55-16EX Forehand, Brian

K
Permit Class
NEW (Express Permit Program)
STATE OF NORTH CAROLINA
Department of Environmental Quality
and
Coastal Resources Commission
ermtt
for
X Major Development in an Area of Environmental Concern
pursuant to NCGS 113A-118
Excavation and/or filling pursuant to NCGS 113-229
Issued to Brian Forehand P. O. Box 10793 Wilmington NC 28404
Permit Number
55-16
Authorizing development in Pender County adj, to Horn Creek & AIWW, 2103 Washington
Acres Road, in Hampstead, as requested in the permittee's application (MP-1) dated 2/19/16 ,
including the attached workplan drawing (1) dated 4/12/16
This permit, issued on May 16, 2016 is subject to compliance with the application (where consistent
with the permit), all applicable regulations, special conditions and notes set forth below. Any violation of these terms may
be subject to fines, imprisonment or civil action; or may cause the permit to be null and void.
Docking Facilities
1) Unless specifically altered herein, this permit authorizes only the access piers and docking facilities,
all as expressly and specifically set forth in the permit application and workplan drawings. No other
structure(s), whether floating or stationary, shall become a permanent part of this expanded docking
facility without permit modification. No non -water dependent uses of structures shall be conducted
on/in, or over public trust waters without permit modification. Contact a representative of the
Division at [phone] prior to the commencement of any such activity OF this-d-d I V Etio
EC
(See Attached Sheet for Additional Conditions) MAY 19 2016
This permit action may be appealed by the permittee or Signed by the authority 0 MetW® 119�TaV the
other qualified persons within twenty (20) days of the issuing Chairman of the Coastal Resources Commission.
date.
This permit must be accessible on -site to Department
personnel when the project is inspected for compliance.
Any maintenance work or project modification not covered G2 Braxton C. Davis, Director
hereunder requires further Division approval. Division of Coastal Management
All work must cease when the permit expires on This permit and its conditions are hereby accepted.
December 31, 2019
In issuing this permit, the State of North Carolina agrees
that your project is consistent with the North Carolina Coastal
Management Program. Signature of Permittee

Brian Forehand Permit # 55-16
Page 2 of 2
ADDITIONAL CONDITIONS
2) The permittee shall maintain the authorized work in good condition and in conformance with the terms
and conditions of this permit. The permittee is not relieved of this requirement if he abandons the
permitted activity without having it transferred to a third party.
3) The permittee shall install and maintain at his expense any signal lights or signals prescribed by the U.S.
Coast Guard, through regulation or otherwise, on the authorized facilities. At a minimum, permanent
reflectors shall be attached to the structure in order to make it more visible during hours of darkness or
inclement weather.
4) No attempt shall be made by the permittee to prevent the full and free use by the public of all navigable
waters at, or adjacent to, the authorized facilities.
5) The new floating docks shall have a minimum setback distance of 15 feet between any parts of the
structure(s) and the adjacent property owner's riparian access corridor, which is determined by drawing
a line parallel to the channel, or deep water, then drawing a line perpendicular to the channel line that
intersects with the shore at the point where the upland property line meets the water's edge.
6) This permit authorizes a maximum of three (3) formalized boat slips. Any request to add additional
slips shall require a modification of this permit.
7) This permit does not authorize the placement of any tie pilings in association with these floating docks.
General
8) This permit shall not be assigned, transferred, sold, or otherwise disposed of to a third party without the
written approval of the Division of Coastal Management.
9) This permit does not authorize the excavation or filling of any wetlands or open water areas, even
temporarily.
10) The permittee shall schedule a pre -construction conference with a representative from the Division of
Coastal Management at [phone], prior to initiation of work.
NOTE: This permit does not eliminate the need to obtain any additional state, federal or local permits,
approvals or authorizations that may be required.
NOTE: The permittee is advised that any development or land disturbing activity that is considered non -
water dependent is not authorized within 30 feet of the normal high water level unless
specifically exempted by Coastal Resource Commission (CRC) regulations in place at the time
of such development.
NOTE: An express permit application processing fee of $2,000 was received by the Department of
Environmental Quality for this project. RECEIVED
MAY 19 2016

DIVISION OF COASTAL MANAGEMENT
EXPRESS APPLICATION TRANSMITTAL AND PROCESSING RECORD
1) APPLICANT: Brian Forehand COUNTY: Pender
PROJECT NAME: Forehand Docking Facility Expansion
LOCATION OF PROJECT: 2103 Washington Acres Rd., adjacent to Horn Creek IAIWW, in Hampstead
DATE APPLICATION RECEIVED COMPLETE BY FIELD: 4-14-16
FIELD RECOMMENDATION: Attached: No To Be Forwarded: n/a
CONSISTENCY DETERMINATION: Attached: n/a To Be Forwarded: n/a
FIELD REPRESENTATIVE: Wilson /� DISTRICT OFFICE: WILMINGTON
,.Y DISTRICT MANAGER REVIEW: '-e— "0 1�
B) DATE RECEIVED BY MAJOR PERMITS UNIT:
PUBLIC NOTICE RECD: 5-21-16
ADJ. RIP. PROP NOTICES REC'D:
APPLICATION ASSIGNED TO '-b.kA
C) 75 DAY DEADLINE: GtRs�
MAIL OUT DATE: 5-20-16
FEDERAL DUE DATE:
EXPRESS FEE REC'D: 2$ 000
END OF NOTICE DATE: 5-12-15
DEED REC'D:
ON:
150 DAY DEADLINE:
STATE DUE DATE: 5-12-16
FED COMMENTS REC'D:
PERMIT FINAL ACTION: ISSUE DENY DRAFT
AGENCY
DATE
COMMENTS
RETURNED
OBJECTIONS:
YES NO
NOTES
Coastal Management - Regional Representative
Coastal Management - LUP Consistency
Division of Community Assistance
Land Quality Section (DEMLR)
Division of Water Resources (401)
Storm Water Management (DEMLR)
State Property Office
Division of Archives & History
Division of Environmental Health
Division of Highways
Wildlife Resources Commission
Local Permit Office
REQEiyFn
Division of Marine Fisheries / DCM
Corps of Engineers
L--EL—A
M-
V.Hn r1TV

EXPRESS MAJOR PERMIT FEE SCHEDULE
Forehand / $2000 / Fender Co.
DCM %
DWQ %
Development Te
Fee
14300160143510009316256253
2430016024351000952341
I. Private, non-commercial development that does
not involve the filling or excavation of any
X
wetlands or open water areas:
100% $250
0% (SO
II. Public or commercial development that does
not involve the filling or excavation of any
wetlands or open water areas:
S400
1 100% $400
0% SO
III. For development that involves the filling
and/or excavation of up to 1 acre of wetlands
and/or open water areas, determine if A,B, C,
r D below applies:
III(A). Private, non-commercial development, if
General Water Quality Certification No. 3490
See attached can be applied:
$250
100% $250
0% $0
III(B). Public or commercial development, if
General Water Quality Certification No. 3490
See attached can be applied:
$400
100% $400
0% $0
III(C). If General Water Quality Certification No.
490 (see attached) could be applied, but DCM
staff determined that additional review and written
DWQ concurrence is needed because of
concerns related to water quality or aquatic life:
$400
60% $240
40% $160
III(D). If General Water Quality Certification No.
3490 see attached cannot be applied:
$400
60% $240
40% $160
IV. Development that involves the filling and/or
xcavation of more than one acre of wetlands
nd/or o en water areas:
$475
60% $285
40% $190
RECEIVED
APR 2 2 2016
DCM- MHD CITY

DENR CAMA Daily Cheek Log for WIRO
Deft h
Racalvatl
Dad
Deposits,
tl Cheek F.m sm
Name or Permlf Holtler
Vantlor
Check Number
Check
amount
Isermll Number/Commann
Raloseloc
ReNnNRwllocaM
�.
Y172016 3212018
Brian Forehand & M slie Garrett BruntForehand
Soum Scale Behr_
2001
f2,00D.00 i express fee, 21M WasNnglon ACRd. HampfPN JD rct. 17MD
Y172016
_
WIM016 Teri PippinlP-ppM Ma_nne Construction LLC ',Gary Lynch
Web F ___
_ 3564
f40000 GP 66369D _ RM rd. ISM
$200.0OIGP 8835713 _ SF rot. 1626D
f200.00 GP 683/6D JD N. 17450 _
f100.00 mlmr fee, LO 4 Cheabsd St. Eld NTS Oro JD rot. 1747D --
Y1a201B
3121/2018 Jobe 8 M ry R U Neon
___ _
same
_ __
B W A
4741
Y182016
Y111=18
Y212010
3212016
--- - --
Paler Mueller _
Bmntly & Sherrie Turner -
_ _ _ _ __ _
_ _
Edeare Hameway _
same
_ _ _
BOA
Weft Fargo -_-
W25
6740403431
Y182016
3M2016
JRWIRDW Inc
_ _
Loa Mengel
_
First Bank
I=
f400.00
GP 68365D SF rct. IU50
3212016
3242018
Charles Wekere, Jr
_ _
same
Be &T
6125
f250.00
m or fee, 9197 SOIr er Drier, Celsbash BrCo SF rcl. 1628D
3212018
Y2/2018
F 8 5 Manna LonhaOern Inc
Richard & Laum Fisher
PNC Bank
5238
f200.W
GP 88372D RM nY. 1483D
3212016
3242016
F 8 S Manne Contrrectore Inc
Dennis Farrell
PNC Bank
SIN
f4W.00
GP M71D GUM RM rd. 1403D
3212018
M,1=16
F & S Maim Contractors Iry
Dennis Ferrell
PNC Bank
Sim
f150.00
RM lot 1483D
=016
3242016
Town O Carolina Beach
same
BB &T
BBt&1
f700.00
minerfee, CB 18-03 RM .L 1484D
329201E
3242018
Mike Gld ent/ANA Builders Inc
Mo A
TD Bank
7823
f100.00
min. fee, 9 Hunter Heem NTB One JD.L 1]49D
3232018
3242018
Riohan err nice Pen
same
USAA Federal Savings Bantle
782
f2W.00
GP 66370D JD rcL 1748D
3232Ole
3=/2 016
Antinori Construction Inc
Ed Bell
BOA
4163
f2/10.00
GP 58307D JD rcL 1754D
3242018
32912016
Proper Building Group Inc
Ed HMI
First Moore, Barth
II
$100.00
minor fs, Lot 4 Majestic, Delta, Hamp,aW PN JD rO. 15600 _ _
3242018 I
32912016 1
Bradford! Stevens
same
NC SECU
1037
$200.00
GP 54727D SF rcl t831D _ __
32420I
3292016
Rhonda Woolen own of Holden Beach
same
BB &T
28499
$,WDO0
GP 88360D SF rcL 1929D _
3262019
3282018
Mike Conard/Coasul Marine Construction Inc
Michael McDaniel
Final Bark
WIN
f200.00
GP 86380D JD.t. 17WD
Y252016
3292.1,
Chris Conaway/Conaway Manrs Construction
Georgia Rasmussen
BOA
1223
f200.00
GP 66381 D HS .1 1521 D
3262016
32912016
Rock Solid Construction
Linda Pimnllo
CrasCorn Bank
1527
f200.00
GP 663830 _SF 0.96WD _
3262018
3292018
Adorn Knienm adtoW LLC
Steven Matolews
BOA
21Q
8250.00
major fee. 223 Florida Ave, CB NHCo f400 RM rct. I 13
3rWW16
32BR018
_
Adam f(ment"Mantech LLC
_
Steven Matthews
BOA
2143
f1 W.00
fee, 223 FMkide Ava, CB NHC0 f400 RM rtf. 14850 _
3282016
3292016
_
Orandon Grinteelmomy order
Eric Cassidy
Weis Fall
17335055M
f200.00
GP 66391D JD lot 1576D
Y2B20115
3292018
Jen, Ennett/Ardi ConsWct= Inc
Chris Barnhill
BOA
also
3200.00
GP 8B2970 JO rot. 17MD
32912018
32012018
Jimm Nonh/Coastal Marine Piers Bulkheans LLC
Gene Hodges
WaM F
20793
f100.W
GP 883990 f200 RM rd: 1486D
SWIM Kenan
GP 883920 f20D
32a2018
3lJa2018
Mae CbrnatlNCbmnb Mende Cwtrudlan
Channel Walk & Shane LJrs HDA
FM C11331 Bank
408t
f2W.00
fee. 199 DrBtwood Coal WB NHCo RM r,i 148]D
3l WA16
4/12018
NithaW No= III
same
BB &T
4462
f400.00
militaries. lie & 125 Hoke Lane, Whin NHCo RM foL 14891). _
3=016
4112016
Donia RSWRekl & Conk 13UMM LLC
John & Jan Best
BOA
1828
f100.00
mirvrfee, 409 S. Anderson BNd., TB PN JD rd. 15770 _
3lJ02018
4112018
Jerry FinNl/Ardkvd Conslruelbn Inc
We Russell
BOA
4164
3200.00
GIS 88288D JD n117WD _
37J02018
W12016
Chris Glisa✓FI CoasW Seeress
Mallard Bey HOA
CaraFederal Credit Union
755
11400M
GP 68395D JD n]. 1579D
3/JN2016
411mle
_
Jerome iijoykay
Timothy D. Cates
Branch Banking and Trust
6219
f200.00
GP 883SBD _ JD mt. 1578D _
31312016
4,1201B
Erictc ObeNOlsen Assocadsa, Inc
VMS a of BHI, Inc.
Weis Fargo
2218
f400.00
fee. Roe BaY Rot, BHI B1Co HS rcL 1523D
31312018
W12018
April aM D. Page Wilson
same
Bank O Oak Rklp
3207
f200.00
GP 86382D SF rO. 1632D
3212018
4/12016
S. Ouama ceCa.lina Bhra rster ns_Boyd&BeckyGasque
BB &T
9458
f200.00
GP 66387D _ SF not. 16UD
3312016
4112016
Mike Conard/Coastal Manna Construction Inc
James Tllampeon
Find Bank
30047405
f200.00
GP 88512D RM rot 14ND
31312016
4112016
Greg Ho den/Holder, Docks & Bulkheads
Mark Hurray
CmCom Bank
2521
f400.00
GP 66390D SF.t 1638D
4112016
W52016
Marc Cbments/Clements ManneConsiructlon
Channel Walk & Shane Li1s HOA
First Clzas Bank
4098
f1 W.00
fee, 190 Dditwwd Caul, We N RM not. 1491 D _
W12016
W52016
_
Catherine & Michael Barone
slime
JUSAA FetlxY Saryings, Bank
40M
f200.00
GP 053WD JD rct. 1581D -
4112016
4152016
Sepires, Comeay/Southeastern Coastal CoraL Cc
David & Peirce Johnson
First Federal
9819
f200.00
GP 665130 _ RM rd. 1492D _
W42016
4152016
Mark L a /La olma Decoete LLC
Mark Way
BB &T
19n
f2DD.00
GP 68386D RM lot. 1636D
W42016
4/52016
David Pureer/LPM Revenue Share LLC
Rik and Kelly Eerrtlsnt
BB &T
1391
000.00
OF W1160 HS rut. 15UD
41 2016
WS 2016
Wilam and Paula WnghWveston LyWI
Jeff Holt
USAA Federal SWkW Bank
U67
f100.00
mhvr fee, 9113 Ninh SL 140 City One JD rti. 1582D _
W4/2016
4512016
Wetlman's Construction Inc-
Jeff Wltiamsan
Be &T
1382D
f100.00
minor fee, e110 of 8111 Ave., NTB Don JD rcd. 1583D _
4152016
W M16
Oyster Harbour Homeavmees Association, Inc
same
Banc of Nevada
5999
f100.00
renewal fee. MP 50-09 SF rcIL 16401)
NUMB
47/2018
Cardin LM1s Inc via Law Helms
Ran Austin & Robert Ceane
Crescent, Bank
1D44
f400.00
GP 66W90 f200 SF rot. 16370
Glenn & Nancy Evans
GP 683880 f200
4162010
472018
1 Manime Coastal Conatruction LLC
Kenneth Lovell
CreaCom Banc
2021
f200.00
GP 663620 SF rut. 1fi30D _ __
44 016
422016
SMncn USUSITECH Consulting PC
Simon List
Wells Fargo
19139
$101
minor fee, 108 SocM Borred Circe NTB Ons JD ret. 1584D
4AVM6
422018
1 Carolina Blueveater Construction Inc.
Gordan Nash
Be &T
9459
f200.00
GP 6638413 SF not. 16 13
4/720/B
W122018
James Bonnermonner Law Firm
Isms
Crescent State Bank
2n5
f200.00
transfer and renaaal fist. MP 3 08 PN JD rcL 15850,
4172015
W122016
Rick Bum ardrrer/AC&PMI -
Ron Cottle
FM CMhws Bank
1007
3100.00
mina, fee, 3850 Island Dr. NfB One JD rcL 156613
4172016
4M=016
Damel Em / gMhose Mal Cersb. lnc
Doug Austin
BOA
5828
f2W.00
GP W320D JD rot. 1757D
411112016
41122016
Easley Construction
Michas GrilBn
First GRI ere Bank
B
f100.00
minor fee, CS 16-0 HS rd. 1525D
4A12018
W122016
William Hudson
same
Final Cil¢ens Bank
20 03
f400.00
GP 665150 HS not. 1524D _
4182018
41122016
Greg Ludlam Yew Fishing Pier LLC
Sam
Manna Federal Credit Unon
567
f200.00
GP 61 JD rot 1758D _
4WMi6
41122016
Joshua BeipmIl
SouBrast Harbor HOAIRW Olean
BOA
1054
$200.00
GP 66394D RM Id: 1488D
411201B
41122016
Jimmy North/Coe" Marro Pion Busd head, LLC
Stave Shag erd
Wese Fargo
20829
3E00.013
GP 62602D HS rct. 15WD
41112016
41122016
Adam KnierMMantech LLC
Steve Carson
B O A
2145
f400.00
GP 66529D RM rct. 1493D
4112=6
C & D Homes LLC
The yftp st Lams Cove
BOA
1213
f400.00
major fee, E. yacht Dr. Oak lot" BrCo
HS rO. 1527D

