1-23 Dunn, Derek

Permit Class
NEW
Permit Number
1-23
STATE OF NORTH CAROLINA
Department of Environmental Quality
and
Coastal Resources Commission
Verint't
for
X Major Development in an Area of Environmental Concern
pursuant to NCGS 113A-118
Excavation and/or filling pursuant to NCGS 113-229
Issued to Derek Dunn,126 Asbury Rd., Greenville, NC 27858
Authorizing development in Carteret County adi. to a man-made canal off Bogue Sound. at 130 Sound
Dr.. in At. Beach, as requested in the permittee's app dtd "Rec DCM-MHD City 9/23/22" (MP-1) & "Rec DCM MHD
City 10/22/22" (MP-4), incl att wrkpin drawings (4), Sheets 1,4 of 4 both dtd 1/18/22 & Sheets 2,3 of 4 both dtd "rev 10/10"
This permit, issued on January 3, 2023 , is subject to compliance with the application (where
consistent with the permit), all applicable regulations, special conditions and notes set forth below. Any violation
A these terms may be subject to tmes, imprisonment or civil action; or may cause the permit to be min ana voia.
Docking Facility Expansion
1) This permit authorizes only the boat lift and use located in or over the water that are expressly and
specifically set forth in the permit application. No other structure, whether floating or stationary, shall
become a permanent part of this docking facility without permit modification. No non -water
dependent uses of structures shall be conducted on, in or over Public Trust waters without permit
modification.
2) No portion of the authorized docking facility shall extend more than one quarter of the width of the
water body. Measurementsto determine width of the water body shall be made from the normal high
water line or the waterward edge of any coastal wetland vegetation which borders the water body,
whichever is more restrictive.
(See attached sheets for Additional Conditions)
This permit action may be appealed by the permittee or other
qualified persons within twenty (20) days of the issuing date.
This permit must be accessible on -site to Department
personnel when the project is inspected for compliance.
Any maintenance work or project modification not covered
hereunder requires further Division approval.
All work must cease when the permit expires on
January 3, 2028
In issuing this permit, the State of North Carolina agrees that
your project is consistent with the North Carolina Coastal
Management Program.
Signed by the authority of the Secretary of DEQ and the Chair
of the Coastal Resources Commission.
Z_lllew�
Braxton C. Davis, Director
Division of Coastal Management
This permit and its conditions are hereby accepted.
Signature of Permittee

Derek Dunn
ADDITIONAL CONDITIONS
Permit No.1-23
Page 2 of 3
3) No sewage, whether treated or untreated, shall be discharged at any time from any boats using the
docking facility. Any sewage discharged at the docking facility shall be considered a violation of this
permit for which the permittee is responsible. This prohibition shall be applied and enforced throughout
the entire existence of the permitted structure.
4) The permittee shall install and maintain at his expense any signal lights or signals prescribed by the U.S.
Coast Guard, through regulation or otherwise, on the authorized facilities. At minimum, permanent
reflectors shall be attached to the structure in order to make it more visible during hours of darkness or
inclement weather.
5) This permit authorizes one (1) additional formalized boat slip for a maximum of three (3) formalized
boat slips at this docking facility.
6) Should the lot to the east be sold prior to the initiation of construction of the docking facility expansion,
the permittee shall obtain a written agreement from the new owner(s) waiving the minimum setback, and
authorization to construct the portion of the docking facility within the property owner's riparian
setback, and submit it to the Division of Coastal Management prior to initiating construction of the
docking facility.
7) No attempt shall be made by the permittee to prevent the full and free use by the public of all navigable
waters at or adjacent to the authorized work.
8) The authorized structure and associated activity shall not cause an unacceptable interference with
navigation and shall not exceed the dimensions shown on the attached permit drawings.
Sedimentation and Erosion Control
9) In order to protect water quality, runoff from construction shall not visibly increase the amount of
suspended sediments in adjacent waters.
10) Appropriate sedimentation and erosion control devices, measures or structures shall be implemented to
ensure that eroded materials do not enter adjacent wetlands, watercourses or properties.
General
11) This permit shall not be assigned, transferred, sold, or otherwise disposed of to a third party without the
written approval of the Division of Coastal Management.
12) All construction debris associated with the removal or construction of the permitted development shall
be contained within the authorized project area and disposed of in an approved upland location.
13) The permittee and/or his or her contractor shall meet with a representative of the Division prior to
project initiation.
NOTE: This permit does not eliminate the need to obtain any additional state, federal or local permits,
approvals or authorizations that may be required.

Derek Dunn
ADDITIONAL CONDITIONS
Permit No.1-23
Page 3 of 3
NOTE: The U.S. Army Corps of Engineers authorized the project by way of Regional General Permit
197800056 (Action ID SAW-2022-02372).
NOTE: The N.C. Division of Water Resources authorized the proposed project by way of General Water
Quality Certification 4497 and assigned the project DWR Project No. 2022-1506.
NOTE: Future development of the pennittee's property may require a modification of this permit.
Contact a representative of the Division at [phone] prior to the commencement of any
such activity for this determination. The permittee is further advised that many non -water
dependent activities are not authorized within 30 feet of the normal high-water level.
NOTE: An application processing fee of $250 was received by DCM for this project.

DCM Coordinator:�/�Ilt tC Permit #:
MAILING DISTRIBUTION SHEET
Permittee: JIr k 17-6 A%Lu R<4 �j ywi�c d c- Z�
Agents: _��rL VSE4�% V bb5kari "��e�,. r.V
DCM Field Offices
Elizabeth City
Morehead City
f�/ Washington (with revised work plan drawings)
64Wilmington
i
(OBJECTIONS )
US ACOE Offices:
Washington:
Raleigh Bland (Beaufort, Camden, Chowan, Craven, Hertford, Hyde, Perquimans,
Tyrrell)
Josh Pelletier (Bertie, Currituck, Dare, Gates, Pamlico, Pasquotank, Washington)
Tom Steffan (NC DOT- Beaufort, Carteret, Craven, Pamlico)
Bill Biddlecome (NC DOT -Remainder ECity/Washington District)
Wilmington:
Greg Curry (Brunswick, New Hanover)
Liz Hair (Carteret, Onslow, Pender)
Brad Shaver (NCDOT-Brunswick, New Hanover, Onslow, Pender)
Cultural Resources:
Renee Gledhill -Earley at [e-mail]
Public Water Supply:
Heidi Cox (WIRO) Clif Whitfield (WARD)
Marine Fisheries:
Kim Harding Jimmy Harrison
NC DOT:
David Hat iis
Shellfish Sanitation: Shannon Jenkins / Sharon Gupton / Andy Haines
State Property: Tim Walton / Mike Moser
DEMLR/DWR: Sheri Montalvo / Shelton Sullivan
Washington: Robert Tankard - 401
Glenn Stewart - 401
Roger Thorpe-Stormwater
Garcy Ward- (NCDOT-Beaufort, Bertie, Camden, Carteret, Chowan, Craven, Currituck,
Dare, Gates, Hertford, Hyde, Pamlico, Pasquotank, Perquiman, Tyrrell, Washington)
Wilmington: Holley Snider - 401 (Fender, Brunswick, New Hano#er)
John Perry - 401 (Onslow, Carteret)
Christine Hall - Stormwater ,
Joanne Steenhuis - 401 (NCDOT-Brunswick, New Hanover, Onslow, Pender)
Wildlife Resources: Maria Dunn (WARO)
Natural Heritage Program Rodney Butler
swoY -M t L�WA\
(NCDOT) Travis Wilson

men ■!-1
APPLICATION for
Major Development Permit
(last revised 12/27106)
North Carolina DIVISION OF COASTAL MANAGEMENT
1, PrimaryAWicant/Landownerintonnation
Business Name
Project Name (if applicable)
Applicant 1: First Name
MI
Last Name
Applicant 2: First Name
MI
Last Name
It additional applicants, please attach an addhonal page(s) with names listed.
Mailing Address
/U Aw)IzY goADo
PO Box
I
City
69MMI/L66
Stale
/V6
ZIP
Z78,58
Country Phase No.
1 vS - - ext.
FAX No.
- -
StreetAddress (if different from above)
/50 SovlvD -POUF
I city State
CoNr� N�-
ZIP
Zt3S/�
Email
2. A GContractor information
Busineo Name C
Agent/ Contractor 1: First Name
a6�YiE
MI
Last Name
G✓ !3B
Agem/ Contractor 2: Fast Name
MI
Last Name
Mailing Address
PO Box
CRY
State
ZIP
Phone No. 1
-
- ext
Phone No. 2
- -
ext.
FAX No.
Contracts x
Street Address (of different from above)
City
State
ZIP
Email
RECEIVED R E
ED
<Form continues on bacle SEP 2 3 20?1 MAY X 4,2022
D CITY
252-808-280o .. t-e,Bu 4ttiCUASY .. www.nccoastalmanagementine

Form DCM MP-1 (Page 2 of 4)
APPLICATION for
Major Development Permit
3. Project Location
County (can be multiple)
Street Address
Stale Rd. tt
CnRrFrFt
1 /30 5D"ND TP✓C
SubdivisionName
µ ot,i Alp ISLkS
Z014K-'6F,aCN
Slate
Nc
Zip
Z 65-/Z
Plane No.
Lot No.(s) (d many, attach additional page with list)
ext.
I I I , (, 28 53/S
a. In which NC river basin is the project located?
b. Name of body of water nearest to proposed project
NdNPog —/
eoot..
c. Is the water body identified in (b) above, natural or manmade?
❑Manmade ❑Unknown
d. Name the closest major water body to the proposed project site.
'31)6t.i-
)ONaturat
5:6oND
e. Is proposed work within city limits or planning jurisdiction?
I. If applicable, list the planning jurisdiction or city limit the proposed
Wes ❑No
]`
work falls within.
XrolvTIC 8� ACN
4. Site Description
a.
Totall length of shoreline on the tract (ft.)
C/
b. Size of entire tract (sq.ft.) /
189, ` J /
I
f
c.
Size of individual lot(s)
d. Approximate elevation of tract above NHW (normal high water) or
t4/,4
N W L (normal water level)
(If many lot sizes, please attach additional page .1 h a hst)
NHW or ❑NWL
e.
Vegetation on tract
I S-
f.
Man-made features and uses now on tract
`,17Fslr�T���
g.
Identify and describe the existing land uses adiacem to the proposed project site.
It.
How does local government zone the tract?
i. Is the proposed project consistent with the applicable zoning?
�Z[�s/DFNlIA�
(Ach z❑niNgomONA ecerfificate,rfapplicable)
Yces
j.
Is the proposed activity part of an urban waterfront redevelopment proposal? ❑Yes XNo
k.
Has a professional archaeological assessment been done for the tract? If yes, attach a copy. []Yes ❑No A
If yes, by whom?
I.
Is the proposed project located in a National Registered Historic District or does it involve a Oyes ANo A
National Register listed or eligible property?
R
worm continues on next pages
SEP 2 3 MAY I \ ` I22
252-808-280e :: t-88e-4RcoAST :: www.ncagy�sp�Imurya#y#w`?nt�.\i:>e-�HC�rITY

Form DCM MP-1 (Page 3 of 4)
APPLICATION for
Major Development Permit
in. (i) Are there wetlands on the site?
❑Yes
(ii) Are there coastal wetlands on the site?
❑Yes 14No
(iii) If yes to either (i) or (ii) above, has a delineation been conducted?
❑Yes '*No
(Attach documentation, if available)
n. Describe existing wastewater treatment facilities.
61?4vrTT (P SFPTK IFNK
o. Describe existing drinking water supply source. &4'a
p. Describe existing storm water management or treatment systems.
6';J1A CF Futi -OFF
5. ActivtGes and Impacts
a.
Will the project be for commercial, public, or private use? []Commercial ❑Public/Govemmem
Pnvate/Community
b.
Give a brier description of purpose, use, and day operations of the project when complete.
V,&PT)oNPL '; i6TIAA d r/$N11V6
c.
Describe the proposed construction methodology, types of construction equipment to be used during construction, the number of each type
of equipment and where it is to be stored.
i 96F PWI-p`/[ 7L,,e-tP Too %RoicEpe �voP,tNA7 AND ; ocf
r ,
-040�0 OX sirs
d.
List all development activities you propose.
/3'f,3' Fool UFr
e.
Are the proposed activities maintenance of an existing project, new work, or both? PAP '
f.
What is the approximate total disturbed land area resulting from the proposed project? 161 .Ft or ❑Acres
g.
Will the proposed project encroach on arty public easement, public accessway or other area ❑Yes No ❑NA
that the public has established use of?
It.
Describe location and type of existing and proposeddischargesto waters of the state.
i.
Will wastewater or stormwater be discharged into a wetland? ❑Yes o ❑NA
If yes, will this discharged water be of the same salinity as the receiving water? ❑Yes ONO )9NA
j.
Is there any mitigation proposed? Hues ❑NA
If yes, attach a mitigation proposal. � E E U
tU
<Form continues on bacic> SEP 2 3 2022
DCM-MHD CITY MAY 4'022
252-808-2808 :: 1-888-4RCOAST :: www.nccoastalmanagement

