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77675D - McEachern
AMA/ ❑DREDGE & FILL No GENERAL PERMIT Pre 776er5it# A B C New ❑Modification ❑Complete Reissue ❑Partial Reissue Date previous permit issued As authorized by the State of North Carolina,Department of Environmental Quality �,/ and the Coastal Resources Commission in an area of environmental concern pursuant to I 5A NCAC LI /-7(/ ' / .06) . ,� I _/ Rules a hed. Applicant Name ;cet)0 7-6- /'iJ,''lf rL1 v �{art Project Location: County Address /2-' t + -TA pee `n . Street Address/ State Road/Lot#(s) City tl/V/ Lit - State/VG ZIPZY`i / Z L/ 4 `1"-1/1A 4) 647 iLb Phone# (97/D)c72- 1130g.E-Mail Subdivision n Authorized Agent /U/A— City tIAA` /'S / ZIP Z 44 Affected ElCW )4PTA ElES ❑PTS Phone# ( ""-�-- River Basin ice. 0 AEC(s): ❑OEA ❑HHF ❑IH ❑UBA ❑N/A Adj.Wtr. Body fk'// IAA n (-file,/man /unkn) ❑PWS: Closest Maj.Wtr. Body 7 0/I5A It U(1,17) ORW: yes /6) PNA yes /rc / Type of Project/Activity CA Mk/t (Scale: /'`2 0 ) Pier(dock)length 1Z >tl I Fixed Platform(s) / ( i ! +t, ! I 1 �r Floating Platforms) y 1 \Y `V 14 Finger pier(s) 3 !' ' ' ! — -- i — -- — i Groin length / I number - iC iln}}- N Bulkhead)Riprap length { e N -*7�-— ' iiik avg distance offshore I• (�/\ max distance gffshore i 1 ` \�r!` I 1 I ' Basin,channel \\ j ��r' I 1 I f I cubic yards Boat ramp i I. / Boathouse/%atlift?'7 X 12 -.... . .. _ — r . s - 1 . .4..... ti _. _ _�- . - i♦ -- Beach B Idozing �► .� - — � Other ► 7t N _,4 w Shoreline Length Mf, I �*� ��' � SAV: not sure yesiip r I i� /� �� ft�// ► `i � t -...._._. _ Moratorium: ilia yes —i_ Photos: yes t — +. ' yes — ' Waiver Attached: �� i Up I A building permit may be required by: . n See note on back regarding River Basin rules. (Note Local Plal Conditions \ j V. (&— I \ ` i OF �, (,_ Do z-/Notes/Special Conditions v � ! NI t�"'��j-- F4 LiLam- ;(('f= I Of- T .1-1-- --- ', -./1 P-r-t-t- 6÷-tlk w:AK---r-Er _i ) 1 -iv cr, i4- -Tz) At I-V- ff _iXe--.1 ) fr \J( ( - i-� 'D � entlpplicant Pri Name P s ted Name re Sig ature **Please readcompliance statement on back of permit*" Signe (( — 7-6 ; ,.1 -2,..../ I Application Fee(s) C # IssuingDate Expiration Date Statement of Compliance and Consistency This permit is subject to compliance with this application, site drawing and attached general and specific conditions. Any violation of these terms may subject the permittee to a fine or criminal or civil action; and may cause the permit to become null and void. This permit must be on the project site and accessible to the permit officer when the project is inspected for compliance. The applicant certifies by signing this permit that I)prior to undertaking any activities authorized by this permit,the applicant will confer with appropriate local authorities to confirm that this project is consistent with the local land use plan and all local ordinances, and 2) a written statement or certified mail return receipt has been obtained from the adjacent riparian landowner(s). The State of North Carolina and the Division of Coastal Management, in issuing this permit under the best available information and belief,certify that this project is consistent with the North Carolina Coastal Management Program. River Basin Rules Applicable To Your Project: Tar-Pamlico River Basin Buffer Rules Other: Neuse River Basin Buffer Rules If indicated on front of permit,your project is subject to the Environmental Management Commission's Buffer Rules for the River Basin checked above due to its location within that River Basin. These buffer rules are enforced by the NC Division of Water Resources. Contact