SC_17-10_ Drummond

Issued by WiRO ISSUED BY CRC VARIANCE
Surf City CRC-VR-17-06
Permit Number SC17-10
CAMA
MINOR DEVELOPMENT
PERMIT
as authorized by the State of North Carolina, Department of Environmental Quality
and the Coastal Resources Commission for development in an area of environment
concern pursuant to Section 113A-118 of the General Statutes, "Coastal Area
Management"
Issued to Mary and Michael Drummond authorizing development in the Ocean Hazard Area of Environmental Concern
(AEC) at 1924 S. Shore Drive, in Surf City, Pender County as requested in the permittee's application package, dated
August 2, 2017, and received by DCM on August 3, 2017. This permit, issued on December 11, 2017, is subject to
compliance with the application and site drawing (where consistent with the permit), all applicable regulations and
special conditions and notes set forth below. Any violation of these terms may subject permittee to a fine, imprisonment
or civil action, or may cause the permit to be null and void.
This permit is issued by Coastal Resources Commission Variance- Final Order dated, December 8, 2017. All proposed
development and associated construction must be done in accordance with the application and work plat drawings dated
received by DCM on August 3, 2017, and subject to the following stipulations of the CRC Variance Final Order and
additional permit conditions listed on Page 2.
(1) All proposed development and associated construction must be done in accordance with the permitted work plat
drawings(s)dated received by the Division of Coastal Management on August 3, 2017.
(2) Any change•or changes in the plans for development, construction, or land use activities will require a re-evaluation and
modification of this permit.
(3) A copy of this permit shall be posted or available on site. Contact this office at [phone] for a final inspection at
completion of work.
(Additional Permit Conditions on Page 2)
•
This permit action may be appealed by the permittee or other qualified persons
within twenty (20) days of the issuing date. This permit must be on the project Jason Dail 0
site and accessible to the permit officer when the project is inspected for C A LOCAL PERMIT OFFICIAL n
compliance. Any maintenance work or project modification not covered under
this permit,require further written permit approval.All work must cease when this 127 Cardinal Drive Extension ',c-i
permit expires on: r-rn
Wilmington, NC 28405-3845
0
December 31,2020 m
r ' n A

Name: Mary and Michael Drummond
Minor Permit# SC17-10 and CRC-VR-17-06
Date: December 11, 2017
Page 2
(5) All unconsolidated material resulting from associated grading and landscaping shall be retained on site by effective
sedimentation and erosion control measures. Disturbed areas shall be vegetated and stabilized (planted and
mulched)within 14 days of construction completion.
(6) The permittee is required to contact the Local Permit Officer [phone], shortly before he plans to begin
construction to arrange a setback measurement that will be effective for sixty (60) days barring a major shoreline
change. Construction must begin within sixty (60) days of the determination or the measurement is void and must
be redone.
(7) Any structure(s) constructed within the Ocean Hazard area shall comply with the NC Building Code, including the
Coastal and Flood Plain Construction Standards of the N. C. Building Code, and the Local Flood Damage
Prevention Ordinance as required by the National Flood Insurance Program. If any provisions of the building code
or a flood damage prevention ordinance are inconsistent with any of the following AEC standards, the more
restrictive provision shall control.
(8) All buildings must be elevated on pilings with a diameter of at least 8 inches in diameter if round, or 8 inches to a
side if square; and the first-floor level of the sills and joists must meet the 100-year flood level elevation.
(9) All pilings shall have a tip penetration greater than eight feet below the lowest ground elevation under the structure.
(10) With exception of the authorized 37 sq. ft. enclosure(as granted under CRC Variance 17-06), all other development
shall be located a minimum distance of 60' landward of the First Line of Stable Natural Vegetation(FLSNV).
(11) This permit does not authorize any deck expansion seaward of the 60' setback, as measured from the First Line of
Stable Natural Vegetation (FLSNV).
(12) Any structure authorized by this permit shall be relocated or dismantled when it becomes imminently threatened by
changes in shoreline configuration. The structure(s) shall be relocated or dismantled within two years of the time
when it becomes imminently threatened, and in any case upon its collapse or subsidence. However, if natural
shoreline recovery or beach renourishment takes place within two years of the time the structure becomes
imminently threatened, so that the structure is no longer imminently threatened, then it need not be relocated or
dismantled at that time. This condition shall not affect the permit holder's right to seek authorization of temporary
protective measures allowed under CRC rules.
(13) Pursuant to 15A NCAC, Subchapter 7J.0406(b), this permit may not be assigned, transferred, sold or otherwise
disposed of to a third-party.
/ 7/ —// 7
SIGNAT DATE: X ( //S I .

Issued by WiRO ISSUED BY CRC VARIANCE
Surf City CRC-VR-17-06
Permit Number SC17-10—
Amended 1/29/18
CAMA
MINOR DEVELOPMENT
PERMIT Coastal Management
'e gOnMEq T. OUAUT'
as authorized by the State of North Carolina, Department of Environmental Quality
and the Coastal Resources Commission for development in an area of environment
concern pursuant to Section 113A-118 of the General Statutes, "Coastal Area
Management"
Issued to Mary and Michael Drummond authorizing development in the Ocean Hazard Area of Environmental Concern
(AEC) at 1924 S. Shore Drive, in Surf City, Pender County as requested in the permittee's application package, dated
August 2, 2017, and received by DCM on August 3, 2017. This permit, modified on January 29, 2018, is subject to
compliance with the application and site drawing (where consistent with the permit), all applicable regulations and
special conditions and notes set forth below. Any violation of these terms may subject permittee to a fine, imprisonment
or civil action, or may cause the permit to be null and void.
The original permit was issued by Coastal Resources Commission Variance- Final Order dated, December 8,2017.With
exception of the amended deck addition included in this permit modification, all proposed development and associated
construction must be done in accordance with the application and work plat drawings dated received by DCM on August
3, 2017,and subject to the following stipulations of the CRC Variance Final Order and additional permit conditions listed
on Page 2.
(1) All proposed development and associated construction must be done in accordance with the original CAMA permit, No.
SC17-10, including the permitted work plat drawings(s) dated received by the Division of Coastal Management on August
3, 2017. The proposed modifications authorized under this permit include the construction of 122 sq. ft. of
additional uncovered decking along the ocean side of the existing residence.
(2) Any change or changes in the plans for development, construction, or land use activities will require a re-evaluation and
modification of this permit.
(3) A copy of this permit shall be posted or available on site. Contact this office at [phone] for a final inspection at
completion of work.
(Additional Permit Conditions on Page 2)
:O.
This permit action may be appealed by the permittee or other qualified persons
within twenty (20) days of the issuing date. This permit must be on the project j 0
site and accessible to the permit officer when the project is inspected for Jason Dail w?
compliance. Any maintenance work or project modification not covered under C- A LOCAL PERMIT OFFIClie
this permit,require further written permit approval.All work must cease when this 127 Cardinal Drive Extension
permit expires on:
Wilmington, NC 284 0
December 31,2020 )
In iceninn Chic normit it ic anrand that this nrniort ic rnncictont with tho Inrn1 I anti 1L _ _ A

Name: Mary and Michael Drummond
Minor Permit#SC17-10 and CRC-VR-17-06
—AMENDED on January 29, 2018
Date: January 29, 2018
Page 2
(5) All unconsolidated material resulting from associated grading and landscaping shall be retained on site by effective
sedimentation and erosion control measures. Disturbed areas shall be vegetated and stabilized (planted and
mulched)within 14 days of construction completion.
(6) The permittee is required to contact the Local Permit Officer [phone], shortly before he plans to begin
construction to arrange a setback measurement that will be effective for sixty (60) days barring a major shoreline
change. Construction must begin within sixty (60) days of the determination or the measurement is void and must
be redone.
(7) Any structure(s) constructed within the Ocean Hazard area shall comply with the NC Building Code, including the
Coastal and Flood Plain Construction Standards of the N. C. Building Code, and the Local Flood Damage
Prevention Ordinance as required by the National Flood Insurance Program. If any provisions of the building code
or a flood damage prevention ordinance are inconsistent with any of the following AEC standards, the more
restrictive provision shall control.
(8) All buildings must be elevated on pilings with a diameter of at least 8 inches in diameter if round, or 8 inches to a
side if square; and the first-floor level of the sills and joists must meet the 100-year flood level elevation.
(9) All pilings shall have a tip penetration greater than eight feet below the lowest ground elevation under the structure.
(10) With exception of the authorized 37 sq. ft. enclosure(as granted under CRC Variance 17-06), all other development
shall be located a minimum distance of 60' landward of the First Line of Stable Natural Vegetation(FLSNV).
(11) Any deck(s) located within 60 feet from the FLSNV shall not exceed a combined footprint of 500 sq.ft. (existing and
proposed) and shall be structurally independent of the residential or primary structure. The deck(s) may be
cosmetically attached, but shall remain free standing as a single structure.
(12) Any structure authorized by this permit shall be relocated or dismantled when it becomes imminently threatened by
changes in shoreline configuration. The structure(s) shall be relocated or dismantled within two years of the time
when it becomes imminently threatened, and in any case upon its collapse or subsidence. However, if natural
shoreline recovery or beach renourishment takes place within two years of the time the structure becomes
imminently threatened, so that the structure is no longer imminently threatened, then it need not be relocated or
dismantled at that time. This condition shall not affect the permit holder's right to seek authorization of temporary
protective measures allowed under CRC rules.
(13) Pursuant to 15A NCAC, Subchapter 7J.0406(b), this permit may not be assigned, transferred, sold or otherwise
disposed of to a third-party.

CERTIFIED MAIL RETURN RECEIPT REQUESTED
DIVISION OF COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPERTY OWNER NOTIFICATION/WAIVER FORM
Name of Property Owner: I C&X(-0t` 'Lr\ 1 r Cr at
Address of Property: 1G sr\o,-€1 � J Z�
(Lot or Street#, Street or Road, City&Coun Ity) �-k2(the1z
Agent's Name#: Mailing Address: L E r;dg Ea`
Agent's phone#: W1,3\-1--76k c*-/ NL- Z 7Z(cZ-
Agent's email: rn CL_`'1 L C, r\-Pe n
I hereby certify that I own property adjacent to the above referenced property. The individual
applying for this permit has described to me as shown on the attached drawing the development
they are proposing. A description or drawing, with dimensions, must be provided with this letter.
i
X I have no objections to this proposal. I have objections to this proposal.
If you have objections to what is being proposed,you must notify the Division of Coastal Management(DCM)in
writing within 10 days of receipt of this notice. Correspondence should be mailed to 127 Cardinal Drive Ext.,
Wilmington, NC, 28405-3845. DCM representatives can also be contacted at(910) 796-7215. No response is
considered the same as no objection if you have been notified by Certified Mail.
WAIVER SECTION
I understand that a pier, dock, mooring pilings, breakwater, boathouse, lift, or groin,ryst fit,.
back a minimum distance of 15' from my area of riparian access unless waived by �(( besl//
wish to waive the setback, you must initial the appropriate blank below.)
JAN 2 9 2018
I do wish to waive the 15' setback requirement.
I do not wish to waive the 15' setback requirement. DCM WILMINGTON, NC
(Pro erty ner I atio ) /1 (Adjacent Property Owner Information)
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CERTIFIED MAIL • RETURN RECEIPT REQUESTED
DIVISION OF COASTAL MANAGEMENT
ADJACENT RIPARIAN PROPERTY�/ OWNER NOTIFICATION/WAIVER FORM
Name of Property Owner: l Q Y 'Y H 1 C '10-12A i"U if\(i)3()d
Address of Property: / 9c>?`l ��-� kDre._71 Y1 Ur-f CA! ,PertYiStreet or Road Coun t1(Lot or Street �y tY) f"�f?v-
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I hereby certify that I own property adjacent to the above referenced property. The individual
applying for this permit has described to me as shown on the attached drawing the development
they are proposing. A description or drawing.with dimensions. must be provided with this letter.
1 have no objections to this proposal. I have objections to this proposal.
if you have objections to what is being proposed,you must notify the Division of Coastal Management(DCM)in
writing within 10 days of receipt of this notice. Correspondence should be mailed to 127 Cardinal Drive Ext.,
Wilmington, NC, 28405-3845. DCM representatives can also be contacted at(910) 791E-7215. No response is
considered the same as no objection if you have been notified by Certified Mail.
WAIVER SECTION
I understand that a pier, dock, mooring pilings, breakwater, boathouse, lift, or groin must be set
back a minimum distance of 15'from my area of riparian access unless waived by me. (If you
wish to waive the setback, you must Initial the appropriate blank below.) P°►
i do wish to waive the 15' setback requirement. t � 'E�V E ID
JAN 2 9 2018
I do not wish to waive the 15' setback requirement.
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ROY COOPER
Governer
MICHAEL S. REGAN
Sec reran
Coastal Management
ENVIRONMENTAL QUALITY BRAXTON DAVIS
nireclor
January 29, 2018
Mary and Michael Drummond
4236 Rock Bridge Road
High Point, NC 27262
Dear Mr. and Mrs. Drummond:
Attached is amended CAMA Minor Development Permit No. SC 17-10 for work to be done at 1924
S.Shore Drive, in Surf City, Pender County. An electronic copy has been sent to the Surf City Inspections
Department.
To validate this permit, please sign both copies of the permit as indicated for our records.
Retain the orange copy for your files and sign both pages of the white copy and return to us within
20 days of receipt, in the enclosed,self-addressed envelope
This is not a valid permit until it is signed and returned to our office.
Thank you for your prompt attention to this matter.
Sincerely,
. J l CLc�
Shaun K. Simpson
Permit Support Technician
Enclosures
Cc: WiRO files
SC Inspection Dept.
State of North Carolina I Environmental Quality I Coastal Management
127 Cardinal Drive Ext.,Wilmington,NC 28405

STATE OF NORTH CAROLINA BEFORE THE NORTH CAROLINA
COASTAL RESOURCES
COUNTY OF PENDER COMMISSION
CRC-VR-17-06
IN THE MATTER OF: )
PETITION FOR VARIANCE ) FINAL AGENCY DECISION
BY MICHAEL AND MARY DRUMMOND )
As part of the renovation of their oceanfront property located at 1924 South Shore Drive
in Surf City, Pender County, Petitioners Michael and Mary Drummond ("Petitioners") request
variances from 15A NCAC 7H .306(a)(9)and 7H .0309 to allow construction of additional decking
oceanward of the house and to enclose 37 square feet of decking under roof on the landward side
of the house. Prior to Petitioners seeking a variance, DMC denied their request for a minor permit
pursuant to the Coastal Areas Management Act of 1974 (hereinafter "CAMA") because the
proposed development is located within the oceanfront erosion setback.
This matter was heard on oral arguments, written briefs, stipulated facts and stipulated
exhibits at the regularly scheduled meeting of the North Carolina Coastal Resources Commission
(hereinafter Commission) on November 7, 2017 in Atlantic Beach, North Carolina pursuant to
N.C. Gen. Stat. § 113A-120.1 and 15A NCAC 7J .0700, et seq. Assistant General Counsel
Christine A. Goebel, Esq. appeared for the Department of Environmental Quality, Division of
Coastal Management(DCM) and I. Clark Wright, Esq. appeared on behalf of Petitioners.
The Commission adopts the following:
STIPULATED FACTS
A. Petitioners Mary and Michael Drummond own property located at 1924 South
Shore Drive, Surf City, in Pender County,North Carolina(the "Site"). The Site consists of Lots
22, 23, 24 and 25, Block B, White Hills Beach, Surf City,North Carolina.