Form DCM MP-1 (Page 4 of 4)
APPLICATION for
Major Development Permit
L
6. Additionallnformation
In addition to this completed application form, (MP-1) the following items below, if applicable, must be submitted in order for the application
package to be complete. Items (a) - M are always applicable to any major development application. Please consult the application
' buction booklet on how to property prepare the required items below.
a. A project narrative.
b. An accurate, dated work plat (including plan view and cross -sectional drawings) drawn to scale. Please give the present status of the
proposed project. Is any portion already complete? If previously authorized work, dearly indicate on maps, plats, drawings to distinguish
between work completed and proposed.
c. A site or location map that is sufficiently detailed to guide agency personnel unfamiliar with the area to the site.
copy of the deed (with state application only) or other instrument under which the applicant dams title to the affected properlies.
e. appropriate application fee. Check or money order made payable to DENR.
I. A list of the names and complete addresses of the adjacent waterfront (riparian) landowners and signed return receipts as proof that such
owners have received a copy of the application and plats by certified mail. Such landowners must be advised that they have 30 days in
which to submit comments on the proposed project to the Division of Coastal Management.
Name -VoU61o5 &0Vof/C Phone No.
Address y$bSi 1g4V1I1I6*J nxja Ajasw /VC 27596
Name JpEUEN (n/ICKES Phone No.
Address //0 /41Wt5lFCli '/GLACE C41ZY /VC 27S//
Name Plane No.
Address
g. A list of previous state or federal permits issued for work on the project tract. Include permit numbers, permittee, and issuing dates.
b
. Signed consultant or agent authorization form, if applicable.
i. Wetland delineation, if necessary.
j. A signed AEC hazard notice for projects in inlet areas. (Must be signed by property owner)
k. A statement of compliance with the N.C. Environmental Policy Ad (N.C.G.S. 113A 1-10). It necessary. 8 the project Wolves expend'
of pudic funds or use of pudic lands, attach a statement documenting compliance with the North Carolina Environmental Policy Ad.
7. CerMadon and W on o n d
Erfify
at any permit issued in response to this application ' Ilow ordy the development described in the application.
�Iarn
be subject to the conditions and restrictions contained in
that authorized to grant, and do in fact grant permission to represen ' as of state and federal review agencies to
enter on the aforementioned lands in connection with evaluating information rel is permit application and follow-up
monitoring of the project.
I further certify that the information provided in this application �is truthfulto
the best of my kn e.
Date 5=�-- r
*rint Name � ` `� "1✓�
,& Signature
jV /
Please indicate application attachments pertaining to your proposed projea
❑DCM MP-2 Excavation and Fill Information pDCM MP-5 Bridges and CuN s
❑DCM MP-3 Upland Development R
)(DCM MP-4 Structures Information RIVED
" SEP 2 3 2027
DCP
252-808-2808 :: 1-888.4RCOAST :: www.ni: Tement.net
ED
4 2022

Form DCM MP-4
STRUCTURES
(Construction within Public Trust Areas)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
1. DOCKING FACILITY/MARINA CHARACTERISTICS
❑This section not applicable
a. (i) Is the docking facility/manna:
b. (i) Will thefacilitybe open to the general pudic?
�,./.,
[]Commercial ❑Public/Govemmem 1C Private/Community
(`
❑Yes MINo
c. (i) Dock(s) and/or pier(s)
`�
d. (i) Are Finger Piers included? ❑Yes �{[JNo
(ii) Number
If yes: /�"
(iii) Length
(ii) Number
(iv) Width
(iii) Length _
(v) Floating []Yes ❑No
(iv) Width
(v) Floating ❑Yes []Noe.
_ 11
(i) Are Platforms included? []Yes*No
--
I. (i) Are Boatlifts included? JdYes []No
If yes: //
If yes:
(ii) Number _
(ii) Number
(iii) Length
(iii) Length / 3'
py Width
(iv) wmn
(v) Floating []Yes []No
Note: Roofed areas are calculated from drpline dimensions.
g. (i) Number of slips proposed
h. Check all the types of services to be provided.
r
❑ Full service, including travel lift and/or rail, repair or
(n) Number of slips existing
maintenance service
Z
❑ Dockage, fuel, and marine supplies
?
Dockage (`wet slips') only, number of slips: J
❑ Dry storage; number of boats: _
❑ Boat mmp(s); number of boat ramps:
❑ Other, please describe:
i. Check the proposed type of siting:
❑ Land cm and access channel
❑Open water; dredging for basin and/or channel
Open water; no dredging required
[]Other; please describe:
k. Typical boat length: 2,11
m. (i) Will the facility have tie pilings?
[]Yes -ONO
(ii) If yes number of tie pilings?
0
j. Describe the typical boats to be served (e.g., open runabout,
charter boats, sail boats, mixed types).
On'y- %z1 N Pg&'TS
1. (i) Will thf�be open to the general public? RECEIVED
rR� eED
MAY 2 4 2022
OCT 22 2022
DCM-MHD CITY
DCM-MHD CITY
252,8e8-2808 :: 1.888-4RCOAST :: www.nccoastalmanattement.net revised: 12/27/06

Form DCM MP-4 (structures, Page 2 of 4)
2. DOCKING FACILITY/MARINA OPERATIONS ❑This section not applicable
a. Check each of the following sanitary facilities that will be included in the proposed project.
❑ Office Toilets
❑ Toilets for patrons; Number: J Location:
❑ Showers
❑ Boatholding tank pumpout; Give type and location:
b. Describe treatment type and disposal location for all sanitary wastewater.
C. Describe the disposal of solid waste, fish offal and trash.
d. How will overboard discharge of sewage from boats be controlled?
e. (i) Give the location and number of'No Sewage Discharge" signs proposed.
(ii) Give the location and number of'Phanpout Available" signs proposed.
f. Describe the special design, if applicable, for containing industrial type PWutants, such as paint, sandblasting waste and petroleum products.
g. Where will residue from vessel maintenance be disposed of?
It. Give the number of dhennel markers and -No Wake' signs proposed. �.-
i. Give the location of fueMreMing facilities, and describe the safety measures planned to proteri area wrier quality.
j. What will be the marina policy on overnight and live -aboard dockage?
k. Describe design measures that promote boat basin flushing?
I. If this project is an expansion of an existing marina, what types Of servicesRarEeZru tk�vrded?
IDCM-MHD CITY
RECEIVED
DCM-MHD CITY
252-803.2808 :: 1.888.4RCOAST :: www.nccoastaimanagement.net revised: 12/27106

Form DCM MP-4 (Structures, Page 3 of 4)
m. Is the manna/docking facility proposed within a primary or secondary nursery area?
[]Yes -10No
n. Is the ma�nna/docking facility proposed within or adjacent to any shellfish harvesting area?
❑Yes 1 C
o. Is the matina/docking facility proposed within or adjacent to coastal wetlands/marsh (C W), submerged aquatic vegetation (SAV), shell bottom
(SB), or other wetlands (W L)? If any boxes are checked, provide the number of square feet affected.
❑CW ❑SAV ❑SB
OWL []None
p. Is the proposed marina/docking facility located within or within close proximity to any shellfish leases? ❑Yes XNo
it yes, give the name and address of the leaseholder(s), and give the proximity to the lease.
13. BOATHOUSE (mclucfng covered dfts) C%-Mis section not applicable
a. (i) Is the boathouse structure(s):
[]Commercial ❑PublictGovemment ❑Private/Community
(h) Number _
(iii) Length
(iv) WKHh
Note: Roofed areas are calculated from daphne dimensions.
14. GROIN (e.g., wood, sheetpile, etc. If a rock groin, use MP-2, Excavation and Fill.) This section not applicable
a. (i) Number _
(ii) Length
(iii) Width
15. BREAKWATER (e g., wood, sbeeipile, etc.) '"is section not applicable
a. Length
c. Maximum distance beyond NHW, NWL or wetands
b. Average distance from NHW, NWL, or wetlands
6. MOORING PILINGS and BUOYSttis section not applicable
a. Is the structure(s):
[]Commercial ❑PubkdGovemmem ❑PmratefCommunity
C. Distance to be placed beyond shoreline
Note: This should be measured from marsh edge, if Fxesent.
e. Arc of the swing
b. Number
d. Description of buoy (color, inscription, size, anchor, etc.)
RECEIVED
OCT 22 2022
DCM-MHD CITY
RECEIVED
MAY 2 4 Z022
DCM-tv-rib CITY
252-808-2808 :: 1-888-4RCOA5T :: www.nccoastalmanaaement.net revised: 12127/06

Form DCM MP-4 (Structures, Page 4 of 4)
7. GENERAL
a. Prommity of structure(s) to adjacent riparian property lines
CIS' oN W51 < 15 oN E,gsl
Note: For buoy or mooring piling, use arc of swing including length
of vessel.
c. Width of water body
— Icyl
e. (i) Will navigational aids be required as a result of the project?
❑Yes No DNA
(ii) 8 yes, a lain what type and tow they will be implemented.
b. Prommity of structure(s) to adjacent docking facilities.
q s'oN WEsT ti 8' �,, E,os%
d. Water depth at waterward end of structure at NLW or NWL
— - y S' Ncf✓
8. OTHER is section not applicable
a. Give complete description:
/ Date
** roFQfIC -PutvN 10*T04 7h%L ,T
Project Name
-TP01+4
Applicant Name Imi
k
Applicant Signature
\4\o\'vl
RECEIVED
OCT 22 2022
DCM-MHD CITY
RECEIVED
MAY 9, 4 2022
DCM-iV HD CITY
252-808-2808 :: 1-888-4RCOAST :: www.nccoastalmanagement.net revised: 12/27/06

DIVISION OF COASTAL MANAGEMENT
APPLICATION TRANSMITTAL AND PROCESSING RECORD
APPLICANT: Derek Dunn COUNTY: Carteret
PROJECT NAME:
LOCATION OF PROJECT: 130 Sound Dr, Atlantic Beach
DATE APPLICATION RECEIVED COMPLETE BY FIELD: 10-13-22
FIELD RECOMMENDATION: Attached: Yes To Be Forwarded: Yes
FIELD REPRESENTATIVE: Styron DISTRICT OFFICE: MHC
DISTRICT MANAGER REVIEW: Heather Styron
B) DATE RECEIVED BY MAJOR PERMITS UNIT: FEE REC'D: Choose an item. Click or tap hereto enter text.
APPLICATION ASSIGNED TO: Bodnar
PUBLIC NOTICE REC'D: 10-26-22 END OF NOTICE DATE: Click or tap to enter a date.
ADJ. RIP. PROP NOTICES REC'D: DEED REC'D: Yes
C) 75 DAY DEADLINE: 12-27-22 150 DAY DEADLINE:
HOLDS:
EMAIL OUT DATE: 10-31-22 STATE DUE DATE: Click or tap to enter a date.
PERMIT FINAL ACTION: ISSUE DENY
AGENCY
DATE
NOTES
COMMENTS
OBJECTIONS:
RETURNED
YES NO
DCM Field Rep
l�(
DCM-LUPConsistencyDetermination
tlIoh-,
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LfJN56�
Local Permit Officer
Corps of Engineers - Regulatory Branch
it 6�(Z,
P S7o Z CZ:?- -02-37 L
DWR-401 Section
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DWR- PublicWaterSupply
tl t/Z
DEMLR- Stormwater
DENIER - Sed and Erosion
DOA - State Property Office
Wildlife Resources Commission
it�(v�ZZ
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DMF - Shellfish Section
UZZ
DMF - Habitat & Enhancement
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DNCR - Archives & History
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DNCR - Natural Heritage Program
NCDOT
NC Dept of Commerce
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ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON DAVIS
Director
DATE: October 19, 2022
TO: Gregg Bodnar
FROM: Heather M. Styron
NORTH CAROLINA
Environmental Quality
MEMORANDUM
SUBJECT: Comments and Recommendations - CAMA Major Permit -Derek Dunn, Atlantic
Beach, Carteret County
The following is my assessment and consequent recommendations of the above
referenced proposal: This proposal involves the addition of a third slip with boatlift
to the existing 2 slip docking facility within a canal contiguous with Bogue Sound in
Atlantic Beach, Carteret County. The development conforms to the guidelines set
forth under 1SA NCAC 07H .0208. The waters of the canals contiguous to Bogue
Sound are closed to shellfish harvest and are not designated as a Primary Nursery
Area. Assuming that state.and federal agencies concur with the proposal, the
district recommends the project be authorized as proposed, contingent upon the
following conditions:
• All development shall be constructed as shown on plats accepted as complete by DCM on
10/13/2022 (waiver obtained from Mr. Wilkes).
• No more than a total of 3 slips shall be authorized.
The length of the boatlift shall be limited to a maximum distance of 26' waterward of the
existing bulkhead (NHW)within the canal due to the 105' width.
• No high ground development is authorized.
�w.w�m.� i m enwo�eni.i mo�
North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead City Office 1 400 Commerce Avenue I Morehead City, North Carolina 28557
252,515.5400

ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON DAVIS
Director
October 31, 2022
MEMORANDUM.,
NORTH CAROLINA
Environmental Quality
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09)
greoa. bodnar(a) NCDENR.aov
SUBJECT: CAMA Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Greats Bodnar at the address above by November 21, 2022. If you have any
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
Y:
PRINT
AGENCY
This agency has no objection to the project as proposed.
**Additional comments may be attached**
X This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
Andrew Haines
DMF - Shellfish Sanitation and Recreational Water Quality
SIGNATURE A f�Ccti1¢2 for Shannon Jenkins
DATE 11/1/2022
NOV 1 2022
North Carolima Department of Environmental Quality I Division of Coastal Management
Morehead City Office 1 400 Commerce Avenue I Moorehead City, North Carolina 28557
mw�arow®mem�n�
2528082808

ROY COOPER
Governor
ELIZABETH S. B►SER
Secretary
BRAXTON DAVIS
Director
October 31, 2022
NORTH CAROLINA
Environmental Quality
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09)
gregg. bod naRaDNCDENR.gov
SUBJECT: CAMA Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Gregg Bodnar at the address above by 2022. If you have any
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
X This agency has no objection to the project as proposed.
**Additional comments may be attached**
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
PRINT'NAME Mark Brown
AGENCY Public Water Supply
SIGNATURE grows
DATE
11 /1122
IECEIVEz
NOV 1 2022
� a SE—G T 10 N' CvlHD
oe,em,+�m iu�wv�ao�uiwmry�
North Carolina DepartmenttofEnvironmental Quality I Division of Coastal Management
Morehead City office 1400 Commerce Avenue I Moorehead City, North Carolina 28557
252808.2808

