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HomeMy WebLinkAboutSC_12-25_ Turner Issued by WiRO SC 12-25 Surf City Permit Number CAMA MINOR DEVELOPMENT PERMIT as authorized by the State of North Carolina,Department of Environment, and Natural Resources and the Coastal Resources Commission for development in an area of environment concern pursuant to Section 113A-118 of the General Statutes,"Coastal Area Management" Issued to Mary and James Turner, authorizing development in the Ocean Hazard (AEC) at 107 Bland Drive, in Surf City, Pender County as requested in the permittee's application, dated October 23, 2012, and received by DCM on October 25, 2012. This permit, issued on November 14, 2012, is subject to compliance with the application and site drawing (where consistent with the permit), all applicable regulations and special conditions and notes set forth below. Any violation of these terms may subject permittee to a fine, imprisonment or civil action, or may cause the permit to be null and void. This permit authorizes:The construction of a driveway and sidewalk. Additional authorization includes general landscaping. (1) All proposed development and associated construction must be done in accordance with the permitted work plat drawings(s)dated received by DCM on October 25,2012. (2) All construction must conform to the N.C. Building Code requirements and all other local, State and Federal regulations, applicable local ordinances and FEMA Flood Regulations. (3) Any change or changes in the plans for development, construction, or land use activities will require a re-evaluation and modification of this permit. (4) A copy of this permit shall be posted or available on site. Contact this office at (910) 796-7221 for a final inspection at completion of work. (Additional Permit Conditions on Page 2) • This permit action may be appealed by the permittee or other qualified persons within twenty (20) days of the issuing date. From the date of an appeal, any work conducted under this permit must cease until the appeal is resolved. This permit must be on the project site and accessible to the permit officer when the project is inspected for compliance. Any maintenance work or project Jason Dail modification not covered under this permit, require further written permit CA A LOCAL PERMIT OFFICIAL approval.All work must cease when this permit expires on: 127 Cardinal Drive Extension December 31,2015 .Alm,jag.ton, NC 28405-3845 In issuing this permit it is agreed that this project is consistent with the local Land 's " 7/6 0( d ti„, Use Plan and all applicable ordinances. This permit may not be transferred to another party without the written approval of the Division of Coastal PERMITTEE Management. (Signature required if conditions above apply to permit) Name: Mary and James Turner Minor Permit#SC 12-25 Date: November 14, 2012 Page 2 (5) Any structure(s) not authorized under this permit must be set back a minimum of 60 feet from the first line of stable natural vegetation,as determined by the DCM,the LPO,or other assigned agent of the DCM. (6) The permittee is required to contact the Local Permit Officer (910) 796-7221, shortly before he plans to begin construction to arrange a setback measurement that will be effective for sixty (60) days barring a major shoreline change. Construction must begin within sixty(60) days of the determination or the measurement is void and must be redone. (7) All unconsolidated material resulting from associated grading and landscaping shall be retained on site by effective sedimentation and erosion control measures. Disturbed areas shall be vegetatatively stabilized (planted and mulched)within 14 days of construction completion. (8) Any structure authorized by this permit shall be relocated or dismantled when it becomes imminently threatened by changes in shoreline configuration. The structure(s) shall be relocated or dismantled within two years of the time when it becomes imminently threatened, and in any case upon its collapse or subsidence. However, if natural shoreline recovery or beach renourishment takes place within two years of the time the structure becomes imminently threatened, so that the structure is no longer imminently threatened, then it need not be relocated or dismantled at that time. This condition shall not affect the permit holder's right to seek authorization of temporary protective measures allowed under CRC rules. (9) The total square footage of the permitted structure shall not exceed 10,000 square feet. )77( L.11--64-4.4--t__ SIGNATURE: '-' DATE: // Z2/Z, PERMITTEE !.. s,x„ law: x a `-s^.iir V-X. ��. h yag - f . \ �-at r c a 4 at 'g � :n aA .I.