterfront redevelopment proposal? Oyes No
k.
Hasa professional 'arcfiaeological assessment been done; for the tract? 1f yes. attach a copy. C]Yds" d NA
If yes, by whom?.
t.
Is the*proposed project located in a National Registered Historic District or does it involve a. OYes o DNA. .
National Register listed or eligible property?

ry afu vc..... .. ...... .......
m. (i) Are there wetlands on the site?
Dyes oo
(ii) Are there coastal wetlands on the -site?
Dyes 0
(it) If yes to either (1) or (11) above, has a delineation been conducted?
❑Yes ❑No
(Attach documentation, if available)
n. Describe existing` wastewater treatment facilities.
o. Describe existing drinking water supply source.
c1% 7L't2
p. 07,nbe a '`stings,} rm water management or treatment systems.
/Gtd�u�
15. Activities and Impacts
b Grv/e a'b'o'ef-da phon of purpose,, use and daily operations of the prolett\when. mplete
c. Describe the proposed construction methodology, types of construction equipmedifo be used during construction, the number of each type
of equipment and where it is to be stored.
✓brfYir� �A/ z 8 j U d 51}a^� /!%� ry`32 Gtd2ff 7 eynv�df4 to ma
'Z1G2cSJ � Shcr� •
d.. Litt alldevelopment activities.you propose.. -
17��t�fr� is ;� boa � ' ' � sA4 Neil �ib�1c�
e. Are the proposed activities maintenance of an existing project, new work, or both? AlL-i i%
I. What is the approximate total disturbed land area resulting from the proposed project? UU- - ❑Sq.Ft or ❑Acres
g. Will the proposed project encroach on any public easement, public accessway or other area ❑Yes JZNo DNA
that the public has established use of?
h. Describe location and type of existing and proposed discharges to waters of the state.
J
I. Will wastewater or stormwaler be discharged Into a wetland? ❑Yes Wo ❑NA
It yes, will this discharged water be of the same salinity as the receiving water? ❑Yes ❑ ❑NA
I: Ys-tRete ahy lei(iga6on proposed')::- , ,.. Yes-' Nis' k , ,:•`'. -
11 yes, attach a mitigation proposal.:
RECEIVED'
<Form. continues on.back> DCM WILMINGTOtd; NC
J�1tV 2,014

Major Development Permit.
6. Additional Information
In addition to this completed application form, (MP-1) the following items below, if applicable, must be submitted in order for the application
packpge to be complete: Items (a) -{Q are always applicable to any major development application. - Please consult.the application
instruction booklet on how to property prepare the required Items below.
a. A project narrative.
b. An accurate, dated work plat (including plan view and cross -sectional drawings) drawn to scale. Please give the present status of the
proposed project. Is any portion already complete? If previously authorized work, clearly indicate on maps, plats, drawings to distinguish
`•oatween•wdrn urornlnetduartvpropaschr.
c. A site or location map that is sufficiently detailed to guide agency personnel unfamiliar with the area to the site.
d. A copy of the deed (with state application only) or other instrument under which the applicant claims title to the affected properties.
e. The appropriate application fee. Check or money order made payable to DENR.
I. A list of the names and complete addresses of the adjacent waterfront (riparian) landowners and signed return receipts as proof that such
owners have received a copy of the application and plats by certified mail. Such landowners must be advised that they have 30 days in
which to submit comments on the proposed project to the Division of Coastal Management.
Name Nr ��,(�Gf Phone No. ?It)-03ca.lo�-y.
Address�`d//ly%/�5%G";'%i c - - - -
Name pn1i'IM.)il�, ��Y/Z�, r q'llr��/✓��,��.,( Phone No.
Adtlressir%%KJ�U �Uy�rifM%VV%.1.61�Y)[/YGvrovrll /��
Name J V. Phone No.
Address
g. A list of previous state or federal,permits issued for work on the project tract. Include permit numbers. permittee, and issuing dates.
h. Signed consultant or agent authorization form, if applicable.
i. Welland delineation, if necessary.
l
-.i..,.A cinnen,AF. C:.haxarrt.nnlira fn, r nrniarrc in nreanrrnnLIa�n.jnt@L�•e_/nryr�re�gy,q�g�yr(3c.ewn8<,4.a,.... ..,..�....r..•..-•.--.-.-
k. A statement of compliance with the N.C. Environmental Policy Act (N.C.G S 113A 1-10) if necessary. If the project involves expenditure
r-, o—f public funds. or vsp of public lands all a statement dncumenling.pomphanCa with the North: Carolina. Environmental P.glicy Act
on.
I understand that any permit issued in response to this application will allow only the development described in the application.
The project will be subject to the conditions and restrictions contained in the permit.
I certify that I am authorized to grant, and do in fact grant permission to representatives of state and federal review agencies to
enter:; on the aforementioned lands.. in connection.;with:evaluatingdnformalion:relatedao.thispermit application and:fo(low,up;.;
monitori theptdject.
I further certify that the information provided in this application is truthful to the best of my knowledge.
Print Name C V G-�1 10
Dale l6 f/M, a-017
Signature N�
Please indlcateappiicabon;attachmentspertalning lo:ydur proposed protect, .,
❑D MP-2 Excavation and Fill Information ❑DCM MP-9 Bridges and Culverts
❑tyCM MP-3 Upland Development
CM MP-4 Structures Information RECEIVED
DCM WILMINGTON, NC
.;HN 14 2014
. r.

(Construction within Public Trust Areas)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
9. DOCKING FACILITY/MARINA CHARACTERISTICS
a. (1) Is the docking facility/marina:
❑Commercial ❑Public/Government rwate/Eomnitmity
c. .(i) Cock(s) and/or pier(s)
(it) Number t15
(iii) Length
()v) Width G L
(v) Floating [)YesN/1
e. (i) Are Platforms included? dyes ❑No
It yes:
(ii) Number
(iii)Length o:z
I
(iv) Width
(v) Floating []Yes dNo
Note., Roofed areas are calculated from dripline dimensions.
. (i) Nu bar of slips proposed
(ii) Number Itif slips existing
arm qdpjLairy
i. Check the proposed type of siting:
❑ L- d cut and access channel
_ ❑ an water; dredging (or basin and/or channel
pen water; no dredging required
❑Other; please describe;
k. Typical boat length:
m. (i) Will the fa ilily have tie pilings?
CIYE MNO
(it) If yes number of tie pilings?
❑This section not applicat
IF
b. (i) Will the Willy
be open to the general public?
❑Yes o
d. (i) Are Finger Piers
�//
included? (Wes ❑No
If yes:
t
(ii) Number
(iii) Length
T
(iv) Width'
Floating
❑Np
(v)
es
I. (i) Are Boatlitts included? &/as ❑No
If yes:
(ii) Number
(iii) Length
(iv) Width
h. Check all the types of services to be provided.
❑ Full service, including travel lift and/or rail, repair or
maintenance service
❑ Dockage. fuel, and marine supplies
❑ Dockage ("we( slips') only, number of slips: _
❑ Dry storage: number of boats:
Vat . amp(s); number of boat ramps:
err,, pl�e Describe:
j. Describe the typical boats to be served (e.g.. open runabout,
charter boats, sail oats. mixed types).
O L� 92s, 4
I. (i) Will the fa ' i be open to the general public?
❑Yes No
RECEIVED
DCM WILMINGTON, NC
JAN 14 2014

2. DOCKING FACILITYIMARINA OPERATIONS
Section not applicable
A. Check each of the following sanitary facilities that will be included in the proposed project.
❑ Office Toilets
❑ Toilets for patrons; Number: Location:
❑ Showers
[] Boatholding tank pumpout; Give type and location:
b. Describe treatment type and disposal location for all sanitary wastewater.
c. Describe the disposal of solid waste, fish offal and trash.
d. How will overboard discharge of sewage from boats be controlled?
e. (i) Give the location and number of "No Sewage Discharge' signs proposed.
(il) Give the location and number of'Purnpout Availabie' signs proposed.
••"'-f - 'Describ'e the'special design, if applicable, for containing industrial type pollutants. such as paint, sandblasting wash: and petroleum products.
g. Where will residue from vessel maintenance be disposed of?
h. Give the number of channel markers and 'No Wake' signs proposed. _
i. Give the location of heel -handling facilities, and describe the safely measures Planned to protect area water quality.
j. What will be the marina policy. on overnight and live -aboard dockage?
k. Describe design measures that promote boat basin flushing?
I. If this project is an expansion of an existing marina. what types of services are currently provided?
---REGEIVEE)
DCM WILMINGTON, NC

U res uwu
rt: Is the mannaldocking facility proposed within or adjacent to any shellfish harvesting area?
❑Yes ❑No .
o. Is the.madnaldocking facility proposed within or adjacent to coastal wetlandsimarsh (CW), submerged aquatic vegetation (SAV), $hail bottom
(SB), or other wetlands (WL)? If any boxes are checked. provide the number of square feet affected. .
❑CW _ ❑S.AV ❑SB _
OWL _ QNone
P. Is the proposed madnaldocking facility located within or within close proximity to any shellfish leases? ❑Yes . ❑No .
If yes,.give the name and address of the leaseholder(s), and give'the proximity to the lease.
13. BOATHOUSE (including covered lifts) ` % H )—YThis section not applicabr
a. (i) Is the boathouse structure(s):
❑Commercial ❑PubliclGovernment ❑Private/Community
(ii) Number
(iii) Length _
(iv) Width _
Note: Roofed areas are calculated from dnpline dimensions.
4. GROIN (e.g., wood, sheetpile, etc. if a rock groin, use MP-2, Excavation and Fill.) /lR/ This section.not applicabr
L a (i) Number —�
(ii) Length
(iii) Width
5. BREAKWATER (e.g., wood, sheetpile, etc.) 11" /A - - VThis section not applicabr
a- Length
c. Maximum distance beyond NHW. NWL or wetlands
D. Average distance from NHW. NWL. or wetlands
6. MOORING PILINGS and BUOYS y�d l VThis section not applicabl
a. Is the structure(s):
[]Commercial ❑Public/Government ❑Privale/Community
C. Distance to be placed beyond shoreline
Note: This should be measured from marsh edge, it present.
a. .Arc of the swing
b. Number .
d. Description of buoy (color, inscription, size, anchor. etc.)
RE(;FIVF
CM WILMINdf
ON, NC
JAN 14 2014

7. GENERAL
a. Proximity of structures) to adjacent riparian property lines b. Proximity of stmcture(s) to adjacent docking facilities.
Note: For buoy or mooring piling, use arc of swing including length
of vessel.
C. Width of water body
+950 t
e. (i) Will navigati net aids be required as a result of the project?
❑Yes o ❑NA
(fi) If yes, explain what type and how they will be implemented.
d. Water depth t waterward end of structure at NLW or NWL
- 61 "Lf�
d. UIHtH ❑This section not applicabl
a. Give complete description
rj
/d J /h. go/
Date
Project Name l!l
G-d
Appl'cant Nam
Applicant Stgnature
�AjevG%
III
RECEIVED
DCM WIL.MINGTON, NC
JAJN 14 2014

S�cr,�J l/1L�
� -�i5►
D4/4 oo
F&S Marine Contractors, Inc.
Complete Marine Construction Services
For Over 37 years!
CAPT. ED FLYNN DURWOOD SYKES
Piers, Floating Docks, Pilings, Bulkheads,
Boat Lifts, House Pilings, Repairs
P.O. Box 868 Phone/Fax: [phone]
Wrightsville Beach, NC 28480 email: efly®msn.com
RECEIVED
DCM WILMINGTON, INC
JAN 14 Z014
/II

