CasB_04-03_Richardson

WiRO for Caswell Bch �0SIcr St\\\\VY�� 4 CWB # 04- 03
Local Government pPR 19 F Permit Number
pIV�S�oN °,EMFNT CAMA
'Op's MINOR DEVELOPMENT
PERMIT
as authorized by the State of North Carolina, Department of Environment,
and Natural Resources and the Coastal Resources Commission for development
in an area of environment concern pursuant to Section 113A-118 of the
General Statues, "Coastal Area Management"
Issued to Dr. G. Irvin Richardson, authorizing development in an Ocean Hazard Area of Environmental
Concern (AEC) at 211 Caswell Beach Road, Caswell Beach in Brunswick County as requested in the
permittee's application, dated March 22 2004. This permit, issued on April 12, 2004, is subject to
compliance with the application and site drawing (where consistent with the permit), all applicable
regulations and special conditions and notes set forth below. Any violation of these terms may subject
permittee to a fine, imprisonment or civil action, or may cause the permit to be null and void.
This permit authorizes the construction of a porch extension and enclosure of an existing porch at an existing house
located at 211 Caswell Beach Road, Caswell Beach
(1) All proposed development and associated construction must be done in accordance with the permitte
work plat drawings(s) dated received March 22, 2004.
(2) All construction must conform to the N.C. Building Code requirements and all other local, State an
Federal regulations. Contact the Town of Caswell Beach for applicable local ordinances and FEM
Flood Regulations.
(3) Any change or changes in the plans for development, construction, or land use activities will require
re-evaluation and modification of this permit.
Conditions continued on second page
This permit action may be appealed by the permittee or othe
qualified persons within twenty (20) days of the issuing date. Fro
the date of an appeal, any work conducted under this permit mus
cease until the appeal is resolved.
This permit must be on the project site and accessible to the permi
officer when the project is inspected for compliance.
Any maintenance work or project modification not covered unde
this permit, require further written permit approval.
All work must cease when this permit expires on December 31,
2007.
In issuing this permit it is agreed that this project is consistent wit
the local Land Use Plan and all applicable ordinances.
This permit may not be transferred to another party without lh
written approval of the Division of Coastal Management.
Local Permit Official (signature)
CAMA Local Permit Official
Caroline Bellis
Wilmington Regional Office
127 Cardinal Drive Extension
Wilmington, NC 28405
Permittee
(Signature required if special conditions above apply to permit)

r ` .
Richardson
Minor Permit CWB # 04-03
April 12, 2004
Page Two
(4) Any structure shall be relocated or dismantled when it becomes imminently threatened by
changes in shoreline configuration. The structure(s) shall be relocated or dismantled
within two years of the time when it becomes imminently threatened, and in any case upon
its collapse or subsidence. However, if natural shoreline recovery or beach renourishment
takes place within two years of the time the structure becomes imminently threatened so
that the structure is no longer imminently threatened, then it need not be relocated or
dismantled at that time. This condition shall not affect the permit holder's right to seek
authorization of temporary protective measures allowed under CRC Rules.
(6) The development must be accomplished in such a manner as not to alter the integrity of the frontal
or primary dunes.
(7) No grading or construction shall occur within any area seaward of where the new work is to be located
(8) Dune disturbance will be allowed only to the extent necessary for development and if the dune's
protective value is not weakened or reduced.
(9) A copy of this permit shall be posted or available on site. Contact this office for a final inspection
at completion of work. 910/395-3900.
(10) Pursuant to 15A NCAC, Subchapter 7J.0406(b), this permit may not be assigned, transferred, sold
or otherwise disposed of to a third -party.

Lr
WDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Michael F. Easley, Governor Charles S. Jones, Director William G. Ross Jr., Secretary
April 12, 2004
Dr. G. Irvin Richardson
1608 Richardson Drive
Reidsville, NC 27320
Dear Dr. Richardson:
Attached is CAMA Minor Development Permit # CWB 04-3 for work to be done at 211 Caswell
Beach Road in Caswell Beach, Brunswick County.
In order to validate this permit, please sign both copies of the permit on the fast and second sheets as
indicated. Retain the original for your files and return a signed copy to us within 20 days of receipt, in the
enclosed, self-addressed envelope. This is not a valid permit until it is signed and returned to our office
Your early attention to this matter would be appreciated.
Sincerely,
Caroline Bellis
Field Representative
Enclosures
cc: Jim Gregson
127 Cardinal Drive Extension, Wilmington, North Carolina 28405-3845
Phone: [phone]Fax: [phone] Internet: http://dcm2.enr.state.nc.us
An Equal Opportunity 1 Affirmative Action Employer - 60% Recycled 110% Post Consumer Paper

WIRO for Caswell Bch
Local Government
CAMA
MINOR DEVELOPMENT
PERMIT
as authorized by the State of North Carolina, Department of Environment,
and Natural Resources and the Coastal Resources Commission for development
in an area of environment concern pursuant to Section 113A-118 of the
General. Statues, "Coastal Area Management"
CWB # 04- 03
Permit Number
Issued to Dr. G. Irvin Richardson, authorizing development in an Ocean Hazard Area of Environmental
Concern (AEC) at ; 211 Caswell Beach Road, Caswell Beach in Brunswick County as requested in the
permittee's application, dated March 22. 2004. This permit, issued on April 12. 2004, is subject to
compliance with the application and site drawing (where consistent with the permit), all applicable
regulations and special conditions and notes set forth below. Any violation of these terms may subject
permittee to a fine, imprisonment or civil action, or may cause the permit to be null and void.
This permit authorizes the construction ofa porch extension and enclosure of an existing porch at an existing house
located at 211 Caswell Beach Road, Caswell Beach
(1) All proposed development and associated construction must be done in accordance with the permitte
work, plat drawings(s) dated received March 22, 2004.
(2) All construction must conform to the N.C. Building Code requirements and all other local, State an
Federal regulations. Contact the Town of Caswell Beach for applicable local ordinances and FEM
Flood Regulations.
(3) Any change or changes in the plans for development, construction, or land use activities will require
re-evaluation and modification of this permit.
Conditions continued on second page
This permit action may be appealed by the pernittee or othe
qualified persons within twenty (20) days of the Issuing date. Fro
the date of an appeal, any work conducted under this permit mus
cease until the appeal is resolved.
This permit must be on the project site and accessible to the per i
officer when the project is inspected for compliance.
Any maintenance work or project modification not covered uhde
this permit, require further widen permit approval.
All work must cease when this permit expires on December 31,
2007.
In issuing this permit it is agreed that this project is consistent wit
the local Land Use Plan and all applicable ordinances.
This permit may not be transferred to another party without th
written approval of the Division of Coastal Management
6't'e .Gva ei ar5e/6> lc
Local Permit Official (signature)
CAMA Local Permit Official
Caroline Bellis
Wilmington Regional Office
127 Cardinal Drive Extension
Wilmington, NC 28465
Permieee
(Signature required If special conditions above apply to permit)

Richardson
Minor Permit CWB # 04-03
April 12, 2004
Page Two
(4) Any structure shall be relocated or dismantled when it becomes imminently threatened by
changes in shoreline configuration. The structure(s) shall be relocated or dismantled
within two years of the time when it becomes imminently threatened, and in any case upon
its collapse or subsidence. However, if natural shoreline recovery,or beach renourishment
takes place within two years of the time the structure becomes imminently threatened so
that the structure is no longer imminently threatened, then it need not be relocated or
dismantled at that time. This condition shall not affect the permit holder's right to seek
authorization of temporary protective measures allowed under CRC Rules.
(6) The development must be accomplished in such a manner as not to alter the integrity of the frontal
or primary dunes.
(7) No grading or construction shall occur within any area seaward of where the new work is to be located
(8) Dune disturbance will be allowed only to the extent necessary for development and if the dune's
protective value is not weakened or reduced.
(9) A copy of this permit shall be posted or available on site. Contact this office for a final inspection
at completion of work. 910/395-3900.
(10) Pursuant to 15A NCAC, Subchapter 7J.0406(b), this permit may not be assigned, transferred, sold
or otherwise disposed of to a third -party.
Signature Date