the Division of Water Resources at the Washington Regional Office (252-946-648I) or the Wilmington Regional Office(9 I 0-796-7215)for more information on how to comply with these buffer rules. Division of Coastal Management Offices Morehead City Headquarters Washington District 400 Commerce Ave 943 Washington Square Mall Morehead City, NC 28557 Washington, NC 27889 252-808-2808/ I-888-4RCOAST 252-946-6481 Fax: 252-247-3330 Fax: 252-948-0478 (Serves:Carteret,Craven,Onslow- (Serves: Beaufort, Bertie, Hertford, Hyde, North of New River Inlet-and Pamlico Tyrrell and Washington Counties) Counties) Elizabeth City District Wilmington District 40 I S. Griffin St. 127 Cardinal Drive Ext. Ste. 300 Wilmington, NC 28405-3845 Elizabeth City, NC 27909 910-796-7215 252-264-3901 Fax: 910-395-3964 Fax: 252-264-3723 (Serves: Brunswick, New Hanover, (Serves:Camden,Chowan,Currituck, Onslow-South of New River Inlet- Dare,Gates, Pasquotank and Perquimans and Pender Counties) Counties) http://portal.ncdenr.org/web/cm/dcm-home Revised 7/06/17 • ADJACENT RIPARIAN PROPERTY OWNER STATEMENT 13 U ( CX1dAT • ccfntg►c 4 - I hereby certify that I own property adjacent to Ge 4en( AcEct.0 kr/N 's Name f Property Owner) property located at q Lk 4 (*AA-id c (L.d (Address, Lot, lock, Road, etc.) on -Tax)u_: , in t - ()S+ ctdd , N.C. (Waterbody) (City/Town and/or County) The applicant has described to me, as shown below, the development proposed at the above location. Q ‘ -*- -3411/4 I have no objection to this proposal. I have objections to this proposal. DESCRIPTION AND/OR DRAWING OF PROPOSED DEVELOPMENT (Individual proposing development must fill in description below or attach a site drawing) mph IWOIb rr----7‘i i Lilt Cl'iNA Pr 1.- i L:k.et - mAtbt LlaA+.�.� Do - reHo AiLL ujAiwn 6iRSi �(R,(ol IZ?<I(o� / 3 vJ4tlo "`1 cirlf 1 C A-mA Q(A'I-Fev m ryNk.es I^ pbe-12vAe e----- 1 ool w.0Ec -..________WAIVER SECTION I understand that a pier, dock, mooring pilings, breakwater, boathouse, Ii , r groin mu e se?back a fat) minimum distance of 15' from my area of riparian access unless waived by me. (If you wis waive rpoctib the setback, you must initial the appropriate blank below.) GAc' I do wish to waive the 15' setback requirement. I do not wish to waive the 15' setback requirement. (Prop y Owner Informati. ) (Adjacent Property Owner Information) ). h 4 Ai, , 3 .,14,„si., A ;15 Sign e Print or pe Name Print or Type Name c'2_-l 2/4-r+- c� act °I e D VVl 4110 2 i Pra y iS Mailing Address Maili Address Wam, NC 2� 4 (,Z ^ a At 0 5+efiA nr c:R8' V3 C4/oc2__143og /State ip City/State/Zipi — 9/6 - 449 . 9686 RECEIVED Telephone Number Telephone N tuber R-2 - 20 g 36 G2 a Date Date U C T 2 9 2020 (Revi e6 1( NGTON, NC • ADJACENT RIPARIAN PROPERTY OWNER STATEMENT 13 Uv�( u e4 !-�e(i UJ cc1IW-4: I hereby certify that I own property adjacent to \.{ i,� ceC c\orA 's J Name of P}operty Owner) property located at q Cl L( Mc-AA-7c B lt.- ((_d �� (Address, Lot, lock, Road, etc.) on , in osi- c-Ld , N.C. (Waterbody) (City/Town and/or County) The applicant has described to me, as shown below, the development proposed at the above location. I have no objection to this proposal. I have objections to this proposal. DESCRIPTION AND/OR DRAWING OF PROPOSED DEVELOPMENT (Individual proposing development must fill in description below or attach a site drawing) TWaztatalW Sgi IYar5h Z 64-r� LII cfr(\Pr L • i tiqI _ '\ �--iS" , • -� 10( 2S )(quilt-rt., �1 Retb friAK _ Ft0+.;�.3 'ack - ref b.t�� ��4j�Am t[� $ 2�'� cc.n6,1 Crstsr yArd *2xl lo. 1-i ;t- x zo' PADKY � rye r w�c�W C A r n A ��_ I l70 Q(fF ✓Y) Mn,rS k W l pe, WAIVER SEGTION P cl( Z..k I understand that a pier, dock, mooring pilings, breakwater, boathouse, Ti'; sr groin mu e set back a minimum distance of 15' from my area of riparian access unless waived by me. (If you wis waive the setback, you must initial the appropriate blank below.) 