57-15 Thomas, Kevin

Permit Class Permit Number
NEW 57-15
STATE OF NORTH CAROLINA
Department of Environment and Natural Resources
and
Coastal Resources Commission
Vermt"t
for
X Major Development in an Area of Environmental Concern
pursuant to NCGS 113A-118
Excavation and/or filling pursuant to NCGS 113-229
Issued to Kevin Thomas, 817 Berwyn Road, Wilmington, NC 28409
Authorizing development in New Hanover County at Futch Creek, 8737 Bald Eagle Lane,
Wilmington , as requested in the permittee's application dated 1/25/15. including the
attached workman drawings (4), all dated revised 1/25/15
This permit, issued on May 11, 2015 , is subject to compliance with the application (where consistent
with the permit), all applicable regulations, special conditions and notes set forth below. Any violation of these terms may
be subject to fines, imprisonment or civil action; or may cause the permit to be null and void.
Docking Facility
1) Unless specifically altered herein, this permit authorizes the boatlifts and other structures and uses
that are expressly and specifically set forth in the attached permit application and workplan
drawings. No other structure, whether floating or stationary, shall become a permanent part of this
docking facility without permit modification. No non -water dependent uses of structures shall be
conducted on, in or over public trust waters without permit modification.
2) No sewage, whether treated or untreated, shall be discharged at any time from any boats using the
docking facility. Any sewage discharge at the docking facility shall be considered a violation of this
permit for which the permittee is responsible. This prohibition shall be applied and enforced
throughout the entire existence of the permitted structure.
(See attached sheets for Additional Conditions)
This permit action may be appealed by the permittee or
other qualified persons within twenty (20) days of the issuing
date.
This permit must be accessible on -site to Department
personnel when the project is inspected for compliance.
Any maintenance work or project modification not covered
hereunder requires further Division approval.
All work must cease when the permit expires on
December 31, 2018
In issuing this permit, the State of North Carolina agrees
that your project is consistent with the North Carolina Coastal
Management Program.
Signed by the authority of the Secretary of DENR and the
Chairman of the Coastal Resources Commission.
r
ZZ Braxton C. Davis, Director
Division of Coastal Mana %b
This permit and its conditions are hereby accepted. MAY 2 0 1015
wRfW-WIA4
of Petmittee

A

Kevin Thomas
ADDITIONAL CONDITIONS
Permit 957-15
Page 2 of 3
3) The authorized project is located within a primary nursery area (PNA). Therefore, in accordance with
T15A:07H.0208 of the Rules of the Coastal Resources Commission, no new dredging or excavation
within the PNA shall be pennitted. New dredging in any manner, including "kicking" with boat
propellers, is not authorized. This prohibition shall be applied and enforced throughout the entire
existence of the permitted structure.
4) No attempt shall be made by the permittee to prevent the full and free use by the public of all navigable
waters at or adjacent to the authorized work.
5) The permittee shall maintain the authorized work in good condition and in conformance with the terms
and conditions of this permit. The permittee is not relieved of this requirement if he abandons the
permitted activity without having it transferred to a third party.
6) This permit does not authorize the interference with any existing or proposed Federal project, and the
pennittee shall not be entitled to compensation for damage to the authorized structure or work, or injury
which may be caused from existing or future operations undertaken by the United States in the public
interest.
7) The permittee shall install and maintain at his expense any signal lights or signals prescribed by the U.S.
Coast Guard, through regulation or otherwise, on the authorized facilities. At a minimum, permanent
reflectors shall be attached to the structure in order to make it more visible during hours of darkness or
inclement weather.
8) This permit does not authorize any additional boatslips. At no time shall more than 4 vessels be moored
at this docking facility.
General
9) The permittee understands and agrees that, if future operations by the United States requires the
removal, relocation, or other alteration of the structure or work authorized by this permit, or if in the
opinion of the Secretary of the Army or his authorized representative, said structure or work shall cause
unreasonable obstruction to free navigation of the navigable waters, the permittee will be required, upon
due notice from the Corps of Engineers, to remove, relocate or alter the structural work or obstructions
caused thereby, without expense to the United States or the state of North Carolina No claim shall be
made against the United States or the state of North Carolina on account of any such removal or
alteration.
10) No vegetated wetlands shall be excavated or filled, even temporarily, without permit modification.
11) This permit shall not be assigned, transferred, sold, or otherwise disposed of to a third party without the
written approval of the Division of Coastal Management.
RECEIVED
12) The permittee and/or his or her contractor shall meet with a representative of the Division prior 2 0 1015
project initiation.
IS

Kevin Thomas Permit #57-15
Page 3 of 3
ADDITIONAL CONDITIONS
NOTE: This permit does not eliminate the need to obtain any additional state, federal or local permits,
approvals or authorizations that may be required.
NOTE: Future development of the permittee's property may require a modification of this permit.
Contact a representative of the Division at [phone] prior to the commencement of any
such activity for this determination. The permittee is further advised that many non -water
dependent activities are not authorized within 30 feet of the normal high water level.
NOTE: The N.C. Division of Water Resources has authorized the proposed project under DWR Project
No. 15-0206.
NOTE: The U.S. Army Corps of Engineers authorized the proposed project under COE Action Id. No.
SAW-2015-00615, which was issued on 3/30/15.
NOTE: An application processing fee of $250 was received by DCM for this project.
RECEIVED
MAY 2 0 ?M
un. N-mmQ Q'Tw

'Permit Class
NEW
Permit Number
57-15
STATE OF NORTH CAROLINA
Department of Environment and Natural Resources
and
Coastal Resources Commission
Permit
for
X Major Development in an Area of Environmental Concern
pursuant to NCGS 113A-118
Excavation and/or filling pursuant to NCGS 113-229
Issued to Kevin Thomas 817 Berwyn Road Wilmington NC 28409
Authorizing development in New Hanover Countyat Futch Creek, 8737 Bald Eagle Lane,
Wilmington , as requested in the permittee's application dated 1. 25/15 includingthe
he
attached workplan drawings (4) all dated revised 1/25/15
This permit, issued on May 11, 2015 , is subject to compliance with the application (where consistent
with the permit), all applicable regulations, special conditions and notes set forth below. Any violation of these terms may
)e subject to tines, imprisonment or civu action; or may cause me permit to oe nun anu vulu.
Docking Facility
1) Unless specifically altered herein, this permit authorizes the boatlifts and other structures and uses
that are expressly and specifically set forth in the attached permit application and workplan
drawings. No other structure, whether floating or stationary, shall become a permanent part of this
docking facility without permit modification. No non -water dependent uses of structures shall be
conducted on, in or over public trust waters without permit modification.
2) No sewage, whether treated or untreated, shall be discharged at any time from any boats using the
docking facility. Any sewage discharge at the docking facility shall be considered a violation of this
permit for which the permittee is responsible. This prohibition shall be applied and enforced
throughout the entire existence of the permitted structure.
(See attached sheets for Additional Conditions)
This permit action may be appealed by the permittee or
other qualified persons within twenty (20) days of the issuing
date.
This permit must be accessible on -site to Department
personnel when the project is inspected for compliance.
Any maintenance work or project modification not covered
hereunder requires further Division approval.
All work must cease when the permit expires on
December 31, 2018
In issuing this permit, the State of North Carolina agrees
that your project is consistent with the North Carolina Coastal
Management Program.
Signed by the authority or the Secretary oI VhNK anti me
Chairman of the Coastal Resources Commission.
�'`,+t''t�✓2aW � gad � � .4_.
Braxton C. Davis, Director
Division of Coastal Management
This permit and its conditions are hereby accepted.
Signature of Permittee

Kevin Thomas
ADDITIONAL CONDITIONS
3) The authorized project is located within a primary nursery area (PNA)
T15A:07H.0208 of the Rules of the Coastal Resources Commission,
Permit #57-15
Page 2 of 3
Therefore, in accordance with
no new dredging or
within the PNA shall be permitted. New dredging in any manner, including "kicking"
propellers, is not authorized. This prohibition shall be applied and enforced throughout
existence of the permitted structure.
excavation
with boat
the entire
4) No attempt shall be made by the permittee to prevent the full and free use by the public of all navigable
waters at or adjacent to the authorized work.
5) The permittee shall maintain the authorized work in good condition and in conformance with the terms
and conditions of this permit. The permittee is not relieved of this requirement if he abandons the
permitted activity without having it transferred to a third party.
6) This permit does not authorize the interference with any existing or proposed Federal project, and the
permittee shall not be entitled to compensation for damage to the authorized structure or work, or injury
which may be caused from existing or future operations undertaken by the United States in the public
interest.
7) The permittee shall install and maintain at his expense any signal lights or signals prescribed by the U.S.
Coast Guard, through regulation or otherwise, on the authorized facilities. At a minimum, permanent
reflectors shall be attached to the structure in order to make it more visible during hours of darkness or
inclement weather.
8) This permit does not authorize any additional boatslips. At no time shall more than 4 vessels be moored
at this docking facility.
General
9) The permittee understands and agrees that, if future operations by the United States requires the
removal, relocation, or other alteration of the structure or work authorized by this permit, or if in the
opinion of the Secretary of the Army or his authorized representative, said structure or work shall cause
unreasonable obstruction to free navigation of the navigable waters, the permittee will be required, upon
due notice from the Corps of Engineers, to remove, relocate or alter the structural work or obstructions
caused thereby, without expense to the United States or the state of North Carolina. No claim shall be
made against the United States or the state of North Carolina on account of any such removal or
alteration.
10) No vegetated wetlands shall be excavated or filled, even temporarily, without permit modification.
11) This permit shall not be assigned, transferred, sold, or otherwise disposed of to a third party without the
written approval of the Division of Coastal Management.
12) The permittee and/or his or her contractor shall meet with a representative of the Division prior to
project initiation.

Kevin Thomas Permit #57-15
Page 3 of 3
ADDITIONAL CONDITIONS
NOTE: This permit does not eliminate the need to obtain any additional state, federal or local permits,
approvals or authorizations that may be required.
NOTE: Future development of the permittee's property may require a modification of this permit.
Contact a representative of the Division at [phone] prior to the commencement of any
such activity for this determination. The permittee is further advised that many non -water
dependent activities are not authorized within 30 feet of the normal high water level.
NOTE: The N.C. Division of Water Resources has authorized the proposed project under DWR Project
No. 15-0206.
NOTE: The U.S. Army Corps of Engineers authorized the proposed project under COE Action Id. No.
SAW-2015-00615, which was issued on 3/30/15.
NOTE: An application processing fee of $250 was received by DCM for this project.

BOM MP-1
APPLICATION for
Major Development Permit
(last revised 12127106)
North Carolina DIVISION OF COASTAL MANAGEMENT
1. FWmary Applicant/ Landowner Information
Business Name
Project Name (if appecable)
I
Applicant 1: Fist Name
keg, %Jt;j
MI
Last Name
' KO►.nn
Applicant 2: First Name
MI
Last Name
7adddional appfiCants, plisaw attach an sdditnal pages) wM names bsod.
Macey Address
8�`1 3L'2Wyl.r �d
PO Box
Clly
�NrI.IMrN4jDJ
stele
NCB
zip
1%405
C Xu
Neu kkkv w61l
Phone No.
�I I� �613by4�
FAX No.
SUsel Address (AdAlbrarr<6om above)
City
Stab
ZIP
Emall
2. AgwWontractorinfonnadon
Business Name
QoAT2Rl('k-7 ANC.
AWW Contractor 1: First Name
"o(S)c
I MI
1
Last Ny^y,
j3ut+•+i4ror4
AgWW Contractor 2: First Name
MI
tat Name
Mang Address
1811 �8(Lwy fj 2c�
PO Box
Gly
(AI)-l1,."clbij
Stab
N L
23P
Phone No. I
10 -U 1- U14 y ®d.
Phone Na 2 ext.
FAX No.
Cw*ac b)rf
Street Address (ifdifferent from above)
City
Stab
ZIP
Email
D
DCM ;;Li'vilPvGiUN, NC
FEB 0 G 2015
252-808-2808 :: 1.888.4RCOAST :: www.nccoastaimanagement.net

Form DCM MP-1 (Page 2 of 4)
APPLICATION for
Major Development Permit
3. Project Location
County (can be multiple)
StreetAddress
State Rd. i
NEW rNOVE
U / 3-1 �)A-�D [=AW4-t L%%-
SWdivbionName
City
State
Zip
W)If„I..4f
oW
WC
Phone No.
Lot No.(s) (Amory, attach additional page with fist)
910 -A)-
11 ,
a. In which river is Davin is the project located?
b. of body of water nearest to proposed protect
7G "(
jName
TUtCVA C(Zcc
rw Is"water bo6y identified in (b) above, nat ran or mermade?
d. Name the closest rnator water body to the proposed project eke.
[Rkabnal ❑Manmade ❑Unknown
n I: t-wt)
e. Is proposed work within city limits or planning jurisdiction?
I f. t applicable, list the planning jurisdiction or city limit the proposed
©Yes []No
work halls within
4. Site Description
j a. Total length of shorelire on the tract (IL)
b. Sore of entire tract (sq.1t.
c. Sae of indrvtdual lots)
d. Approximate elevation of tract above NHW (normal high water) or
tin& (ncrm d wabrA&yeD
(if man; tot sizes, please attach additional page with a list)
n Z / HIN or ❑NINL
a. Vegetation on tract / c�
J--4v.. " q "'V "-/�0"
U
C 04r' S
f. Man-made leaturos and uses rylw on tract
r ` e--6 �!l Lj .
g. kbn wy and desaibe the [arid usesaAlacerd to the proposed proflect sne.
h. How does total government zone the tract? L Is the proposed oroject consistent with the aoplicable zoning?
/f (Atlaclr zOgkg compliance certificate, rf applicable)
rW-"ye ONo ❑NA
J. Is the proposed activity part of an urban waterfront redevelopment proposal? ❑Yes MW
k. Hasa professional archaeological assessment been done for the tract? t yes, atach a copy. ❑Yes ❑No MkA
If yes. by whom?
1. Is the proposed project located in a National Registered Historic District or does t involve a ❑Yes ❑No 54
National Register fisted or eligible property?
rir_t.r=r v �✓
<ionn wtttinttrts on nettt ptyN
DCM WILMINGTON, NC
FEB 0 6 2015
252-808.2808 :: 1-888.4RCOAST

Form DCM MP-1 (Page 3 of 4)
APPLICATION for
Maior Development Permit
m. (i) Are there wetlands on the site? []Yes [ONO
(it) Are there coastal wetlands on the site? ❑Yes (ONO
(e) If yes to either (i) or (n) show:, has a delineation been conducted? ❑Yes []No
(Attach documentation, if available)
I n. Describe exisfino wastewater treatment facilities I
I
NIA
I o. Uescnbe emom dnnKmu water supmv source. 1
NL
I p. Describe existing stone water management or treatrnerd systems. j
IJ/A I
5. AcdWdes and Impacts
a. WR the project be for commercial, ic, or private use? []Commercial ❑PublidGovemment
2Private/Commuridy
b. Give a brief description of purpose, use, and daily operations of the project when complete.
p�y�-vim
�VA S 07� sr��
c. Describe the proposed construction methodology. types of construction egripnenl to be used doing construction, the number of each type I
of ecuiDmeM and where ti is to be stored.
QA.. JN dnQG-S f Q� �QnND
d. lei an devemmem activities; You propose.
I e. Are the proposed activities maintenance of an.emsting�F.project now work or both? r ,/� - /� n
I..S 'S nu a(.1 l!r 2a tcit VA"' R.— tl0J< B�*�i .r� ,JBtI a, /acc
f. the approximate total distu land area resulting from the proposed project? st or ❑Aeres
g. WR the Proposed project encroach on any pubic easement, public accessway or other area Oyes ❑No ONA
that the public has established use or?
h. Describe location and type of existing and proposed discharges to waters of the slate.
NIA
I. WR wastewater or stormwater be discharged into a wwetiand? ❑Yea ❑No
If yes, will this discharged water be of the same salinity as the receiving water? ❑Yes []No
j. Is there any mitigation proposed? ❑Yes ❑No WNA
If yes, attach a mitigation proposal.
storm con inuas o.. —
u6IN WILMINGTON, NC
FEB 0 6 2015
52-808-2808 :: 1-888-4RCOAST :: www.ncconsta l management. net

i �'

Form DCM MP-1 (Page 4 of 4)
APPLICATION for
Major Development Permit
1 6. Addidonal Information
I In addition to this completed application form, (MP -I) the following items below, if applicable, must be submitted in order for the application
package to be complete. Items (a) — (0 are always applicable to any major development application. Please consult the application
instruction booklet on how to property prepare the required items below.
a. A proect narrative.
b. An accurate, dated work plat (including plan view and cross -sectional drawings) drawn to scale. Please give the present status of the
proposed project. Is any portion already complete? If previously authorized work, dearly indicate on maps. plats, drawings to distinguish
between work completed and ooposed.
c. A site or location map that is sufficiently detailed to guide agency personnel unfamiliar with the area to the site.
d A copy of the deed (with state application only) or other instrument under which the applicant claims title to the affected properties.
e. The appropriate appicadon fee. Check or money order made payable to DENR.
f. A list of the names and complete addresses of the adjacent waterfront (riparian) landowners and signed return receipts as proof that such
owners have received a copy of the application and plats by certified mail. Such landowners must be advised that thev have 30 days in
which to submit commends on the proposed project to the Division of Coastal Management.
Name , Phone No.
ot lZ- J-�:�3Address Sr v
Name q , S O L- * Phone No.
^ctereasV33 3,%1k cfwf-L,r- W.tb. Nt ;!$`ill 9ro-6ao-o3a j
Nhtme Pholta No.
Atldiass
U. A 10 ofpmvkm stale or kderal permits issued for work on the project Vact. kohde pemhk numbers, gem mee. and issrrrg dates.
-W 6S06q <Ary,A G��r2nL 12�f1,/'F
I h. Signed consultant or agent authorization form. if supkcable.
I i. Wetland delineation. if necessary.
I j. A signed AEC hazard notice for projects in oceanfront and inlet areas. (Must be signed by property owner)
k. A statement of compliance with the N.C. Environmental Policy Act (N.C.G.S. 113A 1-10), if necessary. If the project involves expendihlre
of public funds or use of public lands. a8ach a statement documenting compliance with the North Carolina Environmental Policy Act.
7. Ceri ieation and Permission to Enter on Land
_ - - - - a co aa� a��,iwaci -
......._ _.... :__v_u ,,. s - ..,ii aiiuri u6rr line 6eY"etJpment deSGrineu in me apirmcalton.
The project will be subject to the conditions and restrictions contained in the permit.
1 certify that I am authorized to grant, and do in fad grant permission to representatives of state and federal review agencies to
enter on the aioremenuoned iands in connecijon with evaivaiing information reiaieu ru inns perm¢ appucaiiun anu iuiww-up
monitoring of the project
I further certify that the information provided in this application is truthful to the t� my k owledge.
D(31C I U-From a..
Signature
Please indicate application attachments pertaining to your proposed project.
pDCM MP-2 Excavation and Fill Information pDCM IMP-5 Bridges and Culverts
7CM MP-3 Upland Development
DCM MPA Structures Information
RECEIVED
DCM WILMINGTON, NC
FEB 0 6 2015
252-808-2808 .. 1-888-4RCOA3T .- www. nccoastal management. net