MINOR PERMIT
NEW APPLICATION
Applicant: DC_
Field Representative:
Received: 3 — Z'Z —
Check #:
26
Public Notice: Date Published 3 -2� —O y
Comments y — 1 ,04
Green Slips:. A►Q
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t Dea 11 03 10:57a
Town of Caswell Beach 910-278-5490 p.2
APPLICATION FOR
CAMA
MINOR
DEVELOPMENT
PERMIT
In 1974, the North Carolina General Assembly passed
the Coastal Area Management Act and set the stage for
guiding development in the fragile and productive areas
which border the state's sounds and oceanfront. Along
with requiring special care by those who build and
develop, the General. Assembly directed the Coastal
Resources Commission (CRC) to implement clear regula-
tions which minimize the burden on the applicant.
This application for a minor development permit under
CAMA is part of the Commission's effort to meet the
spirit and intent of the General Assembly. It has been
designed to be straightforward and require no more
time or effort necessary from the applicant. Please go
over this folder with the Local Permit Officer (LPO for
the locality in which you plan to build to be certain that
you understand what Information he or she needs.
Under CAMA regulations, the minor permit is to be
issued within 25 days once a complete application is in
hand. Often less time is needed if the project is simple.
The process generally takes about 18 days. You can
speed the approval process by making certain that your
application is complete and signed, that your drawing
meets the specifications given inside and that your
application fee is attached.
Other permits are sometimes required for development
in the coastal area While these are not CAMA-related,
we urge you to check with the Local Permit Officer to
determine which of these you may need. A listing is
9 included on page 2 of this folder.
LPN �GN G���N We appreciate your cooperation with the North
\J�5 PNP Carolina Coastal Management Program and your
Q M willingness to build in a way which protects the
P5(PN' resources of our beautiful and productive coast.
GO
Coastal Resources Commission
Division of Coastal Management

Dec 11 03 10s58a Town of Caswell Beach 910-278-5490 p.3
P-
Locality
GENERAL INFORMATION
LAND OWNER
Name _L�_ 1Ryi,lt �. c�fitdrid
Permit Number
F D
MAR 2 2 2004
DIVISION OF
COASTAL MANAGEMENT
Address ,(CO J iaiieCdVA,# 2p4la4:4 /
State /✓.0 Zip 2732 o Phone
AUTHORIZED AGENT
Name
Address
city ---- -- --
LOCATION OF PROJECT
State Zip Phone
(If not oceanfront, is waterbody natural or manmade?)
DESCRIPTION OF PROJECT
AREAS OF ENVIRONMENTAL CONCERN (AEC) CLASSIFICATION
(To be filled in by the Local Permit Officer prior to completing application.)
_%/ Ocean Hazard — Estuarine Shoreline _ ORW Shoreline _
PROP ED USE
Residential Commerical/Industrial _ Other
SQUARE FOOTAGE OF BUILDING FOOTPRINT AND OTHI
BUILT -UPON SURFACES (such as driveways, etc.) within 75 feet
ORW shoreline, or 30 feet of the public trust shoreline.
SQUARE FOOTAGE OF TOTAL FLOOR AREA OF BUILDING
SQUARE FOOTAGE OF SITE Z1, 5102/d. - n" apl
OTHER PERMITS MAY BE REQUIRED:
The activity you are planning may require
permits other than the CA.vLA minor
development permit. As a service we have
compiled a listing of the kinds of permits that
might be required. We suggest you check
over the list with your LPO to determine if
any of these apply to your project.
Public Trust Shoreline _ Other
or� eline, or 575 et f an
2 9 2004
OF
Zoning, Drinking Water Well, Septic Tank
(or other sanitary waste treatment system),
Burning, Electrical, Plumbing, Heating and
Air Conditioning, Insulation and Energy
Conservation, FIA Certification, Sand Dune,
Sediment Control, Subdivision Approval,
Mobile Home Park Approval, Highway
Connection, and others.

.'70ec 11 03 10:58a Town of Caswell Beach 910-278-5490 p.4
J
I, the undersigned, an applicant for a CAivIA minor development permit, being either the owner of property, in
an AEC or a person authorized to act as an agent for purposes of applying for a CAMA minor development
permit, certify that the person listed as landowner on this application has a significant interest in the real
property described therein. This interest can be desc bed as: jch ck qne)
_ an owner or record tag, Title is vested in 0` /i<J ,see Iked Bnok 7��,
page jj� in the RAWSu, ,r..e County Re try of Deeds.
_ an owner by virtue of inheritance. Applicant is an heir to the estate
probate was in County.
_ if other interest, such as written contact or lease, explain below or use a separate sheet and attach to this
application.
NOTIFICATION OF ADJACENT PROPERTY OWNERS
I furthermore certify that the following persons are owners of properties adjoining this property. I affirm that I
have given ACTUAL NOTICE to each of them concerning my Intent to develop this property and to apply for
a CAMA permit.
(1)
(2)
(3)
(4)
(Name)
/Y42t. r-j/.;i . ,
FOR DEVELOPERS IN OCEAN HAZARD AND ESTUARINE HAZARD AREAS:
I acknowledge that the landowner is aware that the proposed development is planned for an area which may
be susceptible to erosion and/or flooding. I acknowledge that the local permit officer has explained tome the
particular hazard problems associated with this lot. This explanation was accompanied by recommendations
concerning stabilization and floodproofing techniques.
PERMISSION TO ENTER ON LAND
I furthermore certify that I am authorized to grant and do in fact grant permission to the local permit officer
and his agents to enter on the aforementioned lands in connection with evaluating information related to this
pe At application _
This application includes: general information (this form), a site drawing as described q� �h@ t i p tit
,
the ownership statement, the AEC hazard notice where necessary, a check for $ tgi1�$pay I
and any information as may be provided orally by the applicant. The details of a as escribed by thes
sources are incorporated without reference in any permit which may be issued. lion from the&GG��dvv� will
constitute a violation of any permit. Any person developing in an AEC without p is sul"tact'AiF4Mi nal
and administrative action.
This the Z�day of 20 e s� . v\11S101N Or- ENT
MIN
Land owner of person authorized to act as his agent
for purposes of filing a CAMA permit application.

Oec 11 03 10:59a Town of Caswell Beach 810-278-5480 P.5
-->NOTE TO APPLICANT
Have you
*completed all blanks and i or indicated if not applicable?
*notified and listed adjacent property owners?
*included your site drawing?
*signed both application and statement of ownership?
*enclosed the $100.00 fee?
*completed an AEC Hazard Notice, if necessary?
Site Notice Posted
Site Inspections
FOR STAFF USE
Final Inspection Fee Received
SITE DRAWING/APPLICATION CHECKLIST
Please make sure you site drawing includes the following information required for a CAMA minor develop-
ment permit. The drawing may be simple and not necessarily to scale. The Local Permit Officer will help you,
if requested.
PHYSICAL DIMENSIONS
label roads
_ label highways right of ways
—� label local setback lines
_p label any and all structures and driveways currently existing on property
PHYSICAL CHARACTERISTICS
draw and label mean high water mark
draw location of on -site wastewater system
0- If you will be working in the ocean hazard area:
_ draw and label dune ridges (note height)
_ draw and label toe of dune
_ identify and locate first line of stable vegetation
draw and label setback line under CAMA
_ draw and label topographical features (optional)
If you will be working in an estuarine shoreline area:
draw and label landward limit of AEC
describe terrain (slope)
DEVELOPMENT PLANS
_ draw and labellareas that will be disturbed
if a house is to be placed on lot, describe location of house
note size of pilingg and depth to be placed in ground
draw and label areas to be paved or graveled
describe composition of surface
note and list.ully all trees and vegetation to be removed or relocated
show landscaping
1AN 2 9 2p04
pIVISIOn AGE"�EN�
Date of Action: Issued Exempted -- Denied Appeal Deadline (20 days)