2nQe.(N /I do wish to waive the 15' setback requirement. v 1 do not wish to waive the 15' setback requirement. (Prop Owner Information) (Adjac-nt Pro rty O er Information) 4 trod SU Vtf a�� I� P( ,� Sib at r 4 .L ' in( C - l/ I Print or; pe Na e Print Type Name (2 l P/�1-rkr t �2 (U 9v2(_v cc,�cuci C� Maili g Address M 7i g Addre .� W cr.r•S d\S C 2 Sig Q- i)1 ad Air 2 c/</3 JCity/State/Zip City/ to /Zip "i0 =c'1a-tt3o8 "/D S/c -eaa F- RECEIVED Telephone Number Telephone Number C\-2Cc- 2-020 Date Date UC I 2 9 2020 (FijVitalgtON, NC This form is a statement of final loan terms and closing costs.Compare this Closing Disclosure document with your Loan Estimate. Closing Information Transaction information Loan Information Date Issued 10/19/2020 Borrower George Henry H McEachem LaanRrm 30 years Closing Date 10/20/2020 944 MALLARD BAY ROAD Porpow Purchase Disbursement Date 10/20/2020 Hampstead,NC 28443 Product Fixed Rate settlement Agent BOYLESANO CALLIHAN Seiler )AMES000DIMN File• MCEACHERN10-20 121 DAN OWEND DRIVE Loan Type ®Conventional CI FHA Property 944 Mallard Bay Road Hampstead,NC 28443 OVA O Hampstead,NC 28443 Lender TowneBank Mortgage Loan MS 000345600 Sale Price 5550,000 MICe Loan Terms Can this amount increase after closing? Loan Amount $300,Q00 NO Interest Rate 2.75% NO Monthly Prindpal&Interest 51,224,72 NO See Projected Payments below for your Estimated Total Monthly Payment Does the loan have these features? Prepayment Penalty NO Balloon Payment NO Projected Payments Payment Calculation Years 1-30 Principal&Interest $1,224,72 Mortgage Insurance + 0 Estimated Escrow + 754.70 Amount can Increase over time Estimated Total 1,979.42 Monthly Payment This estimate includes in escrow? Estimated Taxes,Insurance ®Property Taxes YES &Assessments $754.70 GE Homeowners Insurance YES Amount can increase over time Monthly ❑Other. See page 4 for details See Escrow Account on page 4 for details You must pay for other property costs separately. Closing Costs $10,402.50 Includes$3,381.06 In Loan Costs+57,021.44 In Other Costs-SO in Lender Credits.See page 2 for details. • Cash to Close $2 5 5,402.5 0 Includes Closing Costs.See Calculating Cash to Close on page 3 for details. CLOSING DISCLOSURE•GTRIOCOWS_S ir2■III C'1 r5 k+`rSiterARYfht W4.tfWRI III Page 1 of 5-LOAN ID a 000345600 10/19/2020 01:40 PM PST C,niaca.DWSS(CLS) Closing Cost Details Borrower•Paid Seller-Paid held* f . RIMIIII.I_____- At Dos no Before Closing At Closing Before Closing Othui A.Origination Charges S 1,09S.00 %of Loan Amount(Points) j i Origination Fee i S1.09SA0 I t 1 i •, I B.Services Borrower Old Not Shop Foe 81.5.06 I t•1 Appraisal Fee to Atlantic Coast AppeaiMWS&Assoelefps V:Credit Report to EGUTAX MORTGAGE SOLUTIONS 54636 C1 flood Certification to Coreloglc Flood Services i $1150 i ws In If 01 tiS C.Services Borrovrisr Old Shop For 1 $1r731A0 C:Title-Ciosrng Protection Letter to FENDER CO ROD k 319A0 L,Title-Document Preparation Fee to BOYLES AND CALUHAN PLLC 1 S 1 50.00 „i Tpk-Lenders Title Insurance to TRYON TITLE AGENCY LLC 1 $317.00 n.,Title•Settlement Fee to BOYLES AND CLUHAN PLLC S89100, i I bi I I ' i O.TOTAL LOAN COSTS(Borrower-0aldl SUM.66 . Loan Costs Subtotals(A+8+C) i 53,301.061 1 Other Costs E.Taxes and Other Government Fee S90.00 • Recording Fees Deed.S26.00 Mortgage.564.00 ; S90.001 1 • •Transfer Taxes ; 51,100.00. F.Prpaids }1 54,100J4 ' Homeowner's insurance Premium(11 mo.)to THE HUNEYCUTT GROUP { S3,t61.2S, i j •,Mortgage insurance Premium( mo.) Prepaid Interest(S22.60 pet day from I0/20/20 to 11/1/20} 5271.20 •.Property Taxes(t2 mo,}to FENDER ii $748.391 • S3.O58,94 I G.initial escrow Payment at Closing S S2.2114.10 i Homeowner's k+surance 5263.13 permonth forS790.291 3 m0. '. Mortgage:nsurance per month for mo. I I Property Taxes S317.02 per month for 4 mo. - S 1,268.06' Flood Insurance $t74.25 per month for 3 m0. SS22.75 I 1 1 I { 1 .: Aggregate Adjustment ( -S317.021 H.Other ( 5406.50 Title-Owners Titk Insurance(optional) to TRYON TIME AGENCY LLC 5486.501 I I 1 f I.TOTAL OTHER COSTS(Borrower-Paid) S7,021.41 Other Costs Subtotals(ErF+G+Hi 57.02t.44( 1 1 J.TOTAL CLOSING COSTS(Oorrower•Paidi S10402.50 Ct0sino Costs Subt0talsCD+Ii S10,402501 i S4,305.941 Lender Credits i i CLOSING DISCLOSURE•GTRIOCDW5_S .11l r INSP- fP~E* (61 .El sIl III Page 2 of 5-LOAN:0 f 000345600 1Ar19/202001:40PMPST GTRIDCDY SS(CLS) MOMIZECEIR Use this table to see what has changed from your Loan Estimate, Loan Estimate Final Did Oils change? Total Closing Costs U1 S 12,01 I AO 510.40250 YES See Total Loan Costs 0)end Tar Otter Costs UI Closing Costs Paid Before Closing SO SO NO Closing Costs Financed (Paid from your Loan Amount) 50 SO NO Down Payment/Funds from Borrower S250,000,00 5250000.00 NO Deposit -$5,000A0 •SS,00000 NO Funds for Borrower SO SO NO Seder Credas SO SO NO Adjustments and Other Credits SO SO NO Cm to Close S2.57,011.00 $255,402.50 Summaries of Transactions Use this table to see a summary of your trensactlon, BORROWER'S TRANSACTION SELLER'S TRANSACTION K.Due from Borrower at Closing S540A02.50 M.Due to Seller at Closing S550,000,00 Sale Price of Property SSS0,000.00 f Sale Price of Property S550003.00 Sale Price of Any Personal Property Included in Sale _.' Sale Price of Any Personal Property Included in Sale Closing Costs Paid at Closing Ui 510,40250 0: Adjustments Qi Ri 07 • Adjustments for Items Paid by Seiler In Advance Adjustments for Items Paid by Seller in Advance `O City/Town Taxes to City/Town Tests to County Taxes to County Taxes to Assessments to Assessments to 4 IS L.Paid Already by or on Behalf of Borrower at Closing 5305,000.00 N.Due from faller at Closing S3.305.94 Deposit S5,000.00 Excess Deposit S 1.OlKi.00 'I:Loan Amount S300,000.00 Closing Costs Pad at Closing(it $<305.40 03 Existing Wants)Assumed or Taken Subject to ,t; testing Loan(s)Assum.do.Tak.n Subject to fi Long Term Lock Refund .I- Payoff of First Mortgage Loan 1> Seller Credit it< Payoff of Second Mortgage loan Other Credits VC Bond Program •7l dd SeZer Credit Adjustments MIP Refund rev Employer Credit . Appraisal Refund Adjustments for Items Unpaid by Seller Adjustments for Items Unpaid by Seiler City/Town rases to City/Town Taxes to County Tares to County Taxes to • Assessments to Assessments to Lender Credit CALCULATION CALCULATION Total Due from BorrweeratClosing 00 SS60,40230 Total Due to Seller at Closing(MI $550,000.00 Total Paid Already by or on Behalf of Borrower at Closing(L) -S305,000.00 Total Due from Seller at Closing IN) -$5,305.94 Cash to Close ©From ❑To Borrower �re QQ35,402.S0 Cash Cl From From l}To Seller SS44,69 CLOSING DISCLOSURE•GTRIDCDWSS ■ut L,M Lrrf7lYt2s~6 ICl.4e.kaIN. I If' Page 3 ofS•LOAN 1D/000345600 10/1 W2020 01 A0 PM PST G7gDCpySS(US/ Additional Information About This Loan Loan Disclosures Assumption Escrow Account If you sell or transfer this property to another person,your lender Fornoac your loan 0 