ROY'COOPER
Governor- _
EL"ETH'S.,BISER
secretary,
BRAXTONDAVIS
Director
October 31.2022
MEMORANDUM:
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09)
g reg q. b o d n a r(cD N C D E N R. Q ov
SUBJECT: CAMA Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Greaa Bodnar at the address above b November 21 2022: If you have an
Y._ _ _,.___.. Y Y
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
REPLY: X This agency has no objection to the project as
"Additional comments may be attached"
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
PRINT NAME Rachel Love-Adrick
AGENCY
SIGNATURE
DCM
- icy
DATE 11/8/2022
.,. North Carolina Department of Environmental Quality l Division of CoastatManagement
l Morehead City Office 1400 Commerce Avenue I Moorehead City, North Carolina 28557
o`ii}'em_w
`/ 252808.2H08

ROY-COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON'.DAVIS
DmXmr
MEMORANDUM
NORTH CAROLINA
Environmental Qpabty
TO: Gregg Bodnar, Asst. Major Permits Coordinator
Division of Coastal Management
FROM: Rachel Love-Adrick, District Pla
Division of Coastal Management
ft
SUBJECT: Major Permit Application by Derek Dunn c/o Robbie Webb
DATE: November 8, 2022
Consistency Determination: The request is consistent with/not in conflict the Town of Atlantic Beach
CAMA Land Use Plan Update certified by the CRC on September 24, 2021.
Overview: The project is located at 130 Sound Dive, Atlantic Beach, Carteret County. The parcel is 0.018-
acres, and has an elevation of 2.5' above NHW and has 75' of shoreline. The parcel is bordered by a man-
made canal along the north side of the property. The property is currently developed with a single-family
residence with driveway, bulkhead and existing two slip docking facility.
The applicant is proposing to add a third slip with boatlift to the existing dock. A total of three slips are
proposed (2 existing and 1 new). The boat size would be limited to a maximum of 21' and would be of
open runabout design. Water depths within the existing and proposed slip areas are -4.25' nlw to -4.75'
nlw.
AECs onsite include the Public Trust Area (PTA). The waters of Bogue Sound in this area are classified as
SA; HQW, are not classified as a primary nursery area and are closed to shellfishing. No submerged aquatic
vegetation is present at this location. Previous dredging has occurred in the canal areas. There is no
dredging proposed within navigable waters and there are no known historic or archaeological areas of
value known within the project sites.
Anticipated Impacts: The development would incorporate 169 sf of shallow bottom habitat. The proposed
third slip with boatlift would not interfere with navigation and would meet the AY4 width rule (26' max
from nhw) and not extend into the channel portion of the canal. No dredging is proposed at this time due
to the -4'+ nlw water depths within the slip areas. There would be no impacts to wetlands, shellfish or SA
V resources.
North Carolina Department of Environmental Quality IDiAston of Coastal Management
Morehead City Office 1 400 Commerce Avenue I Moorehead City. North Carolina 26557
252808.2$08

Basis for Determination:
The project site is located in the Town of Atlantic Beach and is subject to the town's CAMA Land Use
Plan Update, certified by the CRC on September 24, 2021. The Future Land Use Map (FLUM) designates
the site as "Residential -Low", and the subject AECs as "Conservation".
Land Use Policies: The following LUP policies may be applicable to this request.
POLICY 1.3.8.34: The Town of Atlantic Beach supports the LAMA development permit process for
estuarine shoreline areas and the requisite development standards which encourage both shoreline
stabilization and facilitation of proper drainage.
® North Carolina Department ofEnvirorimental quality, l DIVIston of Coastal Management
Morehead City Offl a 140OCommmeAvenue I Moorehead City, North Carolina 28557
�'wia"m^ud"m"mrca y'"".� /"'� 252.808,2808

ROY COOPER
Governor
ELIZABETH S. BISER
secretary
BRAXTON DAVIS
Director
October 31, 2022
�r I 1 13
FROM: Gregg Bodnar, Assistant Major Permits Coordinator ii`�� (C im !:a
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09) NOV 1 4 2022
gregg. bodnar(a) N CDENR.g ov
SUBJECT: CAMA Application Review n,@ pyp
F's��N� ins. tic 0 tl�5`J DOD
O®
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Gregg Bodnar at the address above by rNOVembe!'21; 2022 If you have any
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
"Additional comments may be attached"
4 This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.. ' ' - 1
PRINT NAME t/G�"..,� 4i�/) 4I�.�.P�
AGENCY Ot t l ll
31'GNATUREio
DATE 16-a2-
DEQ
North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead city Office 1400 Commerce Avenue I Moorehead City, North Carolina 28557
252.8082808

r
Bodnar, Gregg
From:
Hair, Sarah E CIV USARMY CESAW (USA) <[e-mail]>
Sent:
Tuesday, November 15, 2022 10:53 AM
To:
Bodnar, Gregg
Cc:
Snider, Holley
Subject:
[External] RE: SAW-2022-02372 (130 Sound Dr. / Atlantic Beach NC / Carteret County)
Attachments:
RGP_56.pdf
CAUTION: External email. Do not click links or open attachments unless you verify. Send all suspicious email as an attachment to
Report Spam.
Processing as a GP 56. See attached. Please consider this email as Corps authorization.
Liz
From: WilmingtonNCREG <[e-mail]>
Sent: Friday, November 4, 2022 8:42 AM
To: Hair, Sarah E CIV USARMY CESAW (USA) <[e-mail]>
Subject: SAW-2022-02372 (130 Sound Dr. / Atlantic Beach NC / Carteret County)
Assigned AID SAW-2022-02372.
Thanks,
Jho
From: Hair, Sarah E CIV USARMY CESAW (USA) <[e-mail]>
Sent: Thursday, November 3, 2022 4:07 PM
To: WilmingtonNCREG<WilmingtonNCREG9usace.army.mil>
Subject: FW: New CAMA Major Permit Application - Dunn
Please create a file folder in the CAMA a submittals Carteret folder, create an Action ID and add a GP 56 in ORM
Thanks!
Liz
From: Cannon, Amanda J <[e-mail]>
Sent: Monday, October 31, 2022 1:37 PM
To: Love-Adrick, Rachel A <rachel.love-adrick ncdenr.gov>; Hair, Sarah E CIV USARMY CESAW (USA)
<[e-mail]>; Padrick, Lee <[e-mail]>; DCR - Environmental_ Review
<Environmenta1.Review ncdcr.gov>; Cox, Heidi <[e-mail]>; Harding, Kimberlee k
<Kimberlee.HardinR ncdenr.gov>; Harrison, James A <[e-mail]>; Harris, David B
<[e-mail]>; Jenkins, Shannon <[e-mail]>; Gupton, Sharon
<[e-mail]>; Walton, Tim <[e-mail]>; Moser, Mike <[e-mail]>;
Hilliard, Wanda <[e-mail]>; Montalvo, Sheri A <[e-mail]>; Sullivan, Shelton
<[e-mail]>; Sams, Dan <[e-mail]>; Hall, Christine <[e-mail]>;
Snider, Holley <[e-mail]>; Dunn, Maria T. <[e-mail]>; Butler, Rodney A
<Rod nev. B utler@ ncdcr.gov>
Cc: Bodnar, Gregg <[e-mail]>; Styron, Heather M. <[e-mail]>
Subject: [Non-DoD Source] New CAMA Major Permit Application - Dunn
Hello All!

Please accept this correspondence as the official distribution of CAMA Major Permit Application from Derek Dunn, in
Carteret County.
Attachments include: Field Investigative Report, work plans, comment sheet, and any other documents intended for you.
NOTE _Plebse, complete the bottom portion of the comment sheet with your information and signature:
*RETURN TO GREGG BODNAR_at gregg.bodnar(i ,ncdenr.eov*
NO oversized work plans have been submitted by the applicant
For questions or concerns, please contact Gregg Bodnar at [e-mail] or [phone]
Thank you!
Amanda Cannon
Permit Support Coordinator, Division of Coastal Management
D_E Q North Carolina Department of Environmental Quality
252.515.5406 (Office)
�•/ Amanda.cannon@ncdenngov
@rxWV'Czt't Xl F3dAr Fkccveta Unvnrri
Click HERE to Find the DCM Field Rep in your CAMA region.

ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON DAVIS
Director
October 31. 2022
MEMORANDUM:
NORTH CAROLINA
Environmental Quality
e7. 22— 10. 31. 03
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Officer252-515-5416 (Courier 11-12-09)
g regg. bcdnar(cD NC D ENR.gov
SUBJECT: CAMA Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Gregg Bodnar at the address above by November 21,.2022. If you have any
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
"Additional, comments may be attached"
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
PRINT NAME 'n/ &XILTl�ltkftA
AGENCY 1\"m
SIGNATURE Ail
DATE j1-I1.-71J7_Z
EzCEIVEED
NOV 1 6 2022
NIP 531ECTIONI WHO
North Carolina Department of Environmental Quality I Division of Coastal Nianagement
Morehead City Office 1400 Commerce Avenue 1 Moorehead City, North Carolina 28557
2528082808

Received: 11 /17/2022
Historic Preservation Office
ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON DAVIS
Director
October 31. 2022
MEMORANDUM.,
NORTH CAROLINA
Environmental Quality
ER 22-2701
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09)
gregg.bodnaf(aNCD EN R.gov
SUBJECT: CAMA Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Due: 11 /21 /2022
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Grego Bodnar at the address above by November 21, 2022, If you have any
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
**Additional comments may be attached**
X This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
PRINT NAME Renee Gledhill -Earley
AGENCY State Histori . Preservation Offire
DATE November 22, 2022
LE- CEIVEED
NOV 2 2 2022
North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead City Office 1 400 Commerce Avenue I Moorehead City, North Carolina 28557
om�mmm uwo�enomn�
252.808.2808

ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON DAVIS
Director
October 31, 2022
MEMORANDUM:
NORTH CAROLINA
Environmental Quality
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09)
gregq.bodnar cDNCDENR.gov
SUBJECT: CAMA Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project.and
return this form to Greoo Bodnar at the address above by November 21. 2022.' If you have any
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
"Additional comments may be attached"
X This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
PRINT NAME James Harrison
AGENCY NCDMF
RUPECEIVED
NOV 3 O 2022
SIP SECTION WHIM
nnou D_E.QJ� North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead City Office 1 400 Commerce Avenue I Moorehead City, North Carolina 28557
252868.2808

ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON DAVIS
Dircaor
October 31, 2022
MEMORANDUM:
NORTH CAROLINA
EnvironmentalQualify
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEO - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09)
gregg.bodnar()NCDEN R.gov
SUBJECT: CAA4A Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Gress Bodnar at the address above by November 21, 2022. If you have any
questions regarding the proposed project, contact Heather Styron 252-51515413.
when appropriate, in-depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
"Additional comments may be attached"
X This agency has no comment on the proposed project -
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
Lee Padrick
PRINT NAM_ E
NC Commerce
AGENCY
SIGNATURE � l M �' EV ED
/-
DATE 11-27-22
OCT 3 1 2022
MP SECTI®I9 MH®
D_EQ� North Carolina Department ofEnvironmental Quality IDivision ofCoastal Management
Morehead City office 1400 Commerce Avenue I Moorehead City, North Carolina 28W
I,ICw1'➢r.M
24.8082808

ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
RICHARD E. ROGERS, JR.
Director
DATE:
December 20, 2022
NORTH CAROLINA
Environmental QwIlty
FROM: Holley Snider
NCDEQ-Division Water Resources
401 Buffer Permitting Branch
SUBJECT: DWR#20221506
No Written Approval Required
PROJECT LOCATION:130 Sound Drive, Atlantic Beach, Carteret County
Dunn Docking Facility
PROPOSED PROJECT: Expand the existing docking facility to provide mooring for three (3) vessels
The Division of Water Resources (DWR) has received a copy of your CAMA Major permit application
request received by this office on October 31, 2022. The waters of Bogue Sound are classified as
SA;HQW by the Division of Water Resources (DWR).
In accordance with the attached General Certification #4497 (GC 4497), the impacts described in
your application do not require written authorization to utilize GC4497. However, you are required
to follow the conditions listed in the attached certification.
You should also obtain and comply with any other federal, state and local requirements including
(but not limited to erosion and sedimentation control regulations and state stormwater
requirements before you proceed with your project). Also, the approval to proceed with your
proposed impacts to waters a depicted in your application shall expire upon expiration of the 404
or CAMA Permit.
This Certification can be contested as provided in Articles 3 and 4 of General Statute 150B by filing
a written petition for an administrative hearing to the Office of Administrative Hearings (hereby
known as OAH). A petition form may be obtained from the OAH at htta://www.ncoah.com/ or by
calling the OAH Clerk's Office at [phone] for information.
J A 4� P093
MP ECT10 P 'tl,XD
If -a,s North Carolina Department of Environmental Quality I Division of Water Resources
.o.nmom au.., D; QJ� 127 Cardinal Drive Ext. Wilmington, North Carolina 28r05-5406
910.796.7215

DIVISION OF COASTAL MANAGEMENT
FIELD INVESTIGATION REPORT
1. APPLICANT'S NAME: Derek Dunn c/o Robbie Webb
2. LOCATION OF PROJECT SITE: 130 Sound Drive, Atlantic Beach, Carteret County
State Plane Coordinates - Longitude: 76 44' 38", Latitude: 34 42' 12"
3. INVESTIGATION TYPE: CAMA
4. INVESTIGATIVE PROCEDURE: Dates of Site Visit — 5/24/202
Was Applicant Present - No
5. PROCESSING PROCEDURE: Application Received Complete—10/13/2022 a'(
Office — Morehead City (�
6. SITE DESCRIPTION:
(A) Local Land Use Plan —Atlantic Beach
Land Classification from LUP — Single Family Residential
(B)
AEC(s) Involved: PTA
(C)
Water Dependent: yes
(D)
Intended Use: Private
(E)
Wastewater Treatment:
Existing — Septic Systems
Planned- none
(F)
Type of Structures:
Existing — bulkhead, driveway, house and 2 slip pier
Planned — third slip with boatlift
7. HABITAT DESCRIPTION:
DREDGED FULLED
THE
(A) Shallow bottom n/a n/a 169sf Inc.
(D) Total Area Disturbed: 169 square feet
(E) Primary Nursery Area: No
(F) Water Classification: SA, HQW Canal is closed to shellfish harvesting
8. PROJECT SUMMARY:
The applicant is proposing to add a third slip with boatlift to the existing dock. There
is currently a single-family residence with driveway, bulkhead and existing two slip
docking facility. A total of three slips are proposed (2 existing and 1 new). The boat
size would be limited to a maximum of 21' and would be of open runabout design.
Water depths within the existing and proposed slip areas are -4.25' nlw to -4.75'
nlw.
9. Project Description
The existing 0.018-acre (7,187.41sf) tract is located at 130 Sound Drive, Atlantic
Beach, Carteret County. The site is bordered by a man-made canal along the north
side of the property. The property shoreline is stabilized with a bulkhead, has an
elevation of 2.5' above NHW and has 75' of shoreline.