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!Uec 11 03 11:00a Town oP Caswell Beach 910-278-5480 P.6
AEC HAZARD NOTICE
Project Is in An: Ocean Erodible Area High Hazard Flood AreaY Inlet Hazard Area
Date Lot Was Platted:
This notice is intended to make you, the applicant, aware
of the special risks and conditions associated with
development In this area, which is subject to natural
hazards such as storms, erosion and currents. The rules of
the Coastal Resources Commission require that you
receive an AEC Hazard Notice and acknowledge that
notice in writing before a permit for development can be
issued.
The Commission'srules on building standards,oceanfront
setbacksand dune alteration are designed to minimize,but
not eliminate, property loss from hazards, By granting
permits, the Coastal Resources Commission does not
guarantee the safety of the development and assumes no
liability for future damage to the development.
The best available information, as accepted by the Coastal
Resources Commission, indicates that the annual ocean
erosion rate for the area where your property is located is
A feet per year.
The rate was established by careful analysis of aerial
pho togmphs of the coastline taken over the past 50 years.
Studies also indicate that the shoreline could move as
much as 2_qQ feet landward in a major storm.
The flood waters in a majorstorm are predicted to be about
f& feet deep in this area.
Preferred oceanfront protection measures are beach
nourishment and relocation of threatened structures.
Hard erosion control structures such as bulkheads,
seawalls, revetments, groins, jetties and breakwaters are
prohibited. Temporary devices, including sand bags, may
e allowed under certain conditions.
This structure shall be relocated or dismantled within two
years of becoming imminently threatened.
The applicant must acknowledge this information and
requirements by signing this notice in the below space.
Without the proper signature, the application will not be
complete.
�J, - 4� y
APPlicent's Signature
Date
SPECIAL NOTE: This hazard notice is required for
development in areas subject to sudden and massive
storms and erosion, Permits issued for development inthis
area expire on December 31 of the third year following the
year in which the permit was issued. Shortly before work
begins on the project site, the Local Permit Officer will
determine the vegetation line and setback distance at your
site. If theproperty has seen little change and the proposed
deve opment can still meet the setback requirement, the
LPO will inform you thatyou mayybegin work. -It is impor-
tant that you check with the LPObefore thepermit expires
for official approval to continue the work after the permit
has expired. Generally, if foundation pilings have been
placed and substantial progress is continuing, permit
renewal may not be necessary. If substantial progress has
not been made, the permit must be renewed and a new
setback line established..It is unlawful to continue work
after permit expiration without this approval.
For more information, contact:
aro�r� ��GLrs
Local Permit Officer
/�2'7 CGi✓dcdrwC rive
Address
/1-
Locality
>i U ,395 3900
Phone
1AN 2 g 2004
01:M�N-(
CO AgTA�
Revised 11193

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OPINION ON TITLE FOR
G..IRVI_N_RICHARDSON- and_DOROTHY_-S.-RICHARDSON-----
--
Owner. proposed owner. mortgagee, title insurer
The undersigned has care oily examined the record title on the _.___Brunswick ------ county (and municipal if within a
municipality, records Arc the period shown below relative to title to the real property described below, and. in our opinion. ---------------
G-.-_Irv_in--Richardson-_and_wifef-_Dorothy -5-. Richardson -.------ --_
--- - -----
____.-_.____- -_-- -.------ ._. is; are the owcar(s, of (state interest or estate - marketable fee simple or otherwise) _ fee ___--__
--simple------- --- ---- --------
..- --_------- ---- ---- -------------------------- ------------------------
therein subject only to the Special Information and Exceptions hereinafter enumerated or referred to and subject to the Standard Exceptions
shown on the reverse side hereof.
PROPERTY DESCRIPTION: tSet forth as in instrument creating interest or estate to be insured. attaching copy of instrument or additional sheet
as nacassaryd
Lying and being in the City of Fort Caswell Beach, Smithville Township,
Brunswick County, North Carolina; BEING ALL OF' LOT SIX (6), BLOCK TWO (2),
SECTION 'IB", as shown on a plat of Fort Caswell Beach, prepared by F. S.
Vernay, Registered Surveyor, in 1939, and recorded in Map Book 1, Pages
123-126, Office of the Register of Deeds of Brunswick County. Said lot
shall extend southwardly to the Atlantic Ocean as set forth in an agreement,
dated July 1, 1963, recorded in Book 174, Page 565, Brunswick County
Registry.
gPECIAI. INFORMATION AND EXCEPTIONS
1. Ad valorem taxes are paid through and including those for the year _.8.9. - ___ ad valoren, taxes for subsequent years are a lien as of
January 1 of each year and are excepted herelrom. Subject property is listed for ad valorem taxes for the year --- 8-9- -__. __ in the name of
-_Nam.e-._Brands,_-Inc —_..--_------ ---------- ._-.._ and is described on the tax records as 2arc_el__25_L_NB__14 ---------
-------------- _________. _. _.-_. __--_ at a tax valuation of S1B6e_420_0-0, along with personal property valued at t_3y_9.6.6_.0Q_-
2. The subject property is (XXis not ( ) subject to Restrictive Covenants. The Restrictive Covenants do ( ) do not XX contain a
reversionary clause: require a front set -back of -._.. feet and a side set -back of -._-_. feet; were recorded on _____________ ------- 1p-__,
in Book _214 page __L77and, according to the survey attached, are ( I are not i 1 violated. A copy of the Restrictive Covenants is ( )
is not ( ) attached. 126
3. There is XX is not ( i a plat recorded in Book _l Page 1.2-3-Registry of -----Br_unawi_c.k_ - County. The recorded
plat does t ) does not XX he. a building set back line of ___-__ feet and such setback, according to the survey attached, is ( 1 is not ( I
violated. �srr
i. The subject Property does (XNdue. null 1 have direct --,cons of access to all adjoining public right of way. The subject property does
( ) does not ( t have means ul access to a public right of way over a private easement which is described above.
8. Standard Exceptions numbered -. --... _ . - -_Q— .. - _ -_ _ . _ and initialed on the reverse side hereof are deleted.
S. Unpaid taxes, special assessments, state or federal tax liens, mortgages or deeds of trust, judgments, recorded mechanics' or materialmen'a
liens, decedent's debts and estate or inheritance taxes and unadr umstered estates for decedent's dy ing within two yeors, Its pendens and related
Pending suits, easements, arty wall agreements, oil and mineral rights. matters resealed by any indicated additional Investigation made of items
2 through 5 of Standard Epxceptions. and other liens, objections or defects, that are enumerated below:
(a) Deed of Trust in favor of Peoples Federal Savyan
recorded in Book 372, Page 485, Brunswick ry.
(Paid but yet to be cancelled) Rp
�1 ,ANC<,l�
\ONP EMEND
o\v`S
G�PS'CPL M
This opinion of title is an instrument of service to the parties to whom it is furnished, Is not transferable. and shall not be used by any
other person or entity without the prior written consent of the undersigned.
The search Period was for,from -September 25, 1929 ,____. to _September 25, 1989
at - 10:00 A. M --------------------
Prevatte Pr tte rson & Campbell
Address: P. 0. Drawer 10969 C_—
Southport, N. C. 28461 By: - - ----- -------
Attorney
Any final opinion supplementing Ibe above opinion 1. or will be set forth is the reverse side hereof.
N t. War As.s,f utm No I 'r ly'I{, R,Vi.ed 1 19+7 -
Jeni+f Vi illlrv,n:6 t\�. IY.;,
our 127, ♦el.„n 1,
N (: 2W15
P,.u,vl tau frYrYXinr.'r'aw „� V L aa, AI", - I-aI
I