�/iNos !'L'y2yGiw
` ,SUwell�
b)14d 9q,v d91 &04, a�

jAwer
�,tiMgA�3�►11�-
,
0010�--
-RIPARIAN
SETBACK T— .
t � I
IS.B'RIPARIAN
$ I SETBACK I Sll�i- I
l ► -
tN'. H> .!
01_
6 '
lie jr t
l9'6t, 3 :Lb�' C� q, •� graN
IJ
I I
I I
I
I
F&S Marine Contractors, Inc.
Complete Marine Construction Services
For Over 37 years!
CAPT. ED FLYNN •- DURWOOD SYKES
Piers, Floating Docks, Pilings, Bulkheads,
Boat Lifts, House Pilings, Repairs
P.O. Box 868 Phone/Fax: [phone]
Wdghtsvllle Beach, NC 28480 email: efly®msn.com
3N17 Qy3H �31d 4
RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
16IF3
#
�'y Slrf��i
I ( I

AT -A
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor `Director Secretary
February 4, 2014
MEMORANDUM: I2ECEIviA
TO: Jess! Baker FP-B 0 7 Z014
Fisheries Resource Specialist
Division of Coastal Management
DCM-MIID CITY
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach,.New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED ����'� DATE z
127 Cardinal Drive Ext., Wilmington, NC 26405
Phone: [phone] FAX: [phone]Internet: www.nccoastalmanagement.net
An Equal Opportunity\ Affirmative Action Employer

Aa
�p
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Energy, Mineral, and Land Resources
Tracy E. Davis, PE, CPM Pat McCrory, Governor
Director John E. Skvarla, III, Secretary
January 21, 2014
Mr. James Petrilla
12629 Richmond Run Drive
Raleigh, NC 27614
Subject: EXEMPTION
Stormwater Project No. SW8140213
Petrilla Private Docking Facility
New Hanover County
Dear Mr. Petrilla
The Wilmington Regional Office of the Division of Energy, Mineral, and Land Resources received a copy of
the CAMA Major Permit Application for the subject project on February 4, 2014. Staff review of the plans
and specifications has determined that the development activities proposed at this time will not pose a
threat to surface water quality from stormwater runoff. The Director has determined that projects that are
reviewed and approved by the Division as not posing a water quality threat from stormwater runoff should
not be subject to the stormwater management permitting requirements of 15A NCAC 2H.1000, the
stormwater rules. By copy of this letter, we are informing you that this project will not require a stormwater
management permit
If the subject pro11'ect disturbs one acre or more and has a point source discharge of stormwater runoff, then
it is also subject to the National Pollutant Discharge Elimination System (NPDES) stormwater discharge
requirements. You are required to have an NPDES permit for stormwater discharge from projects meeting
these criteria. All temporary built -upon area associated with the construction of the proj1ect must be
removed within 30 days of completion of the project, or when it is no longer needed, whichever occurs first.
If you have any questions or need additional information concerning this matter please contact Linda Lewis
at [phone], her at Iinda.lewisOncdenr.gov.
ZrTerely,racy E. avis, P.E., M�
Division of Energy, Mineral, and Land Resources
GDSIad: GAWQtShareMStormwatertPermltS & Projects120141140213 Exemption12014 02 permit 140213
cc: Ed Flynn; F & S Marine Contractors, Inc.
New Hanover County Building Inspections eU1aaHW-w0a
Doug Huggett, DCM
Wilmington Regional Office Stormwater File
t+loZ e ti 831
GIA1939H
Wilminntnn Pa innnl rNfin

94th
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor Director Secretary
February 4, 2014 Ceel 11111
i.
MEMORANDUM: FEB
sr �41014 �.
TO: Shannon Jenkins
NH DEH
Shellfish Sanitation Section
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE 2-� 7 1 14
RECETVM
FEB 19 2014
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone] Internet: www.nccoastaimanagement.net
DCM-MHD CITY
An Equal Opportunity \Affirmative Action Employer

_ A Azle 7
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor Director Secretary
February 4, 2014T `1
MEMORANDUM: FEB 0 4 2014
6.
TO: Chad Coburn 6BY:_.-__
401 Wetlands
DWR - Wilmington
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound,'in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
C
REPLY: t� This agency
no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED. DATE
RECEIVED
127 Cardinal Drive E#., Wilmington, NC 28405 FEB 19 2014
Phone: [phone] FAX: [phone]Internet: www.nccoastalmanagement.net
An Equal opportunity\ Affirmative Action Employer
DCV•?J:FiD C:ry

NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor Director Secretary
February4, 2014 EE(;EIVE
MEMORANDUM: FEB 0 4 2014
TO: Georgette Scott By.
Stormwater Section
DEMLR - WiRO
FROM: Jonathan Howell, INC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, INC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: � This agency has no objection to the project as proposed
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agenc objects to the project for reasons described in the attached comments.
SIGNED DATED
RECEIVED
FEB 19 2014
127 Cardinal Drive Ext., Wilmington, INC 28405
Phone: [phone] \ FAX: [phone] Internet: www.nccoastalmanagement.net
An Equal Opportunity 1 AXirrnarve Action Employer DCM MM CTTY

r DISTRICT 3
A4 ;A FEB 0 6 2014
NCDENR RECEIVED
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor Director Secretary
February 4, 2014
MEMORANDUM:
TO: Anthony Law
NC DOT
New Hanover County
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014, If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
✓This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE i
127 Cardinal Drive Ext„ Wilmington, NC 28405
Phone: [phone] FAX: [phone]Internet: www.nccoastalmanagement.net
II RECEMD
FEB 17 2014
An Equal opportunity 1 Art native action Employer DCKMRD Cffy

DIVISION OF COASTAL MANAGEMENT
FIELD INVESTIGATION REPORT
APPLICANT'S NAME: James. D. Petrilla c/o Ed Flynn
2. LOCATION OF PROJECT SITE: 4 Sunset Avenue, adjacent to Banks Channel, Greenville Sound, in
the Town of Wrightsville Beach, New Hanover County.
Photo Index - 2006: 24-7413- K, 14 2000: 24-306-N, 11 1995: 24-287-R, 16
State Plane Coordinates - X: 2360472 Y: 163803
Latitude: 34111'38.79630"N Longitude:77°48'28.90666"W
3. INVESTIGATION TYPE: CAMA
ROVER FILE # 0-011711E
4. INVESTIGATIVE PROCEDURE: Dates of Site Visit — 01/17/2014
Was Applicant Present — No
5. PROCESSING PROCEDURE: Application Received — 01/14/2014 (Completed)
Office — Wilmington
6. SITE DESCRIPTION:
(A) Local Land Use Plan — Town of Wrightsville Beach
Land Classification From LUP — Conservation
(B) AEC(s) Involved: EW, PTA
(C) Water Dependent: Yes
(D) Intended Use: Private
(E) Wastewater Treatment: Existing — Municipal sewer
Planned — N/A
(F) Type of Structures: Existing — Two-story single-family residence, timber bulkhead and a
private docking facility
Planned — Replace docking facility
(G) Estimated Annual Rate of Erosion: N/A Source — N/A
7. HABITAT DESCRIPTION: [AREA]
DRFDGFD FILLED OTHER
(A) Vegetated Wetlands
(B) Open water
1,346 sq. ft
(incorporated)
(C) Other (Highground)
(D) Total Area Disturbed: 1,346 sq. ft (0.03 acres)
(E) Primary Nursery Area: No
(F) Water Classification: SB Open: No
8. PROJECT SUMMARY: The applicant proposes to replace an existing private docking facility within
Banks Channel.
a> RECEIVED
FEB 17 2014
DCM-MHD CITY

James Petrilla
Page 2
9. PROJECT DESCRIPTION:
The project site is located at 4 Sunset Ave., adjacent to Banks Channel, between the Atlantic Ocean
and Greenville Sound. The site is located within the Town of Wrightsville Beach, in New Hanover
County. To locate the property travel east from Military Cut -Off Road (N.C. Highway 17) approximately
1 mile towards Wrightsville Beach. From the drawbridge, continue heading east on Causeway Drive
(N.C. Highway 76) approximately 1 mile and proceed to cross the bridge over Banks Channel. Turn
right onto Waynick Blvd. and continue to travel south approximately 1 mile until you reach Sunset Ave.
Access to the property of interest will be the second driveway located on the right hand side. The
applicant currently maintains a two-story single family residence on the project site. The applicant has
recently obtained a CAMA Minor Permit No. 13-25 through the Town of Wrightsville Beach for
demolition of the existing building and the construction of a new single-family residence. The property is
adjacent to residential properties with existing single family structures and private docking facilities.
Highground vegetation consists of maintained lawn grass and ornamental landscaping. The lot is
approximately 0.17 acres in size and has an average elevation of approximately 6' above normal high
water (NHW). The project site has approximately 49.61 linear feet of shoreline frontage stabilized by a
timber bulkhead. There is a small area of coastal wetlands currently located on the northern end of the
property below the NHW boundary, consisting primarily of Smooth Cordgrass (Spartina alterniflora).
Waterward of the existing bulkhead in this area is an intertidal strip of sand, which is approximately 15'
in width (See sheet 1 of 3 and 3 of 3).
The applicant currently maintains an existing docking facility within Banks Channel. An access pier,
measuring approximately 120' in length by 6' in width extends in a westerly direction from the existing
bulkhead. An existing partially covered platform, measuring approximately 10' in length by 8' in width is
located midway on the southern side of the access pier. The pier terminates onto an uncovered "T-
head" platform, measuring approximately 16' in length by 8' in width. An access ramp leads from the
platform onto a floating dock, measuring approximately 24' in length by 6' in width, which runs in the
same alignment as the access pier. Another floating dock, measuring approximately 20' in length by 6'
in width is located landward of the existing platform on the northern side of the access pier. The existing
docking facility currently accommodates up to three (3) vessels.
The Town of Wrightsville Beach Land Use Plan classifies adjacent waters and high ground area of
project site as Conservation. There are no known archaeological sites located in the project vicinity.
The waters of Banks Channel are classified SB by the Division of Water Quality. They are NOT
designated as a Primary Nursery Area (PNA) by the N.C. Division of Marine Fisheries and they are
CLOSED to the harvest of shellfish.
PROPOSED PROJECT:
The applicant proposes to replace an existing private docking facility within Banks Channel. The
existing pier and docking facility would be entirely removed and a new fixed access pier, measuring
approximately 90' in length by 6' in width would be constructed. The access pier would lead into a new
partially covered "L-head" platform, measuring approximately 24' in length by 16' in width, which would
be oriented towards the south. An access ramp would lead from the new access pier onto a new
floating dock, measuring approximately 40' in length by 6' in width, which would run in the same
alignment as the proposed pier. A new boatlift, measuring approximately 13' in length by 14' in width
would be located on the most landward end of northern side of the floating dock. The application states
that the existing water depth in the location of the existing and proposed docking structures would be
approximately -8' at normal low water (NLW). The proposed reconfiguration of the existing docking
facility would continue to accommodate up to four (4) slips at this location (See Sheets 1 and 2 of 3).