-.A:. x _.a..s zrsn.3'M + ma>' i.. �.Ytr "��7 mac, c_,' y*g « s x� �e ,i ���'I l i [ ?.,? �{$[ }• ��, t S � a;.i.��Sk l�3 iAjt[ T 1? '' s v F i _ �tt.� i" K�w'' f - K "' .: w.,;,: - 7- t t Vim # - 4 + ,5� - T '-ikti<.>'[".. „w�h ivitoxl,+'''; oy)� r -�� -.. 4. r_ :c ;�..1 �,i ILiP 'r z.# x�r.V k-s..qq r.3 ._-,, .}�,{ '��-�` .#..7 6tg**a,r�f tT. t` r+�' l $ ,�s �-5Sa€"q -• " a i m+5'�-���,�si1; _ _' fit Kam'i V 4„r R-11; .e,y ` 4,d` s_. r'5:"`: �se � . ��, - - r r ti1:7 _, +a;tA t r 5 -r .r.t..-g - �, r 7t``�., , ". Y_ } w ._#. `#'c$ i 1- s ,fir-r� 5 .:�,. _ • "^.`T. -�Y3,: GENERAL INFORMATION LAND OWNER ____------- Name . /9 194/4 �J4272 5 /LL,- VV� Address /9 A/�/✓0 ,e, v� City k.$L LJ r L i j State AiC Zip o2/Y Phone 'f�7= 5 31- 6 2 ' Email 7/1 7'Y) Ur-i✓er 3 e)A-hoo • c0 Y) AUTHORIZED AGENT Name G(//f-1-- Address City State Zip Phone Email LOCATION OF PROJECT:(Address,street name and/or directions to site. If not oceanfront,what is the name of the adjacent waterbody.) /0 F- i G4 j dC /$d,4 ' C/77 / OVL -- 4-7L , DCG rfi-A/ DESCRIPTION OF PROJECT: (List all proposed construction and land disturbance.) COS �o� �/>w•ew , f,�ezvki 7. SIZE OF LOT/PARCEL: square feet D J 7 acres pl Z ti_446141j41gB/e V4-60/1/7- rs) PROPOSED USE: Residential fE (Single-family Multi-family ❑ ) Commercial/Industrial Other �d p� ) / elm. COMPLETE EITHER(1)OR(2)BELOW(Contact your Local Permit Officer if you are not sure which AEC applies to your property): (1) OCEAN HAZARD AECs: TOTAL FLOOR AREA OF PROPOSED STRUCTURE: - -..square feet(includes airconditioned living-spaced parking elevated above ground level,non-conditioned space elevated above ground level but excluding non-load-bearing attic space) (2) COASTAL SHORELINE AECs: SIZE OF BUILDING FOOTPRINT AND OTHER IMPERVIOUS OR BUILT UPON SURFACES: square feet(includes the area of the roof/drip line of all buildings,driveways,covered decks, concrete or masonry patios,etc.that are within the applicable AEC.Attach your calculations with the project drawing.) STATE STORMWATER MANAGEMENT PERMIT: Is the project located in an area subject to a State Stormwater Management Permit issued by the NC Division of Water Quality? YES NO ` N r- 0 (-- F If yes, list the total built upon area/impervious surface allowed for your lot or parcel: square feet. OCT 2 5 2012 DCM WILMINGTON, NC OTHER PERMITS MAY BE REQUIRED:The activity you are planning may require permits other than the CAMA minor development permit,including,but not limited to: Drinking Water Well,Septic Tank(or other sanitary waste treatment system),Building,Electrical,Plumbing,Heating and Air Conditioning,Insulation and Energy Conservation,PIA Certification, Sand Dune, Sediment Control, Subdivision Approval,Mobile Home Park Approval,Highway Connection,and others. Check with your Local Permit Officer for more information. STATEMENT OF OWNERSHIP: I,the undersigned,an applicant for a CAMA minor development permit,being either the owner of property in an AEC or a person authorized to act as an agent for purposes of applying for a CAMA minor development permit,certify that the person listed as landowner on this application has a significant interest in the real property described therein.This interest can be described as: (check one) 'fn , 1C�$�� 1 an owner or record ti le Title is vested in Earl g '/) suet`' y /v 6 -3��7 �1 � ,see Deed Book l page poz7 in the g ,r ) County Registry of Deeds. an owner by virtue of inheritance.Applicant is an heir to the estate of probate was in County. if other interest, such as written contract or lease,explain below or use a separate sheet&attach to this application. NOTIFICATION OF ADJACENT PROPERTY OWNERS: I furthermore certify that the following persons are owners of properties adjoining this property.I affirm that I have given ACTUAL NOTICE to each of them concerning my