FINAL TITLE OPINION
Supplementing the opinion of the undersigned appear:ng on the reverse side hereof, we have update d 91 )nation above noted to
September 2 S I9 HpQ - y ..4 ___A M. The following exceptions are e11mipat¢0T� A t)(Jt
1J�SQJJ 1 AN 2 9 2004
DIVISION 0 EMEKf
COASTAL MAN
Subject to remaining exceptions the stated title in the above real property has been conveyed to or, as applicable, remains vested in
--------%­ Lr_V1n__TtJZhardsnn_.aa __Yl]..f_Q�.DO:COtYl}r- S._R1CharCluOnr_ ..................... having been
so conveyed by deed from__Name__�Y.dI1.C1�$__�.IiC-QSF2Qr tea__ _________ ___.______ __„----, dated 11_ Sept.__ 1989
filed . 25__Septa__-y_SS____ at -------9A 4: -------- ABM. and recorded in Deed Book -------- at page _ 53_________-
Adeed of trust to__________________________________________________________________________ trustee, dated ------------- _:________..,
filed ---------- ...--------------------- at _______-_-.______M. and recorded in Deed of Trust Book _________________ at page __________-
securing an indebtedness of $_________________ in favor of ________________________________-_________..__________._______________..________.
is of record and is. In the opinion of the undersigned and subject to remaining exceptions, a fixa]4nci prior lien at said property.
C----N--�, _
STANDARD EXCEPTIONS
1. Interests or claims not disclosed by the public records, including hot not limited to:
(a) Unrecorded Mechanics' or Materlalmen's liens. (Liens may be filed by persons or entities furnishing labor or materials to any im.
provements of real property within 120 days from the last day of performance and will upon perfection relate in priority to the first day of
performance as a valid lien on real property.)
(b) Unrecorded leases. (Under North Carolina law parties in possession of the premises under a verbal or unrecorded lease of three
years or less duration may remain in possession under the terms of the tenancy.)
(c) Matters that tnay defeat or impair title which do not appear on the record. (Evidence revealing missing heirs, forgeries, etc, may not
be on the public records, but such facts if properly established may impair or defeat what appears to be a good title on the record.)
idi Taxes, special assessments and other governmental charges that are not shown as existing liens by the public records. (Govern.
mental charges may be made for acreage fees, tap -on fees, cost of weed cutting, demolition of condemned buildings and other matters that are
not shown as existing liens on the property by the public records.)
lei Unlisted personal property taxes. tIf discovered, such taxes may be assessed as a lien on the subject propertyd
11) Matters occurring prior to and subsequent to the Inclusive dates of examination.
2. Any inaccuracies and discrepancies which an accurate survey of the property may disclose, (A survey, if procured from a competent
surveyor or civil engineer, will normally determine whether improvements lie within the boundaries of the property. whether existing utility
lines, roads, or other easements cress the premises, and whether there are any encroachments.)
3. Security interests that may have attached to fixtures on the subject property as provided In Article 9 of the Uniform Commercial Code
of North Carolina.
4. Compliance with any local, c,)unty, state or federal government low or regulation relative to zoning. subdivision, occupancy, use, con-
struction or development of the subject property.
5. Federal judgments and proceedings tiled only in the Federal Court. (Upon the filing of a petition in Bankruptcy, title to real property
vests in the Trustee in Bankruptcy and notice thereof is not always required to be filed in the County in which the Bankrupt owns prop.
erty; federal condemnation proceedings may vest property in the federal government and notice thereof is not required to be recorded among
the County records.) -
NOTE: The matters included in Standard Exception Number One above set forth are items that cannot be checked. Standard Exceptions
numbered 2, 3-. 4 and 5 are not included in a normal search of the County records during examination of title. Upon special request additional
Investigation may be made, and Standard Exceptions numbered 2, 3. 4, and 5 can be'eliminated. Any such elimination is evidenced by the
iniliaiing of such exception in the left margin by the attorney opposite same, and Items eliminated are referred to on the reverse side hereof
by number.
TITLE INSURANCE APPLICATION
a. Z.i t
Title Insurance is applied for from the company for which the above opinion is issued on behalf of I ) (1) the present owner, __..........
.. r. ..
_______________ ---------- ! i (20 proposed purchaser ---------------- _.:_ _
-------------------------------------------------------------- ( 1 (31 proposed. mortgagee, ---------------------___
as insured(sl. A registered surveyor's or civil engineer's
____________________________._____._.___.-_______________-_____-.._9
drawing is ( ) is not ( ) attached and when attached 'insurance as to matters of surveyIs required. ,
Loan is: FHA ( 1: VA ( ); Conventional ( I: Construction ( ): Other) )_._____:__1_______'__:._-___:-_____ ________________________
The statutory )ten period for mechanics' liens has ( I has not ( ) expired, or such Is unknown ( ).
Property is occupied by owner ( ). tenant ( I. or such is unknown ( ):
Amount of title Insurance coverage: '
Forpresent owner — value ---------------------------------- _____________________________________________ $____________________
For proposed owner — sales price _.._________----------------------------------------------------
For mortgagee — loan amount ________________________________$____________________
Where the final title opinion is not completed, a binder or commitment to insure Is requested, t'
h. l Itv A..or l oun \a. I to 1975. I okld r 1977 s..„. W, 1., i,,,,. ff.. 1r7 .,,,.,,,.,a., 4 c rloss

'`,Dec 11 03 10:58a Town of Caswell Beach 910-278-5490 P.3
'. '
Locality Permit Number
V� uJ I_ IJI V 1
1
11AR ? 2 2G0't �
GENERAL INFORMATION DIVISION OF
LANDOWNER COASTAL NIANAGEIMENT
,tom ,4z m= -� r ��e
Name �e /��1Rdi,+!/ t riw� i i' i
Address , - a `� K , h a emir- t� �1•r e�+
Cityri/.;165 _State /1/.L' Zip 2 Z,12 Phone
AUTHORIZED AGENT
Name
Address
City State Zip Phone
LOCATION OF PROJECT
(If not oceanfront, is �waterbody natural or mamnade?)
DESCRIPTION OF PROJECT 21 x 2 hZ2i w4-
i
AREAS OF ENVIRONMENTAL CONCERN (AEC) CLASSIFICATION
(To be filled in by the Local Permit Officer prior to completing application.)
Ocean Hazard _ Estuarine Shoreline _ ORW Shoreline _ Public Trust Shoreline _ Other
PRSED USE
Residential Commerical/Industrial — Other
SQUARE FOOTAGE OF BUILDING FOOTPRINT AND OTHE
BUILT -UPON SURFACES (such as driveways, etc.) within 75 feet of s s oreline, or 575 et fan
ORW shoreline, or 30 feet of the public trust shoreline. 2. 200y
JAN ,
SQUARE FOOTAGE OF TOTAL FLOOR AREA OF BUILDING /✓✓J 9,9 MMAN OF MENT
SQUARE FOOTAGE OF SITE S � — jf3 /j(ot09� = r,S`✓ud/svi%T
OTHER PERMITS MAY BE REQUIRED:
The activity you are planning may require
permits other than the CA' minor
development permit. As a service we have
compiled a listing of the kinds of permits that
might be required. We suggest you check
over the list with your LPO to determine if
any of these apply to your project.
Zoning, Drinking Water Well, Septic Tank
(or other sanitary waste treatment system),
Burning, Electrical, Plumbing, Hearing and
Air Conditioning, Insulation and Energy
Conservation, FIA Certification, Sand Dune,
Sediment Control, Subdivision Approval,
Mobile Home Park Approval, Highway
Connection, and others.
I