Form DCM MP-4
STRUCTURES
(Construction within Public Trust Areas)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
1. DOCKING FACILITY/MARINA CHARACTERISTICS
a. (n Is the docking facllily/manna: //
[]Commercial❑Pubtic/Govemmem ❑Private/Community
c. (I) Dock(s) and/or piers)
(it) Number t
(5) Length
(iv)Width
(v)Floating as []No
e. (i) Are Platforms included? ❑Yes IJNo
If yes:
(ii) Number
(ii) Length
(iv) Width
(v) Floating []Yes ❑No
Note: Roofed areas are calculated from dripline dimensions.
g. () Nk. nbW of slips proposed
(9) Number of slips existing
L
i. Check the proposed type of siting:
❑ Land cut and access channel
❑ n water; dredging for basin and/or channel
j n water; no dredging required
❑Other; please describe.
El This section not applicable
b. (i) Wilt the fact' be open to the general public?
❑Yes No
d. (i) Are Finger Piers included? []Yes Go
If yes:
(it) Number
_
(ii) Length
(iv) Width
(v) Floating
[--]Yes
❑No
f. (i) Are Boatlifts
inducted?
®Yes ❑No
If yes:
(it) Number
(III) Length
I—
x 11-' G
(iv) Width
)X6
' 14
h. Check all the types of services to be provided.
❑ Full service, including travel lift and/or rail, repair or
maintenance service
❑ Dockage, fuel, and marine supplies
0 Dockage (fret slips") only, number of slips:
❑ Dry storage; number of boats:
❑ Boat ramp(s); number of boat ramps:
❑ Other, please describe:
j. Describe the typical boats to be served (e.g., ooen runabout
charter boats, sail ts, mixed types:
UrL- /u ✓1Lke>Gt
K. Typical boat length: I. (i) Will the facili open to the general public?
❑Yes (
m. OWill the facility have tie pilings-, DCM WILMINGTON, NC
❑Yes ❑Nc
(i) if yes number of tie pilings? FEB 0 6 2015
252408-2808 :: 1-888-4RCOAST :: www.nccoastalmanagement.net revised: 12/27/06

Form DCM MP-4 (Structures, Page 2 of 4)
2. DOCKING FACILITY/MARINA OPERATIONS 10This section not applicable
a. Check each of the following sanitary facilities that will be included in the proposed project.
❑ Office Toilets
❑ Toilets for patrons: Number: — Locatton
El Showers
❑ Boathokling tank pumpout; Give type and location:
b. Describe treatment type and disposal location for all sanitary wastewate,
c. Describe the disposal of solid waste, fish offal and trash.
d. How will overboard discharge of sewage from boats be controlled?
e. (i) Give the location and number of "No Sewage Discharge" signs proposed.
(it) Give the location and number of "Pumpout Available` signs or000st
t. Describe the special design, if applicable, for containing industrial type pollutants, such as paint, sandblasting waste and petroleum products.
g. Where will residue from vessel maintenance be disposed of?
h. Give the number of channel markers and "No Wake" sions proposed.
Give the location of fuel -handling facilities, and describe the safety measures planned to protect area water quality.
j. What will be the marina policy on ovemight and live -aboard dockage?
k. Describe design measures that promote boat basin flushing?
I. If this project is an expansion of an existing marina, what types of services are currently provided?
M. 1Iss a marinaldocking facility proposed within a primary or secondary nursery area? FEB 0 6 2015
es []No
252-L,08-2808 :: 1.888-4RCOAST :: www,nccoastalmanagement.net revised: 12/27/06

Form DCM MP-4 (structures, Page 3 of 4)
n. Is the marinVdocking facility proposed within or adjacent to any shellfish harvestino area'
❑Yes l3fNc
o. Is the marina/docking facility proposed within or adjacent to coastal wellands/marsh (CW), submerged aquatic vegetation (SAV), shell bottom
SS), or other wetlands (WL)? If any boxes are checked, provide the number of square feet affected.
❑CW ❑SAV ❑SE
OWL Owns
p. Is the proposed marinaldocking facility located within or within dose proximity to any shellfish leases? ❑Yes 2/No
If yes, give the name and address of the leasehotder(s), and give the proximity to the lease.
3. BOATHOUSE (including covered lifts) gThis section not applicable
a. (i) Is the boathouse structure(s;.
❑Commercial ❑PubliclGovemment ❑Private/Community
(ii) Number
(Ix) Length
IN) Width
Note: Roofed areas are calculated from dnpl/ne dimensions.
14. GROIN (e.g., wood, sheelpile, etc. If a rock groin, use MP-2, Excavation and Fill.) Qihis section not applicable
a. (i) Number
(ii) Length
(III) Width
5. BREAKWATER (e.g., wood, sheelpile, etc.) Othis section not applicable
a. Length
c. Maximum distance beyond NHW, NWL or wetlands
b. Average distance from NHW, NWL, or wetlands
16. MOORING PILINGS and BUOYS LL7/his section not applicable
a. Is the strudure(s):
❑Commerdal ❑Public/Government ❑Private/Community
a Distance to be placed beyond shoreline _
Note: This should be measured from marsh edge, itpresem.
e. Arc of the swng
7. GENERAL
b. Number
d. Description of buoy (color, inscription, size, anchor, etc.)
RECEIVED
DCM WILMINGTON, NC
FEB 0 6 2015
252.808.2808 :: 1-888-4RCOAST :: wwwmccoastalmanaaement.ne! revised: 12/27/06

Form DCM MP-4 (Structures. Paae 4 of 4)
a. Proximity of structure(s) to adjacent riparian property lines b. Proximity of structure(s) to adjacent docking facilit�
1 S` ' �U l
Note: For buoy or mooring piling, use arc of swing including length
of vessel.
c. WiQth of water bodv
.`1
e. (i) Will naviga�J'°nal aids be required as a result of the project?
Dyes ©No ❑NA
(it) If yes, explain what type and how they will be implemented.
d. Water deoth at waterward end of structure at NLW or NVe,
S. OTHER 0This section not applicable
a. Give complete descriohon
Date
5 ', a'S a s
Project Name `
Ktv•N T�dMaS
Applicant Name ,
K1--J,N 1I,0mA<
Applicant Signature
RECEIVED
DCM WILMINGTON, NC
FEB 0 6 2015
252-808.2808 :: 1.6b,
astal manag_eme nt. net
revised: 12/27/06

&4*1
AUD-EN R
North Carolina Department of Environment and Natural Resources
Pat McCrory Donald R. van der Vaart
Governor Secretary
May 11, 2015
Kevin Thomas
817 Berwyn Rd.
Wilmington, N.C. 28409
Dear Sir or Madam:
The enclosed permit constitutes authorization under the Coastal Area Management Act, and where
applicable, the State Dredge and Fill Law, for you to proceed with your project proposal. The original (buff -
colored form) is retained by you and it must be available on site when the project is inspected for
compliance. Please sign both the original and the copy and return the copy to this office in the enclosed
envelope. Signing the permit and proceeding means you have waived your right of appeal described below.
If you object to the permit or any of the conditions, you may request a hearing pursuant to NCGS
113A-121.1 or 113-229. Your petition for a hearing must be filed in accordance with NCGS Chapter 150B
with the Office of Administrative Hearings, 6714 Mail Service Center, Raleigh, NC 27611-6714, (919) 733-
2698 within twenty (20) days of this decision on your permit. You should also be aware that another
qualified parry may submit an objection to the issuance of this permit within twenty (20) days.
The project plan is subject to those conditions appearing on the permit form. Otherwise, all work
must be carried out in accordance with your application. Modifications, time extensions, and future
maintenance requires additional approval. Please read your permit carefully prior to starting work and review
all project plans, as approved. If you are having the work done by a contractor, it would be to your benefit to
be sure that he fully understands all permit requirements.
From time to time, Department personnel will visit the project site. To facilitate this review, we
request that you complete and mail the enclosed Notice Card just prior to work initiation. However, if
questions.arise concerning permit conditions, environmental safeguards, or problem areas, you may contact
Department personnel at any time for assistance. By working in accordance with the permit, you will be
helping to protect our vitally important coastal resources.
Enclosure
Sincerely,
ygl
I1
as V. Hugge
Major Permits and Consistency Manager
N.C. Division of Coastal Management
400 Commerce Avenue, Morehead City, North Carolina 28557
Phone: [phone] FAX [phone] Internet: www.nccoastalmanagement.net
An Equal Opportunity I Affirmative Action Employer

DCM Coordinator: �� w/ Permit #: S 7" 1S
MAILING DISTRIBUTION SHEET
Permitee: keo-'—T".r
DCM Field Offices
Elizabeth City (with revised work plan drawings)
Moreh
ead City
Wash " (4 �S ✓
US ACOE Offices:
Washington: Raleigh Bland
Wilmington: T er Crumb —
Cultural Resources: Renee Gledhill -Early or (environmenta [e-mail]
Public Water Supply: i e J. William Oj
Joey rite (WARO)
NC DOT: n Pace
Shellfish Sanitation: P:Fowllee
State Property: Tfrn�Walt
Water Resources: Karen � H(alei hY
John Hennessy (NC DOT)
Washington: Anthony Scarborough
Wilmington: Joanne Steenhuis — 401
Ch Coburn - 40
Lin a ewrs - tormwater
Wildlife Resources: Mar' una-(WARO) ,
LPO:
Fax Distribution: Permitee #:
Agent #:

N4724/
Ir-O 1L
,e&V,,i jrtoMhS
January 25, 2015
To: Jim Spicuzza
2020 Scrimshaw PI.
Wilmington" NC 28405
From: Boatzright Inc.
817 Berwyn Rd.
Wilmington NC 28409
Boatzright is the agent of record for Kevin Thomas of 8737 Bald Eagle Ln.
Wilmington NC 28411
Dear adjacent riparian property. owner,
You have received this letter as part of the required CAMA notification process for
adjacent property owners.
The adjacent property owner at 8737 Bald Eagle Lane has applied for a CAMA
Major permit to install two boat lifts, rebuild the fixed pier and replace the
floating dock as per the drawing attached. Please note that the new fixed pier,
new floating dock and boat lifts will be located inside the existing foot print of the
old pier, boatlifts and floating dock. The work will consist of removal of the old
pier, floating dock and adjoining boat lifts and installing new boat lifts, pier and
floating dock. The elevation of the new pier will be three foot higher than the old
pier.
In fact the work to be performed is nothing more than the replacement of what is
existing however because no previous permit for this address exist the formality
of applying for and receiving a CAMA major permit is required.
A CAMA, Adjacent Riparian Property Owner Statement and drawing are attached.
As an adjacent landowner you are advised that you have thirty days in which to
submit comment on the proposed project to the Division of Coastal Management.
The boat lifts, pier and floating dock comply with the riparian set back rules.
Please fill in the blanks and return this form in the envelope provided.
Best regards
Hobie Buffington
Boatzright Inc. Agent for Kevin Thomas, Phone [phone] RECEIVED
D
Email, [e-mail] DCM WILMINGTON, NC
FEB 0 6 91015

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DIVISION OF COASTAL MANAGEMENT
FIELD INVESTIGATION REPORT
I. APPLICANT'S NAME: Kevin Thomas
2. LOCATION OF PROJECT SITE: 8737 Bald Eagle Lane, adjacent to Futch Creek, near the City of Wilmington, New
Hanover County.
Photo Index -2006:22-74301,K-4,5 2000:22-279 K,L-3,4 1995:22-262 J,K-4
State Plane Coordinates - X: 2379503 Y: 202662 GPS File: N/A
Lat:34°18'00.83"N Long:77°44'36.47"W
3. INVESTIGATION TYPE: CAMA
4. INVESTIGATIVE PROCEDURE: Dates of Site Visit—12/05/14
Was Applicant Present — No
5. PROCESSING PROCEDURE: Application Received — 02/06/15, 02/12/15 -complete
Office - Wilmington
6. SITE DESCRIPTION:
(A) Local Land Use Plan —City Of Wilmington / New Hanover County 2006
Land Classification from LUP— Residential
(B) AEC(s) Involved: EW, PTA
(C) Water Dependent: Yes
(D) Intended Use: Private
(E) Wastewater Treatment: Existing —Septic
Planned - None
(F) Type of Structures: Existing —Single family residence, bulkhead, private pier with floating dock and
boatlifts
Planned — reconfigure existing docking facility
(G) Estimated Annual Rate of Erosion: N/A
Source — N/A
7. HABITAT DESCRIPTION: [AREA)
DREDGED FILLED OTHER
(A) Vegetated Wetlands (Coastal)
High Marsh
Low marsh (shading)
(B) Non -Vegetated Wetlands
1,040 sq. ft.
Open Water
Incorporated
(C) Other
uplands
(D) Total Area Disturbed: 1,040 square feet (>0.01 acres)
(E) Primary Nursery Area: Yes
(F) Water Classification: SA Open: No
8. PROJECT SUMMARY: The applicant proposes to reconfigure the existing L-head and replace the floating docking
system and boatlifts at the existing 4-slip docking facility.

Kevin Thomas
Page Two
9. PROJECT DESCRIPTION
The project site consists of a lot located at 8737 Bald Eagle Lane adjacent to Futch Creek, near the City of
Wilmington, New Hanover County. The project site can be located from NC HWY 17 (Market Street) and NC HWY
74/76 (Eastwood Road) by traveling north on Market Street approximately 5.8 miles to Porters Neck Road and
turn right. Proceed approximately 1 mile to the roundabout, exit the second right continuing east on Porters
Neck Road. Travel approximately 1.45 miles to Bald Eagle Lane and turn left. Travel approximately 1 mile, the
project site will be located on the left side of the road.
The project site is a developed residential lot that is irregular in shape with approximately 0.63 acres in size
(27,556 square feet). The elevation of the high ground area of the lot averages approximately 12 feet above
normal high water (NHW). High ground vegetation on the project site consists of grasses, native shrubs, trees
and landscape vegetation. The shoreline of the property has been stabilized with a bulkhead and coastal
wetlands are present water ward of the bulkhead. The wetland area ranges in width from 50 feet on the
western shoreline to 100 feet on the eastern shoreline. Coastal wetland vegetation consists primarily of Smooth
Cord Grass (Spartina alterniflora) water ward of the normal high water level (NHW) and existing bulkhead.
Existing man-made features on the high ground of the project site consist of a single family residence with a
detached garage. Existing water dependent structures on the property include an access pier measuring
approximately 6 feet wide by 95 feet in length terminating at a 16 feet wide by 22 feet long L-head platform. The
L-head is connected via ramp to an existing floating dock measuring approximately 7 feet in width by 30 feet in
length extending to the east and oriented parallel to the shoreline. The floating dock then widens to
approximately 12 feet and extends an additional 24 feet in length. Located at the terminal ends of the existing
floating dock are two (2) boatlifts, one the eastern end measuring approximately 14 feet in width by 12 feet in
length and one on the western end measuring approximately 12 feet in width by 12 feet in length. The existing
boatlifts are oriented perpendicular to the shoreline. The existing docking facility is located in waters with
depths ranging from -2.0 feet to -3.0 feet at NLW. Futch Creek measures approximately 500 feet in width at this
location. The adjacent properties to the west and east are residential home sites. The property is bordered by
Bald Eagle Lane to the south and by Futch Creek to the north.
The City of Wilmington/New Hanover County Land Use Plan classifies the adjacent waters as Conservation, and
the adjacent high ground portion of the project area as Residential. There are two (2) known archaeological sites
within approximately 0.05 miles of the project site (Nh334 and Nh335). The waters of the Futch Creek are
classified SA by the Division of Water Resources and ARE designated as a Primary Nursery Area (PNA) by the N.C.
Division of Marine Fisheries. They are CLOSED to the harvest of shellfish.
PROPOSED PROJECT:
The applicant proposes to reconfigure the existing L-head and replace the floating docking system and boatlifts
at the existing 4-slip docking facility. The applicant received CAMA General Permit #65069D on December 11,
2014 which authorized the replacement of the access pier measuring approximately 6 feet in width by 110 feet in
length and the existing platform measuring approximately 16 feet wide by 16 feet long. The access pier is
currently under construction and the applicant wishes to reconfigure the platform and floating docking system.
As proposed, the authorized access pier would terminate at a proposed L-head platform measuring
approximately 16 feet in width by 20 feet in length. As proposed, the terminal end of the L-head would provide
access via ramp to a proposed floating dock measuring approximately 6 feet in width by 16 feet in length. As
proposed this floating dock would connect to a proposed floating dock measuring approximately 6 feet in width
by 56 feet in length. As proposed, both floating docks would be oriented parallel to the shoreline, the smaller of
which, would provide a landing area for the access ramp. The applicant is also proposing a boatlift measuring
approximately 14 feet in width by 12 feet in length on the eastern end of the floating dock. A boatlift measuring
approximately 12 feet in width by 12 feet in length is also proposed on the western end of the floating dock. The

Kevin Thomas
Page Three
proposed floating dock and boatlifts would be located within the existing footprint, would not extend beyond the
established pier head line and does not appear to extend into the channel portion of the water body. The
applicant states that water depths in the location of the proposed pier are approximately -2.3 to -3.0 feet at
Normal Low Water (NLW). As proposed, the docking facility would provide mooring for up to four (4) vessels. As
proposed, the docking facility would have a total length of approximately 135 feet and would extend
approximately 75 feet into the open water body which measures approximately 500 feet in this location. The
proposed floating dock and boatlift would conform to the one -quarter width limitation and would maintain the
15 foot riparian corridor setback from both the adjacent properties.
10. ANTICIPATED IMPACTS
As proposed, the docking facility would result in the incorporation of approximately 1,040 square feet of
Estuarine and Public Trust Waters Areas of Environmental Concern. As proposed, the docking facility would
provide mooring for four (4) vessels within waters approximately -2.3 to -3.0 feet in depth at normal low water.
Minor increases in turbidity should be expected during construction. The proposed docking facility would not
encroach into either adjacent riparian property owner setbacks. As proposed, it appears the docking facility
would not exceed the one -quarter width of the water body limitation and does not appear to encroach into the
channel portion of the water body.
Submitted by: Holley Snider Date: February 17, 2015 Office: Wilmington