B. Petitioner Mary Drummond's family has owned, used and enjoyed the Site since
her father's purchase of the Site on June 30, 1970. During her childhood and continuing into her
adulthood, Petitioner Mary Drummond used and enjoyed the family beach home located on this
Site several times each year, on average. More recently, Petitioner Michael Drummond has used
and enjoyed the Site twice per year on average since his marriage to Petitioner Mary Drummond
in 1989. A copy of the 1970 deed was provided as a stipulated exhibit.
C. Petitioner Mary Drummond first acquired legal interest in the Site by inheritance
in 2008, upon the passing of her Father. BB&T managed the estate upon Mr. Herring's passing,
and over time, Petitioners became dissatisfied with BB&T's management.
D. Between 2008 and 2016, Petitioners unsuccessfully sought approval from BB&T
as Trustee of the Site for repairs, including repairing storm damage to foundation pilings,
addressing general wear and tear, and funding enclosure of the small area of the beach house that
is the subject of the current variance request.
E. Petitioners and Staff disagree on where the setback would have been located
between 2008 and 2014 had Petitioners sought a CAMA permit during that Period. It is
Petitioners' contention that if BB&T as Trustee had approved these needed repairs between 2008
and 2014, the FLSNV would have been more than 60 feet from the footprint of Petitioners'
beach home and no CAMA permit authorization would have been required. DCM Staff contends
that,based on a review of aerial imagery and using the measuring tools to measure 60' landward
of the FLSNV, the area of the house where the 37-square foot addition was located within the
setback since 2008.
Page 2 of 15

F. On February 15, 2017, Petitioners purchased the Site outright because of their
dissatisfaction with BB&T's management of the Site. This purchase was through an Executor's
Deed, recorded on February 15, 2017 in Book 4637, beginning at Page 1751, Pender County
Register of Deeds. A copy of this deed was provided as a stipulated exhibit.
G. The Pender County Tax Card shows that the first home on the Site was built in
1972 and the current home was renovated after Hurricane Fran in 1996. The current building
footprint has existed since 1982. A copy of the tax card was provided as a stipulated exhibit.
H. The Site is located within the Ocean Erodible portion of the Ocean Hazard Area
of Environmental Concern("AEC"), adjacent to the Atlantic Ocean. The applicable erosion rate
at the Site is 2'/year, and so the setback for this proposed development under 5,000 square feet is
60' landward of the first line of stable and natural vegetation. There have been no large-scale
nourishment projects at the Site, and so the actual first line is used,as there is no static line or
development line. Surf City has no long-term nourishment project permitted or planned.
I. Pursuant to N.C.G.S. 113A-118,the proposed development requires the issuance
of a CAMA permit.
J. At the Site, the waters of the Atlantic Ocean are classified as SB waters, open to
the harvest of shellfish. The portion of the Site where development is proposed is located within
a VE 14 Flood Zone. The landward portion of the Site near the road is located within a VE 12
Flood Zone. This Site is not located in a COBRA zone.
K. On or about August 3, 2017, Petitioners applied for a CAMA Minor Development
Permit proposing to convert 37 square feet of currently roof-covered decking into enclosed
"Total Floor Area" as defined by the Commission's rules. Petitioners also propose to re-work the
Page 3 of 15

existing decking which has approximately 665 square feet waterward of the 60' setback,
including the removal of approximately 49 square feet of existing decking, the addition of
approximately 137 square feet of new decking for a total of 753 net square feet. Petitioners also
propose interior renovations and replacement of some pilings which are not part of this variance.
A copy of Petitioners' CAMA Minor Development Permit Application with site plans was
provided as a stipulated exhibit.
L. The adjacent riparian property owners are The Shapiros to the northeast at 1920
South Shore Drive, and the Benedicts to the southwest at 1926 South Shore Drive. Both adjacent
riparian property owners received certified mail notice of Petitioners' Minor Development
CAMA permit application. Copies of the certified mail receipts were provided as a stipulated
exhibit.
M. Surf City does not have an authorized CAMA Minor Development Permit
program, so Petitioners' application was processed by DCM's Wilmington Regional Office
Staff.
N. DCM received no objections from adjacent property owners or any member of the
public.
O. Most of Petitioners' existing beach home is located oceanward of the 60 foot
CAMA setback line based on the location of the FLSNV flagged by DCM staff on April 18,
2017, and shown on Petitioners' site plans. The proposed 37 square foot addition is located
within the setback, approximately 45 feet landward of the FLSNV. This addition to the Total
Floor Area is required by the Commission's rules at 15A NCAC 7H .0306(a)(9)to be landward
of the 60' setback,and it falls about 15' short of the setback line.
Page 4 of 15

P. Petitioners have approximately 665 square feet of existing decking on the Site
within the setback. Petitioners propose to re-work the decking by removing approximately 49
square feet and then adding approximately 137 square feet of new decking, for a net total of about
753 square feet of decking(253 square feet over the 500 square foot limit). However, Petitioners'
are limited by the Commission's rules at 15A NCAC 7H .0306 and .0309, to no more than 500
square feet of elevated decking per 07H.0309(a)(3).
Q. By letter dated August 23, 2017, DCM denied Petitioners' CAMA minor permit
application, based on the proposed development of the house addition and the decking conflicting
with 15A NCAC 07H.0306(a)(9) as the proposed development was not landward of the 60'
setback, and because the decking exceeds the 500 square feet of decking exception of
7H.0309(a)(3). A copy of the DCM denial letter was provided as a stipulated exhibit.
R. Both adjacent riparian property owners received certified mail notice of Petitioners'
request for variance. Copies of these certified mail receipts was provided as a stipulated exhibit.
Both adjacent property owners have communicated to Petitioners that they do not object to this
variance. Copies of their correspondence were provided as stipulated exhibits. Additionally, the
neighbor across the street to the north, Mrs. Teachey, has communicated to Petitioners she does
not object to the variance. A copy of her correspondence was provided as a stipulated exhibit.
S. For purposes of this Variance Request, Petitioners stipulate that their proposed 37
square foot addition constitutes development that is inconsistent with the CAMA setback specified
in 15 NCAC 7H .0306(a)(9), and that the(existing and) proposed decking exceeds the 500 square
feet allowed by 7H.0309(a)(3).
Page 5 of 15

T. Petitioners' proposed improvements call for enclosing 37 square feet of deck area
as additional heated/cooled "Total Floor Area" per the applicable CAMA use standard. This area
is currently covered by the roof line of the existing home and Petitioners' building plans do not
show any increase in impervious surface area on Petitioners' lot.
U. As shown in the Site plans, no portion of Petitioners' proposed 37 square foot
addition extends beyond the home's existing roof line and eaves.
V. On October 4, 2017, Petitioners filed this Variance Request requesting a variance
from the 60-foot setback requirement defined in 07H.0306(a)(9)with regard to the 37 square foot
addition, and from 07H.0306 and 07H.0309(a)(3) in order to re-work the decking which exceeds
the 500 square foot limit by approximately 253 square feet. The proposed development changes
are shown on Petitioners' CAMA permit application materials provided as a Stipulated Exhibit.
STIPULATED EXHIBITS
Included with the Petition and the Staff Recommendation for the Commission's review
were the following Stipulated Exhibits:
A. June 29, 1970 Deed of Conveyance to Petitioner Mary Dnnnmond's father, Otha
Edwin Herring and wife, Jeanette Lewis Herring;
B. Petitioners' 2017 Tax Card for 1924 S. Shore Drive;
C. Petitioners' Google Earth aerial images of 1924 S. Shore Drive from 2008-2016;
D. DCM staff's aerial images of 1924 S. Shore Drive depicting the vegetation line and 60-
foot CAMA setback from 2008-2016;
E. February 13, 2017 Executor's Deed to Petitioners;
F. Petitioners' CAMA Minor Permit Application with Site plans and survey;
Page 6 of 15

G. Adjacent Riparian Property Owner Statements for CAMA Minor Permits for the
Shapiros and Benedicts along with certified mail receipts;
H. Letter dated August 23, 2017 denying the CAMA Minor Development Application to
Mary and Michael Drummond from Jason Dail;
I. Petitioners' notice of variance to adjacent riparian property owners, the Shapiros and
Benedicts,with email replies in support of the variance;
J. Letter supporting the variance to Petitioners from their neighbors Gary and Virginia
Teachey.
CONCLUSIONS OF LAW
A. The Commission has jurisdiction over the parties and the subject matter.
B. All notices for the proceeding were adequate and proper.
C. Petitioners have shown that their request to enclose 37 square feet of decking,
currently under roof,on the street side of the building meets the requirements in N.C.G.S. § 113A-
120.1(a)and 15 NCAC 07J .0703(f).
D. Petitioners have failed to show that their request to increase the square footage of
the deck on the ocean side of the building during the renovation meets the requirements which
must be found before a variance can be granted.
E. The Commission's analysis of each request is set forth separately as follows:
1. Request to Enclose 37 Square Feet meets Variance Requirements.
a. Strict application of the ocean erosion setback in 15A NCAC
07H.0306(aX9)will cause unnecessary hardships.
The Commission affirmatively finds that denying Petitioners' request to enclose 37 square
feet of deck located under roof on the street side of their property would cause Petitioners
unnecessary hardship. 15A NCAC 07H .0306 establishes general use standards for ocean hazard
Page 7 of 15

areas and provides setbacks designed to protect life and property using calculations based on the
total square footage of heated and air-conditioned living space. The ocean erosion setback rule is
designed to ensure that development within the coastal shorelines is compatible with and does not
harm the biological and physical functions of the shoreline system.
The existing home includes approximately 1955 square feet of heated and cooled living
space. Adding 37 square feet to the total would not have an impact on the amount of the setback
calculated. The existing setback for the property is located 60 feet landward from the first line of
stable, natural vegetation (FLSNV). Currently about two-thirds of the home is within the setback
area. Without the variance, Petitioners would not be able to enclose an additional 37 square foot
area on the street side of the property. Therefore, strict application of this rule would cause
Petitioners unnecessary hardship.
Following discussion regarding this factor, the Commission affirmatively found that
Petitioners have shown that the hardship caused by denying a permit for the proposed development
is unnecessary insofar as the Commission can protect the shoreline system even if the proposed
enclosure is allowed as the proposed addition to the street side of the house will be de minimis in
nature. Furthermore,the location of the enclosed area on the side of the house away from the ocean
and under an existing roof line reduces the likelihood that it will create additional storm debris.
For these reasons, the Commission affirmatively finds that Petitioners has met the first factor
without which a CAMA variance cannot be granted as it relates to the 37 square foot enclosure.
b. Any Hardship results from conditions peculiar to Petitioners' property.
The Commission affirmatively finds that Petitioners have demonstrated any hardships
resulting from denying the request to enclose 37 square feet on the street side of the house result
Page 8 of 15

from conditions peculiar to the property space. Specifically, Petitioners' property have been
unchanged since a 1996 renovation following Hurricane Fran and has maintained essentially the
same footprint since the mid-1980s. The area involved is located completely under the existing
roof and drip line and there is minimal potential for storm debris as a result of enclosing the front
deck and adding 37 square feet of living space.
Accordingly, the Commission affirmatively finds that Petitioners have demonstrated that
any hardship resulting from a denial of their request to enclose 37 square feet of decking under
roof results from conditions peculiar to the property. Thus, Petitioners have met the second factor
required for the grant of a variance.
c. Petitioners have demonstrated they did not cause the hardship
associated with denying their request to enclose 37 square feet.
The Commission affirmatively finds that Petitioners have demonstrated that any hardship
caused by denying the request to enclose 37 square feet does not result from actions taken by the
Petitioners. Specifically,any hardship is not based on Petitioners' action but would appear to result
from the layout of the house which has remained unchanged after being renovated in 1996
following Hurricane Fran and has had the current building footprint since 1982.This footprint has
been in place since before CAMA. Thus, Petitioners did not cause the hardship associated with
denying the request. For these reasons, the Commission affirmatively finds that Petitioners have
demonstrated that they have met the third factor required for a variance as it relates to the addition.
Page 9 of 15

d. Petitioners have demonstrated that the request to enclose 37 square feet
is consistent with the spirit, purpose and intent of the Commission's
rules, will secure public safety and welfare, and will preserve
substantial justice.
Petitioners have demonstrated (a) that the requested variance to enclose 37 square feet of
deck under roof to increase living space is consistent with the spirit, purpose and intent of the
Commission's rules, (b) that it will secure public safety and welfare, and (c) that it will preserve
substantial justice. The principal purposes of the oceanfront erosion setback rule is to protect life
and property. The Commission is persuaded that the proposed addition of 37 square feet to the
existing heated and cooled living space will have a de minimis impact and is unlikely to have
adverse impacts on the resource protection goals of the CAMA program. Moreover,the proposed
enclosed area is on the street-side of the existing house under roof and is unlikely to contribute
debris in the event of a storm. Thus, the small additional enclosed area will have a negligible
impact on public safety and welfare. Finally, granting the variance is consistent with substantial
justice as it balances Petitioners' interest in renovating the property with the CAMA goals.
For these reasons,the Commission affirmative finds that Petitioners have meet their burden
to establish the fourth factor required by N.C.G.S. § 113A-120.1(a) without which a variance
allowing enclosure of 37 square feet on the street side of the house cannot be granted.
2. Request to Add Ocean side Decking in 60 foot setback fails to meet Variance
Requirements.
a. Strict application of the ocean erosion setback in 15A NCAC 07H
.0306(a)(9) and the exception allowed by 15A NCAC 07H .0309 does
not cause Petitioners unnecessary hardships.
The Commission affirmatively finds that denying Petitioners' request to add additional
square footage to the deck on the ocean side of the house based on a strict application of the
Page 10 of 15