{{,ec 11 03 10:57a Town of Caswell Beach 910-278-5490 p.2
V.:
APPLICATION FOB,
LAMA
MINOR
DEVELOPMENT
PERMIT
In 1974, the North Carolina General.Assembly passed
the Coastal Area Management Act and set the stage for
guiding development in the fragile and productive areas.
which border the state's sounds and oceanfront.. Along
with requiring special care by those who build and
develop, the General Assembly directed the Coastal
Resources Commission (CRC) to implement clear regula-
tions which minimize the burden on the applicant.
This application for a minor development permit under
CAMA is part of the Commission's effort to meet the
spirit and intent of the General Assembly. It has been
designed to be straightforward and require no more
time or effort necessary from the applicant. Please go
over this folder with the Local Permit Officer (LPO) for
the locality in which you plan to build to be certain that
you understand what information he or she needs.
Under CAMA regulations, the minor permit is to be
issued within 25 days once a complete application is in
hand. Often less time is needed if the project is simple.
The process generally takes about.18 days. You can
speed the approval process by making certain that your
application is complete and signed, that your drawing
meets the specifications given inside and that your
application fee is attached.
Otherpermits are sometimes required for development
in the coastal area While these are not CAMA-related,
we urge you to check with the Local Permit Officer to
determine which of these you may need. A listing is
included on page 2 of this folder.
)P \oNpC�MEN We appreciate your cooperation with the North
Carolina Coastal Management Program and your
Q M willingness to build in a way which protects the
s(P� resources of our beautiful and productive coast.
GOP .
Coastal Resources Commission
Division of Coastal Management

.'.Dec 11 03 10:58a Town of Caswell Beach 910-278-5490 p.4
N
SAW QUIVAIND ' 1 '
I, the undersigned, an applicant for a CAMIA minor development permit, being either the owner of property in
an AEC or a person authorized to act as an agent for purposes of applying for a CAMA minor development
permit, certify that the person listed as landowner on this application has a significant interest in the real
property described therein. This interest can be described ck ope)
d1, fRv�/! iG a ✓/
_ an owner or record ti e, Title is vested in f ,�haQds//d , see Deed Book
page S in the' pu. „iCounty Ree tryo Deer
_ an owner by virtue of inheritance. Applicant is an heir to the estate
probate was in County.
_ if other interest, such as written contact or lease, explain below or use a separate sheet and attach to this
application.
NOTIFICATION OF ADJACENT PROPERTY OWNERS
I furthermore certify that the following persons are owners of properties adjoining this property. I affirm that I
have given ACTUAL NOTICE to each of them concerning my intent to develop this property and to apply for
a CA vIA permit.
(Name) 9 (Address% /
In
(1) E/ M
(2)It
(3)
(4)
FOR DEVELOPERS IN OCEAN HAZARD AND ESTUARINE HAZARD AREAS:
I ackmowledge that the land owner is aware that the proposed development is planned for an area which may
be susceptible to erosion and/or flooding. I acknowledge that the local permit officer has explained tome the
particular hazard problems associated with this lot. This explanation was accompanied by recommendations
concerning stabilization and floodproofing techniques.
PERMISSION TO ENTER ON LAND
I furthermore certify that I am authorized to grant and do in fact grant permission to the local permit officer
and his agents to enter on the aforementioned lands in connection with evaluating information related to this
pa.- mit application.
This application includes: general information (this form), a site drawing as described 9 hp u
the ownership statement, the AEC hazard notice where necessary, a check for $1 rq�8th@ I
and any information as may be provided orally by the applicant. The details of th a li i as ee""scribed by thes
sources are incorporated without reference in any permit which may be issued. D tion from thenee��deeJJ����tywilI
constitute a violation of any permit. Any person developing in an AEC without p is sul�jAtcicek�i ,, L}iminal
and administrative action.
This the Zyday of 7° 20 e%. pIVISIOIVaot-A FMEN"
nn __ TAB MNi�r.-••-
Land owner or person authorized to act as his agent
for purposes of filing a LAMA pe..-mit application.
a

Bee 11 03 10:59a Town of Caswell.Heach 910-278-5490 P.5
—>NOTE TO APPLICANT
Have you
*completed all blanks and I or indicated if not applicable?
*notified and listed adjacent property owners?
*included your site drawing?
*signed both application and statement of ownership?
*enclosed the $100.00fee?
*completed an AEC Hazard Notice, if necessary?
Site Notice Posted
Site Inspections
SITE DRAWINGIAPPLICATION CHECKLIST
Please make sure your site drawing includes the following information required for a CAIvIA minor develop-
ment permit. The drawing may be simple and not necessarily to scale. The Local Permit Officer will help you,
if requested.
PHYSICAL DIMENSIONS
_ label roads
label highways right of ways
label local setback lines
label any and all structures and driveways currently existing on property
PHYSICAL CHARACT IRISTICS
draw and label mean high water mark
draw location of on -site wastewater system
—d If you will be working in the ocean hazard area:
_ draw and label dune ridges (note height)
draw and label toe of dune
identify and locate firstllne of stable vegetation
draw and label setback line under LAMA
draw and label topographical features (optional)
If you will be working in an estuarine shoreline area:
draw and label landward limit of AEC
describe terrain (slope)
DEVELOPMENT PLANS
draw and label areas that will be disturbed
If a house is to be placed on lot, describe location of house
note size of piling and depth to be placed in ground
draw and label 01 areas to be paved or graveled
describe composition of surface
note and list fully all trees and vegetation to be removed or relocated
show landscaping
N.2 g 2004
0
FOR STAFF USE
Final Inspection Fee Received
1A
1,41SION or-
1-
Date of Action: Issued Exempted Denied Appeal Deadline (20 days)

uec 11 ❑a 11:OOa Town of Caswell Beach 910-278-549C P.S
AEC HAZARD NOTICE
Project Is In An: Ocean Erodible Area-3w—/High Hazard Flood Area_ Inlet Hazard Area
Date Lot Was Platted:
This notice is intended to make you, the applicant, aware
of the special risks and conditions associated with
development In this area, which is subject to natural
hazards such as storms, erosion and currents. The rules of
the Coastal. Resources Commission require that you
receive an AEC Hazard Notice and acknowledge that
notice in writing before a permit for development can be
issued.
The Commission`srules on building standards oceanfront
setbacks and dune alteration aredesigned to minimize,but
not eliminate, property loss from. hazards. -By granting
permits, the Coastal Resources Commission does not
guarantee the safety of the development and assumes no
liability for future damage to the development.
The best available information, as accepted by the Coastal
Resources Commission, indicates that the annual ocean
erosion rate for the area where your property is located is
_A feet per year.
The rate was established by careful analysis of aerial
pho tographs of the coastline taken over the past 50 years.
Studies also indicate that the shoreline could move as
much as;3!2c2feet landward in amajor storm.
The flood waters in a major storm are predicted to be about
-lk_ feet deep in this area:
Preferred oceanfront protection measures are beach
nourishment and relocation of threatened structures.
Hard erosion control structures such as bulkheads,
seawalls, revetments, groins, jetties and breakwaters are
prohibited. Temporary devices, including sand bags, may
be allowed under certain conditions.
This structureshallbe relocated or dismantled within two
years of becoming imminently threatened.
The applicant must acknowledge this information and
requirements by signing this notice in the below spare.
Without the proper signature, the application will not be
complete.
-b 4 p
APP/icant's Signature
Date
SPECIAL NOTE: This hazard notice is required for
development in areas subject to sudden and massive
storms and erosion. Permits issued for develo mentinthis
area expire on December31 of the third year following the
vr..ar in which the permit was issued. Shortly before work
begins on the project site, the Local. Permit Officer will'
determine the vegetation line and setback distance at your
site If thepropertvhasseenlittle change and the proposed
development can still meet the setback requirement, the
LPO will inform you thatyyou maybegin workAtis impor-
tant that you check with the LPO before the permit expire:
for official approval to continue the work after the permit
has expired.. Generally, if foundation pilings have beer..
placed and substantial progress is continuing, permit
renewal may not be necessary. If substantial rogresshas
not been.made, the permit must be renewed and a new
setback line established. ed. It is unlawful to continue work
after permf t expiration without this approval.
For more information, contact:
4rolr�ze
Local Permit Officer
/R'7 (err✓d�dre�C rites
Address
Locality
910
Phone
D 1AN 2 g 2004
DIVISI�N OF
CpASTAI- M
Revised 711-3