intent to develop this property and to apply for a CAMA permit. (Name) (Address) (1) `!v1 okeiil N•EIAND a,135 Sou_{-- Skokc'_ dt2,)E SW C; - , a8V-K� (2) m o n 30 o e Gi-lAt,L,0- OA Pi ) 1 , /1/4/C a 7G/2_ (3) SNo/e& IJE (4) 5WFC ,/ , V hS ACKNOWLEDGEMENTS: / I,the undersigned,acknowledge that the land owner is aware that the proposed development is planned for an area which may be susceptible to erosion and/or flooding. I acknowledge that the Local Permit Officer has explained to me the particu- lar hazard problems associated with this lot.This explanation was accompanied by recommendations concerning stabiliza- tion and floodproofing techniques. I furthermore certify that I am authorized to grant,and do in fact grant,permission to Division of Coastal Management staff, the Local Permit Officer and their agents to enter on the aforementioned lands in connection with evaluating information related-U-111us permit application. This the a?3 day of D ,20/oZ Landowner or person authorized to act as his/her agent for purpose of filing a CAMA permit application This application includes:general information (this form), a site drawing as described on the back of this application, the ownership statement, the Ocean Hazard AEC Notice where necessary, a check for$100.00 made payable to the locality, and any information as may be provided orally by the applicant. The details of the application as described by these sources are incorporated without reference in any permit which may be issued. Deviation from these details will constitute a violation of any permit.Any person developing in an AEC without permit is subject to civil, criminal and administrative action. OCT 252012 )CM WII.MINGTON, NC Simpson, Shaun From: Simpson, Shaun Sent: Tuesday, March 19, 2013 11:41 AM To: mpmturner3@yahoo.com Cc: Dail, Jason Subject: SC12-25: CAMA Minor Permit Attachments: SC 12-25.pdf Hello Mrs.Turner, In reviewing files this week, I see that we do not have a signed copy of your CAMA Minor Permit No.SC 12-25. As stated in my letter of November 19, 2012, we are required to have a signed copy on file in our office in order to consider this a valid permit. Can you please sign the attached ( 2-page permit) and return to me at your earliest convenience? Thanks you, Shaun Shaun Simpson Environmental Technician NC Dept of Environment&Natural Resources NC Division of Coastal Management 127 Cardinal Drive Ext. Wilmington,NC 28405 Phone:(910)796-7226,Fax:(910)395-3964 Shaun.Simpson anncdenr.gov E-mail correspondence to and from this address may be subject to the North Carolina Public Records Law and may be disclosed to third parties. Be Green-Don't print this e-mail unless required. 1 lig a NCDENR North Carolina Department of Environment and Natural Resources Division of Coastal Management Beverly Eaves Perdue Braxton C. Davis Dee Freeman Governor Director Secretary November 19, 2012 Mary & James Turner 107 Bland Drive Surf City, NC 28445 Dear Turners: Attached is CAMA Minor Development Permit # SC 12-25 for work to be done for at 107 Bland Drive, in Surf City, Pender County. In order to validate this permit, please sign both copies as indicated, for our records. Please retain the gold copy for your files, sign both pages of the white copy, and return to us within 20 days of receipt, in the enclosed, self-addressed envelope. This is not a valid permit until it is signed and returned to our office. Thank you for your prompt attention to this matter. Sincerely, Shaun K. Simpson Permit Support Technician Enclosures cc: WiRO files 127 Cardinal Drive Ext.,Wilmington,NC 28405 One Phone:910-796-7215\FAX:910-395-3964 Internet:www.nccoastalmanagement.net NorthCarolina An Equal Opportunity\Affirmative Action Employer Naturally AFFIDAVIT OF PUBLICATION STATE OF NORTH CAROLINA �jy, �� r�Y� ,A) COUNTY OF NEW HANOVER � C,L A0, �/v� J CAMA MINOR PERMIT NOTICE Before the undersigned,a Notary Public of Said County and State, Pursuant to NCGS 113A-119(b),the North Carolina Division of Coastal Management,an agency authorized Anita Thomas to issue CAMA permits in areas of environmental concern, hereby gives12 NOTICE tll atw g applied October 25,r Who,beingdulysworn or affirmed,accordingto the law,says that he/she is 2012, the following applied for