will allow,under certain conditions,this person to assume this (]will have an escrow account(also called an'impound'or"trust' loan on the original terms. account)to pay the property costs listed below.Without an escrow 0 will not allow assumption of this loan on the original terms. account you would pay them directly,possibly in one or two large payments a year.Your lender may be liable for penalties and interest Demand Feature for falling to make a payment. Your loan D has a demand feature,which permits your lender to require early Escrow repayment of the loan,You should review your note for details. Esaowed Estimated total amount over year I for ❑x does not have a demand feature. Property Casts $14,301.70 your escrowed property costs! over Year 1 See attached page lot additional Late Payment information If your payment is more than t5 days late,your lender will charge a Non-Escrowed Estimated total amount over year t late fee of 5%of the principal and interest overdue. Property Coos for your non-escrowed property costs: over Year I You may have other property costs. Negative Amortization(increase in Loan Amount) Under your loan terms,you Initial Escrow $2,26410 A cushion for the escrow account you ❑are scheduled to make monthly payments that do nor pay all of Payment pay at dosing Sea Section G on page I. the interest due that month.As a result,your loan amount will increase(negatively amortize),and your loan amount will likely monthly S754 70 The amount included in your total become larger than your original loan amount.Increases In your Escrow Payment monthly payment loan amount lower the equity you have in this property. 0 may have monthly payments that do not pay all of the interest 0 will not have an escrow account because❑you declined it❑your due that month.If you do,your loan amount will Increase lender does not offer one.You must directly pay your property (negatively amortize),and,as a result your loan amount may costs,such as taxes and homeowner's insurance.Contact your become larger than your original loan amount Increases in your lender to ask if your loan can have an escrow account. loan amount lower the equity you have in this property. ®do not have a negative amortization(eature. No Escrow Estimated Estimated total amount Over year 1.You Partial Payments Property Costs must pay these costs directly,possibly Your lender overYear I in anewtwo large payments a year. ❑may accept payments that are less than the full amount due Escrow Waiver fee (partial payments)and apply them to your loan. may hold them in a separate account until you pay the rest of the in the furore payment,and then apply the full payment to your loan. Your property costs change and as a result your escrow pay merit may change.You may be able to cancel your escrow account, ❑dies not accept any partial payments. but if you do,you must pay your property costs directly.If you fait If this loan is sold,your new lender may have a different policy. to pay your property taxes,your state or local government may(1) impose fines and penalties or Q)place a tax lien on this property.If Security Interest you fail to pay any of your property costs,your fender may(1)add You are granting a security interest in the amounts to your loan balance,(2)add an escrow account to your 944 Mallard Ray Road Hampstead,NC 28443 loan,or(3)require you to pay for property insurance that the lender buys on your behalf,which likely would cost more and provide fewer benefits than what you could buy on your own. You may lose this property if you do not make your payments or satisfy other obligations