Commission's rules would NOT cause Petitioners unnecessary hardship. 15A NCAC 07H .0309
allows an exception for 500 square feet of elevated decking to be located within the oceanfront
erosion setback established by 15A NCAC 07H .0306(a). Petitioners' house currently includes
more than the allowed amount of decking in the oceanfront setback.
Despite the current overage, Petitioners have requested permission to renovate the deck
and add an additional 137 square feet of decking to the total square footage in the oceanfront
setback. The proposed deck additions are located oceanward of the existing deck, less than thirty
feet waterward of the FLSNV on an eroding beach. The community does not have a history of
large-scale nourishment and there is no long-term nourishment plan. These facts result in a strong
possibility that the new deck could be impacted by future storms and cause damage to other homes,
cause safety issues,and increase the public cost required to remove storm debris. Petitioners argue
that their proposal addresses the Commission's concern because they are renovating a deteriorated
portion of the deck. The Commission found this argument unconvincing because homeowners are
responsible for property maintenance regardless of the circumstances. The Commission also notes
any of the decking located on the oceanward side of the home is susceptible to both long-term
oceanfront erosion and storm-related erosion.
Given this potential for the new decking to be impacted by storms, any hardship caused by
denying the proposed variance is a necessary hardship designed to protect the goals of CAMA and
protect public safety and welfare. For these reasons, the Commission finds that Petitioners has
failed to meet the first factor as it relates to the decking; therefore, a variance cannot be granted.
Page 11 of 15

b. Petitioners failed to demonstrate that any hardship results from
conditions peculiar to Petitioners' property.
The Commission finds that Petitioners have failed to demonstrate that any hardship results
from conditions peculiar to the property as it relates to the oceanfront decking. The Commission
finds no peculiarities such as size,location or topography which cause hardships to the Petitioners.
The Commission also found that the earlier damage and repair resulting from Hurricane Fran was
not unique to the Petitioners. For these reasons,the Commission does not find that Petitioners have
demonstrated the hardship related to the decking results from conditions peculiar to Petitioners'
property.
c. Petitioners fail to show that they did not cause the hardships.
The Commission finds that any hardships caused by denying the variance request result
from actions taken by Petitioners. The Commission agrees that the Petitioners did not cause the
erosion of the vegetation line and dune system,and did not cause the deck to be located within the
60-foot setback. However, shoreline erosion is a common problem for oceanfront properties and
is an issue taken into consideration in the Commission's rules. The Commission found that the
hardship was caused by the Petitioners' choice of design, which exceeded the 500-foot exception
allowed for decking under the Commission's rules. The Commission appreciated the fact that the
Petitioners tried to reduce the potential for storm debris by renovating the existing deck (and
presumably strengthening the deck). But, Petitioners have failed to carry their burden of showing
why they could not simply rework the existing decking to conform to the Commission's rules
instead of adding square footage to the decking which is already at risk within the ocean erosion
hazard setback.
Page 12 of 15

d. Petitioners have failed to demonstrate that the requested variance is
consistent with the spirit,purpose and intent of the Commission's rules,
will secure public safety and welfare,and preserve substantial justice.
Petitioners have failed to demonstrate(a)that the requested variance is consistent with the
spirit, purpose and intent of the Commission's rules, (b) that it will secure public safety and
welfare,and(c)that it will preserve substantial justice. The principal purposes of the ocean hazard
setback rule is to protect life and property. Petitioners do not state any credible reason for needing
to rework the design of the oceanfront portion of the existing deck and enlarge the square footage.
The Commissin's rule already provides a generous exception authorizing 500 square feet of
elevated decking within the setback. Here Petitioners are requesting permission to add square
footage within the setback. The plan calls for this square footage to be added to the oceanward
side of the house, closest to the ocean hazard and most susceptible to both long-term erosion and
storm-related erosion.Additionally this site has not received nourishment in the past,and Surf City
has no long-term nourishment plan. On this eroding shoreline, it is likely that in a short period of
time, the new decking, which would be less than thirty feet from the FLSNV, could encroach on
the public trust beach. For these reasons, the Commission affirmatively finds that Petitioners'
proposed development of an oceanfront deck is NOT consistent with the spirit,purpose,and intent
of the Commission's rule, and will negatively impact public safety and welfare.
Finally, the Commission affirmatively finds that Petitioners have failed to establish that
granting a variance will preserve substantial justice. On the contrary, it would create an injustice
to allow Petitioners to construct a deck that is not aligned with the Commission's rules when other
property owners are required to follow the rules and are limited to having only 500 square feet of
deck within the ocean front eroision setback.
Page 13 of 15

For all of these reasons, the Commission affirmatively finds that Petitioners request to
increase the size of their ocean front deck fails to meet the fourth factor required by N.C.G.S. §
113A-120.1(a).
ORDER
THEREFORE, the requested variance from 15A NCAC 7H. .0306(a)(9) to enclose 37
square feet of decking under roof on the landward side of the house is GRANTED.
FURTHERMORE, the requested variance from 15A NCAC 7H .0309 to increase the
decking on the oceanside of the house is DENIED.
In order to proceed with the renovation, Petitioners are responsible for obtaining all
required permits from the proper permitting authority. This variance is based upon the Stipulated
Facts set forth above.The Commission reserves the right to reconsider the granting of this variance
and to take any appropriate action should it be shown that any of the above Stipulated Facts is not
true or has materially changed.
This the 8t day of December 2017.
M. Renee Cahoon Chair
Coastal Resources Commission
Page 14 of 15

CERTIFICATE OF SERVICE
This is to certify that I have this day served the foregoing FINAL AGENCY DECISION
upon the parties by the methods indicated below:
Michael and Mary Drummond Certified Mail/ Return Receipt Requested
4236 Rock Bridge Road
High Point,NC 27262
I. Clark Wright, Jr., Esq. U.S. Mail and Electronically: [e-mail]
Davis Hartman Wright LLC
209 Pollock Street
New Bern,NC 28560
Christine A. Goebel, Esq. Electronically: [e-mail]
Assistant General Counsel
N.C. Dep't of Environmental Quality
1601 Mail Service Center
Raleigh, NC 27699-1601
Braxton C. Davis electronically: [e-mail]
Mike Lopazanski [e-mail]
Angela Willis [e-mail]
Director of DCM
400 Commerce Ave.
Morehead City,NC 28557
This the 8t day of December, 2017.
fi
1 /
L 11111.ALAI
ar 4 .casse
Spe t O eputy Attorney General and Commission Counsel
N.C. Department of Justice
P.O. Box 629
Raleigh,N. C. 27602
Page 15 of 15

ROY COOPER
(lO wrnor
MICHAEL S. REGAN
i Serretart
Coastal Management
ENVIRONMENTAL QUALITY
August 23,2017 BRAXTON DAVIS
Director
CERTIFIED MAIL— 7014 2120 0000 8055 4638
RETURN RECEIPT REQUESTED
Mary and Michael Drummond
4236 Rock Bridge Road
High Point,NC 27262
RE: DENIAL OF CAMA MINOR DEVELOPMENT
PERMITAPPLICATION NUMBER- SC17-10
PROJECT ADDRESS- 1924 South Shore Drive, Surf City,NC
Dear Mr. and Mrs. Drummond:
After reviewing your application in conjunction with the development standards required
by the Coastal Area Management Act (CAMA) and our locally adopted Land Use Plan and
Ordinances, it is my determination that no permit may be granted for the project which you have
proposed.
This decision is based on my findings that your request violates NCGS 113A-120(a)(8)
which requires that all applications be denied which are inconsistent with CAMA guidelines.
Specifically, the development for which you applied consisted of expansion of a structure within
the minimum development setback (measured 60 feet from the First Line of Stable Natural
Vegetation(FLSNV), or 30 times the shoreline erosion rate of 2 feet/year,whichever is greater).
Your proposal is inconsistent with 15 NCAC 7H .0306(a)(9), which states that:
"Structural additions or increases in the footprint or total floor area of a building or structure
represent expansions to the total floor area and shall meet the setback requirements
established in this Rule and 15A NCAC 07H .0309(a). New development landward of the
applicable setback may be cosmetically, but shall not be structurally, attached to an existing
structure that does not conform with current setback requirements"
Should you wish to appeal my decision to the Coastal Resource Commission or request a
variance from the Commission, please contact me so I can provide you with the proper forms
and any other information you may require. The Division of Coastal Management in Morehead
City must receive appeal notices within twenty (20) days of the date of this letter in order to be
considered.
spect y?urs,
ason Dail
DCM Field Representative and Local Permit Officer
State of North Carolina I Environmental Quality I Coastal Management
127 Cardinal Drive Ext.,Wilmington,NC 28405

. . •os a ervice
CERTIFIED MAIL° RECEIPT
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- For delivery information,visit our website at www.usps.coma.
rl
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L
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'lJ
j- Sent To
Miry v144,
Street&Apt.Nb.,ti �¢ ".,
or PO Box No. V c._36 2e d City,State,ZIP+4

'uremia ends service provwes we roiiowing oenenis:
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c c,..,.,•AAflfl nu.,on,.in.......e DOM seotne eV."

.ENLLr1: COMPLETE THIS SECTION COMPLETE THIS SECTION ON DELIVERY
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item 4 if Restricted Delivery is desired. X 12-ggent
IN Print your name and address on the reverse _ MisfardJ : El Addressee
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or on the front if space permits. 7 - - 5
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kits y 4 Acf... 4- .1)4,v, rond DCM WILMINGTON, NC 4.
4/a3 ( Jack an. '' . AUG 28 2017
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'S Form 3811.July 2013 Domestic Return Receipt

UNITED STATESeZEIKA E' First-Class Mail
NC .� Postage&Fees Paid
+�• '� USPS
25 AU 1 Permit No.G-10
f't~t. , I.
• Sender: Please print your name, address, and ZIP+4®in this box*
N.C. Dept. of Environmental Quality
Division of Coastal Management
127 Cardinal Drive Extension
Wilmington, NC 28405-3845

to
I
Locality ( V,al 1/ Permit NumbcF��/� / 2
Ocean Hazard Estuarine Shoreline ORW Shoreline Public Trust Shoreline Other
(For official use only)
GENERAL INFORMATION
LAND OWNER-MAILING ADDRESS
Name M an%ct- tki chaa.A b_Yuv►-.rcnd
Address q. 2 3 o
._.. r'tag i d . ._...__
ale-27is
City � t' State C-
� zip2-7.76Z non��6)a55-y� 33.1te -zi sts
,
Email Moi ii.kayacktite, nf±— - L .._orvi c 1 r __ , net
AUTHORIZED AGENT
Name C-1
Address — —
City State Zip Phone . . ..
Email
LOCATION OF PROJECT:(Address,street name and/or directions to site;name of the adjacent waterhody.)
I q z L "Ar-\, shoe Y.\\i , SLY- -- 34-y_ r\lc z.K Li*c
1
\A- �1 aX\ c OCerLy1
DESCRIPTION OF PROJECT:(List all proposed construction and land disturbance.) No 'ley.) c•oGk-pri 4
'added.37sa.,.n,f4e.e -1‘e 4-uc aee.aUnder-e,. sAujro>N-aler gonrus4i/tsde.e ,
SIZE OF LOT/PARCEL: Vt12.L5 square feet acres
PROPOSED USE: Residential g (Single-family Multi-family ❑ ) Commercial/Industrial ❑ Other ❑
COMPLETE EITHER(I)OR(2) BELOW(Contact your Local Permit Office,if you are not sure,vl,ich AEC applies
to your property): z_, a I
(I) OCEAN HAZARD AECs:TOTAL FLOOR AREA OF PROPOSED STRUCTURE: -''*�.f�, uarc feet(includes
air conditioned living space,parking elevated above ground level,non-conditioned space elevated above ground level but
excluding non-load-bearing attic space)
(2) COASTAL SHORELINE AECs: SIZE OF BUILDING FOOTPRINT AND OTHER IMPERVIOUS OR BUILT
UPON SURFACES: square feet(includes the area of the foundation of all buildings,driveways,covered decks,
concrete or masonry patios,etc.that are within the applicable AEC.Attach your calculations with the project drawing.)
STATE STORM WATER MANAGEMENT PERMIT: Is the project located in an area subject to a State
Stormwater Manager �1'tnilEs VIEONC Division of Energy,Mineral and Land Resources(DEMLR)?
YES NO �wvllb�"88
If ycs,list the total built surface allowed for your lot or parcel: square feet.

s
SITE DRAWING/APPLICATION CHECKLIST
Please make sure your site drawing includes the following information required for a CAMA minor development permit.
The Local Permit Officer will help you,if requested.
PHYSICAL DIMENSIONS
Label roads
Label highways right-of-ways
Label local setback lines
Label any and all structures and driveways currently existing on property
Label adjacent waterbody
PHYSICAL CHARACTERISTICS
Draw and label normal high water line(contact LPO for assistance)
Draw location of on-site wastewater system
If you will be working in the ocean hazard area:
Draw and label dune ridges(include spot elevations)
Draw and label toe of dunes
Identify and locate first line of stable vegetation(contact LPO for assistance)
Draw and label erosion setback line(contact LPO for assistance)
Draw and label topographical features(optional)
If you will be working in a coastal shoreline area:
Show the roof overhang as a dotted line around the structure
Draw and label landward limit of AEC
Draw and label all wetland lines(contact LPO for assistance)
Draw and label the 30-foot buffer line
DEVELOPMENT PLANS
Draw and label all proposed structures
Draw and label areas that will be disturbed and/or landscaped
Note size of piling and depth to be placed in ground
Draw and label all areas to be paved or graveled
Show all areas to be disturbed
Show landscaping
NOTE TO APPLICANT
•
Have you:
• completed all blanks and/or indicated if not applicable?
• notified and listed adjacent property owners?
• included your site drawing?
• signed and dated the application?
• enclosed the$100.00 fee?
• completed an AEC Hazard Notice,if necessary?(Must be signed by the property owner)
FOR STAFF USE
Site Notice Posted Final Inspection Fee Received
'Site Inspections
Date of Action: Issued Exempted Denied Appeal Deadline(20 days from permit action)_

ROY COOPER
Governor
MICHAEL S. REGAN
Secretary
Coastal Management
ENVIRONMENTAL QUALITY BRAXTON DAVIS
Director
December 11, 2017
Mary and Michael Drummond
4236 Rock Bridge Road
High Point, NC 27262
Dear Mr. and Mrs. Drummond:
Attached is CAMA Minor Development Permit No. SC 17-10 for work to be done at th1924 South Shore
Drive, in Surf City,Onslow County. An electronic copy has been sent to the Surf City Inspections
Department.
To validate this permit, please sign both copies of the permit as indicated for our records.
Retain the orange copy for your files and sign both pages of the white copy and return to us within
20 days of receipt, in the enclosed, self-addressed envelope
This is not a valid permit until it is signed and returned to our office.
Thank you for your prompt attention to this matter.
Sincerely, -
J,,
Shaun K. Simpson
Permit Support Technician
Enclosures
Cc: WiRO files
SC Inspection Dept.
State of North Carolina I Environmental Quality I Coastal Management
127 Cardinal Drive Ext.,Wilmington,NC 28405