Y CAMA permits for projects adjacent to the Atlantic Ocean in Surf City: Mary & James Turner propose to Publisher's Assistant construct a driveway at 107 Bland Drive, in Pender County, and CJL Partners, Inc. propose to construct a duplex dwelling at 1719 N.Shore of THE STAR-NEWS, a corporation organized and doing business under the Laws of the State of D in Onslowy County.Thed seat the North Carolina,and publishinga newspaper known as STAR-NEWS in the Cityof Wilmington ap- plications may be inspected at the g address below, Public comments received by November.13,2012 will CAMA MINOR PERMIT NOTICE Pursuant to NCGS 113A-119b, the North Carolina Division be considered. Later comments will be accepted and considered up to of Coastal Management,an agency authorized to issue CAMA permits in areas of the time of permit decision. Project modifications may occur based on environmental concern,hereby gives NOTICE that on October 25,2012,the following applied further review and comments. No- tice of the permit decision in this matter will be provided'upon writ- ' ten request. Jason Dail Field Representative Division of Coastal Management 127 Cardinal Drive Extension Wilmington,NC 28405-3845 Phone:(910)796-7221 was inserted in the aforesaid newspaper in space,and on dates as follows: RECEIVED 10/29 lx DCM WILMINGTON, NC OCT 3 2012 And at the time of such publication Star-News was a newspaper meeting all the requirements and qualifications prescribed by Sec.No. 1-597 G.S. of N.C. C>Zif nta-4- Title: Publisher's Assitant //�n Sworn or affirmed to,and subscribed before me this Z M day of 0eAL-w ,A.D., ZO l2� a�uuuau��uu In Testimony Whereof,I have hereunto set my hand and affixed my off`')41tss:ID' >, Y,and year aforesaid.• r LOTAR �05j 3 Z Notary Pub&c PUBUG v` My commission expires t z day of 11 •,20 ) y y osill it i 1111oo Upon reading the aforegoing affidavit with the advertisement thereto annexed it is adjudged by the Court that the said publication was duly and properly made and that the summons has been duly and legally served on the defendant(s). This day of Clerk of Superior Court MAIL TO: Ara NCDENR North Carolina Department of Environment and Natural Resources Division of Coastal Management Beverly Eaves Perdue Braxton C. Davis Dee Freeman Governor Director Secretary October 26, 2012 Wilmington.classified@starnewsonline.com 2 Pages Star News Legal Advertisement Section Post Office Box 840 Wilmington, North Carolina 28402 Re: Combo Minor Public Notice: • Turner in Pender Co. • CJL Partners, Inc. in Onslow Co. Kyle/Heather: Please publish the attached Notice in the Monday, October 29, 2012 issue. The State Office of Budget and Management requires an original Affidavit of Publication prior to payment for newspaper advertising. Please send the original invoice and a copy of the affidavit for payment to Shaun Simpson at Division of Coastal Management, 127 Cardinal Drive Extension, Wilmington, NC 28405, 910-796-7226. Paying by Credit Card (number on file with Elsa Lawrence, Ref acct # 796-7215). Please send a copy of the credit card receipt to me. Thank you for your assistance in this matter. If you should have any questions, please contact me at our Wilmington office. Sincerely, Shaun Simpson Permit Support Technic an Enclosure cc: File Copy Michele Walker - DCM 127 Cardinal Drive Ext.,Wilmington,NC 28405 One Phone:91 0-796-721 5 1 FAX:910-395-3964 Internet:www.nccoastalmanagement.net N�o1rthtC ya�rolina tit il An Equal Opportunity\Affirmative Action Employer j/ Y aiIEf CAMA MINOR PERMIT NOTICE Pursuant to NCGS 113A-119(b), the North Carolina Division of Coastal Management, an agency authorized to issue CAMA permits in areas of environmental concern, hereby gives NOTICE that on October 25, 2012, the following applied for CAMA permits for projects adjacent to the Atlantic Ocean in Surf City: Mary & James Turner propose to construct a driveway at 107 Bland Drive, in Pender County, and CJL Partners, Inc. propose to construct a duplex dwelling at 1719 N. Shore Drive, in Onslow County. These applications may be inspected at the address below. Public comments received by November 13, 2012 will be considered. Later comments will be accepted and considered up to the time of permit decision. Project