Derek Dunn Field Report
130 Sound Drive
Page 2
The waters of Bogue Sound adjacent to the project area are classified as "SA, HQW"
by the Division of Water Resources and have been previously dredged within the
canal areas. There are no nearby Primary Nursery Areas. According to the maps
provided by the Shellfish Sanitation Section of the NC Division of Marine Fisheries,
the waters of the canals contiguous to Bogue Sound are predominately closed to
shellfish harvesting. No SAV were observed within the project area. There is no
dredging proposed within navigable waters and there are no known historic or
archaeological areas of value known within the project sites.
10. Proposed Project
The applicant is proposing to add a third slip with boatlift to the existing two slip
docking facility. The applicant is proposing a 13' x 13' boatlift along the east side of
slip 2 and the existing finger pier. All work would not exceed a maximum distance of
26' from the bulkhead. The canal has a width of 104' at the most constrictive point
along this area of the property. A waiver was obtained from Mr. Wilkes to encroach
within the 15' riparian setback along the Dunn/Wilkes riparian access line.
11. Anticipated Impacts:
The development would incorporate 169 sf of shallow bottom habitat. The proposed
third slip with boatlift would not interfere with navigation and would meet the '/< width
rule (26' max from nhw) and not extend into the channel portion of the canal. No
dredging is proposed at this time due to the -4'+ nlw water depths within the slip areas.
There would be no impacts to wetlands, shellfish or SAV resources.
Submitted by: Heather Styron Date: 10/20/2022 Morehead City District Office

Project Narrative for Derek Dunn
To Whom it may concern,
Our project is located at 130 Sound Drive in Atlantic Beach, NC. We are proposing to
install a new 13'x13' boat lift. The purpose of this project is for recreational boating and
fishing. Thank you for your time and consideration on this proposal. The project proponent
hereby certifies that all information contained heroines true, accurate and complete to the best
of my knowledge and belief. The project proponent hereby requests the the certifying authority
review and take action on this CWA 401 certification request within the applicable reasonable
period of time.
Sincer1?40e 1 lg�U
Robbie Webb
RECEIVED
OCT 13 2022
DCM-MHD CITY

8:42 $1 LTE E
[e-mail] 8:15 AM
40 To: [e-mail] >
Derek Dunn Major Permit
I am needing to apply for a major permit for
addition of a 3rd boat slip(lift) for Derek
Dunn
located at 130 Sound Drive in Atlantic Beach,
NC. Please let me know if you need anything
else!
Thanks
Andre

AGENT AUTHORIZATION FOR CAMA PERMIT APPLICATION
Name of Property Owner Requesting Permit: �7FtZE(C —povlO
Mailing Address:
Phone Number:
Email Address:
13a St-�lrhr�p -V-F
I certify that I have authorized 71? 91�lE
Agent / Contractor
to act on my behalf, for the purpose of applying for and obtaining all CAMA permits
necessary for the following proposed development: / 3 )` l3 13ooT C i/--T
at my property located at / 3a 5owND 7l DIVE Are41-Tie / WIj Nc
in —CA i rE?C _ County.
l furthermore certify that / am authorized to grant, and do in fact grant permission to
Division of Coastal Management staff, the Local Permit Officer and their agents to enter
on the aforementioned lands in connection with evaluating information related to this
permit application.
Property Owner Information:
Print or Type Name
Title
Date
RECEIVED RECEIVED
This certification is valid through I I SEP 2 3 2022 MAY 2 4 2022
DCM-MHD CITY DCM-Mtit) CITY

N.C. DIVISION OF COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPERTY OWNER NOTIFICATIONNVAIVER FORM
CERTIFIED MAIL RETURN RECEIPT REQUESTED or HAND DELIVERY
(Top portion to be completed by owner or their agent)
Name of Property Owner. %�� V %UN!'J
Address of Property: / 3 D So vti �> -pJ11 Lf /r! (AN7?C K'i!5�,q Gk1 /t/C
Mailing Address of Owner. S4n9 E AS 466y15
Owner's email:
Agent's Name:
Agent's Email:
Owner's Phone#: ZS Z - 71y 76
Agent Phone#: ZSZ ;7 �l�S
ADJACENT RIPARIAN PROPERTY OWNER'S CERTIFICATION
Bottom portion to be completed by the Adjacent Property Owner)
I hereby certify that lawn property adjacent to the above referenced property. The individual applying for this
permit has described to me, as shown on the attached drawing, the development they are proposing. A
description or drawing with dimensions must be provided with this letter.
I DO NOT have objections to this proposal. I DO have objedions to this proposal.
If you have objections to what is being proposed, you must notify the N.C. Division of Coastal
Management (DCAQ in writing wiWn 10 days of receipt of this notice. Correspondence should be
mailed to 400 Conuaerce Ave., Morehead City, NC 28557. DCM representatives can also be conbcted
at (25-2) 806-2808. No response 1s considered the same as no objection if you have been noegied by
Certified Mail.
WAIVER SECTION
I understand that any proposed pier, dock, mooring pilings, boat ramp, breakwater, boathouse, kft, or
groin must be set back a minimum distance of 15' from my area of riparian access unless waived by me
(this does not apply to bulkheads or riprap revetments). (If you wish to waive the setback, you must Sian
the appropriate blank below.)
I DO wish to waive some/all of the 15' setback f� W 444�
-OR-
rg Riparian Rwner operty O
I do not wish to waive the 15' setback requirement (initial the Wank)
Signature of Adjacent Riparian Property Owner.
Typed/Printed name of ARPo: JoEllen H.
Mailing address of ARPO: 110 Marseille Place, Cary, NC 27511
ARPO's emell: [e-mail] ARpo s phone#: [phone]
118/2022 +Waiver is valid for up to one year from ARPO's Signature*
Revised May 2021

ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BRAXTON DAVIS
Director
October 19, 2022
Derek Dunn
C/o Robbie Webb
P.O. Box 1885
Morehead City, NC 28557
Dear Mr. Dunn:
NORTH CAROLINA
Environmental Quality
The NC Division of Coastal Management hereby acknowledges receipt of your application for State
approval for development of your project at 130 Sound Drive. in Atlantic Beach, Carteret County. The
application was received as complete on 10/13/2022, and appears to be adequate for processing at this time.
The projected deadline for making a decision is 12/27/2022. An additional 75-day review period is provided
by law when such time is necessary to complete the review. If you have not been notified of a final action
by the initial deadline stated above, you should consider the review period extended. Under those
circumstances, this letter will serve as your notice of an extended review. However, an additional letter
will be provided on or about the 75th day.
If this agency does not render a permit decision within 70 days from 10/13/2022, you may request
a meeting with the Director of the Division of Coastal Management and permit staff to discuss the
status of your project. Such a meeting will be held within five working days from the receipt of your
written request and shall include the property owner, developer, and project designer/consultant.
NCGS 113A-119(b) requires that Notice of an application be posted at the location of the proposed
development. Enclosed you will find a "Notice of Permit Filing" postcard which must be posted at the
property of your proposed development. You should post this notice at a conspicuous point along your
property where it can be observed from a public road. Some examples would be: Nailing the notice card
to a telephone pole or tree along the road right-of-way fronting your property, or at a point along the road
right-of-way where a private road would lead one into your property. Failure to post this notice could result
in an incomplete application.
An onsite inspection will be made, and if additional information is required, you will be contacted by the
appropriate State or Federal agency. Please contact me if you have any questions and notify me in writing
if you wish to receive a copy of my field report and/or comments from reviewing agencies.
Sin er I
T1 _
Heather M. Styron
District Manager, Division of Coastal Management
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North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead City office 1 400 Commerce Avenue I Morehead City, North Carolina 28557
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Publishing
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PO Box 1679 • Morehead City, NC 28557
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Tideland
News
252-726-7081
910-326-5066
5M Executive
Drive, Suite 3DO • Morehead City
.----- --- ----- __.-. _ ______
PAYMENT RECEIPT
___ __ _ _. , ------
Receipt Date:
10/20/2022
Advertiser: NC Division of Coastal Management#1
Account Number: 3098
=
PAYMENT DETAILS
Payment Date:
10/2012022
Approval Code: 064163
Reference No:
13184
Last 4 Digits of Card: 4508
Amount:
$55.38
Payment Method:
Credit Card New
Description:
Paid-CAMA 130 Sound Dr

ROY COOPER
Governor
ELIZABETH S. BISER
Secretary
BMXTON DAVIS
Director
Carteret News Times
PO Box 1679
Morehead City, NC 28557
NORTH CAROLINA
Environmental Quality
Re: Public Notice - Derek Dunn,130 Sound Drive
Dear Sir:
October 20, 2022
Please publish the attached Notice in the 10/26/2022 issue of the Carteret News Times.
The State Office of Budget and Management requires an original Affidavit of Publication
prior to payment for newspaper advertising. Please send the affidavit, an original copy
of the published notice, and an original invoice to Jessica Gibson -Murray, NC Division
of Coastal Management, 400 Commerce Avenue, Morehead City, North Carolina
28557, Telephone [phone].
Thank you for your assistance in this matter. If you should have any questions, please contact
me at our Morehead City office.
Sincerely,
Heather M. Styron
Heather M. Styron
Coastal Management Representative
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North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead City Office 1 400 Commerce Avenue I Morehead City, North Carolina 28557
2525155400

NOTICE OF FILING OF
APPLICATION FOR CAMA MAJOR
DEVELOPMENT PERMIT
The Department of Environmental Quality hereby gives public notice as required by
NCGS 113A-119(b) that application for a development permit in an Area of Environmental
Concern as designated under the CAMA was received as complete on 10/13/2022. According
to said application, Mr. Derek Dunn proposes to add a third slip with boatlift to the existing
2 slip docking facility at 130 Sound Drive in Atlantic Beach, NC. A copy of the entire
application maybe examined or copied at the office of Heather Styron, NC Division of Coastal
Management, located at 400 Commerce Avenue, Morehead City, NC, [phone] during
normal business hours.
Comments mailed to Braxton Davis, Director, Division of Coastal Management, 400
Commerce Avenue, Morehead City, N.C. 28557, prior to 11/15/2022, will be considered in
making the permit decision. Later comments will be accepted and considered up to the time
of permit decision. Project modification may occur based on review and comment by the
public and state and federal agencies. Notice of the permit decision in this matter will be
provided upon written request.
PUBLISH ON: 10/26/2022
North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead City OfFlce 1 400 Commerce Avenue I Morehead City, North Carolina 28557
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N.C. DIVISION OF COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPERTY OWNER NOTIFICATIONMAIVER FORM
CERTIFIED MAIL RETURN RECEIPT REQUESTED or HAND DELIVERY
(Top portion to be completed by owner or their agent)
Name of Property Owner: _Dlw--r g -DJ i`) A
Address of Property: 1,:3Z% 5 oor1.'D `D'- AMA IrI C. `FC-44 t, e-
Mailing Address of Owner:
Owner's email:
Agent's Name:-Rpf;5j15 l.re�
Agent's Email:
Owner's Phone(.d S�� q'6 qO
Agent Ph`onei�5-•-)-7 IIS
ADJACENT RIPARIAN PROPERTY OWNER'S CERTIFICATION
Bottom portion to be completed by the Adiacent Property Ownerl
I hereby certify that I own property adjacent to the above referenced property. The individual applying for this
permit has described to me, as shown on the attached drawing, the development they are proposing. A
I DO NOT have objections to this proposal. I DO have objections to this proposal.
If you have objections to what is being proposed, you must notify the N.C. Division of Coastal
Management (DCM) in writing within 10 days of receipt of this notice. Correspondence should be
mailed to 400 Commerce Ave., Morehead City, NC 28557. DCM representatives can also be contacted
at [phone]. No response is considered the same as no objection if you have been notified by
Certified Mail.
WAIVER SECTION
I understand that any proposed pier, dock, mooring pilings, boat ramp, breakwater, boathouse, lift, or
groin must be set back a minimum distance of 15' from my area of riparian access unless waived by me
(this does not apply to bulkheads or riprap revetments). (If you wish to waive the setback, you must sign
the appropriate blank below.)
I DO wish to waive some/all of the 15' setback/% -
Sift (ur Adjacent Rlparfan Property Owner
-OR-
I do not wish to waive the 15' setback requirement (initial the blank)
Signature of Adjacent Riparian Property Owner: l
Typed/Printed name of ARPO:yo(/i l.4 5
Mailing Address of ARPO: -1 92)S (-)L-S; Y�
ARPO's email: ARPO's Phone#:
Date: *waiver is valid for up to Mr?TT r" ARPO's Signature'
Revised May 2021
OCT 13 2022
DCM-MHD CITY

NORTH GkROLInIA, CARTERET COUNT'
TMf klMxnent and tllk «MeM'/I Firs, duly fM0 tl
the data and ama and In the Book and Page shown
on the Ent Page hereof.
FILE 1100
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NoYeker 21; 2013 Q D2:27
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FILE 11466040
Deed of Trust _
Return To: Pile/ P nGny S . Harrington
Greenville, NC 27835
Prepared By: Danny A. Harrington
MIN: 100159966170750573
Deftiti n
Words used in multiple sections of this document we defined below and other words are defined in
Sections 3, It. 13. 18, 20 end 21. Certain mla regarding the usage of words used in this document are
also provided in Section 16,
(A) -3a rlty lmte ant" means this dowmeot, which is dated November 21. 2013, together
with all Riders to this document.
(B) "Borrower -is Derek P Dunn and wife, Elizabeth K. Dunn
Borrower is the tmstor under this Security Instrument.
(C) "Lander is Branch Banking and Trust Company
lender is Corporation
mgmized and existing under the laws of NORTH CAROLINA
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DCM-MHD CITY