Coastal Management
ENVIRONMENTAL QUALITY
April 19, 2016
[e-mail]
2 Pages
Star News
Legal Advertisement Section
Post Office Box 840
Wilmington, North Carolina 28402
Re: Major Public Notice Combo:
• Picha / Brunswick Co.
• Forehand / Pender Co.
PAT MCCRORY
C, rnor
DONALD R. VAN DER VAART
Secretary
BRAXTON DAVIS
Director
Kyle & Heather: Please publish the attached Notice in the Thursday, April 21, 2016 issue.
The State Office of Budget & Management requires an original Affidavit of Publication prior to
payment for newspaper advertising.
Please send the original affidavit and invoice for payment to Shaun Simpson at the NC Division of Coastal
Management, 127 Cardinal Drive Extension, Wilmington, NC 28405, 910-796-7226. Paying by credit card
to the attention of Luke Skiera, (Ref acct # 796-7215).
Please email a copy of the credit card receipt to me.
Thank you for your assistance in this matter. If you should have any questions, please contact me
at our Wilmington office.
cc:
Heather Coats - WiRO
Doug Huggett -MHC
Tyler Crumbley — USACE
Michele Walker- DCM
Sincerely,
q�
Shaun K. Simpson {i
Permitting Support &Customer A stance
Nothing Compares_
RECEIVED
APR 2 2 2016
State of North Carolina I Environmental Quality I Coaetal Management DCM - M H D CITY
127 Cardinal Drive lu t., Wilmington, NC 28405
910-796-7215

NOTICE OF FILING OF
APPLICATION FOR CAMA MAJOR
DEVELOPMENT PERMIT
The Department of Environmental Quality hereby gives public notice as required by
NCGS 113A-119(b) that the following applications were submitted for development permits in
Areas of Environmental Concern as designated under the CAMA: On April 13, 2016, Kay Picha
proposed to increase an existing sandbag revetment at 149 Ocean Isle West Blvd, adjacent to
Tubbs Inlet and the Atlantic Ocean, in Ocean Isle Beach, Brunswick County, and on April
14, 2016, Brian Forehand proposed to expand an existing docking facility at 2103 Washington
Acres Rd, adjacent to Horn Creek and the AIWR; in Hampstead, Pender County. The
applications can be examined or copied at the office of Sean Farrell (Picha) or Debbie Wilson
(Forehand), N.C. Dept. of Environmental Quality, Division of Coastal Management, 127
Cardinal Drive Ext., Wilmington, NC 28405, (910-796-7215) during normal business hours.
Comments mailed to Braxton C. Davis, Director, Division of Coastal Management, 400
Commerce Avenue, Morehead City, NC 28557-3421, prior to May 12, 2016 will be considered
in making the permit decision. Later comments will be accepted and considered up to the time
of permit decision. Project modification may occur based on review and comment by the public
and state and federal agencies. Notice of the permit decision in these matters will be provided
upon written request.
RECEIVED
Nothing Compares APR 2 2 2016
State of North Cm hu I Environmental Quality I Ceaaml Management D C M - M H D CITY
127 Cmdinal Driw Ext., Wilmington, NC 29405
910-796-7215

DIVISION OF COASTAL MANAGEMENT
FIELD INVESTIGATION REPORT
I. APPLICANT'S NAME: Brian Forehand
2. LOCATION OF PROJECT SITE: 2103 Washington Acres Road, adjacent to Horn Creek and the
AIWW, in Hampstead, in Pender County.
Photo Index - 2006: 26-6638; P,7 2000: 26-336; H-I, 18 1995: 26-318; S, 10
State Plane Coordinates - X: 2390697 Y: 216420
Latitude: 34'20' 15.58" N Longitude: 77042'20.76" W
3. INVESTIGATION TYPE: CAMA
4. INVESTIGATIVE PROCEDURE: Dates of Site Visit — 3/22/16
Was Applicant Present — No
5. PROCESSING PROCEDURE: Application Received — 04/14/2016 (Completed)
Office — Wilmington
6. SITE DESCRIPTION:
(A) Local Land Use Plan — Pender County
Land Classification from LUP - Conservation
(B) AEC(s) Involved: PT, EW
(C) Water Dependent: Yes
(D) Intended Use: Residential
(E) Wastewater Treatment: Existing — Municipal
Planned — N/A
(F) Type of Structures: Existing — Single Family Residence, bulkhead, access pier, floating
dock and boat basin
Planned —Floating dock, float on boat dock and install boatlift
(G) Estimated Annual Rate of Erosion: N/A
Source - N/A
HABITAT DESCRIPTION:
(A) Vegetated Wetlands (coastal wetlands)
(B) Non -Vegetated Wetlands (open water)
272 sq. ft.
(incorporated)
(C) Other —High ground
(D) Total Area Disturbed: 272 sq. ft. (0.006 acres)
(E) Primary Nursery Area: No RECEIVED
(F) Water Classification: SA-ORW Open: No
APR 2 2 2016
8. PROJECT SUMMARY: The applicant proposes to expand an existing docking facility.
DCM- MHD CITY

Brian Forehand
Page 2
9. PROJECT DESCRIPTION:
The applicant has requested that the subject CAMA Major Permit application be processed under the Express
Review Permitting Program. The project site is located at 2103 Washington Acres Road, adjacent to Horn
Creek and the AIWW, in Hampstead, in Pender County. To locate the project site from the Wilmington Regional
Office (WiRO), travel north on US 17N / Market Street towards Jacksonville for approximately 10.8 miles to
Washington Acres Road. Turn right onto Washington Acres Road and travel approximately 1.73 miles (keeping
right at the fork) to the end of the road and turn left just past Long Point Estates pillars. The subject property will
be the 1 a house on the left (2103).
The subject property encompasses approximately 0.46 acres and has an average elevation of approximately 7.3 feet
above normal high water (NHW). The property has approximately 141 linear feet of shoreline which has been
stabilized with a vinyl bulkhead which borders Horn Creek just off of the AIW W. The applicant currently maintains
a single family residence on the property. Existing high ground vegetation on the tract consists of lawn grasses and
ornamental landscaping. There are no wetlands adjacent to the existing bulkhead.
The applicant maintains an existing docking facility which was permitted along with the existing bulkhead under
CAMA General Permits #63987-D, issued on 7-17-14 and GP #64041-D issued on 8/17/14. The existing in•egular
bulkhead alignment forms a "U shaped" boat basin in the center of the property's shoreline, which measures
approximately 12' in width and 24' in length. A 4' wide boardwalk extends around the perimeter of the boat basin
with two extensions beyond the boat basin (4' x 4'), creating two access piers. The bulkhead then extends
approximately 16' eastward and then extends water ward approximately 10' before extending back to the east for
an additional 21'. This alignment creates a recessed area for the proposed floating dock. The west side of the
bulkhead has a similar alignment extending westward approximately 19' from the boat basin and then turning water
ward approximately 10' creating a recessed area for the existing 8' by 16' floating dock which is accessed by a
ramp extending from the 4' wide access pier, and then extends to the west an additional 23'. The entire length of
the bulkhead which extends from the boat basin area has a wooden cap along the top which varies from 1' to 2' in
width. The existing facility accommodates one (1) vessel. Existing water depths within the basin area, and adjacent
to the bulkhead, range from approximately -3' to -4' @ normal low water (NLW).
The Pender County 2006 Land Use Plan Update classifies adjacent waters and high ground as Conservation. The
waters of Horn Creek and the AIW W are classified SA-ORW by the Division of Water Resources. They ARE NOT
designated as a Primary Nursery Area by the N.C. Division of Marine Fisheries and they are Closed to the harvest
of shellfish.
PROPOSED PROJECT:
The applicant proposes to expand an existing docking facility. As proposed, there would be a new floating dock
measuring approximately 8' in width by 14' in length installed in the recessed area located on the east side of the
boat basin. The floating dock would be accessed by a ramp which would extend from the existing 4' wide access
pier which extends from the boat basin. The applicant is also proposing to install a 12' wide by 25' long boatlift
within the existing basin. A new 10' wide by 16' long float on boat dock/lift is also being proposed adjacent to the
existing 8' by 16' floating dock on the water ward side.
The application states that the proposed docking facility would accommodate up to three (3) vessels at this location
in water ranging from approximately -3' to 4' @ NL W. RECEIVED
APR 2 2 2016
DCM- MHD CITY

Brian Forehand
Page 3
10. ANTICIPATED IMPACTS:
The proposed structures would incorporate approximately 272 sq. ft. of Public Trust Area and Estuarine Waters.
The structures would not encroach into the 15' riparian corridor setback requirement of the adjacent riparian
properties. The proposed structures would extend approximately 10' into a waterbody which measures
approximately 54' across, thus, would not exceed the '/4 width of the waterbody. The proposed structures would
accommodate up to three (3) vessels at this location within current water depths ranging from approximately -3' to
-4' @ NLW. Minor turbidity increases may be expected during the construction process.
Submitted by: Debra Wilson Date: 4/19/16 Office: Wilmington

NARRATIVE FOR 2103 WASHINGTON
ACRES ROAD CAMA PERMIT
Add a floating dock on the northern end of the bulkhead. Bulkhead was originally made with a cut
out for the floater so it will not stick out in waterway at all. The poles for the floater are also already
in place. This project will require no construction at all. All that needs to be done is to float the
floating dock into place and attach to existing poles. ,9.�/n,f c���m��/ 7ef /dc/C
fo PXrf -� p -b lo�z-f-
RECEIVED
APR 2 2 2016
DCM-
RECEIVED
DCM WILMINGTON, NC
APR 13 2016
RECEIVED
DCM WILMINGTON, NC
MAR 17 2016

DCM MP-1
APPLICATION for
1,vilctjor Development Permit
(last revised 12127/06)
North Carolina DIVISION OF COASTAL MANAGEMENT
1. Primary Applicant/ Landowner Information
Business Name
Project Name (if applicable)
Applicant 1: First Name
MI
Last Name
,Q
O1'eAQh
Applicant 2: First Name
MI
Last Name
I/ additional applicants, please attach an additional page(s) with names listed.
Mailing Address
ox
V793
City
State
ZIP
Country
Phone No.
FAX No.
�YQ61sA
asp sV5' .)5ext.
Street Address (d different from above)
�l
Aserl2fie-CA
State
ZIP
0 t JaS4;
/7C l'Cf
4 L
Email
/Jr"G', Yea+ Pr
lmatr > L u
2. Agent/Contractor Information
Business Name
RECEIVE
Agent/ Contractor 1: First Name
Ar e' Al
MI �/�J
V
Last Name //
Fl (_e_ -'i Da
APR 2 2 2016
Agent/ Contractor 2: First Name
MI
Last Name
DCM_ M H D C11
Mailing Address
PO Box
/07f'3
City
t✓;41"
11
State
1 `ic
ZIP j�
a U �y
Phone No. 1
set-%lys-'YO2 ext.
Phone No.
2
ext.
FAX No.
Contractor #
Street Address (if di% nt from above)
a Aq ivh
�4G rt t
City
State
ZIP
Em(lail /'
18T'4n G M4r K
/t'tcr*r. l d
DCM WILMINGTON, NC DCM WILMINGTON, NC
<Form continues on back>'R 13 2016 MAR 17 2016
Y
252.808-2808 .. 1.888.4RCOAST .. www. nccoastal management. net

Form DCM MP-1 (Page J,of4)
APPLICATION for
Major Development Permit
3. Project Location
County (can be multiple)
e��cr
Street Address
'2 63 �f A'
State Rd. #
Subdivision Name
fC C' A</Pr
City
�ti
State
/I C
Zip
a YY3
„-
e
Phone 146.
Lot No.(s) (d many, attach additional page with list)
Sz �r/S _FG A S ext.
1 a , I I ,
a. In which NC river basin is the project located?
b. Name of body of water nearest to proposed project
c. Is the water body identified in (b) above, natural or manmade?
d. Name the closest major water body to the proposed project site.
❑Natural ❑Manmade unknown
6 W
� 7
e. Is proposed work within city limits or planning jurisdiction?
f. If applicable, list the planning jurisdiction or city limit the proposed
❑Yes NNo
work falls within.
eh�(.Y� CUkw
4.
Site Description
a.
Total length of shoreline on the tract (ft.)
b. Size of entire tract (sq.ft.)
44
c.
Size of individual lot(s)
S cc /-
d. Approximate a evation of tract above NHW (normal high water) or
NWL (normal water level)
?
(I/many lot sizes, please attach additional page with a list)
'j [RNHW or ❑NWL
e.
Vegetation on tract
f.
Man-made features and uses now on tract
RECEIVED
� k lk�e4oP, S Ff�
APR 2 2 2016
g.
Identify and describe the existing land uses adjacent to the
proposed project site.
,OC/- �c(�—bl2�
DCM- MHDCITY
Alocal
h.
How does government zone the tract?
I. Is the proposed project consistent with the applicable zoning?
(Attach zoning compliance certificate, if applicable)
[:]Yes ❑No RNA
j.
Is the proposed activity part of an urban waterfront redevelopment proposal? ❑Yes ANo
k.
Has a professional archaeological assessment been done for the tract? If yes, attach a copy. ❑yes ®No [:]NA
'''
If yes, by whom?
\\
I.
Is the proposed project located in a National Registered Historic District or does it involve a []Yes o ❑NA
National Register listed or eligible property?
RECEIVED
<Form continues on next page> DCM WILMINGTON, NC
RECEIVED MAR 17 2016
DCM W1'L'iv+rN ;.'TON„ INC
252-808.2808 .. 1-888.4RC0A'iT .. www.ncco""ag&ment.net