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-

NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
Michael F. Easley, Governor Charles S. Jones, Acting Director William G. Ross Jr., Secretary
March 23, 2004
FAX: [phone]
2 Pages
State Port Pilot
Legal Advertisement Section
Post Office Box 10548
Southport, North Carolina 28461
Re: Public Notice - Irvin & Dorothy Richardson
Dear Sir:
Please publish the attached Notice in the Wednesday, March 24, 2004, issue.
The State Office of Budget and Management requires an original Affidavit of Publication prior to payment
for newspaper advertising. Please send the affidavit, an original copy of the published notice, and an original
invoice to Jaye Poole, Division of Coastal Management, 1638 Mail Service Center, Raleigh, North Carolina
27699-1638.
Thank you for your assistance in this matter. If you should have any questions, please contact me at our
Wilmington office.
Enclosure
cc: File Copy
Since ely,
Linda Painter
Coastal Management Secretary
127 Cardinal Drive Extension, Wilmington, North Carolina 28405-3845
Phone: [phone]\Fax: [phone] \ Internet: http://dcm2.enr.state.nc.us
An Equal Opportunity \ Affirmative Action Employer - 50% Recycled \10% Post Consumer Paper

CAMA PERMIT NOTICE
Pursuant to NCGS 113A-119(b), the North Carolina Division of Coastal Management,
an agency authorized to issue CAMA permits in areas of environmental concern, hereby gives
NOTICE that on March 22, 2004, G. Irvin & Dorothy Richardson applied for a CAMA
permit to add a 3' x 23' addition to an existing deck and to re -roof existing porch and install
new windows and doors at 211 Caswell Beach Road, Caswell Beach, Brunswick County .
The application may be inspected at the address below. Public comments received by
April 1, 2004 will be considered. Later comments will be accepted and considered up to the
time of permit decision. Project modifications may occur based on further review and
comments. Notice of the permit decision in this matter will be provided upon written request.
Caroline Bellis
Field Representative
Division of Coastal Management
127 Cardinal Drive Extension
Wilmington, NC 28405-3845
Phone: [phone]

P. 1
* * * COMMUNICATION RESULT REPORT ( MRR.23.2004 9:06RM ) * * *
TTI NCDENR WIRO
-ILE MODE OPTION
L47 MEMORY TX
REASON FOR ERROR
E-1) HANG UP OR LINE FAIL
E-3) NO ANSWER
ADDRESS (GROUP)
-
09104579427
RESULT
OK
E-2) BUSY
E-4) NO FACSIMILE CONNECTION
'A •'
w+4f)
NCDENR
North Carolina Department of Environment and Natural Resources
Division of Coastal Management
PAGE
P. 2/2
Michael F. Easley, Governor Charles S. Jones, Acting Director William G. Ross Jr., Secretary
March 23, 2004
FAX: [phone]
2 Pages
State Port Pilot
legal Advertisement Section
Post Office Box 10548
Southport, North Carolina 28461
Re: Public Notice - Irvin & Dorothy Richardson
Dear Sir; ,
Please publish the attached Notice in the Wednesday, March 24, 2004, issue.
The State Office of Budget and Management requires an original Affidavit of Publicationprior to payment
for newspaper advertising. Please send the affidavit, an original copy of the published notice, and an original
invoice to Jaye Poole, Division of Coastal Management, 1638 Mail Service Center, Raleigh, North Carolina
27699-1638,

OPINION ON TITLE FOR
-_.__._G...IRVIN-.RICHARDSON_ and _DOROTHYS._-RICHARDSON-____-.
Owner, propusetl owner, rnortgagee, title insurer
The undersigned has carefully examined the record title on the BrunswickC_._._____ County (and municipal if within a
municipality, records for the period shown below relative to title to the real property described below, and, in our opinion. ___.._-_______.
..._-__ Qt._Irvin_ Richardson -_and -wife}_, -Dorothy S-. .Richardson_.
-------- - -----------
--------------------- ___ _ Ware the owner(al of (slate interest or estate. marketable fee simple or otherwise) _. fee_ .. _ __.
simple-------------- _------------------ --- ------------------------------------ -----------
therein subject only to the Special Information and Exceptions hereinafter enumerated or referred to and subject to the Standard Exceptions
shown on the reverse side hereof.
PROPERTY DESCRIPTION: (Set forth as in instrument creating interest or estate to be insured, attaching copy of instrument or additional sheet
as necessary.)
Lying and being in the City of Fort Caswell Beach, Smithville Township,
Brunswick County, North Carolina; BEING ALL OF LOT SIX (6), BLOCK TWO (2),
SECTION "B", as shown on a plat of Fort Caswell Beach, prepared by F. S.
Vernay, Registered Surveyor, in 1939, and recorded in Map Book 1, Pages
123-126, Office of the Register of Deeds of Brunswick County. Said lot
shall extend southwardly to the Atlantic Ocean as set forth in an agreement,
dated July 1, 1963, recorded in Book 174, Page 565, Brunswick County
Registry.
SPECIAL INFORMATION AND EXCEPTIONS
1. Ad valorem taxes are paid through and including those for the year _.R.9. _ -..; ad valorem taxes for subsequent years are a lien a of
January 1 of each year and are excepted herel'rom, Subject property is listed for ad valorem taxes for the year .__8.9- ------ in the name of
_Name._Brands,__Inc—_ ---------- --------------- and is described on the tax records as Parcel__25.L_NB-_34-____---.
________________.__.-_-... _.-_._.._.._- at a tax valuation of $126-420—(i0. "long with personal property valued at 11-3,_R6-6—IIQ-_.
2. The subject property I. (XXis not ( I subject to Restrictive Covenants. The Restrictive Covenants do ( ) do not XX contain a
reversionary clause; require a front set -back of ._-_.. feet and a side set -back of _____ feet; were recorded on lg___.
in Rook -214 page __L77 and. according to the survey attached, are I I are not ( 1 violated. A copy of the Restrictive Covenants is ( 1
is not ( ) attached. 126
3. There is XX is not ( i a plat recorded in Rook -.L-_, Page L23-Registry of ----- 5T_1.I7 swi-C.k------ .__ county. The recorded
plat does ( ) does not XX show a building set back line of --- feet and such setback, according to the survey attached, is ( ) is not ( i
violated.
4. The subject property does (XXdcws ,of l t have direct means of :weess to an adjoining Public right of way. The subject property does
( 1 does not ( , have means of access to a public right of way over a private easement which is described above.
S. Standard Exceptions numbered ...----- .. -_ -Q`_. ...- __ _ - and initiated on the reverse aide hereof are deleted.
S. Unpaid taxes, special assessments, stale or federal tax liens. mortgages or deeds of trust, judgments, recorded mechanics' or materialmen'a
liens, decedent's debts and salute or inheritance taxes and unatlminsstered estates for decedent's dying within two years, Its Dendens and related
pending suits, easements, Party wall agreements, oil and mineral rightsmatters revealed by any indicated additional investigation made of items
2 through ti of Standard exceptions, and other liens. objections or defects, that are enumerated below:
(a) Deed of Trust in favor of Peoples Federal Say' L an
recorded in Book 372, Page 485, Brunswic ry.
(Paid but yet to be cancelled) .gip
�1
yPN
Div �S\�N GEM�NT
GOPSIP` M
This opinion of title is an instrument of service to the parties to whom it is furnished. .s not transferable, and shall not be Used by any
other person or entity without the prior written consent of the undersigned.
The Search Period was for; from _September 25, 1929 _ to September .25, _ 19H9
at-10:00 A. M
Pr.evatte, 90the
Ne
rson & Campbell
Address: P• 0. Drawer 10969
Southport, N. CA 28461 D> - ---- --
Attorney
Any anal opinion supplementing the above opuuon 1.. or will be set freverse side hereof.
t N. C. Ifar Asum. Fonn No. 1 -1 19'75. keviwd [ 1911 - a.,rrn As,i r.a c,,, le,:. So, m. nos...,r,., N. c noss
1,-AW b, As,asrn,rr 1 wn , Ibr N L. R.. A.- 981
� � 7