•svionury
Worley Claims Service
2200 Executive Street
Charlotte,NC 28208 .._
Insured: Drummond,Micheal and Mary Home: [phone]
Property: 1924 S.Shore Dr
Surf City,NC 28445-6715
Claim Rep.: Paul Harris
Estimator: Jay W Helms
Business: 2200 Executive St.
Charlotte,NC 28208
Reference:
Company: Lexington Insurance Company
Business: 10 N.Martingale Rd.,Suite 600
Schaumburg,IL 60173
Claim Number: 683-662085 Policy Number: 46023020-01 Type of Loss: Hurricane
Date Contacted: 9/21/2018
Date of Loss: 9/14/2018 Date Received: 9/20/2018
Date Inspected: 9/23/2018 Date Entered: 10/8/2018 11:49 AM
Price List: NCKI8X_SEP18
Restoration/Service/Remodel
Estimate: DRUMMOND_MICHAEL
STATEMENT TO THE INSURED;PLEASE READ CAREFULLY
The following estimate represents a fair and reasonable figure to repair or replace the damaged items or structures noted by the
adjuster at the time of the inspection.It is not a contract to effect those repairs,nor is it a guarantee of payment in any amount.
All final decisions regarding coverage and any payments made will be made by your insurance carrier.
Please present this estimate to a contractor before you authorize the start of repairs.Please contact us or your carrier regarding
any additional damages or costs related as they will require prior approval by a representative of the company before any
supplemental payments can be issued.
Items in this estimate which are noted as"Recoverable Depreciation"will be paid upon receipt of proof that those items have
been replaced or repaired.Be aware that some limitations may apply.Please refer to your policy for details on what limitations
apply,and how to collect this payment.
ECEI k/ E©
DEC 0 6 2018
OCIVI WILMINGTON, NC

%WORLE'I Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
DRUMMOND_MICHAEL
Roof
.0,8;,5
Roofl
I �r�► J�` y 3609.92 Surface Area 36.10 Number of Squares
364.54 Total Perimeter Length 90.14 Total Ridge Length
a *"s 135.54 Total Hip Length
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
1. Laminated-comp.shingle rfg.-w/out 36.10 SQ 42.70 0.00 0.00 1,541.47 (0.00) 1,541.47
felt
2. Laminated-comp.shingle rfg.-w/out 36.33 SQ 153.56 376.57 0.00 5,955.40 (1,044.10) 4,911.30
felt
3. Roofmg felt-30 lb. 36.10 SQ 21.90 53.36 0.00 843.95 (108.45) 735.50
4. Drip edge 364.54 LF 1.68 35.43 0.00 647.86 (75.89) 571.97
5. Flashing-pipe jack-6" 1.00 EA 45.25 2.71 0.00 47.96 (7.80) 40.16
6. Roof vent-turbine type 1.00 EA 93.76 5.88 0.00 99.64 (19.86) 79.78
7. Continuous ridge vent-shingle-over 76.14 LF 6.29 29.19 0.00 508.12 (74.37) 433.75
style
8. Ridge cap-composition shingles 225.68 LF 3.74 36.41 0.00 880.46 (63.60) 816.86
9. Additional charge for high roof(2 36.10 SQ 3.87 0.00 0.00 139.71 (0.00) 139.71
stories or greater)
10. Additional charge for high roof(2 36.10 SQ 9.74 23.73 0.00 375.34 (0.00) 375.34
stories or greater)
11. Tarp-all-purpose poly-per sq ft 600.00 SF 0.33 12.56 0.00 210.56 (0.00) 210.56
(labor and material)
Totals: Roofl 575.84 0.00 11,250.47 1,394.07 9,856.40
Total: Roof 575.84 0.00 11,250.47 1,394.07 9,856.40
Exterior
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
12. Siding-hardboard panel-paint grade 64.00 SF 2.13 9.90 27.26 173.48 (26.78) 146.70
13. Pump jack system(per week) 2.00 WK 314.50 50.95 125.80 805.75 (0.00) 805.75
14. Exterior-paint two coats 2,160.00 SF 0.97 169.72 419.04 2,683.96 (258.25) 2,425.71
15. Wood window-double hung,9-12 sf 3.00 EA 512.20 118.44 307.32 1,962.36 (537.38) 1,424.98
16. Paint door or window opening-2 coats 2.00 EA 27.39 4.44 10.96 70.18 (3.36) 66.82
(per side)
17. Gutter/downspout-plastic 99.00 LF 4.02 29.35 79.58 506.91 (72.71) 434.20
18. Deck guard rail-treated lumber, 8.00 LF 26.80 16.82 42.88 274.10 (32.45) 241.65
Repair as needed*
DRUMMOND_MICHAEL 10/15/2018 Page:2

IIINOIKEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-Exterior
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
Work Below Guest/North Wing
19. Carpenter-General Framer-per hour 16.00 HR 61.10 79.19 195.52 1,252.31 (0.00) 1,252.31
2 Carpenters,1 Day to detach and reset Plywood Underpinning to access floor insulation and HVAC Flex Duct
20. Ductwork-flexible-insulated-8" 48.00 LF 8.61 31.33 82.66 527.27 (63.48) 463.79
round
21. Batt insulation-10"-R30-unfaced 500.00 SF 1.34 40.91 134.00 844.91 (101.41) 743.50
batt
22. Paint the surface area-two coats 504.00 SF 0.82 33.48 82.66 529.42 (37.66) 491.76
Paint Underpinning
Totals: Exterior 584.53 1,507.68 9,630.65 1,133.48 8,497.17
Main Level
I re-N8"nn"way
I ta y Living Room Height:Peaked
ri {,� ,gym 1 576.64 SF Walls 415.37 SF Ceiling
ij1992.01 SF Walls&Ceiling 402.19 SF Floor
T" T~e_I I"-1 44.69 SY Flooring 57.00 LF Floor Perimeter
* } Ivlc' "B' 96.11 LF Ceil.Perimeter
i =- a o
'3'3
Missing Wall-Goes to Ceiling 8' 11"X 4' Opens into KITCHEN
Missing Wall-Goes to Floor 11'4" X 6'8" Opens into HALLWAY
Door 5'X 6'8" Opens into Exterior
Door 5'X 6'8" Opens into Exterior
Door 5'X 6'8" Opens into Exterior
Missing Wall 10'6"X 8' Opens into KITCHEN
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
23. Demolish/remove-bedroom/room 402.19 SF 3.05 0.00 245.34 1,472.02 (0.00) 1,472.02
(over 200 sf)
24. General Demolition-per hour 10.00 HR 36.60 0.00 73.20 .439.20 (0.00) 439.20
additional labor for vaulted ceiling and beam detail demolition
25. 5/8"drywall-hung,taped,floated, 415.37 SF 1.58 53.16 131.26 840.70 (119.72) 720.98
ready for paint
26. Batt insulation-10"-R30-unfaced 415.37 SF 1.01 33.98 83.90 537.40 (168.49) 368.91
batt
27. Paneling 576.64 SF 1.95 91.08 224.90 1,440.43 (203.13) 1,237.30
28. Trim board-1"x 10"-installed(pine) 98.00 LF 5.23 41.52 102.50 656.56 (195.11) 461.45
DRUIvMOND_MICHAEL 10/15/2018 Page:3

S IINORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-Living Room
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
29. Stain&finish trim 98.00 LF 1.39 11.03 27.24 174.49 (9.42) 165.07
30. Painter-per hour 8.00 FIR 62.82 40.70 100.52 643.78 (0.00) 643.78
Additional Work Needed to Stain and Finish Overhead Trim,Vaulted Ceiling
31. Seal&paint paneling 576.64 SF 1.00 46.70 115.32 738.66 (52.32) 686.34
32. Carpet 462.52 SF 3.06 114.64 283.06 1,813.01 (614.71) 1,198.30
15%waste added for Carpet.
33. Carpet pad 402.19 SF 0.56 18.24 45.04 288.51 (103.05) 185.46
34. Baseboard-3 1/4" 57.00 LF 2.48 11.45 28.28 181.09 (33.47) 147.62
35. Paint baseboard-two coats 57.00 LF 1.27 5.87 14.48 92.74 (3.35) 89.39
36. Casing-2 1/4" 68.00 LF 1.63 8.98 22.16 141.98 (30.49) 111.49
37. Paint casing-two coats 68.00 LF 1.21 6.66 16.46 105.40 (3.99) 101.41
38. Lube/recondition sliding glass door 3.00 EA 93.67 22.76 56.20 359.97 (0.00) 359.97
39. Lube/recondition operable window 1.00 EA 71.31 5.77 14.26 91.34 (0.00) 91.34
40. Window blind-PVC-1"-7.1 to 14 2.00 EA 49.08 7.96 19.64 125.76 (21.21) 104.55
SF
41. Underlayment- 1/2"particle board 402.19 SF 1.83 43.66 147.20 926.86 (137.38) 789.48
Totals: Living Room 564.16 1,750.96 11,069.90 1,695.84 9,374.06
0-8 I I„ Kitchen Height:8'
I 163.85 SF Walls 93.63 SF Ceiling
Kitchen _ 257.47 SF Walls&Ceiling 93.63 SF Floor
10.40 SY Flooring 28.33 LF Floor Perimeter
a�"����� 1 38.83 LF Ceil.Perimeter
§-9'3"-I
Missing Wall-Goes to Ceiling 8' 11" X 4' Opens into LIVING_ROOM
Missing Wall 10'6" X 8' Opens into LIVING_ROOM
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
42. Demolish/remove-kitchen/laundry 93.63 SF 7.38 0.00 138.20 829.19 (0.00) 829.19
43. 5/8"drywall-hung,taped,floated, 93.63 SF 1.58 11.99 29.58 189.51 (26.98) 162.53
ready for paint
44. Batt insulation-10"-R30-unfaced 93.63 SF 1.01 7.66 18.92 121.15 (37.98) 83.17
bait
45. Paneling 163.85 SF 1.95 25.88 63.90 409.29 (57.72) 351.57
46. Seal&paint paneling 163.85 SF 1.00 13.27 32.78 209.90 (14.87) 195.03
47. Tile floor covering 93.63 SF 9.72 73.72 182.02 1,165.82 (198.89) 966.93
DRUMMOND_MICHAEL 10/15/2018 Page:4

•
' 'WORMY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-Kitchen
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
48. 1/2"Cement board 93.63 SF 3.94 29.88 73.78 472.56 (67.97) 404.59
49. Quarter round-3/4" 28.33 LF 1.16 2.66 6.58 42.10 (8.17) 33.93
50. Seal&paint base shoe or quarter 28.33 Lit 0.68 1.56 3.86 24.68 (1.35) 23.33
round
51. Baseboard-3 1/4" 8.00 LF 2.48 1.61 3.96 25.41 (4.70) 20.71
52. Paint baseboard-two coats 28.33 LF 1.27 2.92 7.20 46.10 (1.67) 44.43
53. Batt insulation-4"-Rl 1-unfaced batt 131.08 SF 0.44 4.67 11.54 73.89 (19.59) 54.30
54. Cabinetry-lower(base)units 20.92 LF 155.05 262.74 648.74 4,155.13 (1,418.09) 2,737.04
55. Cabinetry-upper(wall)units 11.00 LF 116.60 103.90 256.52 1,643.02 (519.91) 1,123.11
56. Cabinet valance 4.50 LF 42.77 15.59 38.50 246.56 (94.16) 152.40
57. Countertop-flat laid plastic laminate 14.50 LF 36.34 42.68 105.38 674.99 (206.41) 468.58
58. Dishwasher-Detach&reset 1.00 EA 201.40 16.31 40.28 257.99 (0.00) 257.99
59. Refrigerator-Remove&reset 1.00 EA 27.15 2.20 5.44 34.79 (0.00) 34.79
60. Range-electric-Remove&reset 1.00 EA 27.15 2.20 5.44 34.79 (0.00) 34.79
61. Garbage disposer-Detach&reset 1.00 EA 118.40 9.59 23.68 151.67 (0.00) 151.67
62. Sink-double-Detach&reset 1.00 EA 117.65 9.53 23.54 150.72 (0.00) 150.72
63. P-trap assembly-ABS(plastic) 1.00 EA 46.04 3.73 9.20 58.97 (3.23) 55.74
64. Angle stop valve 3.00 EA 27.19 6.61 16.32 104.50 (11.52) 92.98
65. Fluorescent light fixture 1.00 EA 90.39 7.32 18.08 115.79 (27.90) 87.89
66. Window blind-PVC-1"-7.1 to 14 1.00 EA 49.08 3.97 9.82 62.87 (10.61) 52.26
SF
Totals: Kitchen 662.19 1,773.26 11,301.39 2,731.72 8,569.67
t--5 8'•. 1 1/2 Bath Height: 8'
• s'4„
R 185.71 SF Walls 33.48 SF Ceiling
1/2 Bath 219.19 SF Walls&Ceiling 33.48 SF Floor
I ,4„ ,„.. 3.72 SY Flooring 23.21 LF Floor Perimeter
�z s• ' 23.21 LF Ceil.Perimeter
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
67. Seal the ceiling w/latex based stain 33.48 SF 0.51 1.38 3.42 21.87 (1.07) 20.80
blocker-one coat
68. Seal&paint acoustic ceiling(popcorn) 33.48 SF 1.06 2.88 7.10 45.47 (4.83) 40.64
texture
69. Mask more than the walls per square 219.19 SF 0.21 3.73 9.20 58.96 (0.00) 58.96
foot-plastic and tape-4 mil
DRUMMOND MICHAEL 10/15/2018 Page:5