modifications may occur based on further review and comments. Notice of the permit decision in this matter will be provided upon written request. Jason Dail Field Representative Division of Coastal Management 127 Cardinal Drive Extension Wilmington, NC 28405-3845 Phone: (910) 796-7221 N() T I AIN. -000P" %A AM CAMA PERMIT APPLIED FOR PROJECT: _Applicant proposes-to-Gcn-structa driveway & add landscaping at107 Bland Drive, adjacent-to-theAtlantic-GeeanTli-Sti-rFeity; Pender County. COMMENTS ACCEPTED THROU& Novohnber /4_2012 APPLICANT: FOR MORE DE1 LS CONTACT ridE64-866AWIVA66anteCia Mary & James Turner 107 Bland Drive 127-eardinaf-Dr. Ert. Wilmington, NC 2 405 Surf City, NC 28445 Jason Dail, Field Ftk wesentative 910-796-7221 OCEAN HAZARD AEC NOTICE Project is in an: _� Ocean Erodible Area x High Hazard Flood Area Inlet Hazard Area Property Owner: JArkzr l 44/ J cy e- iz Property Address: /dF t "O Pe. Date Lot Was Platted: This notice is intended to make you, the applicant, aware of the SPECIAL NOTE: This hazard notice is required for special risks and conditions associated with development in this development in areas subject to sudden and massive storms and area, which is subject to natural hazards such as storms, erosion erosion. Permits issued for development in this area expire on and currents. The rules of the Coastal Resources Commission December 31 of the third year following the year in which the require that you receive an AEC Hazard Notice and permit was issued. Shortly before work begins on the project acknowledge that notice in writing before a permit for site.the Local Permit Officer must be contacted to determine the development can be issued. vegetation line and setback distance at your site. If the property has seen little change since the time of permit issuance,and the The Commission's rules on building standards, oceanfront proposed development can still meet the setback requirement, setbacks and dune alterations are designed to minimize, but not the LPO will inform you that you may begin work. Substantial eliminate, property loss from hazards. By granting permits, the progress on the project must be made within 60 days of this Coastal Resources Commission does not guarantee the safety of setback determination,or the setback must be re-measured.Also, the development and assumes no liability for future damage to the occurrence of a major shoreline change as the result of a the development. Permits issued in the Ocean Hazard Area of storm within the 60-day period will necessitate re-measurement Environmental Concern include the condition that structures be of the setback. It is important that you check with the LPO relocated or dismantled if they become imminently threatened before the penmit expires for official approval to continue the by changes in shoreline configuration. The structure(s) must be work after the permit has expired. Generally, if foundation relocated or dismantled within two (2) years of becoming pilings have been placed and substantial progress is continuing, imminently threatened, and in any case upon its collapse or permit renewal can be authorized. It is unlawful to continue subsidence. work after permit expiration. The best available information,as accepted by the Coastal •For more information,contact: Resources Commission, indicates that the annual long-term average ocean,rosion rate for the area where your property is JNON1 7JPr/L.-- located is 2 feet per year. Local Permit Officer The rate was established by careful analysis of aerial photographs of the coastline taken over the past 50 years. NC DENR Studies/also indicate that the shoreline could move as much as Div. of Coastal Management /50 feet landward in a major storm. 