James Petrilla
Page 3
10. ANTICIPATED IMPACTS:
The replacement would incorporate 1,346 sq. ft. of Estuarine Waters and Public Trust Areas, however
much of this area is currently usurped by the existing docking facility. The proposed structures would
not encroach into the adjacent 15' Riparian Corridor Setback Area requirement. Minor increases in
turbidity should be expected during construction. The docking facility would extend approximately 155'
into a waterbody, which measures approximately 950' across. This distance conforms to the 1/4 width
rule and the locally established pier head line.
* . RECEIVED
p FEB 17 2D14
DCM-MHD CITY
Submitted by: Robb L. Mairs Date: 01/24/2014 Office: Wilmington

F 4 5 Xanne Contractops, Inco
P. 0 Box B68
Wrightsville Beach, M.C. 28480
Phone/Fax [phone]
10 ,Tanuary 2014
NCDENR
Wilmington, MC.
Capp Ed Flynn
Durwood Sykes
emad-efly6mmsn. cam
The enclosed CAMA Major Permi t application for Mr. Tames Petrillo, #4
Sunset Ave. Wrightsville Beach, N. C. 28480 is to install a new single family
dock facility. It consists of a 6' wide walkway,1Oz24'gazebo, 6 540' floating
dock and one boatlift. There will be a total of four boat slips
The old existing pier will be removed.
The new proposed pier is for the applicants' fa.�ily use.
DCM WILM NIGTON, NC
JAN 14 7014
Complete Marine Construction Service For Over 35 Years
Piers - Bulkheads - Floating Docks - Boatlifts - Pilings - Repairs

APPLICATION for
Maier Development Permit
(Isat t?117'l0e) North Caroline DIVISION OF CC'ASTAL MANAGirMENT
f. pr(mnm Annncantl Landowner information
Plolect Name (if appncaWe)
eusiness Name
T �-
Lasl Name 17 �)
<Form continues on back>
RECEIVED ^r^r ^^
FFB 17 2014
DCM-MHD CITY
DCM WILMINGTON, NC
jaN 14 201n

3. Project Location
County (can be Itipie)
Street Address
State Rd, R
Subdivision Name
City
llwo pfh
.State
k'
Zip
alqtffiv
Phone No. --yy `,
Lot No..((ss)e(flmany, attach additional page with list)
l �) d - C1r e ext.
a: In which NC river basin is the project located?
b. Name Hoff bodypf water nearest to proposed project
'6t1;ghliLlL
6' 'My,U
/fir/{A114
c. Is t water body identified in (b) above, natural or manmade?
d. Name the closest major water body to the proposed project site.
&f
atural ❑Manmade ❑Unknown
Y111A1, 1/'e7hh
e. Is p posed work within city limits or planning jurisdiction?
I. if applicable, list the planning jurisdiction or city limit the proposed
as []No
work falls withinn(.
4. Site Description
a. Total length of shoreline on the tract (ft.)
b. Size of entire tract (sq.ft.)
idl'
Sv'x 7'
c. Size of individual lot(s) d. Approximate elevation of tract above NHW (normal high water) or
e�I NWL(normal water level) �
(If many lot sizes. please attach additional page with a list) ❑NHW orX/NWL
e. Vegetation on tract
I. Man-made features and uses now on tract
g. Identify and describe the existing land uses adiacent to the proposed project site.
4,�51�IL,47711-1
h. How does local government zone the tract?
i. Is the roposed project consistent with the applicable zoning?
(Alta h zoning compliance certificate, if app cable)
f
es ONo ONA
j. Is the proposed activity part of an urban waterfront redevelopment proposal? OYes WNo
k. Has a professional archaeological assessment been done: for the tract? If yes, attach a copy: ❑Yes. o NA
If yes. by whom?. ..
1. Is posed project located in a National Registered Historic District or does it involve a. . ElYes 11610 ❑NA
National Register listed or eligible property? '

pc
m. (1) Are there wetlands on the site?
❑Yes o�
(ti) Are there coastal wetlands on the site? _ _ _
❑Yes o
(lit) If yes to either (I) or (it) above, has a delineation been conducted?
❑Yes ❑No - -
- (Attach documentation, if available)
-
n. Describe existingwastewatertreatment facilities.
o. Describe existing drinking water supply source.
CIAiL'YL
P. D cri a Ling s rm water management or treatment systems.
5. Activities and Impacts
:° "-•> - Mihercial: `❑f'ublin/Gowirnment'-"'
e, i�tilt't1te:(iKtJecFhe ror oommerrtai pubbc; vt• `vate use•
rivate/CanNnanity
b.. Give a brief description. of purpose,. use, and daily operations of the project when.complets. -
c. Describe the proposed construction methodology. types of construction equipment to be used during construction, the number of each type
of equipment and where it is to be storetl. S PA --
>7erJrnr li %�jlyt >'oslayl�►�
d.. Litt alldevelopment activities -you propose. -
( 4--wsfl4i PJLZX. ��, sr►�l lend yid AN4
e- Are the proposed activities maintenance of an existing project, new work, or both?Lli , -`
1. What is the approximate total disturbed land area resulting from the proposed project? l� _ ❑Sq.Ft or ❑Acres
g. Will the proposed project encroach on any public easement, public accessway or other area ❑Yes wrio ❑NA
that the public has established use of?
h. Describe location and type of existing and proposed discharges to waters of the state.
Rb j(!L
I. Will wastewater or stormwater be discharged into a wetland? ❑Yes MNo ❑NA
If yes, will this discharged water be of the same salinity as the receiving water? ❑Yes ❑ ❑NA
j, -ts fthi any mitigation Proposed?'
:.,.. .. , ... , ....... Yam. aja'' HA .
It yes, attach a mitigation proposal. -
RECEIVED' ,
<Form. continues on back>. UCIMD DCM �/�IMFNGTOW' jyp
JAN 1.4 2014
DCM-MUD CITY

Major Development Permit ,
6. Additional Information
In addition to this completed application form, (MP-1) the following items below, if applicable, must be submitted in order for the application
package to be complefe: Items (a)- (f) are always applicable to any major development application. Please consuft.the application
instruction booklet on how to property prepare the required Items below.
a. A project narrative.
b. An accurate, dated work plat (including plan view and cross -sectional drawings) drawn to scale. Please give the present status of the
proposed project. Is any portion already complete? If previously authorized work, clearly indicate on maps, plats, drawings to distinguish
"ahtwee, rwdrn cmnjnb[du-advproposdu.
c. A site or location map that is sufficiently detailed to guide agency personnel unfamiliar with the area to the site.
d. A copy of the deed (with state application only) or other instrument under which the applicant claims title to the affected properties.
e. The appropriate application fee. Check or money order made payable to DENR.
I. A list of the names and complete addresses of the adjacent waterfront (riparian) landowners and signed return receipts as proof that such
owners have received a copy of the application and plats by certified mail. Such landowners must be advised that they have 30 days in
which to submit comments on the proposed project to the Division of Coastal Management.
Name Uwe- YAW1( Phone No. {%0.��l.�O yFy
AddressM5 i7CL)P/'1-AJ(r( /A, 6v/itS y1m, 14(„ M� < t
Name �i11r'i'JYJtCC7m a IJaL RL�j � / pvyl', �'',�, - ( �t Phone No.
Address %) ,/17, ji,041{iM-/W�.l: 1 l� �vl�'�'/l.r
Name —�� '� . Phone*No.
Address
g. A list of previous state or rederal,permils issued for work on the project tract. Include permit numbers, permiltes, and issuing dales.
h. Signed consultant or agent authorization form, if applicable.
i. Wetland delineation. if necessary. .
k A statement of compliance with the N.C. Environmental Policy Act (N.C.G S 113A 1-10) if necessary. If the project involves expenditure
Of public funds pr uSC of pubkc lands -it aeh he statement decumenting.complance with the North;Carp4na Environmental Policy Act,
1 understand that any permit issued in response to this application will allow only the development described in the application.
The project will be subject to the conditions and restrictions contained in the permit.
I certify that I am authorized to grant, and do in fact grant permission to representatives of state and federal review agencies to
enter onthe aforementioned lands.. in connection with.evaluatinginformaton:relatedao.thlspermit:application and follow,up .:
mdnildiing of the`pfdject. .
1 further certify' that the information provided in this application
//istI�ruthful to the best of my knowledge.
Dale lb ,jjM, aL01V Print Name t; l l Ylid
Signature
Please indlcale ipplicatlon atteehments pertaining,to'your.proposed project,
YMODMMP-2 Excavation and Fill Information ❑DCM MP-5 Bridges and Culverts
MP-3 Upland Development
MP-4 Structures Information RECEIVED
DCM WILMINGTON, NC
JAN 14 2014

Form DCM MP-4
STRUCTURES
(Construction within Public Trust Areas)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
1.
DOCKING FACILITY/MARINA CHARACTERISTICS
❑This section not applica,
a.
(I) Is the docking facility/marina: b.
4vatelleomin
(i) Will the faci' y be open to the general public?
❑Commercial ❑Public/Govemmenl
f Clint,
Oyes o
c.
(1) Docks) and/or pier(s) d.
(i) Are Finger Piers included? [ Yes ❑No
(if) Number __�__r
If yes: /
(iii)Length /[_.�-
(ii)Number
d
(iv) Width %_
(iii) Length
(v) Floating ❑Yes o
(iv) Width
J
(v) Floating es ONO
e.
(i) Are Platforms included? prJYes ❑No f.
(f) Are Boatfifts included? des ONO
If yes
It yes:
(ii) Number /
- Length
(ii) Number
Length
(iii) elitp
i
(iv) Width L
(ni)
(iv) Width if
(v) Floating ❑Yes MINO
Note: Rooted areas are calculated from dnpline dimensions.
g.
(i) Number of slips proposed h.
Check all the types of services to be provided.
(�.
❑ Full service, including travel lift and/or rail, repair or
(ii) Number of slips existing
maintenance service
�+
❑ Dockage. fuel, and marine supplies
❑ Dockage rwet slips') only, number of slips: -
❑ Dry storage: number of boats:
❑ Pbat ramp(s); number of boat ramps:
'
Other, pipse describe:
I.
Check the proposed type of siting: j.
Describe the typical boats to be served (e.g.. open runabout.
❑ L d cut and access Channel
charter boats. sail oats. mixed types).
&M aug ANWIF
❑ an water; dredging for basin and/or channel
pen water; no dredging required
❑Other, please describe;
k.
Typical boat length: IL. I.
(i) Will the fa i be open to the general public?
❑Yes No
m. (i) Will the l iility have tie pilings? RECEIVED
❑Yes @fNo RECEIVED DCM WILMINGTON, NC
(if) If yes number of fie pilings?
(' FEBAN 14 2014
EB 1 7 2014
DCM-MHD CRY

Z DOCKING FACILITY/MARINA OPERATIONS
0
This section not applicable
a. Check each of the following sanitary facilities that will be Included in the proposed project.
❑ Office Toilets
❑ Toilets for patrons; Number: _; Location:
❑ Showers
❑ Boatholding tank pumpout; Give type and location:
b. Describe treatment type and disposal location for all sanitary wastewater.
c. Describe the disposal of solid waste, fish offal and trash.
d. How will overboard discharge of sewage from boats be controlled?
e. (i) Give the location and number of "No Sewage Discharge' signs proposed.
iii) Give the location and number of-Purnpoul Available" signs proposed.
f.;%.:Descdbe.the special design. if applicable, for containing industrial type polidlants.'such as paint, sandblasting waste and pevofeum`pioducis.
e. Where will residue from vessel maintenance be disposed of?
h. Give the number of channel markers and "No Wake' signs proposed. _
t. Give the location of fuel -handling facilities, and describe the safety measures planned to protect area water quality.
j. What will be the marina policy,on overnight and live -aboard dockage?
k. Describe design measures that promote boat basin flushing?
I. If this project is an expansion. of an existing marina, what types of services are currently provided?
DCM WILMINGTON, NC
JAN 14 2014

uTes uNo
n: Is the manna/docking facility proposed within or adjacent to any shellfish harvesting area?
OYes ONo
o. Is the. marinaldocking facility proposed within or adjacent to coastal wetlandsimarsh (CW), submerged aquatic vegetation (SAV), shell bottom
(SS). or other wetlands (WL)? If any boxes are checked, provide the number of square feet affected. .
OCW OSAV ❑SS _
OWL A QNone
p. Is the proposed Marina/docking facility located within or within ctose proximity to any shellfish leases? OYes . ONo
If yes, give The name and address of the leaseholder(s), and give the proximity to the lease.
3. BOATHOUSE (including covered lifts) ' 7 # This section not applicabr
a. (I) Is the boathouse structure(s):
OCommercial ❑Public/Govemment OPrivate/Community
(ii) Number
fill)Length _
(tv) Width
Note: Roofed areas are calculated from dr7oine dimensions.
4. GROIN (e.g., wood, sheelpile, etc. it a rock groin, use MP-2, Excavation and Fill.) r /# This section not applicabr
a (r) Number _
(ii) Length T
(iii) Width
5. BREAKWATER (e.g, wood. sheetpile, etc.) X - 'VThis section not applicabr
a- Length _
c. Maximum distance beyond NHW. NWL or wetlands
b. Average distance from NHW. NWL. or wetlands
6. MOORING PILINGS and BUOYS r JY I This section not applicabl
a. Is the structure(s):
OCommercial OPublic/Government OPnvate/Community
C. Distance to be placed beyond shoreline
Note: This should he measured from marsh edge. if present.
a. .Arc of the swing
b. Number
d. Description of buoy (color, inscription, size. anchor, etc.)
RECEIVED
JAN 14 2014
DCM•:V3i9 CITY
NC