'INORLr V Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-1/2 Bath
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
70. Bathroom ventilation fan light and 1.00 EA 88.89 7.20 17.78 113.87 (0.00) 113.87
heater-Detach&reset
Totals: 1/2 Bath 15.19 37.50 240.17 5.90 234.27
Master Bedroom q,
- Toe . Hallway Height:8'
3'' `T'a" 559.32 SF Walls 166.51 SF Ceiling
11.t" •' 725.83 SF Walls&Ceiling 166.51 SF Floor
"3� y 6F i 18.50 SY Flooring 68.03 LF Floor Perimeter
; II'4"-M9'S.8.-' • N
" r. 5: .a .m 79.36 LF Ceil.Perimeter
/2 as
Missing Wall-Goes to Floor 11'4"X 6'8" Opens into LIVING_ROOM
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
71. Demolish/remove-bedroom/room(up 166.51 SF 3.54 0.00 117.90 707.35 (0.00) 707.35
to 200 st)
72. 5/8"drywall-hung,taped,floated, 166.51 SF 1.58 21.31 52.62 337.02 (48.00) 289.02
ready for paint
73. Batt insulation-10"-R30-unfaced 166.51 SF 1.01 13.62 33.64 215.44 (67.54) 147.90
batt
74. Paneling 335.59 SF 1.95 53.00 130.88 838.28 (118.21) 720.07
75. Batt insulation-4"-Rl l-unfaced batt 335.59 SF 0.44 11.96 29.54 189.16 (50.15) 139.01
76. Quarter round-3/4" 68.03 LF 1.16 6.40 15.78 101.09 (19.61) 81.48
77. Seal&paint base shoe or quarter 68.03 LF 0.68 3.74 9.26 59.26 (3.26) 56.00
round
78. Baseboard-3 1/4" 68.03 LF 2.48 13.67 33.74 216.12 (39.95) 176.17
79. Paint baseboard-two coats 68.03 LF 1.27 7.00 17.28 110.68 (3.99) 106.69
80. Tile floor covering 166.51 SF 9.72 131.10 323.70 2,073.28 (353.71) 1,719.57
81. 1/2"Cement board 166.51 SF 3.94 53.14 131.22 840.41 (120.88) 719.53
82. Seal&paint paneling 559.32 SF 1.00 45.30 111.86 716.48 (50.75) 665.73
83. Light fixture 2.00 EA 60.98 9.88 24.40 156.24 (35.23) 121.01
84. Underlayment- 1/2"particle board 166.51 SF 1.83 18.07 60.94 383.72 (56.87) 326.85
Totals: Hallway 388.19 1,092.76 6,944.53 968.15 5,976.38
DRUMMOND MICHAEL 10/15/2018 Page:6

PLIIV Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Laundry Room Height:8'
113.59 SF Walls 12.48 SF Ceiling
I 126.06 SF Walls&Ceiling 12.48 SF Floor
-r I atmdry Rock m
" ' 1.39 SY Flooring 14.20 LF Floor Perimeter
3tn j 1 ■ I
t „� 14.20 LF Ceil.Perimeter
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
85. Washing machine-Remove&reset 1.00 EA 22.61 1.84 4.52 28.97 (0.00) 28.97
86. Dryer-Remove&reset 1.00 EA 20.36 1.64 4.08 26.08 (0.00) 26.08
87. Clean the walls and ceiling 126.06 SF 0.25 0.09 6.32 37.93 (0.00) 37.93
Totals: Laundry Room 3.57 14.92 92.98 0.00 92.98
.-8'I"-.
.btia' 7'7" Stu Master Bedroom Height: 8'
Bats 530.67 SF Walls 219.92 SF Ceiling
h. Blot
j terBedmomi 750.59 SF Walls&Ceiling 219.92 SF Floor
T h4
a /f < _ 78" m 24.44 SY Flooring 64.67 LF Floor Perimeter
b -.4'
1 °" 1 1„ .i') 74.67 LF Ceil.Perimeter
1 I'3"-. 6"
Hallway
Door 5'X 6' 8" Opens into Exterior
Door 5'X 6'8" Opens into Exterior
Subroom: Closet(1) Height: 8'
I
108.66 SF Walls 10.73 SF Ceiling
119.38 SF Walls&Ceiling 10.73 SF Floor
1 j 1.19 SY Flooring 13.58 LF Floor Perimeter
1 13.58 LF Ceil.Perimeter
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
88. Demolish/remove-bedroom/room(up 230.62 SF 3.54 0.00 163.28 979.67 (0.00) 979.67
to 200 sf)
89. 5/8"drywall-hung,taped,floated, 230.65 SF 1.58 29.52 72.88 466.83 (66.49) 400.34
ready for paint
90. Batt insulation- 10"-R30-unfaced 230.65 SF 1.01 18.86 46.60 298.42 (93.57) 204.85
batt
91. 1/2"drywall-hung,taped,floated, 447.53 SF 1.54 55.82 137.84 882.86 (121.82) 761.04
ready for paint
92. Baseboard-3 1/4" 78.25 LF 2.48 15.72 38.82 248.60 (45.95) 202.65
93. Paint baseboard-two coats 78.25 LF 1.27 8.05 19.88 127.31 (4.59) 122.72
94. Carpet 265.21 SF 3.06 65.74 162.30 1,039.58 (352.48) 687.10
DRUMMOND MICHAEL 10/15/2018 Page: 7

SV Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-Master Bedroom
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
15%waste added for Carpet.
95. Carpet pad 230.62 SF 0.56 10.46 25.84 165.45 (59.09) 106.36
96. Window blind-PVC-3.5"-14.1 to 4.00 EA 107.64 34.87 86.12 551.55 (163.97) 387.58
20SF
97. Light fixture 1.00 EA 60.98 4.94 12.20 78.12 (17.62) 60.50
98. Acoustic ceiling(popcorn)texture 230.65 SF 0.58 10.84 26.76 171.38 (8.61) 162.77
99. Seal the walls and ceiling w/latex 869.97 SF 0.51 35.94 88.74 568.36 (27.86) 540.50
based stain blocker-one coat
100. Paint the walls-two coats 639.32 SF 0.82 42.47 104.84 671.55 (68.24) 603.31
101. Casing-2 1/4" 98.00 LF 1.63 12.94 31.94 204.62 (43.94) 160.68
102, Paint casing-two coats 122.00 LF 1.21 11.95 29.52 189.09 (7.17) 181.92
Totals: Master Bedroom 358.12 1,047.56 6,643.39 1,081.40 5,561.99
.---4'7"-. Master Bathroom Height:8'
4'3"
225.19 SF Walls 52.49 SF Ceiling
I� Ba. ..H1j Hall
BI 277.68 SF Walls&Ceiling 42.63 SF Floor
1
4.74 SY Flooring 22.39 LF Floor Perimeter
Bk
m 1 6,4" 31.60 LF Ceil.Perimeter
Subroom: Shower(1) Height: 8'
t---3'-'
_Z,s^�.- 95.86 SF Walls 8.87 SF Ceiling
Shower itt) rilock4(B 104.72 SF Walls&Ceiling 8.87 SF Floor
1 0.99 SY Flooring 11.98 LF Floor Perimeter
z'� i'+ 11.98 LF Ceil.Perimeter
3athroom Hall Batt
B kl( r
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
No Damage
103. Clean floor 51.49 SF 0.33 0.00 3.40 20.39 (0.00) 20.39
Totals: Master Bathroom 0.00 3.40 20.39 0.00 20.39
DRUMMOND MICHAEL 1.0/15/2018 Page: 8

*WORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Hall South Wing Height:8'
Blo.i 1;:n
Blo• 'i:2) a.set( . 286.85 SF Walls 44.21 SF Ceiling
331.07 SF Walls&Ceiling 44.21 SF Floor
.-_ ;, ,, '' 4.91 SY Flooring 35.86 LF Floor Perimeter
35.86 LF Ceil.Perimeter
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
Damage in this area was limited to a portion of the ceiling and areas below the windows.Complete Demo not needed.Controlled Demo allowed for
in R&R Line Items
104. 5/8"drywall-hung,taped,floated, 44.21 SF 1.89 5.65 16.72 105.93 (12.75) 93.18
ready for paint
105. Paneling 143.43 SF 2.17 22.66 62.26 396.16 (50.52) 345.64
106. Batt insulation-10"-R30-unfaced 44.21 SF 1.01 3.61 8.94 57.20 (17.94) 39.26
batt
107. Light fixture 1.00 EA 67.08 4.94 13.42 85.44 (17.62) 67.82
108. Seal the walls and ceiling w/latex 331.07 SF 0.51 13.68 33.78 216.31 (10.60) 205.71
based stain blocker-one coat
109. Seal&paint paneling 286.85 SF 1.00 23.23 57.38 367.46 (26.02) 341.44
110. Carpet 44.21 SF 0.19 0.00 1.68 10.08 (0.00) 10.08
111. Carpet 50.84 SF 3.06 12.60 31.12 199.29 (67.57) 131.72
15%waste added for Carpet.
112. Carpet pad 44.21 SF 0.65 2.00 5.76 36.50 (11.32) 25.18
113. Paint casing-two coats 100.00 LF • 1.21 9.80 24.20 155.00 (5.87) 149.13
Totals: Hall South Wing 98.17 255.26 1,629.37 220.21 1,409.16
Off.,t ')
�� Middle BR SW Height:8'
ek4(�- _
234.57 SF Walls 96.60 SF Ceiling
,,B:� m Middle BR SW T 331.17 SF Walls&Ceiling 96.60 SF Floor
310 i
°111 10.73 SY Flooring 29.32 LF Floor Perimeter
'2'-{zbrL 29.32 LF Ceil.Perimeter
Hall South Wing
Subroom: Offset(2) Height:8'
�6'9". 6'6"-i
l'3}2'11". .2'5"4'6" 138.38 SF Walls 36.49 SF Ceiling
r" 1 i 174.87 SF Walls&Ceiling 36.49 SF Floor
6'Y1ffge 2"
I 4.05 SY Flooring 17.30 LF Floor Perimeter
O - O
xk4(31
0' 17.30 LF Ceil.Perimeter
closet(1
Missing Wall 10'X 8' Opens into MIDDLE_BR_SW
DRUMMOND MICHAEL 10/15/2018 Page:9

11011101ftlitt Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Subroom: Closet(1) Height:8'
3'...a
z'to•■ 122.72 SF Walls 13.72 SF Ceiling
T 136.44 SF Walls&Ceiling 13.72 SF Floor
t
' I 1.52 SY Flooring 15.34 LF Floor Perimeter
.w = - 1 15.34 LF Ceil.Perimeter
f lna.r n,
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
114. Demolish/remove-bedroom/room 146.81 SF 3.54 0.00 103.94 623.65 (0.00) 623.65
(up to 200 sf)
115. 5/8"drywall-hung,taped,floated, 146.81 SF 1.58 18.79 46.40 297.15 (42.32) 254.83
ready for paint
116. Batt insulation-10"-R30-unfaced 146.81 SF 1.01 12.01 29.66 189.95 (59.56) 130.39
batt
117. Paneling 495.67 SF 1.95 78.29 193.32 1,238.17 (174.61) 1,063.56
118. Light fixture 2.00 EA 60.98 9.88 24.40 156.24 (35.23) 121.01
119. Baseboard-3 1/4" 61.96 LF 2.48 12.44 30.74 196.84 (36.38) 160.46
• 120. Paint baseboard-two coats 61.96 LF 1.27 6.37 15.74 100.80 (3.64) 97.16
121. Carpet pad 146.81 SF 0.56 6.66 16.44 105.31 (37.61) 67.70
122. Carpet 168.84 SF 3.06 41.84 103.34 661.83 (224.40) 437.43
15%waste added for Carpet.
123. Casing-2 1/4" 84.00 LF 1.63 11.09 27.38 175.39 (37.66) 137.73
124. Paint casing-two coats 84.00 LF 1.21 8.23 20.32 130.19 (4.93) 125.26
125. Bifold door set-(4 slabs only)- 1.00 EA 31.24 2.53 6.24 40.01 (0.00) 40.01
Double Detach&reset
Totals: Middle BR SW 208.13 617.92 3,915.53 656.34 3,259.19
.3•Io•• Hall Bath Height: 8'i 179.17 SF Walls 40.51 SF Ceiling
o ,. 1' :11 B. M 219.67 SF Walls&Ceiling 22.64 SF Floor
BIo•i�I�) 2.52 SY Flooring 12.60 LF Floor Perimeter
'` 1 28.27 LF Ceil.Perimeter
.F.
Hall Sout
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
Minimal Damage,Ceiling Stain Only
126. Seal the ceiling w/latex based stain 40.51 SF 0.51 1.67 4.14 26.47 (1.30) 25.17
blocker-one coat
127. Mask more than the walls per square 201.81 SF 0.21 3.43 8.48 54.29 (0.00) 54.29
foot-plastic and tape-4 mil
128. Paint the ceiling-one coat 40.51 SF 0.56 1.84 4.54 29.07 (2.38) 26.69
Totals: Hall Bath 6.94 17.16 109.83 3.68 106.15
DRUMMOND MICHAEL 10/15/2018 Page: 10