for this loan. CLOSING DISCLOSURE•GTRIDCDWS_S i• 1`3rcl�i3(' IIR{4 �tC �1 Y� Page 4 of S.LOAN toe 000345600 10/19/2020 01:40 PM PST GTFSOCDWSS(CIS) (SD)SSA 1Sd led°►:l°O OU61Iol 009stE000IQNvol 5I satoll iii : madge lNi HIE s Smo)Ora19•3nnS0090TJeNSOD alep ulaµle3301 aueW uuy WIC i mpepoi,4 li to, pa,laoaJ m pau6ls ane4 noA asneoaq ueol spp)daooe of aWew sou op noA 14444 spss patiaai aney noA le4)6 J,wiyuoo AIuO air noA . ublS Ag sdlalaa wn;uo) sts9-Jet-o16 j eOLL•59P0t6 OOZ11619.Ot6 auo4d wos suns 1,037NVH11lVJS31A09 -mecueduio)pueluueN •abetuoW)fufpatM103 ONLY 1 *Wm! ®eawediPreWnw llew3 6o IBt OUZSZ OI asuao117N heluo) 89ttOes 01514011,111e1u0J 531A09:JADSW tumpelpwAnlaH Hawedpumuno) saesuoD 60181 tEteZJ 01 es uaofl DN BELZIS OISIWN EOeet JN'U036u1W1!M IOW JN'u016uIWI 80Z SOP JN'uw6U!W M 1331115 Nit N 61E 115 SO S3ONV31O[L65 an140 sawsy Ltot ssaJppv JT1d *12113 teat NV14I1110 Ow STIAOS yN Auettuo)pue AJuaN a6e6uosy euegauMo1 aWQN tS) (D) sua6V 1wIap3 5 JapfD a4r3s311%8 ant we astls3 pet Jalolp abebyJoey Japes t uolseLu o;ut 13Equo) •uolse+wo}u!aim Jo)moslnpl xe3 t StnsuO)pinogs noA saxes awoow twapa;1nOA Wa) algtsonpap sou sI ante,wpm Jt?s/gsadad;pp anogt sunowe ue01 a4s uO 3saJasui a43'43Jom sl As,adoxt s441 ue41 slow molloq noA;1 5Ugsop-a6e61s0W/no6•a)ueuysawnsuer,MM suoRmpac neajng uonpasoJd leoueuy Jawns2O)a4s soetuo3lureldwoo a;eau Jo vece spp aoueuyaJ uopawm4u1 saw 1a6 01 n,oyq uopewm/u! w etge eq sou Aew nbA'suOn!puoo 3aJuew pue'an►eA A3JadoJd a4s pelts,alp asn'W)O(snp u0 MOO JO swJa;ue01 'uolsensls lepueup aln3n},noA uo puadap iifn+weal sl4!6uputuyay 3nO4e suo!)sanb a,ey na(}i jsuoRsanp aaueugay 'a)ueteq pledun asp Jo)A3 qee WOJ)noA 3Jaiad sou saop Mel atels[] voplwlofu! aJow Jo)JaAMQ)a 3lnsum w 3ueM Aew noA•amsopaw3 Jaye uana 6ululeW W sgap Aue Aed w anew pue uo)pa5otd s141 asol Aew noA'Auadoed spp uo soap leuoltlppe Aue uo apt JO a ueuyaJ noA lunowe ueol JnoA)o a6esuaaJad A•aweleq pledun ass Jo;AUIWe!I wot)noA soasoJd Aew Met ales[ %LSO'Lt• a se uuas ueol atp w,°Aed nem noA 1etp lsea3u!)o •ueol sl43 uo aueleg pledun J°3unowe asp AM* 3unOw¢leso3 a41'WEL)abesunJad ssaWalu►►el°j SOU swop aJnsoptuN a4s pue AsJadoJd pip u0 sasoJNSJ Japual inoA)I •� _ aJn opaio4 Jaye Asllprly •ale,asaJalul •anp 1W Aaw3 ampq ssuawAed 6upew Jo)sal,,a4s • %Eo8•Z JnoA sou sI spu'ale]a se passaJdxa uua3 two!atp pue veol Jan°WO)JnoA•ladV)awl(a5rluasied IrsluuV )o suasuAsdal Apes ulnbai ua)Japual inoA 4)ItM uI suo!sen)!s 'ueol Ai;uo slne)ap a sI te4M . v6Jey)asueuy sua;tln usoA 6u!Aed '53UlU Aed moA a>lew o)IleJ noA;!suadde4 swum • OE'8OL76ZS Jayye apet±e,e tunowe ueol a41'peoueu4.43usnowv moot uo!3ewlo)ut sal luawnosu!Atunoas pue asou inoA aa5 s►sas,(1 sas4uo7 noA 3sos L626 CEP LS ueol aw3sunowe mop a41•a6114)nueuy •M)aq passll uoutuuo}ui a4s se Japuai moA pe3uo)aseald'41 paseasaJ 3aA sou ase4 noA )I'43S0P aOo)aq sAep E seal se lsoo teuoy!Ppe ou se Adop a noA an16 •salnpauss se'sssoo ueol pue'awe2nsu!a6e6uow os pumbl4 Sr Japual JnoA'ueot inoA Jo)pasleidde sem A madad NIA ESESTeeeS 1sajaSu!gedpuud}o ssuasuAed t!e atlew noA Iesle►ddV ARP,Pled a,e4111M noA 1ES0j'aua WArd to I0310J. sasnsopslp Jatop ■ Addendum to Closing Disclosure This form is a continued statement of final loan turns and dosing costs. Settlement Agent BOYLES AND CALUHAN PLLC Borrower Ann Marie McEachern 944 MALLARD BAY ROAD Hampstead,NC 28443 Setter BETTY S.GODWIN Additional Information About This Loan Loan Uisdnsures Escrow Account Escrow Escrowed 1 S8,301.70 Estimated total amount over year 1 for your escrowed property costs Property Costs Piopvfy Taxes Homeowner's Insurance Flood Insurance over Year 1 I CLOSING DISCLOSURE•GTRIDCDWS_S III IZ E tG. 11.6.