7. GENERAL
a. Proximity of structure(s) to adjacent riparian property lines b. Proximity of structure(s) to adjacent docking facilities.
fi��,,,'v36H��'l��i�a�LYt9W��dlNl9'Il1G�2_ '
Note: For buoy or mooring piling, use arc of swing including length
of vessel.
C. Width of water body
+1.50 l
e. (i) W ill naviga[2 nal aids be required as a result of the project?
Dyes o DNA
III) If yes, explain what type and how they will be implemented.
& OTHER
a. tdlve complete description
Date
Project Name
ed r�yu) L&%)
r
Apptcanl Nam
Applicant Signature
d. Water depth I watenward end of structure at NLW or NWL
-� f61NLt)
I] This section not applicabl
Aleo G`k/Ig"A-,rn wl /Geu
RECEIVED
DCM WILMINGTON, NC
JAN 14 20N

y .furs
4hut�t Ujo,vwd ILL
✓ )/j0
h
��zs�,
V41400
F&S Morino Contractors, Inc.
Complete Marine Construction Services
For Over 37 years!
e
CAPT ED FLYNN DURWOOD SYKES
Piers, Floating Docks, Pilings, Bulkheads,
Boat Lifts, House Pilings, Repairs
P.O. Box 868 Phone/Fax: [phone]
Wrightsville Beach, NC 28480 email: efly®msn.com
RECEIVED
FEB 17 2014
DCM-MHD CITY
RECEIVED
DCM WILMINGTON, NC
LnO�l

0��

M
.3
IF I L_
°�4
I
I
I
I
I
I
I
I
I
f
I
I
�
I
I �
—I —
39'6V
�a
"I �'y Sirtf�l� 41_
9
I H
I 1
F&$ Marine Contractors, Inc.
Complete Marine Constructlon Services
For Over 37 years!
CAPT. ED FLYNN I
DURWOOD SYKES
Piers, Floating Docks, Pilings, Bulkheads,
Boat Lifts, House Pilings, Repairs
P.O. Box 868 Phone/Fax: [phone]
Wrightsville Beach, NC 28480 email: eflyomsn.com
1' 1 -..• � 3M17 py3H d31d u
RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
REM VM
FEB 17 2014
DMHD�'T�' /cF3
.-.fin �o�A►LI��

LTIVYWA
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor Director Secretary
February 4, 2014
MEMORANDUM:
TO: Dan Sams 8y
District Manager
DEMLR - WiRO
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, INC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agency objects tto' the project for reasons described in the attached comments.
SIGNED DATE G-
RECEIVED
127 Cardinal Dive Ext., Wilmington, NC 28405 FEB 18 2014
Phone: [phone] \ FAX: [phone] Internet: www.nccoastalmanaoement.net
An Equal opponunity\Affirmative Action Employer DCM-MRD CITY

�+J�A r
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor Director Secretary
February 4, 2014
MEMORANDUM: 1 I
TO: Debra Benoy FEB
District Manager 8Y�
Public Water Supply
FROM: Jonathan Howell, INC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: �. This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This glency
nobjects
sttoo the project for reasons described in the attached comments.
SIGNED IL «V\ DATE e!)
RECENED
127 Cardinal Drive Ext., Wilmington, INC 28405 FEB 1 8 2014
Phone: [phone] \ FAX: [phone] Internet: www.nccoastaimanaaement.net
An Equal opportunity 1Alfnmalive Action Employer
DCM•MHDCITY

` a �5-'14 09:11 FROM-
NCDETIR
North Carolina Department of Environment and
Division of Coastal Management
Pat McCrory Braxton C. Davis
Governor Director
February 4, 2014
MEMORANDUM:
TO: Mark Zeigler
WiRo
Division of Community Assistance
T-499 P0002/0002 F-870
Natural Resources
John E. Skvarla, III
Secretary
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Major Permit Application Review
Applicant: . James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: X This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached,
This agency objects to the project for reasons described in the attached comments.
SIGNED AAJAV_ DATE /s-
127 Cardinal Drive Ext, Wilmington, NC 28405
,Phone: [phone] FAX: [phone] Internet: [e-mail]
An EOual OppoUNy%APomiaNe Ac#m EmpWar

Recommendations for State Permit — James Petrilla
01 /24/2014
The total area of floating docks and platforms was calculated as follows:n'8D
Shoreline length = 49.61' x 8 sq. ft. = 396.88 sq. ft. allowable >
Proposed floating dock = not calculated due to alignment a FEB 0 7 7014
Proposed partially covered platform = 24' x 11' = 264 sq. ft. (access credit through platform icluded)
Total = 264 sq. ft
Tfc'f MHD crry
The replacement of the existing docking facility would provide docking space for the total up to four (4) vessels
at this location. It appears that the project is consistent with the use standards set forth in NCAC 07H
.0208(b)(6), including the '% width rule, the eight square foot rule and the pier width rule. The proposed
structures would be located entirely over open water. If the project is determined to be consistent with NCAC
07H .0208(b) and (6), it is recommended that any permit issued should include the following conditions:
This permit authorizes only the docks, piers, and other structures and uses located in or over the water
that are expressly and specifically set forth in the permit application. No other structures, whether
floating or stationary, may become a permanent part of the structure without permit modification. No
non -water dependent uses of structures may be conducted on, in, or over public trust waters without
permit modification.
2. No attempt will be made by the permittee to prevent the full and free use by the public of all navigable
waters at or adjacent to the authorized work.
3. The authorized structure and associated activity must not cause an unacceptable interference with
navigation and shall not exceed the established pierhead line.
4. The permittee must install and maintain, at his expense, any signal lights and signals prescribed by the
U.S. Coast Guard, through regulations or otherwise, on authorized facilities.
5. In order to protect water quality, runoff from the construction must not visibly increase the amount of
suspended sediments in adjacent waters.
6. This permit does not authorize the interference with any existing or proposed Federal project, and, the
permittee will not be entitled to compensation for damage to the authorized structure or work, or injury
which may be caused from existing or future operations undertaken by the United States in the public
interest.
The permittee will maintain the authorized work in good condition and in conformance with the terms
and conditions of this permit. The permittee is not relieved of this requirement if he abandons the
project without having the permit transferred to a third -party.
8. This permit authorizes a maximum of four (4) boat slips. At no time shall more than four (4) vessels be
moored or docked at the facility. The restriction of the number of vessels shall apply to all marine
vessel types, including but not limited to motorboats, sailing vessels and personal watercraft.
9. This permit does not eliminate the need to obtain any additional state, federal or local permits,
approvals or authorization which may be required.
NOTE: Future development of the permittee's property may require a modification of this permit. Contact a
representative of the Division at 910-796-7215 prior to the commencement of any such activity for this
determination.

I
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory
Braxton C. Davis
John E. Skvarla, III
Governor
Director
Secretary
February 4, 2014
4c 1 R
4�
FEB 2014
MEMORANDUM:
!t��CEtyE.►J
TO:
Maria Dunn
_
�
NCWRC
WaRO / WiRO
JFir
FROM:
Jonathan Howell, NC DENR-DCM Assistant
Major Permits Coordinator
400 Commerce Ave., Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT:
CAMA Major Permit Application Review
Applicant:
James Petrilla
Project Location: 4 Sunset Avenue, adjacent to Banks Channel/Greenville Sound, in the
Town of Wrightsville Beach, New Hanover County
Proposed Project: replacement of an existing private docking facility within Banks Channel
Please indicate below your agency's position or viewpoint on the proposed project and return this
form to Jonathan Howell at the address above by February 28, 2014. If you have any questions
regarding the proposed project, contact Robb Mairs at [phone], when appropriate, in-depth
comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
ZThis agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes are
incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE 2 - I I - 2c>4-
127 Cardinal Drive€xt., wdmington, NC 28405
Phone: [phone] FAX: [phone]Intemet: www.nccoastaimanaaernent.net
An EGual0 podum-1%Affm five AOw Ertpger

F d 5 Marine Contractors, Inc.
P.O Box 868 Capt. Ed Flynn
Wrightsville Beach, N.C. 28480 Durwood Sykes
Phone/Fox 910-256-3062 [e-mail]
ff
u ��i11yi6 Cri.t'L'Y� +✓,Ift3)t�3S y7n. 1I)Itli2t1�19
■ Complete Items 1, 2, and S. Also complete
Item 4 if Restricted Delivery Is desired.
A Print your name and address on the reverse
so that we can return the card to you.
■ Attach this card to the back of the mallpleco,
or on the front if space permits.
! 1. ArticleAddressedto: ,/%
l �f #Pn1yA %Cpa
�t/✓Gr61�13Gy�1��✓1ir11Jl f �G
2; Article (Dumber
i ps Form 3811, February 2004
1 C
■ Complete Items 1,2, and S. Also complete
Item 4 if Restricte&D'ellvery is desired.
■ Print your name and address an the reverse
.so that we can return the card to you.
■ Attach this card to the back of the mallplece,
or on the front if space permits.
1. Article Addressed to: _.
gig-, M//bd
�l tan 1yG�i,
2.' Article rye�nhar on
lOli 1` L))p,
(riansfsrrrdm ice116;1
3811 PS Formi February
2004 I j ', ?'t 10omes
A L01wL'-
G,/�93
I ❑ Agent
'❑ Addressee'
-B. Received by(Pdnled Name) C: ate IF livery
i J y.,
D., Is delivery addrawdiff"U 4 ❑Yes -
If YES, enter�I {�� N,�it1�°
MAR 12 2.014
3. Se ceType '
CeNfled all Cl Express Mall
C1 Registered ❑ Return Receipt for Metchendlse
4. Restricted Delivery? Pee Fee) ❑ Yes
")to/ ,/qn9 373-d
n Receipt. 10269W,
A.
B. Recelvddby(Pdnted(Namt)n 10.
D. Is
MAR 12 2014"
IgGertiffed Mall CJ Express Mall
❑ Registered O Return Receipt for Merchandise
❑ Insured Mall ❑ C.O.D.
4. Restricted Delivery? (E�*a Fee) Cl Yes
Im',�vl 11B3F�j i '�;'J,S�1 i i 1
� Return Receipt 102665r04h41640;
RECEIVED
DCM WILMINGTON, NC
MAR 12 2014
35 Years
tgs - Repairs
MAR 12 [U14

CERTIFIED MAIL • RETURN RECEIPT REQUESTED
DIVISION OF COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPERTY OWNER NOTIFICATIONIWAIVER FORM
Name of Property Owner
r
Address of Property:
(Lot or !reel #, Street or Road, Itity & County),
Agent's Name # Lit / jld� (�`� r��rlrr� Mailing Address:
Agent's phone #;/n _1•}� . �p ;i �i ci! 1 viJC /�! ��� Cll vy��
I hereby certify that I own property adjacent to the above referenced property. The individual
applying for this permit has described to me as shown on the attached drawing the development
they are proposing A description or drawing with dimensions, must be Provided with this letter.
I havc no objections to this proposal I have obiection.c to this proposal.
If you have objections to what is beingproposed, you must notify the Division of Coastal Management (DCM) in
writing within 10 days of receipt of this notice. Correspondence should be mailed to 127 Cardinal Drive Err,
Wilmington, NC, 28405-3845. DCM representatives can also be contacted at [phone]. No response is
considered the some as no objection if you have been notified by CertMed Mail.
WAIVER SECTION
1 understand that a pier, dock, mooring pilings, breakwater, boathouse, lift, or groin must be set
back a minimum distance of 15' from my area of riparian access unless waived by me. (If you RECEWM
wish tow a the setback. you must initial the appropriate blank below.)
V \ / I do wish to waive the 15' setback requirement FEB 0 % 2014
V— 1 do not wish to waive the 15' setback requirement.
DCM-MHDC1Ty
(Prope O ab
Signal! e
'teS .+rll14.
Print or Type Name
� 2�_ aX&rd br
Mailing Address
RgtGc Z
ink, N 704
Cityls atelzip
(-_- q Iq. 42z gz o9
Telephone Number
--� 16/13
Date --- -
Owner
�Ry✓lf /S_ ,1��
Print or
Type Name
A
Mailing Address / I
Ciry/Sta e/Zip / ay—
( IA . 2' �i, - /os2
Teiepho,id Number
Data
/2 /% /J RECEIVED
Revised &l&21P9M WILMINGTON, NO
JAN 14 2014