•
S WORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
•
(2) 2'l" 2'I" West Bedroom SW Height: 8'_ •
15'11-1-64
1 RSW 401.80 SF Walls 126.41 SF Ceiling
J
est ae�omQ 528.21 SF Walls&Ceiling 126.41 SF Floor
Lo°, j 14.05 SY Flooring 50.23 LF Floor Perimeter
9 4P-441" 11
5"4'," 2'I I 50.23 LF Ceil.Perimeter
1-9'6 "
Clusci U i
Subroom: Closet(1) Height:8'
I Q 114.77 SF Walls 12.31 SF Ceiling
T West 127.08 SF Walls&Ceiling 12.31 SF Floor
l a 1.37 SY Flooring 14.35 LF Floor Perimeter
14.35 LF Ceil.Perimeter
V Subroom: Closet(2) Height:8'
6-2'6"
1 ■,'2"_51 95.72 SF Walls 8.24 SF Ceiling
&et c2,/ 103.96 SF Walls&Ceiling 8.24 SF Floor
/
I I 0.92 SY Flooring 11.96 LF Floor Perimeter
6-2'6"-6 11.96 LF Ceil.Perimeter
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
129. Demolish/remove-bedroom/room 146.96 SF 3.54 0.00 104.04 624.28 (0.00) 624.28
(up to 200 st)
130. 5/8"drywall-hung,taped,floated, 146.96 SF 1.58 18.80 46.44 297.44 (42.36) 255.08
ready for paint
131. Batt insulation-10"-R30-unfaced 146.96 SF 1.01 12.02 29.68 190.13 (59.61) 130.52
batt
132. Paneling 367.37 SF 1.95 58.02 143.28 917.67 (129.41) 788.26
133. Batt insulation-4"-R11-unfaced 367.37 SF 0.44 13.09 32.32 207.05 (54.90) 152.15
batt
134. Casing-2 1/4" 84.00 LF 1.63 11.09 27.38 175.39 (37.66) 137.73
135. Paint casing-two coats 84.00 LF 1.21 8.23 20.32 130.19 (4.93) 125.26
136. Seal&paint paneling 612.29 SF 1.00 49.60 122.46 784.35 (55.55) 728.80
137. Seal the ceiling w/latex based stain 146.96 SF 0.51 6.07 15.00 96.02 (4.71) 91.31
blocker-one coat
138. Baseboard-3 1/4" 76.54 LF 2.48 15.37 37.96 243.15 (44.94) 198.21
139. Paint baseboard-two coats 76.54 LF 1.27 7.87 19.44 124.52 (4.50) 120.02
140. Bifold door set-(4 slabs only)- 1.00 EA 31.24 2.53 6.24 40.01 (0.00) 40.01
Double Detach&reset
141. Light fixture 2.00 EA 60.98 9.88 24.40 156.24 . (35.23) 121.01
142. Carpet 169.00 SF 3.06 41.89 103.42 662.45 (224.61) 437.84
15%waste added for Carpet.
143. Carpet pad 146.96 SF 0.56 6.67 16.46 105.43 (37.65) 67.78
DRUMMOND MICHAEL 10/15/2018 Page: 11

illiftmunr
Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-West Bedroom SW
DESCRIPTION QUANTITY UNIT PRICE T.XX O&P RCV DEPREC. ACV
Totals: West Bedroom SW 261.13 748.84 4,754.32 736.06 4,018.26
T , 14',Z"~ Ocean Side Guest BR Height:8'
'OHal NV
i li7 387.33 SF Walls 186.53 SF Ceiling
Ocean Side Guest BR �d Gue� 573.86 SF Walls&Ceiling -186.53 SF Floor
T 1E 20.73 SY Flooring 47.17 LF Floor Perimeter
�-
, ,
1 ; oe -�rs'i
54.67 LF Ceil.Perimeter
6-10'10"-6 1'4„
Door 5'X 6'8" Opens into Exterior
Door 2'6" X 6'8" Opens into HALL_NW
t 1-2'9"--. Guest Subroom: Closet(1) Height:8'
Zs � j 121.83 SF Walls 12.56 SF Ceiling
^ Tset(, 134.39 SF Walls&Ceiling 12.56 SF Floor
1 I 1.40 SY Flooring 15.23 LF Floor Perimeter
6-2 9„� 15.23 LF Ceil.Perimeter
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
144. Demolish/remove-bedroom/room 199.09 SF 3.54 0.00 140.96 845.74 (0.00) 845.74
(up to 200 sf)
145. 5/8"drywall-hung,taped,floated, 199.09 SF 1.58 25.48 62.92 402.96 (57.38) 345.58
ready for paint
146. Batt insulation-10"-R30-unfaced 199.09 SF 1.01 16.28 40.22 257.58 (80.75) 176.83
ban
147. Paneling 305.50 SF 1.95 48.25 119.14 763.12 (107.63) 655.49
148. Batt insulation-4"-Rl 1-unfaced 305.50 SF 0.44 10.88 26.88 172.18 (45.66) 126.52
batt
149. Casing-2 1/4" 68.00 LF 1.63 8.98 22.16 141.98 (30.49) 111.49
150. Paint casing-two coats 68.00 LF 1.21 6.66 16.46 105.40 (3.99) 101.41
151. Seal&paint paneling 509.16 SF 1.00 41.24 101.84 652.24 (46.20) 606.04
152. Seal the ceiling w/latex based stain 199.09 SF 0.51 8.22 20.30 130.06 (6.37) 123.69
blocker-one coat
153. Bifold door set-(4 slabs only)- 1.00 EA 31.24 2.53 6.24 40.01 (0.00) 40.01
Double Detach&reset
154. Light fixture 2.00 EA 60.98 9.88 24.40 156.24 (35.23) 121.01
155. Carpet 228.95 SF 3.06 56.75 140.12 897.46 (304.28) 593.18
DRUMMOND_MICHAEL 10/15/2018 Page: 12

•
Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-Ocean Side Guest BR
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
15%waste added for Carpet.
156. Carpet pad 199.09 SF 0.56 9.04 22.30 142.83 (51.00) 91.83
Totals: Ocean Side Guest BR 244.19 743.94 4,707.80 768.98 3,938.82
3,Hal 6.1 , U" Guest Bath Height: 8'
F9„
' j268.67 SF Walls 53.11 SF Ceiling
Guest Bade1 'ii T �Z,;, 1 321.78 SF Walls&Ceiling 53.11 SF Floor
T 5.90 SY Flooring 33.17 LF Floor Perimeter
L.
4 1
I 35.67 LF Ceil.Perimeter
Door 2'6"X 6'8" Opens into HALL_NW
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
Damage in this area was limited to the ceilings and wallpaper above the tile wainscot. Controlled demolition appropriate.
157. 5/8"drywall-hung,taped,floated, 53.11 SF 1.89 6.79 20.08 127.24 (15.31) 111.93
ready for paint
158. 1/2"drywall-hung,taped,floated, 134.33 SF 1.85 16.75 49.70 314.96 (36.56) 278.40
ready for paint
159. Batt insulation-10"-R30-unfaced 53.11 SF 1.01 4.34 10.72 68.70 (21.54) 47.16
batt
160. Wallpaper 134.33 SF 1.89 20.57 50.78 325.23 (70.26) 254.97
161. Prep wall for wallpaper 134.33 SF 0.41 4.46 11.02 70.56 (0.00) 70.56
162. Mirror-plate glass-Detach&reset 12.00 SF 4.27 4.15 10.24 65.63 (0.00) 65.63
163. Light bar-4 lights 1.00 EA 38.14 3.08 7.62 48.84 (0.00) 48.84
164. Clean toilet 1.00 EA 15.17 0.00 3.04 18.21 (0.00) 18.21
165. Clean sink 1.00 EA 9.03 0.00 1.80 10.83 (0.00) 10.83
166. Clean shower 1.00 EA 30.08 0.01 6.02 36.11 (0.00) 36.11
167. Clean ceramic tile 187.45 SF 0.38 0.13 14.26 85.62 (0.00) 85.62
168. Light fixture 1.00 EA 67.08 4.94 13.42 85.44 (17.62) 67.82
Totals: Guest Bath 65.22 198.70 1,257.37 161.29 1,096.08
DRUMMOND_MICHAEL 10/15/2018 Page: 13

%'WORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Hall NW Height:8'
91-2'6"-,-3'3"_ 80.00 SF Walls 18.50 SF Ceiling
3'1"--4
Hall NW 98.50 SF Walls&Ceiling 18.50 SF Floor
2.06 SY Flooring 8.33 LF Floor Perimeter
18.33 LF Ceil.Perimeter
Door 2' 6"X 6' 8" Opens into GUEST_BATH
Door 2' 6"X 6' 8" Opens into OCEAN_SIDE_G
Door 2' 6" X 6' 8" Opens into Exterior
Door 2'6"X 6'8" Opens into WEST GUEST B
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
169. Door knob-interior 3.00 EA 37.21 9.05 22.32 143.00 (34.29) 108.71
170. Demolish/remove-bedroom/room 18.50 SF 3.54 0.00 13.10 78.59 (0.00) 78.59
(up to 200 sf)
171. 5/8"drywall-hung,taped,floated, 18.50 SF 1.58 2.36 5.84 37.43 (5.34) 32.09
ready for paint
172. Batt insulation-10"-R30-unfaced 18.50 SF 1.01 1.51 3.74 23.94 (7.51) 16.43
batt
173. Paneling 80.00 SF 1.95 12.64 31.20 199.84 (28.18) 171.66
174. Casing-2 1/4" 68.00 LF 1.63 8.98 22.16 141.98 (30.49) 111.49
175. Paint casing-two coats 68.00 LF 1.21 6.66 16.46 105.40 (3.99) 101.41
176. Baseboard-3 1/4" 8.33 LF 2.48 1.67 4.14 26.47 (4.89) 21.58
177. Interior door unit 3.00 EA 146.59 35.62 87.96 563.35 (168.67) 394.68
178. Paint door or window opening-2 4.00 EA 27.39 8.88 21.92 140.36 (8.41) 131.95
coats(per side)
179. Quarter round-3/4" 8.33 LF 1.16 0.78 1.94 12.38 (2.40) 9.98
180. Seal&paint base shoe or quarter 8.33 LF 0.68 0.46 1.14 7.26 (0.39) 6.87
round
181. Paint baseboard-two coats 8.33 LF 1.27 0.85 2.12 13.55 (0.49) 13.06
182. Light fixture 1.00 EA 60.98 4.94 12.20 78.12 (17.62) 60.50
Totals: Hall NW 94.40 246.24 1,571.67 312.67 1,259.00
.-4,8"-12'6"-7'6"-IT West Guest BR Height: 8'
J NW -4'6"r 7'
U" L
;.: T 420.38 SF Walls 167.6.5 SF Ceiling
Guest B West Guest BR1 _t 588.02 SF Walls&Ceiling 167.65 SF Floor
} e+_ 18.63 SY Flooring 52.13 LF Floor Perimeter
„E.
I 54.63 LF Ceil.Perimeter
C �' ~6,9"e �i 1
1'3" . -9'1"-i
Door 2'6"X 6'8" Opens into HALL_NW
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
DRUMMOND MICHAEL 10/15/2018 Page: 14

%WORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-West Guest BR
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
183. Demolish/remove-bedroom/room 167.65 SF 3.54 0.00 118.70 712.18 (0.00) 712.18
(up to 200 sf)
184. 5/8"drywall-hung,taped,floated, 167.65 SF 1.58 21.46 52.98 339.33 (48.33) 291.00
ready for paint
185. Batt insulation-10"-R30-unfaced 167.65 SF 1.01 13.72 33.86 216.91 (68.01) 148.90
batt
186. Paneling 420.38 SF 1.95 66.40 163.94 1,050.08 (148.10) 901.98
187. Batt insulation-4"-Rl 1-unfaced 252.23 SF 0.44 8.99 22.20 142.17 (37.69) 104.48
batt
188. Casing-2 1/4" 68.00 LF 1.63 8.98 22.16 141.98 (30.49) 111.49
189. Paint casing-two coats 68.00 LF 1.21 6.66 16.46 105.40 (3.99) 101.41
190. Seal&paint paneling 420.38 SF 1.00 34.06 84.08 538.52 (38.14) 500.38
191. Seal the ceiling w/latex based stain 167.65 SF 0.51 6.92 17.10 109.52 (5.37) 104.15
blocker-one coat
192. Bifold door set-(4 slabs only)- 1.00 EA 31.24 2.53 6.24 40.01 (0.00) 40.01
Double Detach&reset
193. Light fixture 1.00 EA 60.98 4.94 12.20 78.12 (17.62) 60.50
194. Carpet 192.80 SF 3.06 47.78 118.00 755.75 (256.24) 499.51
15%waste added for Carpet.
195. Carpet pad 167.65 SF 0.56 7.61 18.78 120.27 (42.96) ' 77.31
Totals: West Guest BR 230.05 686.70 4,350.24 696.94 3,653.30
Total: Main Level 3,199.65 9,235.12 58,608.88 10,039.18 48,569.70
Ground Level
f-10'6"-i
19'8" 9'10"- ,2„. Garage Height:8'
T• 19'8"-- 64'2"
T 942.67 SF Walls 526.36 SF Ceiling
Garage _ 1469.03 SF Walls&Ceiling 526.36 SF Floor
58.48 SY Flooring 117.83 LF Floor Perimeter
1
117.83 LF Ceil.Perimeter
.T2"- 1
6 '6"
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
196. Carpenter-General Framer-per hour 16.00 HR 61.10 79.19 195.52 1,252.31 (0.00) 1,252.31
2 Carpenters, 1 Day to detach and reset Plywood Underpinning to access floor insulation and HVAC Flex Duct
197. Ductwork-flexible-insulated-8" 48.00 LF 8.61 31.33 82.66 527.27 (63.48) 463.79
round
DRUMMOND_MICHAEL 10/15/2018 Page: 15

IWOMine
Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-Garage
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
198. Batt insulation-10"-R30-unfaced 500.00 SF 1.34 40.91 134.00 844.91 (101.41) 743.50
batt
199. Paint the ceiling-one coat 526.36 SF 0.56 23.88 58.96 377.60 (21.63) 355.97
200. Mask more than the walls per square 1,469.03 SF 0.21 24.98 61.70 395.18 (0.00) 395.18
foot-plastic and tape-4 mil
201. Content Manipulation charge-per 6.00 HR 27.50 13.37 33.00 211.37 (0.00) 211.37
hour
Totals: Garage 213.66 565.84 3,608.64 186.52 3,422.12
R-10'9"
il""
Bedroom Height:8'
amro
1 719.43 SF Walls 407.05 SF Ceiling
Bedroom "'1'9_ 1126.48 SF Walls&Ceiling 407.05 SF Floor
T 45.23 SY Flooring 89.93 LF Floor Perimeter
89.93 LF Ceil.Perimeter
1&6" a 1
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
202. Suspended ceiling tile-2'x 2' 407.05 SF 1.52 44.84 123.74 787.30 (139.92) 647.38
203. Batt insulation-10"-R30-unfaced 407.05 SF 1.34 33.30 109.08 687.83 (0.00) 687.83
batt
204. Ductwork-flexible-insulated-8" 45.00 LF 8.61 29.38 77.50 494.33 (0.00) 494.33
round
205. Content Manipulation charge-per 6.00 HR 27.50 13.37 33.00 211.37 (0.00) 211.37
hour
206. Mask the floor per square foot- 407.05 SF 0.21 6.92 17.10 109.50 (0.00) 109.50
plastic and tape-4 mil
207. Paint brick 719.43 SF 0.73 42.54 105.04 672.76 (75.26) 597.50
208. Clean floor 407.05 SF 0.33 0.00 26.86 161.19 (0.00) 161.19
209. Paint casing-one coat 53.00 LF 0.84 3.61 8.90 57.03 (1.39) 55.64
Totals: Bedroom 173.96 501.22 3,181.31 216.57 2,964.74
DRUMMOND_MICHAEL 10/15/2018 Page: 16