Form DCM MP-1 (Page3 of 4)
APPLICATION for
Major Development Permit
m. (i) Are there wetlands on the site?
Yes o
III) Are there coastal wetlands on the site?
Yes Nb
(iii) If yes to either (i) or (it) above, has a delineation been conducted?
Yes No
(Attach documentation, if available)
n. Describe existing wastewater treatment facilities. O
L.1 4f"'�w"k� f1�%�,7A� oc✓7Y� r/r�e-�
reyj/z �k-��
o. Describe existing drinking water supply source.
cc r�`l t.,iG
p. Describe existing storm water management or treatment systems.
L) k-l- e
5.
Activities and Impacts
a.
Will the project be for commercial, public, or private use?
❑Commercial ❑Public/Government
Rprivate/Community
b.
Give description of purpose, use, and daily of the project when complete.
�a(/�fbrief operations
/ / // �`P r�r���A16 / A10 ;� - -'' it.'a % -7� 7; e 604d,'
kp O.h
c.
Describe the proposed construction methodology, types of construction equipment to be used during construction, the number of each type
it is to be stored. / n
of equipment and where (�
AlovlP /�� , N t/J0.� �i Ct%D//
/ ©Okil
d.
List all developmenttivities you propose.
/
A-'-K
APR 2 2 2016
e.
Are the proposed activities maintenance of an existing project, new work, or both?
DCM- IVND D CITY
I.
What is the approximate total disturand resu 'ng fro the proposed project?
larea
❑Sq.Ft or []Acresbed
OAi
g.
Will the proposed project encroach on any public easement, public accessway or other area
❑Yes PNo [:]NA
that the public has established use of?
h.
Describe location and type of existing and proposed discharges to waters of the state.
i.
Will wastewater or stonnwater be discharged into a wetland?
❑Yes Elo ❑NA
If yes, will this discharged water be of the same salinity as the receiving water?
[-]Yes [-]No ❑NA
j.
Is there any mitigation proposed?
❑Yes [XNo ❑NA
If yes, attach a mitigation proposal.
RECEIVED
<Form continues on back> RECEIVED DCM WILMINGTON, NC
DCM WILMINGTON, NO
MAR 17 2016
APR 13 2015
252-808.2808 :: 1.888.4RCOAST :: www.nccoastal management. net

Form DCM MP-1 (Page yof 4)
APPLICATION for
Major Development Permit
6. Additional Information
In addition to this completed application form, (MP-i) the following items below, if applicable, must be submitted in order for the application
package to be complete. Items (a) - (0 are always applicable to any major development application. Please consult the application
instruction booklet on how to properly prepare the required items below.
a. A project narrative. n Tl, h UG l Px) (^ 9 /f'
b. An accurate, dated work plat (including plan view and cross -sectional rawings) drawn to scale. Please give th present status of the
proposed project. Is any portion already complete? 0 previously authorized work, clearly indicate on maps, plats, drawings to distinguish
between work completed and proposed. 6c / ke' hle., t, F f f. /
c. A site or location map that is sufficiently detailed to guide agency personnel unfamiliar with the area to the site.
. A copy of the deed (with state application only) or other Instrument under which the applicant claims title to the affected properties.
. The appropriate application fee. Check or money order made payable to DENR.
f. A list of the names and complete addresses of the adjacent waterfront (riparian) landowners and signed return receipts as proof that such
owners have received a copy of the application and plats by certified mail. Such landowners must be advised that they have 30 days in
which to submit comments on the proposed project to the Division of Coastal Management.
Name C 4¢ 1-f Phone No.
Address 612 3 C>eeleY hl LJ �,,, �r �,,,� 4 (' d 4 YD 3 Z6 _/_� J 3
Name &f, _4( cam--- %fG; /r� (� J cLuv J Phone No. 9/c) a3/ - %S 8S
Address O ,���% C.Jtf! :.. /V /icr of l�lJ� ��� �f Yy 2
Name Phone No.
Address
g. A list of previous state or federal permits issued for /work
on the project tract. Include pier"(tnumbers, permilt�e7e, and issuing dates.
�>s'1/- `// 1?✓n"" i "� � 6 5,/(i'✓W( �L.-J/ ��✓/T I "y S V �- E� J ��
h. Signed consultant or agent authorization form, If applicable.
i. Wetland delineation, if necessary.
j. A signed AEC hazard notice for projects in oceanfront and inlet areas. (Must be signed by property owner) /
k. A statement of compliance with the N.C. Environmental Policy Act (N.C.G.S. 113A 1.10), if necessary. If the project involves expenditure
of public funds or use of public lands, attach a statement documenting compliance with the North Carolina Environmental Policy Act.
I understand that any permit issued in response to this application will allow only the development described in the application.
The project will be subject to the conditions and restrictions contained in the permit.
I certify that I am authorized to grant, and do in fact grant permission to representatives of state and federal review agencies to
enter on the aforementioned lands in connection with evaluating information related to this permit application and follow-up
monitoring of the project.
I further certify that the information provided in this application is truthful to the best of my knowledge.
Date �' � Print Name
Signature
RECEIVED
��a�-.�_
APR 2 2 2016
Please indicate application attachments pertaining to your proposed project.
❑DCM MP-2 Excavation and Fill Information ❑DCM MP-5 Bridges and Culverts DCM- M H D CITY
❑DCM MP-3 Upland Development
[__]DCM MP-4 Structures Information
RECEIVED
DCM WILMINGTON. NC
RECEIVED
DCM WILMINGTON, NC
MAR 17 2016
252-808.2808 :: 1-888-4RCOAST :: www.nccoastaimanagement.net

Form DCM MP-4
STRUCTURES
(Construction within Public Trust Areas)
Attach this form to Joint Application for CAMA Major Permit, Form DCM MP-1. Be sure to complete all other sections of the Joint
Application that relate to this proposed project. Please include all supplemental information.
1, DOCKING FACILITY/MARINA CHARACTERISTICS
❑This section not applicable
a. (i) Is the docking facility/marina: b. (i) Will the facility be open to the general public
❑Commercial ❑Public/Government [;Vrivate/Community ❑Yes ©Fio
c. (i) Dock(s) and/or pier(s)
d. (i) Are Finger Piers included? ❑Yes ❑No
(ii) Number
If yes:
/
(iii) Length Px jfT,�C
(ii) Number
(iv) Width J
(iii) Length
(v) Floating ❑Yes ❑No
(iv) Width
(v) Floating ❑Yes ❑No
e. (i) Are Platforms included? Yes ❑No
f. (i) Are Boatlifts included? ly`rres []No
If yes: j
(ii) Number /. `��[
If yes:
(h) Number
(iii) Length 1=�' `�{�pr,k'
(iii) Length
(iv) Width $ /(�� 1
(iv) Width U
(v) Floating [}Yes []No
Note: Roofed areas are calculated from dripline dimensions.
g. (i) Number of slips proposed
h. Check all the types of services to be provided.
❑ Full service, including travel lift and/or rail, repair or
(ii) Number of slips existing
maintenance service
❑ Dockage, fuel, and marine supplies
❑ Dockage ("wet slips") only, number of slips:
❑ Dry storage; number of boats:
❑ Boat ramp(s); number of boat ramps:
❑ Other, please describe:
peiio..el kIP
_ "-t,ya{e
i. Check the proposed type of siting: j. Describe the typical boats to be served (e.g., open runabout,
❑ Land cut and access channel charter boats, sail boats, mixed types).
[]Open water; dredging for basin and/or channel RECEIVED
BOpen water; no dredging required
❑Other; please describe: APR 2 2 2016
DCM- IAHD CITY
k. Typical boat length: �'� I. (1) Will the facility ge open to the general'{wblic?
Dyes 290 RECEIVED
m. (i)Will the fa lityh.avetie pilings? DCM WILMINGTON, NC
❑Yes No (ii) If yes number of tie pilings? APR 14 2016
252-808.2808 :: 1.888.4RC0AST :: www.nccoastalmanagement.net revised: 12127/06

Form DCM MP-4 (Structures, Page 2 of 4)
m. (i) Will the facility have be pilings? Yes No
Yes No
(ii) If yes number of tie pilings?
2. DOCKING FACILITY/MARINA OPERATIONS MThis section not applicable
a. Check each of the following sanitary facilities that will be included in the proposed project.
❑ Office Toilets
❑ Toilets for patrons; Number: _; Location:
❑ Showers
❑ 8oatholding tank pumpout; Give type and location:
b. Describe treatment type and disposal location for all sanitary wastewater.
C. Describe the disposal of solid waste, fish offal and trash.
d. How will overboard discharge of sewage from boats be controlled?
e. (i) Give the location and number of "No Sewage Discharge" signs proposed.
(ii) Give the location and number of "Pumpout Available" signs proposed.
f. Describe the special design, if applicable, for containing industrial type pollutants, such as paint, sandblasting waste and petroleum products.
g. Where will residue from vessel maintenance be disposed of?
h. Give the number of channel markers and "No Wake" signs proposed. _
i. Give the location of fuel -handling facilities, and describe the safety measures planned to protect area water quality. RECEIVED
j. What will be the marina policy on overnight and live -aboard dockage?
k. Describe design measures that promote boat basin flushing?
APR 2 2 2016
DCM- MHD CITY
RECEIVED
DCM WILMINGTON, NC
RECEIVED
DCM WILM N TON, I*R 17 2016
13 Zola,
:08 :: 1-888-4RCOAST :: www.nccoastalmanagement.net revised: 12/27/06

.J' 4 (Structures, Page 3 of 4)
I. If this project is an expansion of an existing marina, what types of services are currently provided?
m. Isthemadna/docking facility proposed within a primary or secondary nursery area?
Dyes []No
n. Is the marinaldocking facility proposed within or adjacent to any shellfish harvesting area?
❑Yes [—]No
o. Is the marina/docking facility proposed within or adjacent to coastal wetlands/marsh (CW), submerged aquatic vegetation (SAV), shell bottom
(SB), or other wetlands (WL)? If any boxes are checked, provide the number of square feet affected.
❑CW ❑SAv ❑SB _
❑WL ❑None
P- Is the proposed marina/docking facility located within or within close proximity to any shellfish leases? ❑Yes [—]No
If yes, give the name and address of the leaseholder(s), and give the proximity to the lease.
3. BOATHOUSE (including covered lifts) This section not
applicable
a. (i) Is the boathouse structure(s):
❑Commercial ❑PubliGGovernment ❑Private/Community
(ii) Number
(III) Length
(iv) Width _
Note: Roofed areas are calculated from dripline dimensions.
4. GROIN (e.g., wood, sheetpile, etc. If a rock groin, use MP-2, Excavation and Fill.) This section not
applicable
a. (i) Number
III) Length _
(iii) Width
5. BREAKWATER (e.g., wood, sheetpile, etc.) his section not
applicable
a. Length _ b. Average distance from NHW, NWL, or RM ^ I ` , E D
c. Maximum distance beyond NHW, NWL or wetlands APR 2 2 2016
6. MOORING PILINGS and BUOYS This sectton not applicable
a. Is the structure(s): b. Number
❑Commercial ❑PubliGGovernment ❑Private/Community
RECEIVED
p&MWED DCM WILMINGTON, NO
ncMv+ft4&z7M MAR 17 2016
AER 13 WE
252-808-2808 :: 1-888.4RCOAST ociennent.net revised: 12/27/06

Form DCM MP-4 (structures, Page 4 of 4)
a Distance to be placed beyond shoreline _
Note: This should be measured from marsh edge, if present.
e. Arc of the swing
7. GENERAL
d. Description of buoy (color, inscription, size, anchor, etc.)
a. Proximity of structures) to adjacent riparian property lines b. Proximity of structure(s) to adjacent docking facilities.
r �
Note: For buoy or mooring piling, use arc of swing including length
of vessel.
c. Width Ff water body , d. WW�depth at wa� r� rd e of stfucture at NLW or NWL
e. (i) Will navigational aids be required as a result of the project?
[—]Yesp29bLo ❑NA
(ii) If yes, explain what type and how they will be implemented.
8. OTHER ❑This section not applicable
a. Give complete description:
Date 2
Project Name
Applicant Name
Applicant Signature
RECEIVED
APR 2 2 2016
DCM- MHD CITY
RECEIVED
DCM WILMINGTON, NC
ADD b 4 9fNR
Date
3 V- /6
Dale
Revised 611812012

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Coastal Management
ENVIRONMENTAL QUALITY
April 19, 2016
Mr. Brian Forehand
P. O. Box 10793
Wilmington, NC 28404
Dear Mr. Forehand:
PAT MCCRORY
Gow""r
DONALD R. VAN DER VAART
S'eeremn
BRAXTON DAVIS
Direalur
The Division of Coastal Management hereby acknowledges receipt of your application, for development activities at
your property located at 2103 Washington Acres Road, adjacent to Horn Creek and the AIW W, in Hampstead, in
Pender County. It was received as complete on April 14, 2016, and appears to be adequate for processing at this
time. You have requested that the application be processed under the Express Review Permitting Program. Under
this expedited process, the projected date for making a decision will be on or around May 14, 2016.
Please be advised that this project will also require authorization from the US Army Corps of Engineers. The
majority of CAMA major permit applications that also require Federal authorization are processed as ajoint review
under the CAMA Major Permit / Corps of Engineers 291 General Permit process. Under most circumstances, the
Federal review of these applications would be after May 14, 2016. If the US Army Corps of Engineers does not
render a decision on your project by the time a CAMA permit decision can be made, the Division of Coastal
Management will render a permit decision on the CAMA Permit only. Should that occur, the US Army Corps of
Engineers would most likely process your project as a General Permit 291. Should you wish to place your project
on hold before May 14, 2016, pending the receipt of the Federal decision, the Division of Coastal Management will
render a decision once the Federal comments are received.
NCGS 113A-119(b) requires that Notice of an application be posted at the location of the proposed development.
Enclosed you will find a "Notice of Permit Filing" postcard which must be posted at the property of your proposed
development. You should post this notice at a conspicuous point along your property where it can be observed from
a public road. Some examples would be: Nailing the notice card to a telephone pole or tree along the road right-of-
way fronting your property; or at a point along the road right-of-way where a private road would lead one into your
property. Failure to post this notice could result in an incomplete application.
Sincerely,
��- �-
Debra D. Wilson
Wilmington District Manager / Express Permit Coordinator
Enclosure
cc: Doug Huggett, DCM
Tyler Crumbley, USACE
nothing Comparesm-,L�
state of North Carolina I Environmental Quality I Coastal Management
127 Cardinal Drive Ext, Wilmington, NC 29405
919 796 7215
RECEIVED
APR 2 2 2016
DCM- MHD UTY

NOTI(ol$17i
• •�. llj���AVA4LIXN�IWT'�I I • reri
VAr
:T • - IiIT�T�iifl�=�a.7/:►1'I'I'I'/l,
Hampstead, Pender County.
COMMENTS ACCEPTED THROUGH May 12, 2016
APPLICANT: FOR MORE DETAILS CONTACT
Brian Forehand THE LOCAL PERMIT OFFICER BELOW:
NC Div. of Coastal Management
PO Box 10793 127 Cardinal Dr. Extension
Wilmington, NC 28404 Wilmington, NC 28405
Debbie Wilson, District Manager
910-796-7266