MEMORANDUM
To: Jonathan Howell
From: Michael Christenbury, Wilmington District Planner
Subject: Consistency Determination, Major Permit Application, James D. Petrilla,
Wrightsville Beach — New Hanover County
Date: March 25, 2014
Consistencv Determination:
This project appears to be consistent with the Wrightsville Beach Land Use Plan update.
The applicant proposes to replace an existing private docking facility within Banks
Channel. The property is located at 4 Sunset Avenue in Wrightsville Beach, New
Hanover County.
Areas of Environmental Concern (AEC's) impacted by the proposal are EW and PTA.
Waters at the project site are classified as SB and are not open to the harvesting of
shellfish. The area is not a Primary Nursery Area.
I have reviewed this proposal for consistency with the 2005 Town of Wrightsville Beach
Land Use Plan and offer the following comments.
The general area of the project is classified Developed, while the AECs impacted by the
work are classified as Conservation/Resource Protection.
In general, the Town of Wrightsville Beach allows development in
Conservation/Resource Protection classified AECs which is consistent with the State's
minimum use standards. The Town of Wrightsville Beach Land Use Plan contains some
policies, which exceed the State's minimum use standards including those for piers and
marinas. However, none of these more restrictive policies seem to be applicable to this
project.
This project appears to be consistent with the Town of Wrightsville Beach Land Use
Plan.
Cc: File

T 'ewm'6's�o�
,forth Carolina Department of Ervironment and Natural Resource
Div'sion of Coastal Dee Fre^man,
, ames H, rre990n swetar/
gavgAY Eaves Perdue rbCCtCt
JwF •°^ r
A RNT�ORV_ATION ccRM
Name of Progorty Owner Applying for Para.'+.
. IlWr�S �J r YGt,�Y!
Owner's Mailing .4otlrass
Phone Number Ls....!•
Name of Authorized Agent for tms prp;ec
a;;enc s Mailing Address
Orions
i cwl;y that I have a::thcr;zec the agert Lsted above to act or my nemW, for the purpose of
*^r aria obtainng all CAMA Permits 10ce5sary to ',nsta)l or construct the foilowing Octtwty)
IVL
;my property located) al
S
This certification is
Owner Signature
..a
l2 3 1 13
Date
'.Ilisrlre;.'`ra`E,FF,x5i07"a'.ti" yJ"emx.w.•rxas�aR,anu3a<ru'no'.
Drone 9to 1" 2'.
......, ti.. —,. Aernnn w. -', emp:0
RECEIVED
FEB 0 7 2014
DCM.MHDCny
RECVED
DCM WILMINGTON, NC
JAN 14 2014
ti�OhPCaroli a
Vatural

CCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Braxton C. Davis John E. Skvarla, III
Governor Director Secretary
February 4, 2014
Ed Flynn
c/o F & S Marine Contractors, Inc. RECEIVED
P.O. Box 868
Wrightsville Beach, North Carolina 28480
FEB 0 7 �( i4
Dear Mr. Flynn:
The Division of Coastal Management hereby acknowledges receipt of your application, acting as agenl-forWr5limes
Patrilla, for State approval for proposed development located at 4 Sunset Ave., adjacent to Banks Channel, in Wrightsville
Beach, New Hanover County. It was received as complete on January 14, 2014, and appears to be adequate for
processing at this time. The projected deadline for making a decision is March 30, 2014. An additional 75-day review
period is provided by law when such time is necessary to complete the review. If you have not been notified of a final
action by the initial deadline stated above, you should consider the review period extended. Under those circumstances,
this letter will serve as your notice of an extended review. However, an additional letter will be provided on or about the
75th day.
If this agency does not render a permit decision within 70 days from January 14, 2014, you may request a meeting with
the Director of the Division of Coastal Management and permit staff to discuss the status of your project. Such a meeting
will be held within five working days from the receipt of your written request and shall include the property owner,
developer, and project designer/consultant.
NCGS 113A-119(b) requires that Notice of an application be posted at the location of the proposed development.
Enclosed you will find a "Notice of Permit Filing" postcard which must be posted at the property of your proposed
development. You should post this notice at a conspicuous point along your property where it can be observed from a
public road. Some examples would be: Nailing the notice card to a telephone pole or tree along the road right-of-way
fronting your property; or at a point along the road right-of-way where a private road would lead one into your property.
Failure to post this notice could result in an incomplete application.
A field report has been prepared and is in the process of being circulated to the various state and federal review agencies
for their comments. If additional information is required based on this review, the agencies may contact you directly.
Robb L. Mairs
Field Representative
cc: Doug Huggett, DCM
Ronnie Smith, USACE
Tony Wilson, Town of WB
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone] Internet: www.nccoastalmanagement.net
An Equal Opportunity 1 Alfirmafive Action Employer

LAMA PERMIT
APPLIED FOR
Applicant proposes to replace a private
)JECT: - - ---- - - — - - -- - -
APPLICANT:
Ed Flynn
F & 8 Marine Contractors, Inc.
PG Box 868
Wrightsville Deash,NC 28480
o
For: James D. Petrilla
FOR MORE DETAILS CONTACT
THE LOCAL PERMIT OFFICER BELOW
NC Div. of Coastal Manaaement
127 Cardinal Dr. Ext.
Wilmington, NC 28405
Robb Mairs, Field Representative
910-796-7215

F & S Marine Contractors Inc.
P. 0 Box 868
Wrightsville Beach, N.C. 28480
Phone/fox 910-256-3062
10 January 2014
NCDENR
Wilmington, N.C.
R.�CE,IVED
,4N 14 ?014
Capt. Ed Flynn
Durwood Sykes
email: efly@msn, com
to RECEIVED
FEB 0 7 , 1
DCM•MaDCUY
The enclosed CAMA Major Permit application for Mr. Tames Petrilla, #4
Sunset Ave. Wrightsville Beach, N. C. 28480 is to install a new single family
dock facility. It consists of a 6' wide walkway, 10'x24'gazebo, 6'x40' floating
dock and one boatlift. There will be a total of four boat slips
The old existing pier will be removed.
The new proposed pier is for the applicants' family use.
� -/I k/
? -)O�b
DCM WECEIVED
ILMINGTON, NC
JAN 14 2014
Complete Marine Construction Service For Over 35 Years
Piers - Bulkheads - Floating Docks - Boatlifts - Pilings - Repairs

NCDENR
North Carolina Department of Environment and
Division of Coastal Management
Pat McCrory, Braxton C. Davis
Governor Director
February 4, 2014
[e-mail]
2 Pages
Star News
Legal Advertisement Section
Post Office Box 840
Wilmington, North Carolina 28402
Re: Patrilla Major Public Notice
Natural Resources
John E. Skvarla, III
Secretary
RECEIVED
FEB 0 7 2014
W=
Kyle & Heather: Please publish the attached Notice in the Friday, February 7, 2014 issue.
The State Office of Budget & Management requires an original Affidavit of Publication prior to
payment for newspaper advertising.
Please send the original affidavit and invoice for payment to Shaun Simpson at the NC Divison of Coastal
Management, 127 Cardinal Drive Extension, Wilmington, NC 28405, 910-796-7226. Paying by Credit Card
(number on file with Elsa Lawrence, Ref acct # 796-7215). Please send a copy of the credit card receipt to
me.
Thank you for your assistance in this matter. If you should have any questions, please contact me at our
Wilmington office.
Sincerely,
Shaun K. Simpson
Permit Support Technici
Division of Coastal Management
Enclosure
cc: WiRO
Jonathan Howell
Ronnie Smith
Michele Walker
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] \ FAX: [phone] Internet: www.nccoastalmanagement.net
An Equal OppDdunity \ Aflinnative Action Employer

NOTICE OF FILING OF
APPLICATION FOR CAMA MAJOR xECEr,�n
DEVELOPMENT PERMIT
FEB 0 7 MA
The Department of Environment and Natural Resources hereby gives public notice Aelt _ GS
113A-119(b) that an application for development permit in an Area of Environmental Concern as designated
under the CAMA was received complete on January 14, 2014.
According to said application, James D. Petrilla proposes to replace a private docking facility at 4
Sunset Ave., adjacent to Banks Channel, in Wrightsville Beach, New Hanover County. A copy of this
entire application may be examined or copied at the office of Robb Mairs N.C. Environment and Natural
Resources, Division of Coastal Management, 127 Cardinal Drive Extension, Wilmington, North Carolina
28405, (910-796-74215) during normal business hours.
Comments mailed to Braxton C. Davis, Director, Division of Coastal Management, 400 Commerce
Avenue, Morehead City, NC 28557-3421, prior to February 28, 2014, will be considered in making the permit
decision. Later comments will be accepted and considered up to the time of permit decision. Project
modification may occur based on review and comment by the public and state and federal agencies. Notice of
the permit decision in this matter will be provided upon written request.

MAJOR PERMIT FEE SCHEDULE
Petrilla / $250 / New Hanover Co.
DCM %
DWQ %
Development Type
Fee
14300160143510009316256253
2430016024351000952341
I. Private, noncommercial development that does
not involve the filling or excavation of any
wetlands or open water areas:
$250
100%
$250
0%
$0
II. Public or commercial development that does
of involve the filling or excavation of any
wetlands or open water areas:
$400
1000/.
$400
0%
$0
III. For development that involves the filling
and/or excavation of up to 1 acre of wetlands
and/or open water areas, determine if A,B, C,
r D below applies:
III(A). Private, non-commercial development, if
General Water Quality Certification No. 3490
See attached can be applied:
$250
100%
$250
0%
$0
III(B). Public or commercial development, if
General Water Quality Certification No. 3490
See attached can be applied:
$400
100%
$400
0%
$0
II I(C). If General Water Quality Certification No.
90 (see attached) could be applied, but DCM
staff determined that additional review and written
DWQ concurrence is needed because of
concerns related to water quality or aquatic life:
$400
60%
$240
40%
$160
III(D). If General Water Quality Certification No.
490 see attached cannot be applied:
$400
60%
$240
40%
$160
IV. Development that involves the filling and/or
xcavation of more than one acre of wetlands
nd/or o en water areas:
$475
60%
$285
40%
$190
PBBCMVED
FEB 0 7 2014
DCU-XWCrrY

OWTV
rri
o
�
A
F AND S MARINE CONTRACTORS INC
PO BGX 888
WRIGHTSVILLE BEACH, NC 28480-0888
PAY/('/��/ %
THE OR / 1 L
ORDER OF_ 1 _
61PNEBANK
il
�V
PNY,&N.A 040
n .ii
n'00353
3531
15-3/540 540
DATE 893
(�
$
OLLARS
M
0000 301: 53 2 i8 i46 2 21I'