DIVISION OF COASTAL MANAGEMENT
APPLICATION TRANSMITTAL AND PROCESSING RECORD
1) APPLICANT: Kevin Thomas COUNTY: New Hanover
PROJECT NAME: Thomas Docking Facility Reconfiguration
LOCATION OF PROJECT: 8737Ba1d Eagle Ln., adjacent to Futch Creek, in Wilmington
DATE APPLICATION RECEIVED COMPLETE BY FIELD: 2-12-15
FIELD RECOMMENDATION: Attached: Yes To Be Forwarded:
CONSISTENCY DETERMINATION: Attached: n/a To Be Forwarded: n/a
FIELD REPRESENTATIVE: Holley Snider DISTRICT OFFICE: WILMINGTON
DISTRICT MANAGER REVIEW:
B) DATE RECEIVED BY MAJOR PERMITS UNIT:
PUBLIC NOTICE REC'D: 2-20-15
ADJ. RIP. PROP NOTICES REC'D:
APPLICATION ASSIGNED TO: 1x�L
C) 75 DAY DEADLINE: (W
MAIL OUT DATE: 2-18-15
FEDERAL DUE DATE:
FEE REC'D: $250
END OF NOTICE DATE: 3-13-15
DEED C'D:
ON:
150 DAY DEADLINE:
STATE DUE DATE: 3-13-15
FED COMMENTS REC'D:
PERMIT FINAL ACTION: ISSUE DENY DRAFT ON
AGENCY
DATE
COMMENTS
RETURNED
OBJECTIONS:
YES NO
NOTES
Coastal Management - Regional Representative
IS
✓
Coastal Management - LUP Consistency
Division of Community Assistance
Land Quality Section (DEMLR)
Division of Water Resources (401)
3 2 6-15
/S- 02 ob
Storm Water Management (DEMLR)
State Property Office
Division of Archives & History
Division of Environmental Health
Division of Highways
Wildlife Resources Commission
j !S
✓
Local Permit Office
Division of Marine Fisheries / DCM
2 2
Corps of Engineers
o - I S
✓

NCDENR
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO: Chad Coburn
401 Wetlands
DWR - WiRO
" FEB 18 2015
Donald R. van der Vaart
Secretary
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Application Review
Applicant: Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek /AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: L-, This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE
1
0 3 —,� J — ) ' RECEIVED
MAR 2 6 201,
pt?rw-.wtiry P,RV
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone]Internet: www.nccoastalmanagement.net

North Carolina
Pat McCrory
Governor
Mr. Kevin Thomas
817 Berwyn Road
Wilmington NC 28409
NCDENR
Department of Environment and Natural Resources
March 20, 2015
Subject Property: 8737 Bald Eagle Lane — Wilmington
NO WRITTEN CONCURRENCE NEEDED
Dear Mr. Thomas,
Donald R. van der Vaart
Secretary
DWQ Project # 15-0206
New Hanover County
You have our approval, in accordance with the attached conditions to reconfigure and replace an existing
docking facility as described in your application received by the N.C. Division of Water Resources
(DWR) on February 20, 2015. After reviewing your application, we have decided that the impacts are
below the threshold for written authorization as long as all conditions of General Water Quality
Certification Number 3883 (GC3883) are met. This certification may also be viewed on our website at
http://i)ortal.ncdenr.or web/wq/swp/ws/401/certsandpermits. This Certification allows you to use the
Regional General #197800056 Permit when issued by the US Army Corps of Engineers.
This approval is for the purpose and design that you described in your application. If you change
your project, you must notify us and you may be required to send us a new application. If the
property is sold, the new owner must be given a copy of this Certification and approval letter and is
thereby responsible for complying with all conditions. If total fills for this project (now or in the
future) exceed one acre of wetland or 150 linear feet of stream, compensatory mitigation may be
required as described in 15A NCAC 2H .0506 (h). This approval requires you to follow the
conditions listed in the attached certification and any additional conditions listed below.
Conditions of Certification:
1. Upon completion of all work approved within the 401 Water Quality Certification or applicable
Buffer Rules, and any subsequent modifications, the applicant is required to return the attached
Certificate of Completion to the 401/Wetlands Unit, North Carolina Division of Water Resources,
1650 Mail Service Center, Raleigh, NC, 27699-1650.
If you do not accept any of the conditions of this Certification (associated with the approved
wetland or stream impacts), you may ask for an adjudicatory hearing. You must act within 60 days
of the date that you receive this letter. To ask for a hearing, send a written petition, which conforms
to Chapter 150B of the North Carolina General Statutes to the Office of Administrative Hearings,
6714 Mail Service Center, Raleigh, N.C. 27699-6714. This certification and its conditions are final-,
and binding unless you ask for a hearing.
RECEIVED
1617 Mail Service Center, Raleigh, North Carolina 27699-1601 MAR 2 s 2015
Phone: [phone] \ Internet: www.nodenr.gov �� - ❑ y
An Equal Opportunity 1 Afinnnaf ve Action Employer- Made in part by recycled paper

2
8737 Bald Eagle Lane
New Hanover County
2015-0206
n
Violations of any condition herein set forth may result in revocation of this Certification and may
result in criminal and/or civil penalties. The authorization to proceed with your proposed impacts
or to conduct impacts to waters as depicted in your application and as authorized by this
Certification shall expire upon expiration of the 404 or CAMA Permit.
This letter completes the review of the Division of Water Resources under Section 401 of the Clean
Water Act. If you have any questions, please telephone Karen Higgins in the Central Office in
Raleigh at 919-807-6301 or Chad Coburn in the DWR Wilmington Regional Office at 910-796-
7215.
Sincerely,
Chad Coburn
Senior Environmental Specialist
Wilmington Regional Office
Water Quality Regional Operations Section
Division of Water Resources, NCDENR
Enclosures: GC3883
Certificate of Completion
cc: Hobie Buffington — Boatzright, Inc., 817 Berwyn Road, Wilmington, NC 28409
Jonathan Howell — DCM Morehead City
Robb Mairs — DCM WiRO
Tyler Crumbley — USACE Wilmington Field Office
401 & Buffer Permitting Unit — FILE COPY
WiRO
RECEIVED
MAR 2 0 711%

Certification of Completion
DWR Project No.:
Applicant: _
Project Name: _
Date of Issuance of Wetland Permit:
County:
Certificate of Completion
Upon completion of all work approved within the 401 Water Quality Certification and Buffer Rules, and any
subsequent modifications, the applicant is required to return this certificate to the 401 Oversight/Express Permitting Unit,
North Carolina Division of Water Resources, 1650 Mail Service Center, Raleigh, NC, 27699-1650. This form may be
returned to DWR by the applicant, the applicant's authorized agent, or the project engineer. It is not necessary to send
certificates from all of these.
Applicant's Certification
1, , hereby state that, to the best of my abilities, due care and diligence was
used in the observation of the construction such that the construction was observed to be built within substantial
compliance and intent of the 401 Water Quality Certification and Buffer Rules, the approved plans and specifications,
and other supporting materials.
Signature:
Agent's Certification
Date:
1, hereby state that, to the best of my abilities, due care and diligence was
used in the observation of the construction such that the construction was observed to be built within substantial
compliance and intent of the 401 Water Quality Certification and Buffer Rules, the approved plans and specifications,
and other supporting materials.
Signature:
Date:
If this project was designed by a Certified Professional
1, , as a duly registered Professional (i.e., Engineer,
Landscape Architect, Surveyor, etc.) in the State of North Carolina, having been authorized to observe (periodically,
weekly, full time) the construction of the project, for the Permittee hereby state that, to the best of my abilities, due care
and diligence was used in the observation of the construction such that the construction was observed to be built within
substantial compliance and intent of the 401 Water Quality Certification and Buffer Rules, the approved plans and
specifications, and other supporting materials.
Signature: Registration No. Date
RECEIVED
MAR 2 6 1015
00b0*-wn, P?ITY

RECEIVED
MAR 2 6 2015
De[m-me." Raw

r
NCDENR
North Carolina Department of Environment and Natural Resources
Pat McCrory
Governor
March 23, 2015
Mr. Kevin Thomas
817 BerwynRoad
Wilmington, NC 28409
Subject: EXEMPTION
Stormwater Project No. SW8 150218
Thomas Docking System Project
New Hanover County
Dear Mr. Thomas:
Donald van der Vaart
Secretary
The Wilmington Regional Office of the Division of Energy, Mineral, and Land Resources received a copy of the CAMA Major Permit
Application for the subject project on February 18, 2015. Staff review of the plans and specifications has determined that the development
activities proposed at this time will not pose a threat to surface water quality from stormwater runoff. The Director has determined that
projects that are reviewed and approved by the Division as not posing a water quality threat from stormwater runoff should not be subject
to the stormwater management permitting requirements of 15A NCAC 21-1.1000, the stormwater rules. By copy of this letter, we are
informing you that this project will not require a stormwater management permit.
If the subject project disturbs one acre or more and has a point source discharge of stormwater runoff, then it is also subject to the National
Pollutant Discharge Elimination System (NPDES) stormwater discharge requirements. You are required to have an NPDES permit for
stormwater discharge from projects meeting these criteria. All temporary built -upon area associated with the construction of the project
must be removed within 30 days of completion of the project, or when it is no longer needed, whichever occurs first.
If yyou have any questions or need additional information concerning this matter please contact Linda Lewis at (910)
796-7215, or e-mail her at linda.lewis@ncdenr.00v.
Sin.,
0 � For Tracy E. avls, P.E., Dirac tor
Division of Energy, Mineral, and Land Resources
GDSlarl: GAWQ1Shared\Stormwater\Permits & Projects12015 \150218 Exemption12015 03 permit 150218
cc: Hobie Buffington; Boatzrigght, Inc.
New Hanover County But ding Inspections
Holley Snider/Shaun Simpson
Jonathan Howell, DCM RECEIVED
Wilmington Regional Office Stormwater File
APR 0 7 2015
em-INN-m env
Division of Energy, Mineral, and Land Resources
Land Quality Section —Wilmington Regional Office
127 Cardinal Drive Extension, Wilmington, North Carolina 28405- (910) 796.72151 Fax: [phone]

ICDENR
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February. 18, 2015
Division of Coastal Management RECEIVI
MEMORANDUM: FED 19
TO: Shane Staples locnl•F15;.
Fisheries Resource Specialist WAR
DCM - WaRO
Donald R. van der Vaart
Secretary
FROM: Jonathan Howell, NC DENR-DCM Assistant'IMejor Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier,,1142-09)
SUBJECT: CAMA Application Review
Applicant: Kevin Thomas
Project Location:. 8737 Bald Eagle Ln., adjacent to Futch Creek/AIWW, in Wilmington,
f New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, NO 28405
Phone: [phone] FAX: [phone] Internet: www.nc coaslalmanagement.nel

AkwwA
GM
NCDENR
`olina Department of Environment and Natural
Governor
February 18',.2015
Division of Coasta[Management
MEMORANDUM:
'TO: Renee Gledhill -Early
Dept. of Cultural, Resources
Archives & History
}' LU ) 7Eoi
—[Song t R varrde*rVdb;l
Secretary
R ?= I `5
FROM: Jonathan Howell, NG DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMAApplication, Review Z, 3�9Ih
Applicant: Kevin Thomas
Project'.Loeation: 8737 Bald Eagle'tn., adjacent to Futch.'Creek/AlWW,.in Wilmington,
New Hanover County
Proposed Project: ;to reconfigure an existing L-head, and replace the floating docking system 8,
boatliRs at -an, existing 4-slip docking facility
Please•.indicate below -your agency's position or viewpoint on the proposed project and,
return this form to Jonathan HothielFat the address above by March 13, 2015.
If you have.any questions regarding, the proposed project, contact Holley Snider at
(9l0)796-7270 when appropriate, in depth comments with supporting data is requested.
REPL'` : This agency has no objection to the project as proposed.
This agency has no comment.on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments,
SIGNED DATE 3 - IG • l S
NZ, Division of Coaslat Mau. ement
127 Gz,dtnai Gtfve Ext, Wflminton, NC 28495' VAR t
Fhona:910-79o-o215AFAX ;910395,39Uirtuheti aslaErt s nf.net

e��
NCDENR
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO:
FROM:
SUBJECT:
Applicant:
Tim Walton
Dept of Administration
State Property Office
Donald R. van der Vaart
Secretary
RECEIVED
FEB 4 9 2015
DOA
STATE PROPERTY
OFFICE
Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
CAMA Application Review
Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek /AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: Thi agency has no objection to the project as proposed. RECEIVED
This agency has no comment on the proposed project. MAR 17 1015
�r <II P� Oorw-Mnn*i R.f�
ltp, )I-e, j This agency approves of the project only if the recommended changes
re-60 �� are incorporated. See attached.
dac,K w
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE �� J
N.0 Division of Coastal Management
127 Cardinal Drive Ext„ Wilmington, NC 28405
Phone: [phone] FAX: [phone]lnternet, www.nocoastalmanagement.net

RECEIVED
MAR 17
F%7,"-Mna rl I,

DISTRICT 3
NCDENR
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO: Anthony Law
NC DOT
New Hanover Co.
FEB 2 3 2015
DonaWl alnETr Vaart
Secretary
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Application Review
Applicant: Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek 1 AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: /This agency has no objection to the project as proposed.
`� This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED ALL= DATE 31 r t,/15
rz�cE:vEr,
WEAR 19 701"
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX [phone] Internet: www, nccoastalmanagement.net

A' a
NCDENR
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO: Georgette Scott
Stormwater Section
DEMLR - Wii
Donald R. van der Vaart
Secretary
FEB 18 2015
F.Y.-
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Application Review
Applicant: Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek/AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
RECEIVED
REPLY: This agency has no objection to the project as proposed. MAR Q 5 2015
This agency has no comment on the proposed project. 1!04
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE L12-c-) ///I�-
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] \ FAX: [phone] Internet: www.nccoastalmanagement.net

�N
NCDENR
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO:
FROM:
SUBJECT:
Applicant:
Dan Sams
District Manager
DEMLR - WiRO
=CEIVE
FEB 18 2015
Donald R. van der Vaart
Secretary
Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
CAMA Application Review
Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek/AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
RECEIVES
SIGNED DATE /Z6 IS MAR 05 M
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone] Internet: www.nccoastalmanagement net

r
RUM
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO:
Iy:A1L1d1
SUBJECT
Applicant:
Diane Williams
Environmental Engineer
Public Water Supply
&Y@Z,g �
s;Ee 18 ?ors
wR�o'� P b/,of 'c Resoil,,
eft
Donald R. van der Vaart
Secretary
NJ
Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
CAMA Application Review
Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek /AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED ^JL C�y DATE OS/��/� S RECEIVED
MAR 0 5 1015
pgm-yhpr, �,
N.C. Division of Coastal Management
127 Cardinal Dive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone] Internet: www.nccoastalmana(iemeni.net

MUM
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
e-IS.oz.7-0. 04
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO:
FROM:
SUBJECT:
Applicant:
Maria Dunn
NCWRC
WaRO / WiRO
Donald R. van der Vaart
Secretary
.- 4 -C
FEg 2015
REqE1%J D
Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
CAMA Application Review
Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek /AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed. RECEIVED
/ AR OF This agency has no comment on the proposed project. la MAR
05©.,*-
CITY
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
SIGNED DATE J-3-its
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone] Intemet: www.nocoastalmanagement.net

r
NCDENR
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO: Shannon Jenkins
NC DMF
Shellfish Sanitation Section
Donald R. van der Vaart
Secretary
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Application Review
Applicant: Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek/AIWW. in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
,¢rPa
This agency has no comment on the proposed project. P� reel-
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency objects to the project for reasons described in the attached comments.
rt;,r �jj q v ✓a, J/reeVtCiNS
SIGNED DATE ZD ZOO S
.9
RECEIVED
FEB S 7 1615
N.C. Division of Coastal Management pCN1av1HD Crry
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone] Internet: www.nocoastalmanagement.net

NCDENR RECEIVED FEB 1 9�t.5
North Carolina Department of Environment and Natural Resource
Pat McCrory
Governor
February 18, 2015
Division of Coastal Management
MEMORANDUM:
TO: Christine Bouffard
LPO
New Hanover County
Donald R. van der Vaart
Secretary
FROM: Jonathan Howell, NC DENR-DCM Assistant Major Permits Coordinator
400 Commerce Avenue, Morehead City, NC 28557 (Courier 11-12-09)
SUBJECT: CAMA Application Review
Applicant: Kevin Thomas
Project Location: 8737 Bald Eagle Ln., adjacent to Futch Creek/AIWW, in Wilmington,
New Hanover County
Proposed Project: to reconfigure an existing L-head, and replace the floating docking system &
boatlifts at an existing 4-slip docking facility
Please indicate below your agency's position or viewpoint on the proposed project and
return this form to Jonathan Howell at the address above by March 13, 2015.
If you have any questions regarding the proposed project, contact Holley Snider at
[phone] when appropriate, in depth comments with supporting data is requested.
REPLY: This agency has no objection to the project as proposed.
This agency has no comment on the proposed project.
This agency approves of the project only if the recommended changes
are incorporated. See attached.
This agency o ects to the project for reasons described in the attached comments.
SIGNED DATE RECEIVED
MAR 0 2 Z015
WM-MHR PITY
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, NC 28406
Phone: [phone] FAX: [phone] Internet: www.nccoastalmanaaement.net

Recommendations for State Permit — Kevin Thomas
The total area for the docking facility was calculated as follows:
Shoreline length = 235 ft. x 8 sq. ft. =1,880 sq. ft. allowable.
Proposed floating dock = 6 feet x 16 feet = 96 square feet
Proposed floating dock = 6 feet x 56 feet = 336 square feet
Proposed L-head platform = 16 feet x 20 feet = 320 square feet
Total = 752 square feet
It is staffs recommendation that the proposal to reconfigure the existing L-head and replace the floating docking system
and boatlifts at the existing 4-slip docking facility is CONSISTENT with the Rules of 15 NCAC 7H.0206 (d) Use Standards
for Estuarine Waters, Rules of 15 NCAC 7H.0207 (d) Use Standards for Public Trust Areas and Rules of 15A NCAC
07H.0208 (b)(6) Piers and Docking facilities. Any permit issued should include the following conditions:
1. In order to protect water quality, runoff from the construction must not visibly increase the amount of
suspended sediments in adjacent waters.
2. This permit does not authorize the interference with any existing or proposed Federal project, and, the
permittee will not be entitled to compensation for damage to the authorized structure or work, or injury
which may be caused from existing or future operations undertaken by the United States in the public
interest.
3. Future development on the permittee's property may require a modification of this permit. Contact a
representative of this Division at [phone] prior to commencement of any such activity for this
determination.
4. The construction of the proposed project shall be in compliance with all local, State and Federal
regulations and associated permit conditions.
S. This permit authorizes only the docks, piers, and other structures and uses located in or over the water
that are expressly and specifically set forth in the permit application. No other structures, whether
floating or stationary, may become a permanent part of the structure without permit modification. No
non -water dependent uses of structures may be conducted on, in, or over public trust waters without
permit modification.
6. No attempt will be made by the permittee to prevent the full and free use by the public of all navigable
waters at or adjacent to the authorized work.
7. The authorized structure and associated activity must not cause an unacceptable interference with
navigation and shall not exceed the established pier head line.
8. The permittee must install and maintain, at his expense, any signal lights and signals prescribed by the
U.S. Coast Guard, through regulations or otherwise, on authorized facilities.
9. The permittee will maintain the authorized work in good condition and in conformance with the terms
and conditions of this permit. The permittee is not relieved of this requirement if he abandons the
project without having the permit transferred to a third -party.
10. The docking facility and associated structures shall have a minimum setback distance of 15' between any
parts of the structure and the adjacent property lines as extended perpendicular to the channel into the
water at the points where they intersect the shoreline.
11. This permit authorizes a maximum of four (4) boat slips. At no time shall more than four (4) vessels be
moored or docked at the facility. The restriction of the number of vessels shall apply to all marine vessel
types, including but not limited to motorboats, sailing vessels and personal watercraft.