127 Cardinal Drive Ext. The flood waters in a major storm are predicted to be about Wilmington, NC 28405-3845 (/-l3 feet deep in this area. Preferred oceanfront protection measures are beach nourishment 9io� 7 7 tD _ -- and relocation of threatened structures. Hard erosion control _structuressuch_asbulkheads,_seawalls,revetments,groins,jetties Phon Number and breakwaters are prohibited. Temporary sand bags may be authorized under certain conditions. The applicant must acknowledge this information and requirements by signing this notice in the space below. Without the proper signature.the application will not be complete. RECEIVID P perty 0 er S/ nature Date OCT 2 5 2012 0CM WILMl fl%2 dC 2< Receipts for Certified Mail (Staple Here) /0"/..29/:2_/ Date 4 4,,Q Adjacent Property Owner '73S <.5o447i/ .e A6i>e M 1ingAddr s ei Asir i . fie a2Fc.ixc City, State,Zip Code Dear Adjacent Property: ,-- This letter is to inform you that I,A �GlhJ have applied for a CAMA Minor �T P perry Owner Permit on my property at /01 /314i4/IL4G.s ( ) , in Pender/Onslow Property Addres County. As required by CAMA regulations, I have enclosed a copy of my permit application and project drawing(s)as notification of my proposed project. No action is required from you or you may sign and return the enclosed no objection form. If you have any questions or comments about my proposed project, please contact me at /-77'5-3/— $74 3 ,or by mail at the address listed below. If you wish to Applicant's Telephone file written comments or objections with the Surf City CAMA Minor Permit Program, you may submit them to: Jason Dail, Field Representative NC Division of Coastal Management Town of Surf City Local Permit Program 127 Cardinal Drive Extension Wilmington, NC 28405 Sincerely, C/711191-‘, //b1.44-1- Property Owner i07 h -1-- 4,eJ Mailing Address 28c -- R6Cp OAT 25 City, St Zip Co 20/ Z OCT 25 2012 )CM WILMINGTON NC ADJACENT RIPARIAN PROPERTY OWNER STATEMENT FOR CAMA MINOR PERMITS I hereby certify that I own property adjacent to /2/e y /Gf447f� 's (Name of Property Owner) property located at /0 7 /J/4-01/„O /a, Address, Lot, Block, Road,etc.) on / JLf 27 Ua;9---i/ , in � � , N.C. (4,V.DSZ (Waterbody) (Town and/or C nty) He has described to me as shown in the attached application and project drawing(s),the development he is proposing at that location, and, I have no objections to his proposal. (APPLICATION AND DRAWING OF PROPOSED DEVELOPMENT ATTACHED) �f L� = 7 Signature 30x0727 y 17/, 46i4)/o Print or Type Name 9io - 3a�'- 0/70 Telephone Number /U/S/ Date RECEIVED OCT 2 5 2012 DCM e�ILM N, INGTO NC Receipts for Certified Mail (Staple Here) /%/20AZ DateT o) w' th /XeI' ' Adjacent Property Owner 5 00 X e ie�ao6 pL MailinX (1-/ JVC 76/e City, State,Zip Code dC Dear Adjacent Property: This letter is to inform you that I, P � !// have applied for a CAMA Minor Pr perry Owner Permit on my property at /07 ..g`a,a_,itize,. � 4)11,(lin Pender/Onslow Property Address County. As required by CAMA regulations, I have enclosed a copy of my permit application and project drawing(s)as notification of my proposed project. No action is required from you or you may sign and return the enclosed no objection form. If you have any questions or comments about my proposed project, please contact me at '257 531- 5 3 ,or by mail at the address listed below. If you wish to Applicant's Telephone file written comments or objections with the Surf City CAMA Minor Permit Program,you may submit them to: Jason Dail, Field Representative NC Division of Coastal Management Town of Surf City Local Permit Program 127 Cardinal Drive Extension Wilmington, NC 28405 Sincerely, Property Owner' /0/1 6LG&/;- ) Mailing Address II// �2 City, State, Code P, K:ErVED OCT 2 5 2012 DCiVi WfMlNGTON, NC ADJACENT RIPARIAN PROPERTY OWNER STATEMENT FOR CAMA MINOR PERMITS I hereby certify that I own property adjacent to 7' .f 7 CG //121-4.12..., 's (Name of Property Owner) property located at )b �l�- S u_e+ C, , ' Address, Lot, Block, Road, etc.)/ on /4714 r, ��t"f-4i✓ , in Ja-/'1"/��, TN , N.C. ("fJ►' .e) (Waterbody) (Town and/or County) He has described to me as shown in the attached application and project drawing(s), the development he is proposing at that location, and, I have no objections to his proposal. (APPLICATION AND DRAWING OF PROPOSED DEVELOPMENT ATTACHED) Signature iii<°i Print or Type Name f 7q- '203 Telephone Number 1 16,Z Date RECEIVED OCT 252012 )CIVI WILMiNGTON, NC JAMES S TURNER 1343 ! MARY M TURNER 157 MEADOW RIDGE TRL / 66-19/530 NC + REIDSVILLE NC 27320-8208 `.0A-. /d—/ 15578 i Date Pay to the Nk A��� I ov Order of 1 ' 2/1-1- ./"C'z'd-Le'L" ‘61-16r—(-'/' "-- 1114/91' ��1 $ /OD Dollars n Bank of America'''... Wealth Management Banking 1 AC R/T 0530001 6 /4'C( i � - 77C.Grt,s� For "'' '.