SIOVICIMESV Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Bathroom Height: 8'
4 ' . 1 256.51 SF Walls 54.44 SF Ceiling
Ba=hroo 310.95 SF Walls&Ceiling 54.44 SF Floor
L. 6.05 SY Flooring 32.06 LF Floor Perimeter
'Z 6"' 32.06 LF Ceil.Perimeter
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
No Damage
210. Clean floor 54.44 SF 0.33 0.00 3.60 21.57 (0.00) 21.57
Totals: Bathroom 0.00 3.60 21.57 0.00 21.57
II-28- HVAC Height: 8'
I162.54 SF Walls 19.15 SF Ceiling
1 0 181.69 SF Walls&Ceiling 19.15 SF Floor
z'6
1Ba�c 2.13 SY Flooring 20.32 LF Floor Perimeter
. 20.32 LF Ceil.Perimeter
.2'10
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
211. Furnace-heavy clean,replace filters 1.00 EA 318.81 25.82 63.76 408.39 (0.00) 408.39
and service-w/AC
212. Batt insulation-10"-R30-unfaced 19.15 SF 1.34 1.57 5.12 32.35 (0.00) 32.35
batt
Totals: HVAC 27.39 68.88 440.74 0.00 440.74
Total: Ground Level 415.01 1,139.54 7,252.26 403.09 6,849.17
Miscellaneous
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
213. Dumpier load-Approx.40 yards,7- 2.00 EA 615.64 0.00 246.26 1,477.54 (0.00) 1,477.54
8 tons of debris
Dumpsters for interior demo and reconstruction,(Roofing Debris Removal included in Unit Costs)
214. Taxes,insurance,permits&fees(Bid 1.00 EA 285.00 23.09 57.00 365.09 (0.00) 365.09
Item)
215. Residential Supervision/Project 40.00 HR 51.20 165.89 409.60 2,623.49 (0.00) 2,623.49
Management-per hour
216. General Laborer-per hour 40.00 HR 27.50 89.10 220.00 1,409.10 (0.00) 1,409.10
Work for Interim Site and Construction Cleaning and Carrying Materials for 2nd Floor Interior Finishes
DRUMMOND MICHAEL 10/15/2018 Page: 17

ilrr WORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
CONTINUED-Miscellaneous
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
217. Clean stud wall 2,400.00 SF 0.43 3.24 0.00 1,035.24 (0.00) 1,035.24
218. Seal stud wall for odor control(anti- 2,400.00 SF 1.48 239.76 0.00 3,791.76 (0.00) 3,791.76
microbial coating)
219. Clean floor or roof joist system 2,000.00 SF 0.53 2.70 0.00 1,062.70 (0.00) 1,062.70
220. Clean the surface area SubFloor* 900.00 SF 0.20 0.61 0.00 180.61 (0.00) 180.61
221. Add for personal protective 12.00 EA 7.52 5.90 0.00 96.14 (0.00) 96.14
equipment(hazardous cleanup)
222. Contamination-air or surface testing 1.00 EA 950.00 1.08 0.00 951.08 (0.00) 951.08
&lab analysis
223. Dehumidifier(per 24 hour period)- 8.00 WK 250.00 0.00 0.00 2,000.00 (0.00) 2,000.00
XLarge-No monitoring
4 Dehus for 2 Weeks(Need Invoice)
Totals: Miscellaneous 531.37 932.86 14,992.75 0.00 14,992.75
Labor Minimums Applied
DESCRIPTION QUANTITY UNIT PRICE TAX O&P RCV DEPREC. ACV
224. Temporary repair services labor 1.00 EA 86.76 7.03 17.36 111.15 (0.00) 111.15
minimum*
225. Mirror/shower door labor minimum* 1.00 EA 57.17 4.63 11.44 73.24 (0.00) 73.24
226. Siding labor minimum* 1.00 EA 92.16 7.46 18.44 118.06 (0.00) 118.06
227. Finish hardware labor minimum* 1.00 EA 66.80 5.41 13.36 85.57 (0.00) 85.57
228. Water extract/remediation labor 1.00 EA 90.60 0.00 18.12 108.72 (0.00) 108.72
minimum*
Totals: Labor Minimums Applied 24.53 78.72 496.74 0.00 496.74
Line Item Totals: DRUMMOND_MICHAEL 5,330.93 12,893.92 102,231.75 12,969.82 89,261.93
DRUMMOND_MICHAEL 10/15/2018 Page: 18

S VVORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Grand Total Areas:
7,492.80 SF Walls 2,837.31 SF Ceiling 10,330.11 SF Walls and Ceiling
2,796.37 SF Floor 310.71 SY Flooring 906.51 LF Floor Perimeter
0.00 SF Long Wall 0.00 SF Short Wall 1,024.84 LF Ceil.Perimeter
2,796.37 Floor Area 3,075.63 Total Area 7,579.50 Interior Wall Area
4,668.66 Exterior Wall Area 511.04 Exterior Perimeter of
Walls
3,609.92 Surface Area 36.10 Number of Squares 364.54 Total Perimeter Length
90.14 Total Ridge Length 135.54 Total Hip Length
Coverage Item Total % ACV Total
Dwelling 95,005.50 92.93% 82,035.68 91.90%
Other Structures 0.00 0.00% 0.00 0.00%
Contents 0.00 0.00% 0.00 0.00%
Mold/Rot 7,226.25 7.07% 7,226.25 8.10%
Total 102,231.75 100.00% 89,261.93 100.00%
DRUMMOND_MICHAEL 10/15/2018 Page: 19

•
Ovvoinunt Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Summary for Dwelling
Line Item Total 77,052.06
Mat Tax(Rpr/Maint) 0.23
Subtotal 77,052.29
Overhead 6,437.90
Profit 6,437.90
Total Tax 5,077.41
Replacement Cost Value $95,005.50
Less Depreciation (12,969.82)
Actual Cash Value $82,035.68
Less Deductible (5,181.60)
Net Claim $76,854.08
Total Recoverable Depreciation 12,969.82
Net Claim if Depreciation is Recovered $89,823.90
Jay W Helms
DRUMMOND_MICHAEL 10/15/2018 Page:20

•
illimainulY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Summary for Mold/Rot
Line Item Total 6,954.84
Mat Tax(Rpr/Maint) 13.53
Subtotal 6,968.37
Overhead 9.06
Profit 9.06
Total Tax 239.76
Replacement Cost Value $7,226.25
Less Amount Over Limit(s) (2,226.25)
Net Claim $5,000.00
Jay W Helms
DRUMMOND_MICHAEL 10/15/2018 Page:21

LAY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Recap of Taxes, Overhead and Profit
Overhead(10%) Profit(10%) Mat Tax(Rpr/Maint) Total Tax(6.75%) Manuf.Home Tax Local Food Tax(2%)
(6.75%) (2%)
Line Items
6,446.96 6,446.96 13.76 5,317.17 0.00 0.00
Total
6,446.96 6,446.96 13.76 5,317.17 0.00 0.00
DRUMMOND MICHAEL 10/15/2018 Page:22

S WORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Recap by Room
Estimate: DRUMMOND_MICHAEL
Area: Roof
Roofl 10,674.63 12.71%
Coverage:Dwelling 100.00% = 10,674.63
Area Subtotal: Roof 10,674.63 12.71%
Coverage:Dwelling 100.00% = 10,674.63
Exterior 7,538.44 8.97%
Coverage:Dwelling 100.00% = 7,538.44
Area: Main Level
Living Room 8,754.78 10.42%
Coverage:Dwelling 100.00% = 8,754.78
Kitchen 8,865.94 10.55%
Coverage:Dwelling 100.00% = 8,865.94
1/2 Bath 187.48 0.22%
Coverage:Dwelling 100.00% = 187.48
Hallway 5,463.58 6.50%
Coverage:Dwelling 100.00% = 5,463.58
Laundry Room 74.49 0.09%
Coverage:Dwelling 100.00% = 74.49
Master Bedroom 5,237.71 6.23%
Coverage:Dwelling 100.00% = 5,237.71
Master Bathroom 16.99 0.02%
Coverage:Dwelling 100.00% = 16.99
Hall South Wing 1,275.94 1.52%
Coverage:Dwelling 100.00% = 1,275.94
Middle BR SW 3,089.48 3.68%
Coverage:Dwelling 100.00% = 3,089.48
Hall Bath 85.73 0.10%
Coverage:Dwelling 100.00% = 85.73
West Bedroom SW 3,744.35 4.46%
Coverage:Dwelling 100.00% = 3,744.35
Ocean Side Guest BR 3,719.67 4.43%
Coverage:Dwelling 100.00% = 3,719.67
Guest Bath 993.45 1.18%
Coverage:Dwelling 100.00% = 993.45
Hall NW 1,231.03 1.47%
Coverage:Dwelling 100.00% = 1,231.03
West Guest BR 3,433.49 4.09%
Coverage:Dwelling 100.00% = 3,433.49
DRUMMOND_MICHAEL 10/15/2018 Page:23

Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Area Subtotal: Main Level 46,174.11 54.96%
Coverage:Dwelling 100.00% = 46,174.11
Area: Ground Level
Garage 2,829.14 3.37%
Coverage:Dwelling 100.00% = 2,829.14
Bedroom 2,506.13 2.98%
Coverage:Dwelling 100.00% = 2,506.13
Bathroom 17.97 0.02%
Coverage:Dwelling 100.00% = 17.97
HVAC 344.47 0.41%
Coverage:Dwelling 100.00% = 344.47
Area Subtotal: Ground Level 5,697.71 6.78%
Coverage:Dwelling 100.00% = 5,697.71
Miscellaneous 13,528.52 16.10%
Coverage:Dwelling 49.26% = 6,664.28
Coverage:Mold/Rot 50.74% = 6,864.24
Labor Minimums Applied 393.49 0.47%
Coverage:Dwelling 76.98% = 302.89
Coverage:Mold/Rot 23.02% = 90.60
Subtotal of Areas 84,006.90 100.00%
Coverage:Dwelling 91.72% = 77,052.06
Coverage:Mold/Rot 8.28% = 6,954.84
Total 84,006.90 100.00
DRUMMOND_MICHAEL 10/15/2018 Page:24

•
illwanurif Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Recap by Category with Depreciation
O&P Items RCV Deprec. ACV
ACOUSTICAL TREATMENTS 553.59 131.07 422.52
Coverage:Dwelling @ 100.00% = 553.59
APPLIANCES 417.07 417.07
Coverage:Dwelling • @ 100.00% = 417.07
CABINETRY 5,245.65 2,097.01 3,148.64
Coverage:Dwelling @ 100.00% = 5,245.65
CLEANING 326.32 326.32
Coverage:Dwelling @ 100.00% = 326.32
CONTENT MANIPULATION 330.00 330.00
Coverage:Dwelling @ 100.00% = 330.00
GENERAL DEMOLITION 8,475.18 8,475.18
Coverage:Dwelling @ 100.00% = 8,475.18
DOORS 564.73 158.00 406.73
Coverage:Dwelling @ 100.00% = 564.73
DRYWALL 3,688.19 610.73 3,077.46
Coverage:Dwelling @ 100.00% = 3,688.19
ELECTRICAL 88.89 88.89
Coverage:Dwelling @ 100.00% = 88.89
FLOOR COVERING-CARPET - 5,455.79 2,236.04 3,219.75
Coverage:Dwelling @ 100.00% = 5,455.79
FLOOR COVERING-CERAMIC TILE 3,553.51 694.57 2,858.94
Coverage:Dwelling @ 100.00% = 3,553.51
PERMITS AND FEES 285.00 285.00
Coverage:Dwelling @ 100.00% = 285.00
FINISH CARPENTRY/TRIMWORK 2,399.02 633.97 1,765.05
Coverage:Dwelling @ 100.00% = 2,399.02
FINISH HARDWARE 178.43 32.12 146.31
Coverage:Dwelling @ 100.00% = 178.43
FRAMING&ROUGH CARPENTRY 2,925.01 212.38 2,712.63
Coverage:Dwelling @ 100.00% = 2,925.01
HEAT, VENT&AIR CONDITIONING 1,455.27 118.94 1,336.33
Coverage:Dwelling @ 100.00% = 1,455.27
INSULATION 3,752.17 1,024.18 2,727.99
Coverage:Dwelling @ 100.00% = 3,752.17
LABOR ONLY 3,148.00 3,148.00
Coverage:Dwelling @ 100.00% = 3,148.00
LIGHT FIXTURES 921.27 240.63 680.64
Coverage:Dwelling @ 100.00% = 921.27
MIRRORS&SHOWER DOORS 108.41 108.41
Coverage:Dwelling @ 100.00% = 108.41
PLUMBING 245.26 13.81 231.45
Coverage:Dwelling @ 100.00% = 245.26
DRUMMOND_MICHAEL 10/15/2018 Page:25

•
EI Worley Claims Service .
2200 Executive Street
Charlotte,NC 28208
O&P Items RCV Deprec. ACV
PANELING&WOOD WALL FINISHES 5,632.45 953.18 4,679.27
Coverage:Dwelling @ 100.00% = 5,632.45
PAINTING 10,634.44 841.29 9,793.15
Coverage:Dwelling @ 100.00% = 10,634.44
SCAFFOLDING 629.00 629.00
Coverage:Dwelling @ 100.00% = 629.00
SIDING 214.40 25.09 189.31
Coverage:Dwelling @ 100.00% = 214.40
SOFFIT,FASCIA,&GUTTER 362.34 68.11 294.23
Coverage:Dwelling @ 100.00% = 362.34
TEMPORARY REPAIRS 86.76 86.76
Coverage:Dwelling @ 100.00% = 86.76
WINDOW REGLAZING&REPAIR 352.32 352.32
Coverage:Dwelling @ 100.00% = 352.32
WINDOW TREATMENT 577.80 183.41 394.39
Coverage:Dwelling @ 100.00% = 577.80
WINDOWS-WOOD 1,462.20 503.40 958.80
Coverage:Dwelling @ 100.00% = 1,462.20
WALLPAPER 308.96 65.82 243.14
Coverage:Dwelling @ 100.00% = 308.96
WATER EXTRACTION&REMEDIATION 90.60 90.60
Coverage:Mold/Rot @ 100.00% = 90.60
O&P Items Subtotal 64,468.03 10,843.75 53,624.28
Non-O&P Items RCV Deprec. ACV
GENERAL DEMOLITION 2,143.53 2,143.53
Coverage:Dwelling @ 100.00% = 2,143.53
HAZARDOUS MATERIAL REMEDIATION 2,362.24 2,362.24
Coverage:Mold/Rot @ 100.00% = 2,362.24
PAINTING 3,552.00 3,552.00
Coverage:Mold/Rot @ 100.00% = 3,552.00
ROOFING 8,345.10 1,305.92 7,039.18
Coverage:Dwelling @ 100.00% = 8,345.10
TEMPORARY REPAIRS 186.00 186.00
Coverage:Dwelling @ 100.00% = 186.00
WATER EXTRACTION&REMEDIATION 2,950.00 2,950.00
Coverage:Dwelling @ 67.80% = 2,000.00
Coverage:Mold/Rot @ 32.20% = 950.00
Non-O&P Items Subtotal 19,538.87 1305.92 18,232.95
O&P Items Subtotal 64,468.03 10,843.75 53,624.28
Mat Tax(Rpr/Maint) 13.76 13.76
Coverage:Dwelling @ 1.67% = 0.23
Coverage:Mold/Rot @ 98.33% = 13.53
DRUMMOND_MICHAEL 10/15/2018 Page:26