Howell, Jonathan
From: Dahl, Kyle J SAW <[e-mail]>
Sent: Monday, March 30, 2015 2:04 PM
To: [e-mail]
Cc: Crumbley, Tyler SAW; Howell, Jonathan; Snider, Holley
Subject: RE: SAW-2015-00615/ 8737 Bald Eagle Lane, Wilmington (UNCLASSIFIED)
Attachments: GP78-0056signed.pdf
Classification: UNCLASSIFIED
Caveats: NONE
Dear Mr. Hobie Buffington (Agent for Kevin Thomas),
Through coordination with the North Carolina Division of Coastal Management we have learned of your request
to reconfigure a private 4-slip docking facility, including the reconfiguration of an existing L-head, and the replacement
of the floating docking system and boatlifts, along Futch Creek at 8737 Bald Eagle Lane, Wilmington, New Hanover
County, North Carolina. Coordinates: 34.3000 N,-77.7432 W.
Your project has been assigned the Action ID: SAW-2015-00615. Please reference this for any future
correspondence.
On January 1, 2011, we renewed general permit No. 197800056, (copy attached), that authorizes the maintenance,
repair, construction and installation of piers, docks, boathouses and boat shelters, mooring piles, dolphins, jetties and
breakwater structures in navigable waters of the United States in the State of North Carolina pursuant to Section 10 of
the Rivers and Harbors Act of 1899.
Your work is authorized provided it is accomplished in strict accordance with your submitted plans, the enclosed
general conditions, and the following special conditions:
1. All work authorized by this permit must be performed in strict compliance with the submitted plans and the
plans received on February 23, 2015, which are a part of this authorization.
Please read the attached permit to prevent an unintentional violation of Federal law. As this Department of the
Army regional general permit does not relieve you of the responsibility to obtain any other required approvals, you
should contact appropriate State and local agencies before beginning work. All special conditions and all applicable
general and regional conditions must be strictly adhered to in order for this authorization to remain valid. The
expiration date of this permit is 31 December, 2016.
This electronic copy is your official Department of the Army authorization; no paper copy will be mailed.
Kyle J. Dahl
Regulatory Specialist
U.S. Army Corps of Engineers
Wilmington District (SAW)
69 Darlington Avenue
Wilmington, NC 28403
[phone]
-----Original Message -----
From: Dahl, Kyle J SAW

Sent: Thursday, March 26, 2015 3:41 PM
To: '[e-mail]'; '[e-mail]'
Cc: Crumbley, Tyler SAW
Subject: SAW-2015-00615/ 8737 Bald Eagle Lane, Wilmington (UNCLASSIFIED)
Classification: UNCLASSIFIED
Caveats: NONE
Hello John and Holley,
The Corps has received the application for the project located at 8737 Bald Eagle Lane, adjacent Futch Creek and the
AIWW, Wilmington, NC. The Corps has determined that this project qualifies for use of GP 56 for the re -configuration of
the docking facility. We have assigned the project AID: SAW 2015-00615. Please let me know if you have any
questions.
KyleJ. Dahl
Regulatory Specialist
U.S. Army Corps of Engineers
Wilmington District (SAW)
69 Darlington Avenue
Wilmington, NC 28403
[phone]
Classification: UNCLASSIFIED
Caveats: NONE
Classification: UNCLASSIFIED
Caveats: NONE

DEPARTMENT OF THE ARMY
Wilmington District, Corps of Engineers
69 Darlington Avenue
Wilmington, North Carolina 28403-1343
http://www.saw.usace.army.mil/WETLANDS/index.html
General Permit No. 197800056
Name of Permittee: General Public
Effective Date: January 1, 2011
Expiration Date: December 31, 2016
DEPARTMENT OF THE ARMY
GENERAL (REGIONAL) PERMIT
A general permit to perform work in or affecting navigable waters of the United States and
waters of the United States, upon recommendation of the Chief of Engineers, pursuant to Section
10 of the Rivers and Harbors Act of March 3, 1899 (33 U.S.C. 403), and Section 404 of the
Clean Water Act (33 U.S.C. 1344), is hereby modified and renewed by authority of the Secretary
of the Army by
District Commander
U.S. Army Engineer District, Wilmington
Corps of Engineers
69 Darlington Avenue
Wilmington, North Carolina 28403- 1343
TO MAINTAIN, REPAIR, CONSTRUCT AND INSTALL PIERS, DOCKS,
BOATHOUSES AND BOAT SHELTERS, MOORING PILES, DOLPHINS, JETTIES,
GROINS AND BREAKWATER STRUCTURES IN. NAVIGABLE WATERS OF THE
UNITED STATES IN THE STATE OF NORTH CAROLINA.
Projects must be constructed in conformance with following standards in order to be authorized
by this RGP.
All piers, docks, boathouses and boat shelters will be pile -supported or floating
structures.
2. Mooring piles, dolphins, jetties and breakwater structures may be constructed of
wood, metal, or pre -cast concrete. Groins may be constructed of wood, pre -cast concrete, or rock
riprap.
3. Breakwater structures will be designed to provide for adequate water circulation
landward of the structures.

This RGP does not authorize excavation or the discharge of excavated or fill material within
Waters of the US, except for the placement of rip -rap material for groin construction. This RGP
does not authorize any work on Atlantic Ocean beaches.
The following definitions should be used for purposes of this regional general permit (RGP):
a. Mean high water mark (MHWM); The line on the shore, in tidal water, reached by the
plane of the mean (average) high water. The precise determination of the actual location of the
line can be established by survey with the reference to the available tidal datum, preferably
averaged over a period of 18.6 years. A less precise method, such as observation of the apparent
shoreline, which is determined by reference to physical markings, lines of vegetation, may be
used for the purpose of this permit.
b. Ordinary High Water Mark (OHWM): The line on the shore, in non -tidal waters,
established by the fluctuations of water indicated by physical characteristics such as clear,
natural line impressed on the bank; shelving changes in the soil; destruction of terrestrial
vegetation; the presence of litter and debris; or other appropriate means that consider the
characteristics of the surrounding areas.
Special Conditions
a. Authorized structures located on or adjacent to Federally authorized waterways will be
constructed in accordance with the Commander's Policy on Setbacks Along Federally
Authorized Channels. You may review a copy of the policy at
http://www.saw.usace.army.mil/WETLANDS/library.html
b. This general permit does not authorize construction across or into any natural or
manmade channel or water body in any manner that may adversely affect navigation by the
general public.
c. Piers, docks, boathouses, boat shelters and mooring piles authorized by this general
permit may be extended or be located up to 400 feet waterward of the mean high water
(MHWM) elevation contour (tidal areas) or the Ordinary High Water Mark (OHWM) elevation
contour (non -tidal areas) or one-third (1/3) the width of a natural water body, whichever is closer
to the shoreline, except as otherwise governed by the presence of a Federally maintained
channel.
d. The width of any pier will not exceed six (6) feet, unless the Corps determines, in
writing, that a greater width is necessary for safe use, to improve public access, or to support a
water dependent use that cannot otherwise occur.
e. The total square footage of shaded impact for docks and mooring facilities (excluding the
pier) allowed shall be 8 square feet per linear foot of shoreline with a maximum of 800 square
feet. In calculating the shaded impact, uncovered open water slips shall not be counted in the
total. The maximum size of any individual component of the docking facility authorized by this

General Permit shall not exceed 400 square feet unless the Corps determines, in writing, that a
greater width is necessary for safe use, to improve public access, or to support a water dependent
use that cannot otherwise occur.
f. Boathouses and boat shelters will not be enclosed and will not exceed 400 square feet.
Boatlifts will be open and will not exceed 400 square feet.
g. Boathouses, boatlifts, boat shelters and floating piers will not be constructed over
Federally jurisdictional wetlands.
It. Docks and piers extending over wetlands will be elevated sufficiently (minimum of 3
feet) above the wetland substrate to prevent total shading of vegetation, substrate, or other
elements of the aquatic environment.
i. Piers, docks, boat houses, and boat shelters shall not be constructed in seagrasses and
other submerged aquatic vegetation.
j. Wooden jetties will not extend farther than 100 feet waterward of the MHWM (tidal
areas) or the OHWM elevation contours.
k. This general permit does not authorize the installation of fueling facilities on authorized
structures.
1. Riprap groins shall not exceed abase width of 10 feet or extend more than 25 feet
waterward of the mean high water or normal water level elevation contour.
in. Riprap groins must be constructed of clean rock or masonry material and be of sufficient
size to prevent displacement by wave or current action.
n. Riprap groins shall not be located within primary nursery areas, submerged aquatic
vegetation, or areas identified as essential fish habitat.
o. Floating structures will be supported by material that will not become waterlogged or
sink when punctured, will be installed to provide for fluctuations of water elevation, will be
designed so that the structure will not rest on the bottom at any time and will be secured in such
manner as to not break away.
p. Breakwater structures will be no longer than 500 feet. They will have a minimum of one -
inch openings between standard width (6 to 12-inch) sheathing boards and at least one, five-foot
wide opening for each 100 linear feet of structure.
q. Breakwater structures may not be constructed so as to prohibit access to estuarine waters
or public trust areas.

r. If the display of lights and signals on the authorized structure is not otherwise provided
for by law, such lights and signals as may be prescribed by the U.S. Coast Guard will be installed
and maintained by and at the expense of the permittee.
s. It is possible that the authorized structure may be damaged by wavewash from passing
vessels. The issuance of this permit does not relieve the permittee from taking all proper steps to
ensure the integrity of the permitted structure and the safety of moored boats. The permittee will
not hold the United States liable for any such damage.
t. This general permit does not authorize habitable structures or any structure or associated
facility for nonwater-related use.
u. Structures and their attendant utilities, authorized by this general permit, located on lands
subject to an easement in favor of the United States for the operation, maintenance,
improvement, and enlargement of the Atlantic Intracoastal Waterway (AIWW), will be removed
at the expense of the permittee, in the event that, in the judgment of the U.S. Army Corps of
Engineers (USACE) acting on behalf of the United States, the lands are needed at any time for
any purpose within the scope of the easement. Permanent buildings will not be constructed
within the easement.
v. This general permit does not apply to structures within existing or proposed marinas as
defined by North Carolina Administrative Code, Title 15, Subchapter 7H.0208(b)(5).
w. Should all or part of a proposed development activity be located in an Area of
Environmental Concern (AEC) as designated by the North Carolina Coastal Resources
Commission, a Coastal Area Management Act (CAMA) permit is required from the North
Carolina Division of Coastal Management before the onset of the proposed activity. Should a
Federal activity within any one of North Carolina's twenty coastal counties or which could affect
a coastal use or resource in any one of North Carolina's twenty coastal counties be proposed by a
Federal agency, a consistency determination pursuant to Subpart "C" of 15 CFR 930 must be
prepared and submitted by that Federal agency to the North Carolina Division of Coastal
Management before the onset of the proposed activity.
General Conditions.
a. Except as authorized by this general permit or any USACE approved modification to this
general permit, no excavation, fill or mechanized land -clearing activities shall take place within
waters or wetlands, at any time in the construction or maintenance of this project. This permit
does not authorize temporary placement or double handling of excavated or fill material within
waters or wetlands outside the permitted area. This prohibition applies to all borrow and fill
activities connected with this project.
b. Authorization under this general permit does not obviate the need to obtain other federal,
state, or local authorizations.

c. All work authorized by this general permit must comply with the terms and conditions of
the applicable Clean Water Act Section 401 Water Quality Certification for this general permit
issued by the North Carolina Division of Water Quality.
d. The permittee shall employ all sedimentation and erosion control measures necessary to
prevent an increase in sedimentation or turbidity within waters and wetlands outside the permit.
area. This shall include, but is not limited to, the immediate installation of silt fencing or similar
appropriate devices around all areas subject to soil disturbance or the movement of earthen fill,
and the immediate stabilization of all disturbed areas. Additionally, the project must remain in
full compliance with all aspects of the Sedimentation Pollution Control Act of 1973 (North
Carolina General Statutes Chapter 113A Article 4).
e. The activities authorized by this general permit must not interfere with the public's right
to free navigation on all navigable waters of the United States. No attempt will be made by the
permittee to prevent the full and free use by the public of all navigable waters at or adjacent to
the authorized work for a reason other than safety.
f. The permittee understands and agrees that, if future operations by the United States require
the removal, relocation, or other alteration, of the structure or work herein authorized, or if, in the
opinion of the Secretary of the Army or his authorized representative, said structure or work shall
cause unreasonable obstruction to the free navigation of the navigable waters, the permittee will be
required, upon due notice from the Corps of Engineers, to remove, relocate, or alter the structural
work or obstructions caused thereby, without expense to the United States. No claim shall be
made against the United States on account of any such removal or alteration.
g. The permittee, upon receipt of a notice of revocation of this permit or upon its expiration
before completion of the work will, without expense to the United States and in such time and
manner as the Secretary of the Army or his authorized representative may direct, restore the
affected water of the United States to its former conditions.
h. The permittee will allow the Wilmington District Engineer or his representative to inspect
the authorized activity at any time deemed necessary to assure that the activity is being
performed or maintained in strict accordance with the Special and General Conditions of this
permit.
i. This general permit does not grant any property rights or exclusive privileges.
j. This permit does not authorize any injury to the property or rights of others.
k. This general permit does not authorize the interference with any existing or proposed
federal project.
1. In issuing this permit, the Federal Government does not assume any liability for the
following:
(1) Damages to the permitted project or uses thereof as a result of other permitted
or unpermitted activities or from natural causes.

(2) Damages to the permitted project or uses thereof as a result of current or
future activities undertaken by or on behalf of the United States in the public interest.
(3) Damages to persons, property, or to other permitted or unpermitted activities
or structures caused by the activity authorized by this permit.
(4) Design or construction deficiencies associated with the permitted work
(5) Damage claims associated with any future modification, suspension, or
revocation of this permit.
in. Authorization provided by this general permit may be modified, suspended or revoked in
whole or in part if the Wilmington District Engineer, acting for the Secretary of the Army,
determines that such action would be in the best public interest. The term of this general permit
shall be five (5) years unless subject to modification, suspension or revocation. Any
modification, suspension or revocation of this authorization will not be the basis for any claim
for damages against the United States Government.
n. This general permit does not authorize any activity which the District Engineer
determines, after any necessary investigations, would adversely affect:
(1) Rivers named in Section 3 of the Wild and Scenic Rivers Act (15 U.S.C.
1273), those proposed for inclusion as provided by Sections 4 and 5 of the Act and wild, scenic
and recreational rivers established by state and local entities.
(2) Historic, cultural or archeological sites listed in or eligible for inclusion in the
National Register of Historic Places as defined in the National Historic Preservation Act of 1966
and its codified regulations, the National Historic Preservation Amendment Acts of 1980 and
1992, the Abandoned Shipwreck Act of 1987 and the Native American Graves Protection and
Repatriation Act.
(3) Sites included in or determined eligible for listing in the National Registry of
Natural Landmarks.
o. This general permit does not authorize any activity which will adversely affect any
threatened or endangered species or a species proposed for such designation, or their designated
critical habitat as identified under the Federal Endangered Species Act (16 U.S.C. 1531).
Information on the location of threatened and endangered species and their critical habitat can be
obtained directly from the Corps field offices or at the following intemet address:
htto://www.ncnhl2.or = Paues/heritagedata.html. or httn://ne-es.fws.gov/es/es.html. Permittees
should notify the Corps if any listed species or designated critical habitat might be affected by
the proposed project and may not begin work until notified by the Corps that the requirements of
the Endangered Species Act have been satisfied and that the activity is authorized.
p. Permittees are advised that development activities in or near a floodway may be subject to
the National Flood Insurance Program that prohibits any development, including fill, within a
1.1

floodway that results in any increase in base flood elevations. This general permit does not
authorize any activity prohibited by the National Flood Insurance Program.
q. The permittee must install and maintain, at his expense, any signal lights and signals
prescribed by the U.S. Coast Guard, through regulations or otherwise, on authorized facilities.
For further information, the permittee should contact the U.S. Coast Guard Marine Safety Office
at [phone].
r. The permittee must maintain any structure or work authorized by this permit in good
condition and in conformance with the terms and conditions of this permit. The Permittee is not
relieved of this requirement if the Permittee abandons the structure or work. Transfer in fee simple
of the work authorized by this permit will automatically transfer this permit to the property's new owner,
with all of the rights and responsibilities enumerated herein. The permittee must inform any
subsequent owner of all activities undertaken under the authority of this permit and provide the
subsequent owner with a copy of the terms and conditions of this permit.
s. At his sole discretion, any time during the processing cycle, the Wilmington District
Engineer may determine that this general permit will not be applicable to a specific proposal. In
such case, the procedures for processing an individual permit in accordance with 33 CFR 325
will be available.
t. Except as authorized by this general permit or any USACE approved modification to this
general permit, all fill material placed in waters or wetlands shall be generated from an upland
source and will be clean and free of any pollutants except in trace quantities. Metal products,
organic materials (including debris from land clearing activities), or unsightly debris will not be
used.
u. Except as authorized by this general permit or any USACE approved modification to this
general permit, all excavated material will be disposed of in approved upland disposal areas.
v. Activities which have commenced (i.e., are under construction) or are under contract to
commence in reliance upon this general permit will remain authorized provided the activity is
completed within twelve months of the date of the general permit's expiration, modification, or
revocation. Activities completed under the authorization of this general permit which were in
effect at the time the activity was completed continue to be authorized by the general permit.
BY AUTHORITY OF THE SECRETARY OF THE ARMY:
ferson . cavage
Colonel, U.S. Army
District Engineer
7

NCDENR
North Carolina Department of Environment and Natural Resources
Pat McCrory
Governor
Donald R. van der Vaart
Secretary
February 18, 2015
[e-mail]
2 Pages
Star News
Legal Advertisement Section
Post Office Box 840
Wilmington, North Carolina 28402
Re: Major Public Notice Combo:
• Seagate Office Park UOA
• Kevin Thomas
Kyle & Heather: Please publish the attached Notice in the Friday, February 20, 2015 issue.
The State Office of Budget & Management requires an original Affidavit of Publication prior to
payment for newspaper advertising.
Please send the original affidavit and invoice for payment to Shaun Simpson at the NC Divison of Coastal
Management, 127 Cardinal Drive Extension, Wilmington, NC 28405, 910-796-7226. Paying by Credit Card
(number on file with Elsa Lawrence, Ref acct # 796-7215).
Please email a copy of the credit card receipt to me.
Thank you for your assistance in this matter. If you should have any questions, please contact me at our
Wilmington office.
Sincerely,
Shaun K. Simpson
Permitting Support & Customer ssistance
Division of Coastal Management
cc: WiRO
Jonathan Howell - MHC DCM
Tyler Crumbley - USACE
Michele Walker- DCM
N.C. Division of Coastal Management
127 Cardinal Drive Ext., Wilmington, INC 28405
Phone: [phone] FAX: [phone] Internet: www.nocoastalmanagement.net
An Equal Oppcdunil 1 AfimwUve Action Em*M

NOTICE OF FILING OF
APPLICATION FOR CAMA MAJOR
DEVELOPMENT PERMIT
The Department of Environment and Natural Resources hereby gives public notice as required by NCGS
113A-119(b) that the following applications were submitted for development permits in Areas of
Environmental Concern as designated under the CAMA in Wilmington, New Hanover County, to
reconfigure existing docking facilities: On February 11, 2015, Seagate Office Park UOA, 1310-1312
Airlie Rd, adjacent to the AIWW, and on February 12, 2015, Kevin Thomas at 8737 Bald Eagle Lane,
adjacent to Futch Creek. A copy of these applications can be examined or copied at the offices of Robb Mairs
(Seagate) or Holley Snider (Thomas), N.C. Dept. of Environment & Natural Resources, Division of Coastal
Management, 127 Cardinal Drive Ext., Wilmington, NC 28405, (910-796-7215) during normal business hours.
Comments mailed to Braxton C. Davis, Director, Division of Coastal Management, 400 Commerce
Avenue, Morehead City, NC 28557-3421, prior to March 13, 2015 will be considered in making the permit
decision. Later comments will be accepted and considered up to the time of permit decision. Project
modification may occur based on review and comment by the public and state and federal agencies. Notice
of the permit decision in these matters will be provided upon written request.