1111111111111
2013007717
5FOR REE�GnISTRRT�tIiO�N REGISTER OF NMI
REW NNJ CGWNRTVUENC
2013 MAR 04 03 06.93 PM
BK 5718 *2093-2109 FEEIN 00
XM 12013001117
(Space Rhove This Line For Rec ordmX Dotal
Loan Number. 6631627
MIN.100995500066316278
DEED OF TRUST
After recordmg please return to: MtcCle �� KLG
ny, Final ocuments /
[Nam° mej°Np` 344 TWINADW WAf
Sum 10
[Attention)
oaol 4RUM/ NL Z8177
[Street Address]
516
[City, State Zip Code] RECEIVED
DCM WI[MINGTON, NC
This document was prepared by: O^^'EK LANI FLL
/ JAN 14 2014
Parcel ID Number:
P-06319-605--e1y—ooa
DEFINITIONS
Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11. RECEIVED
13, 18, 20 and 21 Certain rules regarding the usage of words used in this document are also provided in Section 16
(A) "Security Instrument" means this document, which is dated March 4, 2013, together with all Riders to
ih...i�.... FEB 0 7 201,
(B) "Borrower" is James D. Petrilla, Jr and wife, Donna L Petrdla Security Instrument Borrower is the tms[or under this
DCM-MJip Cp'Tl
under the laws of The state or North Carolina Lender's addreser" is Direct Home Loans, LLC Lender is a s limited 1401liabttCe Central Ave ity corporation
u to Al, and existing
Charlotte, NC
28205
(C-1) The name of the Mortgage Broker is N/A
North Carolina Deed ofTrvst�Smgk Family—Fannu "106 cddrc Mnc 1 '11 ; m Instrument
MF.RS Modrncd The Comphaote Source, lac Farm 303411111
uwweo upluaresaurcearom Page I of 13 Modlfled by Compliance Source 14301NC 0&" Rev 12111
02000.3011, The Comphaa.e Soaroo 1ae
6631627

s
. i
..
i
I s I .. i.. -1 I -- .' .......... , .. .:. .1. It
I s I .. i.. -1 I -- .' .......... , .. .:. .1. It

DCM RECEIVED
NC
JAN 14 2014
(D) -Trustee" is Baker law Pile
(E) "MERS" is Mortgage Electronic Registration Systems, Inc MERS is a separate corporation that is acting
solely as a nominee for Lender and Lender's successors and assigns MERS is the beneficiary under this Security
Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone
number of PO Box 2026, Flint, MI 48501-2026, tel (888) 679-MERS
(F) "Note" means the promissory note signed by Borrower and dated March 4, 2013 The Note states that
Borrower owes Lender Nine Hundred Thirty One Thousand and 001100ths Dollars (U S $931,000.80) plus
interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
than March I, 2028
(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
Property"
(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
under the Note, and all sums due under this Security Instrument, plus interest
(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower The following
Riders are to he executed by Borrower [check box as applicable]
❑ Adjustable Rate Rider ❑ Condominium Rider ® Second Home Rider
❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider
❑ 14 Family Rider ❑ Revocable Trust Rider
❑ Other(s) [specify]
(3) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances
and administrative rules and orders (that have the effect of law) as well as all applicable final, non -appealable
judicial opinions
(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
charges that are imposed on Borrower or the Property by a condominium association, homeowners association or
similar organization
(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer,
or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account Such term
includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by RECEIM
telephone, wire transfers, and automated clearinghouse transfers
(M) "Escrow Items" means those items that are described in Section 3
FEB 0 7 2014
(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
any third party (other than insurance proceeds paid under the coverages described in Section 5) for U) damage to,DC�r-.yrzrrOCrl,
or destruction of, the Properly, (it) condemnation or other taking of all or any pan of the Property, (u1) conveyance
in lieu of condemnation, or pv) misrepresentations of, or omissions as to, the value and/or condition of the Property
(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, The
Loan
(P) `Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the
Note, plus (it) any amounts under Section 3 of this Security Instrument
Norsk Carolina Deed orTnni—Single Famly—Fauna Mae/Frtddte Mac Uniform tasimment Form 3034 INI
MERS Modified
The Compliance, Somme, lilt Page 2 of 13 Madded by Comph.mce Source 14301 NC O&W Rev 12/11
"cow compkances fume cum 02000-2011, The Compliance Somme, tat
6631627

10
0

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 US C §2601 et seq) and Its
Implementing regulation, Regulation X (24 C F R Part 3500), as they might be amended from time to time, or any
additional or successor legislation or regulation that governs the same subject matter As used in this Security
Instrument, "RESPA" refers to all requirements and restrictions that are Imposed in regard to a "federally related
mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA
(R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not
that party has assumed Borrower's obligations under the Note and/or this Security Instrument
TRANSFER OF RIGHTS IN THE PROPERTY
The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's
successors and assigns) and the successors and assigns of MERS This Security Instrument secures to Lender (i)
the repayment of the Loan, and all renewals, extensions and modifications of the Note, and (it) the performance of
Borrower's covenants and agreements under this Security Instrument and the Note For this purpose, Borrower
irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property located in the
County
[Type of Recording Jurisdiction]
See Attached Exhibit A
which currently has the address of 4 Sunset Ave
Wrightsville Beech
[city]
of New Hanover
[Name of Recording Jurisdiction]
[Street]
North Carolina 28480 ("Property Address")
[Zip Code]
TO HAVE AND TO HOLD this property unto Trustee and Trustee's successors and assigns, forever,
together with all the improvements now or hereafter erected on the property, and all easements, appurtenances, and
fixtures now or hereafter a part of the property All replacements and additions shall also be covered by this Security
Instrument All of the foregoing is referred to in this Security Instrument as the "Property" Borrower understands
and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if
necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has
the right to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the
Property, and to take any action required of Lender including, but not limited to, releasing and canceling this
Security Instrument
BORROWER COVENANTS that Borrower Is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record
Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any
encumbrances of record
THIS SECURITY INSTRUMENT combines uniform covenants for national use and nonuniform
covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property
UNIFORM COVENANTS Borrower and Lender covenant and agree as follows
I. Payment or Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment
charges and late charges due under the Note Borrower shall also pay funds for Escrow Items pursuant to Section 3
Nor1A Carolina DCM afTivst�mgle Family—F�nme Mae/Fmltlie Mnc Undorm Isrument MERS ModiaM Form 3031 IPoI
The Compliance Sao,, Inc Page 3 of 13 Modified by Complmnce Soumc 14301NC 08Po0 Rev IV] I
rrrrw mmphantetource cam 02000-2011, The Compla ," Sourcc, Inc
6631627

RECEIVED
DCM WILMINGTON, NC
JAN 14 M4
Payments due under the Note and this Security Instrument shall be made in U S currency However, if any check or
other instrument received by Lender as payment under the Note or this Security Instrument is returned to Lender
unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be
made in one or more of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check,
bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose
deposits are insured by a federal agency, instrumentality, or entity, or (d) Electronic Funds Transfer
Payments are deemed received by Lender when received at the location designated in the Note or at such
other location as may be designated by Lender in accordance with the notice provisions in Section 15 Lender may
return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current
If Borrower has breached any covenant or agreement in this Security Instrument and Lender has accelerated the
obligations of Borrower hereunder pursuant to Section 22 then Lender may accept any payment or partial payment
insufficient to bring the loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such
payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such
payments are accepted If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay
interest on unapplied funds Lender may hold such unapplied funds until Borrower makes payment to bring the
Loan current If Borrower does not do so within a reasonable period of time, Lender shall either apply such funds or
return them to Borrower If not applied earlier, such funds will be applied to the outstanding principal balance under
the Note immediately prior to foreclosure No offset or claim which Borrower might have now or in the future
against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or
performing the covenants and agreements secured by this Security Instrument
2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments
accepted and applied by Lender shall be applied In the following order of priority (a) interest due under the Note,
(b) principal due under the Note, (c) amounts due under Section 3 Such payments shall be applied to each Periodic
Payment in the order in which it became due Any remaining amounts shall be applied first to late charges, second
to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note
If Lender receives a payment from Borrower for it delinquent Periodic Payment which includes a sufficient
amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge If
more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the
repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full To the extent that
any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess
maybe applied to any late charges due Voluntary prepayments shall be applied first to any prepayment charges and
then as described in the Note
Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the
Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments
3. Funds for Escrow Items Borrower shall pay to Lender on the day Periodic Payments are due under
the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of amounts due for (a) taxes and
assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the
Property, (b) leasehold payments or ground rents on the Property, if any, (c) premiums for any and all insurance
required by Lender under Section 5, and (d) Mortgage Insurance premiums, If any, or any sums payable by
Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of
"Escrow
'CEi
Section 10 These items are called Items" At origination or at any time during the term of the Loan,
Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower,
and such dues, fees and assessments shall bean Escrow Item Borrower shall promptly furnish to Lender all notices
FEBF-
amounts to be paid under this Section Borrower shall pay Lender the Funds for Escrow Items unless Lender
O %
waives Borrower's obligation to pay the Funds for any or all Escrow Items Lender may waive Borrower's
obligation to pay to Lender Funds for any or all Escrow Items at any time Any such waiver may only be in writing
In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow
DCMMADI
Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender
receipts evidencing such payment within such time period as Lender may require Borrower's obligation to make
such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in
this Security Instrument, as the phrase "covenant and agreement" is used in Section 9 If Borrower is obligated to
pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item,
Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under
North Carolina Deed of Trust —Single Family—Faame Mae/Fmddte Mac Undorm Instrument Form 3034 INI
MERS Modified
The Compliance Sources Inc Page4 of 13 Modified by( compliance Somme 14301NC O&W Rev 12111
nww eamplunterource coin 02000-2011, The Compliance Source, Inc
6631627

Section 9 to repay to Lender any such amount Lender may revoke the waiver as to any or all Escrow Items at any
time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all
Funds, and in such amounts, that are then required under this Section 3
Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the
Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under
RESPA Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of
expenditures of future Escrow Items or otherwise in accordance with Applicable Law
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or
entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan
Bank Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA Lender
shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or vertfying
the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make
such a charge Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds,
Lender shall not be required to pay Borrower any interest or earnings on the Funds Borrower and Lender can agree
in writing, however, that interest shall be paid on the Funds Lender shall give to Borrower, without charge, an
annual accounting of the Funds as required by RESPA
If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for
the excess funds in accordance with RESPA If there is a shortage of Funds held in escrow, as defined under
RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount
necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments If there is
a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA,
and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in
no more than 12 monthly payments
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to
Borrower any Funds held by Lender
4. Charges; Liens Borrower shall pay all taxes, assessments, charges, fines, and impositions
attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground
rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any To the extent that
these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless
Borrower (a) agrees in writing to the payment of the obligation secured by the hen in a manner acceptable to
Lender, but only so long as Borrower is performing such agreement, (b) contests the lien in good faith by, or defends
against enforcement of the hen in, legal proceedings which in Lender's opinion operate to prevent the enforcement
of the hen while those proceedings are pending, but only until such proceedings are concluded, or (c) secures from
the holder of the hen an agreement satisfactory to Lender subordinating the hen to this Security Instrument If
Lender determines that any part of the Property is subject to a hen which can attain priority over this Security
Instrument, Lender may give Borrower a notice idennfymg the ben Within 10 days of the date on which that notice
is given, Borrower shall satisfy the hen or take one or more of the actions set forth above in this Section 4
Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or reporting
service used by Lender in connection with this Loan
S. Property Insurance Borrower shall keep the improvements now existing or hereafter erected on the
Property insured against loss by fire, hazards included within the term "extended coverage;' and any other hazards
including, but not limited to, earthquakes and floods, for which Lender requires insurance This insurance shall be
maintained in the amounts (including deductible levels) and for the periods that Lender requires What Lender
requires pursuant to the preceding sentences can change during the term of the Loan The insurance carver
providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's Gone,
which right shall not be exercised unreasonably Lender may require Borrower to pay, in connection with this Loan, RECEl
either (a) a one-time charge for flood zone determination, certification and tracking services, or (b) a one-time
charge for flood zone determination and certification services and subsequent charges each time remappings or
similar changes occur which reasonably might affect such determination or certification Borrower shall also be FEB U %
responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with
the review of any flood zone determination resulting from an objection by Borrower
North Carolina Deed ofTrus"ingle Family --Fannie Mae/Fmildie Ma llmform Imt"foent Form 3034 INI
MERS Modified
The Compliance Source. Inc Page S of 13 Modified by Compliance Source 14301NC OainO Rev 12/11
www compinareaonree rom 020tO-1011. The Compliance source, tar
6631627
DCM WILMINGTON, NC
JAN 14 Z014