t
FINAL TITLE OPINION
Supplementing the opinion of the undersigned appearing on the reverse side hereof, we have updated ua,r ination above noted to
September _ 25,-_ 198� - y 45_ A.- M. The following exceptions are elimigaladl� ��cJstj
JAN 2 9 2004
pIVIS►ON 0V MENT
COASTAL MAN
AGE
Subject to remaining exceptions the stated title in the above real property has been conveyed to or, as applicable, remains vested in
Riehard�on,------ .--------------- haying been
so conveyed by deed from __Name__Brands- 1nc_QrpQr4Lted _-._.__- __-.,_,___ -_-_ , dated 11_ Sept.__ 1989
Bled ---- at ------9 45------- ._------- A, M. and recorded in Deed Book --- 782----- _, at page
Adeed of trust to ------------- ___-------------------------------------- _--------- .--------- trustee. dated __._______.__
Bled -------- ___. --------------------- at ------- _ __ ___M. and recorded in Deed of Trust Book at page __.-,
securing an indebtedness of $_-_..____.______-, in favor of_________________________..__________________________________________.._
is of record and is, in the opinion of the undersigned and subject to retraining exceptions, a nd prior lien said property.
By._
Attorney
STANDARD EXCEPTIONS
1. Interests or claims not disclosed by the public records, including but not limited to:
(a) Unrecorded Mechanics' or Malerialmen's liens. (Liens may be filed by persons or entities furnishing labor or materials to any im.
provements of real property within 120 days from the last day of performance and will upon perfection relate in priority to the first day of
Performance as a valid lien on real property.)
(b) Unrecorded leases. (Under North Carolina law parties in possession of the premises under a verbal or unrecorded lease of three
years or less duration may remain in possession under the terms of the tenancy.)
(c) Matters that may defeat or impair title which do not appear on the record, (Evidence revealing missing heirs, forgeries, etc. may not
be on the public records, but such facts if properly established may Impair or defeat what appears to be a good title on the record.)
(d) Taxes, special assessments and other governmental charges that are not shown as existing liens by the public record'. (Govern.
mental charges may be made for acreage fees, tap -on fees, cost of weed cutting, demolition of condemned buildings and other matters that are
not shown as existing liens on the property by the public records)
(e) Unlisted personal property taxes. ilf discovered, such taxes may be assessed as a lien on the subject property)
(O Matters occurring prior to and subsequent to the inclusive dates of examination.
2. Any inaccuracies and discrepancies which an accurate survey of the property may disclose. (A survey, if procured from a competent
surveyor or civil engineer, will normally determine whether hnprovemznts he within the boundaries of the property, whether existing utility
lines. roads, orothereasements cross the premises, and whether there are any encroachments.)
3. Security interests that may have attached to fixtures on the subject property as provided in Article 9 of the Uniform Commercial Code
of North Carolina.
4. Compliance with any local, county, state or federal government law of regulation relative to zoning. subdivision. occupancy, use, con-
struction or development of the subject property.
5. Federal judgments and proceedings filed only in the Federal Court. (Upon the filing of a petition in Bankruptcy, title to real property
vests in the Trustee in Bankruptcy and notice thereof is not always required to be filed in the County in which the Bankrupt owns prop-
erty; federal condemnation proceedings may vest property in the federal government and notice thereof is not required to be recorded among
the County records.)
NOTE; The matters included in Standard Exception Number One above set forth are items that cannot be checked. Standard Exceptions
numbered 2, 3. 4 and B are not included in a normal search of the County records during examination of title. Upon special request additional
investigation may be made. and Standard Exceptions numbered 2. 3. 4, and 5 can be eliminatetl. Any such elimination is evidenced by the
initialing of such exception in the left margin by the attorney opposite same, and items eliminated are referred to on the reverse side hereof
by number. _
TITLE INSURANCE APPLICATION
a
Title Insurance is applied for from the company for which the above opinion is issued on behalf of ( ) (1) the present owner, ___-_-_.____
_.__ ...... _......___ ._____----- _. __.-....__; ( ) (2) proposed purchaser, _._.___ _______'-_._ _
----------------- _____-------- .---- _---------- .--_-______.___.......------- --------- 1 1 (31 proposed mortgagee, ------------------ ----
"------"'-------------------------- ..----______., as insured(s) A registered surveyor's or civil engineer's
drawing 18 ( 1 is not ( ) attached and when at[aehetl insurance as to masers of survey is required.
Loan is: FHA ( 1: VA ( ): Conventional ( ): Construction ( ); Other 1 1________________________________.
The statutory lien period for mechanicsliens has I ) has not ( 1 expired, or such Is unknown 1 1.
Property is occupied by owner ( ), tenant ( ), or such is unknown ( ),
Amount of title insurance coverage:
For present owner — value _._-.-----------
_ ___... __._._. __._ .. ___.__ $_____.___-
_--.--_-_.._ ______-
For proposed owner — sales price
Fur mortgagee -- loan amount _. _.--------..___________$__________
Where the final title Opinion is not completed, a binder or commitment to insure is requested.
h.l liar A,,,, FOOn \u. 1 q 1475. Itcvirad r 1977 ".,..w,..,,,na C' Io.... Ho 'v'
I