Jp
MAJOR PERMIT FEE SCHEDULE
Kevin Thomas / $250 / NH County
DCM %
DWQ %
Development Ta
Fee
14300160143510009316256253
2430016024351000952341
I. Private, non-commercial development that does
not involve the filling or excavation of any
wetlands or open water areas:
$250
100%
$250
0%
$0
II. Public or commercial development that does
not involve the filling or excavation of any
wetlands or open water areas:
$400
1 100%
$400
0%
$0
III. For development that involves the filling
and/or excavation of up to 1 acre of wetlands
and/or open water areas, determine if A,B, C,
r D below applies:
III(A). Private, non-commercial development, if
General Water Quality Certification No. 3490
See attached can be applied.
$250
100%
$250
0%
$0
III(B). Public or commercial development, if
General Water Quality Certification No. 3490
See attached can be applied:
$400
100%
$400
0%
$0
I II(C). If General Water Quality Certification No.
3490 (see attached) could be applied, but DCM
staff determined that additional review and written
DWQ concurrence is needed because of
concerns related to water quality or aquatic life:
$400
60%
$240
40%
$160
II I(D). If General Water Quality Certification No.
90 see attached cannot be applied:
$400
60%
$240
40%
$160
IV. Development that involves the filling and/or
excavation of more than one acre of wetlands
and/or open water areas:
$475
60%
$285
40%
$190

v�
DENR CAMA Daily Check Lag for WIRO
Date
Received Check From (Name)
Name of Permit Holder
Check
Vendor Number
Check
amount
Permit Number/Comments
RefunaIA?"llocated
1115/2015Inlet View Bar 8 Grill _ _ _ !The
11152015-Antrnon Construction, Inc
IA 52ovi Ceni8etichedc from 0renasco z_arate
iH82015 F antl S Marine Contractors Inc.
7202015,Cerolina Manne Construction, Inc.
1202015,Weslem Umon Money Order, Brandon Gnmes
12D2015 Western Umon Mon Order Brandon Grimes _
1212015, Coastal Union
arth Works nc.
. _ _
t222015'Clements Marine Construction
1222015 Chaves Riggs 8 Associates Inc
Point, LLC_ _ B68T 1 _ 2630; _ _ $100.00 renewal fee, MP 185-08
RodoB 1B OTA ,— 3439 _- $200 00�boatlitt 543 Chadwick _
ISunsat Beach Hottlmgs ll LLC BB&T/First Colonial Branch 50068726551 $10000transfer fee MP 42-05
'Brady Semmel _ PNC Benk 4269. 5250 00 major fee Ainle
Dolphin Bay HOA_ First Bank 8458 $300 00 renewal tee MP 117-97 �E100
Inlet Point Harbor HOA i mod tee MP 180-05 �5100
Tangle Oaks Yacht Club Inc. _ _ _ renewal fee MP 24-07 QSt00
IR _— _ ___ _ _ -- .__ ._ ...
Randy Broom Wells Fargo Bank 17-135019699 $600 00 1 of 2 for GP 38548D
Randy Brown _ _ _ Wells Fargo Bank 17-135019897 $400 0012 of 2 for GP 38546D ®5800�
Avery Bates Frst Bank - _ 4191 5400 OO,GP 65089D
L_ __— _.
IChris Bard FIrsI CNzens Bank 3700 525000, moor fee NHCo
— I__
'Taylor First CNzens Bank 73772 $100 00 tumor fee NTB 1501, Ons
_
_ 1222p15
1222015
_ _
Chedes Riggs &Associates Inc _
CChenes Riggs & Associates Inc _ _
Chadors Riggs 8 Assooletes Inc _-
_ __.. —
Bedew Fust Citizens Bank
_
13831
_
E100 00
minor fee NT8 15-02, Onn_
minor fee NTB 15-03, One
minor fee NTB 15-04, One
_
First Citizens Bank
'M9hen - First Citizens Bank
13632
$100.00
127/2015
13833
E100.00
1222015
Allied Mince ContractorsLLC
� _— _. --. _.—
Larkins) 8 gausmeier
Celaon
1B of A
7143
$350.00
1 of 2 $250 major fee, 104 Blue Heron, PN
_ _
-- __
—
2o12mod Tee, MP 18-09 5100
1232015�Catdlne
12820151
Manne Dredging Inc _ �N1
By beaign.Coaetel Homes __
Head Island Ltd. - -
Isla
MarNme Place HOA Manna Assoc
Chaves B. Godon, Jr. _ _
Marine Contractors, LLC _
Steven T. Partner TRACOM Services
Coastal Marine Piers Bulkhead_ s LLC_
Chimney HOA
First Benk
1084
S250.00
major mod, 42-97, NHCo
_
Alipetor Bey Enterprises _jBS&T
same
,First CNzen_sBank
1075
1500
$100.00
E100.00
minorfee, NTB 15-01
renewal fee, 172-87
_____
__ _
1IM015IBald
1/282015
126I2015
_ _
same
FirstBank
123
E100.00Irenewel
tee, 143-71
Brad Gordon
i Four Oaks Bank
1043
5400.00
GP 85090D
__ _ __
728/20151Allied
1272015
1272015
Hobby Greene _ _
Max Kem
Squire
�B of A___ _ ___
'BBBT
,Wells Forgo Bank
7111
4598
19998
_ 3400.00
$200.00
5200.00
_
GP 86075D
GP 85052D
GP 85067
1282
ori015 AntinConsWdion, Inc.- _._
Town of North Topsail Beech
Marsh Haven Community Dockin0 Faciltly
IB of A
3469
_
52,000.00
Express MP, OnCo
1/28/2015
�IFirst
same
Citizens Bank -
39154
$100.00
mod fee, MP 191-05
128/2015
Grace Construction of Brunswick Co. INC
_
Cox
BB&T
10114
$200.00
GP 66053D
_
12=015
Coastal Marine Piers Bulkheads LLC
Carolina Yadn Club
Wells Fargo Bank
200W
$100.00
mod fee?. MP 69-09
_
1/302015
Pluds, LLC
same
Branch Banking & Trust Co.
2963
$400.00
major fee, OnsCo
_
_
1/302015
Allied Marine Contractors, LLC
Mark and Bonnie Lysaght
B of A
7117
$200.00
GP 850540
1/302015
Allied Marine Contractors, LLC
Paradise
B of A
7097
$600.00
GP 65MD
Allied Marine Contractors, LLC
Bleu Water
B of A
7154
$400.00
GP 65078D
_
222015
AWA Buildiers, Inc
660 Spot Lane
TO Bank
7072
$100.00
minor lea, Surf City, RN
2IW2015
_ _
Dawn Edwards Griffis
same
BBBT
229
$100.00
minor fee, SC 15-01 OnsCo
2WO15
Coastal Dredging, LLC
Clinton & Corinne Parke
BB&T
3752
$200.DD
GP 65031D
2/3/2015
Coastal Marine Piers Bulkheads LLC
Bill Scott
Wells Fargo Bank
19997
E200.00
GP BSOB2D
2142015
Clements Marine Construction_
Hamilton Wells, Charles Hocking _
First Citizens Bank
3697
$2D0.00jGP
65088D
2I52015
Cape Fear Riverboats, Inc.
Riverside Partners
1First Citizens Bank
48727
$400.00,major
fee, Water SL, NHCo
2/82015
BoandpM Inc.
_
Kevin Thomas
First CNzens Bank
1826
$250.00Imajor
fee, NHCo.
i

MCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Pat McCrory Donald R. van der Vaart
Governor Secretary
February 17, 2015
Hobble Buffington, agent for Kevin Thomas
Boatzright, Inc.
817 Berwyn Road
Wilmington, NC 28409
Dear Mr. Buffington:
The Division of Coastal Management hereby acknowledges receipt of your application for State approval for development of your client's
property located at 8737 Bald Eagle Lane adjacentto Futch Creek, nearthe City of Wilmington, New Hanover County. Itwas received complete
on 02/12/15, and appears to be adequate for processing at this time. The projected deadline for making a decision is 04/28/15. An additional
75-day review period is provided by law when such time is necessary to complete the review. If you have not been notified of a final action by
the initial deadline stated above, you should consider the review period extended. Under those circumstances, this letter will serve as your
notice of an extended review. However, an additional letter will be provided on or about the 75th day.
If this agency does not render a permit decision within 70 days from February 12, 2015, you may request a meeting with the Director of the
Division of Coastal Management and permit staff to discuss the status of your project. Such a meeting will be held within five working days
from the receipt of your written request and shall include the property owner, developer, and project designer/consultant.
NCGS 113A-119(b) requires that Notice of an application be posted at the location of the proposed development. Enclosed you will find a
"Notice of Permit Filing" postcard which must be posted at the property of your proposed development. You should post this notice at a
conspicuous point along your property where it can be observed from a public road. Some examples would be: Nailing the notice card to a
telephone pole or tree along the road right-of-way fronting your property, or at a point along the road right-of-way where a private road would
lead one into your property. Failure to post this notice could result in an incomplete application.
An onsite inspection will be made, and if additional information is required, you will be contacted by the appropriate State or Federal agency.
Please contact me if you have any questions and notify me in writing if you wish to receive a copy of my field report and/or comments from
reviewing agencies.
Si cere'y,
Holley Snider
Coastal Mana ment Representative
Enclosure
cc: Jonathan Howell, DCM
Debra Wilson, DCM
New Hanover County, LPO
Tyler Crumbley, COE
Kevin Thomas, owner
127 Cardinal Drive Ext., Wilmington, NC 28405
Phone:[phone] FAX:[phone] Intemet: www.nocoastalmanaaement.net
An Equal Opportunity IAlfinnative Acton Enployor

AM LVA WA�- mrs. 1, -"- ow.
Al !!J � m I =3:0 =4 =1 a I �-
)k�-Z.-Z

January 25, 2015
To: Jim Spicuzza
2020 Scrimshaw PI.
Wilmington NC 28405
From: Boatzright Inc.
817 Berwyn Rd.
Wilmington NC 28409
■ Complete items 1, 2, and 3. Also complete
item 4 if Restricted Delivery is desired.
■ Print your name and address on the reverse
so that we can return the card to you.
■ Attach this card to the back of the mailpiece,
or on the front if space permits.
1. Article Addressed to:
1� SfieuZZp
rvtsAAw P�
>�mi'� ��n• NL
2 S `lad
A.
B. DZpiveitk pvtgt( *w) _ I C. gate of
-u. IsLeliveryfaddreas diffe9sat from item 171 U Ye;
If YES, enter delivery a6lAss below: ❑ No
VViL1vilN'; i ON, NG
6 2015
3. Service Type
❑ Certified Mail® ❑ Priority Mall Express"
❑ Registered ❑ Return Receipt for Merchandise
❑ Insured Mail ❑ Collect on Delivery
4. Restricted Delivery? (Extra Fee) ❑ Yes
2. ArticleNumberumHornm 7014 2120 0002 L922 2297
rrensrer ( same taaeo
PS Form 3811, July 2013 Domestic Return Receipt
Boatzright is the agent of record for Kevin Thomas of 8737 Bald Eagle Ln.
Wilmington NC 28411
Dear adjacent riparian property owner,
You have received this letter as part of the required CAMA notification process for
adjacent property owners.
The adjacent property owner at 8737 Bald Eagle Lane has applied for a CAMA
Major permit to install two boat lifts, rebuild the fixed pier and replace the
floating dock as per the drawing attached. Please note that the new fixed pier,
new floating dock and boat lifts will be located inside the existing foot print of the
old pier, boatlifts and floating dock. The work will consist of removal of the old
pier, floating dock and adjoining boat lifts and installing new boat lifts, pier and
floating dock. The elevation of the new pier will be three foot higher than the old
pier.
In fact the work to be performed is nothing more than the replacement of what is
existing however because no previous permit for this address exist the formality
of applying for and receiving a CAMA major permit is required.
A CAMA, Adjacent Riparian Property Owner Statement and drawing are attached.
As an adjacent landowner you are advised that you have thirty days in which to
submit comment on the proposed project to the Division of Coastal Management.
The boat lifts, pier and floating dock comply with the riparian set back rules.
Please fill in the blanks and return this form in the envelope provided.
Best regards
Hobie Buffington
Boatzright Inc. Agent for Kevin Thomas, Phone [phone] RECEIVED
Email, [e-mail] DCM WILMINGTON, NC
FEB 0 6 2015

■ Complete items 1, 2, and 3. Also complete
item 4if Restricted Delivery is desired. x
■ Print your name and address on the reverse
so that we can return the card to you.
■ Attach this card to the back of the mailpiece,
or on the front if space permits.
January 25, 2015 1. Article Addressed to: AQ� s2
�,NN 1�aafs N'w
q�r.•rf~'ru2
To: John Ferris Howard or r.5
8733 Bald Eagle Lane. 8133 DA I c•��
rLN[t
Wilmington NC 28411 W MJto 1._ NL
From: Boatzright Inc.
817 Berwyn Rd.
Wilmington NC 28409
Lr�-
I If YES, enter delivery
ru
from item 1',La-
ass below: 70
rl C l(f j 3. Service Type
❑ Certified Mail® ❑ Priority Mail Express"
.. .. ❑ Registered ❑ Return Receipt for Merchandise
❑ Insured Mail ❑ Collect on Delivery
4. Restricted Delivery? (Extra Fee) ❑ Yes
2. Article Number 7014 2120 0002 6922 2280
(Transfer from service label) ' ---
PS Form 3811. July 2013 Domestic Return Receipt
Boatzright is the agent of record for Kevin Thomas of 8737 Bald Eagle Ln.
Wilmington NC 28411
Dear adjacent riparian property owner,
You have received this letter as part of the required CAMA notification process for
adjacent property owners.
The adjacent property owner at 8737 Bald Eagle Lane has applied for a CAMA
Major permit to install two boat lifts, rebuild the fixed pier and replace the
floating dock as per the drawing attached. Please note that the new fixed pier,
new floating dock and boat lifts will be located inside the existing foot print of the
old pier, boatlifts and floating dock. The work will consist of removal of the old
pier, floating dock and adjoining boat lifts and installing new boat lifts, pier and
floating dock. The elevation of the new pier will be three foot higher than the old
pier.
In fact the work to be performed is nothing more than the replacement of what is
existing however because no previous permit for this address exist the formality
of applying for and receiving a CAMA major permit is required.
A CAMA, Adjacent Riparian Property Owner Statement and drawing are attached.
As an adjacent landowner you are advised that you have thirty days in which to
submit comment on the proposed project to the Division of Coastal Management.
The boat lifts, pier and floating dock comply with the riparian set back rules.
Please fill in the blanks and return this form in the envelope provided.
Best regards
Hobie Buffington
Boatzright Inc. Agent for Kevin Thomas, Phone [phone] RECEIVED
Email, [e-mail] DCM WILMINGTON, NC
FEB 0 6 2015