y� P6ndet GIS - Deed Search
Page I of I
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4429 v Page: 0250.jpg v Zoomin ZoomOut Previous Next
1i1diir1111mL1yn Iii1giii1ol1gf B4429 Lear lkou?nerPaw
Colvun1 -Oaf
C1c ✓ DEED OF TRUST
COLLATERAL IS OR INCLUDES FIXTURES
THIS DEED OF TRUST SECURES AN EQUITY LINE OF CREDIT GOVERNED BY THE PROVISIONS OF
ARTICLE 9 OF CHAPTER 45 OF THE NORTH CAROLINA GENERAL STATUTES
THE MAXIMUM PRINCIPAL AMOUNT WHICH MAY BE SECURED
L 1a AT ANY ONE TIME IS $40,000.00
RECORDATION REQUESTED BY:
First-Cltlzens Bank & Trust Company . Wilmington Plaza Office, c/o Loan Servicing Department, P.O. Box
26592, Raleigh, NC 27611-6592
WHEN RECORDED MAIL TO: V DATAQAICK
First Citizens Bank, Loan Servicing Depl 5300 BTamdywine Pkwy, SIC 100 h, NC 27611.8692
Wilmingt,,, DE 19803 11,1
SEND TAX NOTICES TO:
DEBRA K HINES FKA DEBRA K RHEM and IRA A HINES 11 AKA IRA A HINES AKA IRA ALEXANDER HINES
JII, 436 E CREEKVIEW DR, HAMPSTEAD, NC 29443-2140 �/ .0
X le Deyd of TmelCprcPaMu c� Lo r � 3 5` 5,S % b /q V
�zSB.a,a. SARA ANITA MURCHISON
IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII WI�IIIIVIII�III
00000036601012281066090H2O14000000000GOO000000001
THIS DEED OF TRUST Is dated June 6. 2014, among DEBRA K HINES FKA DEBRA K RHEM and IRA A HINES
II AKA IRA A HINES AKA IRA ALEXANDER HINES II, if. end husband, whaae add,... is 436 E CREEKVIEW
DR, HAMPSTEAD, NC 28443,2140 ('Grantor"); First -Citizens Bank & Trust Company , whose addre us is
Wilmington Plaza Office, clo Loan Servicing Department, P.O. Box 26592, Raleigh. NC 27611-6592 (refined
to below sometimes as 'Lander' and sometimes as "Beneficiary"); and NEUSE. INCORPORATED, whose
address le 100 EAST TRYON ROAD, RALEIGH, NC 27603 (referred to below as "Trustee').
CONVEYANCE AND GRANT. NOW. THEREFORE, as security far the Indebtedness, advancements and other
sums expended by the Beneficiary pursuant to this Deed of Trust and costs of collection (including attarneye'
fees as provided In the Credit Agreement) and other valuable consideration, the receipt of which is hereby
acknowledged. Grantor has bargained, said, given, granted and conveyed and does by these presents bargain,
sell, give, grant and convey to Trusters. and Trustee's hers or successors and assigns, for Me benefit of Lender
as Beneficiary, all of Grantor's right, title, and interest in and to the following described real property, together
with all existing or subsequently erected or affixed buildings, improvements and fixtures; ail easement., rights
E C E V E
of way, and appurtenance.; all water, water rights and ditch rights (including stock in utilities with ditch or
19
irrigation rights); and all other rights, royalties, and profits relating to the real property, including without
similar matters, (t
Initiationall minerals, all, gas, geothermal and simihe 'Redrop Property located in PENDER
APR 2 2
County, State of North Carolina:
2 016
BEGINNING AT A POINT IN THE NORTHWESTERN LINE OF CREEKVIEW DRIVE 60 FOOT RIGHT OF WAY
THAT IS SOUTH 36 DEGREES 36 V. MINUTES WEST 200.00 FEET FROM A POINT IN SAID LINE OF SAID
FEET FROM A POINT IN SAID L INE
STREET
SAID STREET AT THE NORTHEASTERN MINUTES
OF CURVE NO. 7. REFERENCE BEING MADE TO
OFNTHE D
M— M Fi D CITY
MAP OF DEERFIELD, DATED FEBRUARY 1975, BY HOWARD M. LOUGHLIN, REGISTERED LAND
SURVEYOR. RECORDED IN MAP BOOK 13, AT PAGE 59 OF THE PENDER COUNTY REGISTRY; NORTH
CAROLINA, RUNNING THENCE FROM SAID BEGINNING POINT SOUTHWESTWARDLY ALONG SAID LINE
RECEIVED
WILMINGTON, NC
,APR 13 ZM MAR 17 2016
http://gis.pendercountync.gov/RODSearch/default.aspx 3/14/2016

Pander GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pender County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4429 v Page: 0251.jpg v Zoomin ZoomOut Previous Next
III�eu
I
III III Ce
Pl 4
y.
NCl
og ., h.,. Le, '.I auf
DEED OF TRUST
(Continued)
Page 2
OF SAID STREET AS IT CURVES TO THE WEST TO A POINT THAT IS SOUTH 45 DEGREES 26 'A
MINUTES WEST 123.66 FEET FROM THE PRECEDING POINT, SAID POINT BEING THE P.P.C. BETWEEN
CURVE NOS, 6 AND 7 AS SHOWN ON SAID MAP; THENCE SOUTHWESTWARDLY ALONG SAID LINE OF
SAID STREET AS IT CURVES TO THE SOUTH TO A POINT THAT IS SOUTH 43 DEGREES 57 % MINUTES
WEST 60.08 FEET FROM THE PRECEDING POINT; THENCE NORTH 50 DEGREES 52 'A MINUTES WEST
130.00 FEET TO AN IRON PIPE; THENCE NORTH 35 DEGREES 02 'A MINUTES WEST 125.00 FEET TO
AN IRON PIPE AT, OR NEAR, THE HIGH WATER LINE OF MILL CREEK; THENCE NORTH 36 DEGREES 02
MINUTES WEST TO THE CENTER OF THE RUN OF SAID CREEK: THENCE UP THE CENTER OF SAID
RUN AS IT MEANDERS IN A NORTHEASTERLY DIRECTION TO A POINT THAT BEARS NORTH 47
DEGREES 56 'A MINUTES WEST FROM SAID BEGINNING POINT; THENCE SOUTH 47 DEGREES 56 'A
MINUTES EAST TO AN IRON PIPE AT, OR NEAR, SAID HIGH WATER LINE; THENCE SOUTH 47 DEGREES
56 'A MINUTES EAST 321.85 FEET TO THE POINT OF BEGINNING; THE SAME CONTAINING 1.25 ACRES
MORE OR LESS, OF LAND ABOVE HIGH WATER, AND BEING ALL OF LOT 88 OF DEERFIELD, AND ALSO
BEING PART OF TRACT D AS SHOWN ON THE AFOREMENTIONED MAP OF DEERFIELD.
The Real Property or its address Is commonly known as 436 E CREEKVIEW DR, HAMPSTEAD, NC 28443.
To have and to hold said Real Property with all privileges and appurtenances theraunto belonging, to the
Trustee, his hake, successors and assigns forever, upon the trusts, terms and conditions and for the uses
hereinafter at forth.
Grantor presently assigns to Lander lalao known as Beneficiary in this Deed of Truett all of Grantor's right, title,
and interest in and to all present and future leases of the Property and all Rents from the Property. In addition,
Grantor grants to Lander a Uniform Commercial Code security interest in the Personal Property and Rents.
THIS DEED OF TRUST, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE
RENTS AND PERSONAL PROPERTY. IS GIVEN TO SECURE (A) PAYMENT OF THE INDEBTEDNESS AND 18)
PERFORMANCE OF EACH OF GRANTOR'S AGREEMENTS AND OBLIGATIONS UNDER THE CREDIT
AGREEMENT, THE RELATED DOCUMENTS, AND THIS DEED OF TRUST. THIS DEED OF TRUST IS GIVEN
AND ACCEPTED ON THE FOLLOWING TERMS:
This Dead of Trust secures an equity line of credit governed by the provisions of Ardcla 9 of Chapter 45 of the
North Carolina General Statutes (N.C.G.S. 45-81 at seq.). Including all present and future advances of principal
made thereunder and all Interest and other sums payable in connection therewith. Future advance. may be
made at any time between the data of this Deed of Trust and that data which shall be equal to, but not more
than, thirty (301 years beyond the date of this Dead of Trust. Specifically, without lanitation, this Deed of
Trust secures a revolving line of credit, which obligates Lender to make advances to Borrower so long as
Barmever compile. with all Ma terms of the Credit Agreement and the Related Documenn. The principal
amount of the Credit Agreement may be borrowed, repaid, and reborrowed from time to done, as provided In
the Credit Agreement, provided that the maximum principal amount of obligations outstanding at any one tone
shall not exceed the maximum amount at forth above.
GRANTOR'S REPRESENTATIONS AND WARRANTIES. Grantor warrants that: (a) this Deed of Trust is
executed at Borrower's request and not at the request of Lender; IN Grantor has the full power, right, and
authority to onto( Into this Deed of Trust and to hypothecate the Property; (c) the provisions of this Dead of
Trust do not conflict with, or result in a default under any agreement or other Instrument binding upon Grantor
and do not result In a violation of any law, regulation, court decree or order applicable to Grantor; (d) Grantor
has established adequate means of obtaining from Borrower on a continuing basis Information about
Borrower's financial condition; and lei Lender has made no representation to Granter about Borrower
(including without limitation the creditworthineac of Borrower).
GRANTOR'S WAIVERS. Grantor waives all rights or defenses arising by reason of any "one action' or
*anti-deflclency- law, or any other law which may prevent Lander from bringing any action against Grantor,
including a claim for deficiency to the extent Lender Is otherwise entitled to a claim for deficiency, before or
after Lender's commencement or completion of any foreclosure action, either judicially or by exercise of a
power of sale. Grantor expressly waives, to the extent permitted by North Carolina law, all of Grantor's rights
under fal North Caroline General Statutes Sections 26-7 through Section 26-9, or any similar or subsequent
Jews, (b) North Carolina General Statutes Section 25-3-605 relating to the impairment of the collateral, or any
similar or subsequent law, and (c) North Carolina General Statutes Section 25-9-501 and 25-9-504 with
respect to the "commercial reasonableness" of any sale of collateral, or any similar or subsequent laws.
PAYMENT AND PERFORMANCE. Except as otherwise provided in this Dead of Trust, Borrower shall pay to
Lander all Indebtedness secured by this Deed of Trust as it becomes due, and Borrower and Grantor shell
perform all their respective obligations under the Credit Agreement, this Dead of Trust, and the Related
Document..
POSSESSION AND MAINTENANCE OF THE PROPERTY. Borrower and Grantor agree that Borrower's and
Grantor's possession and use of the Property shall be governed by the following provisions:
Possession and Use. Until the occurrence of an Event of Default, Grantor may (1) remain in possession
and control of the Property; 12l use, operate or manage the Property; and (3) collect the Rants from the
Property.
Duty to Maintain. Grantor shall maintain the Property in good condition and promptly perform eII r.,aire,
replacements, and maintenance necessary to preserve its value.
Compliance With Environmental Laws. Grantor represents and warrants to Lender that: (1) During Me
ECEIVED
APR 2 2 2016
NIND CITY
?CM
ILMINGTON, NO
MAR 17 2016
APR 13 2016
http://gis.pendercount3rnc.gov/RODSearch/default.aspx 3/14/2016

Pander GIS - Deed Search
Page I of 1
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
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IIIIIIIIIIIIIIII,IIHEI111111111111 L4291M ��ea
• DEED OF TRUST
(Continued) Page 3
period of Grantor's ownership of the Property, there has been no use, generation, manufacture, storage,
treatment, disposal, release or threatened release of any Hazardous Substance by any person on, under,
about or from the Property; (2) Grantor has no knowledge of, or reason to believe that there has been,
except as previously disclosed to and acknowledged by Lander in writing, (a) any breach or violation of
any Environmental Laws, IN any use, generation, manufacture, storage, treatment, disposal, release or
threatened relse" of any Hazardous Substance on, under, about or from the Property by any prior owners
or occupants of the Property, or I.) any ..fuel or threatened litigation or claims of any kind by any person
reining to such matters; and (3) Except as previously disclosed to and acknowledged by Lender in
writing, (a) neither Grantor nor any tenant, contractor, agent or other authorized user of the Property shall
use, generate, manufacture, Store, treat, dispose of or release any Hazardous Substance an, under, about
or from the Property: and of any such activity ahall be conducted In compliance with all applicable
federal, state, and local laws, regulations and ordinances, including without limitation all Environmental
Laws. Grantor authorize. Lender and Its agents to enter upon the Property to make such Inspections and
tGrantor's expense, at Granexpense, as Lender may deem appropriate to determine compliance of the Property with
this section of the Dead of Trust. Any Inspections or tests made by Lender shall be for Lender's purposes
only and shall not be construed to create any responsibility or liability on the part of Lander to Grantor or to
any other person. The representations and warranties contained herein are based on Grantor's due
diligence in investigating the Property for Hazardous Substances. Grantor hereby (1) releases and waives
any future claims against Lander for indemnity or contribution In the event Grantor becomes liable for
cleanup or other costs under any such laws; and (2) agrees to indemnify, defend, and hold harmless
Lender against any and all claims, losses, liabilities, damages, penalties, and expenses which Lender may
directly or indirectly sustain or suffer resulting from a breach of this section of the Dead of Trust or as a
consequence of any use, generation, manufacture, storage, disposal, release or threatened release
occurring prior to Grantor's ownership or interest in the Property, whether or not no same was ar should
have been known to Grantor. The provisions of this Section of the Deed of Trust, including the obligation
to indemnify and defend, shall Survive the payment of the Indebtedness and the satisfaction and
reconveyance of the Ilan of this Dead of Trust and shall not be affected by Lender's acquisition of any
interest in the Property, whether by foreclosure or otherwise.
Nubence, Waste. Grantor shall not cause, conduct or permit any nuisance nor commit, permit, or suffer
any stripping of or waste on or to the Property or any portion of the Property. Without limiting the
generality of the foregoing, Grantor will not remove, or grant to any other party the right to remove, any
timber, minerals (Including oil and goal, coal, clay, scoria, sail, gravel or rack products without Lender's
prior written consent.
Removal of Improvements. Grantor shall not demolish or remove any Improvements from the Real Property
without Lender's prior written consent. As a condition to the removal of any Improvements, Lender may
require Grantor to make arrangements satisfactory to Lander to replace such Improvements with
Improvements of at least equal value.
Lender's Right to Enter. Lander and Lender's agents and representatives may enter upon the Real Property
at all reasonable times to attend to Lender'. interest. and to inspect the Real Property for purposes of
Grantor's compliance with the terms and conditions of this Deed of Trust.
Compliance with Governmental Requirements. Grantor shall promptly comply with all laws, ordinances,
and regulations, now or hereafter in effect, of all governmental authorities applicable to the use or
occupancy of the Property. Grantor may contest in good faith any such law, ordinance, or regulation and
withhold compliance during any proceeding, including appropriate appeals, so long as Grantor has notified
Lender in writing prior to doing so and so long So, in Lender's sole opinion, Lender's Interests in the
Property are not jeopardized. Lender may require Grantor to post adequate security or a surety bond,
reasonably satisfactory to Lender, to protect Lender'. Interest.
Duty to Protect. Grantor agrees neither to abandon or leave unattended the Property. Grantor shall do all
other am, in addition to those acts set forth above in this section, which from the character and use of the
Property are reasonably necessary to protect and preserve the Property.
DUE ON SALE - CONSENT BY LENDER. Lender may, at Lender's option, declare immediately due and payable
all sums secured by this Dead of Trust upon the sale or transfer, without Lender's prior written consent, of all
or any part of the Real Property, or any Interest In the Real Property. A "sale or transfer" means the
conveyance of Reel Property or any right, title or interest in the Real Property; whether legal, beneficial or
equitable; whether voluntary or involuntary; whether by outright sale, dead, installment sale contract, land
connect, contract for deed, leasehold Interest with a term greater than three (3) years, lease -option contract, or
by sale, assignment, or transfer of any beneficial Interest In or to any land trust holding title to the Real
Property, or by any other method of conveyance of an Interest In the Real Property. However, this Option shall
not be exercised by Lander if such exercise Is prohibited by federal law or by North Carolina low.
TAXES AND LIENS. The following provisions relating to the taxes and liens on the Property are part of this
Deed of Trust:
Payment. Grantor shall pay when due (and in all events Prior to counquancyl all taxes, special taxes,
assessments, charges (including water and sewer), fine. and Impositions levied against or on account of
Me Property, and shall pay when due all claims for work done on or for services rendered or material
furnished to the Property. Grantor shall maintain the Property free of all liens having priority over or equal
to the Interest of Lender under this Deed of Trust, except for the lien of taxes and assessments not tlue,
except for the Existing Indebtedness referred to below, and except as otherwise provided in this Deed of
,APR 13 2916
http://gis.pendercountync.gov/RODSearch/default.aspx
tECE VED
APR 2 20166'�
'MM
- HD CI
RECEIVED
WILMINGTON, NC
AR 17 Z016
3/14/2016