P
OPINION ON TITLE FOR
-_ _--_--,__.. G. _IRVI.N.RICHARDm
SON_and-DOROTHY__S. RICHARDSOII___ -_
Owner, proposetl owner, ortgagee, title ;wsi4er
The undersigned has carefui!y esamined the record title on the .._....Brunswick -County (and municipal if with/n a
._........_...- _._-.._
municlpalllyi records for the Period shown below relative to title to the real property described below, and. In our opinion, _____________.
_______ G.__Trvin_ Richardson__an(j__wifet__Dorothv. S-. Richardson_,_
---
__________________..------------- is, are the ow•nerist of (state interest or estate - marketable fee simple or otherwise)
sim le -- fee------...------
----=---p------------------- ----------------------------------------- -------------------
- -------------- ------------------------
therein subject only to the Special Information and Exceptions hereinafter enumerated or referred to and subject to the Standard Exceptions
shown on the reverse side hereof:
PROPERTY DESCRIPTION: tSet forth as In instrument creating interest or estate to be insured. attaching co➢Y of instrument or additional sheet
as necessary.)
Lying and being in the City of Fort Caswell Beach, Smithville Township,
Brunswick County, North Carolina; BEING ALL OF LOT SIX (6), BLOCK TWO (2),
SECTION "B", as shown on a plat of Fort Caswell Beach, prepared by F. S.
Vernay, Registered Surveyor, in 1939, and recorded in Map Book 1, Pages
123-126, Office of the Register of Deeds of Brunswick County. Said lot
shall extend southwardly to the Atlantic Ocean as set forth in an agreement,
dated July 1, 1963, recorded in Book 174, Page 565, Brunswick County
Registry.
SPECIAL INFORMATION AN])EXCEPTIONS
1. Ad valorem taxes are paid through and including those for the year _.8.9. _ _ .; ad -,storeu. taxes for subsequent years are is If,, as of
January 1 of each year and are excepted herefrom. Subject property is listed for ad valorem taxes for the year --- 8-9.------- In the name of
__Name._Brands,.-_In,.___--------- --------------- and is described on the tax records as Parc_el__25L_NB__3.4---------
-------------------- at a lax valuation of $-lB5„-42D_0Q slung with personal property valued at $-3y_9.6.6_.Q0L__.
2. The subject property is (XXis not ( ) subject to Restrictive Covenants. The Restrictive Covenants do ( ) do not (XX contain a
reversionary clause; require a front set -back of .___._ feet and a side set -back of ------ feet; were recorded on ____________________,
in Rook _214 page __L77 and, according to the survey attached, are I ) are not ( • t violated. A copy of the Restrictive Covenants is ( )
is not ( ) attached. 126
3. There is X$ is not ( ) a plat recorded in Book _. L._, Page 1.2-3-Registry of ____ Br1JJJSWi_Ck..____.__ County. The recorded
Plat does ( )does not XX show a building set back line of ------- feet and such setback, according to the survey attached. is ( ) is not ( i
violated.
4. The subject property does /XKd,ws ,of ( I huve direct means of access to mt adjoining public right of way. The subject property does
( ) does not ( ) have means of access to it public right of way over a private easement which is described above.
5. Standard Exceptions numbered -----.-.. .. -Q ..... ....... _ and initialed on the reverse side hereof are deleted.
R. Unpaid taxes, special assessments, state or federal tax liens. mortgages or deeds of trust, judgments, recorded mechanics' or materialmen's
liens. decedent's debts and estate or inheritance taxes and unadministered estates for decedent's dying within two Years, Its pendens and related
raiding suits, easements, party wall agreements. oil and mineral rights. matters revealed by any indicated additional investigation made of items
through 5 of Standard Exce➢tfdns, and other liens, objections or defects, that are enumerated below:
(a) Deed of Trust in favor of Peoples Federal Say' &L an
recorded in Book 372, Page 485, Brunswit
nK ry,
(Paid but yet to be cancelled) V
\\ S
1N`t•
\\ve g�PLS)ONPGF
GO P

FINAL TITLE OPINION
S➢PPlemeating the opinion oftheundersigned appearing on the reverse side hereof, we have updated ppr inane. above noted to
September 25 198at • 4� A M. The following exceptions are elimip}t%d�a�\V}g7711i�(.,V[Jt
' - (1�SVJ1 _
1AN 2 � 2004
pIVIMAN , EMENT
COASTAL
Subject to remaining exceptions the stated title in the above real property has been conveyed to or, as applicable, remains vested in
--------Gi_ ZS�I1R_?Z.iiltc7:'_CLS9R_.ailvYk .]`f G,.__ROSOthyS._ Rieha- ORr_ ___ _ _ ____ _ having been
so conveyed by deed from __i�ame__.----- „S__ ------ xgS2rl ed__ _________ __,---___ , dated 11_ SeAt.__ ly89
filed _ Z.5__.SP,.p t_a _.�y_84____ at __ __.Q..' 45________--- ____ABM, and recorded in Deed Book at page _ 53_________-
Adeed of trust to -------- _------ _---------------------------------------------------------- trustee, dated ________-______________--
filed ---------- --- --------- at -----------------M. slid recorded in Deed of Trust Book __---------------
at Page _-____-___-
securing an indebtedness of S----------------- in favor of ___________ ________.._________________________________________________..________-
is of record and Is. in the opinion of the undersigned and subject to remaining exceptions, a nd Prior lien at said property.
By__ __------ ____ _____. __
Attorney '
STANDARD EXCEPTIONS
1. Interests or claims not disclosed by the public records, Including but not limited to:
fa) Unrecorded Mechanics' or Materialmen's liens. (Liens may be filed by persons or entities furnishing labor or materials to any ini-
pruvements of real properly within 120 days from the last day of performance and will upon perfection relate in priority to the first day of
Performance as a valid lien on real property.)
(b) Unrecorded leases. (Under North Carolina law parties in possession of the premises under a verbal or unrecorded lease of three
years or less duration may remain in possession under the terms of the tenancy.)
(c) Matters that may defeat or impair title which do not appear on the record. (Evidence revealing missing heirs, forgeries, etc. may not
be on the public records, but such facts if properly established may impair or defeat what appears to be a good title on the record.)
idi Taxes, special assessments and other governmental charges that are not shown as existing liens by the public records. (Govern-
mental charges may be made for acreage fees, tap -on fees, cost of weed cutting, demolition of condemned buildings and other matters that are
not shown as existing liens on the property by the public records.)
(e) Unlisted personal property taxes. :If discovered, such tax" may be assessed as a lien on the subject property.)
I() Matters occurring prior to and subsequent to the inclusive dates of examination.
2" Any inaccuracies and discrepancies which an accurate survey of the property may disclose. (A survey, If procured from a competent
surveyor or civil engineer, will normally determine whether improvemrnts lie within the boundaries of the property, whether existing utility
lines. roads• or rather easements cross the premises, and whether there are any encroachments.)
3. Security interests that may have attached to fixtures on the subject property as provided in Article 9 of the Uniform Commercial ('ode
-
of North Carolina.
4. Compliance with any local, county, state or federal government law of regulation relative to zoning. subdivision, occupancy, use, con-
struction or development of the subject property,
5. Federal judgments and proceedings filed only in the Federal Court. (Upon the filing of a petition in Bankruptcy, title to real property
vests in the Trustee in Bankruptcy and notice thereof Is not always required to be filed In the County in which the Bankrupt owns prop-
erty; federal condemnation proceedings may vest property in the federal government and notice thereof is not required to be recorded among
the County records.) ,
NOTE: The matters included in Standard Exception Number One above set forth are items that cannot be checked. Standard Exceptions
numbered 2, 3. 4 and 5 are not included in a normal search of the County records during examination of title. Upon special request additional
Investigation may be made, and Standard Exceptions numbered 2. 3. 4. and 5 can be'elim[nated. Any such elimination is evidenced by the.
iniliaiing of such exception in the left margin by the attorney Opposite same, and items eliminated are referred to on, the reverse side hereof
by number. .. .. - - ..
TITLE INSURANCE APPLICATION
Title Insurance Ise lied for !Tom the company for which the above opinion is issued on behalf Of
DP >' P' ( ) (11 the present owner_ ____________
."9
---------- f ) (21 proposed Purchaser. ________________ __._ _
�.
.____________________________________________ ( 1 (31 proposed mortgagee, _________________---
-----------------------------------------------------..__:-_____..:__t ______:'_, as insured(s). A registered surveyor's or civil engineer's
drawing is ( 1 fs not ( )attached end when at[aehed 'insurance as to matters of surveyis required.
-
Loan is: FHA ( 1: VA ( ); Conventional ( ); Construction ( ); Other ! I ________________________________________-
The statutory lien period for mechanics -liens has ( ) has not ( ) expired, or such is unknown ( ).
Property is occupied by owner ( ), tenant ( 1. or such Is unknown
Amount of title Insurance coverage:
For present owner — value ______________________________________________________________________________S________________.
For proposed owner — sales price ---------- _------------------------ _---------------------------------------- S_____.______________
'Fur mortgagee — loan amount -.__.. .... __S____________________
'
Where the final title opinion is not completed, a binder or commitment to insure is requested
h.i Itar;6�„r Fours \a. I F' 1975. Ito ked c 1977 a....+um....
r...... I .,.....N 1 Il.ri A,u.190

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