Lendu'saddromis 223 West Nash Street, Wilson, NC 27893
(C-1) The name of the Mortgage Broker is N/A
(D) "Trustee"is Jennifer Grant
(E) "M ERB- is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
acting solely as a nominee for Lender and Lender's successors and assigm. MERS 1. the
beneficiary under this Security Instrument MERS is organized and existing under the laws of
Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, let.
(888) 679-MERS.
(F) "Note" means the promissory note signed by Borrower and dated as of the date hereof . Thl
Note states that Borrower owes Lender Four Hundred Thousand And Zero/100
Dollars (U. S. $ 400.000. 00 ) plus interest. Borrower has promised
to pry this debt in regular Periodic Payments and to pay the debt in fell act later than
December 01. 2033 .
(0) "Property" menu the property that is described below under the heading "Transfer of Rights in the
Property.'.
(H) 'loan' mraas the debt evidenced by the Note, plus interest, my prepayment charges and late
charges due under the Note, and all sumo due under this Security Inatrumenq plus interest.
(1) "Riders" morns all Riders to this Security Instrument that are retarded by Borrower. The following
Riders me to be executed by Borrower [check box as applicable]:
Adjustable Rate Rider Condominium Rider Second Home Rider
Balloon Rid" O Planned Unit Development Rider 14 Family Rides
VA Rid" Biweekly Payment Rider Others) [specify]
(J) "Applicable law" memo all controlling applicable federal, state and local Maurice, regulations,
ordica e. and administrative rules and orders (that have the effect of law) in well as all applicable
final, non -appealable judicial opinions.
(IQ 'Community Association Dues, Fears, and Assessments" means all du", fees, assessments
and other charges that we imposed on Borrower or the Property by a condominium association,
homeowners association or similar organization.
(U neac runic Fonds Transfer' means my transfer of funds, other than a trmsadion originated by
check, that, or similar paper instrument. which is initiated through an electronic terminal,
telephonic inatrrrten4 computer, or magnetic tape so m to order. Instruct, or authorize a financial
institution to debit or credit an account. Such tam includes, but is not limited to, point -of --sale
transfers, autornmed teller machine transactions, transfers initiated by telephone, wire transfers, and
automated clearinghouse manatees.
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DCM-MHD CITY

(M) "Escrow Items" means those items that = described in Section 3.
(N) 'M iscelleneous Proceeds means any compensation, settlement, award of damages, or proceeds
paid by any third party (other than hanturce proceeds paid under the coverages described in Section
5) for: (i) damage to, or destruction of, the Property; (u) condemnation or other taking of all or any
pan of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresrntations of, or
omissions as to, the value and/or condition of the Property.
(0) 'Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default
on, the Loan.
(P) "Periodic Payment" means the regularly scheduled summit due for (i) principal and interest under
the Note, plus (n) any amounts under Section 3 of this Security Instrument.
(0) 'RESPA" means the Real Estate Settlement Procedures Act (12 USC. Section 2601 et seq.) and its
implementing regulation, Regulation X (24 C.F.R Part 3500), as they might be amended from time
to time, or any additional or successor legislation or regulation that governs the same subject manse.
As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are
imposed in regard to a "federally related mortgage loan" even if the Lone does not qualify as a
"federally related mortgage loan" under RESPA.
(R) "Successor In Interest of Somowaf name any party that has taken title to the Property,
whether or not that parry has mounted Borrower's obligations under the Note and/or this Security
Instrument.
Transfer of Rights In the Property
The beneficiary of this Security Instrument is MERS (solely ae nomince for Lender and Lender's
successors slsd assigns) and the successors and assigns of MERS. This Security Instrument secures to
Lender: (i) the repaymml of the Loan, and all renewals, extensions and modifications of the Note;
and (a) the Performance of Borrower's covenants and ageenena under this Security Instrument and the
Note. For this purpose, Borrower irrevocably grants and conveys to Trustee and Trustce' a successors
and usigro, in trust, with power of sale, the following described property located in the
County of Carteret
(Type ofRecordieg Junselchoe) (Nome ofRecordieg Jurisdiction)
BEING LOT TWENTY-EIGHT (28), Block Fifteen (15), OF THE ATLANTIC BEACH ISLES
SUBDMSION, ACCORDING TO THE MAP OR PLAT THEREOF RECORDED IN MAP
BOOK 11, PAGE 29, OF THE CARTERET COUNTY REGISTRY, IN BEAUFORT, NORTH
CAROLINA.
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DCM-MHD CITY]

Petal III Number: 6375.16. 74.9620000 which currently has the address of
130 Sound Or (Scree)
Atlantic Beach (City). North Carolina 28512 (Zip Code)
("Property Address"):
TO HAVE AND TO HOLD this property unto Trustee and Trustee's successors and assigns, forever,
together with all the improvemrnb now or hereafter created on the property, and all easements,
appurtenances, and fixtures now or hereafter a pert of the property. All replermlents and addition abate
also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument
a the "Property" Borrower understands and agrees that MERS holds only legal title to the interests
granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS
(a minister for Lender and Lender's successors and asldgns) has the right: to exercise any or all of those
invariant, including, but not limited to, the right to foreclose and sell the Property; and to take any action
required of Leader including, but not limited to, releasing and canceling this Security Instrument.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the
right to grant and convey the Property Lid that the Property is unencumbered, except for encumbrances of
record. Borrower warren and will defend generally the title to the Property agaioat all claims and
demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non -uniform
CDVMMU with limited variations by jurisdiction to constitute a uniform security instrument covering real
POP".
UnBorm Covenants. Borrower and Lender covenant and agree as follows:
t. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and late Charging.
Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and
any prepayment charges and late charges due under the Note. Borrower shall also pay funds for
Escrow Items pursuant to Section 3. Payments due under the New and this Security Instrument
shall be made in U.S. currency. However, if any check or other instrument received by Lender
w payment under the Note or this Security Inatrument is recurred to Lender unpaid, lender may
require that any or all subsequent payments due under the Note and this Security Instrument be
made in om or more of the following foram, as selected by Lender: (a) cash; (b) money order;
(a) certified check, bank check treasurer s check or cashier's check, provided any such check is
drawn upon an institution whose deposits ere insured by a federal agency, instrumentality, or entity;
or (it) Electronic Funds Transfer.
Payments are deemed received by Lender when received at the location designated in the Note or at
such other location a may be designated by Lender in accordance with the notice provisions in
Section 15. Lends may rerun any payment or partial paymem if the payment or partial payments
as insufficient to bring the Loan current. If Borrower has breached any covenant or agreement in
this Security Instrument and Lender has accelerated the obligation of Borrower hereunder pursuant
to Section 22 the Lender may accept any payment or partial payment insufficient to bring the Loan
curreal, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or
partial payments in the future, but Lender is not obligated to apply such payments at the time such
payments are accepted. If each Periodic Payment is applied a of its scheduled due date, than Lender
need not pay interest on umpplied funds. Lender may hold such =applied funds until Borrower
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DCM-MHD CIT''

makes payment to bring the Loan current. If Borrower does not do an within a reasonable period of
time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such
funds will be applied to the outstanding principal balance under the Note immediately prior to
foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall
relieve Burrower from making payments due under the Note and this Security Instrument or
perforating the covmants and agrecmmu secured by this Security Instrument.
2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all
payments accepted and applied by Lender shall be applied in the following order of priority:
(a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3.
Such payments shall be applied to each Periodic Payment in the order in which it became due. Any
remaining arnouns shall be applied first to late charges, second to my other amounts due under this
Security Instrument, and then to reduce the principal balmce of the Now
If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a
sufficient amount to pay my late charge due, the payment may be applied to the delinquent payment
and the late charge. If more than one Periodic Payment is outstanding. Lender may apply my
payment received from Borrower to the repayment of the Periodic Payments if, and to the extent
that, each payment can be paid in full. To the extent thin my excess exists after the payment is
applied to the full payment of one or more Periodic Payments, such aces may be applied to my
late charges due. Voluntary prepayments shall be applied first to my prepayment charges and than as
described in the Nole.
Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under
the Note shall not extend or postpone the due date, or change the annual, of the Periodic Payments.
Funds for Escrow Items. Borrower shall pay in Lender on the day Periodic Payments are due
under the Note, until the Note is paid in full, a sum (the "Funds") to provide for payment of
amounts due for: (a) taxes and mseasments and other items which can anain priority over this
Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground
rents on the Property, if any; (c) premiums for my and all insurance required by Lerida under
Section 5; and (it) Mortgage Insurance premiums, if any, or my sums payable by Borrower to
Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of
Section 10. These it. are called "Escrow Items." At origination or at my time during the term of
the Loan, Lender may require that Community Association Does, Fees, and Assessi mis, if my, be
escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item Borrower shall
promptly furnish to Lender all mum of amounts to be paid under this Section. Borrower shall pay
Lender the Funds for Escrow Items unless Lender waives Bon owce s obligation to pay the Funds for
any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for my or
all Escrow Items at my time. Any such waiver trey only be in writing. In the event of such waiver,
Borrower shall pay directly, when and what payable. the amounts due for my Escrow Items for
which payment of Funds has been waived by Lender and, if Lender requires, shall famish to Lender
receipts evidencing such payment within such time period as Lender may require. Boaow e s
obligation to make such payments and to provide receipts shall for all purposes be deemed to be a
covenant and agreement contained in this Security Instrument, as the phrase "mvenmt and
agreement' is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a
waiver, and Borrower fails to pay the antrum due for an Escrow Item, Lender may exercise its rights
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under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay
to Lender any such amount Lender may revoke the waiver as to any or all Escrow Items at any time
by a nottce given in accordance with Section 15 and, upon such revocation, Borrower shall pay to
Lender all Funds, and in such amounts. that are then required under this Section 3.
Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to
apply the Funds a the time specified under RESPA, and (b) not to named the maximum amount a
louder can require under RESPA. Lender shall estimate the amount of Funds due on the basis of
current data and reasonable estimates of expenditures of future Escrow Items or otherwise in
accordance with Applicable Law.
The Funds shall be held in an institution whom deposits arc insured by a federal agency,
inetmmetality, or entity (including Lender. if Lender is an institution whose deposits are m
insured) or in any Federal Home Lose Bank. Lender shall apply the Fonds to pay the Escrow Items
no later than the time specified under RESPA. Lender shall not charge Borrower for holding and
applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless
Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a
charge Unless an agreement is made in writing or Applicable Law requires interest to be paid on the
Funds, Lender shall not be required to pay Borrower any interest in earnings on the Funds.
Borrower and Lender can agree in writing, howcvcr, that interest shall be paid on the Fonds.
Lender shall give to Borrower, without charge, an annual accounting of the Foods as required by
RESPA.
If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to
Harrower for the eaeeas funds in accordance with RESPA. If there is a shortage of Funds held in
escrow, ss defined under RESPA, Lender shall notify Borrower as required by RESPA, and
Borrower shall pay to Lender the amount necessary to make up the shortage in mcordmce with
RESPA, but in no more than 12 monthly payments if there is a deficiency of Funds held in escrow,
as defined under RESPA, Lender shall notify Borrows an required by RFSPA, and Borrower shall
pay to Lender the amount nnessery to make up the deficiency in accord== with RESPA, but in no
rmrc than 12 monthly payments.
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund
to Borrower any Funds held by Lender.
4. Charges; Lima. Borrower shall pay all taxes, assessments, charges, fines, and impositions
attributable to the Property which can main priority over this Security Instrument. leamhold
payments or ground rents on the Property, if any, and Community Association Dues, Fees, and
Assmamens, if my. To the extent that them items are Escrow Items, Borrower shall pay them in the
manner provided in Section 3.
Borrower shall promptly discharge my lien which has priority over this Security Instrument unless
Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a nsnner
acceptable to Lender, but only so long as Borrower is performing such agreement; (b) coatis the
lien in good faith by, or defends against mforcerenl of the lim in, legal proceedings which in
Lender's opinion operate to prevent the mformi snt of the lim while those procedings we Pending,
but only until such proceedings are concluded; or (c) mcure from the holder of the lien an
agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender
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DCM-MHD CITY