L'er?s h," /)AA, L-
CERTIFIED MAIL — RETURN RECEIPT REQUESTED
DIVISION OF COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPERTY OWNER STATEMENT
Name of Property Owner: KcV 1 N j N O Ph A S
Address of Property:
8'137 '
k-D C—A6-16 LN-W,40
(Lot or Street #, Street or Road,
Applicant's phone #: 910 - 26l-1 w Y
ito,j Alf- MEW Hm-40462 (O-
& County)
Mailing Address: �i1 UE(Cl.r4N d
�8ybi
I hereby certify that I own property adjacent to the above referenced property. The individual
has described to me as shown on the attached drawing the development they are proposing. A
with dimensions, must be provided with this letter.
4 I have no objections to this proposal.
I have objections to this proposal.
permit
If you have objections to what is being proposed, you must notify the Division of Coastal Management (DCM)
in writing within 10 days of receipt of this notice. Correspondence should be mailed to 127 Cardinal Drive Ext.
Wilmington, NC 28405-3845. DCM representatives can also be contacted at [phone]. No response is
considered the same as no obiection if you have been notified by Certified Mail.
WAIVER SECTION
I understand that a pier, dock, mooring pilings, breakwater, boathouse, or lift must be set back a minimum distance of
15' from my area of riparian access unless waived by me. (If you wish to waive the setback, you must initial the
appropriate blank below.)
I do wish to waive the 15' set back requirement.
I do not wish to waive the 15' set back requirement.
(Proper Own In{foormation)) (Riparian Property Owner Information)
� � Ll�' I / z Me f • # �. JGU� 4 �t.Cu7L0�
Signa a Signature
K6u,;j '411a i"AS
Print or Type Name
913'1 &cb ErNa i--rJ
Mailing Address
W>L1,1«ifort Nt-
City / Stat / Zip
Telephone Number I G F" 13 `t7 T
Date50 as a0/s
5,r" A SNCV7ZA
Print or Type Name
1010 SLzfrnSN>ow Pt_,
Mailing Address
Nt- 2-340S
City / State / Zip
J�Telephone Number 9(0 qq-� w3
RECEIVED
Date 1 /28 /IS DONA WILMINGTON, NC
127 Cardinal Drive Ext., Wilmington, North Carolina 28405-3845 HB 0 6 2015
Phone: [phone] FAX: [phone] Intemet: www.nocoastalmanaaement.net
An Equal Opportunity 1 Affirmative Action Employer-50% Recycled 110% Post Consumer Paper

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k.
i�CDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Beverly Eaves Perdue James H. Gregson
Governor Director
AGENT AUTHORIZATION FORM
Date: Nor/ 20 2011
Name of Property, Owner Applying for Permit:
(se V r1� . '1•.tt 1) rt1 * s_
Mailing Address:
8131 (3Ald �n��-r� L►�
6 L',h , nr 6:ro u n) c- 2% Y I 1
Phone Number. (910 )�f,
Dee Freeman
Secretary
1 certify that I have authorized (agent) AoQr� 3� i�r�fa��Qo��zR Guy ,N� to act on my
behalf, for the purpose of applying for and obtaining all CAMA Permits necessary to install or
construct (activity) IR-a- (�, xa p p, i q, 1 Re P, ,R s �&,,+lI ft
at (my property located at)
E AG 1& Lk,/
This certification is valid thru (date) T^ a 0-016
Property Owner Signature
No✓ 2O )old
Date
RECEIVED
DCM WILMINGTON, NC
FEB 12 2015
127 Caddnal Drive Ext., Wilmington, NC 28405
Phone: [phone] FAX: [phone] Internet: www.nccoastaimanegignentnet
An Eqd OPPOTU ry%AfPo eM Adw Employer
971ohCarolina
ura!!y

Gmail - CAMA Major.
Page 2 of 4
I got your voicemail as well this a.m. I have received and reviewed the drawings for this application
and will need the following included:
v - Top view drawing, please include the number of slips at the docking facility (existing and
proposed)
- Top view drawing, please include the water depth in relation to the proposed structures and
\ existing channel of Futch Creek relative to normal low water (NLW)
\\V Top view drawing, please establish an approximate established pier length on this side of Futch
Creek
Please number all sheets lie. Sheet 1 of 3)
�- Please make sure the provided drawings are to scale as shown with sheets no larger than 11x17
�- Please submit a complete MP-1 and MP-4 forms (attached)
- Please include a deed
- Once the application is compete, please notify the adjacent riparian property owners via certified
mail with return receipts
- Please include a check for $250 made out to NC DEN
Let me know if you have any further questions.
Thanks,
00
From: Hobie Buffington [mailto:[e-mail]]
Sent: Wednesday, January 14, 2015 5:04 PM
To: Mairs, Robb L
Subject: RE: CAMA Major.
[Quoted text hidden]
Mairs, Robb L <[e-mail]>
To: Hobie Buffington <[e-mail]>
Fri, Jan 23, 20f3 iitt;a OM E D
DCM WILMINGTON, NC
Hobie,
FEB 0 6 2015

JENNIFER H. MACNEISH
REGISTER OF DEEDS, NEW HANOVER
216 NORTH SECOND STREET
WILMINGTON, NC 28401
f 111ff11fflrilff111fif1f!!fillt11N1MfiNN111f11ff1NfrlfMfYftf Yf1111tfftfllfff YYf1ft1111f f111ff1f111f11rYfrf YfRYfrfe
Filed For Registration: 10/11/2011 04:30:37 PM
Book: RE 5591 Page: 595-612
Document No.: 2011027508
18 PGS $64.00
Recorder. JOHNSON. CAROLYN
State of North Carolina, County of New Hanover
PLEASE RETAIN YELLOW TRAILER PAGE WITH ORIGINAL DOCUMENT.
RECEIVED
DCM WILMINGTON, NC
*2011027508*
FEB 062015
2011027508
i

fl1111111
r111���SFOR REG1GTRgTION REG1G,{TEp�yOF DEED, O,O1!If OC1104 0 07Nr11§27109,++9 BK 55591 PG-WA12 FEE,E64 @B
MONISM
M
DEED OF TRUST
WHEN RECORDED. MAIL TO
CAROLINA BANK
L01 N. SPRING STREET 4TH FLOOR
GREENSBOR%NORTH CAROLINA27401
This instrument was prepared by
COASTLINE MORTGAGE CONSULTANTS, LLC
575 MILITARY CUTOFF ROAD SUITE 200
WILMINGTON, NORTH CAROLINA 284DS
910509d561
Loan Originator JOHN RUSS
Loan Number 5029029
it
BGLLMaoo11mLAW oFROEB,PLLC,
210 Rama DtM
OAD101
INNhlKi>fl10!!
BrokerlLenderNane COASTLINE MORTGAGE CONSULTANTS, LLC
575 MILITARY CUTOFF ROAD
WILMINGTON, NC 28405
JOHN RUSS
18pa® Above This Isis For Pe dnq flat[
MIN 100624600050290288
DEFINITIONS
Wards used inmultiple sections ofthis document are defined below and otherwords are defined in Sections 3,11,13,18,
20 and 21 Certain rides regarding the usage of words used in this document are also pronded in Section 16
(A) "Security Instrument" means this document, which is dated October 11. 2011, together with all Riders to this
document
(B) "Borrower" is KEVIN E THOMAS AND EBeS6MM THOMAS, HUSBAND AND WIFE Borrower is the
trustorunder this Security Instrument Cee1L1A OF
(C) Winder" is COASTLINE MORTGAGE CONSULTANTS, LLC, organized and existing under the laws of
NORTH CAROLINA
Lender's addre+s is 575 MILITARY CUTOFF ROAD SUITE 200, WILMINGTON. NORTH CAROLINA28405.
NNIMII:
Pagel of 13
es ft
BorrwBr(a)

(61) Thenameofthe Mortgage Broker vs COASTLINE MORTGAGE CONSULTANTS, LLC, 575 MILITARY
CUTOFF ROAD, WILMINGTON, NORTH CAROLINA29405
(D) "Trustee" is DANIEL D. HORNFECK
Trustees address is 101 N. SPRING STREET, GREENSBORO, NORTH CAROLINA 27401
(E) "MERS" is Mortgage Electronic Registration Systems, Inc MERS is a separate corporation that is acting solely
as a nommice for Lender and Lender's successors and assigns MERS is the betietiela y under this Security
Instrument MERS is organized and existing underthe laws of Delaware, and has an address and telephonenumber of
PO Box 2026, Mt. MICHIGAN 4&501-2026, tel (80 679-MERS
(F)"Note' means thepmmissory note signed byBorrower and dated October 11,2011 The Note states that Borrower
owes lsiderFOUR HUNDRED SEVENTEEN THOUSAND AND NOn00Dollars (US S417,000.00) plus interest
Borrower has promised to pay this debt regular Periodic Payments and to pay the debt in fill l not late than November
1,2026
(G) "Property" means the property that is described below under the heading `"Transfer of Rights in the Property"
(H) "Loan" means the debt evidenced by the Note, plus mterest, any prepayment charges and late charges due under the
Note, and all sums due under this Security instrument, plus interest
(1) "Rldera" means all hiders to this Security Instrument that are executed by Borrower The following Riders are to be
executed by Borrower [check box as applicable]
❑ Adjustable Rate Rider ❑ CondommumRider ❑ Second Home Rider
❑ Balloon Ride ❑ Planned Unit Development Rider ❑ VA Rider
® 1-0 Family Rider ❑ Biweekly Payment Rider
❑ OtherlSpaity]
(J) "Applicable Low" means all controlling applicable federal, state and local statutes, regulations, ordinances and
adirm stiatnve rules and orders (that have the effect of law) as well as all applicable final, non -appealable judicial
opinions
(K) "Commi mlyAssoelathon Duel, Fcey andAssessments" means all dues, fees, assessments andodwchaigesthm
are imposed an Borrower orthe Property by acondomintum association, homeowners association orsmnlarorganization
(L) "Electronic Fonda Transfer" means any transfer of funds, other than a transaction ongraded by check, draft, or
smularpaper mstnrment, which is initiated through anelectronic terminal, telephonic instnunen6 computer, or magnetic
tapesoastcorder,instmd,mauthorzearmancialrnstiumonmdebitorcreditanaccount Such term includes, butts not
(muted to, pointof-ofautomated teller machine transactions, transfers initiated bytelephone, wiretransfeM
and automated clearinghouse transfers
(M) "Escrow Items" means thou items that are described in Section 3
(N) "Misceffameous Proceeds" means any compensation, settlement, award ofdamages, orpm=cds paid by any third
party (other than insurance proceeds paid under the coverages described in Section 5) for (t) damage to, or destruction
of, the Property, (it) condemnation or other taking of all or any part of the Property, (rat) conveyance in lieu of
condemnation, or (iv) misrepresentations of, or otmssiois as to, the value and/or condition of the Property
(0) "Mortgage Insurance" means insurance protecting tender against the nonpayment of, or default on, the Loan
(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus
(n) any amounts under Section 3 of this Security Instrument
(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U S C 0 2601 et seq ) and its implementing
regulation, Regulation X (24 C F R Part 3500), as they might be amended from time to trace, or any additional or
successor legislation or regulation that governs the same bubjectmatte As used m this SecurityInstrument, "RESPA"
Page 2 of 13
Bormwar(s) initials;

amail - Item #321289987411 Instant Daymentreceived from woodunlimited (snelson... Page 2 of 2
PayPal Email ID PP753 - c8beceeO4889d

refers to all requirements and rest. cuons that are imposed in regard to a "federally related mortgage loan" even if the
Loan does not qualify as a "federally related mortgage loan" under RESPA
(R) "Suraestu rin Interest of Borrower" means any party that has taken title to the Property, whether ornot that party
has assumed Borrower's obligations order the Note and/or this Security Instrument
TRANSFER OF RIGHTS IN THE PROPERTY
The beneficiary ofthis Security Instrument a MERS (solely as nomnee for Lender and Lender's successors andassigns)
andthesuccestorsandasargnsofMERS This Security Instrument secures toLender (r)the m7aymcmofthoLoan, and
all renewals, extensions and modifications of theNotc, and (it) the performance of Borrower's covenants and agreements
under this Security Instrument and the Note For this purpose, Borrower irrevocably giants and conveys to Trustee and
Trustee's successors and assigns, in trust, with power of sale, the following described property located an the County of
NEW HANOVER
W PT 12 SEC A PORTERS NECK - NEW HANOVER COUNTY
Parcel ID Number R03017-002-006-000
with the address of 8737 BALD EAGLE LANE
WILMINGTON, NORTH CAROLINA 28411 ("Property Address")
TO HAVE AND TO HOLD this property onto Trustee and Trustee's successors and assigns, forever, together with
all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or
hereafter a part of the property All replacements and additions shall also be covered by thts Security Instrument All of
the foregoing is referred to in this Security Instrument as the "Property" Borrower understands and agrees that MERS
holds only legal tide to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with
law orcustom, MERS (as nominee for Lendermnd Lender's successors and assigns) has the right to exerotseany or aR
ofthose interests, including, but not limited to, thenght tofarecloseand sell the Property, and intake any action required
of Lender including, but not limited to, releasing and canceling this Security Instrument
BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to
grant and convey the Property and that the Property w unencumbered, except for encumbrances of record Borrower
warrants and will defend generally the ntleto the Property against all claims and demands, subject to any encumbrances
of record
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-untform covenants with
(muted variations byyunsdicnon to constitute a mnfonn socunty instrument covenag coal property
UNIFORM COVENANTS Borrower and Lander covenant and agree as follows
1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges Borrower shall pay
when due the principal of, and interest on, thedebt evidenced by the Note and any prepayment charges and late charges
dueundertheNcte Borrower shall alsopayfinds for Escrow Items pursuant toSection 3 Payments due underthe Note
and this Security Instrument shall be made in U S currency However, if any check or other instrument received by
Lenderas payment underthe Note orthis Security Instrument is retuned to Lender unpard, Lendermay requirethm any
or all subsequent payments due under the Note and this Security Instmmem be made in one or more of the following
forms, as selected by Lender (a) rash. (b) money order, (c) certified check, bank check, treasurer's check or cashier's
check, provided any such check m drawn upon an insutution whose deposits are insured by a federal agency,
instrumentality, or entity, or (d) Electronic Funds Transfer
Payments are deemed received by Lender when received at the location designated in the Note or at such other
location as may be designated by Lender in accordance with the notice provisions in Section 15 Lender may return any
payment or partial payment if the payment or partial payments are insufficicat rehiring the Loan current IfBormwerhas
breached any covenant or agreement in this Security Instrument and Lender has accelerated the obligations of Borrower
NORTH CAROURASugte Fsn4-PNMAIFHLNCUNIFOR1fiIMIRUMMEgrwM MERS Fam30341M
Page 3 of 13
ios me Page
Inaals ,

hereunder pursuant to Section 22 then Leader may accept any payment orpartialpaymentmnsulBcientto bring the Loan
current, without wmverofany rights hereunder orpmudiceto its nghtstorefiise such payment orpartud payments in the
future, but Lender is not obligated to apply such payments at the time such payments are accepted If each Periodic
Payment is applied as of in, scheduled due date, then Lenderneednotpayinterest onunapphedfords Lendermayhold
such ooapplied fiords until Borrower makes payment to bring the Loan current If Borrower does not do so within a
reasonable period of time, Lender shall either apply such fiends or rerun them to Borrower Ifnot applied earher, such
funds will be applied to the outstanding principal balance underthe Note immediately prior toforeclosure No offset or
claim which Bonuwermnght have now or in the fidurc against Lender shall tdhave Borrowerf om makmgpayments due
under the Note and this Security Instrument or performing the covenants and agreements bacured by this Security
Instrument
2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted
and applied byLendershallbeapphedinthefollowmgorderofpnotny (a) mterestdueunderthe Note,(b)principal duo
under theNote, (c) amounts due underSection 3 Suchpaymants shall be applied to each Periodic Payment in the order
in which it became due Any remaining amounts shall be applied first to late charges, second to any other amounts due
under this Security Instrument, and then to reduce the principal balance of the Note
If Lender receives apayment from Borrower for adelinquent Periodic Payment which includes a sufficient amount
to pay any late charge due, the payment maybe applied to the dehnquentpayment and the late charge If more than one
Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the
Periodic Payments iC and to the extent that, each payment can be paid in full To the extent that any excess exists after
the payment lib applied to the full payment of one or more Periodic Payments, such excess may be applied to any late
charges due Voluntary prepayments shall be applied first to anyprepsyment charges and then as described in the Note
Anyapplication ofpayznnds, insurance pmocced% or Miscellaneous Proceeds to principal due underthe Note shall
not extend or postpone the due date, or change the amount, of the Periodic Payments
3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note,
until the Note is paid in full, a sum (the "Funds") to provide fopayment of amounts due for (a) taxesand assessments
and other stems which can attain priority over this Security Instrument as a lien or encumbrance on the Property,
(b) leaseholdpeyments orgrowsd rents on the Property, Many. (c) premiums forany and all insurance required by Lender
under Section S, and (d) Mortgage Insurancepremiums, if any, or any sums payableby Borrowerto Lenderm lieu oft
payment of Mortgage Insurance premiums in accordance with the provisions of Section 10 These items are called
"Escrow Items " At origination or at any time during the term of the Loan, Lender may require that Community
Association Dues, Fees, and Assessments, Many, beescrowed by Borrower, and such dues, fees and assessments shall be
an Escrow Item Borrower shall promptly famish to Leader all notices of amounts to be paid under this Section
Borrowershall pay Lenderthe Finds for Escrow Items unless Lender waives Borrower's obligation ropay the Funds for
any or all Escrow Items Lender may waive Borrowers obligation to pay to Lender Funds for any oral) Escrow items at
anytime Any such waiver may only be in writing In the event of such waiver, Borrower shall pay directly, when and
where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if
Lender regwres, shall furnish to Lerida receipts evidencing such payment within such now period as Lender may
require Borrower's obligation to make such payments andto provide receipts shall for all purposes be deemed to be a
covenant and agreement contained in this Security Inbtrumen; as the phmse"covenant andogreemeat" is used in Section
9 If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due
for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Bormwer shall then be
obligated under Section 9 to repay to Lender any such amount Lender may revoke the waiver as to any or all Escrow
Items at any time by a notice given in accordance with Section IS and, upon such revocation, Borrower shall pay to
Lender all Funds, and in such amounts, that are then required under this Section 3
Lender my, at any time, collect and hold Foods in an amount (a) sufficient to permit Lender to apply the Funds at
the time specified under RESPA, and (b) not to exceed the maximum antounta lendercan rcqmw under RESPA Lender
shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future
Escrow Items or otherwise in accordance with Applicable Law
The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity
(including lender, if Lender is an institution whose deposits are so insured) or many Federal Home Loan Bank Lender
NORTH CAROUNASmgle Famay-FtOU1FHLMCUMFORN INSMOREWrwah VERB Forth 3034 flat
Fagg 4 of 13 .�-
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shall apply the Fonds to pay the Escrow Items no later than the time speefied under RESPA Lender shall not charge
Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Esaow Items,
unless Lenderpsys Bormwa mteteston the Funds and Applicable Law patents Le nderto make such acharge Unless an
agreement is node in writing orAppli able Law requites interest to be paid on the Funds, Lendershall not be required to
pay Borrower any interest or earnings on the Funds Borrower and Lender can agree in writing, however, that mtetes[
shall bepaidontheFunds Lender shall give to Borrower, without charge, an annual accounting oftheFunds asrequired
by RESPA
If them is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the
excess funds in accordance with RESPA If then: tsashortage ofFunds heldinescrow, asdefined under RESPA, Lender
shall notify Borrower as requited by RESPA, and Borrower shall pay to Lender the amount necessary to make up the
shortage in accordance with RESPA, but in no more than 12 monthly payments Ifthae is a deficiency of Funds held in
escrow, as defined under RESPA. Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lander
the mount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments
Upon payment in full ofall sums secured by this Security Instrument, Lender shall promiptlyrefimd to Borrowcrany
Funds held by Lander
4. Charger, Leers. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the
Property which can attain priority over this Security Instrument. leasehold payments orground rents on the Property, if
any, and Community Association Dues, Fees, and Assessments, ifany To the extent that these items are Escmw Items,
Borrower shall pay then in the manner provided in Section 3
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower
(a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so
long as Borrower is performing such agreement, (b) contests the lien in good faith by,or defendsagainst enforcement of
the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcememt of the )ten while those
proceedings ate pending, but only until such proceedings are concluded, or (c) secures from the holder of the hen an
agreement satisfitetory to Lender subordinating the lien to this Security Instrument IfLenderdetemnnesthatanypartof
the Property is subject to a lien which can attam priority over this Security Instrument, Lender may give Borrower a
notice ndentifyingthelien Within 10 days ofthedateon which that notion is given, Borrower shall satisfythe lien ortake
one or more of the actions set forth above in this Section 4
Lendermay require Borrower to pay a one-time charge fora real estate tax venficatiom and/or reporting service used
by Lender in connection with this Loan
5. Property Insurance Borrower shall keep the improvements now existing or hereafter erected on the Property
insured against has by fire, hazards include( within the term "extended covewge," and any other hazards mcludm& but
not limited to, earthquakes and floods, for which Lender requires insurance This insurance shall be maintained in the
amounts (including deductible levels) and for the penods that Lender requires What Lender requires pursuant to the
preceding sentences can change during the term of the Loran The insurance carver providing the insurance shall be
chosen by Borrower subject to Lender's right to disapprove Bormwerss choice, which right shall not be exercised
unreasonably Lender may require Borrower to pay, in connexion with this Loan, ether (a) a one-time charge for -flood
zone detenr nfluon, cemfncatum and tracking services, or (b) a one-time charge for flood zone determination and
certification services and subsequent charges each time remappmgs or similar changes occur which reasonably might
affectsuchdetemunationermrtification Borrower shall also beresponsible forthepaymentofanyfeesimposed bythe
Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from
an objection by Borrower
If Borrower fails to maintain any of the coverages described above, Lander may obtain insurance coverage, at
Lender's option and Borrowers expense Lender is under no obligation to purchase any particular type or amount of
coverage Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in
the Property, or the contents of the Property, against any nek, hazard or liability and might provide greater or lessor
coveragethan wasprevmuslym effect Borrower acknowledges thatthecost ofthe insurance coverage so obtained might
significantly exceed the cost of insurance that Borrower could have obtained Any amounts disbursed by Lender under
this Section 5 shall become additional debt of Borrower secured by this Security Instrument These amounts shall bear
NORTH CAROLINASMIe FamayFRIMUFNLMC UNIFORM O STRUMENTwIth WMRS Fomn 303411011
Pages dl3
ros a,e Bortoxar(s) tnmels