~7 G,r JIC.G*7..W 'R9Ei1I III LOAN Da 000345600 10119/202001:40 PM PST UTRIOCDWSS(CLS) Closing Disclosure amain information Transaction Irlfomlaion Date Issued Borrower Gene lleniy H.M0Earthen and Ann Mane Mrfad ern Cbfing Date 10R0/20 944 Mallard Say Road Disbursement Date 10f20/20 Nannetea4 284Ci Settlement Agent euyias&GlUAan,PLLC Seller lama C.When and Bdty S Gad* Ale!! MCFACHERN.10-20 S137 Due Mom d.0.Apt.C106 Property 944 Metard aay Road W44m&rpton,PC 20411 rbmprtead,NC 28443 Sale Price $550,000 Contact Information SELLER'S TRANSACTION REAL STATE BROI R(B) M.Dueto Sew atCasing - $S50,000.00 bans 01 Sale vice or P vperty $550,000.00 Address 02 Sale Paced Any Personal Property Wade in Sate 03 04 NC Lianas m OS RDA Dun — Contact 06 07 Contact NCWerleaID---.— -. 0a Email Adpotneamnastrams Paid b/fdterInAdvance V Phone .. ------ 09 C1ly/lwevf es l0 Cwntyibes REAL ESTATE BROICW(al) 11 Assessments Name 12 Address 13 NC License ID 16 Canted _. . N.Dae*enadleratdeem - $5.30394 Coated NC Menge ID 01 bees Oepoet 02 CloynnCods Paid et 4.3as.9s Snell 03 been Loanp)A®srsd«Tldsrs S*E to Phone 04 Revolt dPY7tMae>,pethen _ S LalefTA ENT . - _---- __ •OS PayoltdSemd Mdn�peteen _OS Nam Bg4saCslslb07 a><SC Adams 319N.49Street 08 Seer Out wca4p.,NC28401 09 Due Diligence Pea-----_ $Lg00.00 `--- --_--_ 10 NC lionise — un09 t Coated M.Ste We t2 -- ..Contact NC Lksem s 18109 13 Alaeenseeebensestl tbeewr oesH - teerniiitoiiesolhenbftain — 1. Coy/RaartTaws -- --- .Lens (910)763654S tS Cask Tam 16 Asessmeab 17 Confirm Receipt • 19 to CALCULATION Rai MP le Seer at Oosiry(e4) f 55g001.00 (� C Gotiv.4i Val Ms awn Seder at Closing 1N1 ---- 55,335.94 "_l � 4 -� Cash 0From❑-To Seller ;544,89d,06 Betty S. n CLOSING C1LSC105URE PAGE, 1 CE2 • triwn ry a.w�vc�ayaa Sdier-Paid Loan Costs -.. ..__ Atg Befae Mani A.origination Charges • 01 46 of Lean Amount(Foists) 02 03 04 05 06 07 06 B.Services Borrower Dd NotShop Por 01 02 03 04 06 07 06 09 10 C.Srvias Borrower Did Shop For 01 02 03 04 CS 06 07 08 Other Costs E.Tars and Other Government Ems 01 Recording Fees Lead. Mbl ¢: 02 03 Trand¢r Tt (D Pen0er CourKv Rec9r Of Oeod 5 1,100.00 F.Prepalds 01[tenon ers noran2 Prerniurn( m0.) 02 dye harms P,nrr&rn( mg), 03 Peeped INerat( per day nom t0 1 04 Property ram Fender Canty Tax Office 01i01/711 to 01631/21 ;3,055.94 I 05 G.Initial EsaewPaymetatOodng 01 tCaeuAi vwRalja per month for nax 02 Madam Im agree isurvail r(r rn 03 Rowdy Tams per morC.ear ma. 04 Os 06 07 0S Aggregate Adt s0nent ---- et Other 01 Tele-0oaimM Reparation to Boyles&Cation.PLLC Serer's Gob $i50.00 02 03 04 05 05 07 2.TOTAL CLOSING COSTS !'; $'1,305.94; CLOSING DISQDSURE FAGS Z Of • t I an EN ERAL PERM IT YNtevy riudre-Rivn -1Complate&limit _Partial Reknit N9 77675 Previous permit# A B C e5) Date previous permit kneed Al authorized by the State of North CartAna.Deperunent of Environmental Quaky and She Coastal Ralsourtes Conarnitsion in an area at ernrironmental concern ponuant to ESA NCAC 07 ti ' 1200 , ,r.'-1 Auks apithet As3plitwitt Name irr-414.615- tip,/Al rtt L. ttkii4€4cett Proiect Lociticwr COUnty fr.td-44.4, Addams Ill flicit-TAS4rf t-t) - sti.t ., — State RoaW Lot#(&) —----- City Ali 4"A* - %wive zielel I Z- ii," i4,-Alti) Ph utatad Arm 14//k- _CW LIR" Arne DS$ Oros cisub:111'Phei.ne# C.Ar-k:7;11 Affected . ) *ter Bate469123PL1/1:)::. one* khari A E qs). .