Pander GIS - Deed Search
Page I of 1
The office of the Register of Deeds for Pender County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
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IIIIIIIIIIIIIIIIIIII�IIIy. Iell.lIIIIIIf a ds?�3 ,;0.„ ;
er
DEED OF TRUST
(Continued( Page 4
Trust.
Right to Contest. Grantor may withhold payment of any tax, assessment, or claim In connection with a
good faith dispute over the obligation to pay, so long as Lender's Interest In the Property is not jeopardized.
If a lien arises or is filed as a result of nonpayment, Grantor shall within fifteen (16) days after the lien
arises or, If a Ilan is filed, within fifteen (IS) days after Grantor has notice of the filing, secure the discharge
of tea lien, or if requested by Lander, deposit with Lander cash or a sufficient corporate surety bond or
other security satisfactory to Lender In an amount sufficient to discharge the Ilan plus any costa and
reasonable attorneys' fees, or other charges that could accrue as a result of a foreclosure or sale under the
lien. In any contest, Grantor shall defend Itself and Lander and shall satisfy any adverse judgment before
enforcement against the Property. Grantor shall name Lander as an additional obligee under any surety
bond furnished in the contest proceedings.
Evidence of Payment. Grantor shall upon demand furnish to Lender satisfactory evidence of payment of
the taxes or assessments and shall authorize the appropriate governmental official to deliver to Lender at
any time a written statement of the taxes and assessments against the Property.
Notka of Construction. Grantor shell notify Lender at least fifteen (15) days before any work is
commenced, any services are furnished, or any materials are supplied to the Property, If any mechanic's
lien, materlalmen's lien, or other lien could be asserted on account of the work, services, or materials.
Grantor will upon request of Lander furnish to Lender advance assurances satisfactory to Lender that
Grantor can and will pay the coat of such Improvements.
PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Property are a part of this
Deed of Trust.
Maintenance of Insurance. Grantor shall procure and maintain policies of fire insurance with standard
extended coverage endorsements on a replacement basis for the full Insurable value covering all
Improvements on the Real Property in an amount sufficient to avoid application of any coinsurance clause,
and with a standard mortgagee clause in favor of Lender, together with such other hazard and liability
insurance as Lender may reasonably require. Policies shall be written in form, amounts, coverages and
basis reasonably acceptable to Lender and issued by a company or companies reasonably acceptable to
Lender. Grantor, upon request of Lender, will deliver to Lender from time to time the policies or certificates
of insurance in form satisfactory to Lander, including stipulations that coverages will not be cancelled or
diminished without at least ten (10) days prior written notice to Lender. Each insurance policy also shall
include an endorsement providing that coverage in favor of Lender will not be impaired in any way by any
set, omission ar default of Grantor or any other person. Should the Real Property be located in an area
designated by the Administrator of the Federal Emergency Management Agency as a special flood hazard
was, Grantor agrees to obtain and maintain Federal Flood Insurance, if available, within 45 days after
notice Is given by Lander that the Property is located in a special flood hazard area, for the maximum
amount of Borrower's credit line and the full unpaid principal balance of any prior liens on the property
securing the loan, up to the maximum policy limits set Under the National Flood Insurance Program, or as
otherwise required by Lender, and to maintain such insurance for the term of the loan.
Application of Proceeds. Grantor shall promptly notify Lender of any loss or damage to the Property.
Lander may make proof of loss If Grantor fella to do ea within fifteen (15) days of the casualty. Whether or
not Lender's security is impaired, Lender may, at Lender's election, receive and retain the proceeds of any
insurance and apply the proceeds to the reduction of the Indebtedness, payment of any lien affecting the
Property, or the restoration and repair of the Property. If Lander elects to apply the proceeds to restoration
and repair, Grantor shell repair or replace me damaged or destroyed Improvements in a manner satisfactory
to Lander. Lender shall, upon satisfactory proof of such expenditure, pay or reimburse Grantor from the
proceeds for the reasonable cost of repair or restoration if Grantor is not in default under this Deed of
Trust. Any proceeds which have not been disbursed within 180 days after their receipt and which Lender
has not committed to the repair or restoration of the Property shall be used first to pay any amount owing
to Lender under this Deed of Trust, then to pay accrued interest, and the remainder, if any, shall be applied
to the principal balance of the Indebtedness. If Lander holds any proceeds after payment in full of the
Indebtedness, such proceeds shall be paid to Grantor as Grantor's interests may appear.
Compliance with Existing Indebtedness. During the period in which any Existing Indebtedness described
below is in effect, compliance with the insurance provisions contained in the instrument evidencing such
Existing Indebtedness shall constitute compliance with the insurance provisions under this Deed of Trust, to
the extent compliance with the terms of this Deed of Trust would constitute a duplication of insurance
requirement. If any proceeds from the insurance become payable on loss, the provisions in this Deed of
Trust for division of proceeds Mall apply only to that portion of the proceeds not payable to the holder of
the Existing Indebtedness.
LENDER'S EXPENDITURES. If Grantor fails (A) to keep the Property free of all taxes, liens, security interests,
encumbrances, and other claim., (B) to provide any required insurance on the Property, (C) to make repairs
to the Property or to comply with any obligation to maintain Existing Indebtedness in good standing as required
below, then Lender may do go. If any action or proceeding is commenced that would materially affect Lender's
interests in the Property, then Lender on Grantor's behalf may, but is not required to, take any action that
Lender believes to be appropriate to protect Lantler'. Interests. All expenses incurred or paid by Lender for
such purposes will than ben Interest at the rate charged under the Credit Agreement from the date incurred or
paid by Lander to the date of repayment by Grantor. All such expenses will become a part of the Indebtedness
and, at Lender's option, will (A) be payable an demand; UP be added to the balance of the Credit Agreement
http://gis.pendercountync.gov/RODSearch/default.aspx
ECEIVED
APR 2 2 2016
M- MHD CITY
OCM ILMINGTON,NC
17 2016
DCM WILMINGTON. NC
APR 13 ZA 3/14/2016

Pander GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4429 v Page: 0254.jpg v Zoomin ZoomOut Previous Next
IIIII IIIII IIIIIIIIIIIIII�IIIIII
III III4429
L .. 1t i
, �jmtwoo
DEED O
(Continued)
Page B
and be apportioned among and be payable with any installment payments to became due during either (1) the
term of any applicable Insurance policy; or (2) the remaining term of the Credit Agreement; or (C) be treated
ae a balloon payment which will be due and payable at the Credit Agreement's maturity. The Deed of Trust
also wfll secure payment of these amount.. The right, provided for in this paragraph shall be in addition to any
other rights or any remedies to which Lender may be entitled on account of any default. Any such action by
Lender shall not be construed as curing the default so as to bar Lender from any remedy that it otherwise
would have had.
WARRANTY; DEFENSE OF TITLE. The following provisions relating to ownership of the Property are a part of
this Dead of Trust:
Title. Grantor warrants that: (a) Grantor holds good and marketable title of record to the Property In fee
simple, free and clear of all (lens and encumbrances other than those set forth in the Real Property
description or in the Existing Indebtedness section below or in any tide insurance policy, title report, or final
title opinion issued in favor of, and accepted by, Lander in connection with this Deed of Trust, and (b)
Grantor he. the full right, power, and authority to execute and deliver this Deed of Trust to Lender.
Defense of Tile. Subject to the exception in the paragraph above, Grantor warrants and will forever
defend the title to the Property against the lawful claims of all persons. In the event any action or
proceeding is commenced Chet questions Grantor's title or the interest of Trustee or Lender under this Deed
of Trust, Grantor shall defend the action at Grantor's expense. Grantor may be the nominal party in such
proceeding, but Lander shall be entitled to participate in the proceeding and to be represented In the
proceeding by counsel of Lender's own choice, and Grantor will deliver, or cause to be delivered, to Lander
such instruments as Lender may request from time to time to permit such participation.
Compliance With Laws. Grantor warrants that the Property and Grantor's use of the Property complies
with all existing applicable laws, ordinances, and regulations of governmental authorities.
Survival of Premises. All promises, agreements, and statements Grantor has made in this Deed of Trust
shall survive the execution and delivery of this Deed of Trust, shall be continuing in nature and shall remein
In full force and effect until such time as Borrower's Indebtedness is paid in full
EXISTING INDEBTEDNESS. The fallowing provisions concerning Existing Indebtedness are a part of this Deed
of Trust:
Existing Lien. The Ilan of this Dead of Trust securing the Indebtedness may be secondary and Inferior to an
existing lien. Grantor exprosaly covenants and agrees to pay, or see to the payment of, the Existing
Indebtedness and to prevent any default an such indebtedness, any default under the Instruments
evidencing such indebtedness, or any default under any security tlocuments for such Indebtedness.
No Modification. Grantor shall not enter into any agreement with the holder of any mortgage, deed of
trust, or other security agreement which has priority over this Deed of Trust by which that agreement is
modified, amended, extended, or renewed without the prior written consent of Lender. Grantor shall
neither request nor accept any future advances under any such security agreement without the prior
written consent of Lender.
CONDEMNATION. The following provisions relating to condemnation proceedings are a pen of this Deed of
Trust:
Proceedings. If any proceeding in condemnation is filed, Grantor shall promptly notify Lender in writing,
and Grantor shall promptly take such steps as may be necessary to defend the action and obtain the
award. Grantor may be the nominal party in such proceeding, but Lender shall be entitled to participate in
the proceeding and to be represented in the proceeding by counsel of its own choice, and Grantor will
deliver or cause to be delivered to Lentler such instruments and documentation as may be requested by
Lender from time to time to permit such participation.
Application of Not Proceeds. If all or any part of the Property is condemned by eminent domain
proceedings or by any proceeding or purchase in lieu of condemnation, Lander may at its election require
that all or any portion of the net proceeds of the award be applied to the Indebtedness or the repair or
restoration of the Property. The net proceeds of the award shall mean the award after payment of all
reasonable coats, expenses, and attorneys' fees incurred by Trustee or lender In connection with the
condemnation.
IMPOSITION OF TAXES, FEES AND CHARGES BY GOVERNMENTAL AUTHORITIES. The following provisions
relating to governmental taxes, fees and charges are a part of this Deed of Trust:
^ �'\
`( ED
IV
Current Taxes, Fees and Charges. Upon request by Lender, Grantor shell execute such documents in
addition to this Deed of Trust and take whatever other action is requested by Lender to perfect and
continue Lender's lien an the Real Property. Grantor shall reimburse Lender for all taxes, as described
APR 2 2 2016
below, together with all expenses Incurred in recording, perfecting or continuing this Deed of Trust,
including without limitation all taxes, fees, documentary stamps, and other charge. for recording or
registering this Deed of Trust.
Texas. The following shall constitute taxes to which this section applies: (1) a specific tax upon this type
DCM-
Mj H® CITY
of Deed of Trust or upon all or any part of the Indebtedness secured by this Deed of Trust; (2) a specific
tax on Borrower which Borrower Is authorized or required to deduct from payments on the Indebtedness
secured by this type of Deed of Trust; (3) a tax on this type of Deed of Trust chargeable against the
Lender or the holder of the Credit Agreement; and 14) a specific tax on all or any portion of the
DCM VVILMINGTON, NO
RFrFIVFr) M A b q, 7 2016
DCM WILMINGTON, NC
,APR 13 2016
http://gis.pendercountync.gov/RODSearch/default.aspx 3/14/2016

Pander GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pender County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
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I IJ II IiiiLuii1111Y.11 J111illf R;2 N0 514 tro>M
DEED OF TRUST
(Continued) Page S
Indebtedness or an payments of principal and Interest made by Borrower.
Subsequent T"ss. If any tax to which this section applies is enacted subsequent to the date of this Deed
of Trust, this event shall have the same effect as an Event of Default, and Lander may exercise any or all of
its available remedies for an Event of Default as provided below unless Grantor either (1) pays the tax
before it becomes delinquent, or (21 contests the tax as provided above in the Taxes and Liens section
and deposits with Lender cash or a sufficient corporate surety bond or other security satisfactory to
Lender.
SECURITY AGREEMENT; FINANCING STATEMENTS. The following provisions relating to this Deed of Trust as
a security agreement are a part of this Deed of Trust:
Security Agraement. This instrument shall constitute a Security Agreement to the extent any of the
Property constitutes fixtures, and Lander shell have all of the rights of a secured party under the Uniform
Commercial Code as amended from time to time.
Security Interest. Upon request by Lender, Grantor shall take whatever action is requested by Lender to
perfect and continue Lender's security interest In the Personal Property. In addition to recording this Deed
of Trust In the reel property records, Lender may, at any time and without further authorization from
Grantor, file executed counterparts, copies or reproductions of this Deed of Trust as a financing statement.
Grantor shall reimburse Lender for all expenses incurred in perfecting or continuing this security Interest.
Upon default, Grantor shall not remove, sever or detach the Personal Property from the Property. Upon
default, Grantor shell assemble any Personal Property not affixed to the Property in a manner and at a place
reasonably convenient to Grantor and Lander and make it available to Lender within three (3) days after
receipt of written demand from Lender to the extent permitted by applicable law.
Address". The mailing addresses of Grantor (debtor) and Lender (secured party) from which information
concerning the security interest granted by this Dead of Trust may be obtained (each as required by the
Uniform Commercial Code) are as stated on the first page of this Deed of Trust.
FURTHER ASSURANCES: ATTORNEY -IN -FACT. The following provisions relating to further assurances and
attorney -in -fact are a pert of this Deed of Trust:
Further Assurances. At any time, and from time to time, upon request of Lender, Grantor will make,
execute and deliver, or will cause to be made, executed or delivered, to Lender or to Lender's designee, and
when requested by Lender, cause to be filed, recorded, rafted, or rerecorded, as the case may be, at such
times and in such offices and places as Lender may deem appropriate, any and all such mortgages, deeds
of trust, security deeds, security agreements, financing statements, continuation statements, instruments
of further assurance, certificates, and other documents as may, In the sale opinion of Lander, be necessary
or desirable in order to effectuate, complete, perfect, continue, or preserve (1) Borrower's and Grantor's
obligations under the Credit Agreement, this Deed of Trust, and the Related Documents, and (2) the liens
and security interests created by this Deed of Trust on the Property, whether now owned of hereafter
acquired by Grantor. The lien of this Deed of Trust and me security interest granted hereby will
automatically attach, without further act, to all after -acquired property attached to and or used in the
operation of the Property or any part thereof. Unless prohibited by law or Lander agrees to the contrary in
writing. Grantor shall reimburse Lender for all costs and expenses incurred in connection with the matters
referred to in this paragraph.
Attomley,4 -Fact. If Grantor fails to do any of the things referred to in the preceding paragraph, Lander may
do so for and in the name of Grantor and at Grantor's expense. For such purposes, Grantor hereby
irrevocably appoints Lender as Grantor's attorney -in -fact for the purpose of making, executing, delivering,
filing, recording, and doing all other things as may be necessary or desirable, In Lender's sale opinion, to
accomplish the matters referred to in the preceding paragraph.
FULL PERFORMANCE. This conveyance by Grantor is made upon this special trust, that if Borrower pays all of
the Indebtedness in full accordance with its terms, terminates the credit line account and performs and
complies with all of the covenants, terms and conditions of this Deed of Trust, the Credit Agreement and the
Related Documents, men this conveyance and the estate granted hereby shall cease, determine and become
void, and this Deed of Trust shall be cancelled of record by Lander: and In such event, Lender shall execute and
deliver to Grantor suitable statements of termination of any financing statement on file evidencing Lender's
security interest in the Rents and the Personal Property.
EVENTS OF DEFAULT. Grantor will be In default under this Deed of Trust If any of the following happen: (Al
Grantor commits fraud or makes a material misrepresentation at any time In Connection with the Credit
Agreement. This can include, for example, a Islas statement about Borrower's or Grantor's income, assets,
liabilities, or any other aspects of Borrower's or Grantor's financial condition. (B) Borrower does not meet the
repayment terms of the Credit Agreement. (C) Grantor's action or inaction adversely affects the collateral or
Lander's rights In the collateral. This can include, for example, failure to maintain required insurance, waste or
destructive use of the dwelling, failure to pay taxes, death of all persons liable on the "count, transfer of title
or sale of the dwelling, creation of a senior lien on the dwelling without Lander's permission, foreclosure by the
holder of another lien, or the use of funds or the dwelling for prohibited purposes.
RIGHTS AND REMEDIES ON DEFAULT. If an Event of Default occurs under this Deed of Trust, at any time
thereafter, Trustee or Lender may exercise any one or more of the following rights and remedies:
Election of Remedles. All of Lender's rights and remedies will be cumulative and may be exercised alone or
together. An election by Lender to choose any one remedy will not bar Lender from using any other
DCM
ECEIVED
APR 2 2 2016
A— N6HD CITY
RECEIVED
VILMINGTON, NC
IRNP7 2016
.APR 18 201ta,
http://gis.pendercountync.gov/RODSearch/default.aspx 3/14/2016