determines that any pan of the Property is subject to a lien which can stain priority over this
Security Instrument, Leader may give Borrower a notice identifying the lie- Within 10 days of the
date on which that notice is give, Burrower shall satisfy the lim or take one or more of the actions
ad forth above in this Section /.
Lender may require Borrower to pay a one-time charge for a real estate tax verification and/or
reporting service used by Lender in connection with this Lam.
Property Insurance. Borower shall keep the improvements now existing or hereafter erected on
the Property insured against loss by fire, hazards included within the terra "extended coverage," and
my other hazards including, but not limited to, earthquake and floods, for which Lender requires
insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the
periods that Lender requires. What Lender requires pursuant to the preceding sentences earl change
during the term of the Loan. The insurance carrier providing the insurance shall be chosen by
Borrower subject to Lender's right to disapprove Borrower' a choice, which right shall not be
exercised unreasonably. Linder may require Borrower to pay, in connection with this Loan, either:
(a) a ono -time charge for flood zone determination, certification and tracking services; or (b) a
ono -time charge for flood sure detenniralion and certification services and subsequent charges each
time remappings or similar changes occur which reasonably might affect such determination or
certification. Borrower shall also be responsible for the payment of my fees imposed by the Federal
Ernergency Management Agency in connection with the review of my flood cone determination
resulting from an objection by Borrower.
If Borrower fails to maintain my of the coverages described above, Lender may obtain insurance
coverage, at Lander's option and Borrower's expense. Lender is under no obligation to purchase my
particular type or amount of coverage. Therefore, such coverage shall cover Lender, but night or
might not protect Borrower, Borrower's equity in the Property, or the contents of the Property,
against my risk, hazard or liability and might provide greater or laser coverage than was previously
in efTat. Borrower acknowledges that the cost of the Marxism coverage so obtained might
significantly exceed the anal of insurance that Borrower could have obtained. Any smouna disbursed
by Lander under this Section 5 shall become additional debt of Borrower snared by this Security
Instrument. These amounts shall bear interest at the Note rate from the dam of disbursement and
shall be payable, with such interest, upon notice from Lender to Borrower requesting payment.
All insurance policies required by Leader and renewals of such policies shall be subject to Lendd s
right to disapprove such policies, shall include a standard mortgage chess, and shall rams, Lender as
mortgagee and/or as an additional loss payoc Lender shall have the right to hold the policies and
renewal certificates, If Lender requires, Borrower shall promptly give to Lender all receipts of paid
premiums and renewal notices. If Borrower obtains my form of insurance coverage, not otherwise
required by Lender, for damage to, or destruction of, the Property, such policy shall include a
standard mortgage clause and shall name !.ender a mortgagce md/or m an additional loss pays.
In the event of loss, Borrower shall give prompt notice to the insurance carrier and (.ender. Leader
may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise
agree in writing, my insurance proceeds, whether or not the underlying insurance was required by
Lender, shall be applied to restoration or repair of the Property, if the restoration or repair is
economically feasible and Lender's security is not lessimed Daring such repair and restoration
period, Lender shall have the right to hold such insurance proceeds until Lender has had an
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opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction,
Provided that such inspection shall be andertaken promptly. Leader may disburse proceeds for the
repairs and restoration in a single payment or in a series of progress payments as the work is
completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on
such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on
such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be
paid out of the inammuce proceeds and shell be the sole obligation of Borrower. If the restoration or
repair is not economically feasible or Lender's security would be lessened, the insurance proceeds
shall be applied to the sums secured by this Security Instrument, whether or not then due, with the
excess, if my, paid to Borrower. Such insurance proceeds shall be applied in the order provided for
in Section 2.
If Borrower abandons the Property, Land, may file, negotiate and settle my available insurance
claim and related matters. If Borrower does not respond within 30 days to a notice from leader that
the insurance carrier has offered to nettle a claim, then Lender may negotiate and settle the claim.
The 30-day period will begin when the notice is given. In either event, or if Lend, enquires the
Property under Section 22 or otherwise, Borrow, hereby assigns to Lender (a) Burrowee s rights to
my insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this
Security Instrument, and (b) any other of Borrower' a rights (other than the right to any refund of
unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as
such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds
either to repair or restore the Property or to pay amounts unpaid under the Note or this Security
Instrument, whether or not then due.
6. Oectrparwy. Borrower shall occupy, establish, and use the Property ex Borrower's principal
residence within 60 days after the execution of this Security Instrument and shall continue to occupy
the Property as Borrowed a principal residence for at least one year after the date of occupancy,
unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, m
unless extmualing circumstances exist which are beyond Borrower's control.
7. Prewrvatlon, Maintenance and Protection of the Property; Inspectiona. Borrow, shall not
destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the
Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property
in order to prevent the Property from deteriorating or decreasing in value due to its condition.
Unless it is desermioed pursuant to Section 5 that repair or restoration is not ecm mucally feasible,
Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If
insurance or condemnation proceeds we paid in connection with damage to, or the hiking of, the
Property, Borrower shall be responsible for repairing or restoring the Property only if Lend, has
released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in
a single payment or in a series of progress payments as the work is completed. If the insurance or
condemnation proceeds we not sufficiant to repair or restore the Property, Borrower is not relieved
of Borrower's obligation for the completion of such repair or restoration.
Lender or its agent may make reasonable carries upon and inspections of the Property. If it has
reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall
give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable
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S. Bortowers Loan Application. Borrower shall be in default if, during the loan application
process, Borrower or any persons or entities noting at the direction of Borrower or with Borrower's
knowledge or consent gave materially false, misleading, or innccurare information or statements to
Lender (or failed to provide Lender with material information) in connection with the Loan. Material
representations include, but are not limited to, representations concerning Borrower's occupancy of
the Property a Borrower s principal residence.
9. Protection of hander's Interest in the Property and Wghts Under this Security
Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this
Security ha trument, (b) there is a legal proceeding that might significantly affect Lender's interest in
the Property and/or rights under this Security Imminent (such as a proceeding in bankruptcy,
probate, for conformation or forfeiture, for enforcement of a lien which may anain priority over this
Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property,
then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in
the Property and rights under this Security Instrument, including protecting and/or guessing the ,
value of the Property, and securing and/or repairing the Property. Lender's actions can include, but
are not limited to. (a) paying my some secured by a lien which has priority over this Security
Inshrmrmt; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in
the Property and/or rights under this Security Instrument, including its secured position in a
bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property
to make repairs, change locks. replace or board up doors and windows, drain water from pipes,
eliminate building m other code violations or dangerous conditions, and have utilities turned on or
off. Although Linder may take action under this Section 9, Lender does not have to do so and is not
under my duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any
or all actions authorized under this Section 9.
Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower
secured by this Security Instrument. These amounts shall bear interest at the Note rem from the date
of disbursement and shall be payable, with such interest, upon notice from Linder to Borrower
requesting payment.
If this Security Instrument is on a leasehold. Borrower shall Comply with all the provisions of the
lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge
unless Linder agrees to the merger in writing.
10. Mortgage Insurance. If Linder required Mortgage Insurance as a condition of making the loan,
Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for my
reason, the Mortgage Insurance coverage required by Lender ceases to be available from the
mortgage insurer that previously provided such insurance and Borrower was required to make
separately designated payments tow" the premiums for Mortgage Insurance, Borrower shall pay
the premiums required to obtain Coverage substantially equivalent to the Mortgage Insurance
Previously in effect, or a coat substantially equivalent to the war to Borrower of the Mortgage
Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If
substantially equivalent Mortgage Insurance coverage is not available, Borrower shall Continue to
pay to Lender the amount of the separately designated payments that were due when the insurance
Coverage ceased to be in effort. Leader will accept, use and retain these payments as a
non-refundable loss reserve, if permitted under Applicable Law, in lieu of Mortgage Insurance. Such
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Ion reserve shall be non-refundable, notwithstanding the feel that the Loan is ultimately paid in full,
and Lender shall not be required to pay Borrower any interest or earnings on such loss nos w if
pemuned under Applicable Law. Leader can on longer require loss reserve payments if Mortgage
Imurmce coverage (in the amount and for the period that Lender requires) provided by an insurer
selected by Lender again becomes available, is obtained, and Lender requires separately designated
paymarts toward the premiums for Mortgage Insurance. If Lender required Mortgage Instuance, as a
condition of malting the Loan and limrower wee required to make separately designated payments
toward the premiums for Mortgage Insurance, Borrower shall pay the prepdmrs required to maintain
Mortgage Immunce in effect, if permitted under Applicable Law, or to provide a non-refundable
Ions reams, until Lender's requirement for Mortgage Insurance ends in accordance with my written
agreement between Borrower and Lender providing for such termination or until temdnation is
required by Applicable Law. Nothing in this Section 10 affects Borrower' a obligation to pay interest
at the eve provided in the Note.
Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it
may incur if Borrower does not repay the Loan as agreed. Borrower is trot a perry to the Mortgage
Insurance.
Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may
enter into agreements with other parties thin share or modify their risk, or reduce losses. These
agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other
Party (m parties) to these agreements. Than agreements may require the mortgage insurer to make
payments using my source of funds that the mortgage insurer may have available (which nay
include funds obtained from Mortgage Insurance premiums).
As a result of these agreements, Larder, any purchaser of the Note, another insurer, my rains mer,
my other entity, or my affiliate of my of the foregoing, may receive (directly or indirectly) mounts
that derive from (or might be characterized as) a portion of Borrower's payments for Mortgage
Insurance, in etchings for sharing or modifying the mortgage insurer's risk, or reducing losses. If
such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for
a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance."
Further:
(a) Any such agreements will not affect the amounts that Borrower has agreed to pay for
Mortgage Insurance, or any other terms of the Loan. Such agreements will not Increase
the amount Borrower will owe for Mortgage Insurance, and they will not entitle
Borrower to any refund.
(b) Any such agreements will not affect the rights Borrower has - if any - with respect to the
Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law.
Theo rights may Include the right to receive certain diulomres, to request and obtain
cancellation of the Mortgage Imunnce, to have the Mortgage Insurance terminated
automatically, and/or to receive a refund of any Mortgage Insurance premiums that were
unearned at the time of such cancellation or termination.
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11. Assignment of Mlseellanemrs Proceeds; Forfeiture. All Misoelaneous Proceeds are hereby
assigned to and shell be paid to Lender.
If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of
the Property, if the restoration or repair is economically feasible and Lender's security is not
lessened. During such repair and restoration period, Lender shall have the right to hold such
Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to arcane the
work has been completed to Lender's swisfactico, provided that such inspection shall be undertaken
promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of
progress payments We the work is completed. Unless an agreement is made in writing or Applicable
Law requires interest to be paid on such Mismllaneous Proceeds, Lender shall not be required to pay
Borrower any interest or earnings on such Mi"laneous Proceeds. If the restoration or repair is not
economically feasible or Lender' a security would be lessened, the Miscellaneous Proceeds shall be
applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if
any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in
Section 2.
In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous
Proceeds shall be applied to the Warns secured by this Security Instrument, whether or not then due,
{ with the excess, if any, paid to Borrower.
t In the event of a partial taking, destruction, or loss in value of the Property in which the fair market
value of the Property immediately before the partial taking, destruction, or loss in value is equal to
or greeter than the amount of the sums secured by this Security Instrument immediately before the
partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing,
the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous
Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately
before the partial taking, destruction, or loss in value divided by (b) the fair market value of the
Property immediately before the partial taking, destruction, or loss in value. Any balance shall be
paid to Borrower.
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market
value of the Property immediately before the partial taking, destruction, or loss in value is less than
the amount of the some seemed immediately before the partial taking, destruction, or loss in value,
unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied
1 to the sums secured by this Security Instrument whether or not the some we then due.
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j If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the
Opposing Parry (as defined in the next sentence) offers to make an award to settle a claim for
damages, Borrower fails to respond to Lender within 30 days after the date the notice is given,
Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of
the Property or to the some secured by this Security lnatrument, whether or not than due. "Opposing
Parry" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom
Borrower has a right of action in regard to Miscellaneous Proceeds.
Borrower shell be in default if any action or proceeding, whether civil or criminal, is begun that, in
Lendees'ud judgment, could result in forfeiture of the Pro 1 &ro party or other material impalement of
Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a
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default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or
proceeding to be dismissed with a ruling then, in Lender's judgment, precludes forfeiture of the
Property or other material impairment of Lender' a interest in the Property or rights under this
Servrity, Instrument. The proceeds of any award or claim for damages thin are attributable to the
impairment of Lattice a interest in the Property ere hereby assigned and shall be paid to Lender.
All Miscellaneous Pracads that we not applied to restoraicn or repair of the Property shall be
applied in the order provided for in Section 2.
12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for
payment or modification of amortization of the sums secured by this Security Instrument granted by
Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability
of Borrower or any Successors in Interest of Borrows. Lender shall not be required to commence
proceedings against any Successor in Interest of Burrower or to refuse to extend time for payment or
otherwise modify amortization of the sums secured by this Security Instrument by reason of any
demand made by the original Borrower or any Successors in Interest of Borrower Any forbearance
by Lender in exercising any right or remedy including, without limitation, Lendee a acceptance of
payments from third persons, entities or Successors in Interest of Borrower or in amounts less than
the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy.
13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants
and agrar that Borrower's obligations and liability shall be joint and several. However, any
Borrows who a -signs this Security Instrument but dos not execute the Note (a "co-signer"): (a) is
co-signing this Security Instrument only to mortgage, grant and convey the co-signer's interest in the
Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums
secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to
extend, modify, forbear or make my accommodations with regard to the lams of this Security
Instrument or the Note without the co-signer's consent.
Subject to the provisions of Section 18, my Successor in Interest of Borrower who assumes
Borrower' a obligations under this Security Instrument in writing, and is approved by lender, shall
obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be
released from Borrower' a obligations and liability under this Security Instrument unless Leader
agrees to such release in writing. The covenants and agreements of this Security Instrument shall
bind (except ea provided in Section 20) and benefit the successors and assigns of Lender.
14. Loan Charges. Linda may charge Borrower fees for services performed in connection with
Borrower's default, for the purpose of protecting Lander' a interest in the Property and rights under
this Security Instrument, including, but not limited to, attorneys' fees, property inspection and
valuation fees. In regard to any other fees, the absence of express authority in this Security
Instrument to charge a specific fcs to Borrower shall not be construed u a prohibition on the
charging of such fee. Lends may not charge fear that are expressly prohibited by this Security
Instrument or by Applicable Law.
If the Lon is subject to a law which sets maximum loan charges, and that law is finally interpreted
so that the interest or other loan charges collated or to be collated in cannectim with the Loan
exceed the permitted limits, then: (a) my such loan charge shall be reduced by the amount necessary
to reduce the chugs to the permitted limit; and (b) my sums already collated from Borrows which
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exceeded permitted limits will be refunded W Borrower. Lender may choose to make this refund by
reducing the principal owed under the Note or by making a direct payment to Borrower. If. refund
reduces principal, the reduction will be heated as a partial prepayment without any prepayment
charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance
of any such refund made by direct payment to Borrower will constitute a waiver of any right of
action Borrows might have wising out of such overcharge.
15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument most
be in writing. Any notice to Borrower in connection with this Security Instrument shall be deemed to
have been given to Borrows when mailed by first claw mail or when actually delivered to
Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice
to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the
Property Address unless Borrower has designated a substitute notice address by notice to Lender.
Borrows shall promptly notify Lender of Borrowers change of address. If Lender specifies a
procedure for reporting Borrowers change of address, then Borrower shall only report a change of
address through that specified procedure. There may be only one designated notice address under this
Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by
nailing it by first elms mail W Lender s address stated herein unless Lender has designated another
address by notice to Borrows. Any notice in connection with this Security Instrument shall not be
deemed to have been given to Linda until actually received by Lender. If my notice required by
this Security Instrument is also required under Applicable Law, the Applicable Law requirement will
satisfy, the corresponding requirement under this Security Instrument.
16. Governing Law; Bwerebllity, Rules of Construction. This Security Instrument shall be
governed by federal law and the law of the jurisdiction in which the Property is located. All rights
and obligations contained in this Security Instrument are subject to my requirements and limitations
of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by
contract or it might be silent, but such silence shall not be construed a a prohibition against
agreement by counsel. In the even( that any provision or clause of this Security Instnnnew or the
Note conflicts with Applicable Lew, such conflict shall not affect other provisions of this Security
Instrument or the Now which can be given effect without the conflicting provision.
As used in this Security Instrument: (a) words of the masculine gender shell mean and include
corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean
and include the plural and vice versa; and (c) the word "may" gives sole discretion without my
obligation to take my action.
17. Bosowere Copy. Borrower shall be given me copy of the Now and of this Security Instrument.
18. Transfer of the Property or a Beneficial Interest In Bosower. As used in this Swim 18,
"Interest in the Property" means any legal or beneficial intaest in the Property, including, but not
limited to, those beneficial interests Transferred in a bond for deed, contact for dad, installment
sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future
date to a purchaser.
If all or my put of the Property or my Interest in the Property is sold or transferred (or if Borrowa
is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's
prior written consent, Lender may require immediate payment in full of all sums secured by this
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Security Instrument. However, this option shall not be exercised by Lender if such exercise is
prohibited by Applicable Law.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall
provide a period of not less than 30 days from the data the notice is given in accordance with Section
15 within which Borrower mun pay all sumo secured by this Security Instrument. If Borrower fails
to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted
by this Security Instrument without further notice or demand on Borrower.
19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions,
Borrower shall have the right to have enfcr ement of this Security Instrument discontinued at any
time prior to the earliest of. (a) five days before sale of the Property pursuant to any power of sale
contained in this Security Innrument; (b) such other period as Applicable Law might specify for the
termination of Barrower's right to reinstate; or (c) entry of ajudgment enforcing this Security
Instrument. Those conditions are that Borrower. (a) pays Lender all sums which than would be due
under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default
of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security
Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and
valuation fees, and other fees incurred for the purpose of protecting Lender' a interest in the Property
and rights under this Security Instrument; and (d) takes such action as Lender may reasonably
require to ensure that Lender's interest in the Property and rights under this Security Instrument, and
Borrower's obligation to pay the sums secured by this Security Instrument, shall continue
unchanged. Lender may require that Borrower pay such reinstatement sums and expense in one or
more of the following forma, as selected by Lender; (a) cash; (b) money order; (e) certified check
bank check tressurces check or cashier's check, provided any such cheek is drawn upon an
institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic
Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured
hereby shall remain fully effective m if no acceleration had occurred. However, this right to reinstate
shall not apply in the cox of acceleration under Section 18.
20. Sale of Note; Change of Wen Samicer; Notice of Grievance. The Note or a partial interest in
the Note (together with this Security Instrument) can be sold one or more times without prior notice
to Borrower. A sale might result in a change in the entity (known as the "Loan Services") that
collects Periodic Payments due under the Note and this Security Instrument and performs other
mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law.
There also might be one or more changes of the Loan Sen icer unrelated to a sale of the Note. If
there is a change of the Wen Servicer, Borrower will be given written notice of the change which
will state the name and address of the new Wan Servicer, the address to which payments should be
smile and any other information RESPA requires in connection with a notice of transfer of servicing.
If the Note is said and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of
the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or
be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless
otherwise provided by the Note purchaser.
Neither Borrower nor Lender may carnivore, join, or be joined to any judicial action (as either an
individual litigant or the member of a class) thin arises from the other parry's actions pursuant to this
Seentry Instrument or that alleges that the other party has breached any provision of, or any duty
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owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other
party (with such notice given in compliance with the requirements of Section 15) of such alleged
breach and afforded the other party hereto a reasonable period after the giving of such notion to take
corrective action. if Applicable Law provides a time period which most elapse before certain action
can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The
notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the
notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice
and opportunity to take corrective action provisions of this Section 20.
21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those
substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law
and the following substances: gasoline, kerosene, other flammable or toxic petroleum products,
toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde,
and radioactive materials; (b) "Environmental Law" means federal laws and laws of the
jurisdiction where the Property is located that relate to health, safety or environmental protection;
(c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as
defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can
cause, contribute to, or otherwise trigger an Environmental Cleanup.
Borrower shall not muse or permit toe presence, use, disposal, storage, or release of any Hazardous
Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall
not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any
Environmental Law, (b) which crmtea an Environmental Condition, or (c) which, due to the
presence, use, or release of a Hazardous Substance, creates a condition that adversely effects the
value of the Property. The preceding two muctices shall not apply to the presence, use, or storage
on the Property of amall quantities of Hazardous Substances that are generally recognized to be
appropriate to normal residential uses and to maintenance of the Property (including, but not limited
to, M1e sodous subsistence in consumer products).
Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit
or other action by any governmental or regulatory agency or private party involving the Property and
any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any
Environmental Condition, including but not limited M. any spilling, leaking, discharge, release or
threat of release of any Hazardous Substance, and (c) any condition mused by the presence, use or
release of a Hazardous Substance which adversely affects the value of the Property. If Borrower
1 lesions, or is notified by any governmental or regulatory authority, or any private parry, that any
removal or other remediation of any Hazardous Substance affecting the Property is necessary,
Borrower, shall promptly take all necessary remedial actions in accordance with Environmental Law.
Nothing berein shall create any obligation on Lender for an Environmental Cleanup.
Non -Uniform Covenants. Borrower and Lender further covenant and agree as follows:
22. Aceeleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to
acceleration under Section 18 unless Applicable Law provides otherwise). The notice shell
specify: (a) the default; (b) the action required to cure the default; (c) a date, not Ins than
30 days from the date the notice Is given to Borrower, by which the default must be cured; and
11111,016011 lniiiuui
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OCT 14
21
DCM-MHQ CITY
I