interest atthe Noterate fromthedate ofdtsbuesanentand "I bepayable, with such interest, upon nonce from Lender
to Borrower requesting payment
All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to
disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an
additional loss payee Lender shall have the right to hold the policies and renewal certificates If Lender requires,
Borrower shall promptly give toLenderallreceipts ofpatdpremmmsand renewal notices IfBortowerobtamsany form
of insurance coverage, not otherwiseregmredby Lender, fordarnage to, or destruction of, the Property, such policy shall
include a standard mortgage clause and shall frame Leader as mortgagee and/or as an additional loss payee
In theeveit ofloss, Borrower shall give prompt nonce to the insurance tamer and Lender Lendermay makeproof
of loss if not made promptly by Borrower Unless lender and Be Bower otherwise agree in wrmng, any insurance
proceeds, whether ornot the anderlymgimurance was required by Lender, shall be applied torestomnon orrepeur ofthe
Property, iftherestomnon orrepair is economically Resibleand lender's security is not lessened Dmingsuchrepairand
restoration period, Lender shall have the right to hold such insurance proceeds anal Lender has had an opportunity to
inspect such Property to ensure the work has been completed to Lendei b sansfachon, provided that such inspection shall
beundertakenpromptlyL.endermaydisburseproceedsfortherepairsandrestomttonmasmglcpaymrntermaseresof
progresspaymentsas the work is completed Unless an agreement is made in wrmngorApplicable Law requires interest
to be paid on such insurance proceeds, Leader shall not be required to pay Borrower any interest or earnings on such
proceeds Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance
proceeds and shall be the sole obligation of Borrower Iftherestoration orrepairisnoteconormtxllyfeasible orLender's
security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument,
whether ornot then due, with the excess, if any, paid to Borrower Such msuranceproceeds shall beappited in the order
provided for in Section 2
If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related
matters If Borrower dos no respond within 30 days to a notice from lender that the insurance tamer has offered to
settle a claim, then Lender may negotiate and settle the claim The 30•dayperiod will begin when the notice isgiven In
either event, or of [ender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender
(a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this
Security►nsmiment, and (b) any other of Borrower's rights (otherthan the right to any refund ofemeamedpremium paid
by Borrower) under all insurance polices covenng the Property, ensofaras such rights are applicable to the coverage of
the Property Lender may use the insurance proceeds either to reparr or restore the Property or to pay amounts unpaid
under the Note or this Security Instrument, whether or not then due
6. Occupancy Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60
days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal
residence for at least one year after the dateofoccupaney, unless lender otherwise agrees in writing, which consent shall
not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control
7 Preservation, Mdnteaance and Protection ofthe Peoper1r, Inspections Borrowershall not destroy, damage
or impair the Property, allow the Property to delmorate or commit waste on the Property whether or not Borrower is
residing in the Property, Borrower shall mammin the Property in order to prevent the Property from deteriorating or
decreasing in value due to as condition Unless it is determined pursuant to Section 5 that repair or restoration is no
economically feasible, Borrower shall promptly repair the Property ifelamaged to avoid further deterioration or damage
If insurance or condemnation proceeds an: pod in connection with damage to, or the taking of, the Property, Borrower
shall beresponsible fbirieparring or restoringthe Property only if Lenderhas released proceeds forsuch purposes Lender
may disburseproceeds forthe repairs and restoration in a single payment orm a series ofprogr ss payments as the work
iscompleted If the insurance or condemnation proceeds are not sufficient to repair orrestore the Property, Borrower is
not relieved of Borrower's obligation for the completion of such repair or restoration
Lender or its agent may make reasonable enures upon and inspections of the Property If it has reasonable cause,
Lender may inspect the interior ofthermprovementsonthe Property Leadershallgive Borrowernoticeatthenmeofor
prior to such an mien" inspection specifying such reasonable cause
8 Borrowees Loan Application. Borrower shall bein default if, dunngtheLoan application proess,Borrower or
any persons or entities acting at the direction of Borrower or with Boriower's Imowledge or consent gave materially
NORTH CAROLINASmgle Farm-- MAI MLMC UNIFORM INSTRUMENTunth MENS Form 30M=11
Page 6 of 13
IDS rrc liaeiowei(s) Whets %%_ C-7-.

false, misleadmg, or inaccurate information or statements to Lender (in faded to provide Lender with matenal
information) in connection with the Loan Material representations include, but are not lumted ta, representations
concerning Borrower's occupancy of the Property as Borrower's principal residence
9 Protection of Lenders Interest in the Property and Rights Underthts Security Instrument If (a) Borrower
furls to perform the covenants and agreements contained in thus Security Instrument, (b) time is a legal proceeding that
might significantly affect Lender's interest In the Property and/or rights under this Security Instrument (such as a
proceeding in bankruptcy, probste, for condemnation or forfeiture, for enforcement ofa hen which may attain priority
over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, than Lender
may do and pay for whatever is reasonable or appropriate, to protect Lender's interest in the Property and rights under this
Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the
Property Lender's actions can include, bid ate not limited to (a) paying any sums secured by a lien which has priority
over this Security Instrument, (b) appearing incourL and (c) payingreason able attomeys'fees to protect its interest in the
Propenyandlmnghtsunderdus Secuntyinsun t,mciudmgitssecuredpwinonmabmiinuptcyproceeding Securing
the Property includes, but is not (muted to, enteringthe Property to make repairs, change locks, replaxerboard up doors
and windows, dram water from pipes, eliminate building or other code violations or dangerous conditions, and have
uttluties tumedon or off Although Lender may take action under this Section 9, Lenderdoes nothaveto do so and is not
under any duty or obligation to do so It is agreed that Lender incurs no liability for not talung any or all actions
authorized under this Section 9
Any amounts disbursed by Larder under this Section 9 shall become additional debt of Borrower secured by this
Security Instrument These amounts shall bear interest at the Note rote from the date of disbursement and shall be
payable, with such tnoerest, upon notice from Lender to Borrower requesting payment
Ifthis Security Instrument is on a leaschold, Borrower shall comply with all the provisions ofthe lease If Borrower
acquires fee title to the Property, the leasehold and the fee role shall not merge unless Lender agrees to the merger in
writing
10. Mortgage Insurance IfLendurcquired Mortgage Insumnicas acondition ofmakrag the Loan, Borrower shall
pay the premiums required to maintain the Mortgage Insurance in effect If, for any reason, the Mortgage Insurance
coverage required by Lender ceases to be available from the mortgage insurerthat previously provided such insurance
and Borrower was required to make separately designated payments toward the premiums for Mortgage Insumace,
Borrower shall pay the premiums requited to obtain coverage substantially equivalent to the Mortgage Insurance
previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in
effect, from analtemate mortgage rnsurerselectal by Leader ifsubstantially equivalent Mortgage Insurance coverage is
not available, Borrower shall continue to pay to Lender the amountof the separately designated payments that were due
when the insurance coverage ceased to be in effect (.ender will accept, use and retain these payments as a non-
refundable loss reserve, if permitted under Applicable Law, in lien of Mortgage Insurance Such loss reserve shall be
tun-refumdable, notwithstanding the fact that the Loan is ultimately paid in full, and L andershall nmbe required topay
Borrower any interest oreamings an such loss reserve, tfprnmtted under Applicable Law Lendercan no lmlgerrequtre
loss reserve payments if Mortgage Insurancecoverage (in the amount and for the period that Lmderrequues) provided
by an insurer selected by Lender again becomes available, is obtained, and Larder requires separately designated
paymentstowardthepremtumsfmMortgagelnsumn c IfLenderrequired Mortgage Insurance as a condition ofmakmg
the Loan and Borrower was required to make separately designated payments toward the pim mums for Mortgage
Insurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, if permitted under
Applicable Law, orto provide a non-refundable lossreserve, tmnl Lender's requirement for Mortgage insurance ends in
accordance with any written agreement between Borrower and Lenderproviding forsuch termination or until termination
is required by Applicable Law Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate
provided in the Note
Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for cumin losses it may racer if
Borrower does not repay the Loan as agreed Borrower is not a party to the Mortgage Insurance
Mortgage insureis evaluate their total risk on all such Insurance in force from time to nine, and may enter into
agreements with other panes that share or modify them risk, or reduce dosses These agreements are on terms and
conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements These
NORTH CARGUNA Bougie FmnWNMAWM= UNIFORM INSTRUMENT with KEIM Form 30341101
Page 7 of 13
cos me Boiiower(s) IrtNals lLl . G .

agreements may require the mortgage mswerto make payments usmganysoutceoffimdsthatdremangage msurermay
have available (which may include funds obtained from Mortgage Insurance premiums)
As aresult ofthese sgreements, Lender, anypurehaser oftheNot%another insurer, any reinsure , any otherentrty, or
any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be
characterized as) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the
mortgage insurer's risk, or reducing losses If such agreement provides that an affiliate of Lender takes a share of the
insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement its often terr red "captive
remsmance"Further
(a)Any such agreements will not affect the amounts that Bormwerbas agreed to pay for Mortgage Insurance,
or any other terms of the Loan. Such agreements will not Increase the amount Borrower will owe for mortgage
Insurance, and they will not entitle Borrower to any refund
(b) Any such agreements will not affect the rights Borrower has — if any — with respect to the Mortgage
lmsuranee under the Homeowners ProheehonAct of 1998 ornery other law. These rights may include the right to
receive certain disclosures, to request and obtain eaneellahon of the Mortgage Insurance, to have the Mortgage
Insurance terminated automatically, andlor to receive a refund of any Mortgage Insurance premiums that were
unearned at the time of such cancellation or termination.
11 Assignment of Miscellaneous Proceeds, Forfeiture. All Miscellaneous Proceeds are hereby assigned to and
shall be paid to Lender
If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair ofthe Properly, if
the restoration or repair isocommucallyfeasible and Lendaaseamtyisnot lessened Dmmgsuchrepairandtestoranon
period, lender shall have the right to hold such Miscellaneous Proceeds until lender has had an opportunity to inspect
such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be
undertaken promptly Lender may pay for the repairs and restoration in a single disbursement or in a series of progress
payments as the work is completed Unless an agreement is made in writing orApphcable Law requires mterest to be
paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such
Miscellaneous Proceeds Ifthe restoration orrepaur is not economically feasible or Lender's security would be lessened,
the Miscellaneous Proceeds shall be applied to the sums secured by dus Security Instrument, whether or not then due,
with the excess, of any, paid to Borrower Such Miscellaneous Proceeds shall be applied in the order provided for in
Section 2
In the event of a total taking, destruction. or loss in value ofthe Property, the Miscellaneous Proceeds shall he
applied to the semis secured by this Security Instrument, whether or not then due, with the excess, of any, paid to
Borrower
In the event of a partial taking, destruction, or loss in value of the Property in which the far market value of the
Property immediately beforethe partial taking, destruction, or loss in value is equal to or greater than the amount of the
starts secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless
Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall berduced by the
amount of the Miscellaneous Proceeds multiplied by the following fraction (a) the total amount of the sums secured
immediately before the partial taking, destructionn, or loss in value divided by (b) the fur market value of the Property
immediately before the partial taking, destruction, or loss in value Any balance shall be paid to Borrower
In the event of a partial taking, destruction, or loss in value of the Property in which the far market value of the
Property immediately before the partial taking, destruction, or loss in value its less than the amount of the sums secured
immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in
writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the
sums are thendue
If the Property is abandoned by Borrower, or if, after rrotice by Lender to Borrower that the Opposing Party (as
defined in thenext sentence) offers to make an award tosettle a claim fordamages, Borrower fails torespondto Lender
within 30 days after the date the notice is given, Lender is authorized to tolled and apply the Miscellaneous Proceeds
either to restoration or repair ofthe Property or to the sums sectud by this Security Instrument, whether or not then due
"Opposing Party" means the third party that owes BorrowerMvscellaneoub Proceeds or the party against whom Borrower
has a right of action in regard to Miscellaneous Proceeds
NORM CAROUNA Single FaaMy- NNAIFIRYO UMFOIN INS F40IMTwdh awm Fwm3034lin!
Page 8 of 13 8onawe(s) InNats / , r uos ao 1 . ! • /•

Borrower shall be in default if any action or proceeding, whether civil or cnrmnal, is begun that, in Lender's
judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or
rights under this Security Instrument Borrower cart cure such a default and, if acceleration has occurred, reinstate as
provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment,
precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this
Securityinstrument The proceeds ofanyaward or claim for damages that ama0nbutable to the impairmentof Lender's
interest in the Property are hereby assigned and shall be paid to Lender
All Miscellaneous Proceeds that are not applied to restoration or repair ofthe Property shall be applied in the order
provided for in Section 2
12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the tune for payment or
modification or amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any
Successor in interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of
Borrower Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to
refuse to extend time foepayment or otherwise modify amortization ofthe sums secured by dus Security instrument by
reason of any demand made by the original Borrower or any Successors in Interest of Borrower Any forbearance by
Lender in exercising any right or remedy including, without Initiation, Lender's acceptance of payments from third
persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver
of or preclude the exercise of any right or remedy
13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and agrees that
Borrower's obligations and liability shall be joint and several However, any Borrower who co-signs this Security
Instrument but does not execute the Note (a "co-signer') (a) is co-signing this Security Instrument only to mortgage,
grant and convey the co-signer's interest in the Property under the terms ofthts Security Instrument, (b) is not personally
obligated to pay the sums secured by this Security Instrument, and (c) agrees that Lender and any other Borrower can
agree to extend, modify, forbear or make my accommodations with regard to the terms ofthis Security Instrument or the
Note without the co-signer's consent
Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations
under this Security Instrument in wrung, and is approved by lender, shall obtain all of Borrower's rights and benefits
under this Security instrument Borrower shall not be released from Borrower's obligations and liability under this
Security Instrument unless Lender agrees to such release in writing The covenants and agreements of this Security
Instrument shall limit (except as provided in Section 20) and benefit the successors and assigns of lender
14. Loan Charges Lender may charge Bor owerfees for servicesperfomned in connection with Borrower's default,
for the purpose ofprotectmg Lender's interest in the Property and rights under this Security Instrument, including, but
not limited to, attorneys' fees, property mapectu n and valuation fees In regard to any other foes, the absence ofexpress
authority in this Security Instrument to charge a specific fee to Borrower shall not be construed as a prohibition on the
charging of such fee Lender may not charge fees that are expressly prohibited by this Security Instrument or by
Applicable Law
If the Loan is subject to a law which sets maximum loan charge(, and that law is finally interpreted so that the
interest orother loan charges collected orto be collected in connection with the Loan exceed the permitted hunts, then
(a) any such loan charge shall be reduced by theamountnecessaryto reduceihecharge to the permitted limit, and (b) any
sums already collected from Borrower which exceeded permitted limns will be refunded to Borrower Lender may
choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower If
a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether
or not a prepayment charge its provided for under the Note) Borrower's acceptance of any such refund made by direct
payment to Borrower will constitute a warverof any right ofaction Borrower might have ansing outofsuch overcharge
15 Notices.All notices given by Bonowerorlender in connection with this Security Instrument mustbe in writing
Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower
when marled by first class mail "when actually delivered to Borrower's notice address ifsent byothermeans Noticeto
any one Bonowershall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise Thenotice
address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender
NORTH CAROLINA.Single FanrWNl1V"LIIC UMFORMINSTRUMENTwdh MERE Form30341101
Page 0 of 13
ins � Bonoraer(s) Indels � �• /