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
If Borrower fads to maintain any of the coverages described above, Lender may obtain insurance coverage,
at Lender's option and Borrower's expense Lender Is under no obligation to purchase any particular type or amount
of coverage Therefore, such coverage shell cover Lender, but might or might not protect Borrower, Borrower's
equity in the Property, or the contents of the Property, against any risk, hazard or lability and might provide greater
0 lesser cove ee than was orevrously in effect Borrower acknowled¢es that the cost of the insurance coverage so
tamed might significantly exceed the cost of Insurance that Borrower could have obtained Any amounts
disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security
instrument These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,
with ouoh mtomin, upon nonce from Lender to Borrower requesting payment
All Insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to
disapprove such policies, shall Include a standard mortgage clause, and shall name Lender as mortgagee and/or as an
additional loss payee Lender shall have the right to hold the policies and renewal certificates If lender requires,
Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices If Borrower obtains any
form of Insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such
policy shall Include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional loss
payee
In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender Lender may
make proof of loss if not made promptly by Borrower Unless Lender and Borrower otherwise agree In writing, any
insurance proceeds, whether or not the underlying insurance was required by Lender, shall be applied to restoration
or reoair of the Prooarty, if the restoration or repair Is economically feasible and Lender's security Is not lessened
During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender
has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction,
provided that such Inspection shall be undertaken promptly Lender may disburse proceeds for the repairs and
restoration in a single payment or in it series of progress payments as the work is completed Unless an agreement Is
made in writing or Applicable Law requires interest to be paid on such Insurance proceeds, Lender shall not be
required to pay Borrower any Interest or earnings on such proceeds Fees for public adjusters, or other third parties,
retamed by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower If
the restoration or repair Is not economically feasible or Lender's security would be lessened, the insurance proceeds
shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, If any,
paid to Borrower Such Insurance proceeds shall be applied in the order provided for in Section 2
If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and
related matters If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has
offered to settle a claim, then Lender may negotiate and settle the claim The 30-day period will begin when the
notice Is given In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby
assigns to Lender (a) Borrower's rights to any Insurance proceeds in an amount not to exceed the amounts unpaid
under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund
of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights
are applicable to the coverage of the Property Lender may use the insurance proceeds either to repair or restore the
Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due
RECEIVE
6. Occupancy, Borrower shall occupy, establish, and use the Property as Borrower's principal residence
within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as
Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in
writing, which cement shall not be unreasonably withheld, or unless extenuating circumstances exist which are FEB 0 7 2 14
beyond Borrower's control
7 Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not
destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property Whether DCM-MAD C Y
or not Borrower Is residing in the Property, Borrower shall maintain the Property in order to prevent the Property
from deteriorating or decreasing in value due to its condition Unless it Is determined pursuant to Section 5 that
repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid
further deterioration or damage If insurance or condemnation proceeds are paid in connection with damage to, or
the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only If Lender has
released Proceeds for such purposes Lender may disburse proceeds for the repairs and resoration m a single
payment or in a series of progress payments as the work Is completed If the insurance or condemnation proceeds
North Carolina Uetd of7}wt—Srn`Ie Family—Faonr Mae/Fredd¢ Mx UmPorm Inetroarcnt
MERS Modtikd Form 3O74 IAI
The ComplmnaeiaaMn, Faae 6orll Modlaedby Complmam Sou¢ 1,d0INCOLIMR a 12/11
www templmn,taource C0rom C-2000-2011. The Compton,, So,". In,
6631627

9
•
4
I

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the
completion of such repair or restoration
Lender or its agent may make reasonable entries upon and inspections of the Property If it has reasonable
cause, Lender may inspect the interior of the improvements on the Property Lender shall give Borrower notice at
the time of or prior to such an interior inspection specifying such reasonable cause
0. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process,
Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent
gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender
with material information) in connection with the Loan Material representations include, but are not limited to,
representations concerning Borrower's occupancy of the Property as Borrower's principal residence
9. Protection of Leader's Interest in the Property and Rights Under this Security Instrument. If
(a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal
proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security
Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien
which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has
abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's
interest to the Property and rights under this Security Instrument, including protecting and/or assessing the value of
the Property, and securing and/or repairing the Property Lender's actions can include, but are not limited to
(a) paying any sums secured by a lien which has priority over this Security Instrument, (b) appearing in court, and
(c) paying reasonable attorneys' fees to protect its interest of the Propeity and/or rights under this Security
Instrument, including its secured position in a bankruptcy proceeding Securing the Property includes, but is not
limited to, entering the Property to make repairs, change locks, replace of board up doors and windows, drain water
from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off
Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or
obligation to do so It is agreed that Lender incurs no liability for not taking any or all actions authorized under this
Section 9
Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured
by this Security Instrument These amounts shall bear interest at the Note rate from the date of disbursement and
shall be payable, with such interest, upon notice from fender to Borrower requesting payment
If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease If
Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the
merger in writing
10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan,
Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the
Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously
provided such insurance and Borrower was required to make separately designated payments toward the premiums
for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the
Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage
Insurance previously in effect, from an alternate mortgage insurer selected by Lender If substantially equivalent
Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately RECEF
designated payments that were due when the insurance coverage ceased to be in effect Lender will accept, use and
retain these payments as a non-refundable loss reserve, if permitted under Applicable Law, in lieu of Mortgage
Insurance Such loss reserve shall be non-refundable, notwithstanding the fact that the Loan is ultimately paid in FEB 0 7
full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve, if permitted
under Applicable Law Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the
amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, DCM-MHC
is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance If
Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make
separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums
required to maintain Mortgage Insurance in effect, if permitted under Applicable Law, or to provide a non-
refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written
agreement between Borrower and Lender providing for such termination or until termination is required by
North Carolina Deed orTrust—Smgle Family —Fannie Mae/Freddec Mar Uniform Instrument Form 30341/01
M ERS Modified
The Compiuna Source, Inc Page r of 13 Modified by Compliance Source 14301NC 011111111 It" 12111
"W compiraneaource cum 02000.2011. The Compliance Source, Inc
6631627

i

Applicable Law Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the
Note
Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may
incur if Borrower does not repay the Loan as agreed Borrower Is not a parry to the Mortgage Insurance
Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter
into agreements with other parties that share or modify their risk, or reduce losses These agreements are on terms
and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements
These agreements may require the mortgage insurer to make payments using any source of Ponds that the mortgage
insurer may have evadable (which may include funds obtained from Mortgage Insurance premiums)
As a result of these agreements, Lender, any purchaser of the Note, another insurer, any remsurer, any other
entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or
might be characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or
modifying the mortgage insurer's risk, or reducing losses If such agreement provides that an affiliate of Lender
takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is
often termed "captive reinsurance " Further
(a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage
Insurance, or any other terms of the Loan Such agreements will not increase the amount Borrower will owe
for Mortgage Insurance, and they will not Cantle Borrower to any refund
(b) Any such agreements will not affect the rights Borrower has if any with respect to the Mortgage
Insurance under the Homeowners Protection Act of 199E or any other law. These rights may include the right
to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the
Mortgage Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance
premiums that were unearned at the time of such cancellation or termination.
11. Assigomont of Miscellaneous Proceeds; Forferture All Miscellaneous Proceeds are hereby
assigned to and shall be paid to Lender
If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the
Property, if the restoration or repair is economically feasible and Lender's security is not lessened During such
repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had
an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided
that such Inspection shall be undertaken promptly Lender may pay for the repairs and restoration in a single
disbursement or in a series of progress payments as the work is completed Unless an agreement is made in writing
or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay
Borrower any interest or earnings on such Miscellaneous Proceeds If the restoration or repair is not economically
feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by
this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower Such Miscellaneous
Proceeds shall be applied in the order provided for in Section 2
In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall
be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to
Borrower
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of
the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount
of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss In value,
unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shalt be
reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction (a) the total amount of
the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market
value of the Property Immediately before the partial taking, destruction, or loss in value Any balance shall be paid
to Borrower
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of
the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums
secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise
agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument
whether or not the sums are then due
72LCENi
:•
�? 7
. p'r; FC r-
�i 4
North a Deed ofTruftimak Family—Faaue Mxe/Freddr Mae llmkrm Inxiramenl Form 3034 INI
Modified
MERS Modified
pf
The Comphance Source, Inc Page 8 of 13 Modified by Compliance Source I4301NC 09100 Rev ILII
www comaWacesoam.com 0200a-201 1, The Compliance San,, lac
"de;
6631627
RECEIVED
DCM WILMINGTON, NC
JAN 14 2014

1
j(
'
„
�ry
�
'I. ,
r
�
�
..
..
.. ,..
.� ..
tr
�.
.. .,.
..
..,
�
4�
..
�
.,
'C
�;'
I
�
.�i
�., .'I
„�, .�.
�
�
� ._
.�r.r"
.�
..
.�
_ .. ..
.� ..
..,
tl
..
.-
y
.,
...
�
i ..
�
�i f5 � ._
J

RECEIVED
DCM WILMINGTON. NC
I A N � 4 7')11
If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the opposing Party
(as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower falls to respond to
Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous
Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or
nat than duce "9ppoung Party" means the thud party that owes Borrower Miscellaneous Proceeds or the party
against whom Borrower has a right of action in regard to Miscellaneous Proceeds
Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in
Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the
Property or rights under this Seounty Instrument Borrower can cure such a default and, if acceleration has
occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that,
in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the
Property or rights under this Security Instrument The proceeds of any award or claim for damages that are
attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender
All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in
the order provided for in Section 2
12. Borrower Not Released; Forbearance By Lender Not a Waiver- Extension of the time for payment
or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or
any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in
Interest of Borrower Lender shall not be required to commence proceedings against any Successor in Interest of
Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this
Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of
Borrower Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's
acceptance of payments from third persons, entities or Successors in Interest of Borrower or m amounts less than the
amount than due, shall not be a waiver of or preclude the exercise of any right or remedy
13. Joint and Several Liability, Co-signers; Successors and Assigns Bound Borrower covenants and
agrees that Borrower's obligations and liability shall be joint and several However, any Borrower who co-signs this
Security Instrument but does not execute the Note (a "co-signer") (a) is co-signing this Security Instrument only to
mortgage, grant and convey the co-signer's interest in the Property under the terms of this Security Instrument, (b) is
not personally obligated to pay the sums secured by this Security Instrument, and (c) agrees that Lender and any
other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this
Security Instrument or the Note without the co-signer's consent
Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's
obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's
rights and benefits under this Security Instrument Borrower shall not be released from Borrower's obligations and
liability under this Security Instrument unless Lender agrees to such release in writing The covenants and
agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and
assigns of Lender
14 Loan Charges Lender may charge Borrower fees for services performed in connection with
Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security
Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees In regard to any
other fees, the absence of express authority in this Security Instrument to charge a specific fee to Borrower shall not
be construed as a prohibition on the charging of such fee Lender may not charge fees that are expressly prohibited
by this Security Instrument or by Applicable Law
If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so that
the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted
limns, then (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted
lima, and (b) any sums already collected from Borrower which exceeded permitted limns will be refunded to �iililtr .RECE
Borrower Lender may choose to make this refund by reducing the principal owed under the Note or by making a IVE
direct payment to Borrower If a refund reduces principal, the reduction will be treated as a partial prepayment
without any prepayment charge (whether or not a prepayment charge is provided for under the Note) Borrower's FEi� Q 2 14
acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action
Borrower might have arising out of such overcharge
t•"
C.
North Carolina Deed *Must—Suigle Family —Fannie Mae/Fteddm Mac Uniform Instrument Farm 30341Po1
MERS Modifed
The Compliance source, Inc Page 9 of ll Modified by Complmnce source 14JOINC OJIM Rev 12111
w complmncevourcecom 01000.201 I, The Compliance Source, Inc
6631627

c
..;:

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
13. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be
in writing Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given
to Borrower when mailed by first class mad or when actually delivered to Borrower's notice address if sent by other
means Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly
requires otherwise The notice address shall be the Property Address unless Borrower has designated a substitute
notice address by notice to Lender Borrower shall promptly notify Lender of Borrower's change of address If
Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change
of address through that specified procedure There may be only one designated notice address under this Security
Instrument at any onetime Any notice to Lender shall be given by delivering it or by mailing it by first class mail
to Lender's address stated herein unless Lender has designated another address by notice to Borrower Any notice in
connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by
Lender If any notice required by this Security Instrument is also required under Applicable Law, the Applicable
Law requirement will satisfy the corresponding requirement under this Security Instrument
16. Governing Law, Severabihty, Rules of Construction. This Security Instrument shall be governed
by federal law and the law of the jurisdiction in which the Property is located All rights and obligations contained
in this Security Instrument are subject to any requirements and limitations of Applicable Law Applicable Law
might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be
construed as a prohibition against agreement by contract In the event that any provision or clause of this Security
Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security
Instrument or the Note which can be given effect without the conflicting provision
As used in this Security Instrument (a) words of the masculine gender shall mean and include
corresponding neuter words or words of the feminine gender, )b) words in the singular shall mean and include the
plural and vice versa, and (c) the word "may" gives sole discretion without any obligation to take any action
17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument
IS. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest
in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial
interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent
Of which Is the transfer of title by Borrower at a future date to a purchaser
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a
natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent,
Lender may require immediate payment in full of all sums secured by this Security Instrument However, this
option shall not be exercised by Lender if such exercise is prohibited by Applicable Law
If Lender exercises this option, Lender shall give Borrower notice of acceleration The notice shall provide
a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which
Borrower must pay all sums secured by this Security Instrument If Borrower fails to pay these sums prior to the
expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further
notice or demand on Borrower
14 Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower
shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of
(a) five days before sale of the Properly pursuant to any power of sale contained in this Security Instrument, (b) such
other period as Applicable Law might specify for the termination of Borrower's right to reinstate, or (e) entry of a
judgment enforcing this Security Instrument Those conditions are that Borrower (a) pays Lender all sums which
then would be due under this Security Instrument and the Note as if no acceleration had occurred, (b) cures any
default of any other covenants or agreements, (c) pays all expenses incurred in enforcing this Security Instrument,
including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees
incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, and
(d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights
under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall
continue unchanged Lender may require that Borrower pay such reinstatement sums and expenses in one or more
of the following forms, as selected by Lender (a) cash, (b) money order, (c) certified check, bank check, treasurer's
check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a
federal agency, instrumentality or entity, or (d) Electronic Funds Transfer Upon reinstatement by Borrower, this
Noeth Carolmn need orTruai- Smale Family —Fannin Mae/FrMdre Mar Uniform Instrument
MERS Modiotd Form 303e Ii01
The Compliance Source, [me Page 10 or 13 Modified by Compliance Source l43OINC OWN Rev 12nI
nww comphancemune com C2000-2011, The Complmnce Source, Lie
6631627
RECEIVED
FEB 0 7
DC:12 HD

0

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to
Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date
specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of
the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the
right to assert in the foreclosure proceeding the non-existence of a default or any other defense of Borrower to
acceleration and axle. If the default is not cured on or before the date specified in the notice, Leader at its
option may require immediate payment in full of all sums secured by this Security Instrument without
further demand and may Invoke the power of sale and any other remedies permitted by Applicable Law.
Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22,
including, but not limited to, reasonable attorneys' fees and costs of title evidence.
If Lender Invokes the power of sale, and if it is determined in a hearing held in accordance with
Applicable Law that Trustee can proceed to sale, Trustee shall take such action regarding notice of sale and
shall give such notices to Borrower and to other persons as Applicable Law may require. After the time
required by Applicable Law and after publication of the notice of sale, Trustee, without demand on Borrower,
shall sell the Property at public auction to the highest bidder at the time and place and under the terms
designated in the notice of sale in one or more parcels and in any order Trustee determines. Lender or its
designee may purchase the Property at any sale.
Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any covenant or
warranty, expressed or implied The recitals in the Trustee's deed shall be prima facie evidence of the truth of
the statements made therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all
expenses of the sale, including, but not limited to, Trustee's fees of 5.000% of the gross sale price; (b) to all
sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it.
The interest rate set forth in the Note shall apply whether before or after any judgment on the indebtedness
evidenced by the Note.
23. Release. Upon payment of all sums secured by this Security Instrument, Lender or Trustee shall
cancel this Security Instrument If Trustee is requested to release this Security Instrument, all notes evidencing debt
secured by this Security Instrument shall be surrendered to Trustee Borrower shall pay any recordation costs
Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a thud party
for services rendered and the charging of the fee Is permitted underApplicable Law
24. Substitute Trustee. Lender may from time to time remove Trustee and appoint a successor trustee to
any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is
recorded Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties
conferred upon Trustee herein and by Applicable Law
25. Attorneys' Fees. Attorneys' fees must be reasonable
BY SIGNING UNDER SEAL BELOW, Borrower accepts and agrees to the terms and covenants contained
in this Security Instrument and in any Rider executed by Borrower and recorded with it
.c-Arm (Seal)
Jaai i Petrillo, Jr -Borrower
[Printed Name]
A L4VS?lJc/` & (Seal)
Donna I. Petrilla -Borrower
[Printed Name]
(Seal) (Seal)
-Borrower -Borrower
[Printed Name] [Printed Name)
North Carolina ared ofTrust--SingleFamily—Fannie Mae/Freadu Mac Uniform Instrument Form 30341101
MERS Modifled
The Compliance Source, Inc Page 12 of 13 Modified by Compliance Source 14301 NC 08i00 Rey 12111
uww complumcewurce corn 02000-2011, The Compliance Source, Inc
6631627
DECEIVED
r EB 0 7

r: Y 1
.. ( � �
r I`
rl
r� ..
r'
��
�
�
� ..
i
� �rl r
�
i
. .i
.. r � .il...l
11 r. �
� t.�
r
...
v �
�
_ 1 r.
r. ..�(
.� i5i::
n. ..
� � �
� 1. �
�,..
_ ..�
� ;7n �
'..
,. � ..
'i
..
r.a _
r
.�
_, ... ...
� .,.,
.....
r
..
.��, ..
.. .
.., ,.
,.;f.
�..
.n
.. r.,
.. . ,
... ..
�, :a: � [�.i }
..�
. , ..
r
..}� r _
..
1.
i' .i
„
... ..
_
r
r
.. �:.
I. K' '.....!�
r` `... ...� 1
.:.� .gyp: .. i.�
..r. .II!
'p1:1%
�,: /�� .
r � ' �
���:
_ ..
..
. � , a
. � t ' ` . ,
'�. r
,.. r ..�
S (:, r i.:
...,
..;i �. •�.
.�, 'r
,,
..
.r ,. -, fir.
i �
� n-
r... ..
� � 1'.
,.
. t.
r
i:�.
.,
r.
.., 0;
r�
lu �
i,
..
,
i
� S �
�
�,
r
;�.
�, �GG
r— ��
,.
.. f�
t
i�
i 3
�
�
�
� ( I
t
a
�
�
:
� ��
4
l

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
ACKNOWLEDGMENT
State of N0(ZR (Akww4 §
County of W*W— §
1 �ENJ7FMIn1 �• TROZEIIee Mfg/ [�YBLI.. , do hereby certify that James D
Petrdla, Jr and Donna L Petrtlla personally appl!ared fo me this day and acknowledged the due execution of
the foregoing mctrumont
Witness my hand and (where official seal is required by law) official seal this the y� day of
Mk"
NOTARYPUBM
YMka Cmml , NC
My CoIImIMM E>Ql w: 03.21.14
(Seal)
My Commission Expires
RECMWD
FEB 0 7 2
North Carolmo Dmd efThM—Bugle Family—Faome MaNFreddw Mae Umform Instrument Form 3034 I101
MERS Modified
The Compluaee Source, lag Psgel3oflJ Madirwdby Complmnee Source14301NCO&MRer 12/I1
uwwmmphanreeanra iom 02000.2011. 1 he Comphanre Source, Joe
6631627

I
A

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
Exhibit "A"
For Informational purposes only 4 Sunset Avenue, Wrightsville Beach, NC
28480
Being all of Lot 7, of the subdivision of property of Mrs E I Bear according
to a map recorded in Map Book 3, Page 54, of the New Hanover County
Registry, together with all rights the grantors may have to land between the
above described lot and Banks Channel lying between the extended
Northerly and Southerly lot Imes
Being the Identical property as conveyed to John L Leonard and wife,
Elizabeth E Leonard on 3/21/2000, in Book 2721, Page 539, in the New
Hanover County Public Registry
"No other deeds affecting the vesting of title were found during the search
period of 24 months "
PIN R06319-005-014-000 4 Sunset Avenue Wrightsville Beach NC 28480
F
��>�;
RECEtv&A
FEB 0 7 2014
DCM MAD CITY

RECEIVED
DCM WILMINGTON, NC
JAN 14 2014
Loan Number: 6631627
MIN. 100"5500066316278
SECOND HOME RIDER
THIS SECOND HOME RIDER Is made this 4th day of March, 2013 , and Is incorporated into and shall be
deemed to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the
same date given by the undersigned (the `Borrower," whether there are one or more persons undersigned) to secure
Borrower's Note to Direct Home Loans, LLC (the "Lender") of the same date and covering the Property described
in the Security Instrument (the "Property"), which Is located at
4 Sunset Ave, Wrightsville Beach, NC 28480
(Property Address]
In addition to the covenants and agreements made In the Security Instrument, Borrower and Lender further
covenant and agree that Sections 6 and 8 of the Security Instrument are deleted and are replaced by the following
6. Occupancy. Borrower shall occupy, and shall only use, the Property as Borrower's second
home Borrower shall keep the Property available for Borrower's exclusive use and enjoyment at
all times, and shall not subject the Property to any timesharing or other shared ownership
arrangement or to any rental pool or agreement that requires Borrower either to rent the Property
or give a management firm or any other person any control over the occupancy or use of the
Property
8. Borrower's Loan Application. Borrower shall be in default If, during the Loan application
process, Borrower or any persons or entities acting at the direction of Borrower or with
Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or
statements to Lender (or faded to provide Lender with material information) in connection with
the Loan Material representations include, but are not limited to, representations concerning
Borrower's occupancy of the Property as Borrower's second home
[Signatures on Following
Multabu Second Hann HMer—Single Family —Fannie Mae/Fredda Mae Uniform Imlrumeal Form 3390 INI
The Compliance source, Inc Page 1 of 2 141MMU ORM Rev 02M
W" compluncerource com 02007, The Compliance Source, Inc
6631627
RECEIVED
FEB 0 7
DCM-MiDCITY

DCM WILM NIGTON, NC
JAN 14U14
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained In this Second
Home Rider .rCN� `-�
(Seal) (Seal)
Je eawa, Jr -Borrower Donna L Petnlla -Borrower
(Seal)
-Borrower
(Seal)
-Borrower
[Sign Original Only]
Multistate Second Home Rader —Single Family—Fanum Mae/Fmdd* Mac Umform las[rumeat Form 3g"01101
The Compliance Source, Inc Page 2 of IC%4MI10galp Rev IIM4
w complmncesourcecum U2007, The Compliance Source, Inc
6631627
RECEIVED
FEB 0 7 -
DCM-%M CITV

0
TAMMY THEUSCH BEASLEY
REGISTER OF DEEDS, NEW HANOVER
216 NORTH SECOND STREET
RECEIVED
DCM WILMINGTON, NC
JAN 14 Z014
WILMINGTON, NC 28401
}lifff fMtN;M;NNyNNfyNyRyfyy;#1ifN11NN11N1f Nf flfff f h;f hfhfyllRf INfNNhNfNN1R1fN1NNi}i;;iNillyy;Nyf
Filed For Registration: 03/0412013 03:06:33 PM
Book: RE 5716 Page: 2093-2109
Document No.: 2013007717
17 PGS $60.00
Recorder: JOHNSON, CAROLYN
State of North Carolina, County of New Hanover
PLEASE RETAIN YELLOW TRAILER PAGE WITH ORIGINAL DOCUMENT.
1tECErvEp
*2013007717* °°
2013007717 Daf.MH°cr,,

,,
j1
f
��
�. '
��{1
.. �t
�
i... ...
.�'
! �
1