-:oat CHi* IC.Iii 0 USA DNA Adj.Wtr.Body init'ilkt.0 i 466 ttiPtielk2) "-PWik aosest Moi.Wen Body VtiA4L- re ' ORW yeS il,fft.9.) PNA 2gLY.:Q , / r Type of Project/Activity 1A914 fT Ci:9 42*--1 . ". Ad / (SCalIC if ,-_-_10 ) I-4H0 Plittfereij st / ' * ' 1 ' ' ii = t ' t -7 - I t t Fleury X t ' : L . ' 4.14../ . ir-insii,:nuth,zen ! - ' - 1-1 , Oh • , !, ------4-----, : — ' • - - , i - 1._,, , , , , ,. Grain knob ,• , 7--..---- e..t.„„), . 47._ 44 ,...- . ollittod i C-dPal ULM,channel I I - I 1 ' -.*. _ i I . — — Boat hwsce5P412-- ;---4 , i t I ',,1 • • ,- --1- a a . t - , -it • ... Otiw 367.........s....sc . f"----;---- * — ....._. . .. . 4 • Snorkina tirgthIP;°----- * i 4 SAV nos NOV yin I ' r/LA italq Win *A rill . FillnrOs Waver Attarsied. - &,, A bolding perma nert.be requited by: ' :Site note on back t lien Rivet BzOn rules. (Nate I_ExA%teens jimiettittion. 1 PO 1 I °F- ' C • t Special Candidates AI AI IIL A Ai IL sirwinigiti arigro A / 'PAT171111 -11-' 1 iriarion P iv .wiro-F 1 ...„. A ....._ ) 4 ' I* lila I: 1141.-: Xt—rilij i, *''' rAhilkTitlir il 4Siti'''''.."- .1 16. .... . .. .. .compitatioesmetnent co bock og permit 7....4..... , if- _... , tr, ,,,............._ ,, Appk win Eviration Date ation F*00 Cheek e Deb RaeeMd Dab DepoekM Check From(Name) Name of Permit Holder Vendor 11/ amount Permit Number/Commenta Receipt or Refund/Reallocated Cokmml Columns Column3 Column< Column! Columne Column? Colunme Column9 11/4/2020 Duncan Marine Contractors,Inc. Tim and Tom Conley Branch Banking and Trust i 8357 $ 100.00 Minor Mod Fee#124-17,Wrightsville Beach NHCO KE rct.12411 11/10/2020 Paul Maki same Bank of America 3006,$ 100.00 minor fee,88 Waterfront Cir Dr,Hampstead PNCO TP rct.10309 11/10/2020 AMW Docks and Marine Construction LLC Richard Billings BB&T 6005'$ 200.00 GP#77888D ,BB rct.12437 __ 11/10/2020 AMW Docks and Marine Construction LLC Craig Cox for 166 W 3rd street HO BB&T 6006 $ 200.00 GP#778650 'BB rot.12438 11/10/2020 James Moore same State Employees CU 1764'$ 200.00'GP#77894D_ BB rct.12436 11/10/2020 Wilton Eskridge Rev Trust same Fidelity 1033 $ 400.00 GP#77691D BB rct.12432 11/10/2020 Wilton Eskridge Rev Trust same Fidelity 1033 $ 400.00.GP#77690D BB rct.12432 11/10/2020 Bradley Creek Boatominium Inc. same FCB 3556 $ 200.00 GP#77893D BB rct.12413 __ 11/10/2020, CMTMC,Inc Thomas Adkins FCB 1152 $ 400.00 GP#77628D Ben rct.12454 11/10/2020 Bryan Cassetta same Truist Bank 985054 $ 400.00 GP#77603D 'Ben rct.12462 11/10/2020 Mitchell and Beverly Rowell same FCB 3561 $ 400.00 GP#77625D "Ben rct.12458 11/10/2020 River Run Plantation POA,Inc. same North State Bank 1598 $ 200.00 GP#77700D 'Ben rct.12451 _ 11/10/2020 H5 Construction,LLC Michael Kelly BB&T 2452 $ 400.00 GP#776330 -"Ben rct.12453 11/10/2020 Willie Clarence Richardson/Richardson Cc Wade Coleman BB&T 7824 $ 200.00 GP#71893D Ben rct.11724 __ 11/10/2020 CLTMC,Inc. Spencer Stiles FCB 1153 $ 400.00 GP#77630D Ben rct.77630 11/10/2020 Bayan Construction.Inc. Steven Hershey Coastal Bank and Trust 9233 $_100.00 Minor fee,217 S Anderson.Topsail Beach PNCO JD rct.11773 11/10/2020, F and S Marine Contractors Inc. John Mack PNC Bank 8928 $ 200.00 GP*77878D KE rct.12414 11/10/2020 Back to Normal Errol Mcgillewie BB&T 5470 $ 200.00 GP#77695D BB rct 12440 _ 11/10/2020 John Tammaro II Parker Real Property LLC Aguesta Bank 1562 $ 400.00 GP#77693D BB rot 12439 11/10/2020 Henry McEachem same Bank of America 4054 $ 200.00 GP#77675D _ JD rot.11774 11/10/2020 Band B Marine Construction William Brantley Wells Fargo 1525 $ 400.00'GP#77697D BB rct.12442 11/10/2020 B and B Marine Construction Edwards Family Living Trust Wells Fargo 1524 $ 400.00 GP#77696D BB rct.12441 _ major fee,404 N Shore Dr W,Sunset Beach BrCo SPLIT 11/10/2020 ,Ned Danieley same Suntrust 10011$ 400.00 60/40 ,BB rct.12443