Borrower shall promptly notify Lender of Borrower's change of address If Lender specifies a procedure for reporting
Borrower's change of address, then Borrower shall only report a change of address through that specified procedure
There may be only one designated notice address under this Security Instrument at anyone time Any noticeto Lender
shall be given by delivering it or by mailing it by first class mad to Lender's address stated herein unless Lender has
designated another address by notice to Borrower Any nonce in connection with this Security Instrument shall not be
deemed to have been given to Lenderuntil actually received by Lender Ifany, noticerequiredby this Security Instrument
is also required under Applicable Law, theApphcable law reguirementwdl satisfy the corresponding requirement under
this Security Instrument
16. Governing Law; Severabitity; Rules of Construction. This Security Instrument shall be governed by federal
law and the law ofthelurtsdichon in which the Property is located All rights and obligations contained in this Security
Instrument are subject to any requirements and limitations of Applicable law Applicable Law might explicitly or
implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a
prohibition against agreement by contract In the event that any provision or clause of this Security Instrument or the
Note conflicts with Applicable Law, such conflict shall not affect otherprovisions ofthts Security Instrument ortheNote
which can be grven effect without the conflicting provision
As used mNtisSecurity Instrument (a) words ofthomasculine gender shall mean and mcludeconespondmgtrader
words or words of the femimne gender, (b) words in the singular shall mean and include the plural and vice verse, and
(c) the word "may" gives sole discretion without any obligation to take any action
17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument
IS Transfer of the Property or a Beneftelal Interest in Borrower. As used in this Section 18, "Interest in the
Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests
transferred in abond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the
transfer of title by Borrower at a future date to a purchaser
Ifall or any pan of the Property or any Interest in the Property is sold ortransfe red (or if Borrower is not a natural
person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may
require immediate payment in full of all sums secured by this Security Instrument However, this option shall not be
exercised by Lender if such exercise is prohibited by Applicable law
If Lenderexereisevthis option, Lender shall give Borrowernonce ufacceleration The notice shall provides period
ofnot less than30 days from the date thenonce is given in accordance with Section 15 within which Borrower mustpay
all sums secured by this Security Instrument If Borrower fads to pay these sums prior to the expiration of this period,
Lender may Invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower
19. Borrower's Right to Reinstate AfterAcceleration. If Borrower meets certam conditions, Borrower shall have
the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of (a) five days
before sale of the Property pursuant to any power of sale contained in this Security Instrument, (b) such other period as
Applicable Law might specify for the termination of Borrower's right to mrnstate, or (c) entry ofa)udgmem enforcing
this Security Instrument Those conditions are that Borrower (a) pays Lender all sums which then would be due under
this Security Instrument and the Note as ifno acceleration had occurred, (b) tires any default ofany other covenants or
agreements, (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable
allomeys' foes, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lander's
interest in the Property and rights under thts Security instrument, and (d) takes such action as Lender may reasonably
require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's
obligation to pay the sums secured by this Security Instrument, shall continue unchanged Lender may require that
Borrower pay such reinstatement sung and expenses In one or more of the following forms, as selected by Lender
(a) cash, (b) money order. (c) certified check, bank check, treasurer's check or cashicr's check, providedany suchcheck
is drawn upon an institution whose deposits are insured by a federal agency, instrumentality orenhty, or (d) Electrome
Funds Transfer Upon reinstatement by Borrower, this Security instrument and obligations secured hereby shall remem
fully effective as if no acceleration had occurred However, this right to reinstate shall not apply in the case of
acceleration under Section 18
NORTH CAROLINA Smgte Family-FNMAWHWC UNIFORM INSTRUMENTwnh VIERS Form 3034 1101
Page 10 of 13
as me Borrower(s) tnaiais K� t_� •%.

20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note
(together with this Security Instrument) can be sold one or more traces without prior nonce to Borrower A sale right
result in a change in the entity (known as the"Loan Servrcer") that collects Periodic Payments due underthe Note and
this Security Insnumentand performsothermortgage loan servicing obligations undertheNote, this Security Instrument,
and Applicable Law Them also night be one or more changes of the Loan Se cer unrelated to a sale of the Note If
them is achange ofthe Loan Services, Borrower will be given written notice ofthe change which will state the name and
address ofthe new Loan Servicer, the address to which payments should be trade and any other information RESPA
requires in connection with a nonce oftmnsfer of servicing Ifthc Note is sold and thereafter the Loan is serviced by a
Loan Servicer other dum the purchaser of the Note, the mortgage loan semcmgobligations to Borrower will remain with
the Loan Scivhcer or be transferred to a successor loan Servicer and are not assumed by the Note purchaser unless
otherwise provided by the Note purchaser
NertherBorrowernor Leander nay cemmeice,loin, orbejomed to anyphdicial action (as eidieran individual lmgant
ofthe memberofa class) that anses fromthe oil=party's actions pursiumtothis Security Instrument orthat alleges that
the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such
Botroweror Lender has notified theother party (with such notice given in compliance with the requirements of Section
15) ofsuch alleged breach and affordedthe otherparty heretoa reasonable period afierthegivmg ofsuch nonce to take
corrective action If Applicable Law provides a rime period which must elapse before certain action can be taken, that
timepenodwill bedeemed tobereasonable forpuposesoftlusparagraph The nonce ofaecelerationand opportunity to
cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section IS
shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20
21. Hazardous Substances. Asused mthaSecnon21 (a)"Hazardous Substances" are thosesubstancsdefined as
toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances gasoline,
kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials
containing asbestos or formaldehyde, andrmhoacnvematerials, (b)"Environmental Law" means federal laws and laws
of the jurisdiction where the Property is located that relate to health, safety or cam onmemal protection,
(c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in
Environmental Law. and (d) an"Environmental Conditoe means a condition that can reuse, contribute to orotherwise
tugger an Environmental Cleanup
Borrower shall not cause or permit the presence, use, disposal, storage, or release ofany Hazardous Substances, or
threaten to release any Hazardous Substances; on or in the Property Borrower shall notdo, nor allow anyone else to do,
anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental
Condition, or (c) which, due to the presence, use, orielease ofa Hazardous Substance, creates acondition that adversely
affects the value of the Property The preceding two sentences shall not apply to the presence, use, or storage on the
Property of'small quantities of Hazardous Substancesthat are generally recognized lobe appmpnatato normal residential
uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumes products)
Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action
by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or
Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not
Immed to, any spilling, leaking, discharge, release,orthreat ofreleaseofany Hazardous Substance, and (c) any condition
caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property If
Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or
other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all
necessary remedial actions in accordance with Environmental Law Nothmgheremshall creeaanyobliganononLender
for an Environmental Cleanup
NON -UNIFORM COVENANTS Borrower and Lender further covenant and agree as follows
22 Acceleration; Remedies Lendershall give notice to Barrowerpriarto acceleration following Borrower's
breach of any covenant oragreement In this Security Instrument (but oat prior to acceleration under Section 18
unless Applicable Law provides otherwise).The nohcesball specify: (a) the default; (b) the action required to cure
the default, (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default
NORTH CAROLINA Single FemilyfMdfFHLldC UNIFOFUAWSfRUMENrwdhUERS Form 3034 V01
Page 11 of 13 h rr
IDS m Bonoisa(s) 6vhals

mast be cured; and (d) that failure to cure the default on or before the date specified in the notice may result In
acceleration of the sums secured by this Security Instrument and safe of the Property "a notice shall further
Inform Borrower of the right to reinstate after acceleration and the right to assert In the foreclosure proceeding
the non-exralence of default or any other defense ofBorrowerto acceleration and ask. lfthedefault Is not cured
on or before the date specified in the notice, Lender at der option may require immediate payment in full of all
sums secured by this Security Instrument without further demand and may invoke the power of sale and any
other remediespermifted byAppBeable Law Lendersballbe entitled to collect all expenses mcurred In pursuing
the remedies provided in this Section 22, including, but not limited to, reasonable attorneys fees and cosh of title
evidence.
If Leader Invokes the power of sale, and if it is determined in a hearing held is accordance with Applicable
Law that Trustee can proceed to sale, Trustee shall take such action regarding notice of sale and shag give such
notices to Borrower and to other persons as Applicable Law may require. After the time required by Applicable
Law and after publication of the notice of safcy Trusteq without demand on Borrower, shall sell the Property at
public auction to the highest bidder at the time and place and under the terms designated in the soda of sale In
one or more parcels and In any order Trustee determines. Lender or its designee may purchase the Property at
any sate.
Trustee shall deliver to the purchaser Troam's deed conveying the Property without any covenant or
wareunty, expressed or implied. The recitals In the Trusim's deed shall be prima faeieevidence ofthe truth ofthe
statements made therein Trustee shall apply the proceeds ofthe sale In the following order (a) to all expenses of
the sale, Including, but not limited to, Trustee's fees of FIVE AND NO/100 percent (S.00OY.) of the gross sale
price; (b) to all soon secured by this Security Instrument, and (c) any excess to the person or persons legally
entitled to It The interest rate set forth in the Note shall apply whether before or after any Judgment on the
Indebtedness evidenced by the Note.
23. Release Upon payment of all sums secured by this Security instrument, Lender or Trustee shall cancel this
Secuntylnstmment Iff1rustre is requested to rele&%ethts Security lnsftumcnt, all notes;Lmdencing debt secured by flus
Security Insimmem shall be surrendered to Trustee Borrower shall pay any recordation cons Lender may charge
Borrower The forrelcasnngthis Security Instrument, but only nfthe fee is paid to a third party for services rendered and
the charging of the fee is permitted under Applicable Taw
U.SubstitateTrustee Lcridermy from time to time removeTrustec and appourtabuccessortrustee toanyTrustee
appomtedlummiderby an instrument recorded mthe county in which this Security Instrument isrxarded Withoutcon-
veyance of the Property, the successor trustee shall succeed to all the tide, power and dimes conferred upon Trustee
herein and by Applicable Law
25. Attorneys' Fees. Attorneys' fees must be reasonable
NORTH CAROLBU We Fmn4*MRAIFHLUC UNIFORM INS MME :rwlth sMM Fix m303s 1a11
fie 12 of 13 Bom werys) Initials ;—!

BY SIGNING UNDER SEAL BELOW, Borrower accepts and agrees to the terms and covenants contained in this
Security Instrumern and in any Rider executed by Borrower and recorded with it
-Wtmess -Witness
(Seat) C �'Sea2
KEVINETHOMAS -Burrower—eECEM T THOMAS -Borrower
g= / 4 H 0?4— (Sign Ongmnl Only)
KFanueX4
STATE County35
I,l�IMb2C: ^1�Q�,allotaryPubl funtyof WOffe/_Stateo�
Gaveldo hereby certiythatKEVINETHOMASendfuTTHOMAS,who mstareknowntomeorprovedto me on the basis of satisfactory evidence to be the person(s) described, personally appeared before me this day, each
acknowledging tome that hdshefthey voluntarily signed the fotegomg instrument for the purposestated theme, and in the
capacity indicated
Witness my hand and official seal this day of O` I t/�e Poll
My Conumsmon Expires
o;my U�I�J.P/lY�
KimberlyU YalMINoiarvbam�" .
Staw at LaMe
Ketill"Y
NORTH CAROLW1 Su* Fmn*FNA NFHLNC UIFORM IN$IRtIMNTw1th HERS Fomr3t U lffil
Page 13 of 13
105 ft

Beginning at a concrete monumert in the western right of way line of Bald Eagle Lane (30' from
the centerline thereof), said concrete monument being located North 56 degrees 21 minutes West
15 02 feet from the northeast comer of Lot 14, Section A Porters Neck Plantation, reap of same
being recorded in Map Book 5 at Page 63 in the New Hanover County Registry mmung thence
from said beginning point North 56 degrees 21 minutes West 196 85 feet to a concrete
momiment near the edge of the marsh, running thence North 56 degrees 21 minutes West 48 00
feet to the approximate high water line of Futch Creek (also known as Foy's or Rich Inlct Creek),
minting thence m an easterly direction along the approximate high water line of the
aforementioned creck to a point that is located North 61 degrees 07 minutes 45 seconds East
208 38 feet from the preceding point, running thence South 21 degrees 53 minutes East 18 81
feet to an iron pipe near the edge ofthe marsh, running thence, with the following two calls along
an agreed hie as described in Deed Book 2145 at Page 0381 recorded in the Now Hanover
County Registry, South 14 degrees 28 minutes 31 seconds Bast 70 40 feet to an iron pipe and
South 20 degrees 48 minutes 59 seconds East 99 87 fed to a P K nail m die western right of way
line of Bald Eagle Lane, running thence with the western tight of way line of Bald We Lane
South 30 degrees 46 minutes West 7213 feet to the point of beginning Containing 0 63 acres
more or less

Loan Number 5029028
1-4 FAAHLY RIDER
(Assignment of Rents)
MIN 100624600050290288
THIS 14 FAMILY RII)ER is made this 11th day of October, 2011, and is incorporated into and
shall be deemed to amend and supplement the Mortgage, Deed of Trost, or Security Deed (the "Security
Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Note to
COASTLINE MORTGAGE CONSULTANTS, LLC
(the "Lender') ofthe same date and covering the Property described in the Secuntylastrtmment and located at
8737 BALD EAGLE LANE
WHZd0GTON, NORTH CAROLINA 28411
(Property Address)
14 FAMILY COVENANTS. In addition to the covenants and agreements made in the Security
Instrument, Borrower and Lender finther covenant and agree as follows
A. ADDITIONAL PROPERTY SUBJECTTOTHE SECURITY INSTRUMENT. In addition to
the Property describedm Security Instrument, the following ttemsnow or hereafter attarhedto theProperty to
the extent they are fixtures are added to the Property description, and shall also constitute the Property
coveredbythe Secuntyhrstrumetn building materials, appliances and goods ofevery nature whatsoever now
or hereafter located in, on, or used, ormtended to be used in connection with the Property, including, but not
limited to, those for the purposes of supplying or distributing heating cooling, electricity, gas, water, arc and
light fueprevenjumand extinguishing apparatus, security and accesscontrolapparatus plumburgbathtubs,
water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers,
awnings, storm windows, storm doors, screens, blinds, shades, curtains and cumin rods, attached mirrors,
cabinets, paneling and attached floor coverings, all of which, including replacements and additions thereto,
shall be deemed to be and remain a part of the Property covered by the Security Instrument All of the
foregoing together with the Property described in the Security Instrument (or the leasehold estate if the
Security Instrument is on a leasehold) are referred to in this 14 Family Rider and the Security Instrument as
B. USE OF PROPERTY; COMPLIANCE WITH LAW. Boaowershall not seek, agree to ormake
a change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the
change Borrower shall comply with all laws, ordmamcesregulations andrequirementsofanygovernmental
body applicable to the Property
MULTISTATE 1-4 FAMILY RIDER -Fannie MaelFreddle Mac UNIFORM INSTRUMENT
VMP-67R (0811) Page 1 of 3 Form 31701/01
Borrower (s) Initials T e, T.

C. SUBORDINATE LIENS. Except as permitted by federal law, Bormwershall not allow any hat
inferior to the Security Instrument to be perfected against the Property without Lender's prior written
permission
D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to
the other hazards for which insurance is required by Section 5
E. `BORROWER'S RIGHT TO REINSTATE" DELETED. Section 19 is deleted
F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing,
Section 6 concerning Borrower's occupancy of the Property is deleted
G. ASSIGNMENT OF LEASES. Upon Lender's request after default, Borrower shall assign to
Lender all leases of the Property and all security deposits made in connection with leases of the Property
Upon the assignment, Lender shall have the right to modify, extend or terminate the existing leases and to
execute new leases, in Lender's sole discretion As used in this paragraph G, the word `lease" shall mean
"sublease" if the Security Instrument is on a leasehold
H. ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN
POSSESSION. Borrower absolutely and imcondihonaRy assigns and transfers to Lender all the rents and
revenues ("Rental of the Property, regardless of to whom the Rents of the Property are payable Borrower
authorizes Lender or Lender's agents to collect the Rents, and agrees that each tenant of the Property shall pay
the Rents to Lender orLender's agents However, Bonowershallreceive the Rents until (i) Lenderhas given
Borrowernohce ofdefitult pursuant to Section 22 ofthe Security Itsmmieny and (u) Lendcrhas given notice
to the tertant(s) that the Rents are to bepaidto Lendcror Lender's agent Thu assignmentof Rents constitutes
an absolute assignment and not an assignment for additional security only
If Lender gives notice of default to Borrower (i) all Rents received by Borrower shall be held by
Borrower as trustee for the benefit of Lender only, to be applied to the sums secured by the Security
Instrument, (n) Lender shall be entitled to collect and receive all of the Rents of the Property, (m) Borrower
agrees that each tenant of the Property shall pay all Rents due and unpaid to Lender or Lender's agents upon
Lender's written demand to the tenant (iv) unless applicable law provides otherwise, all Rents collected by
Lender or Lender's agents shall be applied first to the costs of taking control of and managing the Property
and collecting the Rents, including, but not limited to, attorneys fees, recmvees fees, premiums onreceiver's
bonds, repair and maintenance costs, insurance premiums, taxes, assessments and other charges on the
Property, and then to the sums secured by the Security Instrument, (v) Lender, Lender's agents or any
judicially appointed receiver shall be liable to account for only those Rents actually received, and(vi) Lender
shall be entitled to have a receiver appointed to take possession of and manage the Property and collect the
Rents and profits derived from the Property without any showing as to the inadequacy of the Property as
security
Ifthe Rents ofthe Property are not sufficient to cover the costs of Wing control ofandmanagutgthe
Property and of collecting the Rents any funds expended by Lender for such purposes shall become
indebtedness of Borrower to Lender secured by the Security Instrument pursuant to Section 9
Bonowerreptesents and warrants that Borrower has not executed anypnorassignment ofthe Rents
and has not performed, and will not perform, any act that would prevent Lender from exercising its rights
under this paragraph
Lender, or Lender's agents or a judicially appointed receiver, shall not be required to enter upon, take
control of or maintain the Property before orafter giving notice ofdeftulttoBorrower However, Lender, or
Lender's agents or a judicially appointed receiver, may do so at any time when a default occurs Any
application of Rents shall not cure or waive any default or invalidate any other right or remedy of Lender
This assigmmem of Rents ofthe Property shall terminate when all thesums secured by the Security Instrument
are paid in fidl
MULTISTATE 1-4 FAMILY RIDER -Fannie MaelFreddie Mac UNIFORM INSTRUMENT
VMP —57R (0811) Page 2 of 3 Form 31701/01
Borrower (s) Initials T e- ?.
ta&.

rl=
L CROSS -DEFAULT PROVISION. Borrower's default orbreach under any note or agreementm
which Lender has an interest shall be a breach under the Security Instrument and Lender may smoke any of
the remedies permitted by the Security Instrument
BY SIGNING BELOW, Borrower accepts and agrees to the term and covenants contamed in this 1-4
Family Ruder
ow- r cly-, (Seep
I(EVIN E THOMAS -Borrower
(Seal)
CX5GE L4 T TROMAS -Borrower
MULTISTATE 1-4 FAMILY RIDER -Fannie MaelFreddle Mac UNIFORM INSTRUMENT
VMP -57R (0811) Page 3 of 3 Form 31701/01
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