Pander GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4429 v Page: 0256.jpg v Zoomin ZoomOut Previous Next
4429
C-��tlW
R�Iial.,I.1 Lear L1li.imb1Pa 1
DEED OF TRUST
(Continued)
Page
remedy. If Lender decides to spend money or to perform any of Grantor's obligations under this Deed of
Trust, after Grantor's failure to do so, that decision by Lender will not effect Lender's right to declare
Grantor in default and to exercise Lender's remedies.
Accelerate Indebtedness. Lender shall have the right at Its option without notice to Borrower or Grantor to
declare the entire Indebtedness immediately due and payable.
Express Power of Sala Provlslon. Upon the application or request of Lander, it shall be lawful for and the
duty of the Trustee, and the Trustee is hereby authorized and empowered, to expose to sale and to sell the
Property at public auction for cash, after having first complied with all applicable requirements of North
Carolina law with respect to the exercise of powers of sale contained in deeds of trust or such other sales
appropriate under the circumstances; and upon any such sale, the Trustee shall covey tide to the
purchaser in fee simple. In the event of any sale under this Deed of Trust by virtue of the exercise of the
powers granted in this Deed of Trust, or pursuant to any order and any judicial proceeding or otherwise,
the Property may be sold as an entirety or in separate parcels and in such manner or order as Lander in its
sole discretion may elect. Trustee shall be authorized to hold a sale pursuant to North Caroline General
Statute Chapter 45. Upon any such sale of the Property, or any portion thereof, after deducting the
Trustee's commission and after paying all costa and expenses incurred in connection with such sale,
including reasonable attorneys' fees for legal services actually performed by Trustee. Trustee shall apply
the proceeds of the ease to the payment of all Indebtedness secured by this Deed of Trust and otherwise as
required by the than existing law relating to foreclosures. The Trustee's commission shall be a reasonable
commission not to exceed five percent (5%) of the gross proceeds of the sale for a completed foreclosure.
In the event foreclosure is commenced but not completed, the Grantor shall pay all expenses incurred by
Trustee, including reasonable attorneys' fees and a reasonable partial commission not exceeding five
percent 15%) of the outstanding Indebtedness in accordance with the following schedule: one fourth
thereof before Trustee issues a notice of hearing on the right to foreclosure: one-half thereof after Issuance
of said notice: three -fourths thereof after such hearing; and the full commission after the initial sale. If
Trustee so elects, Trustee may sell the Property covered by this Dead of Trust at one or more $operate
sales in any manner permitted by applicable North Carolina law, and any exercise of the power. granted in
this Dead of Trust shall not extinguish or exhaust such powers, until the entire Property is sold or the
Indebtedness is paid in full. If such Indebtedness is now or hereafter further secured by any chattel
mortgages, pledges, contracts of guaranty, assignments of lone or other security instruments, Lander may
at its option exercise the remedies granted under any of the Security agreements either concurrently or
Independently and in such order as Lander may determine.
Foreclosure. With respect to ell or any part of the Real Property, the Trustee shall have the right to
foreclose by notice and sale, and Lender shall have the right to foreclose by judicial foreclosure, in either
case in accordance with and to the full extent provided by applicable law.
UCC Remedies. With respect to all or any part of the Personal Property, Lander shall have all the rights and
remedies of a secured party under the Uniform Commercial Coale.
Collect Rents. Lander shall have the right, without notice to Borrower or Grantor to take possession of and
manage the Property and collect the Rents, Including amounts past duo and unpaid, and apply the net
proceeds, over and above Lender's costa, against the Indebtedness. In furtherance of this right, Lender
may require any tenant or other user of the Property to make payments of rent or use fees directly to
Lender. If the Rants are collected by Lender, then Grantor irrevocably designees Lender as Grantor's
attorney -in -fact to endorse Instruments receivedin payment thereof In the name of Grantor and to negotiate
the same and collect the proceeds. Payments by tenants or other users to Lander In response to Lender's
demand shall satisfy Me obligations for which the payments are made, whether or not any proper grounds
for the demand existed. Lander may exercise its rights under this subparagraph either in parson, by agent,
or through a receiver.
Appoint Receiver. Lender shall have the right to have a receiver appointed to take possession of all or any
part of the Property, with the power to protect and preserve the Property, to operate the Property
preceding fareclosure or sale, and to collect the Rance from the Property and apply the proceeds, over and
above the east of the receivership, against the Indebtedness. The receiver may serve without bond if
permitted by law. Lender's right to the appointment of a receiver shall exist whether or not the apparent
value of the Property exceeds the Indebtedness by a substantial amount. Employment by Lander shall not
disqualify a person from serving as a receiver.
Tenancy at Sufferance. If Grantor remains in possession of the property after the Property is sold as
provided above or Lender otherwise becomes entitled to possession of the Property upon default of
Borrower or Grantor, Grantor shall become a tenant at sufferance of Lander or the purchaser of the
Property and shall, at Lender's option, either (11 pay a reasonable rental for the use of the Property, or
(2) vacate the Property Immediately upon the demand of Lander.
Other Remedies. Trustee or Lender shall have any other fight or remedy provided in this Dead of Trust or
the Credit Agreement or available at law or in equity.
Notice of Sale. Lander shall give Grantor reasonable notice of the time and place of any public sale of the
Personal Property or of the me after which any private sale or other intended disposition of the Personal
Property is to be made. Reasonable notice shall mean notice given at least ten (10) days before the time of
the sale or disposition. Any sale of the Personal Property may be made in conjunction with any sale of the
Real Property.
_)CM
ECEIVED
APR 2 2 2016
M- UND CITY
17 2016
NC
http://gis.pendercountync.gov/RODScarch/default.aspx
RECEIVED
DCM WILMINGTON, NC
3/14/2016

Pander GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4429 v Page: 0257.jpg v Zoomin ZoomOut Previous Next
IIIIIIIIIIIIIIIIIIIIINIIIIIINIIIIII
I4419 P029We j;e e'�em
pander eeuntr.
DEED OF TRUST
W Register er o.emne:g: a i tf
(Continued)
Page a
Sale of the Property. To the extent permitted by applicable law, Borrower and Grantor hereby waives any
and all rights to have the Property marshalled. In exercising Its rights and remedies, the Trustee or Lender
shall be tree to sell all or any pert of the Property together or separately, in one sale or by separate sales.
Lender shell be entitled to bid at any public sale on all or any portion of the Property.
Attorneys' Foes; Expenses, If Lender institute& any suit or action to enforce any of the terms of this Dead
of Trust, Lander shall be entitled to recover such sum as the court may adjudge reasonable as attorneys'
fees at trial and upon any appeal. Whether or not any court action is involved, and to the extent not
prohibited by law, all reasonable expenses Lender Incurs that in Lender's opinion are necessary at any time
for the protection of its interest or the enforcement of Its rights shall become a part of the Indebtedness
payable on demand and shell bear interest at the Credit Agreement rate from the date of the expenditure
until repaid. Expenses covered by this paragraph include, without limitation, however subject to any limits
under applicable law, Lender's reasonable attorneys' fees and Lender's legal expense., whether or not
Mere is a lawsuit, including reasonable attorneys' fees and expenses for bankruptcy proceedings (including
effort, to modify or vacate any automatic stay or injunction), appeals, and any anticipated past -judgment
collection services, the coat of searching records, obtaining title reports (Including foreclosure reports),
surveyors' reports, and appraisal fees, title insurance, and fees for the Trustee, to the extent Permitted by
applicable law. Grantor also will pay any court coats, in addition to all other sums provided by law.
Rights of Trustee. Trustee shall have all of the rights and duties of Lander as set forth in this Section.
POWERS AND OBLIGATIONS OF TRUSTEE. The following provisions relating to the powers and obligations of
Trustee are part of this Deed of Trust:
Powers of Trustee. In addition to all powers of Trustee arising as a matter of law, Trustee shall have the
power to take the following actions with respect to the Property upon the written request of Lender and
Grantor: (a) join in preparing and filing a map or plat of the Real Property, including the dedication of
streets or other rights to the public; W)join In granting any easement or cresting any restriction on the
Real Property; and (c) join in any subordination or other agreement affecting this Deed of Trust or the
interest of Lander under this Deed of Trust.
Trustee. Trustee shall meet all qualifications required for Trustee under applicable law. In addition to the
rights and remedies set forth above, with respect to all or any part of the Property, the Trustee Shall have
the right to foreclose by notice and sale, and Lender will have the right to foreclose by judicial foreclosure,
in either case in accordance with and to the full extent provided by applicable law.
Trustee's Fees. The Trustee's commission shall be five percent (596) of the gross proceeds of the sale for
e completed foreclosure. In the event foreclosure is commenced, but not completed, Grantor Shall pay all
expenses incurred by Trustee and partial commission computed on five percent (5%) of the outstanding
Indebtedness, according to the following schedule: one-fourth of the commission before Trustee Issues a
notice of hearing on the right to foreclosure; one-half of the commission after issuance of notice of hearing;
three -fourths of the commission after a hearing; and the full commission after the initial sale.
Express Power to Substitute a Trustee. Lender shall have the Irrevocable right to remove at any time and
from time to time without limit the Trustee named In this Deed of Trust without notice or cause and to
appoint a successor by an instrument in writing, duly acknowledged, in such a form as to entitle such
written Instrument to be recorded In the State of North Carolina; and, in Me event of the death or
resignation of the Trustee named in this Dead of Trust, Lender shall havethe right to appoint a successor
by such written instrument, and any Trustee so appointed shell be vested with the title to the Property, and
shell postage all the powers, duties and obligations herein conferred on the Trustee In the same manner
and to the same extent as though the suttees.. trustee were named in this Dead of Trust as Trustee.
NOTICES. Any notice required to be given under this Deed of Trutt, including without limitation any notice of
default and any notice of sale shall be given in writing, and shell be effective when actually delivered, when
actually received by telefaceierle (unless otherwise required by law), when deposited with a nationally
recognized overnight courier, or, If mailed, when deposited In the United States mail, .9 first class, certified or
registered mail postage prepaid, directed to the addressee shown near the beginning of this Deed of Trust.
Any person may change his or her address for notices under this Dead of Trust by giving formal written notice
to Me other person or persona, specifying that Me purpose of the notice is to change the person's address.
For notice purposes, Grantor agrees to keep Lender informed at all times of Grantor's current address. Unleas
otherwise provided or required by law, If there is more than one Grantor, any notice given by Lantler to any
Grantor is deemed to be notice given to all Grantors. It will be Grantor'. responsibility to tell the others of the
notice from Lender.
MODIFICATIONS AND EXTENSIONS. The term. of any Note, Credit Agreement or other instrument evidencing
Me Indebtedness or any other obligation secured by this Instrument may be changed from time to time by
agreement between the holder(a) thereof and the parties obligated thereon as material. Such changes may
include, without limitation, the renewal, extension, modification, amendment, refinancing, restatement and/or
Increase of the obligation. For example, the holdenol and maker(s) may agree to is) In...... ar do..... she
interest rate. (b) convert the obligation to or from a closed -end or an open-end obligation, to) convert the
obligation to or from a fixed Interest rate obligation or an adjustable interest rate obligation, (d) Increase or
decrease the payment amount, to) change the payment schedule, if) extend or Shorten the firms during which
future advances may be made, (g) advance andlor re -advance loan proceeds, (h) amortize a balloon payment,
(if extend or shorten the maturity time, 0) Increase the principal amount, face amount, end/or credit limit of the
Instrument evidencing the obligation, and/or (it) any combination of the foregoing. To the extent permitted by
DCM
RECEIVED
APR 2 2 2016
CM- MHD CIT
RECEIVED
M WILMINGTON, NO
MAR 17 2016
VELD
IGTON, NC
http://gis.pendercountync.gov/RODSearch/default.aspx APR 13 SYA/2016

Pender GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Ponder County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4 v Page: 0258.jpg v Zoomin ZoomOut Previous Next
I even ty. K.01.Ir B4429 L... lill-ismf,es
DEED OF TRUST
(Continued) Page 9
law, the obligation as so changed from time to time and all future advances and re -advances relating there.
shall be and ..mine to be secured by this Instrument with a priority as of the date this Instrument Is recorded,
regardless of whether any record of such change Is Bled or recorded or when funds are advanced or
re -advanced.
GRANTOR'S ADDITIONAL WAIVERS. To the extent permitted by applicable law, Granter also expressly waives
all benefits, claims, rights and dafenses Grantor may have or acquire that are based on: (A) any statutory or
common law provision limiting the liability of or requiring the discharge or exoneration of a guarantor or surety;
IS) suretyship or Impairment of collateral, including any benefits, claims, rights or defenses Guarantor may have
or acquire pursuant to sections 3.419 and 3.805 of the Uniform Commercial Code as adopted and amended
from time to time by the various states; (C) any statutory or common law provision that releases, discharges,
or limits the liability of a remaining obligor following the release of a joint obligor; (0) homestead or exemption
laws and any rights thereunder with respect to any collateral taken as security for the Indebtedness; (E) any
"one action," "anti-delicial or other statutory or common law provision limiting the right of Lander to obtain
e judgment against or to otherwise proceed against any person or entity obligated for payment of the
Indebtedness (including Grantor, if that Is the case), whether before or after the foreclosure, sale or other
disposition of any collateral taken as security for the Indebtedness; and (F) any legal or equitable doctrine or
principle of marshalling, Lender shall not be required to sell or dispose of collateral in inverse order of
alienation or In any other particular order. Without affecting or lessening Lender's rights under this Instrument,
Lender may do or not do any of the fallowing with respect to the Indebtedness or Note without Grantor's
knowledge, consent or joinder: (A) grant extensions of time for payment, (B) grant renewals, (C) permit
modifications of payment terms or other terms or conditions, (D) permit assumptions of one Indebtedness or
Note, (E) release one or more borrowers or guarantors from liability, and (F) exchange or release any collateral
or other security.
LIMITATION ON AMOUNT SECURED. Notwithstanding anything in this Instrument to the contrary, any time
the aggregate outstanding principal balance of the Indebtedness (exclusive of those sums that, according to
state law, are not to considered In computing the maximum principal amount which may be secured by this
instrument) exceeds the maximum principal amount the may be secured by this Instrument any one time, the
excess shell not be secured by this instrument. In addition, the term 9ndebtodness' shall not include, and this
instrument shall not secure, any obligation or indebtedness for which disclosures are required under the federal
Truth -in -Lending AM and Its implementing regulations as promulgated by the Federal Reserve Board unless the
required Truth -in -Lending disclosures were adequately given.
INFORMATION ABOUT OTHER LIENS. Lender is authorized to obtain such information about other liana or
claims of lien on the Real Property as Lender may reasonably request from the each creditor or other person or
entity that has, claims to have, or asserts a lien on the Real Property. The Information requested may Include,
but is not limited to, the nature of the lien or claim of lien, the circumstances under which the lien or claim of
lien arose, and the amount required to aatisfy the lien or claim of Ilan. The creditors or other persons or entities
that have, claim to have, or assert a lien on the Real Property are authorized and directed to promptly provide
to Lender the information requested by Lander. This provision applies whether the lien or claim of lien is
superior or subordinate in priority to the lien of this instrument.
MISCELLANEOUS PROVISIONS. The following miscellaneous provisions are a part of this Deed of Trust:
Amendments. What is written in this Deed of Trust and in the Related Documents is Grantor's entire
agreement with Lender concerning the matters covered by this Deed of Trust. To be effective, any change
or amendment to this Deed of Trust must be in writing and must be signed by whoever will be bound or
obligated by the change or amendment.
Caption Headings. Caption headings in this Deed of Trust are for convenience purposes only and are not to
be used to interpret or define the provisions of this Deed of Trust.
Merger. Thera shall be no merger of the interest or estate created by this Deed of Trust with any other
interest or estate in the Property at any time held by or for the benefit of Lender in any capacity, without
the written consent of Lender.
Squirming Law. This Dead of Trust will be governed by federal law applicable to Lender and. as the extent
not preempted by federal law, the laws of the State of North Carolina without regard to Its conflicts of law
provisions. This Deed of Trust has been accepted by Lender in the State of North Carolina.
Joint and Several Liability. All obligations of Borrower and Grantor under this Dead of Trust shall be joint
and several, and all references to Grantor shall mean each and every Grantor, and all references to
Borrower shell mean each and every Borrower. This means that each Grantor signing below is responsible
for all obligations in this Dead of Trust.
No Wal by Lender. Grantor understands Lander will not give up any of Lender's rights under this Deed
of Trust unless Lender does so in writing. The fact that Lender delays or omits to exercise any night will
not mean that Lander has given up that right. It Lander does agree in writing to give up one of Lender's
rights, that does not mean Grantor will not have to comply with the other provisions of this Deed of Trust.
Grantor also understand. that if Lender does consent to a request, that does not mean that Grantor will not
have to get Lender's consent again if the situation happens again. Grantor further understands that just
because Lender consents to one or more of Grantor's requests, that does not mean Lander will be required
to consent to any of Grantor's future requests. Grantor waives presentment, demand far payment, protest,
and notice of dishonor.
RECEIVED
RECEIVED
APR 2 2 2016
M- Ill CI
RECEIVED
WILMINGTON, NC
MAR 17 2016
APR 13 2016
http://gis.pendercountync.gov/P,ODSearch/default.aspx 3/14/2016