(it) that failure to cure the default on or before the date specified in the notice may result in
aceeleratlon of the sums secured by this Security Instrument and sale of the Property. The
notice shall further inform Borrower of the right to reinstate after acceleration and the right to
Wert in the foreclosure proceeding the non-existence of a default or any other defwse of
Borrower to acceleration and sale. If the default is not cured on or before the date specified in
the ounce, Lender at Its option may require Immediate payment In full of all sums secured by
this Security Instrument without further demand and may invoke the power of site and any
other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses
incurred in pursuing the remedies provided in this Section 22, including, but not limited to,
reasonable attorneys' fen and costs of title evidence.
If Lender invokes the power of sale, and if it is determined in a hearing held in accordance with
Applicable Law that Trust" can proceed to salq Trustee shall take such action regarding
..He. of sale and shall give inch notices to Borrower and to other persons as Applicable Law
may require. After the time required by Applicable Law and after publication of the notice of
sale, Trustee, without demand on Borrower, shall sell the Property at public auction to the
highest bidder at the time and place and under the term, designated in the notice of sale In one
or more parcels and In any order Trustee determine. Lender or its designee may purchase the
Property at any sale.
Trustee shall deliver to the purchaser Trustee's deed conveying the Property without any
covenant or warsanty, expressed or Implied. The recitals In the Trustee's deed shall be prima
facie evidence of the truth of the statements made therein. Trustee shall apply the proceeds of
the sale in the following order: (a) to all expenses of the sale, including, but not limited to,
Trustee's fees of S.000 b of the grow sale price; (b) to all sums secured by this Security
Instrument; and (c) any eacesa to the person or persons legally entitled to It. The Internet rate
set forth in the Note shall apply whether before or after any Judgment on the Indebtedness
evidenced by the Note
23. Release. Upon payment of all sums secured by this Security Instrument, Lender or Trustee shell
cancel this Security instrument. If Trustee is requested to release this Security Instrument, all notes
evidencing debt secured by this Security instrument shall be surrendered to Trustee. Borrower shall
pay any recordation wets. Lender may charge Borrower a fee for releasing this Security Instrument,
but only if the fee is paid m a third party for service tendered and the charging of the fee is
pemdued under Applicable law.
24. Substitute Trial". Lender may from time In time remove Trustee and appoint a sutxeamr trustee
to any Trustee appointed hereunder by an instrument recorded in the county in which this Security
Instrument is recorded Without conveyance of the Property, the suwrasm (coulee shall succeed to all
the title, power and duties conferred upon Trustee herein and by Applicable law.
25. Attoi neys' Fees. Anomeys' fees must be reasonable
....401.a.Y rWneeaWWYraw.....I. WRY1YmT Wn. Res six, l,al
wYY. Y4Mx rMW Yrb VYRIpCp111a1Nr1
BOOKZPAGE_ZL_
OCT 1 4 ,_ ;.
DCM-MHD CITY

BY SIGNING UNDER SEAL BELOW, Borrower accepts and -gees to the terms contained in this
Security Instrument and in any Rider executed by Borrower and recorded with it.
(Sea!)
Derek P D -Borrower
Eli a etb K. Dunn -Borrower
-Borrower
0 Refer to the attached Signature Addendum for additional parties and signatures.
eenmeser reelfm
MOMfM GalnaaSNNNFMeyiennNY�'Rtlae4s UNIFpN1 INSTRUMENT WITH MEN Mmrai1 IMP
YYFe emXn Be4—�N VMMINL1111101eI
Waew Way. ft—W a.'I— Flee 1r M 11
BOOK,4AGE_�/O
RECEIVED
OCT 14
DCM-MHD CITY

Acknowledgment
State of IJ. C -
Countyof P.*
I. Nz)o a rti � . .kO ", Kio�. e nouuy public, do hereby a ify the Derek P Dunn
and Elizabeth E. Dunn
Personally appeued before me this day and ackn�ow'ledged the due execution of the foregoing instrument.
Wimess man y hand and official stompfV
or seal on IDVG.vw Ser w1��20l�
1
Notary Poblic—Z�),awws.fA
*--ixrion ewes.: 'It'j0 1 Zd 1
sarrmwsr
vxuv0 e.nxxs:.xh ..:n`W�".xu..mrai. w.e uxiroxu usrwuert wnx uem
Uanny A Harnng[on
Notary Public
Fitt Coun
North Carolina
My Commisslon E piraa
la.mv
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BOOK, PAGE �/O
RECEIVED
OCT 14 2021
DCM-MHD CITY

SECOND HOME RIDER
THIS SECOND HOME RIDERIS made this 21st day of November 2013
and is incorporated into and shall be deemed to amend and supplement the Mortgage, Dead
of Trust, or Security Deed (the "Security Instrument") of the same date given by the
undersigned (the "Borrower" whether there are one or more persons undersigned) to secure
Borrower's Noteto Branch Banking and Trust Company
(the "Lender") of the same date and covering the Property described In the Security
instrument (the "Property'), which is located at:
130 Sound fir
Atlantic Beach, NC 28512
[Property Address)
In addition to the covenants and agreements made in the Security Instrument, Borrower
and Lender further covenant and agree that Sections 6 and B of the Security Instrument are
deleted and are replaced by the following:
S. Occupancy. Borrower shall occupy, and shall only use, the Property se
Borrower's second home. Borrower shall keep the Property available for Borrower's
exclusive use and enjoyment at all times, and shall not subject the Property to any
timesharing or other shared ownership arrangement or to any rental pool or
agreement that requires Borrower either to rent the Property or give a management
firm or any other person any control over the occupancy or use of the Property.
8. Borrower's Loan Application. Borrower shall be in default if, during the Loan
application process, Borrower or any persons or entities acting at the direction of
Borrower or with Borrower's knowledge or consent gave materially false, misleading,
or inaccurate Information or statements to Lender (or failed to provide Lender with
material information) in connection with the Loan. Material representations include,
but are not limited to, representations concerning Borrower's occupancy of the
Property as Borrower's second home.
6617075057 7001988437
MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddle M UNIFORM
INSTRUMENT
Farm 3890 1101 Page 1 of 2 Initials:
4J85R (0811) VMP Mortgage Solutions, Inc. [phone]
BOOKAGEC d
RECEIVED
OCT 14 2021
DCM-MHD CITY

BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained
in IN Second Home Rider.
// (Seal) (Seal)
Derek P D -Borrower -Borrower
- () (Seal)
Elttafibeth K. Dunn -Borrower -Borrower
.._ (Seal) (Seal)
-Borrower -Borrower
(Seal) _.. (Seal)
-Borrower -Borrower
6617075057 7001986437
MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM
INSTRUMENT Form 3890 1 /01
et-385R (0811) Page t of t
RECEIVFR
OCT 14
DCM-MHG

ROY COOPER
Governor
ELIZABETH S. BISER
Secretory
BRAXTON DAVIS
Director
October 31, 2022
MEMORANDUM:
NORTH CAROLINA
Environmental Quality
FROM: Gregg Bodnar, Assistant Major Permits Coordinator
NCDEQ - Division of Coastal Management
400 Commerce Avenue, Morehead City, NC 28557
Office: 252-515-5416 (Courier 11-12-09)
areoo.bodnar(dNCDENR.aov
SUBJECT: CAMA Application Review
Applicant: Derek Dunn
Project Location: 130 Sound Dr, Carteret County
Proposed Project: Third Slip
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Greqq Bodnar at the address above by November 21,_2022. If you have any
questions regarding the proposed project, contact Heather Styron 252-515-5413.
when appropriate, in-depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
"Additional comments may be attached"
PRINT NAME
AGENCY
SIGNATURE
DATE
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached
comments.
North Carolina Department of Environmental Quality I Division of Coastal Management
Morehead City Office 1 400 Commerce Avenue I Moorehead City, North Carolina 28557
rW,x11T.Wz0n