•
%WORLEY Worley Claims Service
2200 Executive Street
Charlotte,NC 28208
Overhead 6,446.96 6,446.96
Coverage:Dwelling @ 99.86% = 6,437.90
Coverage:Mold/Rot @ 0.14% = 9.06
Profit 6,446.96 6,446.96
Coverage:Dwelling @ 99.86% = 6,437.90
Coverage:Mold/Rot @ 0.14% = 9.06
Total Tax 5,317.17 820.15 4,497.02
Coverage:Dwelling @ 95.49% = 5,077.41
Coverage:Mold/Rot @ 4.51% = 239.76
Total 102,231.75 12,969.82 89,261.93
ANY PERSON WHO KNOWINGLY AND WITH INTENT TO INJURE,DEFRAUD,OR DECEIVE ANY INSURANCE
COMPANY,FILES A STATEMENT OF CLAIM CONTAINING ANY FALSE,INCOMPLETE OR MISLEADING
INFORMATION IS GUILTY OF A FELONY OF THE THIRD DEGREE.
•
DRUMMOND_MICHAEL 10/15/2018 Page:27

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111
CANIA PERMIT
make renovations to an existingAPPLIED FOR
dwelling at 1924 S. Shore Dr., adjacent to
the Atlantic Ocean, in Surf City, Pender
County.
COMMENTS ACCEPTED EPTED THROUGH N/A
APPLICANT: FOR MORE DETAILS CONTACT
THE LOCAL PERMIT OICER BELO :
Mary and Michael Drummond NC Div. of Coastal Management
W
4236 Rock Bridge Road 127 Cardinal Dr. Extension
High Point, NC 27262 Wilmington, NC 28405
Jason Dail, Field Representative
SC17-10 910-796-7221

1
OTIEIt PERMITS MAY BE REQUIRED:The activity you arc planning may require permits other than the CAMA
minor development permit,including,but not limited to: Drinking Water Well,Septic Tank(or other sanitary waste
treatment system),Building,Electrical,Plumbing,I-heating and Air Conditioning,Insulation and Energy Conservation,HA
Certification,Sand Dune,Sediment Control,Subdivision Approval,Mobile I tome Park Approval,i lighway Connection,and
others.Check with your Local Permit Officer for more information.
STATEMENT OF OWNERSHIP:
I,the undersigned,an applicant for a CAMA minor development permit,being either the owner of property in an AEC or a
person authorized to act as an agent for purposes of applying for a CAMA minor development permit,certify that the person
listed as landowner on this application has a significant interest in the real property described therein.This interest can be
descri ed as:(check one) l r - J
an owner or record title,Title is vested in name of 1"larc - tt ch ,Drw ntYlzsr►q
see Deed Book 4(p 37 page l 7 51 in the 'F�d er County Registry of Deeds.
an owner by virtue of inheritance.Applicant is an heir to the estate of
;probate was in -_-__-_-._-- ------------____-County.
if other interest,such as written contract or lease,explain below or use a separate sheet&attach to this application.
NOTIFICATION OF ADJACENT RIPARIAN PROPERTY OWNERS:
I furthermore certify that the following persons arc owners of properties adjoining this property. I affirm that I have given
ACT'UAI,NOTICE to each of them concerning my intent to develop this property and to apply for a CAMA permit.
(Name) (Address)
'b a(I) xi\e\ S} T pV('o I q 2 4, Soc ck1..5�xxe�tr v� st,�r�L� r v�Z$445—
(2) --.' .o_bi_KM...' —��1�'c - -- °I Z0 a.�{11 t SLtr ' e_8144S
(3) - - --- - — ---- — — ---
(4) - — -- ---
ACKNOWLEDGEMENTS:
i,the undersigned,acknowledge that the land owner is aware that the proposed development is planned for an area which
may be susceptible to erosion and/or flooding.i acknowledge that the Local Permit Officer has explained to me the particu-
lar hazard problems associated with this lot.This explanation was accompanied by recommendations concerning stabiliza-
tion and floodproofing techniques.
I furthermore certify that I am authorized to grant,and do in fact grant,permission to Division of Coastal Management staff,
the Local Permit Officer and their agents to enter on the aforementioned lands in connection with evaluating information
related to this permit application.
This the 2 _ day of ,20 )
_and o• rson autho to act as hi cr agent for purpose of filing a CAMA permit application
This application includes:general information this form),a site drawing as described on the back of this application, the
ownership statement, the Ocean Hazard AEC Notice where necessai y a check for$100.00 made payable to the locality and
any information as may be provided orally by the applicant. The details oldie application as described by these mitres are
incorporated without reference in any permit which may he issued. Deviation Jim these details will constitute a violation of
any permit.Any person developing in an AEC without permit is subject to civil, criminal and administrative action.
RECEIVED
AUG 0 3 2017

Receipts for
Certified Mail
(Staple Here)
Date
Adjacent Property Owner P\
Mailing Address
City,State,Zip Code
Dear Adjacent Property:
This letter is to inform you that I, have applied for a CAMA Minor
Property Owner
Permit on my property at ,in Pender/Onslow
Properly Address
County. As required by CAMA regulations, I have enclosed a copy of my permit application and project
drawing(s)as notification of my proposed project.No action is required from you or you may sign and return
the enclosed no objection form.If you have any questions or comments about my proposed project,please
contact me at ,or by mail at the address listed below. If you wish to
Applicant's Telephone
file written comments or objections with the Surf City CAMA Minor Permit Program,you may submit
them to:
Jason Dail,Field Representative
NC Division of Coastal Management
Town of Surf City Local Permit Program
127 Cardinal Drive Extension
Wilmington,NC 28405
Sincerely,
Property Owner
Mailing Address
City,State,Zip Code

♦5
Oc OCEAN HAZARD AEC NOTICE
Project is in an: ean Erodible Area High Hazard Flood Area Inlet Hazard Area
Property Owner: M atrc t9-RI C Q.. I-ru rx moncil
Property Address: / (121 S0,--4*Ar1S\n,L--re 1-->Yi 4-e I Y-t C41 l0G 2 E `4"`LS----
Date Lot Was Platted: --k L -l1/4-1 12 i 19, .7
This notice is intended to make you,the applicant,aware of the SPECIAL NOTE: This hazard notice is required for
special risks and conditions associated with development in this development in areas subject to sudden and massive storms and
area,which is subject to natural hazards such as storms,erosion erosion. Permits issued for development in this area expire on
and currents. The rules of the Coastal Resources Commission December 31 of the third year following the year in which the
require that you receive an AEC Hazard Notice and permit was issued. Shortly before work begins on the project
acknowledge that notice in writing before a permit for site,the Local Permit Officer must be contacted to determine the
development can be issued. vegetation line and setback distance at your site. If the property
has seen little change since the time of permit issuance,and the
The Commission's rules on building standards, oceanfront proposed development can still meet the setback requirement,
setbacks and dune alterations are designed to minimize, but not the LPO will inform you that you may begin work.Substantial
eliminate, property loss from hazards. By granting permits, the progress on the project must be made within 60 days of this
Coastal Resources Commission does not guarantee the safety of setback determination,or the setback must be re-measured.Also,
the development and assumes no liability for future damage to the occurrence of a major shoreline change as the result of a
the development. Permits issued in the Ocean Hazard Area of storm within the 60-day period will necessitate re-measurement
Environmental Concern include the condition that structures be of the setback. It is important that you check with the LPO
relocated or dismantled if they become imminently threatened before the permit expires for official approval to continue the
by changes in shoreline configuration. The structure(s) must be work after the permit has expired. Generally, if foundation
relocated or dismantled within two (2) years of becoming pilings have been placed and substantial progress is continuing,
imminently threatened, and in any case upon its collapse or permit renewal can be authorized. It is unlawful to continue
subsidence. work after permit expiration.
The best available information,as accepted by the Coastal For more information,contact:
Resources Commission, indicates that the annual long-term
average ocea erosion rate for the area where your property is Upco tit 4-1 L__
located is feet per year. !!!!��
Local Permit Officer
The rate was established by careful analysis of aerial
photographs of the coastline taken over the past 50 years.
N.C. Dept. of Environmental Quality
Studies also indicate that the shoreline could move as much as Division of Coastal Management
I 3 4 feet landward in a major storm. 127 Cardinal Drive Extension
Wilmington, NC 28405-3845
The fjood waters in a major storm are predicted to be about
feet deep in this area.
Preferred oceanfront protection measures are beach nourishment 9/0
/0 l W/ ! � �'
and relocation of threatened structures. Hard erosion control tO
structures such as bulkheads,seawalls,revetments,groins,jetties Phone Number
and breakwaters are prohibited. Temporary sand bags may be
authorized under certain conditions.
The applicant must acknowledge this information and
requirements by signing this n• n • _.ace below.Without
the proper signature,the •,.•a ion will not ie complete.
Illi 1:10---
i ll/il -
r•e-,
: y ner Signature Date
Revised May 2010
V l�,. -.

l`{
AGENT AUTHORIZATION FOR CAMA PERMIT APPLICATION
Name of Property Owner Requesting Permit: CLAD\r1 ari°1' thad Drug'"mc�d
Mailing Address: t 23t.RUCkBv't AnL oc,_01
in n'�
z� s
Phone Number: L ) 5S- r�nc // 4 ) r72 10 - Z 4 IV
Email Address: YYl a° e ,c�r'� �e.(le* //rn r tAryal e
I certify that I have authorized ---
Agent/Contractor
to act on my behalf, for the purpose of applying for and obtaining all CAMA permits
necessary for the following proposed development:
at my property located at j �' 7 S'bLA-\ qP sLt, C►'4l i�C Z g `cs----
inrTP�rie� County.
I furthermore certify that I am authorized to grant, and do in fact grant permission to
Division of Coastal Management staff, the Local Permit Officer and their agents to enter
on the aforementioned lands in connection with evaluating information related to this
permit application.
Property Own form '
Signature
a Y
1 Print or Type Name
Title
I Z- I 20 /7-
Date
This certification is valid through I /

ADJACENT RIPARIAN PROPERTY OWNER STATEMENT
FOR CAMA MINOR PERMITS
mono/
I hereby certify that I own property adjacent to Makr t l I C r�lrns
(Name of Property Owner) ti
CI 2 ; S ��Ich S k�e e SLA Ct`
property located at ,g
L Address, Lot,Block,Road,etc.)
(�
on 1 t \ c tot c ocean c in -4/10(P.✓ , N.C.
(Waterbody) (Town and/or County)
He has described to me as shown in the attached application and project drawing(s),the development he is
proposing at that location,and, I have no objections to his proposal.
(APPLICATION AND DRAWING OF PROPOSED DEVELOPMENT ATTACHED)
NA&
Signature
3 \ap ,co
Print or Type Name
1b3 6a4--0S ?�
Telephon Number
1Z� Z© n
Date
5hC10
1(00 W 0.9k say-✓ C.-
FCi<\ Ciho,(ch VA, 2Z0 +.2--
RECEVED
Algi 3 2017

1
Receipts for
Certified Mail
(Staple Here)
21_ ,DI7
N/ F I l'--
Adjacent Property Owner
A
Mailing Address
City, State,Zip Code
Dear Adjacent Property: �y,� �l
LYLal
This letter is to inform you that I, h'\ark6 1 l I Cc) ,Jru I11 Tiave applied for a CAMA Minor
Property Owner
Permit on my property at I `IZ 4 J(7A r 1 vQ ur ,in Pender/Onslow
Property Address
County. As required by CAMA regulations,I have enclosed a copy of my permit application and project
drawing(s)as notification of my proposed project.No action is required from you or you may sign and return
the enclosed no objection form.If you have any questions or comments about my proposed project,please
( 1,5�-`foo 3 ') a tO- 2?as
contact me a ,or by mail at the address listed below. If you wish to
Applicant's Telephone
file written comments or objections with the Surf City CAMA Minor Permit Program,you may submit
them to:
Jason Dail,Field Representative
NC Division of Coastal Management
Town of Surf City Local Permit Program
127 Cardinal Drive Extension
Wilmington,NC 28405
Sincerely,
Property Own r c
` '73 ,17-FOClc Y` IG dam -
Mating Address
V-10\C\ /. /J C Z7 -��
City, te,Zip Code

ti
ADJACENT RIPARIAN PROPERTY OWNER STATEMENT
FOR CAMA MINOR PERMITS
I hereby certify that I own property adjacent to ArlLk - N l( IU M41
41
L(Name of Property Owner) i
property located at 1 12 ' l T 3 ko 1 1(��� W I ��
q
((�� Address, Lot,Block,Road,etc.) ��1�
on P'l; IG.1R`fik_ OCecl-+rl ,in Fe-n ,N.C.
(Waterbody) (Town and/or County)
He has described to me as shown in the attached application and project drawing(s),the development he is
proposing at that location,and, I have no objections to his proposal.
(APPLICATION AND DRAWING OF PROPOSED DEVELOPMENT ATTACHED)
Signature
-Rohn 6 e n,c c{.“,f
Print or Type Name
(7 -59C. - -/5c
Telephone Number
Si D-/r "7
Date
9 Zo 5 St-Dr- W-
SQ KF C I 7J C_
cEIVED
AUb c 3 2017
'CM Wf MINGTON, NC

'V
Receipts for
Certified Mail
(Staple Here)
Date
Adjacent Property Owner
Mailing Address
City, State,Zip Code
Dear Adjacent Property:
This letter is to inform you that I, have applied for a CAMA Minor
Property Owner
Permit on my property at ,in Pender/Onslow
Property Address
County. As required by CAMA regulations,I have enclosed a copy of my permit application and project
drawing(s)as notification of my proposed project.No action is required from you or you may sign and return
the enclosed no objection form.If you have any questions or comments about my proposed project,please
contact me at ,or by mail at the address listed below. If you wish to
Applicant's Telephone
file written comments or objections with the Surf City CAMA Minor Permit Program,you may submit
them to:
Jason Dail,Field Representative
NC Division of Coastal Management
Town of Surf City Local Permit Program
127 Cardinal Drive Extension
Wilmington,NC 28405
Sincerely,
Property Owner
Mailing Address
City,State,Zip Code

Date Date Check From Name of Permit Vendor Check Check Permit Number NOTE
Received Deposited (Name) Holder Number amount
8/7/2017 Mary Herring Mary and Michael BNC 3182 $100.00 minor fee, 1924 S. Shore JD rct
Drummond Drummond Bank Dr., SC PnCo 47091