Pander GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4429 v Page: 10259.jpg v Zoomin ZoomOut Previous Next
IIII IIIIIIIIIINII Inlll ;,"?,rie"'as
DEED OF TRUST
Moetlnuedl P.B. 10
Severabglty. If a court finds that any provision of this Deed of Trust Is not valid or should not be enforced,
that fact by Itself will not mean that the roe of this Dead of Trust will not be valid or enforced. Therefore,
a court will enforce the rest of the provisions of this Deed of Trust even if a provision of this Deed of Trust
may be found to be Invalid or unenforceable.
Succesacrs and Assigns. Subject to any limitations stated in this Deed of Trust on transfer of Grantor's
interest, this Deed of Trust shall be binding upon and inure to the benefit of the parties, their successors
end assigns. If ownership of the Property becomes vested in a person other than Grantor, Lender, without
notice to Grantor, may deal with Grantor's successors with reference to this Deed of Trust and Me
Indebtedness by way of forbearance or extension without releasing Grantor from the obligations of Mia
Deed of Trust or liability ender the Indebtedness.
Time I. of the Essence. Time is of the essence in the performance of this Deed of Trust.
DEFINITIONS. The following words shall have the fallowing meanings when used in this Deed of Trust:
Beneficiary. The word 'Beneficiary' means First -Citizens Bank a Trust Company , and its successors and
assigns.
Borrower. The word 'Borrower' means DEBRA K HINES and IRA A HINES II and includes all co-signers
and co -makers signing the Credit Agreement and all their successors and assigns.
Credit Agreement. The words 'Credit Agreement' mean the credit agreement dated June 6, 2014, with
credit limit of 440,000.00 from Borrower to Lender, together with all renewals of, extensions of,
modifications of, refinancings of, consolidations of, and substitutions for the promissory note or agreement.
NOTICE TO GRANTOR: THE CREDIT AGREEMENT CONTAINS A VARIABLE INTEREST RATE.
Dead of Trust. The words 'Deed of Trust' mean this Dead of Trust among Grantor, Lender, and Trustee,
and includes without limitation all assignment and security interest provisions relating to the Personal
Property and Rents.
Environmental Laws. The word. 'Environmental Laws' mean any and all state, federal and local statutes,
regulations and ordinances relating to the protection of human health or the environment. Including without
limitation the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, as
amended, 42 U.S.C. Section 9601, at seq. ('CERCLA'), the Superfund Amendments and Reauthorization
Act of 1986, Pub. L. No. 99-499 ('SARA'), the Hazardous Materials Transportation Act, 49 U.S.C.
Section 1801, at seq., the Resource Conservation and Recovery Act, 42 U.S.C. Section 6901, r seq., or
other applicable state or federal laws, rules, or regulations adopted pursuant thereto.
Event of Deleon. The words "Event of Default' mean any of the events of default set forth In this Deed of
Trust in the default section of this Deed of Trust.
Existing Indebtedness. The words OExisting Indebtedness' mean the indebtedness described In the Existing
Liens provision of this Deed of Trust.
Grantor. The word 'Grantor- means DEBRA K HINES FKA DEBRA K RHEM and IRA A HINES 11 AKA IRA A
HINES AKA IPA ALEXANDER HINES II.
Hazardous Substances. The words 'Hazardous Substances' mean materials that, because of their
quantity, concentration or physical, chemical or infectious chracteriaocs, may cause or pose a present or
potential hazard to human health or the environment when improperly used, treated, stored, disposed of,
generated, manufactured, transported or otherwise handled. The words 'Hazardous Substances' are used
in their very broader sense and include without limitation any and all hazardous or toxic substances,
materials or waste as defined by or listed under the Environmental Laws. The term 'Hrerdous
Substances' also includes, without limitation, petroleum and petroleum by-products or any fraction thereof
and asbestos.
Improvements. The word 'Improvements' means all existing and future improvements, buildings,
structures, mobile homes affixed on the Real Property, facilities, additions, replacements and other
construction on the Reel Property.
Indebtedness. The word 'Indebtedness' means all principal, interest, and other amounts, costs and
expenses payable under the Credit Agreement or Related Documents, together with all renewals of,
extensions of, modifications of, consolidations of and substitutions for the Credit Agreement or Related
Documents and any amounts expanded or advanced by Lender to discharge Grantor's obligations or
expenses incurred by Truces or Lander to enforce Grantor's obligations under this Deed of Trust, together
with interest on such amounts as provided in this Deed of Trust.
Landes. The word "Lander' means First -Citizens Bank 6 Truer Company , its successors and assigns. The
words 'successors or assigns' mean any person or company that acquires any interest in the Credit
Agreement.
Personal Property. The words "Personal Property' mean all equipment, fixtures, and other articles of
personal property now or hereafter owned by Grantor, and now or hereafter attached or affixed to the Real
Property; together with all accessions, parts, and additions to, all replacements of, and all substitutions for,
any of such property; and together with all proceeds [including without limitation all Insurance proceeds
and refunds of premiums) from any sale or other disposition of the Property.
Property. The word'Propwy' means collectively the Real Property and Me Personal Property
RECEIVED
APR 13 2016
http://gis.pendercountync.gov/RODSearch/default.aspx
ECEIVED
APR 2 2 2016
M- f.or v '�Y
RECEIVED
,M WILMINGTON, NC
ac AR 17 2016
3/14/2016

Pendet GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4429 v Page: 10260.jpg v Zoomin ZoomOut Previous Next
IlllnlllllllllllllllllllllllllllIII ?�
? ;,e,' , aw
• DEED OF TRUST
(Continued) Page 11
Real Property. The words -Real Property" mean the real property, interests and rights, as further described
in this Deed of Trust.
Rested Documents. The words 'Related Documents' mean all promissory notes, credit agreements, loan
agreements, environmental agreements, guaranties• security agreements, mortgages, deed. of trust,
county deeds, collateral mortgages, and all other instruments, agreements and documents, whether now {
or hereafter existing, executed in connection with the Indebtedness.
Remo. The ward 'Rents' means all present and future rents, revenues, income, issues, royalties, profits,
and other benefits derived from the Property.
Trustee. The ward 'Trustee' means NEUSE, INCORPORATED, whose address is 100 EAST TRYON
ROAD, RALEIGH, INC 27603 and any substitute or successor trustees.
EACH GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND
EACH GRANTOR AGREES TO ITS TERMS.
GRANTOR
_a- K Fkd,u fmc;v .4.�14.R'.-...
DEBRA K HINES FKA DEBRA K RHEM
IRA A NINES II AKA IM A HINES AKA IRA ALEXANDER HINES
11
INDIVIDUAL ACKNOWLEDGMENT
STATE OF -f IC I
y ' I SS
COUNTY OF iY .1(IJA-A_na� I
I, Sara A.Murchison a Notary Public for said County and State,
certify the DEBRA K HINES FKA DEBRA K RHEM and IRA A HINES II AKA IRA A HINES AKA IRA
ALEXANDER HINES II personally came before me this day and acknowledged the due execution of the
foregoing Instrument. ''''�
Witness my hand and Notarial Seal this the G day of �• 20i.
%LaIA q ra A4a4C J s�*1J
Notary Public
My Commission Expires:
1 Affix Notedd Sea h 0' •••
�`•;�, RECEIVED
O
rays APR 2 2 2016
LASER PRO Lending, Ver. 14.2.0,021 Cppr. 0+H USA Corporation 1997, 2014. All Rights Reserved. NC C M- M I -I D C ITI�,
F:\LPL\CFhLPL\G01.FC TR-793492 PR-736
RECEIVED
M WILMINGTON, NC
MAR 17 2016
,APR 13 Z015
http://gis.pendercountync.gov/RODSearch/default.aspx 3/14/2016

Pender GIS - Deed Search
Page 1 of I
The office of the Register of Deeds for Pender County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 4 v Page: 0261.jpg v Zoomin ZoomOut Previous Next
IIIII II IIIIIIIII IIIIIIIII IIII�IIII III BOOK:4429 PAGE:261 a i'a°..0u
o.m N.m-,rown
a
Excise Tax: $ 2-41 `
Tax m#: 3711-op-1349y-0004
32954 i�ivmrr Property Address: eee:.12 12 WAS AQtE.^a, HAassxNAn, arc 28443
da l � �%sij1o7,73�,1r1M;,.,1�if
Drawn by: Lancaster 4 Trotter, P.A.
4430 Park Road
Charlotte, NC 28209
[phone]
STATS OF NORTH CAROL
COUNTY OF PEND R
THIS INDffiiTRSRE Made this 1( day of jit , 2014,
between TD HANK, N.A., hereafter GRANTOR, andXSRIAN D. FOREHAND,
hereafter GRANPSE. The designation Grantor and Grantee as used herein
.hall include said parties., their heirs, successors, and assigns, and
&hall include singular, plural masculine, feminine or neuter as
required by contaict. ik9Wly frrciatal
NITNESSETH, that the Grantor, for a valuable consideration paid by the
Grantee, the receipt of which is hereby ackm ledged, has and by these
Presents does grant, bargain, sell and convey unto the Grantee in fee
simple, all that certainn lot or parcel of land situated in FENDER
County, North Carolina and more particularly described as follower
Sea Exhibit "A" attached hereto and incorporated herein by
reference. ..
Deed Reference: Nook 3952 Page 343
= HAVE AND TO HOLD the aforesaid lot or parcel of land andall
D
privileges and appurtenances thereto belonging to Grantee in fee
simple.
And the Grantor covenants with the Grantee, the Grantor has done
mcthing to impair such title as Grantor received, and Grantor will
'Submitted Nectroniralry ba Baker A Win, PLL in comphance with North Carolina statutes goeming recordable
doaments and the terms of the suhmdter agreement with the Pander County Begitter of needs. -
:CEIVED
PR 2 2 2016
- MHD CITY
RECEIVED
WILMINGTON, NC
AR 17 2016
.APR 13 2016,
http://gis.pendercountync.gov/RODSearcti/default.aspx
3/14/2016

PeOdr GIS - Deed Search
Pay--e 1 of 1
The office of the Register of Deeds for Pender County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 442g v Page: 0262.jpg v Zoomin ZoomOut Previous Next
111111111111111111111111
warrant and defend the title against the lawful claims of all persons
claiming by, under or through Grantor.
= w ss wNEEEOF, the Grantor has hereunto set his band; or if
corporate, has caused this instrument to be signed in its corporate
name by its duly authorized officers by authority of its Hoard of
Directors, the day and year first above written.
TD HANK, N.A.
By.y_- Freaii�nt
STATE OF
Comm OF V
I,Lk. a, No 1i of the said
County and State certfify that wil
per pnally came before me this day wed that (s)he is
President of TD HANK, N.A., and that as
-President being authorized to do so, (s)he executed the
orego on behalf of the corporation.
Witness my h d d official seal this day of
Not c
My Commission expires: l�-ass
(Notary Seal) ` pPILyH ",f
i
``.�f,�P N
O Co- bbe -
4lrywme
ECEIVED
APR 2 2 2016
DCM- IVHD CITY
RECEIVED
WILMINGTON, NC
RECEIVED ,MAR 17 2016
.ens KAILI^ Kl al
APR 13 2016
http://gis.pendercountync.gov/RODSearch/default.aspx 3/14/2016

' Periddr GIS - Deed Search
Page 1 of 1
The office of the Register of Deeds for Pander County hereby DISCLAIMS, and the user hereby WAIVES
any warranty, implied or otherwise, as to the correctness of the information contained herein.
Deed Book: 442g v Page: 0263.jpg v Zoomin ZoomOut Previous Next
I Jill JilI11II111I1I11I BOOK:4429 PAGE263 14se.5°W6
I.ao..r,ra«. c
µ.
EffiSIT -A'
TRAIT 1:
SENG ALLOP LOT 32 AS SHOWN ON MEMAP ENTITL6D'LONG POINT
ESTATES. LOTS II -13 A -REVISION OFSECNONS-LOT$ 28R-51IR'
RECORDED N MAP BOOK 46ATPAGHM (SHSBT I OP2) OF THE REGISTRY
OF PINCER MG .NORTHCAROLMA, APPERA'LBTO WHICH MAP IS
MADEPOR A MORN PARTICULAR DESCRIPTION.
TRACT 2: P
BENO ALL OF THE AREA DENOTED 'LOT 12 OFF31Tr AS SHOWN ON THE
MAP OVTITLED'LONG PONT ESTATES, LOTS 11 .13 &-REVISION OF
SfiCTION 5-1.0'I92HR.5BR-°RECORD®NMAP.H00K46 ATPAGH56 .
(SHEBT20P2) OF TH8 REGISTRY OP PIUSRCOUNI'Y,-NORTH CAROLNA,
REFERENCE TO WHICH MAP IB MADE FORA MORE PARTICULAR
DESCRIPTION.
TRACTS 4 AND 2 ABOVE ARE SUBIECTTO ALLRBSTRICTIONS,
HOMEOWNERS ABSOUATION DO ENT6 AND BASEMENTS OF MCGRD
MCLUDNO, BUT NOT LIMITED TO, RESTRICTIONS RECORDED N BOOK
31"AT PAGE 14. SUPPLEMENTAL RESTRICTIONS RECORD®.%BOOK 3394
ATPAG8309ANDBOOK ATPAOS—BYLAWSRBCORDBON
BOOK 3129 AT PACE 45, AND All. AND AMENDMENTS TO
SAID RESTRICTIONS AND BYLAWS RECORDED N THE RENDER COUNTY
REGISTRY.
SUBJECT FURTHER TO THAT L'filLTANSMONWON STRSETD(SCLCMJ)q
STATEMENT RECORDED N BOOK 3In AT PAGE 9 OFTHE PENDER COUNTY
ASGISTRY.
SUBJECT FURTHER TO THAT CSRTAN DECLARATION OF EASEMENT
RECORDED % BOOK I 129 AT PAGE 61 OFTHB FENDER COUNTY REGISTRY;
AND AS APPLICABLE, TOGETHER WITH ALL OF THE RIGHTS AND
PRNILEOBS SETFORTH IN SAM DECLARATION OF BASEMENT RECORD®
N BOOK 3129 AT PAGE 63 OFM E PINCER COUNTY REGISTRY,
TkACJs 1)"2ABOVEAEE TOOA'Tt PA t{ EKCI,Us)vg,.
PBREMAC E'A'SBMEIJT MR ME NSTALCAMSC L RECONSTRUCTION AND
MAINTENANCE OF PRINATE SEWER FORCE MAN THROUGH THE 5-POOT
AM 10-FOOT PRIVATE UTILITY BASSE4I NTS AS SHOWN ON SHE MARS N
MAP BOOK 46 AT FACIE 56 AM MAP BOOK 46 AT PACE SS,OF THEABND®R
COUNTY REGISTRY, RBPERBNCE TO WHICH SAID MAPS 6 HEREBY MADE
FORA MGM PARTICULAR DIDCRPDON OF SAND EASEMENT, AND BEING
MORN PARTICIL Y DESCRIBED AS FOLLOWS:
I. RUNNING AIDNO THE SOMEAS TERN PROPERTY LINES OF LOTS It. 12,
IS AND THE DEDICATED OPEN SPACE AS SHOWN ON MAP BOOK 46 AT
PAGES&
1 CROSSING WASHNGTON ACRES ROAD;
3. CROSSING THE I0.FOOTNILITY BASEMENT (AT CORNER OF LOTS 3BR
AND 48R):
4. THENCERUNNMOALONOTHEIbPOOTPRNA-IBUTIWTYEASEMPNTM
A NORTHWESTERLY DIRECTION OVER TOTS 4BR AM OPEN SPACE;
ANORTHIN@RIE4WNOALON FOOT PRNATEURLIT)'EASEMBNTM
A TNWBSTfiIU,Y OElER1ON IONOVOVER LOTSBRTO I'IB NTBRSECITON ,
W RH TH E l IFFOOT I1TB-1T1' FASBM9YF: ..
. E THENCBRGNNINOATnNGTxH lo-sooTvncSnEaserMmrrNA
SOIITHWFBTEP.LY D]REC110PYOVBR LOTS SBR.6BAAND TBAASSHOWN
ONMAP BOOK 46 E PA0E36TO ITS NIID43 M" S WITH A I0.POOT
I PRIVAT8UTRITYSAS6M.9VTA9 SHOWN ON MAPBOOK46AT PADS SS;
T.THENCERUNNINC'ALONDTHEIDFOOTPRNATSUTILTTYBASWM N
A NORTH WJ38TBRLYAND THEN NORTHEASTERLY DIRECTION OVER LOTS
11"HAMMOCK WATCH WAY, LOT I=; 14R AND IR AS SHOWN ON THE
MAP N MAP BOOK 46 AT PAM 55 TO THE OFPSRB SEPTIC AREA DEPICTED
ON MAP BOOK46 AT PAGE 56 (SHEET I OF 2).
'.'0`EIVED
t 2 2 2016
NAND CITY
RECEIVED
WILMINGTON, NC
AR 17 2016
APR 13 2016
http://gis.pendercountync.gov/RODSearch/default.aspx 3/14/2016