NC Division of Coastal Management
Major Permit Application Computer Sheet
(I UO112012)
Applicant: Derek Dunn
Date: 10/20/2022
Project Site County Carteret
Staff. HMS
District: ❑Elizabeth City ❑Washington
EMorehead City ❑Wilmington
Project Name: Dunn
Date of initial application submittal. (EX,, 1/6/2007): OW V2022
Date application "received as complete" in the Field office ; 10/13/2022
Permit Authorization: ®CAMA ❑Dredge & Fill ❑Both
SITE DESCRIPTION/PERMIT INFORMATION
PNA: ❑Yes ENo
Photos Taken: Yes ❑ NoE
Setback Required (riparian): NYes ❑No
Critical Habitat: []Yes NNo ❑Not Sure
15 foot waiver obtained: ❑Yes NNo
Hazard Notification Returned:
❑Yes NNo
SAV: ❑Yes ENo ❑Not Sure
Shell Bottom: ❑Yes []No []Not Sure
Temporary Impacts: NYes []No
Sandbags: ❑Yes ❑No []Not Sure
Did the land use classification come from
county LUP: []Yes NNo
Mitigation Required (optional):
❑Yes NNo
Moratorium Conditions: ❑Yes ❑No
❑NA
Environmental Assessment Done:
❑Yes NNo El NA
SECONDARY WATER CLASSIFICATION — OPTIONAL (choose MAX of 4)
❑ Future Water Supply (FWS) ❑ Nutrient Sensitive Waters (NSW) ❑Swamp Waters (SW)
N High Quality Waters (HQW) ❑ Outstanding Resource Waters (ORW)
WETLANDS IMPACTED
❑ (404) Corp. of Engineers (Jurisdictional
❑ (LS) Sea lavender (Limonium sp.)
❑ (SS) Glasswort (Salicornia sp.)
wetlands)
❑ (CJ) Saw grass (Cladium jamaicense)
❑ (SA) Salt marsh cordgrass (Spartina
❑ (SY) Salt reed grass (Spartina
alterniflora)
cynosuroides)
❑ (DS) Salt or spike grass (Distichlis spicata)
❑ (SC) Bullrush or three square (Scirpus sp.)
❑ (TY) Cattail (Typha sp.)
❑ (JR) Black needlerush (Juncus
❑ (SP) Salt/meadow grass (Spartina patens)
roemerianus)
APPLICATION FEE
❑ No fee required - $0.00
❑ III(A) Private w/ D&F up to 1 acre; 3490 can
❑ III(D) Priv. public or comm w/ D&F to 1 acre;
be applied - $250
3490 can't be applied - $400
❑ Minor Modification to a CAMA Major permit -
❑ Major Modification to a CAMA Major permit
❑ IV Any development involving D&F of more
$100
-$250
than 1 acre - $475
❑ Permit Transfer - $100
❑ III(B) Public or commercial w/ D&F to 1
❑ Express Permit - $2000
acre; 3490 can be applied - $400
❑ Major development extension request -
❑ ll. Public or commercial/no dredge and/or fill
$100
-$400
E I. Private no dredge and/or fill - $250
❑ lll(C) Priv. public or comm w/D&F to 1 acre;
3490 can be applied; DCM needs DWQ
agreement - $400

NC Division of Coastal Mgt. Application Computer sheet, Page 2 of 3)
Applicant Derek Dunn
Date: 10/20/2022
Describe below the ACTIVITIES that have been applied for. All values should match the dimension order, and units of
measurement found in your Activities code sheet.
TYPE
REPLACE
Activity Name
Number
Choose
Choose
Dimension 1
Dimension 2
Dimension 3
Dimension 4
One
One
boatlfit
1
New Work ❑
Replace
13'
13'
Maint ❑
❑ Y ® N
New Work ®
Replace
Maint ❑
❑ Y ON
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work ❑
Replace
Maint ®
❑ Y ON
New Work ®
Replace
Maint ❑
❑ Y ® N
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work 2
Replace
Maint ❑
❑ Y ❑ N
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work ®
Replace
-
Maint ❑
❑ Y ❑ N
New Work ®
Replace
Maint[-_]
❑ Y ❑ N
New Work ®
Replace
Maint ❑
❑ Y ❑ N
New Work ❑
Replace
Maint ❑
❑ Y ❑ N
New Work ❑
Replace
Maint ❑
❑ Y ❑ N
New Work ❑
Replace
Maint ❑
❑ Y ❑ N
New Work ❑
Replace
Maint ❑
❑ Y ❑ N
New Work ❑
Replace
Maint 0
❑ Y ❑ N

Applicant Derek Dunn
Date: 10/20/2022
Describe below the HABITAT disturbances for the application. All values should match the name, and units of measurement
found in your Habitat code sheet.
Habitat Name
.
DISTURB TYPE
Choose One
TOTAL Sq. Ft.
(Applied for.
Disturbance total
includes any
anticipated
restoration or
temp impacts)
FINAL Sq. Ft.
(Anticipated final
disturbance.
Excludes any
restoration
and/or temp
impact amount)
TOTAL Feet
(Applied for.
Disturbance
total includes
any anticipated
restoration or
temp impacts)
FINAL Feet
(Anticipated final
disturbance.
Excludes any
restoration and/or
temp impact
amount
Shallow Bottom
Dredge ❑ Fill ❑ Both ❑ Other E
169sf
169sf
Dredge ❑ Fill ❑ Both ❑ Other E
Dredge E Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill E Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑

DCM Coordinator: Gregg Bodnar Distributed Yes® No ❑
Applicant: Distribution Date:
AGENCY
WIRO
WARO
LPO
Rachel Love Adrick MHC
Rachel Love Adrick Washingon
DCM Planner
Mike Christenbury Wilmington
Charlan Owens Eliz City
US COE:
Liz Hair
Raleigh Bland (Beaufort Camden, Chowan,
(Carteret Onslow, Pender)
Craven, Hertford, Hyde, Perquimans, Tyrrell)
Jordan Jessup (TBD)
Josh Peletier — (Bertie, Currituck, Dare, Gates,
Greg Curry (TDB)
Pamlico, Pasquotonk, Washington)
USCOE (NC DOT)
(Brunswick, New Hanover)
DOT - TomSteffans— (Beaufort, Carteret,
DOT Brad Shaver
Craven, Pamlico
(Brunswick, New Hanover, Onslow,
Pender)
Mark Zeigler (Onslow, Pender, New
Community Assistance
Hanover, Brunswick)
Lee Padrick (Beaufort Carteret, Craven, Eliz
Lee Padrick (Beaufort Carteret Craven
City, Pamlico, Washington)
Eliz City, Pamlico, Washington
Cultural Resources
Renee Gledhill -Earley
Renee Gledhill -Earley
Div. of Water
Infrastructure
Heidi Cox
Clif Whitfield
Marine Fisheries
Kimberlee Harding
Jimmy Harrison
NC DOT
David Harris
David Harris
Shellfish Sanitation
Shannon Jenkins & Sharon Gupton
Shannon Jenkins & Sharon Gupton
Tim Walton & Mike Moser & Wanda
State Property
Hillard
Tim Walton & Mike Moser & Wanda Hillard
DEMLR/DWR:
Sheri A. Montalvo/Shelton Sullivan
Sheri A. Montalvo/ Shelton Sullivan
(NC DOT)
Kristy Lynn Carpenter
Kristy Lynn Carpenter
DEMLR
Sediment & Erosion
Dan Sams
Sami Dumpor
Storm water
Christine Hall
Roger Thorpe
DWR 401
Holley Snider (Carteret, New Hanover
Anthony Scarbraugh
Onslow, Pender,)
Chad Coburn (Brunswick)
(NC DOT)
Joanne Steenhuis Brunswick, New
Garcy Ward
Hanover, Onslow, Pender
WRC
Maria Dunn (WARO)
Maria Dunn (WARD)
WRC (NC DOT)
Travis Wilson
Travis Wilson
Natural Heritage Program
Rodney Bulter
Rodney Bulter
S:\Amanda Cannon\Majors\Misc Major Forms\Comment Sheet - sending for comments.docx
Revised : 5/7/2019

www.deo.nc.eov
Find a Field ReD (arcgis.com)
From: Styron, Heather M.
Sent: Monday, June 6, 2022 1:19 PM
To: [e-mail]
Subject: major permit pre -submittal 130 sound drive
Hey Andre,
I have reviewed the pre -submittal that Robbie dropped off on May
24, 2022 and do have some required changes/ additions. Please see
below;
Did anyone submit for the 401 pre -filing with DWR and if so
do you have the email from them?
Need a copy of the deed
Need the neighbor notifications
Mr. Wilkes would need to sign a waiver on the riparian form.
MP-1; section 2 needs to be filled out completely and make
sure section 7 is signed and dated
MP-4; Make sure last page is signed and dated.
Make sure on the plats the north arrow is shown and the
riparian lines are labeled.
Thanks,
Heather
Heather Styron
District Manager
Division of Coastal Management 400 Commerce Avenue Morehead
City, 28557
252.515.5417 (0) 252.725.3903 (M)
Heather. M.Stvron @ ncde n r.Qov
www.deg.nc.gov
Find a Field Rep (arcgis.com)
RECEIVED
SEP 2 3 2022
DCM-MHD CITY

Styron, Heather M.
From: Styron, Heather M.
Sent: Monday, June 6, 2022 1:19 PM
To: [e-mail]
Subject: major permit pre -submittal 130 sound drive
Attachments: Adjacent Riparian Property Owners Statment updated (2).pdf
Hey Andre,
I have reviewed the pre -submittal that Robbie dropped off on May 24, 2022 and do have some required changes/
additions. Please see below;
Did anyone submit for the 401 pre -filing with DWR and if so do you have the email from them?
Need a copy of the deed
Need the neighbor notifications
Mr. Wilkes would need to sign a waiver on the riparian form.
MP-1; section 2 needs to be filled out completely and make sure section 7 is signed and dated
MP-4; Make sure last page is signed and dated.
Make sure on the plats the north arrow is shown and the riparian lines are labeled.
Thanks,
Heather
Heather Styron
District Manager
Division of Coastal Management 400 Commerce Avenue Morehead City, 28557
252.515.5417 (0) 252.725.3903 (M)
Heather. [e-mail]
www.deg.nc.gov
Find a Field Rep (arcqis.com)
RECEIVED
SEP 23 202?
f Y

Styron, Heather M.
From: [e-mail]
Sent: Tuesday, August 16, 2022 8:48 AM
To: Styron, Heather M.
Subject: [External] Re: major permit pre -submittal 130 sound
drive
CAUTION: External email. Do not click links or open attachments unless you verify. Send all
suspicious email as an attachment to Reoort Spam.
Hey Heather,
Mrs. Wilkes waived the set back and the form was in there with it. If not I can get it
again
Also the deed was in there. If not I can get it again. I will make the changes to the
drawing.
Robbie will come by and sign the M-P forms if you can please have them up front for
him. Robbie will get the other neighbor form and bring it to you. Anything else?
Thanks
Andre
252-665-4378
Sent from my iPhone
On Aug 5, 2022, at 9:07 AM, Styron, Heather M.
<[e-mail]> wrote:
Did you ever get this email? I have not heard back from you in
reference to the changes.
Heather Styron
District Manager
Division of Coastal Management 400 Commerce Avenue Morehead
City, 28557
252.515.5417 (0) 252.725.3903 (M)
Heather. [e-mail]
RECEIVED
SEP 2 3 2022
DCM-MHD CITY

NC Division of Coastal Management 2 2 4 0 6 A s C�D
Cashier's Official Receipt
Date:✓ 20
Received From: r "''�v`� rlydUr✓ s tt 2i 1 Q' (J
Permit No.: VS L> 10Check No./q- Lyn 1 gI0pc31
Applicant's Name: / County:
Project Address: 30 v6unj br. -A
Please retain receipt for your records as proof of payment for permit issued.
Signature of Agent or Applicant:
Signature of Field Representative:
Date:

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PROPOSED SITE PLAN
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NEIGHBOR DOCKING FACILITY
JoELLEN WILKES
128 SOUND DRIVE
ATLANTIC BEACH, NC
RECEIVED
OCT 10 2022
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WM3 t7p. MCA & 19E 516N DEREK DUNN
ANnIT M13P 130 SOUND DRIVE, ATLANTIC BEACH ED
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it.dwNSW CfPN, NC 25562 PROPOSED PROFILE ELEVATION no. revision by dace 252-665-4578 a

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Project Narrative for Derek Dunn m w o
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To Whom it may concern, o
Our project is located at 130 Sound Drive in Atlantic Beach, NC. We are proposing to
install a new 13'x13' boat lift. The purpose of this project is for recreational boating and
fishing. Thank you for your time and consideration on this proposal. The project proponent
hereby certifies that all information contained heroines true, accurate and complete to the best
of my knowledge and belief. The project proponent hereby requests the the certifying authority
review and take action on this CWA 401 certification request within the applicable reasonable
period of time.
Sincerely,
Robbie Webb

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DEREK DUNN 01/18/sots
scale: AS NOTED
ANI2rY W1; V 130 SOUND DRIVE, ATLANTIC BEACH prgec n°.:
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COVER SHEET / LOCATION MAP ' B0'
no. revision by date 252-665-4578 1 OF 4

NEIGHBOR DOCKING FACILITY
DOUGLAS BREWER
132 SOUND DRIVE
ATLANTIC BEACH, NC
CANAL
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EXISTING FIXED DOCK
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DEREK DUNN
130 SOUND DRIVE
ATLANTIC BEACH, NC
EXISTING SITE PLAN
1 "=15'
LEGEND
O2 SLIP NUMBERS
- - - - - - - RIPARIAN LINE
— - — PROPERTY LINE
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128 SOUND DRIVE 4'
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MAY % 4,2022

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132 SOUND DRIVE
ATLANTIC BEACH, NC
CANAL
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LEGEND
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130 SOUND DRIVE
ATLANTIC BEACH, NC
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ATLANTIC BEACH, NO
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130 SOUND DRIVE
ATLANTIC BEACH, NC
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ATLANTIC BEACH, NO ATLANTIC BEACH, NC ATLANTIC BEACH, NC
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