a
Page 1 of 1
I.
l I .
FOREHAND, BRIAND
PO BOX 10793
VALMIINGTON, NC
DEED:4429 261 06162014
A TDPSAIIJ, UryJ 329 48-0 00 1
L12 PS 481142, LONG POINT EST TAP TOPSAIL 3291-D6-7348-0000
IPB47/75,PB 46156 I (RECORD NUMBER;
MPSTAD284D4 IPENOERE EMSF[RE IRLIOSTER:EB0 D92309 - E
1235DO IVASHINGTON ACRES RD IS64 IREVI EVL
ITOPO ISTREET UTILITY IZONING
I ROLL NG IEXCE L LEN ELE CTRI Cl FA -DASH
I I ISPTCTANKI NOTES:
I I IAELL I
Ji LAND CLASS SIZE ISASERATE-FRNT-OPTH-ADI-ADIRATE-UNITS-LND-VALUE
tI14TRE5D UND1104F 192DI 3BDOID.9910.991 0.51 18621 IG41 193648
LAND VALUE: 193649
*10THER FEAT I SIZE ISASERATE-COND =ADORATE'UNITS-RCNOB-VAL
OTHER VALUE: RCN: 0
FNDATI ONI XTRFNI SHI ROOFTYPEI ROOFNTRLI SI ZE)4TYI RCNLO: 0
NALLFNSHI FLOORS IHEATBAIRIHEATFUELI I MAP: 00480142
I I I I 1
I I I I
B CONDITION ADI: % BLDG DEPR: 0.80 %
i15TRUCTUREIS%TCH-SF-STHT- AREA RATE-GRDF+HEAT+EXAL-VLHT=AD7 RAT- AREA- RPCN' DEPF'CNDF=STR-VALUE
PRIOR VALUE I
LAND 193648 I STRUCTURE VALUE:
BLDG 0 I NBHO-AD7: 2043 CAVB: 0 ' 1. D TOTAL APPRAISED -VALUE: 193640
RECEIVED
APR 2 2 2016
DCM- MHD CITY
ECEIVED
RECEIVED DCM WILMINGTON, NC
DCM WILMINGTON, NC
APR 13 2016 MAR 17 2016
http://gis.pendercountync.gov/TaxCards/3291-06-7348-0000/00010001.jpg 3/14/2016

AGENT AUTHORIZATION FOR CAMA PERMIT APPLICATION
Name of Property Owner Applying for Permit: /9— li
Mailing address:
Phone Number:
O D i3,,4 & ) Z 3
I'✓ S
I certify that I have authorized '
Agent / Contractor
act on my behalf, for the purpose of applying and obtaining all CAMA permits
necessary for the proposed development of
at my property located at
in
County.
This certification is valid through
Date
(Property Owner Information)
Signature n
f Ui'e/'Q, �
Print or Type Name
Title
Date
Phone Number
RECEIVED
APR 2 2 2016
DCM- MHC CITY
RECEIVED
Cu RECEIVEI�CM WILMINGTON, NC
Email Address MW' Wit! 4AdNGTO M R 17 2016
,APR 13 ZM

�2 — /s—A"
Date
m
ui►r�o
ti
N
Poatfpa
m
certified Fee
ru
O
Retum Receipt Fair
O
(Endoreement Required)
r3
Restricted Delivery Fee
0
(Endoreemenl Required)
ru
$0
O
Total Postage 3 Fees
m
$6.
m
a
M
3tiet;E�Wrva
a,PoepxNo.
■ Complete items 1, 2, and 3.
■ Print your name and address on the reverse
so that we can return the card to you.
■ Attach this card to the back of the mailpiece,
or on the front R space permits.
1. Article Addressed to:
6/dz3Exe%i P/-
W , nC a -YO 3
IIIIHIII IIIIIIIII III I IIIII II III I II HINIII III
9590 9403 0311 5155 3672 20
2. Article Number (Transfer Iron service label)
7013 31120 0002 3729 2344
PS Form 3811, April 2015 PSN 7530-02-000-9D53
ON
B. Received
Revised 611812012
RECEIVED
APR 2 2 Z016
Or�X WID CITY
❑ Agent
Of
la deliveryaddresa different from Rem l? U Yes
If YES, enter delivery address below: ❑ No
3. Service Type ❑ Priority Mail Expre"
❑ Adult Signature ❑ Registered Mail—
W❑Bdutt Signature Restricted Delivery ❑Registered Mail Restricted
.rtifled Maile Delivery
❑ certified Mail Restricted Delivery ❑ Return haR for
f
❑ collect on Delivery
❑ Collect on Delivery Restricted Delivery 0 Signature confirmationTM
❑ Insured Mail ❑ Signature Confirmation
❑ Insured Mail Restricted Delivery Restricted Delivery
(over $5W) RECEIVED
Domestic Retl aMWOUMINGTON,NC
RECEIVED 16
,APR 13 2U16

CERTIFIED MAIL • RETURN RECEIPT REQUESTED
DIVISION OF1 COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPWTY OWNER NOTIFICATIONANAIVER FORM
Name of Property Owner: h ' "v t'
Address of Property: L o /� 3 � I ' " ��� rt
(Lot or Street #, Street or Road, City & County)
Agent's Name #:
Agent's phone #: e 0 r
Agent's email:
7 it c o;,,/I Qc+
J'?'hs� t�Ju •—y�
Mailing Address:
I hereby certify that I own property adjacent to the above referenced property. The individual
applying for this permit has described to me as shown on the attached drawing the development
they are proposing. A description or dr4wing with dimensions must be provided with this letter.
I have no objections to this proposal. I have objections to this
proposal.
h you have objections to what is being proposed, you must notify the Division of Coastal Management (DCM)
;n writing within 10 days of receipt of this notice. Correspondence should be mailed to 127 Cardinal Dive
Ext., Wilmington, NC, 28405.3845. DCM representatives can also be contacted at [phone]. No
response is considered the same as no objection if you have been notified by Certified Maii.
WAIVER SECTION
I understand that a pier, dock, mooring pilings, breakwater, boathouse, lift, or groin must be set
back a minimum distance of 15' from my area of riparian access unless waived by me. (If you
wish to waive the setback, you must initial the appropriate blank below.) RECEIVED
I do wish to waive the 15' setback requirement.
APR 2 2 2016
1 do not wish to waive the 15' setback requirement.
(Property Owner Information)
nt^Re . ^ un CITY
(Adjacent Property Owner Information)
Signature
Print or Type Name
Mailing Address RECEIVED
DCM WILMINGTON, NC
City/State/Zip DCM WILMINGTON)P(R 1 1 2016
,29�2 ``1111s- --)5
Telephone Number
APR 13 2016
Telephone Number

CERTIFIED MAIL • RETURN RECEIPT REQUESTED
DIVISION OF COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPERTY OWNER NOTIFICATIONfWAIVER FORM
Name of Property Owner:
Address of Property:
Agent's Name
�2119 I�AJx11,
(Lot or Street #, Street or Road, City & County)
#: 13r•c., rrelq-.. /
Agent's phone #: aS�-9i 5
0'/)(
3 y y�1
Mailing Address:
RECEIVED
APR 2 2 2016
Agent's email:7 iL-Ojr / C v—. pCM- MHD CITY
I hereby certify that I own property adjacent to the above referenced property. The individual
applying for this permit has described to me as shown on the attached drawing the development
they are proposing. A description or drawing with dimensions must be provided with this letter.
J I have no objections to this proposal.
proposal. r-
m
If you have objections to what is being proposed, you must notif ru P
in writing within 10 days of receipt of this notice. Correspond( Er s
Ext., Wilmington, NC, 28405-3845. DCM representatives can ru
response is considered the same as no objection if you have be( t j POB�°e $ _ 8 centred Fee .00
`u EB
WAIVER SECTIOI o (Endorseme tR°Bequtred) 00
I understand that a pier, dock, mooring pilings, breakwat(o Rsstdoted Dervery Fee
back a minimum distance of 15from my area of riparian o (Endorsement Requir}', �
wish to waive the setback, you must initial the appropri<o Total Postage a Fge. ll
m GT
t o
I do wish to waive the 15' setback requir( rn
___ _ Gra e �J�4.1P Go,
0 8rreer, Apr: Novi ----•%------- •- ----- -•---
� o/POaoxNo. 2 �jr1 G✓4Sti -..
I do not wish to waive the 15' setback r( Cftsrere;ra:+---- "---" "' """"'' 3�-``••
(Property Owner Information) (Adjacent Property Owner Information)
Signature
Print or Type Name
,�,x 16
/Mauling Address// �4 / nXLld
City/State1Zt
Telephone Number
U4X,A-1—
Signature
2T.n16
-G WILCEIVED N, NC
Print or Type Name
s 2016
Mailing Address
'FCEIVED NC
City/State ip
quo MAt 17 2016
Telephone Number

Coastal Management
ENVIRONMENTAL QUALITY
March 23, 2016
Brian Forehand
P. O. Box 10793
Wilmington, NC 28404
Dear Mr. Forehand;
PAT MCCRORY
Goormor
DONALD R. VAN DER VAART
Se,mlary
BRAXTON DAVIS
Durclol
Enclosed is the application for a CAMA Express Major Permit received in our office on March 17, 2016.
As we discussed during our phone discussion today, the application is being returned to you due to a
pending violation for your existing docking facility. You may resubmit your application once you have
received the Notice of Violation and penalty and the case has been closed out. As you requested, we are
keeping your check for $2000 as a credit towards your resubmittal of the Express Major Permit
application.
Also, please remember that all drawings in your resubmittal must be to scale and an accurate depiction of
all existing structures. The width of the waterbody should also be measured from your existing bulkhead
to the water ward edge of the existing marsh on the other side of the canal (I measured 54') and please
show the'/4 width (13.5') of the waterbody line on your drawing as well.
Thank you for your understanding and cooperation in this matter. If you have any further questions
please feel free to call or e-mail me and I have enclosed my business card for your convenience.
Sincerely,
R: � �.
Debra Wilson
District Manager
Nothing Cornpares_!-
State of North Carolina I Environmental Quality I Constal Management
127 Cardinal Dnve E#., Wilmington, NC 28405
919 796 7215
RECEIVED
APR 2 2 2016
DCM- MHD CITY

NC Division of Coastal Management
EXPRESS Major Permit Application Computer Sheet
AEC AIWW
CDAITS SIPS --
Fee 2000
Applicant: Brian D. Forehand
Agent: self
Project Site County: Pander
Staff: Debbie Wilson
District: Wilmington
Project Name: Forehand Docking Facility Expansion
Rover File:
River Basin: Cape Fear
Initial date of application submittal to WiRO: 3-17-16
Date application "received as complete" in the Field office
Permit Authorization: A ❑Dredge & Fill ❑Both
SITE DESCRIPTION/PERMIT INFORMATION
ORW: No I PNA: Yes
Photos Taken: Yes No❑
Setback Required (riparian): []Yes o
Critical Habitat: ❑Yes J4,No UNot Sure
15 foot waiver obtained: Yes No
Hazard Notification Returned:
❑Yes &Mo
SAV: Yes ❑Not Sure
Shell Bottom: []Yes No ❑ Not
Temporary Impacts: ❑Yes Ao
Sure
Sandbags: ❑Yes ❑ Not Sure
Did the land use clapsification come
Mitigation quired (optional):
from county LUP: Yes ❑No
[]Yes o
Moratorium Conditions:
EnvironmentaL�l Apsessment Done:
Length of Shoreline:
❑Yes []No PINA
❑Yes ❑No7]
% FT.
Shellfish Area Desi nation:
Project Description: (code)
Development Area: (code)
Open -or- Closed
p
SECONDARY WATER CLASSIFICATION — OPTIONAL (choose MAX of 4)
❑ Future Water Supply (FWS)
Nutrient Sensitive Waters (NSW)
I El Swamp Waters (SW)
❑ High Quality Waters (HOW)
1,kZOutstanding Resource Waters (ORW)
WETLANDSIMPACTED
❑ (404) Corp. of Engineers
❑ (LS) Sea lavender (Limonium sp.)
❑ (SS) Glasswort (Salioornia sp.)
(Jurisdictional wetlands)
❑ (CJ) Saw grass (Cladium jamaicense)
❑ (SA) Salt marsh cordgrass
❑ (SY) Salt reed grass
(Spartina altemiflora)
(Spartina cynosuroides)
❑ (DS) Salt or spike grass
(SC) Bullrush or three square
❑ (TY) Cattail (Typha sp.)
(Distichlis spicata)
(Scirpus sp.)
❑ (JR) Black needlerush
El (SP) SalUmeadow grass
(Juncus roemerianus)
(Spartina patens)
APPLICATION FEE
❑ No fee required - $0.00
❑ III(A) Private w/ D&F up to 1 acre; 3490
❑ III(D) Priv. public or comm w/ D&F to 1
can be applied - $250
acre; 3490 can't be applied - $400
❑ Minor Modification to a CAMA Major
❑ Major Modification to a CAMA Major
El IV Any development involving D&F of
permit - $100
permit - $250
more than 1 acre - $475
❑ Permit Transfer - $100
❑ III(B) Public or commercial w/ D&F to 1
X Express Permit - $2000
acre; 3490 can be applied - $400
RECEIVED -
El Major development extension request -
❑ II. Public or commercial/no dredge
$100
andlor fill - $400
[11. Private no dredge and/or fill - $250
III(C) Priv. public or comm w /D&F to 1
acre; 3490 can be applied; DCM needs
DWQagreement -$400
DCM- MHD CITY

Applicant: Brian D. Forehand
Date: 3-17-16
Describe below the ACTIVITIES that have been applied for. All values should match the dimension order, and units of
measurement found in your Activities code sheet
TYPE
REPLACE
Activity Name
Number
Choose
Choose
Dimension 1
Dimension 2
Dimension 3
Dimension 4
One
One
New Work]
Replace
Maint ❑
❑ Y N
c
New WOM616,
Replace
J
Maint ❑
❑ Y 904
New Work El
Replace
Maint ❑
❑ Y ❑ N
New Work
Replace
Maint ❑
❑ Y ❑ N
New -Work -El—
Replace
Maint ❑
❑ Y ❑ N
New Work ❑
Replace
Maint ❑
❑ Y ❑ N
New Work 0
Replace
Maint ❑
❑ Y ❑ N
New Work
Replace
Maint ❑
❑ Y ❑ N
Describe below the HABITAT disturbances for the application. All values should match the name, and units of measurement
found in your Habitat code sheet.
TOTAL Sq. Ft.
FINAL Sq. Ft
TOTAL Feet
FINAL Feet
(Applied for.
(Anticipated final
(Applied for.
(Anticipated final
DISTURB TYPE
Disturbance total
disturbance.
Disturbance
disturbance.
Habitat Name
Choose One
includes any
Excludes any
total includes
Excludes any
anticipated
restoration
any anticipated
restoration and/or
restoration or
and/or temp
restoration or
temp impact
temp impacts)
impact amount)
temp impacts)
amount
Dredge ❑ Fill ❑ Both ❑ Other
2 -
Z 22
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
R E C E
Dredge ❑ Fill ❑ Both ❑ Other ❑
Dredge ❑ Fill ❑ Both ❑ Other ❑
o" % 2 ,
APRL�
pCM.1�t1�=�
(ED
9*6
919-733-2293 :: 1-888.4RCOAST :: wwwmccoastalmanMement.net revised: 1Oil 2/O6